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Modicare Business Plan PDF download (2024) | Samir Modi Azadi Plan PDF

Modicare Limited is a product-based Network Marketing company ( IDSA Approved ) that enters the Direct Selling industry. This organization started in 1973 and become is more growth in India.

  • IDSA Company List in India

In this post, I will share with you the Modicare Limited Business Plan which is the Azadi Plan, and if possible I will share the PDF Download link.

Modicare Business Plan PDF

Then, I added a Download option to download Modicare Business Plan PDF version.

About Modicare

Modicare Limited is one of the good Indian Multi-level Marketing companies in the list of 457 Legal Direct selling Company List in India . In addition, it is ranked in the top 10 Network Marketing Companies in India .

Samir Modi leading their family’s Modi Business and also he is the founder of this company. People say he is the Backbone of Modicare Limited .

Smart Value and Vestige Marketing are other popular Indian MLM companies that are putting up stiff competition with Modicare Limited.

Modicare Company Profile

Legal documents.

1. Certificate of Incorporation

2. FSSAI License

Note:  The official website of the company is www.modicare.com. Here we have shared the Information and documents of the company for information and Education purposes only which will prove the Authenticity of the company.

Modicare Azadi Business Plan

In 1996 , Samir Modi started an MLM company called Modicare Limited. The Modicare business plan is similar to the Network Marketing Plan of other Multi-level Marketing companies.

Basically, there is 2 main work in the Company.

  • Product Selling 
  • Recruitment

1. Product Selling

Each Modicare Direct seller has to sell the maximum number of Modicare products.

More product sales lead to more retail profits.

Modicare has a number of products, and for each purchase, Modicare Direct Seller receives a fixed PV  and a BV that are used to calculate different incomes.

2. Recruitment

Under the appointment, Modicare Direct sellers will have to hire more direct sellers on their downline. Upline sellers also receive a small amount of commission when downline sellers purchase a product .

The hiring process shows the power of network marketing, where passive income starts with a huge active downline and team. Because, Now, it follows the rule of Compounding Interest .

  • 7 Proven Ways to Make Money From Network Marketing

How to join Modicare?

You can Join Modicare in 2 Ways;

  • with Modicare’s Associate
  • by visiting Modicare Official Branch

If you have a friend who works in Modicare, just contact him to join his or her Team in Modicare. Or you can visit the Modicare Branch office and say manager for new registration.

Modicare Azadi Business Plan Income

As we know, Everyone joins network marketing for getting Good Income from the Company.

Modicare Limited launch this plan, Modicare Azadi Business Plan . Azadi Business Plan PDF explains more about the types of income that the company offer.

There are 10 Ways of Income from Modicare Azadi Business Plan. Here is the Modicare Commission Chart of Samir Modi Azadi Plan.

1. Upto 20% Saving on Consumption

Under this scheme, 13 product categories and more than 400 products will be saved over 20% and will benefit automatically. Below is an example to understand this-

Distributor Price + Retail Profit = MRP

Rs 100 + Rs 20 * = Rs 120

2. 20% Retail Profit

As we know in our existing article, What is Retail Profit? Here 20% Retail Profit in Modicare means that if you purchase products for Rs. 1000 as a Distributor Price, you can sell this product up to Rs.1200 which is 20% Profit in your savings and Margin.

3. Accumulative Performance Bonus (7%-16% )

A Distributor or Consultant has to qualify to receive a performance bonus and is entitled to earn a bonus according to the level of eligibility. Modicare offers a highly rewarding performance bonus that is the best in the world of direct sales. Here is the table of the Accumulative Performance Bonus .

4. 4% Director Bonus Pool

This bonus is within the 4% Pool of the company’s total monthly business value. When you can get the title of qualified director. One thing you have to pay attention to here is that for the first time, qualified director Benek has to get less than 1250 PGPV *.

5. 14%Team Builder Bonus Pool

Modicare fixed aside 14% of the company’s monthly PV (Point Value) as Team Builder Bonus Pool.

Eligible senior directors for this bonus pool and get the title above. If you succeed in doing so it is a bonus your monthly payment is paid for 9 directors and above generations. This is being distributed at 14%t of your company’s total monthly business value.

6. 2% Atoot Bandhan Bonus School

This is within 2 percent of the bonus company’s total message PV. Qualified Crown Diamond Director, Qualified Royal Black Diamond Director, or Qualified Global Black Diamond Director. Here, the Consultant can earn  Rs 21,00,000/month in the ABB.

7. 15% Leadership Productivity Bonus Pool

 Like 14%Team Builder Bonus Modicare also sets aside 15% of the

company’s Monthly PV for the Leadership Productivity Bonus. If the Director downline has a GPV of 3600 then you will be qualified for this Bonus.

8. 5% Dream Vehicle Bonus Pool

The senior executive director wants to get this bonus for 3 months. It will be effective lasting 3 months. If you want to do that you will see it in the fourth month.

9. 3% Dream Travel Bonus Pool 

Become a senior director. Team Builder Bonus Figure 5 had Generation Tech Payments. Once your accumulated DTB crosses Rs. 5 Lakhs, the excess amount over Rs. 5 Lakhs will be converted to Dream Life Bonus, also there are many Terms and Conditions.

10. 3% Dream Home Bonus Pool

In order to co-receive this bonus, the President has to make a permanent 4 months.  If you want to do that you will see it in the 4th month. A consultant qualifying for the Dream Vehicle Bonus has to purchase a car/two-wheeler after getting approval from the company.

Modicare Products

Modicare Offer 4 Types of Products:

  • Personal Care
  • Laundry Care
  • Health Wellness and Nutrition

All products of Modicare are developed by the company’s own skilled technical staff in its own R&D Team. All products are compatible with international standards and developed to Indian taste.

Within some days, I will share the catalog of the Product list of Modicare. There you can see the list of products with Price and PV by category.

  • Modicare Product Catalogue PDF
  • Modicare Product Price List PDF

Modicare Business Plan PDF Download

You can download the Modicare Business Plan , Azadi Plan PDF , which was launched on Modicare’s Limited official website.

You will also like:

  • Herbalife Business Plan PDF
  • Powerful Vestige Business Plan PDF
  • Mi Lifestyle Marketing Plan PDF

FAQs on Modicare Business Plan PDF

How many products are in modicare?

Modicare has over 100 Products.

What are the products of Modicare?

There are 4 categories of Modicare Products. 1. Personal Care 2. Home Care 3. Laundry Care 4. Health Wellness and Nutrition

Who is the owner of modicare?

Samir Modi.

Is Samir Modi brother of Lalit Modi?

Yes. Lalit Modi was born in Delhi in 1963, into Modicare Business Family. His wife is Bina Modi. He has a Younger Brother Samir Modi and an elder sister Charu Modi Bhartia.

Final Thought

I hope this post was helpful for you on Modicare Business Plan named, Modicare Azadi Plan .

Now, I’d like to know you:

Do you have any doubts regarding this Plan?

Why did you choose Modicare Limited?

Let me know in the Comment Right Now.

Somraj Mondal

A Blogger, Business Analyst! Somraj Mondal is Extensive experience in SEO and analyzing Different types of Businesses, Companies, and new methods of Marketing. Fountainhead of Noni4all, passionate about Digital Marketing and also Python Programming.

3 thoughts on “Modicare Business Plan PDF download (2024) | Samir Modi Azadi Plan PDF”

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Dear Sir I have joined modicare today and I registerd too. Thanks and regard Harikrishnan

' src=

ULTIMATE PLAN HAS DEVELOPED BY SAMIR MODI SIR. I HAVE JOINED WITH MY BELOVED TEAM AND THEY ARE TOTALLY DEVOTED TO TAKE A HEIGHT OF THEIR DREAMS WITH MODICARE AZAADI PLAN. THIS TYPE OF PLAN NEVER HAS COME BEFORE IN MLM.

' src=

I need to Get detail Explanation on the plan

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income modicare business plan

The company has rebranded itself, reinvested in changing the product line

Next big thing

Even in the recent Covid-afflicted marketplace, the company’s performance has been extremely good and it is looking to close the close the fiscal year with a 40 per cent surge in revenue

income modicare business plan

The last five years have been quite eventful for the home-grown direct-selling entity Modicare Ltd. Part of the $1.5 billion KK Modi group, and in its 25th year of existence, the company has made an impressive turnaround: growing ata compounded rate of over 70 per cent. With its new strategy, in which it has overhauled the marketing plan, portfolio offering and repositioned itself in the consumer market, with a competitive pricing approach, the Rs1,700-crore Modicare aims to maintain its recently-gained momentum going forward as well. Even in the recent Covid-afflicted marketplace, the company’s performance has been extremely good and it is looking to close the fiscal year with a 40 per cent surge in revenue. The New Delhi-based marketing specialist has caught up fast. It is now one of India’s leading direct selling companies, with over 4.5 million direct sellers and over 300,000 new direct sellers joining its fold each month. The company offers over 275 products, 600+ SKUs across 12 categories – personal care, wellness, skin care, colour cosmetics, 18-karat gold-plated jewellery, food & beverage, homecare, auto care, laundry care, technology, accessories, and agriculture. The wellness range, which accounts for 27 per cent of its total portfolio, is witnessing impressive traction. With a 30 per cent share, personal care leads the table, whereas food and beverages account for 24 per cent of its portfolio. Modicare is an ISO 9001:2015 certified organisation and has a national presence through its over 9,000 distribution points and over 50 Modicare centres. The company has partnered with over 30 leading third-party manufacturers (both domestic and overseas, across over 50 production facilities), which help it deliver quality products at reasonable prices. It covers more than 4,000 Indian towns serving around 17,000 pin codes. This year, its silver jubilee, Modicare has been ranked fifth among India’s 50 Great Mid-size Work 2020 by Great Place to Work® Institute, identified among the Best Workplaces in the FMCG industry. It has also gained a position amongst India’s 50 Best Workplaces for women, as over 60 per cent of its direct selling consultants are women. In fact, Modicare is the only organisation in the direct-selling industry to receive the title of ‘India’s 50 Best Workplaces for Women’. “We represent an industry that has been steadily empowering women by offering an earning opportunity like none other,” says Rahul Shanker, COO, Modicare Ltd. “With about 300,000 new consultants joining every month, Modicare is growing at an aggressive pace, despite Covid-19. Credit for this growth goes to our culture of diversity and inclusion. It’s a delight to have been recognised amongst the ‘Best Workplaces for Women’.”

income modicare business plan

Modi wants every Indian to have financial ‘azadi’

