essay about money is not everything

Essay on Money is Not Everything

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100 Words Essay on Money is Not Everything

Introduction.

Money is often seen as the key to happiness. However, it’s not everything. There are other aspects of life that money can’t buy.

Importance of Relationships

Money can’t buy genuine relationships. Friends and family are invaluable, their love and support can’t be purchased.

Health and Happiness

Money can’t guarantee health or happiness. Health is a result of good habits, and happiness comes from contentment.

Knowledge and Wisdom

Money can’t buy knowledge or wisdom. These come from experiences and learning.

250 Words Essay on Money is Not Everything

The age-old saying, “Money is not everything,” is more than just a cliché. It is a profound statement that encapsulates the essence of human existence and the pursuit of happiness.

Money and Materialism

Money, without a doubt, plays a crucial role in our lives. It provides us with the means to afford necessities and luxuries, and it can also facilitate access to opportunities for education and personal growth. However, it is important to understand that money is merely a tool, not an end in itself. The relentless pursuit of wealth often leads to materialism, which can detract from the more meaningful aspects of life such as relationships, experiences, and personal fulfillment.

The Pursuit of Happiness

The concept of happiness is subjective and varies from person to person. For some, it may be associated with financial stability, while for others, it may be rooted in relationships, personal growth, or contributing to the community. The key is to strike a balance between monetary pursuits and other aspects of life that bring happiness and satisfaction.

In conclusion, while money is an essential part of our lives, it does not equate to happiness or success. It is the means, not the end. The true essence of life lies in our experiences, relationships, and the pursuit of personal growth and fulfillment. Therefore, it is essential to remember that money, while important, is not everything.

500 Words Essay on Money is Not Everything

Money, often viewed as the ultimate measure of success, is undeniably a significant aspect of our lives. It is the driving force behind our basic necessities, such as food, shelter, and clothing. However, it is crucial to understand that money is not everything. It is a means to an end, not the end itself. The overemphasis on its importance can lead to a skewed understanding of life, happiness, and fulfillment.

The Illusion of Happiness

Money and relationships.

Money can also have a profound impact on relationships. Wealth can attract people towards you, but it cannot guarantee genuine relationships. Often, relationships built around money lack depth and sincerity. In contrast, relationships built on mutual respect, love, and shared experiences tend to be more fulfilling and lasting.

Value of Experiences

Experiences, unlike material possessions, are priceless and everlasting. They shape our perspectives, broaden our horizons, and contribute to our personal growth. Money can facilitate experiences, but it cannot replace them. The joy of exploring a new place, the thrill of learning a new skill, or the satisfaction of helping others are experiences that money cannot buy.

Inner Peace and Contentment

In conclusion, while money is important, it is not everything in life. It is a tool that can provide comfort, security, and opportunities, but it does not guarantee happiness, genuine relationships, or inner peace. The pursuit of wealth should not overshadow the pursuit of personal growth, meaningful relationships, and experiences. Recognizing this can lead to a more balanced, fulfilling, and meaningful life.

That’s it! I hope the essay helped you.

Happy studying!

Essay About Money Is Not Everything

1. introduction.

In the introduction to the work "The Role and Importance of Money: Exploring the Notion That Money Is Not Everything", we will establish the foundation for our exploration of the complex role and significance of money in today's society. At the outset, the concept of money will be defined, laying the groundwork for a deeper understanding of its various functions and implications. Through this exploration, we aim to challenge the prevailing notion that money is the sole determinant of success and happiness, and instead seek to highlight the multifaceted aspects of wealth and prosperity. By delving into the nuances of the concept of money, we hope to shed light on the ways in which it influences individuals and communities, and how its importance extends beyond financial transactions. This introduction sets the stage for a comprehensive examination of the role of money, encompassing its economic, social, and emotional dimensions. Through this work, we endeavor to provide a thought-provoking and nuanced perspective on the significance of money in our lives.

1.1. Defining the Concept of Money

The concept of money can be defined as a medium of exchange that is widely accepted in transactions for goods, services, and repayment of debts within a given economy. Money serves as a unit of account, enabling individuals to measure the value of goods and services, as well as a store of value, allowing individuals to save and transfer purchasing power from the present to the future. In addition, money also acts as a standard of deferred payment, facilitating transactions over time. Furthermore, money can take various forms, including coins, banknotes, digital currency, and various types of financial assets. It is important to note that the value of money is not inherent to the physical form it takes, but rather derives from the trust and confidence of individuals and institutions in the stability and credibility of the issuing authority. In conclusion, the concept of money plays a crucial role in the functioning of modern economies, serving as a fundamental tool for facilitating exchange, investment, and economic growth. Understanding the nature of money is essential for grasping its broader significance and impact on individuals, societies, and global financial systems.

2. Historical Perspectives on Money

The historical perspectives on money provide valuable insight into the evolution of currency systems throughout civilization. From bartering and trade to the introduction of metal coins and paper currency, the concept of money has undergone significant transformations over time. The development of currency systems has been influenced by various factors such as economic practices, political decisions, and technological advancements. Understanding the historical context of money sheds light on its role and importance in shaping societies and economies. The evolution of currency systems has been a gradual process, marked by significant milestones such as the invention of coins and the establishment of central banks. These developments have played a crucial role in facilitating trade, commerce, and economic growth. Furthermore, the historical perspectives on money emphasize the interconnectedness of financial systems and social structures, highlighting the significance of money as a medium of exchange and a store of value. By examining the historical evolution of currency systems, we gain a deeper understanding of the complex role that money plays in shaping human interactions and societal development.

2.1. Evolution of Currency Systems

The evolution of currency systems is a fascinating journey that spans centuries and across different civilizations. From bartering and the use of commodities as a medium of exchange to the development of precious metal coins and paper money, the concept of money has evolved significantly over time. The first known currency was created in Mesopotamia around 3000 BC, where barley was used as a medium of exchange. This marked the beginning of the transition from bartering to using standardized units of currency to facilitate trade. As societies advanced, the need for a more efficient and standardized form of currency became apparent, leading to the use of precious metals such as gold and silver to create coins. The introduction of coins revolutionized trade and commerce, as it allowed for easier valuation and exchange of goods and services. Over time, paper money was developed as a more convenient and portable form of currency, backed by the precious metals held in reserve by the issuing authorities. The evolution of currency systems reflects the changing needs and advancements of human society, from the early days of bartering to the sophisticated financial systems of today. Understanding the historical perspectives of money provides insights into the role and importance of money, and how it has shaped the economic and social dynamics of civilizations throughout history.

