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L-1 & E-2 Visas: The Need of a Immigration Business Plan

When navigating the complexities of L-1 and E-2 visa applications, a tailored immigration business plan is not just beneficial—it’s essential. Such a plan goes beyond the scope of traditional business plans by focusing on specific visa requirements and demonstrating your venture’s potential contribution to the U.S. economy. Below, we go into each critical component of a successful immigration business plan, offering insights and guidance to bolster your application.

1. Comprehensive Business Overview

Objective: This section aims to introduce your business to immigration officials comprehensively and concisely. It should lay out the foundation of your business, explaining what it does, its target market, and its unique value proposition.

Details to Include:

Nature of the Business: Explain whether it’s a service, manufacturing, or product-oriented venture and the industry it operates within.
Business Goals and Objectives: Outline what your business aims to achieve in the short and long term.
Unique Selling Proposition: Highlight what sets your business apart from competitors in the same market.

2. Detailed Proof of Investment

Objective: To demonstrate your financial commitment and the viability of your business through a detailed financial plan.

Capital Investment: Provide specifics on the amount of capital invested in the business and the sources of this capital.
Operational Costs: Break down the operational expenses, including rent, payroll, utilities, and marketing.
Financial Projections: A five-year financial forecast showing projected revenue, expenses, and profitability.

3. Compliance with Business Requirements

Objective: Showcase your business’s adherence to all relevant U.S. laws, regulations, and standards.

Licenses and Permits: List all the necessary operational licenses and permits you have acquired or are acquiring.
Regulatory Compliance: Explain how your business complies with relevant local, state, and federal regulations, including environmental, health, and safety standards.

4. Job Creation and Employment Outlook

Objective: Illustrate your business’s potential to contribute positively to the U.S. labor market.

Organizational Structure: Present an organizational chart detailing current and future positions.
Hiring Timeline: Offer a timeline for new hires, including the types of positions and the expected impact on business growth.
Job Descriptions: Provide detailed descriptions for each role, emphasizing the qualifications and responsibilities.

5. Establishment of Physical Premises

Objective: Demonstrate the suitability of your U.S. business premises for operational needs.

Location Details: Describe the location of your business, including advantages related to logistics, market access, or clientele.
Lease or Purchase Agreements: Present evidence of ownership or lease agreements for the property.
Facility Readiness: Discuss any modifications or preparations to ensure the facility meets your business needs.

6. In-depth Market Analysis and Strategy

Objective: To affirm your business’s viability and competitive edge within the U.S. market.

Market Analysis: Conduct a SWOT analysis (Strengths, Weaknesses, Opportunities, Threats) to evaluate market conditions, competition, and potential challenges.
Marketing Strategy: Outline your approach to capturing your target market, including digital marketing, advertising, and sales strategies.
Long-term Sustainability: Discuss how your business plans to adapt and grow over time, ensuring long-term success.

7. Demonstrating Ability to Develop and Direct

Objective: Prove your capability to lead and grow your business effectively.

Background and Experience: Detail your educational background, relevant work experience, and any entrepreneurial ventures, highlighting how these contribute to your ability to manage the business.
Leadership Qualities: Share examples of leadership experience, problem-solving skills, and any recognitions or awards.
Vision for the Business: Convey your strategic vision for growth and how you plan to achieve it.

A detailed and well-structured immigration business plan is pivotal to your L-1 or E-2 visa application. It demonstrates your commitment and capability to operate a successful business in the U.S. and how your venture will positively impact the economy. By thoroughly addressing each of these components, your business plan will stand as a robust testament to the viability and value of your business proposition, significantly enhancing the likelihood of visa approval. We recommend working with a professional business plan writer with specific expertise in immigration business plans.

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You may have questions regarding U.S. immigration laws and visas. We invite you to contact our team at Richards and Jurusik for detailed guidance and assistance. We aim to provide the most accurate and up-to-date information to make your immigration process smoother and less stressful. The immigration lawyers at Richards and Jurusik have decades of experience helping people to work and live in the United States. Read some of our hundreds of 5-star client reviews ! Contact us today to assess your legal situation.

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Approving an L1 New Office Petition is undoubtedly a significant achievement, marking the beginning of international businesses in the United States. However, this achievement is merely the starting line. To maintain uninterrupted operations and ensure business growth in the U.S., it’s critical to fully understand the limitations of the L1 visa and strategically prepare for its extension.

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Steps for Converting L1B Visa to L1A Classification

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L1A Visa: Qualifications for Managers and Executives

On August 16, 2022, USCIS issued updates regarding L1A Visa eligibility, impacting US employers seeking to transfer managerial and executive-level employees from foreign offices to the United States. To qualify for L1A Visa status, it’s essential to understand the nuanced definitions of Managers and Executives under USCIS guidelines.

Intra-Company Transfer Visas: The Matter of Chartier Case

The Matter of Chartier, decided on August 3, 1977, provides an understanding of the nuances of intra-company transfer visas (L-1 visas) under U.S. immigration law. This case particularly pertains to the transfer of international employees between the global office and a U.S. office. We discuss how this case is applied in L1 Visa cases below.

TN Visa and L1 Visa Applications in the Port of Buffalo

Are you embarking on the journey of obtaining a TN or L-1 Visa in Buffalo, New York? This comprehensive guide unveils three crucial elements for a seamless application process. From understanding the necessity of appointments to securing your slot in advance and the advantage of early document submission, we’ve got you covered. Explore these key insights to enhance your visa application experience.

Home Blog Business Plan A Step By Step Guide to Writing Your E-2 Business Plan

A Step By Step Guide to Writing Your E-2 Business Plan

Home » A Step By Step Guide to Writing Your E-2 Business Plan

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The US has a special type of visa known as E-2 visa, which allows a foreign national of a treaty country to be admitted and do business in the US. The primary purpose of the visa is to stimulate the US economy by encouraging more investments that would create jobs and hire US workers.

There are a number of rules that govern an E-2 visa application. To qualify for one, the applicant must be a national of a one of the countries with which the US maintains a trade and navigation treaty; must have invested or in the process of investing a “substantial” amount in a bona fide enterprise in the US; and be only looking to enter the country to develop and direct that enterprise.

Mandatory documents that you will need to bring prior to your visa interview include a valid passport, Nonimmigrant Visa Application (Form DS-160), photograph, Nonimmigrant Treaty Trader/Treaty Investor Application (Form DS-156E), and the application fee payment receipt.

Table of Contents

Do you need a business plan for an E-2 visa application?

A business plan is not an official E-2 visa requirement, but it is highly recommended that you have one prepared as part of the additional documents the embassy or consulate will look for.

According to the US Department of State, you should expect that the consular officer will request additional documentation to determine your eligibility. It stated that it is impossible to determine the exact documentation needed, but business plans are part of the Foreign Affairs Manual 9 FAM 402.9’s document checklist. So you’d do well to have one on hand.

A business plan will help you prove that you have the necessary skills and resources to operate a bona fide business in the US that has a high likelihood of success and the capability to provide jobs to American citizens.

What you should include in your E-2 business plan

The US government offered no mandatory rules in writing an E-2 visa business plan, except that it has to be “thorough” and has “financial projections for next 5 years”. A comprehensive business plan should contain the following key sections:

Executive Summary
Company Analysis
Industry Analysis
Market Analysis
Competitive Analysis
Marketing Plan
Operations Plan
Financial Plan

Writing the Executive Summary

The executive summary is the first section that the consular officer will see in your business plan, so it is advisable to make this section exciting, professional, and comprehensive. This section provides the reader with an overview of your business and should contain the highlights of your business plan presented in a concise format.

Your executive summary of an E-2 business plan should be able to let the reader know in a single page what your company does, what separates it from your competitors, who your customers are, how much is your investment, the number and type of jobs you can provide, and the growth prospects of your business.

Writing the Company Analysis

The Company Analysis section provides a more detailed description of your business, including the product or service it provides, and the market opportunity. A thorough Company Analysis should also include the company history, its mission and vision, business model, value proposition, and further plans for expansion.

For E-2-focused business plans, it is highly advisable to include a section detailing how your direct handling of the business in the US will help it maximize revenue and profit potential. In addition, you should also describe your employment plans, particularly the quality and number of jobs you’re planning to offer to the local community.

Market Research

The Industry, Market, and Competitive Analyses are part of the market research section, which is responsible for providing the consular officer with a detailed overview of your market in the US. For an E-2 application, the primary purpose of this section is to prove that your business has the potential to succeed in the US based on industry and market trends and indicators.

In the Industry Analysis section, you’d need to first pinpoint the industry your business belongs in. Afterwards, you should research trends and statistics that can prove that the industry is growing. If your industry has been on a slide in the past few years, you must be able to identify credible signs of a reversal in the near future.

The Market Analysis section provides a detailed account of the type and size of market your business will serve. A number of free tools are available online, which you can use to do research, such as the Statistical Atlas for the precise number of individuals in a locality and the American FactFinder for the estimated number of businesses in a state.

The Competitive Analysis is performed to provide an overview of your main competition. It also offers you the opportunity to build credibility for yourself by showing your company’s competitive advantage.

Creating the Marketing Plan

Your company’s Marketing Plan should tell the consular officer how you plan on getting US customers to buy your product or service. You should include in this section your main promotional strategy and the advertising and sales tactics that you’re planning to employ to achieve your goals.

Writing Operational Plan

The consular officer will want to know how your business will operate in the US. You’d want to provide in this section a detailed description of your management team, including a list of your professional and advisory support group. You’d also want to include a list of your immediate key hires, which would further drive the point that you’re planning to provide jobs for locals.

Financial Planning

Probably the most important section of an E-2 business plan, the Financial Plan section offers the reader a realistic view of your company’s viability and an estimate of its financial future. Your E-2 visa business plan should contain a detailed financial plan with a five-year profit and loss projection, cash flow projection, projected balance sheet, and breakeven analysis.

Where to find help writing an E-2 visa business plan

Individual writers and companies dedicated to crafting business plans tailored for E-2 visa applications have sprouted all over the world to provide E-2 visa applicants with expert help regarding their business plan requirements. Their rates vary, but expect a standard business plan to cost upwards of $1,500.

Suppose you’re short on cash, we suggest drafting your plan on your own and then commissioning a business plan writer afterwards to polish it for you. Remember to follow the steps we’ve laid out above.

If you need professional help in writing your E-2 Visa business plan, please don’t hesitate to contact us for a free consultation. We have successfully completed more than 3,000 business plan projects for companies in sundry industries and look forward to working on your business plan project.

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E2 visa business plan (what to include).

September 21, 2023

By Nita Nicole Upadhye

Last updated September 21, 2023

Get your e-2 visa business plan right.

If you’re planning to move to the US to start a business, it’s likely you’re looking at the E-2 visa. As well as meeting the many eligibility requirements of the E2 visa, you will be required as part of your application to submit an E2 visa business plan.

A poorly formatted business plan can result in delayed processing, if more information is requested by the adjudicator, or even a refused application if the adjudicator concludes from the business plan that the visa requirements are not met. As such, the business plan is a critical document in establishing eligibility for the E2 visa.

What is the E2 visa business plan?

The E2 visa business plan is a document produced specifically to support your application for an E2 Treaty Investor visa for the USA. The E2 visa carries many requirements in relation to the E2 visa applicant and the E2 company, and the business plan should be used to evidence compliance with the visa criteria.

4- 6 weeks after submitting your application and business plan to the US Embassy, you should expect to be invited to attend an interview. During the E2 visa interview , you will be questioned on the information you have provided about yourself and the business. The business plan will be scrutinized to ascertain the degree of economic benefit your business would bring to the US market. You’ll need to be comfortable being challenged on the content of the business plan, and explaining how you will get the business to an operational stage for the point you would arrive in the US.

What should the E2 visa business plan include?

Put simply, the business plan should set out your company goals and projections, it should detail how your E-2 investment is going to be utilized and it should demonstrate that the level of investment is sufficient to make the business operational and to allow you to meet your growth projections. You will also need to outline the projected economic benefits the company will contribute in the US.

The contents of the business plan will largely depend on the nature of your business, the level of investment being made and the strategies you intend to adopt to make the business viable. Taking professional advice will help to ensure you are providing the adjudicator with the relevant information.