“Direct selling or direct-to-home in India is in a high growth phase, with a lot of headroom for growth,” says N. Chandramouli, CEO, TRA Research, a Mumbai-based consumer-analytics & brand insights company, which publishes TRA’s Brand Trust Report. “Modicare has been one of the few Indian companies, which recognised this opportunity early. Direct selling is a business of trust, in which each business partner relies on their close network of family and friends to spread the business. Modicare’s direct selling has become a good option for millions of women, giving them the freedom to do business, with relatively low investment.” “In this business of direct selling, we sincerely pursue a vision of enabling every Indian to have financial ‘azadi’ or economic freedom, which in turn will lead to freedom across various aspects of life,” explains Samir Modi, founder & managing director, Modicare Ltd. “We have been instrumental in transforming the lives of millions through higher earnings. In fact, our compensation plan commands a competitive edge by virtue of being one of the highest pay out (about 60 per cent) plans in the Indian direct selling space.” Modi has put up a plan to take the company’s topline to Rs10,000 crore in the next five to six years. For this it is looking to enter overseas markets while also expanding its domestic base. This year, the company plans to launch its business in the UK and the EU, which will be followed by Southeast Asia and the Middle East. Competitive edge The company has rebranded itself, reinvested in changing the product line and launched a new colour cosmetics line, Urban Color. Product prices have been brought down by 40 per cent, without compromising on quality, giving Modicare products a huge competitive edge in the overall direct-selling industry. New and old products came under the unique ‘Samir Modi 100 per cent Satisfaction Guarantee’. If the consumers are unhappy with the quality of any product, they are entitled to a 100 per cent ‘no-questions-asked’ refund. In October 2020, Modicare re-launched its compensation plan, ‘Samir Modi Azadi Plan’, making it even more robust, ensuring faster ‘azadi’ or financial freedom to its direct sellers. As one of the highest-paying compensation plans in the direct-selling industry, it is transforming the lives of millions by offering higher earning potential, along with numerous other earned allowances. Under its new plan and strategy, the company has been aggressive in motivating and recognising its consultants. The motivation and recognition events, which were primarily offline earlier, are conducted online. During Covid-19, the company held 2,000 events and trainings per day (both company and consultants programmes). Moreover, the company has ramped up its distribution and reach, and boasts of a network of about 9,000 distribution points, along with over 50 company-owned Modicare centres. This has helped its consultants to provide easy access to products. In the last six years, the company has increased its reach covering about 4,000 Indian towns from just 600 towns in 2015. Along with these measures, Modicare has also ramped up its product portfolio, with introductions of new products every month. In the last 90-100 days, the company has introduced 70 products and in the next three months it has plans to introduce about 40 new products as well. “This change in the business model has a huge impact,” affirms Modi. “Along with other things, the consultants have easy access to products through the distributor points. We also enhanced our online and digital strategy, revamped our website and launched our app. We turned housewives and ordinary folk into business people by putting data on their mobile phones. The consultants have a plethora of information that they didn’t have earlier. We also have a large number of products at attractive prices.”

income modicare business plan

Modicare has partnered with over 30 leading third-party manufacturers

“Modicare is a brand that is mentioned quite in the same breath as an Amway or Tupperware,” acknowledges Harish Bijoor, brand-strategy expert & founder, Harish Bijoor Consults Inc. “To that extent it is the leader in the Indian pack in the category. The brand is certainly seen to be reliable and solid. An offering that stands by its distributors come rain or shine.” During the pandemic the company has been expanding its portfolio. With health and safety assuming huge importance in everyone’s life today, Modicare launched about 10 wellness products in December alone and is now all set to launch several products in the coming months in this category. The pandemic posed challenges as well. While the company tried to ensure the safety of its large pool of direct sellers and employees, it was paramount to stay connected. With the lockdown in place, in-person meetings were impacted severely. However, it displayed agility and ingenuity, and swiftly adapted to the social and digital media platforms to connect with its consultants and keep the momentum going. “We conducted online meetings,” remarks Modi. “We also enabled digital tools like Chatbot Roshini, Instant Messaging Catalogue and Modicare Online Training Academy, to ensure constant communication with our consultants. Even during the lockdown, our team made sure that we adhered to government regulations and delivered essential products from our portfolio. Our distribution point owners have been silent warriors, who ensured timely delivery of orders to our consultants, even during the lockdown." “Digital and social media are incredibly important today for every business, regardless of the category in which one operates,” asserts Chandramauli. “In fact, the pandemic has actually propelled the entire digital revolution. Today, even elderly people have become tech savvy and are shopping online.” He is of the view that, in the last couple of years, more and more people have become comfortable with the idea of direct selling. With rules and regulations being put in place by the government, the sector is moving towards achieving more formal status and heading for an organised structure. Home-grown companies like Ambay, Oriflame, Herbalife and others are gearing up to pose challenges to MNCs. Most of these competitors cater to the high-end market, while Modicare mainly meet the needs of the mass market. The Swedish direct selling cosmetic brand, Oriflame, has also completed 25 years in India and is betting big on the emerging opportunities in the Indian market, which has emerged as one of the top five global markets for the company. Buoyed by the Indian market, Oriflame has put up two manufacturing facilities in India and a significant part of its portfolio is in the cosmetics and wellness category. The Swedish major is now coming up with its first baby care range in India, where 70 per cent of its salesforce are women. “We have had a good year (2020), with over 25 per cent growth in sales partners, who we call our salesforce,” says Frederic Widell, VP & head, South Asia, as also MD, India, Oriflame. “Modicare recorded higher growth in sales in the third and fourth quarter and almost covered the losses incurred in the second quarter due to the imposition of the lockdown.” Improved ranking With regulations and structure getting in place, the Indian direct selling industry is expected to show impressive growth. In 2019, the domestic industry recorded sales of about $2.50 billion, clocking a growth of 12.1 per cent, as per a report by the World Federation of Direct Selling Association (WFDSA). This helped the Indian direct selling industry improve its ranking to 15th from the earlier 19th a year before. Moreover, in terms of the number of direct sellers, India was ranked at sixth position, providing employment to 5.8 million people. Wellness topped the chart of leading segments in direct selling, followed by cosmetics and personal care. As against this, the global direct selling industry reported an overall decline of 4.3 per cent in sales to $180.47 billion in 2019.

The first Indian company to bring multilevel marketing to Indian consumers

The first Indian company to bring multilevel marketing to Indian consumers

Today, Modicare has a considerable presence across all social media platforms, Recently, it undertook two influencer campaigns for its new product launches – ‘kachi ghani pakka promise’ and ‘Too good to be matte’ for Soul Flavours, Kachi Ghani Mustard Oil and Urban Color London Too Good To Be Matte Lipstick, respectively. Both the campaigns were well received by their target audience. The company has outlined several plans and initiatives in the pipeline to keep both its consultants and customers engaged through digital media. “The pandemic has severely impacted the job market and livelihood of many,” contends Modi. “People are now looking for opportunities and more secure avenues of income. With our meticulous systems aligned with the new normal, we are more prepared than ever before to take on bigger challenges and scale newer heights. People today are increasing looking at direct selling as a secure income avenue.” He believes that being a consultant with Modicare provides one the unencumbered freedom to pursue and realise not only one’s own dreams, but also the dreams and aspirations of the entire family. After almost 25 successful years in the business, the company today has countless such ‘azadi’ stories, which are extraordinary tales of ordinary people, who have achieved phenomenal success and transformed their lives by partnering with the company. “Modicare came as a blessing in my life,” says Akshi Dutta, a Faridabad-based Modicare consultant. “At an age when people are still looking for a direction in life, I was already living my dream. All I had to do was put my heart and soul in work and the great plan laid out by Modicare took me to new heights. Through Modicare, I have been able to prove that when a woman is given an equal opportunity, she is unstoppable. My family’s support and Modicare has not only given me a strong footing in life, but has also inspired me to motivate others to take the first step towards joining Modicare and script a success story.” “These are the stories of what a person can achieve with sheer grit and strength, and they need to be taken to the world to inspire many others in their pursuit of azadi. This is what led us to the #KhushiyaanUnlimited campaign. The three films portray Azadi stories of three different individuals, who come from different walks of life – a homemaker, a millennial and a middle-aged man, who left his regular 9-5 job to become a Modicare champion. We wanted to showcase that anyone, regardless of their gender, age, profession, or educational background, can be successful if only they dare to dream big,” states the founder of Modicare who, driven by his personal philosophy of soch badlo, khudko badlo, duniya badlo, also believes in ‘meraki’, a Greek expression that means ‘whatever you do, do it with love and creativity’. It was with this thought process that the alumnus of Harvard Business School launched his direct selling business on 30 March 1996. Having set up the business and steered it for the initial five years, Modi, who is also the managing director of Modi Enterprises (the KK Modi Group), focussed on setting up two new successful companies – Colorbar (a cosmetics company) and 24Seven (India’s only chain of round-the-clock convenience stores) for the next 12 years. However, in 2014, he once again got actively involved in its direct selling business, in order to take it to the next level. In the last few years, he has tried to position it afresh in the market, backed by a completely new vigour and strategy.

The group is in a diverse range of businesses, which include agro, specialty and performance chemicals, tobacco, pan masala, mouth fresheners, confectionary, retail, education, cosmetic, entertainment, direct selling, fashion, travel and gourmet restaurants

“In the last five years or so, Modicare, as a company has undergone a complete transition,” says Modi. “We revisited our business model and strategy and carried out changes that were imperative for the given market condition. We wanted to start afresh, with the energy of a start-up and this time around the key focus shifted from sheer profiteering to empowering Indians. Today, our compensation is the best in the industry, even as we rebranded ourselves with an attractively priced portfolio without making any compromise on quality.” Modi’s grandfather, Rai Bahadur Gujarmal Modi, had started the group way back in 1933, while his father, KK Modi (1961 onwards) was the one who scaled up the family business to a conglomerate with diversified business interests and a presence in over 120 countries. The group is in a diverse range of businesses, which include agro, specialty and performance chemicals, tobacco, pan masala, mouth fresheners, confectionary, retail, education, cosmetic, entertainment, direct selling, fashion, travel and gourmet restaurants. Enterprises like Godfrey Phillips India and Indofil Industries are renowned leaders in their respective industries. Modicare is the first Indian company to bring multilevel marketing to Indian consumers. 24Seven Stores are round-the-clock convenience stores while Colorbar is a leading brand of colour cosmetics from the USA marketed and distributed by Colorbar Cosmetics. Backing of a strong group Modi, who also shouldered the responsibility of continuing his family’s philanthropic tradition by setting up the Modicare Foundation in 1996, serves on the board of other group companies in various capacities (such as director, Godfrey Phillips India; director, Indofil Industries; founder & president, 24Seven Convenience Stores and founder & managing director, Colorbar Cosmetics). In November 2018, Modi took over as president, Confederation of Asia-Pacific Chambers of Commerce & Industry. He also serves as a member of the FICCI National Executive Committee, FICCI Steering Committee and NACS Asia Pacific Committee (National Association of Convenience Stores). Modicare Ltd has the backing of a strong group with diversified business interests and this is something that will lend a definite edge to the company which has repositioned itself in the market. In its new ‘avatar’ with a new strategy, the company is looking sharper and more agile in a direct selling space which is taking an organised shape at the back of regulatory support by the government. All these years, MNCs have dominated the domestic market, but the success of Modicare can go a long way in attracting more domestic players to the market and create a vibrant ecosystem for the direct selling business. Most importantly, this is a business which has huge employment generation potential and hence augurs quite well for a country like India. The overall consumer market is changing with the diversification of distribution networks. Online channels and e-commerce are transforming the market in a big way. There is an increasing emphasis on reaching out to consumers and households with minimum barriers and in the process both supply and demand sides are benefitting. Going forward, the whole process of retail transformation will continue to achieve the desired momentum and that is where direct selling companies like Modicare and others will also play their role in a big way. However, it remains to be seen how these direct selling companies position themselves in the market with strategies that call for more agility and quick responsiveness.