3. The Relationship Between Money and Happiness

The relationship between money and happiness has been a topic of interest for psychologists and social scientists for many years. Numerous psychological studies have been conducted to explore the impact of money on an individual's well-being. While it is widely believed that money can bring happiness, research suggests that the relationship is more complex than that. Psychological studies have shown that while an increase in income can lead to a temporary boost in happiness, the effect tends to diminish over time. This phenomenon, known as the "hedonic treadmill," suggests that people quickly adapt to higher levels of income and material possessions, and thus their level of happiness returns to its baseline. Furthermore, studies have also found that the pursuit of wealth and material possessions can lead to negative consequences for mental health, such as increased stress, anxiety, and depression. In addition, psychologists have also examined the factors that contribute to long-term happiness and well-being, beyond the influence of money. Research has identified strong social relationships, personal growth, and a sense of purpose as significant contributors to overall life satisfaction. While money can undoubtedly provide access to resources and opportunities that enhance well-being, it is not the sole determinant of happiness. Ultimately, the relationship between money and happiness is multifaceted and warrants a deeper understanding beyond surface-level assumptions.

3.1. Psychological Studies on Money and Well-Being

Psychological studies have long sought to uncover the relationship between money and well-being. Research in this area has revealed that while money does play a role in contributing to individual happiness, it is not the sole determining factor. Studies have demonstrated that once a certain level of income is achieved to provide for basic needs, the correlation between money and well-being diminishes. In fact, further accumulation of wealth does not necessarily lead to a proportional increase in happiness. Psychologists have also delved into the psychological effects of focusing solely on the pursuit of wealth. They have found that individuals who prioritize material wealth over other aspects of life such as relationships, personal growth, and community involvement often experience lower levels of overall well-being. This research suggests that the overemphasis on money can lead to a neglect of other crucial factors that contribute to happiness. Additionally, psychological studies have highlighted the importance of factors such as autonomy, competence, and relatedness in fostering well-being, suggesting that money alone cannot fulfill these psychological needs. In conclusion, psychological studies on money and well-being have shed light on the complex relationship between the two. While money does play a role in contributing to happiness, it is not the sole determinant. The pursuit of wealth at the expense of other aspects of life can actually lead to lower levels of overall well-being. Therefore, it is essential to recognize the limitations of money in contributing to happiness and to prioritize other psychological factors that play a crucial role in fostering well-being.

4. Money and Social Relationships

In examining the role and importance of money, it is crucial to consider its impact on social relationships. Money has the potential to greatly influence interpersonal dynamics, as financial status can significantly shape the way individuals interact with one another. In many cases, disparities in wealth can lead to feelings of jealousy, resentment, or inferiority, which can strain relationships and create a sense of tension or competition. Furthermore, the presence of financial inequality may also result in power imbalances within relationships, potentially leading to conflicts and misunderstandings. On the other hand, the pursuit of wealth can drive some individuals to prioritize financial success over personal connections, causing them to neglect or undervalue their relationships. Moreover, the influence of money on social relationships extends beyond individual interactions and can impact broader social structures. Economic disparities can perpetuate social stratification, leading to the segregation of individuals based on their financial standing. This can create barriers to social mobility and contribute to the perpetuation of inequality within communities. Additionally, the pursuit of wealth may lead to the commodification of relationships, where individuals seek out connections for the potential financial gain rather than genuine emotional fulfillment. In this way, money has the potential to both strengthen and undermine social relationships, shaping the dynamics of interpersonal interactions and the fabric of society as a whole.

4.1. Impact of Money on Interpersonal Dynamics

Money has a significant impact on interpersonal dynamics, influencing the way people interact and relate to each other. In many social settings, the presence or absence of money can shape the power dynamics between individuals, leading to unequal relationships and potential conflicts. For example, financial disparities may cause tension and resentment in friendships or romantic relationships, as one party may feel inferior or dependent on the other. This can lead to issues such as jealousy, mistrust, and a lack of emotional intimacy. Moreover, the influence of money on interpersonal dynamics extends beyond personal relationships and can also affect professional interactions. In the workplace, financial incentives and rewards can create competition and strained relationships among colleagues, as individuals may prioritize personal gain over collaboration and teamwork. Additionally, economic status can impact social hierarchies and the level of respect and influence one holds within a social group. Overall, the impact of money on interpersonal dynamics highlights the complex ways in which financial resources can shape social relationships. It is important to recognize and navigate these dynamics to foster healthy and equitable interactions, as well as to promote a more inclusive and supportive social environment.

5. Conclusion

In conclusion, it is crucial to reiterate the idea that money is not everything. While money is undoubtedly important for meeting basic needs and achieving financial security, it should not be the sole focus of our lives. The pursuit of wealth at the expense of everything else can lead to detrimental effects on our mental and emotional well-being, as well as on our relationships with others. This essay has explored the various ways in which money is not everything, including the impact of materialism on individual happiness, the importance of non-material sources of fulfillment such as relationships and personal growth, and the potential downsides of prioritizing wealth above all else. By recognizing the limitations of money and striving for a more balanced approach to life, individuals can cultivate a richer, more meaningful existence. Ultimately, this exploration has highlighted the notion that while money is undeniably important in our society, it is not the only measure of success or happiness. By valuing non-material aspects of life and understanding the potential pitfalls of an excessive focus on wealth, individuals can strive for a more holistic and fulfilling way of living.

5.1. Reiterating the Idea That Money Is Not Everything

In conclusion, it is important to reiterate the idea that money is not everything. While money is undoubtedly an essential aspect of modern life, it is crucial to recognize that it is not the sole determinant of one's happiness or fulfillment. The value of relationships, experiences, self-care, and personal growth should not be overshadowed by the pursuit of wealth. Furthermore, the ethical and moral implications of giving money excessive importance should also be considered. As we have explored throughout this essay, the role and importance of money are complex and multifaceted, and it is imperative to maintain a balanced perspective that extends beyond monetary wealth. Ultimately, the true essence of a meaningful and fulfilling life lies in a holistic approach that encompasses various aspects beyond financial considerations.

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Essay on “Money Is Not Everything” Complete English Essay, Paragraph, Speech for Class 10, 12 Students.

Money Is Not Everything

Money is essential that brings for man all his necessities and luxuries for his comfortable existence. Life without money is undoubtedly a virtual hell, with pangs of hunger and thirst eating into man’s very bones. However, at the same time for man to think that money is everything, is also a great mistake Money is a necessity only in as much as, it is the thing which buys us all we need, but, beyond that, money is a harbinger of all sorts of vices. Let us remember that money is to be considered as a means to an end, and not an end in itself. The end is a comfortable life, and the means is money.

If we consider money as a means to our end of having a comfortable life then, we would be seeing money in its proper perspective for without money we cannot live as we are not able to buy anything if we do not have money. So much, so good but, in the present day scenario, money is no more a means to an end but, an end in itself. To collect money. to hoard money and become richer and richer has become our sole aim in life. It is here in our outlook towards money that we have erred, and so the disastrous situation we are placed in is not hidden from anyone. Each individual has set a goal of hoarding money and money only, and this also not fixed to a certain amount, we just have to go on and on irrespective of how much we need, for the lust for money has become our very style of life. It is a wild goose chase that we are all indulging in, and that, at the cost of all the rest we had.