While there isn’t a single winning formula or a prescribed format for the E-2 business case, we know from our years of experience in managing E2 visa applications the key information that can help the visa adjudicator understand how your plans and projections meet the visa requirements. A successful E2 visa business plan would typically cover information about:

The company – whether it is an established or new business, what its activities will be, its projected economic benefits and the strategies to develop the business
The investment – proving it is both ‘substantial’ and with legitimate source of funds
The applicant – evidencing your suitability to direct and develop the business

1. About the E2 company

The plan will need to state whether the E2 company is an established enterprise or a new venture. In either case, you will need prove it is bona fide and legitimate. The business must be an active, profit-making, entrepreneurial undertaking, such as producing goods or delivering services. For example, buying land or property in the US may not in itself qualify for the E2 visa if being used for passive income; there would typically need to be some property management activity requiring you to manage operations on a day-to-day basis,

Importantly, you will also need to provide indication of the number of jobs you intend to create within your company for US resident workers, and any other relevant economic benefits you would bring to the US market.

Consider including the following sections within the business plan:

Financial strategy

The plan should provide financial projections and elaborate on how the business will achieve sufficient success and profitability to support you (the investor), your dependents and employees, and create new jobs within the duration of the E-2 visa (maximum 5 years).

It’s important to be realistic. If your application is successful, look ahead to the renewal stage (up to 5 years). When you apply to renew, you will be required to present documentation and figures that show business performance for the duration of the visa, with the expectation that you will have achieved these projections.

With no threshold or arbitrary minimum amount, the size of your investment must be considered ‘substantial’ in proportion to the total cost of the business project. We explain in more detail here about the E-2 investment amount, but put simply – it is a relative test with no defined minimum threshold. It will be for you to make your case and explain why your investment amount qualifies as ‘substantial’ relative to your enterprise and its specific needs.

There must also be an at-risk element to the investment, which again you will need to detail within the plan of investments to date in the business (lease, set up costs etc) and to prove that the business will be operational from day 1 of you arriving in the US.

Operational strategy

The Embassy will want to understand how your business will actually function in the US.

There are a multitude of corporate structures permissible for securing the E-2 visa. You will need to decide which you will operate under.

The management specifics of the business will also require detail. The E-2 visa holder is authorized on the basis of directing and developing the business – what does this mean in practical terms given your corporate structure and personnel strategy?

You will also be required to evidence that at least 50 percent of the business is owned by you, being a citizen of a treaty country .

Personnel strategy

The management structure should allow you as the E-2 visa holder to develop and direct the company, with other individuals performing the skilled or unskilled labor demands of the business.

You must be able to demonstrate that you will create jobs within your company for resident workers. How many US jobs will result from your enterprise, what roles will they be and when do you expect they will be created?

Interestingly, the E-2 visa also allows the business to petition for other foreign employees with the same nationality as the treaty employer. By leveraging this advantage the enterprise could petition for executives, supervisors, or other essential employees with special qualifications.

Marketing strategy

How will you approach marketing within the US? Document your plans including budget and personnel requirements for marketing activity.

Do you have contacts to tap into, or meetings lined up? Perhaps you already have contracts in place, or signed letters of intent? Clearly, the more solid these lines of activity, the better for your case.

2. About the E2 investment

You have to be clear on the level of investment made in the E2 company and why this level is appropriate and compliant with the visa conditions of being “substantial” and “not marginal”.

The investment sum must be shown to be reserved and available for use by the E2 company, and the source of funds will also need to be given to prove it has been lawfully obtained.

3. About the E2 applicant

You will need to show that your role within the business is to direct and develop, whether as an established or existing enterprise, and that you own at least 50% of the company. The investment sum must be in your possession and have been legitimately obtained. You must also be able to show that the investment carries financial risk personally for you.

You will need to prove your intention to live in the US while you carry out these activities and to leave the US when your visa expires (although you may apply to extend the visa).

A further requirement is that the nature of the business is, in some logical sense, related, connected or relevant to the professional experience, skills or qualifications of the E-2 applicant, ie that you have the ability to successfully direct the company.

The Embassy will be seeking assurance of your credibility and capability, as well as the viability of the enterprise, and are likely to question at interview where there is a perceived lack of synergy between your capabilities and the company’s line of work.

Need assistance with your E-2 visa business plan?

The business plan is a challenging part of the E-2 visa application process, but critical to get right. Remember, planning for growth will be central to your E2 visa business plan. Typically, the Embassy is looking for steady enterprises achieving growth, and you need to be able to demonstrate how your business meet this. There’s also the risk of including too much information – aim for thorough but succinct!

You will also need to ensure you follow any instructions from the E visa unit that is processing your application, as many have specific formatting requirements for business plans. We can advise on such requirements.

NNU Immigration are US attorneys with specialist expertise in the E-2 visa , helping entrepreneurs, business owners and investors realise their ambitions for growth in the US.

If you have a question about an E-2 visa application, including the E-2 visa business plan, contact NNU Immigration and speak with one of our attorneys.

E2 visa business plan FAQs

How much investment is needed for e2 business visa.

There is no set threshold or investment amount for the E2 business visa, however, the requirements are that the investment is “substantial”, which will be assesed taking into account the nature of the business activity, its industry and other factors deemed relevant.

What is an E2 compliant business plan?

The E2 business plan should show how your E-2 investment is going to be utilized, with insight into areas such as the business’ financial, personnel and marketing strategies.

Can I work for another company on an E2 visa?

E2 visa holders are only permitted to work for the E2 company.

What are the disadvantages of E2 visa?

The main disadvantage of the E2 visa is that it does not lead to a Green Card or permanent settlement in the US, although there are no restrictions on the number of times the visa can be extended, provided the visa holder remains eligible.

This article does not constitute direct legal advice and is for informational purposes only.

Nita Upadhye

Founder & Principal Attorney Nita Nicole Upadhye is a recognized leader in the field of US business immigration law ( AILA ) and trusted adviser to large corporates through to SMEs, providing strategic immigration and global mobility advice to support employers with both US and UK operations to meet their workforce needs through corporate immigration.

Nita successfully acts for corporations and professionals, entrepreneurs, artists, actors, and athletes from across the globe, providing expert guidance on all aspects of US visa and nationality applications, and talent mobility to the USA.

Nita is an active public speaker, thought leader , immigration commentator, and immigration policy contributor and regularly hosts training sessions for employers and HR professionals

Nita Upadhye https://www.nnuimmigration.com/author/nita/ H1B Visa Cost & Fees 2024
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Nita Upadhye https://www.nnuimmigration.com/author/nita/ E2 Visa: An Ultimate Guide
Nita Upadhye https://www.nnuimmigration.com/author/nita/ The I-129S Form: A Complete Guide

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Business Plan for a US Visa: 8 Drafting Tips

by Lemuel Lim , Immigration Lawyer

This video provides 8 tips for writing a business plan for a US business visa.

[ Video Transcript: ] Whether you are writing a business plan for a potential customer, a joint business venture, or simply to get financing such as a loan, writing a business plan can sometimes be quite a daunting task. It may even be lonely if there is no one around to help you. Writing a business plan for the purposes of getting a visa to the United States is do different.

There are a number of visas to the United States which require a business plan as part of the application process. These include the E-1 Treaty Trader Visa, the E-2 Investor Visa, the L-1 Intracompany Visa, and the EB-5 Immigrant Investor Program.

Of all the many things you could potentially say in a business plan, one of the difficulties many people face is to understand the question: “What do I need to include in my business plan for it to be persuasive?”

So, what should be included in your U.S. visa business plan? In this video we give you 8 suggestions and tips as to things you may wish to include when compiling your business plan for your U.S. visa. Let’s get started.

1) Describe the Nature of Your Business.

Sounds obvious, right? But it can so often be overlooked. YOU might know what your business is about but always have in mind whether the person looking at your application will understand too. Make sure you explain, in clear and simple English, what products or services you are offering and what the objectives of your business are. You may even want to include a bit about why your business is different from current competitors to show that you have a viable business plan.

2) Do a Market Analysis.

What do we mean by “market analysis”? Very simply, all this means is that you do a study of how attractive your business model is compared to what is currently out there in the region you are operating in, and the industry you are betting into. This is very important because you are showing the decisionmaker that you have done your research and you are actively looking to make the business as successful as possible. In your market analysis, you should include the names of any competing business, showing their relative strengths and weaknesses, what type of products and services they are offering, and how they charge or price things. You also want to include a description of what your business’s target market is and the type of customers or clients you are targeting.

When you are doing a study of your competitors, many applicants find it helpful to use what is called a SWOT analysis. In other words, for each competitor, you do a little graphical diagram showing what each competitor’s strengths and weaknesses are, what the opportunities are for your business, and what the threats are from each competitor.

3) Write Down the Permits and Licenses You Will Need to Obtain in Order for Your Business to Operate in Your Chosen Area.

You may also want to include key pieces of regulation that are very important for you to comply with. You may also want to state whether you have already gotten these licenses or where you are in your application to get these licenses. Ultimately you want to show the decisionmaker that your business is lawful and that you are intending to operate the business lawfully.

4) If Applicable, Describe the Manufacturing Process or the Production Process of How Your Business Will Work.

Write down what materials or equipment you will need, what supply sources you have secured, and detail any contracts that supply the things you need for your business and also any contracts to help distribute your products or services.

5) Include a Section in Your Business Plan on Your Marketing Strategy.

Ask yourself two questions: number 1, “How will you price your products or services in a way that is competitive”, and number 2, “How will you advertise or get your business out there”.

6) Put Down Your Business’s Organizational Structure.

Who are the directors of the company? What is your own position in this company? Who are the key people in the company? If there is an oversight board of non-executives, who are these people? For all key persons and employees, including yourself, you want to list what each person’s job description is, and their qualifications and experience that allows them to do the job assigned to them.

7) For Some Visas, Such as the E-2, It Is Important to Show the Business’s Ability to Create Jobs in America.

Your explanation should include the business’s staffing requirements and include a timetable for hiring. Make sure that for each employee you have hired or will hire, that you include their job descriptions. This is an important area of focus for some business visas, so be sure to pay careful attention to this section.

8) Finally, Include Sales, Cost, and Income Projections.

There is no strict requirement on the format of your financial projection, but however you choose to present this in your business plan, please make sure that it is as clear as possible to help the decisionmaker to understand that you have carefully thought out the viability of your business.

So let me conclude by saying this. At the end of the day, you want to make sure that your business plan is COMPREHENSIVE and CREDIBLE. Comprehensive meaning the decisionmaker has enough information to draw conclusions about the viability of your business and that it meets the requirements of the visa you are applying for. And credible enough to show that you are being realistic about your business prospects, and that no one is going to throw doubt as to whether you really are being serious about operating a business. We hope that you found this video helpful. Please do check out our resources page at our Genesis Law Firm website. My name is Lemmy, and I wish you all the best in your application.

A Comprehensive Guide to the E-2 Investor Visa Business Plan

Originating from bilateral treaties between the United States and specific countries, the E-2 visa provides a platform for foreign entrepreneurs to invest in and manage businesses on U.S. soil. This non-immigrant visa grants temporary residence, enabling qualified individuals to oversee and operate businesses they have invested substantial capital in.

A Flexible Path to Immigration

The E-2 visa program offers foreign nationals from treaty countries a versatile path to invest and live in the United States . Unlike other immigration routes, this program emphasizes flexibility, allowing visa holders to reside in the U.S. and actively participate in their business.

Investments must be substantial and in a bona fide enterprise, reflecting genuine commercial engagement. Treaty investors must show clear intent to develop and direct the business, contributing positively to the American economy.

The E-2 visa is not merely a business decision; it embodies the pursuit of the American dream. Through investment, immigration, and embracing opportunities, foreign nationals can build a new life and contribute to American society.

Eligibility Criteria for the E-2 Visa

Treaty country: a basis for eligibility.

The E-2 visa is open to nationals from treaty countries that have specific agreements with the United States. The list of treaty countries is dynamic and reflects international agreements. To see if your country of origin qualifies, the U.S. Department of State keeps an updated list of E visa-eligible treaty countries.

Substantial Investment and Engagement

The essence of the E-2 visa program is the substantial investment made by the foreign investor in a U.S. enterprise. The focus is on the proportionality of the investment, its relevance to the business, and the investor's commitment to actively manage and direct the enterprise.