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Modicare Review: Is This Opportunity Worth Taking?

Modicare Review: Is This Opportunity Worth Taking?

Today we will be reviewing a company called Modicare. Is Modicare a scam? Find out in this Modicare review.

I’m sure you’ve come because you’ve been offered the opportunity to manage your own business and become financially successful.

Actually, I’m aware of what you’re referring about. In fact, most of us desire it. We want to be able to work at our leisure and earn a lot of money.

However, hunbots reiterate that these same benefits are being given by MLMs.

Would you believe that joining a multi-level marketing company for hundreds of dollars ensures your success? That seems almost too wonderful to be true, doesn’t it?

Just keep in mind that if anything seems too good to be true, it most often is. Ask yourself this question to learn how to identify whether an offer is genuine: Is the opportunity they’re providing fundamentally simple or not?

It’s more probable that the opportunity is a fraud if it’s simple to complete. There is no such thing as easy money.

Before we go further in this Modicare review, I will define two terms first: MLM  and  pyramid scheme .

MLM members make money by selling products and recruiting new members. In pyramid schemes, members could only make money by recruiting people. Pyramid schemes are illegal and banned by the FTC.

As a disclaimer, I am not affiliated with Modicare in any way.

Hopefully this Modicare review can help you decide whether you want to sign up for the company or not.

Before we proceed with the Modicare review, check out my #1 recommendation to making money online after reviewing 300+ MLM companies. Click the link below to learn more.

My #1 Recommendation

Table of Contents

What is Modicare?

Modicare intro

Modicare is a multi-level marketing company in the health and wellness niche. Other than that, they sell a wide variety of products.

This company is the first-ever Indian-owned MLM. Modicare is currently owned by Modi Enterprises, a multi-billion dollar corporation based in New Delhi, India.

Modicare was founded in 1996 by Samir Modi. He is the grandson of the founder of Modi Enterprises, Gujarmal Modi.

Samir has been involved in the family business since 1992, as he was made to manage the tobacco business of Modi Enterprises.

In 2003, Samir launched a cosmetics brand under Modicare, named Colorbar Cosmetics. This was then released to the public the following year.

He holds the executive director post for Godfrey Phillips India, while he is also one of the directors of Indofil Industries Ltd.

Just like any other MLM, they offer an opportunity to make money once you sign up for the company.

Modicare Products

Modicare products

The company’s products can be divided to the following categories:

  • Personal Care
  • Food & Beverages

How Do MLMs Work?

This is the part where we discuss multi-level marketing in general.

As someone who has conducted research and written hundreds of evaluations on MLMs, I am confident with sharing my knowledge with you in this area.

Before I give you any advise, I’d like to state again how I feel about multilevel marketing.

MLMs are the worst, in my opinion, and any other business opportunity would be preferable to joining one.

You could believe I’m being prejudiced here, but rest assured that I would not offer my thoughts without first conducting research.

You shouldn’t believe anything a hunbot says either, because they’ve been programmed to lie in order for people to hand over their cash.

Take a look at it from this perspective. Let’s pretend you’re going to offer supplements (this is a lot more fitting for this review).

It’s worth noting that supplements are also sold at drugstores. Purchasing one is actually rather simple. All you have to do is go to a drugstore and ask for advice from the pharmacist, then purchase the supplements.

Because they are trained to do so, pharmacists are eager to answer inquiries. People who want a personalized purchasing experience don’t have to search much farther.

Those individuals studied pharmacy, so they understand what they’re talking about and what is ideal for their clients.

Why would you expect people to buy from you if you’re simply an ordinary person with no pharmaceutical experience?

Sure, the company will teach you so you’ll know how to sell the items, but would consumers trust a stranger to prescribe vitamins to them? I’m not going to do it.

This line of work necessitates deception . Are you sure you want to do it?

Is Modicare a Pyramid Scheme?

Since Modicare members earn money both by selling services and recruiting new members, then it is safe to say that Justine is not a pyramid scheme .

However, since Modicare is still an MLM, do not expect to make money if you have no plans on recruiting people. Recruiting will earn you significantly more money than actual product selling, and is more encouraged.

This just makes Modicare look like a pyramid scheme in disguise, doesn’t it?

Like JewelScent , Arogalife , and Lifestyles , Modicare is not a pyramid scheme.

Is Modicare a Scam?

No, Modicare is not a scam.

However, if you think this is enough for you to jump in Modicare’s so-called opportunity straight away, then I suggest that you hold your horses. This is just the most basic thing, so don’t go signing up for this company right away.

Before making your decision, I suggest that you do a thorough research on the MLM first.

If you want to make money online, check out this logical business model that helped 6000+ people.

My Favorite Program

How to Make Money from Modicare

Since Modicare is an MLM, there are two basic ways to make money with the company. and these are:

  • Selling products
  • Recruiting members

These are the most basic ways to generate money in Modicare, however keep in mind that you may certainly increase your profits. This may be accomplished through earning bonuses and benefits.

However, in an MLM, the majority of the benefits are only available to individuals who have a downline.

When you get to the compensation plan part of the Modicare review, you will definitely learn more about these perks.

What precisely is a downline? If you’re reading an MLM review for the first time, I’m sure you’re not familiar with the phrase.

In an MLM, your downline is essentially your team of people who work beneath you. This indicates that these are the folks you directly invited to join the company.

MLMs help their members grow their downlines by giving them tips on how to do so.

The issue is that the procedure is easier stated than done. Not everyone who becomes interested in MLMs intends to join the company; some simply want to test out the items.

The majority of individuals do not have the time to devote to such a time-consuming pastime as this. You must also adhere to monthly quotas, since failing to do so would result in your dismissal from the company.

Remember that the MLM business model is not sustainable, so as time goes by, you will run out of people to recruit.

MLMs do not really care about how many products you sell. What they care about is how many you buy and how many people you can bring in.

How to Join Modicare

Joining Modicare is surprisingly free.

You do not have to pay any costs like membership fees or annual fees.

However, if you want to earn commissions, you need to purchase products that would amount to at least 300 PBV.

How Much Can You Make?

It appears that I am unable to locate a previous Modicare income disclosure statement. We don’t have enough evidence to say whether or if people make money in this MLM, so all we can do for now is conjecture.

To begin, consider how the practice of not providing an income disclosure statement benefits the firm in no manner.

People have learned how to study possibilities like these, so the first thing that comes to mind is how much money they can expect to make after they join the company.

Isn’t it the obligation of the firm to show the info to potential members? Sure, they may promise people in whatever manner they want, but assurance is nothing more than hollow words if you can’t back it up. These firms, on the other hand, do not appear to sympathize with their customers and choose to keep this information hidden from them.

Isn’t it true that people will be more eager to join an MLM if they know the members make money?

Things I Like in Modicare

Established company.

This company is the first-ever Indian owned MLM, and has been in the market for more than two decades.

It seems like the company is still going strong after all these years. This means that the people running it are doing their job properly.

Things I Dislike in Modicare

Low income potential.

Success in an MLM, regardless of the kind, is extremely rare.

This is because they often demand an extremely high quota that is very difficult for members to meet. Even though they work extremely hard, they will continue to lose money if they are unable to sell items.

If they do not meet the monthly quota, they will be fired from the firm, and any inventory they have will be destroyed.

MLMs frequently rise to prominence as a result of their members’ financial misfortunes. That is exactly how their business operates.

Recruit, Recruit, Recruit

This is what you should do if you want to make money as a Modicare disytributor.

If you decide to look at their compensation plan in the following section, you’ll notice that recruiting is far more lucrative than simply selling items.

Simply put, if you create a downline, you may earn a lot more money.

It is an MLM

This is an MLM, so it means that a lot of people definitely failed in this venture. In fact,  99% of people who join MLMs fail to make money , and they do not even earn back their initial investment.

Modicare Compensation Plan

The ways to make money in Modicare are as follows:

  • Retail Commissions. Every product sold earns you a 20% commission.
  • Climbing ranks. Each rank rewards you with benefits.

Modicare has 14 affiliate ranks you can climb:

  • Senior Consultant
  • Associate Supervisor
  • Deputy Supervisor
  • Senior Director
  • Executive Director
  • Senior Executive Director
  • Platinum Director
  • Presidential Director
  • Crown Diamond Director
  • Royal Black Diamond Director
  • Global Black Diamond Director

The following bonuses are also available.

  • Accumulated Performance Bonus
  • Director Bonus
  • Leadership Productivity Bonus
  • Outbound Travel Fund
  • Dream Vehicle Fund
  • Dream Home Fund

Modicare’s compensation plan is explained in this video.

10 Shocking MLM Statistics That You Need to Know!

MLM stats

  • Almost 99% participants of all multi-level marketing companies lose money, according to the FTC.
  • There are 38% more chances of you profiting from your own any kind of small business than joining these MLMs.
  • Success rate of an online business, which will give you financial and time freedom, is 20% more than joining MLMs for making money.
  • The odds of you winning a lottery worth $10k among 10,000 people is 300 times higher than actually making money from MLMs.
  • According to the AARP foundation, 47% distributors of all MLMs lose their money. Apart from this, 27% do not make a single penny.
  • In the remaining 26% that actually make money, 53% of them make less than $5000/year.
  • 39% of those 53%, who are making $5000/year quit because recruiting and selling crappy products to friends and family members jeopardized their relationships.
  • Forget about building a long term business with MLMs, because 50% of all MLMs participants quit within one year.
  • 75% people that joined MLMs say that they will never again join any kind of MLM.
  • A poll was conducted in 2018 among 1050 MLM distributors and it was concluded that most of them made 70 cents an hour and 20% of them did not make a sale. 60% of them made less than $500 in sales over the past 5 years and 32% of them acquired credit card debt to finance their MLM involvements.
  • Wikipedia..org

Final Verdict – Modicare

Before I end this Modicare review, I would like to share a few more insights that could help you.

I am certain that you were able to discover answers to your queries regarding Modicare after reading this review.

Thank you for taking the time to read this far. Before you leave, let me give you a few more pieces of advise.

I’m sure the main reason you’re interested in Modicare is because of what that hunbot said about financial success.

During these hard times, we’re all hoping to maintain our jobs and praying for raises in pay just to keep our heads above water. Everything slowed down due to the epidemic, yet commodity prices continue to rise.

According to my research into this company, Modicare is not the greatest route for you to follow if you want to make some additional cash.

The company emphasizes recruitment above actual selling, which implies that your primary focus is on providing the corporation more money rather than on your own business.

Is that why you signed up for this MLM in the first place? Not really.

So, instead of joining this firm, it is much better to look for a better option.

All you have to do now is read the following section to find out what I propose.

That’s it for my Modicare review. Hopefully this Modicare review helps with your decision.

You Can Find a Great Opportunity Right Here, Right Now

Do you want a real opportunity to make money?

Are you looking to make passive income?