True, money gives us all that we require but money is not the only thing that we need to keep happy and fit. There are several other things that make life beautiful and mind that these cannot be purchased with any amount of money. For example, a gush of wind from where we take our very breath of life, cannot be purchased at any cost. We can wear the most glamorous dresses but, to give health to that same body, no amount of money is enough. We can buy the thickest and costliest of mattresses with money but, no amount of money can buy for us a good sound, night’s sleep. These few facts are sufficient to awake us to the fact that, there are many other important things that make for a happy life, and money is not all. We should thereby give money only its due importance and not make it all-important for, if we do that, we are certainly going to sacrifice some other vital items of a good life. Now let us analyze to some extent how this money is capable of playing havoc in life.

In reality, the position of society today is far from being enviable, is largely due to this money mania that has caught hold of society. Each and every individual is busy in his/her money-spinning activities. At this juncture, I would like to mention the fact that in our Hindu mythology, the Goddess Lakshmi, the Goddess of wealth has an owl for her transport. This is very significant as it is believed that the pursuit of money, as it is today, makes an owl of a man. I’d say that we have all become money maniacs, sacrificing every conceivable pleasure on the altar of wealth. Is this not owlish sense? When we lose our equilibrium, we become significant owls.

Today, we have sacrificed the bliss of a happy and contented family in the guise of material luxuries which we think are all that we need. We have no time to love each other, care for each other or, serve each other in the family because each member of the family is busy in the struggle of making money. In this unit of a family, where, at one time the love we got was an elixir for our tired nerves, is now a missing entity.

On the other hand, now, we have plush carpets, foam on our beds, and a beautiful dining table with, no one at home to share our joys and worries. This is what money has done to our family’s succor. The parents are busy making money and have no time, to spare for the children, the husband is busy buying diamonds for his wife, but has no time even to take a glance at her when she dons them. The wife is busy preparing the office routine but has no time for the routine service of the family. So, in this avenue of life, money has done more harm than good. In as much as money was essential to buy for a man his necessities and to some extent even his luxuries, it was good but, as soon as it became the be-all and end-all of life, it wreaked havoc in life.

On the social front also, no one has any time to be even aware of about the welfare of the neighbours and colleagues, as, each one is busy not only spinning money but, spinning money more than the neighbour. When such an unhealthy competition exists for the hoarding of money, where then will a society exist at all. Where no one knows anything about anyone, no does anyone care to know anything about anyone, then, where does society exist? The society has been blown up into fragments, with each family of the society only busy raising bank balances more than the neighbour’s.

It is this money and the lust for it that has afflicted uncounted miseries on man. All the competition that persists today is only to rise above the others not in any other way than just the other’s bank balances. Man has become so very deprived in this chase of money that he can do, and he also does anything; yes anything to get hold of money. Is this what money was meant for? Family squabbles, social bickering, political gains are all managed for the sake of this money. This is why today; no one understands any language, except the language of money. For the money, people have killed children or even adults are kidnapped. It is for this money the modern sophisticated man has become a little less than a beast.

After having a bird’s eye view of the present scenario are we still in a position to say that money is all that we need? Yes, money is all-important but, only to a limit. Once the limit of satisfaction is crossed it converts man into a mere animal, a brute, and a devil. It is this excess of money that leads man to all sorts of crimes. We should realize that money is not all that we need for happiness, for, I daresay, the opposite is correct — and all the unhappiness spread in the world today is the obvious corollary of excess money in circulation, and the lust for it. The unhappiness and crime registered in these days of lots of money surpass the unhappiness of many times before this. In spite of so much progress and prosperity, why is there so much ill will, degradation, and unhappiness? It is I think because we are laying too much stress on money and only money. The fact of rampant unhappiness goes to prove that, money is not all that we need to live, for, it is by now apparent that, to be happy, we need so many other things, which money cannot even buy for us. Now, the position is that, we have sacrificed all the finer needs of our happiness for this mundane money and the result is obvious and for all of us to see, and understand.

I suggest that a stage has now come when we must give up our on fighting for money and give it only the amount of respect and importance it deserves, it should be treated only as a means to an end, and not an end itself, only then we will be able to strike a balance between the inputs of money and the inputs of other things we need to live a happy and satisfying life.

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Democratic National Convention (DNC) in Chicago

Samantha Putterman, PolitiFact Samantha Putterman, PolitiFact

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Copy URL https://www.pbs.org/newshour/politics/fact-checking-warnings-from-democrats-about-project-2025-and-donald-trump

Fact-checking warnings from Democrats about Project 2025 and Donald Trump

This fact check originally appeared on PolitiFact .

Project 2025 has a starring role in this week’s Democratic National Convention.

And it was front and center on Night 1.

WATCH: Hauling large copy of Project 2025, Michigan state Sen. McMorrow speaks at 2024 DNC

“This is Project 2025,” Michigan state Sen. Mallory McMorrow, D-Royal Oak, said as she laid a hardbound copy of the 900-page document on the lectern. “Over the next four nights, you are going to hear a lot about what is in this 900-page document. Why? Because this is the Republican blueprint for a second Trump term.”

Vice President Kamala Harris, the Democratic presidential nominee, has warned Americans about “Trump’s Project 2025” agenda — even though former President Donald Trump doesn’t claim the conservative presidential transition document.

“Donald Trump wants to take our country backward,” Harris said July 23 in Milwaukee. “He and his extreme Project 2025 agenda will weaken the middle class. Like, we know we got to take this seriously, and can you believe they put that thing in writing?”

Minnesota Gov. Tim Walz, Harris’ running mate, has joined in on the talking point.

“Don’t believe (Trump) when he’s playing dumb about this Project 2025. He knows exactly what it’ll do,” Walz said Aug. 9 in Glendale, Arizona.

Trump’s campaign has worked to build distance from the project, which the Heritage Foundation, a conservative think tank, led with contributions from dozens of conservative groups.

Much of the plan calls for extensive executive-branch overhauls and draws on both long-standing conservative principles, such as tax cuts, and more recent culture war issues. It lays out recommendations for disbanding the Commerce and Education departments, eliminating certain climate protections and consolidating more power to the president.

Project 2025 offers a sweeping vision for a Republican-led executive branch, and some of its policies mirror Trump’s 2024 agenda, But Harris and her presidential campaign have at times gone too far in describing what the project calls for and how closely the plans overlap with Trump’s campaign.

PolitiFact researched Harris’ warnings about how the plan would affect reproductive rights, federal entitlement programs and education, just as we did for President Joe Biden’s Project 2025 rhetoric. Here’s what the project does and doesn’t call for, and how it squares with Trump’s positions.

Are Trump and Project 2025 connected?

To distance himself from Project 2025 amid the Democratic attacks, Trump wrote on Truth Social that he “knows nothing” about it and has “no idea” who is in charge of it. (CNN identified at least 140 former advisers from the Trump administration who have been involved.)

The Heritage Foundation sought contributions from more than 100 conservative organizations for its policy vision for the next Republican presidency, which was published in 2023.

Project 2025 is now winding down some of its policy operations, and director Paul Dans, a former Trump administration official, is stepping down, The Washington Post reported July 30. Trump campaign managers Susie Wiles and Chris LaCivita denounced the document.