Commitment to Business and Economic Contribution

E-2 status demands more than financial investment. An E-2 visa applicant must demonstrate a sincere intent to contribute to the U.S. economy and a dedication to the success of the business. Engagement with immigration law and specific legal requirements are essential to maintain E-2 visa holder status.

Viability and Growth Prospects

Investors can choose to invest in an existing business or establish a new one. The focus lies in the viability, growth potential, and employment generation. Immigration officials scrutinize the business plan, including market analysis, to ensure it meets the E-2 classification standards.

E-2 Visa Application Process

Application and approval: detailed steps.

The application process starts with completing required forms, such as the DS-160, and assembling a comprehensive package of supporting documents. Key components include:

Business Plan : An E-2 business plan detailing investment, market analysis, and operational strategy.
Investment Proof : Evidence of a substantial investment, including sources and allocation.
Treaty Country Citizenship : Documentation confirming treaty country citizenship.
Visa Interview : Preparation for an immigration official interview, highlighting the genuine intent.
Visa Approval : Navigation through challenges, ensuring alignment with immigration law, transparent documentation, and a compelling business case presentation.

Working with E-2 Visa Professionals

Immigration attorney.

An immigration attorney's expertise is pivotal in crafting a persuasive application and addressing complex legal matters. An immigration lawyer with E-2 visa specialization can provide additional insights, supporting the applicant throughout the process by preparing the applicant for interactions with immigration officials.

Immigration Business Plan Writers & Consultants

In the complex landscape of E-2 visa applications, especially for unconventional or young business models like entertainment, influencer, or app development, the role of a professional business plan writer is indispensable. Business plans that lack credibility or feasibility often face pushback from consular officers or USCIS. Far too often, E-2 visa business plans may not align with the ambitious goals for revenue and employment creation, leading to questions about the business's marginality and the proportionality of the investment.

A professional immigration business plan writer, such as the award-winning team at Masterplans, brings to the table specialized market research tools and invaluable experience. With access to vast collections of financial models and industry-specific data, they offer robust substantiation for the investment plan. Their expertise extends to understanding industry average rates, employee salaries, and other key metrics that ensure the business plan is grounded in reality and aligned with market conditions. Working with a professional immigration business plan writer not only strengthens the credibility of the E-2 application but also enhances the overall success prospects by providing accurate forecasting and evidence-based planning. It is not a step to overlook; instead, it's a strategic collaboration that adds substantial value to the E-2 visa application process.

The E-2 Business Plan

Demonstrating at-risk investment.

The investment plan must lucidly demonstrate the substantial investment made by the foreign national , outlining the source of funds, allocation, and commitment to the business, in compliance with E-2 investor visa guidelines.

Beyond Marginality

An E-2 business must project potential growth beyond mere sustenance for the investor and family. The business plan must articulate a path to growth, including job creation, market expansion, and economic contribution.

Comprehensive Market Analysis

The market analysis is integral to the E-2 business plan, offering insights into the industry landscape, competition, target market, and growth opportunities. It includes:

Industry Overview : Understanding trends and challenges.
Competitor Analysis : Evaluating competitors to gain a competitive edge.
Target Market : Defining customer segments and strategies.
Growth Opportunities : Identifying expansion and development avenues.

Disadvantages of the E-2 Visa

The E-2 Visa, while offering certain advantages such as the ability to invest and operate a business in the United States, does come with notable drawbacks that must be considered:

Difficulty in Transitioning to a Green Card

One of the most significant challenges associated with the E-2 Visa is the complexity and difficulty in transitioning to permanent residency or obtaining a green card. The E-2 is a non-immigrant visa, and its primary focus is on temporary business activities. As a result, it doesn't inherently provide a clear or straightforward pathway to permanent residency.

Other Potential Disadvantages

Limited Scope : The E-2 Visa is restricted to nationals of countries that have a Treaty of Commerce and Navigation with the United States. This limits eligibility.
Investment Requirements : Substantial investment in a bona fide enterprise is required, and the definition of "substantial" can vary, leading to uncertainty.
Renewal Challenges : Although renewable, each renewal can be an arduous process, requiring proof that the business is still viable and fulfilling the treaty investor visa requirements.
Dependent Restrictions : Family members under the E-2 may face limitations in employment opportunities.

Sustaining the E-2 Visa Beyond Approval

The journey continues after the E-2 visa is approved. Sustaining the visa requires an ongoing commitment to the U.S. enterprise, including:

Continuous Business Operation : Ensuring the business remains active and profitable.
Ongoing Compliance : Regular legal checks and alignment with visa requirements.
Coordination with Legal Professionals : Collaborating with immigration attorneys and lawyers for integrated business planning and legal compliance.

The E-2 visa serves as a gateway for treaty investors to foster growth, innovation, and job creation in the U.S. economy. It stimulates investment and supports local businesses, industries, and economic development.

For E-2 visa holders, this program embodies a journey towards success, stability, and personal fulfillment. It aligns with the core principles of opportunity, hard work, and aspiration, facilitating personal and professional growth.

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Writing an E2 Visa Business Plan – Step-by-Step Guide

Preparing for the E2 visa business process can seem daunting, but having a solid business plan is key. This step-by-step guide breaks down everything you need to know to write an E2 visa business plan that checks all the boxes.

What is an E2 Visa?

The E2 visa business offers an exciting opportunity for aspiring entrepreneurs from treaty countries to live and do business in the United States.

Often referred to as the “investor visa”, the E2 visa program has specific requirements related to the investment amount, nature of the business, job creation, and source of funds.

Meeting these requirements begins with writing a comprehensive E2 visa business plan .

Writing E2 visa business plan not only helps you organize and formalize your ideas but also allows immigration officials to better evaluate your visa eligibility .

With the right preparation, you can mitigate risk and pave the way for securing your E2 status.

Determine E2 Visa Eligibility

Before outlining your business plan, first confirm that you and your company qualify for the E2 program. The prerequisites are:

Citizenship from a qualifying treaty country – The E2 has specific country eligibility based on trade treaties and agreements with the U.S. Verify that your citizenship meets this requirement.
Substantial capital investment – You must invest a “substantial amount” defined as enough capital to start a viable, operating enterprise. Typically, $100,000 or higher is considered substantial .
Direct and active management of the business – You must have a controlling interest in the business (50% or more ownership) and be directly involved in the day-to-day operations.
Company is real and operating – The E2 cannot be used for idle investment. The business must be legitimate and actively doing trade or services, as indicated by an operating office, website, invoices, contracts, etc.

With the fundamentals covered, let’s examine the key sections to include in your written E2 visa business plan.

Related : 7 Best Businesses for E2 Visas Application & Investment

Write E2 Visa Business Plan

Kicking things off with a high-level overview of 1-2 pages, the executive summary of the E2 visa business plan covers the crux of your planned operations. Succinctly explain:

Overview of company and objectives
Ownership structure
Products/services offered
Target markets and customers
Capital investment amount
Expected financial performance

This section makes an initial case for how your business meets E2 eligibility requirements.

Company Description

The company description fleshes out details on your E2 business ownership, team, location, and more. Essential areas to cover include:

Legal business name and ownership structure
Bios on owners/key management, highlighting credentials
Office headquarters location and any other operational facilities
Number of existing and/or expected employees

Certain corporate structures like LLCs or S-Corps are generally more advantageous for E2 applicants compared to partnerships or sole proprietorships.

Business Industry Analysis

Gaining context through industry research is crucial for multiple aspects of your E2 application. In this section, provide an overview of:

Description of your niche, sector, products, and services
Analysis of overall industry size, growth trends, opportunities
Competitor profiling – Direct and indirect rivals in the space
Differentiators – What sets your business apart

Conducting this competitive analysis not only displays due diligence to immigration officials but also benefits your actual operations.

Target Markets and Customers

Defining your target customer base is particularly important for the E2 to determine eligibility. Provide specifics on:

Geographic market scope – Local, domestic, and/or international
Target customer profiles and audience segments
Total addressable market size
Key demands, preferences, and purchasing criteria

Explicitly note if you plan to export products/services outside the U.S., as this trading activity directly aligns with E2 program goals .

Marketing and Sales Strategy

Expanding on competitive positioning, provide an overview of key marketing and sales strategies such as:

Branding – Logo, colors, messaging
Advertising Channels – SEM, social media, trade publications
Sales approach – Direct sales, resellers, digital e-commerce
Sales collateral – Brochures, presentations, free trials
Partnerships – Relevant strategic alliances and partnerships

Address specifics on how you will attract U.S. clientele and grow the business post-E2 approval.

Operations Plan

The operations plan has a dual significance, explaining logistics while also showing substantial business activity beyond a passive investment. Discuss:

Geographic location(s) and facilities
Workflow processes, systems, and software
Supply chain and sourcing partners
Ongoing R&D and product development
Necessary licenses, permits, regulations
Key operational milestones and timelines

Elaborate on any specialized equipment, intellectual property, patents, proprietary tech/processes intrinsic to operations.

Organizational Structure and Management Team

The management team section directly connects to the E2 criteria requiring direct and active control of the business. For each major role, define:

Position titles and hierarchy flowchart
Individual profiles and prior experience
Salary levels and compensation
Specific day-to-day responsibilities
Plans for directing hiring as operations grow

Emphasizing C-level positions and the controlling stake of the E2 investor affirms your central role.

Capital Investment and Funding Sources

The crux of your whole E2 application lies in quantifying your capital investment. This section should capture:

Breakdown of investment amount, assets, collateral
Sources of capital – business vs personal funds
Documentation verifying funds – bank/investment statements
Plans for sustained future investment

Common qualifying assets include cash, equipment, intellectual property, inventory, premises, and operational expenses.

Financial Plan and Projections

The final components to include are current and projected financial statements. Provide historic data if available, along with pro forma projections covering:

Startup capitalization table – assumptions and allocation
P&L statements – 3-year annual projections
Revenue forecast – sales cycle modeling
Expense budget – fixed vs variable costs
Breakeven analysis – ROI milestones

Conservative growth estimates aligned to industry benchmarks carry more credibility than exaggerated hype. Pad projections to absorb unforeseen events.

Writing E2 Visa Business Plan

With proper preparation, an E2 business plan not only articulates operational specifics to immigration adjudicators but also serves as an indispensable blueprint for actually launching and running your U.S. company.

Pay particular attention to assembling evidence and paperwork that supports claims made in the plan.

By proactively answering likely E2 RFE requests upfront, you can avoid lengthy delays from USCIS. Common additional documents required include:

Capital evidence – bank/investment account statements
Prior business registration docs – licences, tax records
Client contracts – validating trading activity
Office lease agreement, deeds – proving operational premises
Marketing examples – website, ads, brochures
Staff payroll records – demonstrating job creation

With all these key pieces in place, you can confidently submit a compelling E2 business plan and petition packet, achieving your dreams of living and doing business in America. Just be sure to incorporate any specific suggestions from your immigration lawyer.

Stay tuned for our next instalment offering a downloadable E2 business plan template and sample.

E2 Visa Business Plan

For foreign entrepreneurs seeking to establish a business in the United States, the E2 visa presents an attractive opportunity to invest in and manage a business venture. Central to the E2 visa application process is the submission of a robust and well-structured business plan that effectively demonstrates the viability, sustainability, and growth potential of the proposed business. A carefully crafted E2 visa business plan not only serves as a crucial document for obtaining the visa but also acts as a strategic roadmap for guiding the entrepreneurial journey in a new market.

How to Create an ES Visa Business Plan

Here’s a comprehensive guide to creating an impactful E2 visa business plan:

1. Comprehensive Market Analysis: Conduct an in-depth analysis of the target market, including market trends, consumer demographics, competitive landscape, and growth projections. Highlight the market demand for your products or services and showcase a clear understanding of the market dynamics and potential challenges.

2. Detailed Business Description and Model: Provide a detailed overview of your business, outlining its legal structure, products or services, operational processes, and value proposition. Define your business goals and objectives, and articulate a comprehensive business model that outlines revenue streams, pricing strategies, and projected profit margins.

3. Investment Structure and Financial Projections: Present a detailed investment plan that outlines the capital requirements, initial investment structure, and breakdown of how the investment funds will be utilized. Develop comprehensive financial projections, including income statements, cash flow analysis, and balance sheets, to demonstrate the financial sustainability and growth potential of the business.