Do you want something that does not include recruiting and begging people in social media to buy your ‘unique products’?

No need to look elsewhere!

The opportunity is right here, just a click away!

Before you close the tab and think that it could be a scam, why not give it a try first?

All you have to do is click the link below!

Powered by lots of chocolates.

India’s Modi launches ‘world’s largest’ health insurance scheme

Ayushman Bharat programme dubbed ‘Modicare’ promises to insure 500 million poor people across the country.

INDIA TUBERCULOSIS

The Indian government has launched one of the world’s largest publicly funded health insurance scheme, set to cover some 500 million poor people.

The Ayushman Bharat programme, dubbed “Modicare” after Prime Minister Narendra Modi promised health cover worth 500,000 rupees ($6,900) to every poor family to treat serious ailments.

Keep reading

Philippines plans vaccination drive as whooping cough outbreak claims lives, the alabama town living and dying in the shadow of chemical plants, south africa’s ramaphosa signs health bill weeks before election, gaza lost much more than a hospital when it lost al-shifa.

At the occasion of its official rollout  in Ranchi, capital of the eastern state of Jharkhand,  on Sunday, Modi claimed that a government scheme at “such a grand scale is not being carried out anywhere in the world”.

The prime minister said the scheme will transform India into a medical hub in the future and called it  “a big step towards providing good quality and accessible healthcare to the poor of India.

“Over 100 million families will benefit,” Modi said.

Today is a historic day for India! We are launching the Pradhan Mantri Jan Arogya Yojana (PMJAY), which is a big step towards providing good quality and accessible healthcare to the poor of India. Over 10 crore families will benefit from this scheme. — Narendra Modi (@narendramodi) September 23, 2018

The programme, which was first announced as part of the yearly budget in February, is expected to cost the central and 29 state governments $1.6bn a year in total.

Expenditures will be shared by the central and state governments at a 60 to 40 ratio in most states and funding will be increased gradually according to the demand.

On Sunday, Modi handed medical cards out at the launch in Ranchi, calling it a “historic day” for the country. 

The government is aiming is set up 50,000 wellness centres across the country over the next four years, he said. 

“The scheme will not have any distinguished plans on the basis of sect or caste. There will be no discrimination based on any race or any fraternity,” said Modi.

India spends just 1.5 percent of its gross domestic product (GDP) on healthcare compared to a global average of six percent.

The country’s overburdened public health system is plagued by a shortage of hospitals and doctors and most people use private clinics and hospitals if they can afford to.

But a private consultation can cost 1,000 rupees ($15), a huge sum for millions living on less than two dollars a day.

More than 60 percent of the average family’s spending goes on medicines and healthcare, the government estimates.

“There has been a lot of concern regarding the human resources, but I think within 10 to 15 years, our health sector would become a world class health sector,” Ilias Ali, a doctor based in the northeastern city of Guwahati, told Al Jazeera.

Experts have praised the latest programme but say it should have included primary day-to-day healthcare instead of just secondary and tertiary care for more serious and long-term treatment.

“Modicare does not extend to primary healthcare, which, we believe, is the weakest link in the provision of public health in India,” Rajiv Lall and Vivek Dehejia of the IDFC Institute think-tank said in a column for the Mint newspaper.

“The crucial point is that poorly delivered primary care inevitably increases the burden on health and finance at the secondary and tertiary levels down the line,” they said.

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modicare business plan

Oct 30, 2017

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Join modicare and start your journey towards a better future. We as a modicare consultant provide you the complete information about the modicare business plan.

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Presentation Transcript

Modicare Products– Modicare Products are 100% herbal and formulated according to the international standards. We offer products in the variety of categories like skin care, personal care, home care, laundry care and other health-related products which are used in daily life. Modicare dp list –Modicare products are sold over the whole India with their different distribution points. You can check complete modicare DP list here and find the nearest DP around you. modicare online registration- Modicare is the largest direct product selling and networking company in India which helps people to start their own business. You can check modicare online registration steps here to get started with modicare business. modicare business plan –Modicare gives the best opportunity to start your business without any investment. You have to just put your effort and you can easily grow your business. You can check complete modicare business plan here. modicare products price list- Do you want to buy modicare products and finding the best price for your favorite products? So you can check modicare product price list here and the find the best one for you. modicare product demo- Every customer want to know the reviews of the products before they use. So sometimes it is necessary to demonstrate the products. You can check modicare product demo here.

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modicarebiz.com

How to write a business plan for local businesses.

income modicare business plan

A business plan is a formal written document that states the goals, methods, and time frame of the business. It also outlines the steps necessary to achieve those goals. The goal-setting process is critical to the success of any business. Creating a business plan is critical to the success of your venture. A good one will help you make the right decisions regarding the direction of your business. Pro A&M Painting is your choice in office painting Worchester County .

This means that you should provide information regarding the expected sales and the revenue. In addition, you must explain any funding requirements and how you will use them. Your plan should also include key employees’ resumes, bank statements, and contracts. A well-written business plan is important for getting the best loan approval. You should also explain any financial difficulties your business may encounter during the course of your business. You can get the best Sunroom Contractor Nassau County with Four Season Sunrooms Syosset, they have the best deals from all around.

The background information for your business plan should include current industry trends. Your business plan should address potential competition and include a detailed analysis of your industry. If you’re already established, you should include financial information, including your competitors. In addition to your budget, your business plan should include expenses related to marketing, staffing, and manufacturing. NYC Stone Care is Manhattan’s Choice for Stone Restoration .

The market for your business is the target audience for your products and services. This audience includes potential investors, existing customers, and prospective clients. You should also include the demographics of your target market. Are you a homeowner that needs a reliable plumber? The experts at Plumbing Company Los Angeles County can ensure your plumbing is in top shape. The size of your business can help you determine whether it’s worth it. If you’re targeting a small market, you should include your existing customers and investors in your plan. It’s important to focus on the target market. You can make an even bigger impact on your customers if you can identify a target audience.

In addition to a detailed outline of your company’s products and services, a business plan should also detail the ongoing expenses of the business. Once mentioned in a blog post by Chimney caps Houston, it should be realistic and provide details of the company’s future growth and profitability. It should include the projected income statements and balance sheets for the next two or three years. It should be accompanied by a list of expenses for the business. A successful business has the resources to grow, and it must be able to expand in the future.

Montgomery says, “you will outline the various stages of your business. It includes the executive summary. In a company’s first year, it will be important to decide how to expand the company and how to gain profits”. Does your house need some TLC? Have Painters Nassau County, NY give your home the facelift it needs. After all, you should make sure that the business is profitable. If you need funding, you should consider getting an investor. You can even ask for additional funding. However, your plan should be as detailed as you can possibly be.

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Once you’ve created a business plan, it will be easy to implement. The executive summary is a quick overview of your company’s products and services. The executive summary also includes information on the business’s goals. The executive summary is the most important part of a business plan. It will attract partners and investors. It will also attract funding. If you’re looking for investors, your plan will help you secure the needed capital for your startup. If you’ve lost a pet, consider Burials At Sea Nassau County NY to honor and celebrate your pet’s life.

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Modicare Login, Activate, ADD Member, KYC, Join

Modicare Limited a Great Direct selling company

Modicare Login, Modicare register, Modicare Registration, Modicare Add Member, Modicare Kyc, Modicare App, Join Modicare, Modicare Consultant, How to do Modicare Login?, What is the process of Modicare App Login?, How to do Joining in Modicare Limited, Modicare joining Process in Mobile and PC,

Modicare Login, Register, ADD Member, KYC, Join

Modicare Login / consultant

How to do Modicare Login? What is the process of Modicare App Login? How to do Joining in Modicare Limited. Modicare joining Process in Mobile and PC.

Modicare Joining Form

uys today we are going to discuss about the very popular direct selling company i.e., Modicare. In this article we will discuss about how to do modicare login and modicare app login.

Friends many of us generally faces the issue and problem while doing the login in the modicare official app. So, to solve your all doubts and problems we have taken this article.

In this article first we will know how to register your self with modicare company and get your modicare login MCA number and password and then we will discuss how to login into your modicare account in both ways, first from official modicare website and secondly from using modicare app.

Guys, first you should know about the modicare company. Modicare is India’s first direct selling company launched in 1996 by Mr. Samir Modi. In today’s time Modicare comes in top 10 MLM (multi-level marketing) direct selling companies list in India. Today modicare have around 100 products, over 1 lakh consultants and 40 centres in India.

You can also earn income from modicare business plan by joining the modicare company for this you need to register yourself and login into your modicare account. So, friends let’s know the modicare login process first.

Guys many of us don’t know about how to do modicare login or modicare app login? Due to this thing, we are not able to connect modicare login and not able to make or earn income from modicare business plan. So, friends you do not miss any chance to earn income, so we are going to tell you about the modicare login process.

First of all, for modicare login, you need a valid modicare login account MCA number and password, if you have one then very good. But if you do not have modicare login MCA number and password then need not to worry, we are also telling you how to register in modicare company and get login MCA and password.

Modicare  Login MCA  Documents

So, guys let’s start with the very first thing and i.e., how to register in modicare company to get modicare login MCA number and password. To register with modicare you need the following documents available with you:

  • Valid Identity Proof
  • Valid Email Address
  • Valid Phone Number

Following are the steps to register your self on modicare let’s understand them:

First Step : First you should visit official website of Modicare company and then click on join modicare and then click on Become a consultant or else you can download Modicare official app and then click on register button below the login option.

Second Step : Then registration form will open in front of you. First you need to fill your Sponsor number. Through whom you are joining, ask him for Sponsor MCA number.

Third Step  :  After that you need to fill and complete your registration form. You need to fill your personal information like your name, your nominee’s name, your date of birth, your address, etc.

Final Step  : After filling your personal information, you need to upload your documents like address proof, pan card and other necessary documents, then in the end you have to set a password for your log in account and it’s all done with zero registration fee.

After following the above steps, your main work is done to do modicare login or modicare app login. When you done with your registration in modicare company then you will be having your modicare login MCA no. and password. Now let’s understand how to do modicare login or modicare app login step by step from the following steps in detail:

First you just go to the modicare official website i.e.,  www.modicare.com  for modicare login or just download modicare official app from google play store or from apple store for modicare app login.

Second step is to click on sign in on official website or in modicare app. Then the page will ask you to enter your modicare login MCA number and password. Now type your modicare login details i.e., MCA number and password. In modicare app also you need to do same.

Additional Read : Modicare Business Plan

Now it’s all done guys, after entering your MCA number and password you just need to click on sign in and your modicare login or modicare app login is done. Guys, hope you easily understood above steps of registration in modicare company and then how to do modicare login or modicare app login.

Now guys moving further let’s discuss now how to login in modicare app. Same as discussed earlier you have two ways to do modicare login first on modicare official website i.e., www modicare. com  login and second way is to do modicare app login.

Guys in this topic we will discuss about the second way of modicare login i.e., through modicare official app. Let’s understand how to do registration and login on modicare app from the following steps:

First you need to download Modicare official app. You can download modicare app from google play store or from apple app store or else you can go to modicare website and find link for modicare app download.

www.modicare.com

Once you downloaded the modicare app, you need to have your modicare MCA number and password for modicare app login. If you don’t have MCA number then first register yourself with modicare company. For registration you should first click on register button shown on modicare app under sign in button.