WATCH: A look at the Project 2025 plan to reshape government and Trump’s links to its authors

However, Project 2025 contributors include a number of high-ranking officials from Trump’s first administration, including former White House adviser Peter Navarro and former Housing and Urban Development Secretary Ben Carson.

A recently released recording of Russell Vought, a Project 2025 author and the former director of Trump’s Office of Management and Budget, showed Vought saying Trump’s “very supportive of what we do.” He said Trump was only distancing himself because Democrats were making a bogeyman out of the document.

Project 2025 wouldn’t ban abortion outright, but would curtail access

The Harris campaign shared a graphic on X that claimed “Trump’s Project 2025 plan for workers” would “go after birth control and ban abortion nationwide.”

The plan doesn’t call to ban abortion nationwide, though its recommendations could curtail some contraceptives and limit abortion access.

What’s known about Trump’s abortion agenda neither lines up with Harris’ description nor Project 2025’s wish list.

Project 2025 says the Department of Health and Human Services Department should “return to being known as the Department of Life by explicitly rejecting the notion that abortion is health care.”

It recommends that the Food and Drug Administration reverse its 2000 approval of mifepristone, the first pill taken in a two-drug regimen for a medication abortion. Medication is the most common form of abortion in the U.S. — accounting for around 63 percent in 2023.

If mifepristone were to remain approved, Project 2025 recommends new rules, such as cutting its use from 10 weeks into pregnancy to seven. It would have to be provided to patients in person — part of the group’s efforts to limit access to the drug by mail. In June, the U.S. Supreme Court rejected a legal challenge to mifepristone’s FDA approval over procedural grounds.

WATCH: Trump’s plans for health care and reproductive rights if he returns to White House The manual also calls for the Justice Department to enforce the 1873 Comstock Act on mifepristone, which bans the mailing of “obscene” materials. Abortion access supporters fear that a strict interpretation of the law could go further to ban mailing the materials used in procedural abortions, such as surgical instruments and equipment.

The plan proposes withholding federal money from states that don’t report to the Centers for Disease Control and Prevention how many abortions take place within their borders. The plan also would prohibit abortion providers, such as Planned Parenthood, from receiving Medicaid funds. It also calls for the Department of Health and Human Services to ensure that the training of medical professionals, including doctors and nurses, omits abortion training.

The document says some forms of emergency contraception — particularly Ella, a pill that can be taken within five days of unprotected sex to prevent pregnancy — should be excluded from no-cost coverage. The Affordable Care Act requires most private health insurers to cover recommended preventive services, which involves a range of birth control methods, including emergency contraception.

Trump has recently said states should decide abortion regulations and that he wouldn’t block access to contraceptives. Trump said during his June 27 debate with Biden that he wouldn’t ban mifepristone after the Supreme Court “approved” it. But the court rejected the lawsuit based on standing, not the case’s merits. He has not weighed in on the Comstock Act or said whether he supports it being used to block abortion medication, or other kinds of abortions.

Project 2025 doesn’t call for cutting Social Security, but proposes some changes to Medicare

“When you read (Project 2025),” Harris told a crowd July 23 in Wisconsin, “you will see, Donald Trump intends to cut Social Security and Medicare.”

The Project 2025 document does not call for Social Security cuts. None of its 10 references to Social Security addresses plans for cutting the program.

Harris also misleads about Trump’s Social Security views.

In his earlier campaigns and before he was a politician, Trump said about a half-dozen times that he’s open to major overhauls of Social Security, including cuts and privatization. More recently, in a March 2024 CNBC interview, Trump said of entitlement programs such as Social Security, “There’s a lot you can do in terms of entitlements, in terms of cutting.” However, he quickly walked that statement back, and his CNBC comment stands at odds with essentially everything else Trump has said during the 2024 presidential campaign.

Trump’s campaign website says that not “a single penny” should be cut from Social Security. We rated Harris’ claim that Trump intends to cut Social Security Mostly False.

Project 2025 does propose changes to Medicare, including making Medicare Advantage, the private insurance offering in Medicare, the “default” enrollment option. Unlike Original Medicare, Medicare Advantage plans have provider networks and can also require prior authorization, meaning that the plan can approve or deny certain services. Original Medicare plans don’t have prior authorization requirements.

The manual also calls for repealing health policies enacted under Biden, such as the Inflation Reduction Act. The law enabled Medicare to negotiate with drugmakers for the first time in history, and recently resulted in an agreement with drug companies to lower the prices of 10 expensive prescriptions for Medicare enrollees.

Trump, however, has said repeatedly during the 2024 presidential campaign that he will not cut Medicare.

Project 2025 would eliminate the Education Department, which Trump supports

The Harris campaign said Project 2025 would “eliminate the U.S. Department of Education” — and that’s accurate. Project 2025 says federal education policy “should be limited and, ultimately, the federal Department of Education should be eliminated.” The plan scales back the federal government’s role in education policy and devolves the functions that remain to other agencies.

Aside from eliminating the department, the project also proposes scrapping the Biden administration’s Title IX revision, which prohibits discrimination based on sexual orientation and gender identity. It also would let states opt out of federal education programs and calls for passing a federal parents’ bill of rights similar to ones passed in some Republican-led state legislatures.

Republicans, including Trump, have pledged to close the department, which gained its status in 1979 within Democratic President Jimmy Carter’s presidential Cabinet.

In one of his Agenda 47 policy videos, Trump promised to close the department and “to send all education work and needs back to the states.” Eliminating the department would have to go through Congress.

What Project 2025, Trump would do on overtime pay

In the graphic, the Harris campaign says Project 2025 allows “employers to stop paying workers for overtime work.”

The plan doesn’t call for banning overtime wages. It recommends changes to some Occupational Safety and Health Administration, or OSHA, regulations and to overtime rules. Some changes, if enacted, could result in some people losing overtime protections, experts told us.

The document proposes that the Labor Department maintain an overtime threshold “that does not punish businesses in lower-cost regions (e.g., the southeast United States).” This threshold is the amount of money executive, administrative or professional employees need to make for an employer to exempt them from overtime pay under the Fair Labor Standards Act.

In 2019, the Trump’s administration finalized a rule that expanded overtime pay eligibility to most salaried workers earning less than about $35,568, which it said made about 1.3 million more workers eligible for overtime pay. The Trump-era threshold is high enough to cover most line workers in lower-cost regions, Project 2025 said.

The Biden administration raised that threshold to $43,888 beginning July 1, and that will rise to $58,656 on Jan. 1, 2025. That would grant overtime eligibility to about 4 million workers, the Labor Department said.

It’s unclear how many workers Project 2025’s proposal to return to the Trump-era overtime threshold in some parts of the country would affect, but experts said some would presumably lose the right to overtime wages.

Other overtime proposals in Project 2025’s plan include allowing some workers to choose to accumulate paid time off instead of overtime pay, or to work more hours in one week and fewer in the next, rather than receive overtime.