4. Management Team and Organizational Structure: Showcase the expertise and experience of the management team, highlighting key members’ roles and responsibilities. Define the organizational structure of the business, emphasizing the delegation of tasks and the strategic allocation of resources to ensure operational efficiency and effective management.

5. Marketing and Sales Strategies: Outline a robust marketing and sales plan that encompasses targeted marketing initiatives, customer acquisition strategies, and branding efforts. Highlight the use of digital marketing tools, social media engagement, and strategic partnerships to maximize market penetration and foster customer engagement and retention.

6. Risk Assessment and Mitigation Strategies: Identify potential risks and challenges that may impact the business’s operations, and develop comprehensive risk mitigation strategies that demonstrate your ability to proactively address and navigate potential obstacles. Showcase contingency plans and adaptive measures to ensure the sustainability and resilience of the business in a dynamic market environment.

7. Compliance with Legal and Regulatory Requirements: Ensure that your business plan demonstrates compliance with all legal and regulatory requirements, including licensing, permits, and industry-specific regulations. Highlight your understanding of the legal framework and your commitment to operating the business in full adherence to the prescribed guidelines and standards.

8. Executive Summary and Conclusion: Summarize the key highlights and overarching vision of the business plan in a concise and compelling executive summary. Emphasize the unique value proposition of the business, its competitive advantage, and the potential economic impact it can generate, reinforcing the viability and sustainability of the proposed business within the U.S. market.

Crafting a comprehensive E2 visa business plan requires meticulous research, strategic planning, and a thorough understanding of the U.S. market landscape and regulatory framework. By following this definitive guide, foreign entrepreneurs can develop a compelling and well-documented business plan that not only fulfills the requirements for the E2 visa application but also serves as a strategic blueprint for establishing and managing a successful business venture in the United States.

Example of an E2 Business Plan

Here is a brief sample of each section of an E2 Business Plan:

Executive Summary: Our company, XYZ Consultancy, aims to establish a management consulting firm in the United States. With a focus on providing innovative solutions to small and medium enterprises, we seek to leverage our expertise in business strategy and operational efficiency to foster growth and sustainability for our clients. Our mission is to become a trusted partner in driving business success through strategic planning and implementation.

Market Analysis: Through comprehensive market research, we have identified a growing demand for specialized consultancy services in the target market. The increasing number of startups and SMEs seeking professional guidance presents a lucrative opportunity for our consultancy firm. With our tailored services and competitive pricing, we aim to capture a significant market share within the first three years of operation.

Business Description and Model: XYZ Consultancy will operate as a limited liability company (LLC) headquartered in [City, State]. Our service portfolio includes strategic planning, market research, operational optimization, and financial analysis. By offering customized consultancy packages tailored to each client’s unique requirements, we aim to deliver sustainable and tangible business outcomes that drive profitability and long-term success.

Investment Structure and Financial Projections: We plan to invest $150,000 in the initial setup, encompassing office space, technology infrastructure, and human resources. With an anticipated growth rate of 20% annually, we project a revenue of $500,000 in the first year, with a gradual increase to $1 million by the third year. Our detailed financial projections indicate a positive cash flow and a steady increase in profitability, ensuring the sustainability and expansion of our consultancy firm.

Management Team and Organizational Structure: The XYZ Consultancy management team consists of seasoned professionals with extensive experience in business consulting and project management. Each member brings unique expertise in areas such as strategic planning, marketing, finance, and operations. Our flat organizational structure fosters effective communication and streamlined decision-making, enabling us to deliver superior consultancy services and personalized client experiences.

Marketing and Sales Strategies: We plan to implement a multi-channel marketing approach, combining digital marketing initiatives, networking events, and strategic partnerships with local business communities and industry associations. Our sales strategy focuses on building long-term relationships with clients, offering value-added services, and delivering measurable results that contribute to their business growth and success.

Risk Assessment and Mitigation Strategies: Recognizing potential challenges such as market competition and economic fluctuations, we have developed comprehensive risk mitigation strategies. These include diversifying our service offerings, maintaining strong client relationships, and continuously monitoring market trends and industry developments. Our adaptive approach and proactive risk management will ensure the resilience and sustainability of our consultancy firm.

Compliance with Legal and Regulatory Requirements: We are committed to operating in full compliance with all legal and regulatory requirements governing consultancy services in the United States. We have secured all necessary licenses and permits, and our business operations adhere to the industry standards and guidelines prescribed by relevant regulatory authorities.

This E2 business plan for XYZ Consultancy outlines our commitment to excellence, innovation, and client-centric consultancy services, emphasizing our vision to become a leading management consultancy firm that drives sustainable growth and success for businesses across diverse industries.

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Home » Visa Business Plans

How to Write a Winning Business Plan for E2 Visa Program

Are you applying for E2 visa? If YES, here is a sample template on how to write a winning business plan for E2 visa program that is immigration compliant.

What is an E2 Visa?

An E-2 Investor Visa is one that allows an individual to enter and work inside of the United States based on an investment he or she will be controlling while inside the United States. The E2 visa is usually valid for three months to five years and can be extended indefinitely if the holder wishes.

International investors seeking to migrate to the US with the goal of starting their own business may qualify for the E-2 visa. For the investor in question to qualify, he or she needs to come from a treaty country and he has to commit a ‘substantial’ amount of capital towards the business.

This essentially means that the business must have something substantial on ground before the E-2 visa is granted, and since substantial is not defined by the USCIS, in theory there is no minimum. This requirement allows the USCIS or Department of State to grant visas to those investors that are serious about their intentions and are really making a transition.

To demonstrate that all the requirements of the E-2 visa have been fulfilled, US embassies and the USCIS rely heavily on the business plan. They want you to document all your achievements as regards the business.

For most applications, a business plan is required to illustrate key aspects of the E-2 company, including what the business is going to do, how it is going to do it, and when it will accomplish its goals. While developing a business plan may seem like an intimidating idea for most people, it is a crucial step to assembling a strong E-2 application.

Also, a business plan is the best method for cultivating your business idea and developing a deep understanding of what your business is and how it will grow. E-2 visas are often granted or denied based on the quality of your business plan, as many reviewing officers (and especially USCIS) examine the plan to determine whether your business is viable and whether you are serious about running it.

What your E2 Visa Business Plan Should Show

E2 visas are only available to citizens of countries with which the US has a treaty of commerce and navigation. Applicants must be citizens of these countries, they are not allowed to be just permanent residents.

An applicant must be able to prove that he/she has invested (or is in the proven process of investing) a substantial amount in a bona fide US business. An applicant must be able to prove that he/she is entering the US for the sole purpose of developing and directing the specific business being written about.

What Constitutes ‘Substantial’ Investment in a US Business?

For an investor to be granted the E2 visa, one of the requirements is that they make substantial investments on their business. Another way of putting it is that the USCIS requires that the investor’s capital must be at risk in a commercial sense. The investor should be able to prove that the capital was invested with the goal of making profit, and that it can be lost (completely or partially) if the investment fails.

But you should know that for an investment to be deemed substantial is usually based on context. However, there are a few general guidelines that can help an investor know know what the USCIS is looking out for. The following guidelines can help you.

An investment is considered substantial by the USCIS if it can be considered a significant portion of the total cost of purchasing/starting the business in question.
An investment is substantial if it is large enough to prove the investor’s financial commitment to the success of the business.
If it is enough to make it likely that the investor will be successful in his development of the business.
In the case of a startup, an investment must be shown to be enough to start and operate the business.
Although E2 visa applications have been approved and can be approved for investments of less than $100 000 if all criteria are met, a general guideline is that the E2 investment amount ought to be more than $100,000 to be considered substantial.
Finally, it must also be shown that the enterprise that is being invested in is actually a business. This requires proof that the business is an entrepreneurial venture that produces goods or services with the express goal of making profit. The business must not be considered marginal – i.e. it must be proven that the company is making more than is needed to support the livelihood of the applicant and his/her family.

It is also possible to prove that, while the company is not currently generating more than this amount, it has a high likelihood of doing so in the future.

How to Write a Winning Business Plan for E2 Visa Program That is Immigration Compliant

1. description of the business and executive summary.

When writing your E2 visa business plan , you have to start off with the description of the business and your executive summary. The executive summary should introduce the company, its key products and/or services, and the target market for the company’s products or services. The details of the company, such as where and when it was founded, should be included here, as well as the highlights of the company’s key projected metrics.

For E-2 purposes, it is important to focus on data points that prove your company will qualify for the visa, such as how much money it makes and how many employees it will hire (the company should make enough to hire at least three to five employees in a five-year period).

The Executive Summary provides the examiner with a snapshot of your company, and if done properly, will emphasize why you and your company qualifies for the E-2 visa. This is an essential part of the plan and it will be the first (and in some cases the only) thing the examiner reviews.

2. Purpose of Developing and Directing the Business

Having done with the executive summary, you should now state the purpose of the business. You must prove to the reviewers that you are entering and staying in the US for the sole purpose of ensuring the success of the enterprise in which you have invested.

This can be proven if the applicant has 50% or more ownership of the venture. Alternatively, an applicant must be able to prove that he/she is responsible for the day-to-day operations of the business. This will have to be proven with reference to his/her managerial position within the company.

3. Market Analysis

An E-2 compliant business plan should contain a detailed market analysis that studies the conditions of the local market in which your company will compete, identify your company’s competitors, and provide an explanation as to why your company will successfully compete in the local market.

As the data cited in the market analysis section often forms the foundation for your financial projections, it is crucial that you thoroughly develop this section, identifying competitors by name, comparing the relative strengths and weaknesses and comparing the products and business models.

This demonstrates to a reviewing officer that you understand the market that you will be competing in, as well as provides an opportunity for you to further develop an understanding for your company and the marketplace in which it will operate. The market analysis section should also contain a detailed analysis on your target market and prospective customers or clients.

The key is providing as much relevant detail as possible. If you have contacts to tap into, or meetings lined up, present them. Perhaps you already have contracts in place, or signed letters of intent, use these also. The more documents you have, the better.

4. Marketing and Personnel Plan

Your business plan should include a comprehensive marketing plan that describes how the company will make itself known to its target market, and how it intends to engage this market to purchase its products and services. The marketing plan can include standard methods of marketing such as print advertisement commercials, as well as online marketing and the use of a website.

The important thing is that each marketing plan should be tailored to your specific business. If your consulting agency does not use ads to get clients, then it is important to describe how your company secures customers (through networking or referrals, for example).

Yet another crucial part of an E-2 compliant business plan is a comprehensive hiring plan for the next five years of the E-2 company’s operations. The E-2 visa requires that the company hire US workers and provides for more than just a living for the treaty investor and his/her family.

The plan should include a description of each position the company intends to employ, how many employees the company intends to hire, and when they intend to hire them. While there is no exact number of how many employees the E-2 company must hire, it is recommended that the company in question hires no fewer than three, and strive to hire at least three by the company’s third year of operation.

The management structure should allow you as the E-2 visa holder to develop and direct the company, with other individuals performing the skilled or unskilled labor demands of the business. You must be able to demonstrate that you will create jobs within your company for resident workers. How many US jobs will result from your enterprise, what roles will they be and when do you expect they will be created? All these questions must be answered.

5. The Financial Plan

Your E2 visa business plan should also contain your company’s financial plan. This financial plan is the business’s projected financial statements as well as an explanation that provides a basis for the assumptions and figures in the statement. A company’s financial statements consist of a balance sheet, the profit and loss statement, and a cash flow statement.

These statements quantify the company’s history (or in this case, the company’s future) in monetary terms. They provide information that can be useful in making a determination regarding the company’s financial health and future, and are the primary means through which financial information is communicated to the reviewing officer.

It is absolutely crucial that the business plan contains a credible financial plan, as the plan’s strength depends on realistic fiscal plan. Again, the key is providing as much detail as possible as to how the financial plan was developed. This helps to strengthen the plan and also helps an examiner to better understand your business.

6. Business strategy

In the business plan, you will also need to show you have control and possession of your investment funds. This requires documentary evidence of the source of funds, with a clear paper trail, for example, sale of property or assets, savings, employment income. With no threshold or arbitrary minimum amount, the size of your investment must be considered ‘substantial’ in proportion to the total cost of the business project.

7. Operational strategy

The Embassy will want to understand how your business will actually function in the US. There are a multitude of corporate structures permissible for securing the E-2 visa. You will need to decide which you will operate under. The management specifics of the business will also require detail. You will also be required to provide evidence that at least 50 percent of the business is owned by you, being a citizen of a treaty country.