Third step is to fill your registration form but before that first you need to enter MCA number of your sponsor through whom you want to join modicare company. Then fill your details for registration like your name, your nominee’s name, your address, date of birth and etc.

After filling up your registration form complete, you need to upload your documents in this step. You need to upload your valid address proof and then pan card (Optional). Once you upload your necessary documents your registration is complete.

Now submit your registration form and set a password for your modicare app login and you fill get your MCA number. Now guys, you have your MCA number and password with you for modicare login.

Last step is to just start modicare app again and when you will start modicare app, modicare app login page will be shown in front of you, it will ask you to enter your MCA number and password for modicare app login. Guys, then you have to type your MCA number and password and click on sign in button.

Once you click on sign in button after entering your MCA number and password, your modicare app login will be done, and your modicare account will open if front of you.

In today’s article we have discussed with you about how to do modicare login or modicare app login. We have also discussed that how you can register your self with Modicare company and then how to login.

We had explained the modicare login process step by step so that you guys can easily follow them up. Hope you find above article interesting and useful. If liked the above given information and find it useful then share this article with your friends and family and help them to do modicare login.

Now let’s discuss some question and answers related

FAQ Related with Modicare App or Modicare

Q.1. How to login in Modicare App?

To login in modicare app, you need to follow the following steps and you will easily understand how to do modicare app login. Let’s have a look on them:

First you just download modicare official app from google play store or from apple app store for modicare app

Then second step is to do registration in modicare company. For this click on the register button below the login button and fill your registration form and upload documents and your registration will be done with zero registration fee. After registration you will get your MCA number and password

Modicare Join

Third step is to start modicare app again. Then the page will ask you to enter your modicare login MCA number and password. Now type your modicare login details i.e., MCA number and password.

Now it’s all done guys, after entering your MCA number and password you just need to click on login button and your modicare login or modicare app login is done.

Q.2. How to forgot a Password in modicare?

Guys are you forgotten your modicare account password? No need to worry guys, we are here to help you and solve your problem.

If you forgotten your password then just go to modicare app or on modicare official website and then click on sign in button on website and in modicare app automatically sign in page will open, when you fill start the modicare app.

Now you will see an option forgot password below the login button, just click on that forgot password option. This process is same both the case, in website or in modicare app.

Now, it will ask you to enter your MCA number. Once you enter your MCA number and click on submit button, your work is done. Then Modicare team will send a massage in which your password will be there on your registered mobile number and on your registered email address. Now you can enter that password to login your modicare account.

Q.3. How to Login Modicare in PC?

you need to follow the following steps and you will easily understand how to do modicare login. Let’s have a look on them: 

First you just go to the modicare official website i.e., www.modicare.com for modicare login through any browser you like in PC or computer.

Second step is to click on sign in on official website of modicare and then two options will show in front of you i.e.,

Then the page will ask you to enter your modicare login MCA number and password. Now type your modicare details i.e., MCA number and password. Now it’s all done guys, after entering your MCA number and password you just need to click on login button.

Q.4. How to register on Modicare?

Friends are you facing some problem in joining the modicare company and not able to register yourself with modicare? No worries guys, we have listed the modicare registration process step by step. You can study them and easily can do your modicare registration. Let’s have a look on following steps:

First Step  : First you should visit official website of Modicare company and then click on join modicare and then click on Become a consultant or else you can download Modicare official app and then click on register button

Third Step  : After that you need to fill and complete your registration form. You need to fill your personal information like your name, your nominee’s name, your date of birth, your address, etc.

Final Step  : After filling your personal information, you need to upload your documents like address proof, pan card and other necessary documents, then in the end you have to set a password for your log in account and it’s all done with zero registration fee. Now you will get your MCA number for modicare login.

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Don't call them DINKs. Many childfree adults are ALICEs.

  • DINKs are known for having disposable income, but some childfree adults are also struggling.
  • In fact, many childfree adults are ALICEs — asset-limited, income-constrained, and employed.
  • Without dependents, many low-income workers have a harder time accessing tax credits and government assistance.

Insider Today

America's DINKs — dual-income couples with no children — are known for having disposable income and spending their paychecks on major investments, luxury vacations , and early retirement .

These households have previously told Business Insider that they can spend extra money on their lifestyle because they don't have any child-related costs. By definition, DINKs aren't necessarily rich , but they do have a reputation for living a life of freedom and excess cash.

A growing number of child - free adults , however, are falling through the cracks of the US economy. Many low-income childfree adults fall into the ALICE category — people who are asset-limited, income-constrained, and employed. Twenty-nine percent of US households make too much to qualify for government assistance but not enough to comfortably afford daily life . And ALICEs who aren't parents face unique challenges: it is especially difficult to qualify for financial help or tax credits without young children, even if you need the help.

According to a report published in April by the Brookings Institution, the US doesn't have a strong financial safety net to support childfree ALICEs. This is partly because having financially dependent children is a prerequisite of some government assistance programs .

Poor, non-elderly adults who are not raising children and don't qualify for disability benefits made up nearly 106 million people in 2017, according to a Census analysis . What's more, they have a higher risk of experiencing homelessness and long-term poverty, per the Brookings report.

Low-income adults without children face barriers to government assistance

Low-income, childfree adults have a higher likelihood of falling into poverty, and often stay in poverty long-term because they can't access assistance, wrote Robert Greenstein, the author of the Brookings report.

Related stories

"The safety net for these non-elderly childless adults is so limited, those non-elderly adults who are poor tend to be poorer than others living in poverty," wrote Greenstein, who is also a visiting fellow of economic studies for the Brookings Institution, which is affiliated with The Hamilton Project, an economic policy initiative.

The report found that half of the Americans living in "deep poverty" — those with incomes that are at or below 50% of the poverty line, which is $7,290 annually for one person — are childfree adults not receiving disability benefits.

Greenstein wrote that this population is at a disadvantage when applying for government support, especially as it comes to tax credits and housing assistance, even if their household income is low.

For example, they don't qualify for the child tax credit , which allows families with dependents to receive thousands of dollars in tax breaks each year. The Earned Income Tax Credit — which offers refundable tax credits for low- and moderate-income workers — is also very limited for childfree employees, who receive fewer than 4% of the EITC's overall benefits, according to the Brookings report.

Greenstein also wrote that over 7 million low-income adults who are between the ages of 18 to 61 and don't live with minors pay more than 50% of their income on rent — making them severely rent-burdened. The majority of these adults don't receive any state or federal rental assistance.

Additionally, parents can more easily access SNAP food benefits than childfree adults because they are exempt from having to work a required amount of hours each week to receive assistance.

Many Social Security and Medicare programs also primarily offer assistance to older adults, excluding adults under 62.

Although strengthening the US financial safety net for this population is complex, Greenstein offered a few solutions. He suggested expanding the Earned Income Tax Credit to benefit more adults without children, along with removing the extra qualifications childfree adults must meet to access SNAP benefits.

An expansion of Medicaid through the Affordable Care Act would also allow more adults to get the healthcare they need — even if they don't qualify for disability benefits or Social Security, Greenstein said.

Are you making an income above the poverty line but still struggling to afford daily life? Have you faced challenges qualifying for government assistance because you don't have children? Reach out to this reporter at [email protected] .

Watch: Supreme Court strikes down Biden's student-debt relief plan

income modicare business plan

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TechMistri

Vestige vs Modicare vs Amway – Best MLM in 2023?

Vestige , Modicare and Amway are the most popular MLM companies in India . Three of the company are the revival of each other and have huge distributor networks in India.

Amway is an American company whereas Vestige and Modicare are Indian companies.

The aim of this post is to provide a detailed and unbiased comparison of Vestige, Modicare and Anyway. There are millions of distributors who indulge in these companies and always have debates to prove their MLM company superior.

So here we are to make things easier for you.

Vestige Vs Modicare Vs Amway

This Vestige Vs Modicare Vs Amway comparison is as per Indian consumers and distributors who want to use their products and want to become part of them.

vestige-vs-modicare-vs-amway

Amway India was established in 1995 and started its commercial option in 1998. Amway was actually founded in 1959 by Richard M DeVos and Jay Van Andel in Michigan, USA.

Modicare calls itself as first direct selling company in India started by Samir Modi in 1996. Samir Modi is the son of business tycoon KK Modi and the brother of IPL (Indian Premier League) founder Lalit Modi.

Vestige was started in 2004 by Gautam Bali, Kanwar Bir Singh and Deepak Sood.

Three of the companies share a common range of products i.e. personal care, FMCG and other daily needs products.

Three of the company started operations in India within an 8 year period and have a common product range, which makes the comparison more interesting.

Parameter of Comparison

A comparison without proper parameters is meaningless. So, here we will use the following parameters to compare these three MLM companies.

Starting Cost

Compensation plan, market saturation.

  • Training & Support

Before Direct Selling Guidelines comes into existence in India, many companies were taking joining fees.

Direct Selling Guidelines 2016 and Direct Selling Rules 2021 restricted MLM companies to charge any fees other than the product cost.

Vestige, Modicare and Amway don’t take any joining fees. But to become their distributor, individuals have to make some minimum purchase.

Three of the company have different initial purchase amounts.

In Amway, you have to purchase products of around 100$ means 7,000 INR to become an active Amway IBO (Independent Business Owner).

In vestige, one has to do 30 BV personal purchases i.e. around 1500 Rs.

And last, the Modicare consultant is required to make 25 BV product purchases which is just 100 Rs.

BV (Business Volume) are some points on products that are decided by MLM companies. BVs are used to calculate different incomes of distributors.

Here Modicare is the winner. Extremely high initial purchase cost is a major drawback of Amway.

Note that, we have only considered the very first purchase amount. MLM companies have different purchase requirements to maintain distributor ranks. So whenever you are examining an MLM company, with starting cost also understand the further repurchase requirements to maintain ranks and earnings.

Products are the backbone of every direct selling company. Compared to most other MLM companies, Amway, Vestige and Modicare have done remarkable work with their products.

The major things to notice about MLM companies’ products:

  • Quality: Products should be effective and made of good ingredients. The company should not be selling snake oil.
  • Demand: If products are of daily use and have regular demand then distributors can find customers quicker.
  • Product Range: A large product range offers several options to distributors and customers to make purchases.
  • Reasonable Pricing: MLM companies should have reliable products which justify their price.

Personal Care, FMCG, Appliances and Agriculture products are common in three of the companies.

You can check out their complete product price list by visiting the following links.

  • Vestige Products Price List
  • Modicare Products Price List
  • Amway Products Price List 

To make this product comparison easier, we are taking the example of Toothpaste and comparing it with a retail market product Colgate.

vestige modicare amway products

Vestige’s Dentassure Toothpaste and Modicare’s Fresh Moments Toothpaste cost 75rs and 48rs for 100 gm respectively.

Amway’s Glister Toothpaste cost 270 Rs for 190 gm, whereas Colgate’s most popular toothpaste Strong Teeth cost around 50rs for 100gm.