Trump’s past with overtime pay is complicated. In 2016, the Obama administration said it would raise the overtime to salaried workers earning less than $47,476 a year, about double the exemption level set in 2004 of $23,660 a year.

But when a judge blocked the Obama rule, the Trump administration didn’t challenge the court ruling. Instead it set its own overtime threshold, which raised the amount, but by less than Obama.

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Have Questions About Fiber Internet? Here’s Everything I Learned About Fiber Internet After Writing About It Daily

You’ve heard about cable and 5G, but what is fiber internet and is it worth the money?

Fiber internet uses the speed of light to get you online, making it the fastest internet connection your money can buy by far.

What does that mean for affordability or accessibility?

When I first started writing about the internet my eyes glazed over trying to understand the difference between cable internet and fiber internet (and also what are Wi-Fi , Ethernet and 5G ?).

Locating local internet providers

It didn’t take long for me to catch on to the buzz around fiber, not just in broadband news, but also among internet providers and even my neighbors. Everyone wants the fastest (and most cost-efficient) internet connection. I quickly discovered that fiber speeds leave cable , 5G fixed wireless , satellite internet and the middling speeds of DSL in the dust.

Fiber is one of the most popular internet service connections among customers nationwide. If people who buy fiber are happy with the internet service why don’t we just recommend fiber-optic internet to everyone? Why bother with other internet connection types?

The answer is simple: Fast speeds and customer satisfaction alone don’t automatically make fiber the best option for every household. Prices, availability, fees and other details impact how efficient fiber may be for your broadband needs and budget. Plus, most households don’t exceed an average of 600 megabits per second in download speeds, according to the latest data from OpenVault , so you may not need the 1,000Mbps or 5,000Mbps speeds offered by some fiber providers.

Fiber internet is still pretty marvelous. Since a fiber-optic internet connection relies on the speed of light to transmit data, we're still getting acquainted with all the possibilities of the technology. Still, it has already had a tremendous impact on the way we communicate and use the internet.

It's an internet connection that you'll find CNET recommending again and again, provided it's available to you. If you're like me and have questions about what fiber broadband is and how it even works, let's get in the weeds about how fiber internet functions as the fastest internet connection and whether it's a worthwhile investment.

What is fiber internet exactly?

Fiber internet gets its name from the fiber cables it relies on to get you online. The cables are made up of thin, long strands of glass or plastic encased in layers of cladding and coating that transmit data through light signals across long distances.

Technically, the speed of light used to transmit this data is reduced by 30% because of the refraction that occurs within the cables, but the speeds are still very fast. All that may seem baffling, and it was to me too, but fiber cables have long been used to get us online.

You’re reading this right now because of the lightning-fast fiber cables under the ocean , powering your internet connection -- whether it’s fiber or not.

What does all that mean for you? That means you get symmetrical download and upload speeds on any speed tier, even up to a 50-gigabit (or 50,000Mbps) plan. Compared to the upload speeds of most cable internet providers, which usually range between 20 to 50Mbps, that’s a vast improvement.

You should also know that fiber cables are very expensive, as is the installation process for a fiber network . That means it may be difficult for some providers to extend a fiber network to your neighborhood, especially if you’re in a rural area or just outside a big city.

Because fiber internet requires an existing infrastructure or fiber network to work, the speeds you get depend on which fiber internet provider has already been active in your area. Occasionally, fiber providers will share each other's networks to mitigate costs.

There are a few different ways an internet provider will connect a fiber network to your home, depending on the existing infrastructure. Note that the only true fiber internet connection is a direct one or Fiber to the Home connection.

Fiber to the Home : Fiber-optic cables run directly from the network to your house. This is the fastest option.
Fiber to the Curb : If your household can’t be wired for fiber directly, the fiber cables connect with a coaxial cable from a utility pole or cabinet, which will inevitably slow the connection down but is still plenty fast.
Fiber to the Neighborhood : This fiber internet connection, also known as Fiber to the Node, runs from a connection hub or node utility pole. Your house is then connected to the network through coaxial cables, meaning it travels the furthest of the three options and is the slowest connection type of the three.

Despite what direct fiber connection may be available to you, fiber internet is installed using a small utility box or an optical network terminal that a technician installs either inside or outside your home. The ONT is wired to the fiber network and converts light signals into electric signals, giving you the fastest internet connection on the block.

Is fiber internet the best internet connection?

There’s plenty to consider before calling fiber “the best” internet connection type. Fiber is definitely the fastest, but it’s also the most limited internet connection type in terms of availability.

According to the Federal Communications Commission , less than half of the population is wired for a fiber internet connection. Compared to cable availability, which covers 82% of the population, fiber providers have some catching up to do.

The costs of fiber internet also determine whether it's a good option for your home. There's no doubt that fiber internet has higher starting prices than cable, with many starting prices averaging around $50 per month. There are a few cheap fiber internet providers, like Frontier Fiber and Ziply Fiber, which start at $30 for 200Mbps and $20 for 100Mbps a month, respectively.

If you look at the cost per Mbps , fiber is often the most cost-efficient internet connection type, and prices don’t typically increase year after year as they do for some cable providers. For example, Spectrum and AT&T Fiber both offer 1,000Mbps for $80 a month or 8 cents per Mbps. Spectrum will increase that price to around $110 monthly in a year or two. AT&T Fiber won’t. Also note that AT&T Fiber offers 1,000Mbps upload speeds, lower latency and more overall reliability than Spectrum’s 35Mbps upload speed for that tier.

Even for Google Fiber , one of the more expensive fiber providers, which starts at $70 a month for 1,000Mbps and only goes up from there, the cost per Mbps reveals you’re getting pretty good value for the offered speeds. Paying $125 a month for 5,000Mbps may seem like a lot, but that price comes down to around 3 cents per Mbps.

Again, consider first how much internet speed you actually need , so you make the best use of your dollar. Not all of us require 5,000Mbps, but for those who work at home, are avid gamers and have multiple busy internet users in the house, a multi-gig internet connection may be the way to go.

Lastly, fiber internet has the best customer service track record when compared to other internet service types. The American Customer Satisfaction Index points to positive trends for fiber internet providers in the past few years. AT&T Fiber scored at the top of the ACSI’s 2024 satisfaction benchmark with a score of 80, while the lowest score came from Optimum Fiber at 66. For context, the scores for non-fiber internet providers (DSL, fixed wireless and cable) ranged from a low of 56 to a high of 76, held by T-Mobile Home Internet .

Data from J.D. Power , another customer satisfaction surveyor, notes that customers were happier with wireless internet overall during 2023, although they may not have separated the fixed wireless offerings from the fiber offerings from one provider. For example, Verizon offers 5G home internet as well as fiber through Verizon Fios, although there are no separate categories in the data. Either way, AT&T, Frontier Fiber, Verizon and Google Fiber scored at the top of all regional surveys.

What internet providers offer fiber?

There are upwards of 1,400 fiber internet providers in the country, according to the latest report from the FCC . Most of those providers are local. Only around seven providers serve more than 1% to 2% of the population, with Verizon Fios and AT&T Fiber covering the most ground with 9% and 12% coverage, respectively.