8. Your skills and experience

A further requirement for an E2 visa is that the business in question be related, connected or relevant to the professional experience, skills or qualifications of the E-2 applicant.

The Embassy will be seeking assurance of your credibility and capability, as well as the viability of the enterprise, and questions would arise at the interview if there is a perceived lack of synergy between your capabilities and the company’s line of work.

Developing a good business plan takes a particular expertise and you should hire a qualified professional to develop your plan. This is particularly the case if you are seeking bank financing and/or applying for an immigration petition.

How to Write an E-2 Visa Business Plan

Whether the business is a new one, is already functional or is being purchased, the purpose of the business plan is to project and summarize the next five years of operations. In this post, we will discuss how to write an E-2 Visa business plan so you can have confidence when preparing for an E-2 visa. This post will highlight three main categories – the E-2 applicant, investment and the business. This is to address the fact that the official who reviews the application is not familiar with the individual, their investment nor their enterprise, and uses this to determine E-2 visa eligibility .

When writing an E-2 visa business plan, the overall theme should answer specific questions like the following:

How will this business enterprise benefit the United States economy?
How many jobs will be created because of the presence of this business?
Is the applicant capable of directing the business enterprise?
How can the contents of the proposal demonstrate the investor’s personal finances reserved for the business are considered “at risk?”
Does the enterprise meet the proportionality test?

Writing an E-2 Business Plan

The E-2 visa business plan is the time for petitioners to provide true, yet convincing information to immigration officers about their enterprise. The plan should also demonstrate how the venture is a real business, or truly will be operating in the near future.

Has established and is directing, or will establish the business as outlined in the application
Has the intention to reside in the U.S. through the duration of their E-2 visa
Has the intention to leave the U.S. upon their visa expiration (unless they wish to renew)
Proves personal funds were used for the investment
Shows proof of credibility
Owns 50% or more of the business
Demonstrates the capability to direct the business
Is proven to have been reserved for the E-2 business
Evidence the source of funds came about by legal and good-faith means
Demonstration that the amount invested is substantial
Must meet the proportionality test requirements
Being purchased, is already functional or is a brand new one
Must be a bonafide enterprise
Will employ U.S. citizens

Simply put, E-2 visa petitioners must account for everything he or she is proposing in both their application as well as their business plan, by providing a detailed history of their business.

Furthermore, the foreign investor must demonstrate how they are fully qualified, as well as capable, to develop and direct the business. And that they have invested (or will soon invest) a substantial amount of their own capital into a true and lawful business. As such, he or she must be able to prove their main purpose for entering the United States is to direct the enterprise. Equally as important, the applicant must give an explanation about how the presence of the business will benefit the U.S. as well as create jobs for the citizens.

Who Reads the e-2 Visa Business Plan?

The United States Citizenship and Immigration Services officers, and/or consular officers who read the E-2 business plan. There are no interviews with the officer reading the business plan, and the communication between the foreign investor and the officer is quite limited. For this reason, it is extremely important the applicant include all of the necessary information in their plan.

Conclusion of How to Write an E-2 Visa Business Plan

Foreign investors looking to open (or purchase) a business in the United States via an E-2 visa must include a business plan with their visa application. The plan summarizes the next five years, including financial projections, and is a detailed overview regarding the petitioner, the investment and the enterprise.

The business plan is how the U.S. immigration official will learn about the venture. Though the requirements are quite strict for foreign investors, United States Citizenship and Immigration Services officers use the business plan to decide whether the applicant and their business venture qualifies for an E-2 visa .

It is crucial the applicant expresses his or her purpose for developing the business as well as their level of capability of directing it. He or she must also prove how their investment demonstrates their commitment to the success of the enterprise.

The investment must be demonstrated to have been put at risk during the establishment of the business. Additionally, all capital must be shown to have come from a legal and bonafide source, and shown to be reserved solely for the investment.

The last main subject in the business plan is the enterprise itself. The E-2 visa applicant must also prove that the venture is a bonafide one. The foreign investor must also make a case for how their business will benefit the United States economically. Such plans should entail the number of jobs that will be created because of the business’ existence, as well as the value the products and/or services will bring to the consumers. The business plan should speak to the sustainability of the business.

It is the USCIS and consular officers who read the business plans. As they do not interact with the applicant, it is crucial that all necessary information is presented in the first application. The officers do not communicate with theforeign investor oher than a written response after he or she has reviewed the case.

Frequently Asked Questions About How to Write an E-2 Visa Business Plan

My business is not generating any income yet, how can i write about a business that doesn’t exist yet.

Though the company may not be fully functional yet, the applicant should be able to project future financials and the probability of the business being marginal. Such information should be further explained in the business plan.

I will be establishing a startup business in the United States, what is needed in order to demonstrate that my investment is sufficient?

Some main factors to consider are whether the investment is substantial, if there is a strong forecast of how much it will cost to develop and operate the business, the sustainability of the startup, and if it passes the proportionality test.

Is the E-2 visa business plan the same as any other business plan?

While it is essentially the same, an E-2 visa business plan must include a more extensive history about the petitioner/business owner, the background of his or her investment funds and how the business will be beneficial to the United States.

I am planning on opening a business in the United States, am I required to write the business plan myself?

No, not at all. Oftentimes investors seek the assistance from highly professional business plan writers who specialize in writing E-2 visa business plans. In this case, the writers would need as much information from the applicant as possible, so they can put together the business plan in the format necessary.

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Who Qualifies for an E-2 Visa in 2024

E-2 visa real estate investments in 2024, best e-2 visa business investments in 2022, how to switch from an e-2 visa to a green card.

Compare U.S. green card paths

A comprehensive eb-2 niw business plan sample and guide.

By Jemima Owen-Jones

Wondering how to self-petition for an EB-2 visa as a business owner? Check our EB-2 NIW business plan sample with a detailed guide to each section.

The EB-2 NIW allows you to self-petition for a United States visa without a sponsor or labor certification. Writing a compelling business plan is a crucial part of the application process. It gives you the opportunity to prove to USCIS that your work is of national interest and substantial benefit.

Read our EB-2 NIW business plan sample to understand what sections to include and how to position yourself. We also include some examples of what to write for inspiration.

What is an EB-2 NIW business plan?

The EB-2 NIW business plan is a document foreign entrepreneurs can use to support their self-petition for an employment-based visa . Although the plan isn’t a formal part of the visa application process, USCIS officials often request it.

Applicants apply for the national interest waiver (NIW) to skip the lengthy process for employment-based visas. Usually, the employment-based second preference visa (EB-2) requires a job offer and legal labor certification. Often, foreign nationals end up waiting over a year to finalize these arrangements.

The importance of an EB-2 NIW business plan

Writing a business plan helps to convince immigration officials that you meet their three requirements , otherwise known as the ‘matter of dhanasar.’ You can prove that:

Your venture holds substantial merit and national significance
Your business is likely to succeed
You and the country would benefit from expediting the visa

If your NIW petition is successful, the United States Citizenship and Immigration Services (USCIS) will waive the visa requirements for a job offer and permanent labor certification. You can get your visa upfront and enter the country without a wait.

Like a traditional business plan, this document should provide a detailed description of your company, your mission and objectives, and your strategy. You may think of it as pitching yourself to the U.S. to secure their investment.

Immigration business plans can range from launching a new product to pioneering research and opening a franchise. The most successful applicants don’t necessarily have the most innovative ideas but can prove they’ll have a positive impact on the country.

What to include in an EB-2 NIW business plan

NIW visa business plans vary between applicants. The size and format of the document depend on the complexity of your proposal and the types of information you need to include. However, here’s a breakdown of sections every EB-2 NIW business plan needs, alongside some templates:

Executive summary

Outline your proposed endeavor and explain why it’s in the interest of the United States. Be clear and brief to help the official quickly grasp the core of your proposal. If your

Example: This plan showcases my exceptional ability in [field]. With a [qualification] in [area of study] and [number] years of experience in [industry], I’ve become one of the leading experts in my field. My work in [field] has the potential to revolutionize [specific industry], leading to significant advancements in [specific technology or field] that are crucial to the United States' leadership in the global market.

Applicant’s background

Discuss your work experience, qualifications, and achievements. You can summarize your history but go into further detail in subsequent sections. You should provide evidence such as degree certificates and professional references for all your claims.

Everything you include should emphasize why you’re best suited to lead your venture. You want to rule out the possibility that a current American citizen or another applicant could be a better fit for the role.

For example, you might have a degree in sustainable agriculture in a country with farming techniques not yet prevalent in North America. You’d be uniquely qualified to introduce these practices to the U.S. and help them increase their agricultural yield.

Example: My qualifications, including [list credentials], uniquely position me to drive the success of this venture. I also have over [number] of experience working for [company name], a market leader in [field] in [home country]. During that time, I won [list achievements] for contributing to [industry]. I could use this expertise to further [area of research or development] in the United States and improve [area of U.S. society or economy].

Business analysis

Give a detailed description of your current business or professional endeavors, including your:

Role and responsibilities
Mission and objectives
Description and scope of services
Target market
Resources and equipment used
Achievements to date

You want to demonstrate that you’ve got a thorough understanding of your business, the industry, and the global market. Immigration officers must see that you have the expertise to implement your plan.

Support your analysis with research and reports to substantiate your claims. If you’ve run a similar business in your home country, you could present your financial records. You could also use employee surveys and customer feedback forms as qualitative data.

The immigration official may also need to see that your business is compliant. Look for evidence that you meet international guidelines and laws. For example, you could include patents for new technology or the results of audits.

Example: I serve as the [position] of a fast-growing [field] business in [home country]. Within the next [number] years, we’re poised to [list objectives] with our high-quality [product or service]. The company has recently invested in [processes, resources, or equipment] to further our success. Now we are the leading [achievement] in [area] and have [percentage] of the market.

Market analysis

Describe the current state of your industry. Ideally, you’ll demonstrate there’s either a national or global demand for your business.

Some common examples include a shortage of a specific product or service or an emerging need. For instance, as companies move online, cyber security has become more of a concern. Applicants who can demonstrate they’ve got innovative software solutions to protect U.S.-based servers could be front-runners for EB-2 visas.

Present extensive, current market data to support your analysis. The immigration official may not know about the industry, and they’ll need proof of the demand.

Going back to the example about cybersecurity, you could present statistics about how online data breaches are increasing. You could also include information about the cost to U.S. companies and the increase in hiring for in-house cybersecurity experts.

Ensure your information is recent, as the market fluctuates constantly. The cut-off point for research materials depends on your exact industry. In fast-changing sectors like technology and commerce, information could be outdated within months.

Example: I’ve extensively researched [industry] using [list resources]. The market for [ product/service] is rapidly growing, with a projected annual growth rate of [percentage], indicating the strong demand for such [products/service]. My business can fill this demand by [list projects].

Social and economic impact

Your market analysis shows how your business could tick a box. In this section, you’ll go a step further by discussing the positive contributions you could make to the United States. You should cover:

Tax payments: Give your projected revenue alongside how you’ll sustain or even grow your income. The more money you make, the more you’ll contribute to the country in taxes
Economic growth: Show how your business could have a knock-on effect on other organizations. If they earn more money, they’ll also end up paying more tax
Job creation: List the roles you’ll hire for within the United States. You’ll demonstrate how you’re creating job opportunities for U.S. citizens, reducing unemployment, and alleviating the burden on taxpayers
Community impact: Discuss how you’ll have a social impact on U.S. citizens. That might be by hiring underprivileged groups, providing a service for vulnerable people, or improving impoverished areas
Likelihood to succeed: Calculate the probability that your venture will have the intended results. You can provide additional support for your claim through similar case studies and historical trends and patterns

Compare what you could achieve with potential competitors on the market. You can prove how you’d provide more jobs or encourage economic growth in your sector. For example, a business could show how they’ll rely less on imported goods than competitors and thus support local U.S. suppliers.

Example: My business is expected to create [number] jobs for U.S. workers within the first [number] years of operation. As you can see from the financial projections above, my revenue will hit [number] by the end of [quarter] in [year].

National interest waiver

Discuss how the U.S. would benefit from not only allowing you into the country but also waiving the EB-2 visa requirements. You need to convince USCIS that your work is of such national importance that they should expedite your entry into the country.