Compare to the retail market Modicare has competitive product pricing, Vestige’s products are slightly costly and Amway’s product is extremely overpriced.

Not limited to toothpaste example, but the same scenario goes with most products and verdict is.

  • Amway’s products are extremely overpriced
  • Vestige and Modicare customers have to pay slightly extra for every product compared to the retail market.

Many distributors argue that Amway is expensive cause the quality of its products is the best.

For Indian consumers pricing is primary and quality is secondary. Most Indians belong to the middle or lower-middle class, hence it is not possible for them to use these expensive products for some organic or quality tag.

Considering the market, Modicare and Vestige are ahead of Amway due to better pricing whereas the quality of the product should be examined individually to understand better.

Comparing MLM compensation plans is not a feasible thing. Actually, every MLM company has different numbers and types of income, which can divide into retail commission (personal product sales) and residual commission (downline product sales).

If a company offers a high retail sales commission then the residual commission can be low and vice versa.

Retail Sales Commission in Vestige, Modicare and Amway is upto 20% on product MRP.

Comparing income plans is not feasible. Because some MLM Company facilitates more income on direct sales and some on sales by the downline.

Market Saturation is a less-discussed term in the MLM industry while it plays a major role in further growth.

Market Saturation arises when the maximized requirement of the market is fulfilled and further growth is not possible.

Amway is operating for more than 25 years in India and also advertised its products on national TV.

The larger number of our country’s population is already familiar with “Amway” company and knows it as an MLM company with expensive products.

So new people are not interested to become part of a company which has such a reputation.

Vestige is also going to hit market saturation, as it has j-curve growth in recent times. Vestige is the current largest direct selling company in India and with time, Vestige’s growth will stick like Amway, if they don’t do something innovative to maintain growth.

Almost all existing direct sellers never want to become part of any old direct selling company. This stereotype is extremely strong against all three Vestige, Modicare and Amway.

Modicare has a slight advantage as it is not popular as the other two and has a decent reputation, this is discussed more ahead.

Support & Training

Earning is always behind learning. For a new network marketer, training and proper guidelines to work in an MLM company are required first.

At present, very few MLM companies provide that training and support. Fortunately, three of the companies are doing great on this parameter.

These companies organize seminars and training sessions for their distributors. Sadly instead of teaching, many MLM seminars are cheap motivation centers where fake cheques and lavish lifestyles are shown to brainwash young people.

You can find their training session on official websites and mobile applications of Vestige, Modicare and Amway.

Moreover, Vestige, Modicare and Amway all release their products catalogue regularly. Products catalogue are a vital marketing tool for every direct seller.

You can check their catalogue by clicking the below link.

  • Vestige Product Catalogue
  • Modicare Product Catalogue 
  • Amway India Catalogue

Network Marketing is the business of people and it is important for companies to maintain a positive reputation, therefore people can trust them and can become happy customers or distributors.

After operating for 2 decades, Amway India has devastated its reputation. Several warrants are released to arrest Amway India’s CEO till now.

In recent times, Vestige’s reputation has also been ruined after its skyrocketed growth. The obvious reason is misleading earning claims made by their distributors. You can find various internet memes where Vestige is trolled for extraordinary income claims their distributors made.

Modicare is on the safer side in this parameter. As they haven’t gone wild with their promotion tactics and distributors promote products to real customers.

Conserving the above parameters, the ranking of these companies is Modicare > Vestige > Amway.

Amway has overpriced products, a bad reputation and saturated market, making it the worst option among the three.

But Amway India has set a template for most Indian direct selling companies and they achieved growth following Amway’s footprint. Unfortunately, Amway’s customer and distributor base is shrinking not only in India but in the USA as well.

Vestige has made it to the top 30 direct selling companies in the world as per revenue and it is the very first Indian company to do so. But deceptive business tactics, false earning claims by leaders and misguiding youth has become now common practice in vestige.

But for products, Vestige and Modicare are far better compared to most other MLM companies. Vestige has suppressed many MLM companies in India including the oldest one Modicare.

There are endless, pros and cons of all MLM companies. I know it’s hurt when someone comments on your organization, but facts can’t be ignored.

Hope you make a wise choice for yourself.

I hope you like our post on this hot topic “ Vestige vs Modicare vs Amway” . I tried to provide all the required information and help you to choose the best MLM company.

Vestige, Modicare and Amway all of them have their own pros and cons. Many network marketers have a very wrong mindset, where they demote other MLM companies to promote their MLM without any logical points.

Lastly, don’t ignore the MLM success rate driven by Jon M. Taylor which is 0.4%. Only 4 out of 1000 network marketers gets success who are at the top of the pyramid.

So, if you are a highly skilled marketing person, understand MLM and have large contact, then probably MLM is for you. Otherwise, there are several easy and better ways to earn money in Life. This is the harsh reality that your loveable MLM Leaders never tell you.

54 thoughts on “Vestige vs Modicare vs Amway – Best MLM in 2023?”

To the point explanation.good advise for aspirants.

Awesome comparison iam so impressed, my vision is very clear in subject of MLM.

Very well explained nd especially a people who get motivated after seeing videos of leaders who are earning good income nd they decide to quit there jobs..They need to understand the MLM concept.. I am not against if it.. but need to take a wise decision based on your own skills

What can I do to become rich without joining MLM

Start your own business or Start doing investment with brain.

Very unique comparison.. Perfectly define the current situation of MLM.. 0.04%…. It’s true.. I am also doing mlm…. Thank you..

Great information But you must described the compensation plan. How much money distribute to the associates in % of the collected money against the products

If you want to get rich , Start your own business, invest in stock market(it’s not easy), or get a central government job, but you need to work hard, handle risks, psychologically strong..my suggestion I have joined modicare, vestige but it’s not easy to get rich in these field (network marketing)

It is true that success rate is too low in MLM companies but we have to understand it from different perspective. First in most other careers too sucess rate is also not too rosy in India. Even a petty kirana shop often fails in many cases despite giving whole 10 hours of your day. Similarly success rate in getting job and being successful is also too low. If you take a closure look sucess rate in most businesses is maximum of one to two percent only. Often people fails in multiple careers before settling for in their life. Secondly most people just join MLM in anticipation that their down line will work and they will start getting results. But truth is that if you are dedicated, disciplined and honest in selling the products / plans sucess rate is good. I joined Modicare about 7 months back on insistence of a relative. For 6 months I did nothing except purchasing Rs. 2500 worth of goods every month. Then I decided to give a serious shot to it and in about one month I was amazed to see good results. All I did was I draw a list of persons I want to target. Since I am extremely busy with my regular job I spare half hour daily on it. Just called them one by one and introduce them to the scheme telephonically. Ofcourse I had support from my up line too which did meet personally with the targeted persons and bring the person in my downline. But harsh reality is that leave apart discussing products or plans with their links most people do not take pain to change their own purchasing habits of purchasing the products of MLM company they have themselves joined and expect company to shower them with money. In MLM sale is must and it must start with the home of joinee.

u r right a minimum activity monthly rule has to be there n co should convert the zero people to minimum monthly purchase atleast

Very true sarvjeet . One can’t earn thousands and lakhs just by sitting and hoping the downline to work. It needs same kind of hard work and dedication like we do when work in other companies and jobs .if one is not sure about the product,can’t sell to others .

Does these companies really pay you? And if yes then from which level you start getting your payments

First see the compensation plan, get in, experience for 90 days and decide to continue or quit

Definetly modicare pays from starting consultant level

You’re absolutely right Jyothi Ji, Modicare is the Best Company in Direct Selling from Starting to Final Destination. I agree with your opinion.

perfectly described. I think comparison is irrelevant in many context explained it. Quality is always pay the price. Pocket matters. For some people bicycles or two wheelers or car are costly and for other bicycle or two wheelers or car is cheaper. everywhere pocket determines. to increase the pocket size Direct selling is the best choice without distrubing present occupation.

I have worked in RUP , SAFE SHOP , NANO TECHNOLOGY AND KBFL . But recently I saw plans of every National and international companies including Amway , Modicare and Vestige. I used the products. But I reached on a conclusion that Vestige is far better than any other. I joined it and now I am earning a stable amount from it. Now I am happy that I got a best company. Contact -9636972022 (JOHN)

Thank you for such a beautiful explanation. Helpful for those who want to trade as well as understand the product.

thanks boss

Thank you sir …

In every field success rate is 1%. Like take examples of Medical and engineering entrances. Many students give entrance but only few passed with good marks. as like in mlm if u have skill , burning desire and definiteness of purpose . Then ,You will be a part of 1% people.

100% Agree!

This content was really useful. This is great.

suprb my all doubt clear….

The information given are one sided to show Vestige better than Amway & Modi cre . Dear Hement the writer of this Note tell me- 1- How many patents Vestige Have and How many Amway and Modicare? 2- Where is Manufacturing factoty of vestige in India? 3- In How many country the Vestige and Amway are doing heir Business? 4- Why all leaders of Vestige compares vestige with Amway ? If Vestige is better than amway than why r u comparing your best company with Amway? 5- Why Amway never compares Amway with Vestige? 6- How Old is Amway in India and USA and How old is Vestige ? 7- How Vestige leaders always try to bring senior leaders of Amway India . Amway Never try to bring any leader of Vestige in Amway. 8- I am very senior leader in Amway . Many senior leders of Vestige tried to bring me vestige by giving PRALOBHAN of giving same status in Vestige . Tell me how this manpulation is possible in Vestige ? 9- What is maximum income of your Dimond in vestige? Income of Dimond of Amway is more than 1 Crore per annum. 10- How much amount Vestige has distributed to their leaders sofar in India? and how much amount Amway has distributed to their leaders in India? 11- In my view concentrate on your Vestige business instead of comparing your company with Amway or other MLM companies . And do not wastage your energy in comparision with other MLM Company .Finally AMWAY IS best and number 1 DIRECT SELLING COMPANY OF INDIA AND OF GLOBAL.

I understand your concern. I am not bias to any particular MLM Company and i tried my best to provide a neutral comparison. The reason for comparing only them was their product and business plan which overlap each other and they are in market from long time.

There are few problem actually exist with amway and i think which you can’t digest. Amway is already suffering from market saturation and same situation is going to arrive for vestige as well. Vestige is also not a perfect company, they also have some drawback.

In Business trying to suppress direct competitor is a normal phenomenon. For eg, now Ok Life Care is trying to overtake vestige.

And all these mentioned question you need to ask someone who is top leader in vestige, so you can make a debate on it.

For me, it was just comparing few companies on a few basic parameters which are most important for customers.

You did a very bad job in this attempt to compare the organizations and the parameters you have considered are also not doing justice. A clear bias is evident. Anyways, all those who are relying on this comparison are missing out on framing genuine opinion. better you speak to a person who has really done business in Network Marketing and understand the real picture. But I will share my personal opinion about Vestige and Modicare distributors. Vestige – Their sole purpose is to break a Amway distributor and make them join their business as they know Amway has quality leaders. Business model is very faulty and manipulative.

Modicare – Their products are not at par and no control on quality. They do not have transparency in the manufacturing process and have a very poor payment structure.