AT&T Fiber
Brightspeed
Frontier Fiber
Google Fiber
Kinetic by Windstream
Point Broadband
Quantum Fiber
Verizon Fios
Ziply Fiber

Bottom line: Is fiber internet worth it?

The answer to this question will depend on several factors, but perhaps most important is whether fiber is available in your area. If you can get fiber, it’s absolutely worth it. You may not need multi-gigabit tiers for over $100 a month, but even the lower tiers of 300Mbps download/300Mbps upload outpace the speeds offered by cable, fixed wireless providers and especially DSL. Fiber usually features unlimited data as well as no contracts or monthly equipment fees (although this varies by provider). Fiber internet isn’t the only solution to our broadband needs. Working out the expansion of fiber networks and improving the affordability of multi-gig tiers are some of the biggest priorities, but while we wait for those improvements, you’d be hard-pressed to find an internet connection that’s as lightning-fast as the speeds you get from fiber.

What is fiber internet FAQs

How fast is fiber internet.

The fastest known residential internet connection (at the moment) is Ziply Fiber’s 50,000Mbps tier , which raises the bar for all internet providers. Some fiber providers, like Google Fiber, start at 1,000Mbps and max out around 8,000Mbps or 10,000Mbps. Others have lower starting speeds, like Frontier Fiber or Verizon Fios, which start at 200Mbps and 300Mbps, respectively.

Is fiber internet expensive?

It definitely can be, depending on your internet provider and how fast you want your internet to be. Some of the cheapest fiber providers have plans starting at $20 a month for 100Mbps (Ziply Fiber) or $30 a month for 200Mbps (Frontier Fiber), but most starting prices average around $50.

What’s the difference between fiber internet and “fiber-rich” internet?

Cable providers often use the term "fiber-rich" to describe their services, but that doesn't mean you'll get true fiber internet. It usually means fiber-optic cables are somewhere along the network but not fiber to your home. You can usually tell if an internet provider offers true fiber service by the download and upload speeds. If they're symmetrical, it should be fiber.

Where can I get fiber internet?

If you live in or near a big city, your chances of getting fiber internet are much higher. You can plug your address into the availability checkers on most provider websites or use data from the FCC to determine if your address is eligible for fiber.

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5 side hustles to start with little to no money.

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The Top 5 Best Side Hustles To Start With Little To No Money

Starting a side hustle can be a great way to supplement your income, build new skills, and even turn a passion into profit. However, often what holds people back from starting a small business is the lack of funds to get started . The good news is that there are plenty of side hustles you can start with little to no upfront cost.

Service-based businesses are often cheaper to start because they typically don't require significant upfront investments in inventory, equipment, or physical storefronts. Instead, the primary assets are your skills, knowledge, and time.

Whether you're offering consulting, virtual assistance, freelance writing, or any other service, you can often get started with just a computer, internet access, and a willingness to market your expertise. This low barrier to entry makes service-based businesses an attractive option for entrepreneurs looking to start a business with minimal financial risk.

Here are five side hustles you can launch today without breaking the bank:

1. freelance writing.

If you enjoy writing, freelance work can be a great side hustle . With platforms like Upwork and Fiverr, you can start pitching your services without needing to spend a dime. Whether you’re interested in blog posts, website content, or even ghostwriting books, there’s always a demand for quality writing. Plus, you can start with just a computer and an internet connection, making it one of the most accessible side hustles.

Best High-Yield Savings Accounts Of 2024

Best 5% interest savings accounts of 2024.

Getting Started:

Create a portfolio with samples of your work.
Sign up on freelance platforms and start pitching your services.
Start networking to find opportunities.

2. Virtual Assistance

With more businesses and entrepreneurs going digital, the need for virtual assistants (VAs) is on the rise. As a VA, you might handle tasks like email management, social media scheduling, customer service, or calendar management. This side hustle requires organizational skills, attention to detail, and good communication but doesn’t require any significant upfront investment.

Identify your strengths and what services you can offer.
Create a profile on platforms like Upwork.
Reach out to small business owners or solopreneurs who might need help managing their workload.

3. Online Education

If you’re knowledgeable in a particular subject, online tutoring can be a rewarding and profitable side hustle. Whether it’s math, science, language arts, or even SAT prep, there are students of all ages looking for help. Platforms like Tutor.com make it easy to connect with students and start tutoring from the comfort of your home.

Determine which subjects you are comfortable teaching.
Join tutoring platforms and promote your services on social media.
Consider offering a free initial session to build your reputation and get reviews.

4. Print on Demand

Print on demand (POD) allows you to design and sell custom products like t-shirts, mugs, and posters without needing to handle inventory or shipping. Websites like Printful make it easy to upload your designs and market your products. You only pay when you make a sale, making it a low-risk side hustle.

Create designs using free design tools like Canva.
Sign up on a POD platform and upload your designs.
Promote your products through social media or a personal blog.

5. Social Media Management

Many small businesses struggle with social media due to a lack of time or skillset. If you’re savvy with platforms like Instagram, Facebook, and Twitter, you can offer your services as a social media manager. This role involves creating content, scheduling posts, engaging with followers, and analyzing performance metrics.

Build your own social media profiles to demonstrate your skills.
Offer your services to local businesses or through freelance platforms.
Consider taking free or low-cost online courses to enhance your social media marketing knowledge.

The bottom line is that starting a side hustle doesn’t have to require a large financial investment. The five side hustles mentioned above are all viable options that can be started with little to no money. Whether you’re looking to make extra cash, explore a new career path, or eventually turn your side hustle into a full-time business, the key is to take that first step and get started. With dedication, creativity, and a willingness to learn, your side hustle could become the next big thing in your life.

Melissa Houston, CPA is the author of Cash Confident: An Entrepreneur’s Guide to Creating a Profitable Business and the founder of She Means Profit . As a Business Strategist for small business owners, Melissa helps women making mid-career shifts, to launch their dream businesses, and also guides established business owners to grow their businesses to more profitably.

The opinions expressed in this article are not intended to replace any professional or expert accounting and/or tax advice whatsoever.

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Essay On Money Is Not Everything In Life

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Kamala Harris has put the Democrats back in the race

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The Money blog is your place for consumer and personal finance news and tips. Today's posts include NatWest launching the cheapest mortgage on the market, an old Liam Gallagher tweet about ticket pricing and our latest Bring It Back feature - as McVitie's tells us Trio could return.

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Labour is facing a drop-off in confidence among business leaders amid plans for tax rises and improvements to workers' rights, according to a survey.

The Institute of Directors noted a leap in optimism in July among its membership as the new government came to power.

But its latest economic confidence index showed a slump from a three-year-high, falling into negative territory in August.

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Key things to know about U.S. election polling in 2024

Conceptual image of an oversized voting ballot box in a large crowd of people with shallow depth of field

Confidence in U.S. public opinion polling was shaken by errors in 2016 and 2020. In both years’ general elections, many polls underestimated the strength of Republican candidates, including Donald Trump. These errors laid bare some real limitations of polling.