In many cases, you can state that you’ll be addressing an immediate need. You could include data on how the issue will deteriorate and affect the country if you don’t take action soon. One example is how a shortage of the renewable technology your business provides will lead to escalating utility bills and more energy poverty.

It could also be a matter of strategic timing. Other countries may be on the verge of seizing global dominance over your industry. The U.S. could need to move quickly to outdo them and position themselves as market leaders.

Timing could also affect applicants in research and development. You may only have a small window when you can carry out your work in fields like technology, politics, and the environment. For instance, natural events like comets or El Nino only occur periodically.

Conclude this section with a summary of your overall plan and how you’ve proven you met the three requirements for the national internet waiver.

Example: The U.S. stands at a pivotal juncture concerning [industry], where timing is paramount. As [issue] advances, the need for my [product/service] increases. We need to launch [product/service] by [time] to see [percentage] increase in [issue]. If the launch is just one year later, that figure drops to [percentage].

Supporting documents

You should provide the following documents alongside your NIW petition:

Your passport
Any degree certificates
A transcript of your academic record
A minimum of three professional references

Alongside this paperwork, you need evidence of three of the following to show you have exceptional ability in your field:

An advanced degree, such as a Master’s degree or your country’s equivalent
Ten years of experience in your industry
A license to practice your profession
Evidence that you’ve received a salary for your work
Membership in a professional association
Awards or recognitions for your achievements

While you may need other documents to substantiate your plan’s claims, these aren’t a mandatory part of the visa process.

Key points to consider

There are some common pitfalls to avoid when writing an EB-2 NIW business plan. You can increase your chances of immediate approval by identifying them and proactively addressing them.

Tailor your submission to the requirements : Ensure every aspect of your plan focuses on proving you meet the three main visa criteria
Use reliable sources for research : You’ll appear more professional and knowledgeable if you use original, reputable sites, journals, and databases to support your plan
Avoid treating your plan like a biography : Many sections may focus on your background, but the immigration officer will only be interested in how your experience makes you a good candidate. Prioritize facts over anecdotal evidence
Spare no details : If you don’t provide a comprehensive business plan, the officer may ask for extra information and delay your application. You also only have one chance to make a response to this request for information (RFE)
Get a proofreader : Officials won’t judge you on your writing or language proficiency. However, getting someone to error check and make revisions can make you look more professional
Outsource to experts where necessary : USCIS won’t penalize you for getting help with your proposal. You can hire researchers, graphic designers, and even business plan writers, provided the ideas are your own

It’s highly recommended to consult with an immigration attorney for the entire EB-2 NIW process. They can provide specialist guidance and ensure your plan aligns with USCIS expectations.

Create a visa business plan that stands out

Writing a compelling EB-2 NIW plan requires a lot of time, energy, and resources. However, it’s worthwhile to convince US immigration to waive the lengthy labor certification process and grant you immediate visa approval.

To help you draft the plan, seek expert legal advice from services like LegalPad, specializing in the EB-2 NIW process. They can help you tailor your document to the USCIS guidelines and prove you meet the requirements.

Contact our team to see how we could streamline your EB-2 NIW visa process.

About the author:

Jemima Owen-Jones

Jemima helps international startups and their teams navigate the work visa process so they can get approved fast and focus on what they do best.

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E-2 Visa Business Plan Writing

The E-2 Treaty Investor Visa, more commonly called the E-2 visa, is the visa category most relied upon by individuals that purchase or create a business in the United States. If you’re planning to relocate to the US to work hands-on in this business, it’s likely you have either received or are seeking E-2 visa approval for you and your family.

The E-2 Treaty Investor Visa is a non-immigrant, temporary visa for nationals of a country with which the United States maintains a treaty of friendship, commerce, and navigation who desire to go to the United States to develop and direct the operations of an enterprise in which they have invested, or are in the process of investing a substantial amount of capital.

The fact that you are investing in a start-up business or purchasing an existing business or franchise is not on its own enough evidence to demonstrate that you may qualify for an E-2 Visa. A crucial part of any application is a comprehensive business plan that clearly provides USCIS all of the information that they need in order to ascertain that your petition meets the criteria for approval for an E-2 visa.

There are several important criteria by which an E-2 visa application will be assessed. The most important of these as they relate to your business plan include:

Invest in a Bona Fide Enterprise - The E2 visa requirement is that you invest in a bona fide enterprise. A bona fide enterprise is defined by the immigration authorities as “a real, active commercial or entrepreneurial undertaking which produces services or goods for profit”.

National of a Treaty Country - The investor must be a national of a treaty country. Treaty countries currently include:

Argentina, Armenia, Australia, Austria, Bangladesh, Belgium, Bulgaria, Cameroon, Canada, Colombia, Costa Rica, Czech Republic, Democratic Republic of the Congo, Ecuador, Egypt, Ethiopia, Finland, France, Georgia, Germany, Grenada, Honduras, Ireland, Italy, Jamaica, Japan, Kazakhstan, Korea, Kyrgyzstan, Liberia, Luxembourg, Mexico, Moldova, Mongolia, Morocco, Netherlands, Norway, Oman, Pakistan, Panama, Paraguay, Philippines, Poland, Republic of Congo, Romania, Senegal, Slovak Republic, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Thailand, Togo, Trinidad & Tobago, Tunisia, Turkey, Ukraine, United Kingdom, and Yugoslavia.

Investment is "Substantial" - A substantial investment is determined by the proportion of funds being invested compared to the total cost to develop the business to the point of being operational. Therefore, no minimum investment amount is specified in the regulations but the investment must be “at risk” and dedicated to the development and growth of the U.S. enterprise. More often than not, the majority of the required investment funds have already been invested or otherwise "irrevocably committed" at the time of application. The percentage of investment that is irrevocably committed to a comparatively low-cost business enterprise must be higher than the percentage of investment in a high-cost enterprise.

In terms of establishing some kind of minimum investment amount so those considering an E-2 visa can budget accordingly, we have worked with several clients that have invested between $50,000 and $90,000 and been successful in obtaining their E-2 visa. With that said, the larger the investment, the greater the chance of the application being successful. An investment of $100,000+ will stand a much better chance of being approved for E-2 purposes, all other things being equal, than an investment that is less than $100,000.

Satisfy the Marginality Requirement - The investment enterprise cannot be marginal. A marginal enterprise is one that does not have the present or future capacity to generate more than enough income to provide a minimal living for the treaty investor and his or her family. A new enterprise might not be considered marginal even if it lacks the current capacity to generate such income. In such cases, however, the enterprise should have the capacity to generate such income within five years from the date that the treaty investor’s E-2 classification begins.

The legal Statute does not mention employees but does explicitly state that the E-2 business cannot be set up just to support the investor and family, which in essence means that the E-2 entity must hire U.S. workers. Showing in the visa application that you will hire or have hired full-time employees (W-2 employees) greatly increases the probability of success of an application, especially since President Trump signed the Buy American and Hire American executive order in April 2017.

A well-written business plan is the best way to provide USCIS with all of the information that they need in order to ascertain that your E-2 Visa petition meets the criteria for approval. At Continuous Business Planning, we understand the USCIS’ E2 visa requirements intimately. Not only have we created dozens of E-2 Visa compliant business plans for clients but we have also completed the process ourselves since key members of our team are E-2 visa holders themselves.

Trust Continuous Business Planning to provide you with a comprehensive, professionally written E2 Visa Business Plan that helps you to achieve your goal of living and working in the United States. The business plan we create with you will exceed the USCIS requirements for supporting evidence and will provide you with the insight you need to hit the ground running in your business as you start to live your American dream.

Don't entrust something so important to a "here today, gone tomorrow" business consultant that you find on Fiverr, Upwork or some other freelancer platform, who most likely disappear as soon as their payment is released from escrow. The application process can last several months and ultimately the business plan needs to stack up with the visa application. We will work with you and your lawyers for as long as it proves necessary, continuously updating your business plan as required by you and your immigration attorney right up to the day you receive E-2 visa approval.

We will even help prepare you for your interview, to which you should expect to be invited 4- 6 weeks after submitting your application and business plan to the US Embassy, if you need it. In this interview, you will be questioned about the information you have provided about yourself and the business in these documents. Your business plan will be scrutinized to ascertain the degree of economic benefit your business would bring to the US market and you will need to be comfortable being challenged on the content of the business plan, and explaining how you will grow the business as you have outlined both before and after you arrive in the US.

Engage the services of Continuous Business Planning and watch us hold your hand from the beginning to the very end of the E-2 visa application process. Nobody works harder for your visa success! For a free, no-obligation initial consultation, contact us today .

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USCIS-Ready EB-2 NIW Visa Business Plan

Support your EB-2 NIW visa application with a custom-made business plan that meets all the requirements.

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National Interest Waiver

Building Your EB-2 NIW Success Story

Whether you apply with or without a company, your custom business plan delivered by Joorney will tell a compelling story, supported by all necessary data, making it easy to follow and connect with for USCIS immigration officers reviewing your application.

EB-2 NIW Visa Overview

EB-2 NIW visa business plans

Designed for advanced degree and exceptional ability applicants.

A National Interest Waiver (NIW) petition falls within the employment-based immigration, second preference (EB-2) category, also known as EB-2 NIW.

If you’re considering filing for an employment-based, second-preference immigration petition, the EB2-NIW Visa is an option you might want to explore. With this visa, you can apply for a National Interest Waiver (NIW) petition without needing a labor certification (PERM) or a job offer from a U.S.-based employer. This allows you to self-petition for your EB-2 NIW and maintain your green card status even if your employment status changes in the future.

Your EB-2 NIW visa application must demonstrate that you meet three main criteria: your proposed endeavor has substantial merit and national importance; you are well-positioned to advance the proposed work; and waiving the job offer requirement would be beneficial to the United States. A well-crafted business plan is essential for supporting your case.

For those looking to expedite their application, USCIS offers premium processing for the EB-2 NIW visa. Additionally, Joorney provides a Rush service for crafting your EB-2 NIW visa business plan.

See Our Work

EB-2 NIW Visa Business Plan Samples

our Process

Step by Step

We discuss the details of your endeavor, such as visa type, your goals and vision, timelines, and more.

Immediately after the discovery call, we finalize our contract and send you the invoice. We're ready to start your project!

You receive our comprehensive questionnaire, designed specifically to allow you to easily share the details of your endeavor with us. We'll use this knowledge to create your custom-made business plan.

Upon receiving your complete questionnaire, our team analyzes the answers and reaches out to you in case of any missing data or additional questions.

Your dedicated team creates the first draft of your custom business plan, usually within 10 to 12 days (or 7 days for Rush service!).

We optimize the document based on feedback from you and your attorney. We offer unlimited revisions!

Once the content of the business plan is finalized, your dedicated graphic designer creates a beautiful and functional layout. Your business plan is ready!

Do You Need an Immigration Attorney?

Having the right legal guidance is crucial for the outcome of your application. if you don't yet have an immigration attorney, we will connect you with a vetted and trusted professional from our invite-only network., what our clients and partners have to say about us.

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Visa changes coming this year will mean fewer cards for Americans

Major changes announced by Visa this week mean Americans will soon not need to carry around as many credit and debit cards .

During Visa's annual Payments Forum in San Francisco on Wednesday, the company unveiled its new Visa Flexible Credential, which will allow customers to use a single card to access payment options from multiple credit and bank accounts , and even "Buy Now Pay Later" plans when making a purchase.

Visa's flexible payment option is already available in Asia, and the company will begin rolling it out in the U.S. later this year.

The card giant also said it will be expanding the ways consumers can "tap" to pay using mobile devices this year.

CREDIT CARD DELINQUENCIES ARE SURGING

Soon, any device can be used as a point-of-sale (POS) device for payment. Customers will also be able to "tap" to confirm their identities, to add a card to a wallet or app, and to make a person-to-person payment.

READ ON THE FOX BUSINESS APP

Visa is also introducing a new Payment Passkey Service that will allow customers to make online payments with a scan of their face or a fingerprint, replacing the need to input passwords or one-time codes.

CREDIT CARD DEBT POISED TO SMASH ANOTHER RECORD HIGH

"The industry is at a pivotal point – new technologies like Gen AI are rapidly shifting how we shop and manage our finances," said Jack Forestell, Visa's chief product and strategy officer.