Amway – The best thing which made me consider this opportunity is their Education System and transparency in Manufacturing Process. Their payment structure is also very transparent and reliable.

Thanks for your comment. And now read your opinion again, is it not a biased one? Three companies, 1 paragraph for each. 2 criticism and 1 promotion. At least give the justification of what you say.

In one LINE Amway making FOOL around the world.

✌ aap dhny h mahashay Itne comparison k bad b smjh nhi aaya

Congrats ra Nikhil …it took 2 months for me to become 6%, you have achieved it in 1 month…all the best..frnd cum business partner ❤️..lot more to come ✊

Its very common to find an aggressive defender like Ramesh in Amway who are very much part of extremist cult of BWW…

Anyone who are into amway, Just watch this video https://www.youtube.com/watch?v=dEAQugj0eoI before you continue in this business…

Now to answer Ramesh point to point “The information given are one sided to show Vestige better than Amway & Modi cre” Keep aside Modicare & Vestige.. Any other company is better than Amway without any doubt. 1. “How many patents Vestige Have and How many Amway and Modicare?” Are you here to use the products, do the business and earn money or to count the patents? How is it relevant to count the patents? My dear Ramesh, Amway does not have a single patent, all the patents are given to the respective products and more over for your kind information, Amway is a marketing company and not product manufacturing company.. Grow up and learn something more apart from your Britt system, uplines, cult, terrorist group. 2. “Where is Manufacturing factoty of vestige in India?” Do you really think is that a question? Why do you need the manufactoring factory address? Just because your system and uplines told that amway started manufacturing in India? Just because Amway started manufacturing in India, it does not make it an Indian company and moreover it does not really matter where the Manufacturing units are location.. Come out of your system & Cult 3. “In How many country the Vestige and Amway are doing heir Business?” You can see in their websites.. Its common that new companies will have less countries in the list compared to old ones.. How does that even matter again? 4. “Why all leaders of Vestige compares vestige with Amway ? If Vestige is better than amway than why r u comparing your best company with Amway?” This is an excellent question from your side. This is because all the vestige leaders are coming from Amway. Working like slaves and losing all the respect for years in Amway, the leaders have changed their way and joined Vestige and succeeded and attained financial freedom which is never achieved by any of your so called Diamonds still dancing on stages to attract new people. 5. “Why Amway never compares Amway with Vestige?” You should always have something good or better from your side to compare with something else. Amway has nothing to compare with any other company. Moreover Amway has no GUTS to simply conduct a meeting with its name. It uses BWW like a coward. 6. “How Old is Amway in India and USA and How old is Vestige ?” In what way Age matters my friend? 7. “How Vestige leaders always try to bring senior leaders of Amway India . Amway Never try to bring any leader of Vestige in Amway.” No one ever joins Amway from other company.. All those who join Amway are entirely new to direct marketing. No Leader of vestige will join Amway even if Amway offer 100 crores. 8. “I am very senior leader in Amway . Many senior leders of Vestige tried to bring me vestige by giving PRALOBHAN of giving same status in Vestige . Tell me how this manpulation is possible in Vestige ?” As you are senior leader in Amway, you will be like that for ever without attaining financial freedom and you will be showing plans, motivating people to earn peanuts for ever. So vestige leaders tries to help you, its not PRALOBHAN my friend. Its like showing a path to those who are dwelling in darkness. 9. “What is maximum income of your Dimond in vestige? Income of Dimond of Amway is more than 1 Crore per annum.” Income of a Diamond in Amway is just 1-3 lakhs per month.. That too with so much effort from downlines dancing on stages. No one earns 1 Crore per annum in Amway, your system, uplines might have misleaded you. Vestige top earner is earning 1.5 crore per month, its per month my friend and not per year.. 10. “How much amount Vestige has distributed to their leaders sofar in India? and how much amount Amway has distributed to their leaders in India?” Same irrelevant question, more over all your money from amway goes out of our nation and not to our country. Its a shame you are working for a foreign company and defending it comparing with an Indian company. 11. “In my view concentrate on your Vestige business instead of comparing your company with Amway or other MLM companies . And do not wastage your energy in comparision with other MLM Company .Finally AMWAY IS best and number 1 DIRECT SELLING COMPANY OF INDIA AND OF GLOBAL.” If you have Guts, Just invite people to your meetings, home meetings etc revealing your great company name AMWAY.. Dont invite them saying that you have some great business oppurtunity etc etc.. Amway will very soon close its business in India.. Their products will be sold through some other channels but no one will choose Amway to earn money or attain financial Freedom. Moreover your Amway has already accepted its defeat by going for advertising in media… Finally, come out of that cult Ramesh.. the sooner you come out of it, the better it will be for your career.. You will never ever ever ever succeed in Amway and become financially free..

Seenu (Direct Marketing), Your most answers to Ramesh are logical, but your 9 point is controversial. You can’t say vestige top leaders (diamonds) earn 1 crore every month. I took an interview of a vestige DUCD on this site and I knew their monthly income, so please don’t spread false details.

I appreciate your effort and thank you for visiting TechMistri.com

Hey Hemant, Thanks for your Reply. Regarding 9th point if you observe clearly, I said “Vestige top earner is earning 1.5 crore per month, its per month my friend and not per year”.. I have mentioned about the top earner in vestige who is Siddharth Singh. I did not mention that all the DUCDs in vestige will earn that amount.. As you can observe I did not spread any false information… May be we both misunderstood something.. As you know already if it comes to average earnings of all the DUCDs in vestige, it will be minimum of 5 lakhs per month without any doubt and all of them have attained their financial freedom…

Thank you so much Hemant.. Your effort is very much appreciated…

RAMESH JI. AAPNE TO DIL SE BATA DIYA….CONGRATS……..3 COMPANY REPLIED AND PROPERLY GUIDED NOT SEND IN SHORT BY NOT SHOWN AS CONFUSED FOR NEW MLM

yes I agree with you completly sir.. there is nothing to compare with Amway India. This is the best carrier option and best income oppertunity. nothing is compare with Amway India.

its nothing about overpricing its about the quality of the product and yes, its bit costly than other products but we can use these products and later you’ll get results than you’ll get to know its worth for that product.and the last thing about success if we work hard and smart than 100% sure we will get success but there is concept of cheating here if they want they can get the products no one will force any one. any how you’re comparison gave me a very good clarity thank you so much guys.

Thank You Ankith for visiting. But you can’t force people to buy Mercedes benz on the name of quality whose budget is of honda city. MLM is business of people and most of indian belongs to middle class family. Hope you get the point.

Bro..u have raised the best questions…basically vestige is out of IDSA.. They didn’t even mentioned that point…In my opinion AMWAY is original and remaining all are replicas

Amway is a founder member of IDSA. There are 450+ direct selling companies operating in the country and not even 10% of them are members of IDSA. So IDSA doesn’t matter..

By the grace of God I have come into the MLM industry and I am fortunate enough to be a part of the Modicare business. I hope many people get in touch with this industry and get to change their lives .The company MODICARE is the best MLM company because according to me , it has the best PLAN,PROFILE,PRODUCT,PRICE. I have achieved 5 trips and my dream house and my dream car from the company and I ll be forever thankful. #sochbadlo #khudkobadlo #duniyabadlo #livingthemodiway

Yeah and now welcome to global azaadi loving

Pahle to Bhai spelling theek se likhna Sikh bad mein company ke bare mein likh…. Shayad tu Koi Na Koi company se to Zarur Juda Hai vo vestige ya modi care se…. pahle acchi Tarah Se AMWAY ke bare mein Jaan Lo theek hai bad mein baat karna na….

Ma’am, if you have any logical suggestion or opinion, please share.. You know about Amway what your leader told.

Amway ki glister 190gm ki aati haii so plz right information post..

read carefully, for comparison purposes, i have written 100gms and I have already mentioned.

Modicare or Vestige which is the best company to join and earning money for a new comer in direct selling marketing??????

rcm best product indian company

I have selected modicare by choice not by chance. I can give so many reasons that why should we have to do modicare.. – One and only Indian company who introduced direct selling business in india in 1996. – 600+ products is more than any other direct selling company. – we can have up to 55% discount by using loyalty and loyalty+ program. And many more reasons.

LASTLY I HAVE SELECTED MODICARE COMPANY.

I CAN GIVE SO MANY REASONS WHY I AM JOINT MODICARE MORE THAN 450 ITEMS AVAILABLE WITH 100% SATISFACTION MONEY BACK GURANTEE POLICY. ONCE USE THE PRODUCT YOU CONTINEW THIS PRODUCT. AND MANY MORE REASIONS.

please add Glaze galway mlm company in Your list, beacuse glaze galway a leading direct selling company in that time.

Yes, Amway products are like Roohafza n other companies products are like Pepsi. Amay number 1 thi, hai n rahegi. Amway’s products are of value for money.

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What to know about Gov. Newsom’s plan to offset California’s $45-billion deficit

California Gov. Gavin Newsom stands next to a video display

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Faced with a $44.9-billion budget deficit, Gov. Gavin Newsom described a plan to shrink the size of state government and slow his progressive policy agenda by eliminating 10,000 vacant state jobs, pausing an expansion of subsidized childcare and cutting billions in funding for climate change programs.

Newsom’s revised $288-billion budget proposal, announced Friday, projected California’s deficit to be $7 billion more than the shortfall his administration expected in January. The grim forecast was driven by lower than projected state revenues, continuing a pendulum swing from the fiscal boom of the COVID-19 pandemic.

“These are things we worked closely with the Legislature to advance,” Newsom said of the cuts. “None of this is the kind of work you enjoy doing, but you’ve got to do it. We have to be responsible. We have to be accountable.”

Newsom’s plan to close the deficit relies on $17.3 billion in savings from budget cuts he and lawmakers agreed to in April and using $4.2 billion from the state’s rainy day fund and budget reserves for the upcoming fiscal year.

The proposed spending reductions Newsom touched on Friday also reverse and slash an additional $8.2 billion in funding in 2024-25.

Newsom’s proposal includes $3.6 billion less for programs related to fighting climate change, said H.D. Palmer, a spokesperson for the Finance Department. The plan would also cut $2 billion over two years from a program to expand internet connectivity to underserved homes, businesses and community institutions.

The governor’s revised budget proposal, which includes updated revenue projections after the state income tax filing deadline, typically jump-starts negotiations with Democratic leaders in the Senate and Assembly over a final fiscal plan for the upcoming year. The state Constitution requires lawmakers to approve the state budget by June 15.

An ‘incomplete’ plan

The governor’s budget plan released Friday was incomplete compared to prior years. The administration provided only a 50-page summary of his proposal, compared to the more detailed, 260-page document Newsom released in January.

Newsom’s budget news conference was originally scheduled for next Tuesday, the deadline for the governor to share his revised budget with the state Legislature. But Newsom is flying to Rome that day to speak at a climate conference at the Vatican and bumped his presentation up to Friday.

The change left the state Department of Finance, the fiscal arm of his administration, short on time to finalize a full budget summary, and additional documents, Palmer said. More information, his aides said, will be made available when additional documents are made public on Tuesday.

California Gov. Gavin Newsom unveils his proposed $286 billion 2022-2023 state budget

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April 18, 2024

How bad is the budget problem?