In the midterms that followed those elections, polling performed better . But many Americans remain skeptical that it can paint an accurate portrait of the public’s political preferences.

Restoring people’s confidence in polling is an important goal, because robust and independent public polling has a critical role to play in a democratic society. It gathers and publishes information about the well-being of the public and about citizens’ views on major issues. And it provides an important counterweight to people in power, or those seeking power, when they make claims about “what the people want.”

The challenges facing polling are undeniable. In addition to the longstanding issues of rising nonresponse and cost, summer 2024 brought extraordinary events that transformed the presidential race . The good news is that people with deep knowledge of polling are working hard to fix the problems exposed in 2016 and 2020, experimenting with more data sources and interview approaches than ever before. Still, polls are more useful to the public if people have realistic expectations about what surveys can do well – and what they cannot.

With that in mind, here are some key points to know about polling heading into this year’s presidential election.

Probability sampling (or “random sampling”). This refers to a polling method in which survey participants are recruited using random sampling from a database or list that includes nearly everyone in the population. The pollster selects the sample. The survey is not open for anyone who wants to sign up.

Online opt-in polling (or “nonprobability sampling”). These polls are recruited using a variety of methods that are sometimes referred to as “convenience sampling.” Respondents come from a variety of online sources such as ads on social media or search engines, websites offering rewards in exchange for survey participation, or self-enrollment. Unlike surveys with probability samples, people can volunteer to participate in opt-in surveys.

Nonresponse and nonresponse bias. Nonresponse is when someone sampled for a survey does not participate. Nonresponse bias occurs when the pattern of nonresponse leads to error in a poll estimate. For example, college graduates are more likely than those without a degree to participate in surveys, leading to the potential that the share of college graduates in the resulting sample will be too high.

Mode of interview. This refers to the format in which respondents are presented with and respond to survey questions. The most common modes are online, live telephone, text message and paper. Some polls use more than one mode.

Weighting. This is a statistical procedure pollsters perform to make their survey align with the broader population on key characteristics like age, race, etc. For example, if a survey has too many college graduates compared with their share in the population, people without a college degree are “weighted up” to match the proper share.

How are election polls being conducted?

Pollsters are making changes in response to the problems in previous elections. As a result, polling is different today than in 2016. Most U.S. polling organizations that conducted and publicly released national surveys in both 2016 and 2022 (61%) used methods in 2022 that differed from what they used in 2016 . And change has continued since 2022.

A sand chart showing that, as the number of public pollsters in the U.S. has grown, survey methods have become more diverse.

One change is that the number of active polling organizations has grown significantly, indicating that there are fewer barriers to entry into the polling field. The number of organizations that conduct national election polls more than doubled between 2000 and 2022.

This growth has been driven largely by pollsters using inexpensive opt-in sampling methods. But previous Pew Research Center analyses have demonstrated how surveys that use nonprobability sampling may have errors twice as large , on average, as those that use probability sampling.

The second change is that many of the more prominent polling organizations that use probability sampling – including Pew Research Center – have shifted from conducting polls primarily by telephone to using online methods, or some combination of online, mail and telephone. The result is that polling methodologies are far more diverse now than in the past.

(For more about how public opinion polling works, including a chapter on election polls, read our short online course on public opinion polling basics .)

All good polling relies on statistical adjustment called “weighting,” which makes sure that the survey sample aligns with the broader population on key characteristics. Historically, public opinion researchers have adjusted their data using a core set of demographic variables to correct imbalances between the survey sample and the population.

But there is a growing realization among survey researchers that weighting a poll on just a few variables like age, race and gender is insufficient for getting accurate results. Some groups of people – such as older adults and college graduates – are more likely to take surveys, which can lead to errors that are too sizable for a simple three- or four-variable adjustment to work well. Adjusting on more variables produces more accurate results, according to Center studies in 2016 and 2018 .

A number of pollsters have taken this lesson to heart. For example, recent high-quality polls by Gallup and The New York Times/Siena College adjusted on eight and 12 variables, respectively. Our own polls typically adjust on 12 variables . In a perfect world, it wouldn’t be necessary to have that much intervention by the pollster. But the real world of survey research is not perfect.

Predicting who will vote is critical – and difficult. Preelection polls face one crucial challenge that routine opinion polls do not: determining who of the people surveyed will actually cast a ballot.

Roughly a third of eligible Americans do not vote in presidential elections , despite the enormous attention paid to these contests. Determining who will abstain is difficult because people can’t perfectly predict their future behavior – and because many people feel social pressure to say they’ll vote even if it’s unlikely.

No one knows the profile of voters ahead of Election Day. We can’t know for sure whether young people will turn out in greater numbers than usual, or whether key racial or ethnic groups will do so. This means pollsters are left to make educated guesses about turnout, often using a mix of historical data and current measures of voting enthusiasm. This is very different from routine opinion polls, which mostly do not ask about people’s future intentions.

When major news breaks, a poll’s timing can matter. Public opinion on most issues is remarkably stable, so you don’t necessarily need a recent poll about an issue to get a sense of what people think about it. But dramatic events can and do change public opinion , especially when people are first learning about a new topic. For example, polls this summer saw notable changes in voter attitudes following Joe Biden’s withdrawal from the presidential race. Polls taken immediately after a major event may pick up a shift in public opinion, but those shifts are sometimes short-lived. Polls fielded weeks or months later are what allow us to see whether an event has had a long-term impact on the public’s psyche.

How accurate are polls?

The answer to this question depends on what you want polls to do. Polls are used for all kinds of purposes in addition to showing who’s ahead and who’s behind in a campaign. Fair or not, however, the accuracy of election polling is usually judged by how closely the polls matched the outcome of the election.

A diverging bar chart showing polling errors in U.S. presidential elections.

By this standard, polling in 2016 and 2020 performed poorly. In both years, state polling was characterized by serious errors. National polling did reasonably well in 2016 but faltered in 2020.

In 2020, a post-election review of polling by the American Association for Public Opinion Research (AAPOR) found that “the 2020 polls featured polling error of an unusual magnitude: It was the highest in 40 years for the national popular vote and the highest in at least 20 years for state-level estimates of the vote in presidential, senatorial, and gubernatorial contests.”

How big were the errors? Polls conducted in the last two weeks before the election suggested that Biden’s margin over Trump was nearly twice as large as it ended up being in the final national vote tally.

Errors of this size make it difficult to be confident about who is leading if the election is closely contested, as many U.S. elections are .

Pollsters are rightly working to improve the accuracy of their polls. But even an error of 4 or 5 percentage points isn’t too concerning if the purpose of the poll is to describe whether the public has favorable or unfavorable opinions about candidates , or to show which issues matter to which voters. And on questions that gauge where people stand on issues, we usually want to know broadly where the public stands. We don’t necessarily need to know the precise share of Americans who say, for example, that climate change is mostly caused by human activity. Even judged by its performance in recent elections, polling can still provide a faithful picture of public sentiment on the important issues of the day.