"We’re announcing the next generation of truly digital-native payment card experiences," he continued. "Today we unveiled new card features and digital innovations that will bring consumers into a more customized, convenient and secure future."

Original article source: Visa changes coming this year will mean fewer cards for Americans

Visa's flexible payment option is already available in Asia, and the company will begin rolling it out in the U.S. later this year. Reuters Photos

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U.S. Bank Business Platinum review 2024: It’s got one job – an intro APR for purchases and balance transfers

Julie Sherrier

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“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Robin Saks Frankel

Published 5:47 a.m. UTC May 14, 2024

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If your business is looking for a $0 annual fee card with a long introductory APR period on purchases and balance transfers purchases and balance transfers, then the U.S. Bank Business Platinum Card * The information for the U.S. Bank Business Platinum Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. fits the bill.

Just know that besides the intro APR offer, this card doesn’t earn rewards or offer much else in terms of benefits. We’ll cover what you need to know in our U.S. Bank Business Platinum card review.

U.S. Bank Business Platinum basics

Annual fee: $0.
Welcome bonus: None.
Rewards: None.
APR: 0% intro APR on purchases and balance transfers for 18 billing cycles, followed by a variable APR of 17.24% to 26.24%. A balance transfer fee of either 3% of each transfer or $5 minimum, whichever is greater, applies.
Recommended credit score: Good to excellent.
Other benefits: ExtendPay, free employee cards.

U.S. Bank Business Platinum review

The U.S. Bank Business Platinum Card is designed specifically for businesses seeking a lengthy intro APR period for purchases and/or balance transfers. This card offers no rewards, charges a foreign transaction fee, has no welcome bonus or other noteworthy benefits, so the only reason you’d apply is to use the card for its lengthy intro APR .

If you want to save on interest charges for over a year, then the U.S. Bank Business Platinum can help you do that. Just know that there are other business credit cards that offer both a rewards program as well as intro APR promotions, but the U.S. Bank Business Platinum offers one of the longest no-interest periods among competing business cards in this category you’ll find.

Long intro APR : Save on interest charges for over a year for both purchases and balance transfers.
ExtendPay Plan : Once the intro APR promotion expires, you may be able to finance purchases through a fixed payment program for a monthly fee not to exceed 1.6% of the purchase amount.
No annual fee: It won’t cost your business anything for card ownership.
No rewards : The U.S. Bank Business Platinum does not earn cash back, points or miles on your purchases.
Foreign transaction fee : If you’re traveling abroad, you’ll want to leave this card at home as it charges a fee of 3% of each foreign transaction, which is added to any purchases you make outside the country.
Limited travel benefits : This card does not come with travel protections or travel credits other than secondary car rental protection and roadside dispatch.

U.S. Bank Business Platinum APR

The U.S. Bank Business Platinum offers one of the longest introductory offers of any business card. You’ll get a 0% intro APR on purchases and balance transfers for 18 billing cycles, followed by a variable APR of 17.24% to 26.24%. A balance transfer fee of either 3% of each transfer or $5 minimum, whichever is greater, applies. Note that you cannot transfer a balance from one U.S. Bank card to another.

U.S. Bank Business Platinum drawbacks

If your business is looking to earn cash back, miles or points on your purchases, the U.S. Bank Business Platinum won’t help you do that. It doesn’t offer much in the way of benefits, travel protections or travel credits either.

The only aspect of this card that makes it stand apart from other business cards is its lengthy 18-month intro APR on purchases and balance transfers. Just know that there are consumer cards offering even longer intro APRs than the U.S. Bank Business Platinum, such as the Wells Fargo Reflect® Card * The information for the Wells Fargo Reflect® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. which offers 0% intro APR for 21 months from account opening on purchases and on qualifying balance transfers made within the first 120 days, afterwards a 18.24%, 24.74%, or 29.99% variable APR applies. There’s a balance transfer fee of 5% with a $5 minimum.

How the U.S. Bank Business Platinum compares to other business balance transfer cards

When choosing which business balance transfer card is best for your enterprise, here are a few competing cards to also consider.

U.S. Bank Business Platinum vs. U.S. Bank Triple Cash Rewards Visa® Business Card * The information for the U.S. Bank Triple Cash Rewards Visa® Business Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

A more robust U.S. Bank business card that also offers an intro APR on purchases and balance transfers — 0% intro APR on purchases and balance transfers for 15 billing cycles, followed by a variable APR of 19.24% to 28.24% (balance transfers must be completed within 30 days to qualify for the intro rate). A balance transfer fee of either 3% of each transfer or $5 minimum, whichever is greater, applies — is the U.S. Bank Triple Cash Rewards Visa® Business Card * The information for the U.S. Bank Triple Cash Rewards Visa® Business Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. .

For a $0 annual fee, cardholders can earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center, 3% cash back at gas and EV charging stations, office supply stores, cellphone service providers and restaurants and 1% cash back on all other eligible purchases.

Plus, there is a welcome bonus of $500 in cash back after spending $4,500 on purchases in the first 150 days of account opening.

U.S. Bank Business Platinum vs. State Farm® Business Cash Rewards Visa Signature® Card * The information for the State Farm® Business Cash Rewards Visa Signature® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

The State Farm® Business Cash Rewards Visa Signature® Card * The information for the State Farm® Business Cash Rewards Visa Signature® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. is also issued by U.S. Bank and has a 0% intro APR for the first 12 billing cycles on purchases and on balance transfers made within 60 days from account opening. After that, a 19.24% to 28.24% variable APR applies. A balance transfer fee of either 3% of the amount of each transfer or $5 minimum, whichever is greater, applies.

Where this card shines is that it offers 3% cash back on insurance premium payments (up to $4,000 spent annually), 3% cash back at gas stations and electric vehicle charging stations, cell phone service providers, office supply stores and on dining and 1% cash back on all other eligible purchases. That makes it a better choice long-term than the U.S. Bank Business Platinum.

U.S. Bank Business Platinum vs. PNC Visa® Business Credit Card * The information for the PNC Visa® Business Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

The PNC Business Visa has an intro APR as well, but just for balance transfers, offering 0% intro APR for the first 13 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR of 15.24% to 25.24% applies on both purchases and balance transfers. There's a balance transfer fee of $5 or 3% of the amount of each balance transfer, whichever is greater. While there is no annual fee or rewards program with this card, there is the possibility of qualifying for the lower end of the ongoing APR range once the intro balance transfer APR expires. If your business tends to carry a balance, this might make it a better choice for you. But if you’re looking for an offer on purchases, the U.S. Bank Business Platinum has one of the longest ones out there.

U.S. Bank Business Platinum is right for you if:

You want a long intro APR on purchases and balance transfers. If your primary objective is to get a reprieve on interest charges for more than a year for either purchases or a balance transfer, the U.S. Bank Business Platinum offers 18 months of no interest.
You don’t want to pay an annual fee. Along with saving money on interest charges for 18 months, you also won’t be assessed an annual fee for carrying this card.
Simplicity is key for you with a new card. If you already have another rewards card for your business or are just not interested in a credit card rewards program, but you do want a card to help you finance a large purchase or transfer a balance to, then know that the U.S. Bank Business Platinum offers one of the longest intro APR periods among its competitors.

Frequently asked questions (FAQs)

Your credit limit will depend on multiple factors, including your income, business revenue, credit standing, outstanding debts and more.

According to U.S. Bank, to qualify for a credit limit above $25,000, you will have to submit the last two years’ worth of financial statements as well as an accountant-prepared balance sheet and yearly income statements for the past two years or two years of company tax returns.

You will need a good to excellent credit score in order to qualify for the U.S. Bank Business Platinum Card. According to FICO, that means your credit score should range between 670 to 850.

Your minimum payment will be the greater of $40 or 1% of your balance, excluding any fixed payment program balances, plus any interest charges and fees. If your balance exceeds the credit limit, you will also be responsible for paying the overage.

No. In order to qualify for the U.S. Bank Business Platinum Card, you’ll need to meet the credit requirements (having a credit score in the 670 to 850 range) as well as have a business.

As with many business card applications , you’ll be asked to include information such as your Employer Identification Number (EIN), the year you started your business, your gross annual revenue, industry type, legal business name, the year you started your business and more.

*The information for the PNC Visa® Business Credit Card, State Farm® Business Cash Rewards Visa Signature® Card, U.S. Bank Business Platinum Card, U.S. Bank Triple Cash Rewards Visa® Business Card and Wells Fargo Reflect® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Julie Stephen Sherrier is a personal finance writer and editor based in Austin, TX. She is the former senior managing editor for LendingTree, responsible for all credit card and credit health content. Before joining LendingTree, Julie spent more than a decade as the managing editor and then editorial director at Bankrate and CreditCards.com. She also served as an adjunct journalism instructor at the University of Texas at Austin.

Ashley Barnett has been writing and editing personal finance articles for the internet since 2008. Before editing for USA TODAY Blueprint, she was the Content Director for an international media company leading the content on their suite of personal finance sites. She lives in Phoenix, AZ where you can find her rereading Harry Potter for the 100th time.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

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Changes from Visa mean Americans will carry fewer physical credit, debit cards in their wallets

FILE - A Visa sign is displayed on the front door of a local business, April 27, 2021, in Urbandale, Iowa. Visa has announced major changes to how its credit and debit cards will operate in the U.S. Features in the works will lead to Americans to carry fewer physical cards in their wallets and make the 16-digit credit or debit card number printed on every physical card increasingly irrelevant. The new features unveiled Wednesday, May 15, 2024 will be some of the biggest changes to how payments operate since the U.S. rolled out chip-embedded cards several years ago. (AP Photo/Charlie Neibergall, file)

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NEW YORK (AP) — Your wallet may soon be getting thinner.

Visa on Wednesday announced major changes to how credit and debit cards will operate in the U.S. in the coming months and years.

The new features could mean Americans will be carrying fewer physical cards in their wallets, and will make the 16-digit credit or debit card number printed on every card increasingly irrelevant.

They will be some of the biggest changes to how payments operate in the U.S. since the U.S. rolled out chip-embedded cards several years ago. They also come as Americans have many more options to pay for purchases beyond “credit or debit,” including buy now, pay later companies, peer-to-peer payment options, paying directly with a bank, or digital payment systems like Apple Pay.

“I think (with these features) we’re getting past the point where consumers may never need to manually enter an account number ever again,” said Mark Nelsen, Visa’s global head of consumer payments, in an interview.

The biggest change coming for Americans will be the ability for banks to issue one physical payment card that will be connected to multiple bank accounts. That means no more carrying, for example, a Bank of America or Chase debit card as well as their respective credit cards in a physical wallet. Americans will be able to set criteria with their bank — such as having all purchases below $100 or with a certain merchant applied to the debit card, while other purchases go on the credit card.

FILE - A worker collects shopping carts in the parking lot of a Target store June 9, 2021, in Highlands Ranch, Colo. Target says it's cutting prices on about 5,000 food, beverage and household essential items, becoming the latest company to shift its pricing strategy as consumers pay closer attention to how they spend their money amid inflation concerns.(AP Photo/David Zalubowski, File)

The feature, already being used in Asia, will be available this summer. Buy now, pay later company Affirm is the first of Visa’s customers to roll out the feature in the U.S.

Some of Visa’s new features are in response to online-payments fraud, which continues to increase as more countries adopt digital payments. The San Francisco-based company estimates that payment fraud happens roughly seven times more often online than it does in person, and there are now billions of stolen credit and debit card numbers available to criminals.

Other new elements are also in response to features that non-payments companies have rolled out in recent years. The Apple Card, which uses Mastercard as its payment network, does not come with a printed 16-digit account number and Apple Card users can request a fresh credit card number at any time without having to dispose of the physical card.

Visa executives see a future where banks will issue cards where the 16-digit account number, if the new cards come with them, is largely symbolic.

Among the other updates unveiled by Visa are changes to tap-to-pay features. Americans will be able to tap their credit or debit cards to their smartphones to add the card to mobile wallets, instead of using a smartphone’s camera to scan in a card’s information, or tap the card to their smartphones to approve a transaction online. Visa will also start implementing biometrics to approve transactions, similar to how Apple devices use a fingerprint or face scan to approve transactions.

The features will take time to filter down to the banks, which will decide when or what to implement for their customers. But since the banks and credit card companies are Visa’s customers, and issue cards with the Visa label, these are features that the financial institutions have been asking for.