Newsom cast California’s current financial situation as a return to normal after the federal government provided trillions of dollars in funding to individuals, families, businesses and state governments during the COVID-19 pandemic, payouts that resulted in a historic surplus in California.

But those flush times did not last, and poor revenue forecasts in recent years have also deepened the state’s fiscal troubles.

Newsom’s estimate of a $100-billion surplus two years ago ended up far too rosy, and revenue in subsequent years also fell short of projections. A decision by the federal government to delay the 2022 federal income tax deadline from April to November due to winter storms complicated California’s ability to project revenues last year.

Newsom’s plan seeks to solve the budget deficit for the next two budget years, including additional cuts, reductions and delays to solve an estimated $28.4-billion deficit in 2025-26.

State Sen. Roger Niello (R-Fair Oaks) called out the difference between Newsom’s deficit estimates and much higher models from the Legislative Analyst’s Office.

“He continues to hang on to the unrealistically low deficit with the clear expertise of the LAO stating that the problem is significantly greater than that and that just means that his budget solutions are shooting too low,” Niello said. “We’ll get to the end of another fiscal year where we’re in trouble again, just like this one.”

Why does the deficit number keep changing?

In January, the Newsom administration predicted that California would have a $37.9-billion deficit to reckon with in the budget that lawmakers adopt in June.

Newsom and leaders of the Senate and Assembly reached an early agreement in April on $17.3 billion in reductions though most of those changes will not be passed into law until next month. Lawmakers passed a budget trailer bill that lowers unspent funding allocations in 2022-23 and 2023-24 by $1.6 billion last month.

The deficit number Newsom presented Friday subtracts the $17.3 billion in cuts agreed to earlier from the $37.9-billion deficit estimate from January.

Revenues have fallen short of expectations since January, deepening the budget problem by $7 billion.

Newsom is referring to the shortfall as $27.6 billion in 2024-25, but California is making cuts and reductions to solve a total budget deficit of $44.9 billion this year.

California Gov. Gavin Newsom discusses his proposed state budget for the 2024-2025 fiscal year, during a news conference in Sacramento,Calif., Wednesday, Jan. 10, 2024. (AP Photo/Rich Pedroncelli)

Newsom called it a ‘gimmick.’ Now he’s using the trick to lower California’s massive deficit

With a massive budget deficit in California, Gov. Gavin Newsom is adopting a ‘gimmick’ he previously reversed in an effort to push the problem forward into future years.

April 11, 2024

How will the governor’s cuts affect education?

Under Proposition 98, California has a minimum funding guarantee for schools and community colleges. Newsom is proposing an unusual maneuver to go back and lower the funding requirement for 2022-23 to reflect the lower-than-expected state revenues that came in late last year. The change could ultimately reduce funding for schools by tens of billions of dollars in future years and launch a monumental fight over education funding at the state Capitol.

Early childhood programs face cuts of more than $2 billion in the governor’s new budget proposal, including a 45% cut for the CalWORKS home visiting program , which provides supportive visits to about 3,000 low-income families following the birth of a baby.

He wants to reduce the Middle Class Scholarship program by $510 million and cut $550 million from a program that helps build and upgrade facilities for children in preschool and transitional kindergarten over the next two budget years.

Newsom called a decision to pause $1.4 billion planned to expand child-care availability over two years “difficult,” but a necessary trade-off in order to pay child-care workers higher wages.

“The state was finally making progress on childcare and early childhood initiatives which have been so ignored for so many years. To now cut back on that is disastrous for families and for our future,” said Ted Lempert, president of Children Now and a former California Assembly member.

What about healthcare?

Among proposed healthcare cuts is the elimination of more than $300 million in state and local public health funding — a move that “astounded” organizations like the County Health Executives Assn. of California, which pointed to COVID-19 pandemic woes that were worsened by underfunding and questioned if the state was backtracking.

Newsom also proposes eliminating hundreds of millions from programs meant to train and recruit health workers including nurses and social workers — both industries that have faced staffing shortages.

Healthcare providers who serve California’s low-income patients insured by Medi-Cal stand to lose extra pay meant to encourage healthcare facilities’ participation in the safety net program. The governor’s proposal takes more than $6 billion over multiple years meant for provider rate increases from a tax on managed healthcare organizations, known as the MCO tax, and uses it to support the Medi-Cal program in other ways.

Jodi Hicks, president and CEO of the Planned Parenthood Affiliates of California, said she was “deeply disappointed” by Friday’s budget plan, saying it will “jeopardize access to not just sexual and reproductive care but quality, affordable health care across the board for the nearly 15 million Californians who rely on Medi-Cal.”

Will prisons lose funding?

Newsom’s proposal includes savings from the newly announced deactivation of 46 housing units at 13 state prisons, which would save $80.6 million. This comes as California’s prison population has declined by nearly 25% since 2019 and as the state prepares for the closure of its third prison, which Newsom said is now planned to close as early as November, five months ahead of schedule.

The governor said that, while he is interested in further reducing “the larger footprint” of the prison system, “we want to be mindful of labor concerns, community concerns and trends.” He also expressed concern about the possibility of unanticipated increases in prison populations . A measure that could appear on the November ballot calls for rolling back some criminal justice reforms that have helped reduce incarceration.

SUSANVILLE, CA - JUNE 08: California Correctional Center, is a minimum-security state prison, in Northern California on Tuesday, June 8, 2021 in Susanville, CA. The town of Susanville and how they are dealing with the closure of the California Correctional Center, a state prison, that has become their economic lifeline. (Gary Coronado / Los Angeles Times)

Newsom has approved three California prison closures but resists pressure to shutter more

Gavin Newsom could save the state $1 billion annually by closing five more prisons, analysts say. The governor finds himself in a precarious political spot.

April 1, 2024

Will the plan hurt workers?

The April agreement between lawmakers and the governor included $762 million in savings by pausing hiring for vacant state jobs. Newsom’s updated proposal permanently deletes 10,000 open positions, which unions viewed as a potentially better option than furloughs or delaying planned salary increases to save money.

Details of a costly plan to hike pay for healthcare workers to at least $25 per hour are still to come, following months of negotiations between Newsom, unions and hospital leaders.

Newsom signed a bill last year that imposed a new industry minimum wage for California healthcare workers, but has voiced concerns about how fast the state can move on wages due to the deficit. His department estimated that the wage hikes could cost the state $2 billion in its first year of implementation — a figure that SEIU California, the union backing the measure, rushed to refute, urging hospitals to pay a bigger share of the costs.

Newsom was tight lipped on the details on Friday but said a deal is near.

“This budget will not be signed without that deal,” Newsom said Friday.

The budget proposal shared Friday does not include funding for a healthcare minimum wage increase, Palmer said.

California Gov. Gavin Newsom leaves the stage after delivering his budget proposal in Sacramento, Calif., Tuesday, Jan. 10, 2023. California faces a projected budget deficit of $22.5 billion for the coming fiscal year, Newsom announced Tuesday, just days into his second term. It’s a sharp turnaround from last year’s $98 billion surplus. (AP Photo/José Luis Villegas)

As deficit estimate hits $68 billion, Newsom seeks ‘major changes’ to healthcare wage law

Gov. Gavin Newsom said his staff has been working with Democrats in the Legislature on the state’s healthcare minimum wage law in light of budget concerns.

Dec. 7, 2023

What else could be coming?

Negotiations are under way in the Legislature to place as many as three bonds on the November ballot that would ask voters to approve borrowing money to pay for low-income housing, school construction projects and climate-related infrastructure for adapting to floods, fires and droughts. Newsom declined to answer a question about how many of those he would like to go on the ballot.

Newsom said the close-call he experienced in March when his Proposition 1 bond for mental health facilities passed by barely more than 50% has “sobered” conversations about how much voters are willing to support borrowing measures.

“The public wants to see results. They’re not interested in inputs, they’re not interested to talk about how much money we’re spending,” he said. “They deserve results and they demand results. And so when we’re out there promoting these bonds, we need to be mindful of that.”

Times Sacramento bureau chief Laurel Rosenhall and staff writer Jenny Gold contributed to this report.

More to Read

FILE - California Gov. Gavin Newsom answers a reporters question about his revised 2024-25 state budget during a news conference in Sacramento, Calif., Friday, May 10, 2024. The California Teachers Association has criticized Newsom's budget proposal, saying it would wreak havoc on school funding. (AP Photo/Rich Pedroncelli, File)

Teachers criticize Newsom’s budget proposal, saying it would ‘wreak havoc on funding for our schools’

May 17, 2024

California Gov. Gavin Newsom unveils his revised 2024-25 state budget during a news conference in Sacramento, Calif., Friday, May 10, 2024. California has a budget deficit of $27.6 billion, Gov. Gavin Newsom announced Friday — a gap so wide that he's proposing eliminating 10,000 vacant state jobs and cutting spending across 260 state programs. (AP Photo/Rich Pedroncelli)

Column: Lots of complaining about California’s tax system. Time to fix it

May 13, 2024

Governor Newsom joined state officials at a battery storage and solar facility in Winters to celebrate the milestone on Thursday during Earth Week, in an undated photo from the governor's website.

Newsom touts billions in climate spending through California’s cap-and-trade program

May 9, 2024

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income modicare business plan

Taryn Luna covers Gov. Gavin Newsom and California politics in Sacramento for the Los Angeles Times.

income modicare business plan

Mackenzie Mays covers state government and politics in the Los Angeles Times’ Sacramento bureau. Previously, she worked as an investigative reporter for Politico, the Fresno Bee and the Charleston Gazette-Mail. In 2019, she received the National Press Club Press Freedom Award for her political watchdog reporting. She is a graduate of West Virginia University and proud Appalachian.

income modicare business plan

Anabel Sosa is a reporter for the Los Angeles Times’ Sacramento bureau, covering legislation and politics. She is a graduate of UC Berkeley’s School of Journalism and a California Local News fellow.

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Burlingame, California-May 18, 2024-South Dakota Gov. Kristi Noem takes the stage at the California Republican Party Spring Convention on Saturday, May 18, 2024 in Burlingame, California. Noem has drawn criticism surrounding her recent book, in which she talks about how she put her 14-month-old hunting dog down. (Loren Elliot / For the Times)

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Grass Valley, California-April 2024-Quinn Coburn is a longtime meth user. The Grass Valley, California, man is now getting sober in a new state program that pays amphetamine users to stay clean. "It saved me," Coburn says on a bright afternoon in April. California is paying Medicaid enrollees who use meth, cocaine, and other amphetamines to stay sober. As part of the experiment, participants can earn up to $599 a year for submitting clean urine tests. A Nevada County nonprofit organization called Common Goals has enrolled more than a dozen people since launching its program early this year. (Angela Hart/KFF Health News)

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FILE - David DePape is shown in Berkeley, Calif., on Dec. 13, 2013. DePape, who allegedly broke into U.S. House Speaker Nancy Pelosi's home and beat her 82-year-old husband in October 2022 pleaded not guilty Wednesday, Dec. 28, to six charges, including attempted murder, prosecutors said. (Michael Short/San Francisco Chronicle via AP, File)

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