The 2022 midterms saw generally accurate polling, despite a wave of partisan polls predicting a broad Republican victory. In fact, FiveThirtyEight found that “polls were more accurate in 2022 than in any cycle since at least 1998, with almost no bias toward either party.” Moreover, a handful of contrarian polls that predicted a 2022 “red wave” largely washed out when the votes were tallied. In sum, if we focus on polling in the most recent national election, there’s plenty of reason to be encouraged.

Compared with other elections in the past 20 years, polls have been less accurate when Donald Trump is on the ballot. Preelection surveys suffered from large errors – especially at the state level – in 2016 and 2020, when Trump was standing for election. But they performed reasonably well in the 2018 and 2022 midterms, when he was not.

During the 2016 campaign, observers speculated about the possibility that Trump supporters might be less willing to express their support to a pollster – a phenomenon sometimes described as the “shy Trump effect.” But a committee of polling experts evaluated five different tests of the “shy Trump” theory and turned up little to no evidence for each one . Later, Pew Research Center and, in a separate test, a researcher from Yale also found little to no evidence in support of the claim.

Instead, two other explanations are more likely. One is about the difficulty of estimating who will turn out to vote. Research has found that Trump is popular among people who tend to sit out midterms but turn out for him in presidential election years. Since pollsters often use past turnout to predict who will vote, it can be difficult to anticipate when irregular voters will actually show up.

The other explanation is that Republicans in the Trump era have become a little less likely than Democrats to participate in polls . Pollsters call this “partisan nonresponse bias.” Surprisingly, polls historically have not shown any particular pattern of favoring one side or the other. The errors that favored Democratic candidates in the past eight years may be a result of the growth of political polarization, along with declining trust among conservatives in news organizations and other institutions that conduct polls.

Whatever the cause, the fact that Trump is again the nominee of the Republican Party means that pollsters must be especially careful to make sure all segments of the population are properly represented in surveys.

The real margin of error is often about double the one reported. A typical election poll sample of about 1,000 people has a margin of sampling error that’s about plus or minus 3 percentage points. That number expresses the uncertainty that results from taking a sample of the population rather than interviewing everyone . Random samples are likely to differ a little from the population just by chance, in the same way that the quality of your hand in a card game varies from one deal to the next.

A table showing that sampling error is not the only kind of polling error.

The problem is that sampling error is not the only kind of error that affects a poll. Those other kinds of error, in fact, can be as large or larger than sampling error. Consequently, the reported margin of error can lead people to think that polls are more accurate than they really are.

There are three other, equally important sources of error in polling: noncoverage error , where not all the target population has a chance of being sampled; nonresponse error, where certain groups of people may be less likely to participate; and measurement error, where people may not properly understand the questions or misreport their opinions. Not only does the margin of error fail to account for those other sources of potential error, putting a number only on sampling error implies to the public that other kinds of error do not exist.

Several recent studies show that the average total error in a poll estimate may be closer to twice as large as that implied by a typical margin of sampling error. This hidden error underscores the fact that polls may not be precise enough to call the winner in a close election.

Other important things to remember

Transparency in how a poll was conducted is associated with better accuracy . The polling industry has several platforms and initiatives aimed at promoting transparency in survey methodology. These include AAPOR’s transparency initiative and the Roper Center archive . Polling organizations that participate in these organizations have less error, on average, than those that don’t participate, an analysis by FiveThirtyEight found .

Participation in these transparency efforts does not guarantee that a poll is rigorous, but it is undoubtedly a positive signal. Transparency in polling means disclosing essential information, including the poll’s sponsor, the data collection firm, where and how participants were selected, modes of interview, field dates, sample size, question wording, and weighting procedures.

There is evidence that when the public is told that a candidate is extremely likely to win, some people may be less likely to vote . Following the 2016 election, many people wondered whether the pervasive forecasts that seemed to all but guarantee a Hillary Clinton victory – two modelers put her chances at 99% – led some would-be voters to conclude that the race was effectively over and that their vote would not make a difference. There is scientific research to back up that claim: A team of researchers found experimental evidence that when people have high confidence that one candidate will win, they are less likely to vote. This helps explain why some polling analysts say elections should be covered using traditional polling estimates and margins of error rather than speculative win probabilities (also known as “probabilistic forecasts”).

National polls tell us what the entire public thinks about the presidential candidates, but the outcome of the election is determined state by state in the Electoral College . The 2000 and 2016 presidential elections demonstrated a difficult truth: The candidate with the largest share of support among all voters in the United States sometimes loses the election. In those two elections, the national popular vote winners (Al Gore and Hillary Clinton) lost the election in the Electoral College (to George W. Bush and Donald Trump). In recent years, analysts have shown that Republican candidates do somewhat better in the Electoral College than in the popular vote because every state gets three electoral votes regardless of population – and many less-populated states are rural and more Republican.

For some, this raises the question: What is the use of national polls if they don’t tell us who is likely to win the presidency? In fact, national polls try to gauge the opinions of all Americans, regardless of whether they live in a battleground state like Pennsylvania, a reliably red state like Idaho or a reliably blue state like Rhode Island. In short, national polls tell us what the entire citizenry is thinking. Polls that focus only on the competitive states run the risk of giving too little attention to the needs and views of the vast majority of Americans who live in uncompetitive states – about 80%.

Fortunately, this is not how most pollsters view the world . As the noted political scientist Sidney Verba explained, “Surveys produce just what democracy is supposed to produce – equal representation of all citizens.”

Survey Methods
Trust, Facts & Democracy
Voter Files

Scott Keeter is a senior survey advisor at Pew Research Center .

Courtney Kennedy is Vice President of Methods and Innovation at Pew Research Center .

How do people in the U.S. take Pew Research Center surveys, anyway?

How public polling has changed in the 21st century, what 2020’s election poll errors tell us about the accuracy of issue polling, a field guide to polling: election 2020 edition, methods 101: how is polling done around the world, most popular.

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ABOUT PEW RESEARCH CENTER Pew Research Center is a nonpartisan fact tank that informs the public about the issues, attitudes and trends shaping the world. It conducts public opinion polling, demographic research, media content analysis and other empirical social science research. Pew Research Center does not take policy positions. It is a subsidiary of The Pew Charitable Trusts .

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Essay on Money is Not Everything

100 Words Essay on Money is Not Everything

Importance of Relationships

Health and Happiness

Knowledge and Wisdom

250 Words Essay on Money is Not Everything

Money and Materialism

The Pursuit of Happiness

500 Words Essay on Money is Not Everything

The Illusion of Happiness

Value of Experiences

Inner Peace and Contentment

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Essay About Money Is Not Everything

1.1. Defining the Concept of Money

2. Historical Perspectives on Money

2.1. Evolution of Currency Systems

3. The Relationship Between Money and Happiness

3.1. Psychological Studies on Money and Well-Being

4. Money and Social Relationships

4.1. Impact of Money on Interpersonal Dynamics

5. Conclusion

5.1. Reiterating the Idea That Money Is Not Everything

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