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UK Seasonal Worker visa route extended for five years

The uk government is tackling labour shortages in the food supply chain, funding technology to reduce the reliance on migrant labour..

Seasonal Worker visa, eligibility requirements, Horticulture, poultry, automation, technology

The Seasonal Worker visa route has been extended by the UK government for five years, until 2029. This decision was made “to give businesses time to plan effectively, to invest in automation and move away from a reliance on migrant labor.”

The government is tackling labour shortages in the food supply chain, funding technology to reduce the reliance on migrant labour and providing certainty and clarity for farms and other food businesses across the UK.

In its response to John Shropshire’s Independent Review into Labour Shortages in the Food Supply Chain, the government will implement a series of new measures to support the industry . These include:

Studying in America, US master's degree, salary package, living expenses, skills

Extending the seasonal worker visa route for five years until 2029 to give businesses time to plan effectively
Up to £50 million of further funding for new technology to support fully automated packhouses and more support to follow to bring robotic crop pickers on a par with human pickers in three to five years
Creating a comprehensive strategy to enhance skills provision and attract domestic workers.

You can apply for a Seasonal Worker visa to come to the UK and work in:

Horticulture for up to 6 months – for example, picking fruit and vegetables or flowers
Poultry from 2 October to 31 December, in the same year

You need to apply for poultry Seasonal Worker visas by 15 November each year. You can apply for horticulture Seasonal Worker visas at any time of year.

You’ll need to have a sponsor and meet the other eligibility requirements. This visa has replaced the Temporary Worker – Seasonal Worker visa (T5).

Recognising the need for farmers and growers to have time to invest in automation and move away from a reliance on migrant labour, the seasonal worker visa route has been extended for five years from 2025 to 2029 to address this immediate need. 43,000 visas will be available to the horticulture sector in 2025, with another 2,000 visas for poultry.

The government has ramped up its support for the use of automation in the sector to reduce the reliance on migrant workers whilst introducing measures to promote British workers into agriculture.

This will start with immediate work to fully automate a group of major packhouses in 12 to 18 months, which will improve understanding of the government support needed to make fully automated packhouses universally viable.

The government will also work with technology companies to accelerate the development of robotic crop harvesters – aiming to bring prototypes on a par with human pickers in three to five years. This will help make the UK food supply chain the most cutting-edge in the world.

The announcement comes after the Prime Minister announced the largest-ever round of farming grants at the NFU Conference earlier this year – with a total of £427 million on offer to farmers, doubling the investment in productivity schemes.

Environment Secretary Steve Barclay says, “We have a world-class food and drink sector, and the measures announced today will strengthen this by boosting funding for the cutting-edge technology that will reduce reliance on migrant labour in the long term.

Businesses do best when they can plan effectively for the future, which is why we’ve extended the seasonal worker visa route until 2029 to give farmers and growers the certainty they need to thrive.”

Get live Share Market updates, Stock Market Quotes , and the latest India News and business news on Financial Express. Download the Financial Express App for the latest finance news.

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jharkhand, In the fifth phase of Lok Sabha Elections 2024, over 2000 voters of Jharkhand's Hazaribag district refused to cast their votes, demanding approval on their long-standing request for a bridge. The election officials including, Hazaribag Deputy Commissioner Nancy Sahay and SP Arvind Kumar, visited the village to persuade them to vote but no single voter turnout since 7 AM. The incident happened in Kusumbha village, under the Katkamdag police station, about 105 km from the state capital, Ranchi. This village is part of the Hazaribag Lok Sabha constituency. By noon, no votes had been cast at booths 183 and 184, located at the Upgraded Middle School in Kusumbha. "I have been here since 7 am, but no one has come to vote yet," said Subodh Prasad Verma, the presiding officer of booth 184. He mentioned that there are 920 registered voters at his booth. "We will wait until 5 pm. We hope the voters will eventually come," he added. According to PTI, the villagers had been asking NTPC authorities for a bridge. However, NTPC is building an underpass, which the villagers find unsuitable for accessing drinking water, essential goods, medical services, and other needs. Sahay mentioned that the district administration has been discussing these concerns with NTPC for the past few months. elections, In the fifth phase of Lok Sabha Elections 2024, over 2000 voters of Jharkhand's Hazaribag district refused to cast their votes, demanding approval on their long-standing request for a bridge. The election officials including, Hazaribag Deputy Commissioner Nancy Sahay and SP Arvind Kumar, visited the village to persuade them to vote but no single voter turnout since 7 AM. The incident happened in Kusumbha village, under the Katkamdag police station, about 105 km from the state capital, Ranchi. This village is part of the Hazaribag Lok Sabha constituency. By noon, no votes had been cast at booths 183 and 184, located at the Upgraded Middle School in Kusumbha. "I have been here since 7 am, but no one has come to vote yet," said Subodh Prasad Verma, the presiding officer of booth 184. He mentioned that there are 920 registered voters at his booth. "We will wait until 5 pm. We hope the voters will eventually come," he added. According to PTI, the villagers had been asking NTPC authorities for a bridge. However, NTPC is building an underpass, which the villagers find unsuitable for accessing drinking water, essential goods, medical services, and other needs. Sahay mentioned that the district administration has been discussing these concerns with NTPC for the past few months. elections 2024, hazaribagh election, lok sabha elections, lok sabha elections 2024

Lok Sabha Elections 2024: Over 2000 voters of Jharkhand refuse to vote, demand a bridge

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E2 Visa Business Plan Defined. An E2 Treaty Investor Visa is a nonimmigrant visa which allows a foreign investor who is a national of an E2 treaty country to make a substantial investment in a new or existing U.S. enterprise and go to the U.S. to direct and develop this business. An E2 Business Plan is a document that supports your E-2 Treaty ...
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E2 Visa Business Plan (What to Include)
A successful E2 visa business plan would typically cover information about: 1. About the E2 company. The plan will need to state whether the E2 company is an established enterprise or a new venture. In either case, you will need prove it is bona fide and legitimate. The business must be an active, profit-making, entrepreneurial undertaking ...
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A: Yes, the E-2 visa allows you to bring your spouse and unmarried children under the age of 21 as dependents. This provision offers your family the opportunity to reside in the U.S. while you manage your business venture. Concluding Thoughts. In the realm of E-2 visa applications, a meticulously crafted business plan serves as your gateway to ...
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Crafting a compelling business plan for an E-2 visa is a critical step in demonstrating the viability and economic impact of your U.S. business. A well-prepared business plan should include a clear description of your business, comprehensive financial projections, detailed investment analysis, a focus on job creation and economic impact, and a ...
A Comprehensive Guide to the E-2 Investor Visa Business Plan
The E-2 visa serves as a gateway for treaty investors to foster growth, innovation, and job creation in the U.S. economy. It stimulates investment and supports local businesses, industries, and economic development. For E-2 visa holders, this program embodies a journey towards success, stability, and personal fulfillment.
Writing an E2 Visa Business Plan
The business must be legitimate and actively doing trade or services, as indicated by an operating office, website, invoices, contracts, etc. With the fundamentals covered, let's examine the key sections to include in your written E2 visa business plan. Related: 7 Best Businesses for E2 Visas Application & Investment. Write E2 Visa Business Plan
E2 Visa Business Plan
Here's a comprehensive guide to creating an impactful E2 visa business plan: 1. Comprehensive Market Analysis: Conduct an in-depth analysis of the target market, including market trends, consumer demographics, competitive landscape, and growth projections. Highlight the market demand for your products or services and showcase a clear ...
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The Journey Beyond the Business Plan . A successful E2 visa application is a beginning, not an end. Oxbridge Content remains a steadfast partner, offering support, updates, and guidance as your business evolves. From updates in immigration policies to shifts in market dynamics, we ensure that your business remains ahead of the curve, ready to ...
How to Write a Winning Business Plan for E2 Visa Program
When writing your E2 visa business plan, you have to start off with the description of the business and your executive summary. The executive summary should introduce the company, its key products and/or services, and the target market for the company's products or services. The details of the company, such as where and when it was founded ...
How to Write an E-2 Visa Business Plan
Writing an E-2 Business Plan. The E-2 visa business plan is the time for petitioners to provide true, yet convincing information to immigration officers about their enterprise. The plan should also demonstrate how the venture is a real business, or truly will be operating in the near future.
Immigration Business Plans
The Secret is in the Details. At Joorney, we create thousands of immigration business plans for visa applications every year, including E-2, EB-2 NIW, L-1, EB-5, and more. Our business plan writers have an in-depth understanding of the visa application process and requirements, ensuring that your business plan is USCIS-ready.
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Clients can depend on Visa Business Plans for professional, accurate, and timely results trusted by more than 500 immigration attorneys nationwide. Call (888) 657-3515 or email us today for a consultation. We speak Italian, Portuguese, Spanish, and English. Visa Business Plans also serves clients in French, Mandarin Chinese, Japanese, and Russian.
E2 Visa Business Plan
At Joorney, we understand the importance of a professionally written immigration business plan for the E-2 visa. Our business plans take into account all the specific USCIS requirements, including marginality, substantial investment, source of funds, business type, and many more. Our team of business plan writers and project managers has ...
A Comprehensive EB-2 NIW Business Plan Sample and Guide
What to include in an EB-2 NIW business plan. NIW visa business plans vary between applicants. The size and format of the document depend on the complexity of your proposal and the types of information you need to include. However, here's a breakdown of sections every EB-2 NIW business plan needs, alongside some templates: Executive summary
Continuous Business Planning
E-2 Visa Business Plan Writing. The E-2 Treaty Investor Visa, more commonly called the E-2 visa, is the visa category most relied upon by individuals that purchase or create a business in the United States. If you're planning to relocate to the US to work hands-on in this business, it's likely you have either received or are seeking E-2 ...
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The business plan is perhaps the most important part of the application, as it helps to prove your eligibility for the visa. Your EB2-NIW business plan should: Outline in detail the trajectory of your business, company and/or start-up. Articulate the viability and purpose of your venture. Demonstrate how the US will benefit from your enterprise.
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Tip #1: Organize Necessary Documents. Step one to any immigration filing process is to identify which documents are required and to organize them in an easy-to-access way. Here is a quick list of the required documentation for your business plan: Proof of a rented or bought physical premises for the U.S. branch.
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Easily create your E2 visa business plan. Get expert help for clear, compliant steps. Begin your US business journey now!
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L-1 & E-2 Visas: The Need of a Immigration Business Plan

1. Comprehensive Business Overview

2. Detailed Proof of Investment

3. Compliance with Business Requirements

4. Job Creation and Employment Outlook

5. Establishment of Physical Premises

6. In-depth Market Analysis and Strategy

7. Demonstrating Ability to Develop and Direct

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A Step By Step Guide to Writing Your E-2 Business Plan

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Do you need a business plan for an E-2 visa application?

What you should include in your E-2 business plan

Writing the Executive Summary

Writing the Company Analysis

Market Research

Creating the Marketing Plan

Writing Operational Plan

Financial Planning

Where to find help writing an E-2 visa business plan

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By Nita Nicole Upadhye

Table of Contents

What is the E2 visa business plan?

What should the E2 visa business plan include?

1. About the E2 company

2. About the E2 investment

3. About the E2 applicant

Need assistance with your E-2 visa business plan?

E2 visa business plan FAQs

What is an E2 compliant business plan?

Can I work for another company on an E2 visa?

What are the disadvantages of E2 visa?

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Business Plan for a US Visa: 8 Drafting Tips

1) Describe the Nature of Your Business.

2) Do a Market Analysis.

3) Write Down the Permits and Licenses You Will Need to Obtain in Order for Your Business to Operate in Your Chosen Area.

4) If Applicable, Describe the Manufacturing Process or the Production Process of How Your Business Will Work.

5) Include a Section in Your Business Plan on Your Marketing Strategy.

6) Put Down Your Business’s Organizational Structure.

7) For Some Visas, Such as the E-2, It Is Important to Show the Business’s Ability to Create Jobs in America.

8) Finally, Include Sales, Cost, and Income Projections.

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Substantial Investment and Engagement

Commitment to Business and Economic Contribution

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The E-2 Business Plan

Beyond Marginality

Comprehensive Market Analysis

Disadvantages of the E-2 Visa

Difficulty in Transitioning to a Green Card

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Sustaining the E-2 Visa Beyond Approval

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