dissertation report on icici bank

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Dissertation - A Study On Financial Performance Of Select Commercial Banks In India

The purpose of the study is to examine the financial performance of SBI and HDFC Bank, public sector and private sector respectively. The research is descriptive and analytical in nature. The data used for the study was secondary in nature.

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Rohit Bansal

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This study was explored the performance of banks using CAMEL’s model, where its objectives were to examine the performance of Bank Nifty in India. Ten commercial banks that are currently operating in Bank Nifty. There were ten banks chosen to be samples of the study. Where yearend financial data from the years from 2014 to 2019 were gathered from these banks’ annual reports. From, analysis it could be seen from an overall view that the levels of performance of banks in India were sight similar. By displaying the potential interaction between states owned banks and private banks in Indian banking system. This study is hoped to provide useful information for stake holders to make better investment resolutions and to help both state owned banks and private banks to mark and reevaluate their performance based on the performance dimension used in the study.

International Research Journal Commerce arts science

Banks form a fundamental component of the financial system and are also active players in financial markets. An efficient banking system capable of mobilizing the savings and channeling them to productive purposes are essential for the development of any economy. The objective of the study is to analyze and compare the overall financial performance of selected public and private sector banks in India

Pinki Insan IGU

Drishtikon Management Journal

Dr. Brahmadev Panda

The Period between 2005 and 2010 can be Said to be a Time Period in the whole World Economy which is Full of many Ups and Downs. the World Economy was Doing very well and Suddenly there is the Financial Crisis throughout the World Post Layman Brothers' Collapse. now the World Economy is Going through the Recovery Process. Despite all These, Indian Economy is not Aversely Affected to that an Extent. one of the Main Reasons for This was the Strong Financial System of India Led by Sound Banking System. in This Context, the Article Attempts to Roa, Roe, Cd Ratio, Spread Study the Performance of Various Categories of Banks, Namely, Public Sector Banks, Old Generation Private Sector Banks, New Generation Private Sector Banks, Sbi and its Associate Banks, foreign Banks Operating in India, for a Period of Five Years from 2005-06 to 2009-10.

ijetrm journal

Ijetrm Journal

The Indian economy's overall growth and development depend heavily on banking. In India, banks keep the country's entire financial system lubricated and operating efficiently. Money that supports and fuels growth across all industries and the nation is provided by it. India has a sizable branch network, a wide range of financial services, and an extensive banking system. This study compares the financial results of the two biggest private and public sector banks in India. The following metrics were used to assess the financial performance of banks: net profit, assets, liabilities, income, expenses, margin ratios, and return on equity ratios. The study found that private banks outperformed public banks after analysing financial data from 2017 to 2021.The study also highlights the impact of non-Performing assets on public sector bank's poor performance. This study's findings will benefit the bank in reviving its performance to the expected level.

Economics, Commerce and Trade Management: An International Journal (ECTIJ)

In This Era, the banking sector is one of the fastest growing sectors, and a lot of funds are channelized through banks thereby making the banking system more and more complex wherein lies the importance to examine and evaluate concurrent performance of the banks: hence the researcher tries to present a case study of India in this context. To evaluate the performance of the Indian banks, the researcher has opted to compare the financial performance of different Scheduled Commercial Banks (SCBs) applying the parameters
Return on Asset, Return on Equity and Net Interest Margin. Furthermore, his study proves if any significant difference of profitability means among different banking groups really exists. For this purpose, he has chosen the parameter of quantitative research using Analysis of Variance (ANOVA) from 2009 to 2013 following the global financial slump of 2008. To state, ROA for Public Sector Banks was recorded 0.97%in 2010 from 1.02% of 2009. For the State Bank of India group (SBI), it was a notch lower at 0.91% (2010) than 1.02% in 2009. ROE for all banks saw a decrease during 2009-2013: but the OPSBs and the NPSBs recorded increase in ROE from 14.6 % and 10.6 % in 2009 to 16.22% and 16.51% in 2013 respectively. For all the banks, NIM shows a significant rise during 2011-12 excluding the FBs. Furthermore, the result indicates that there is no significant means in difference of profitability among various banking groups in respect of ROA and NIM, yet a significant means of difference is seen among the peer groups in terms of ROE.

NIDHI NALWAYA

A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities. Banks are a fundamental component of the financial system, and are also active players in financial markets. The banking sector is the most dominant sector of the financial system in India, and with good valuations and increasing profits, the sector has been among the top performance in the markets. The recent tech-savvy practices and processes adopted have propelled public sector banks out of complacency and given them a competitive edge. PSB`s such as PNB and Bank of Baroda are posting rapid increase in their asset base every year as compared to other public sector banks. The objective of present paper is to analyze the financial performance of the public sector banks on Return on Net Worth, Net Operating Profit per Share, Debt Equity Ratio, and Capital Adequacy Ratio. For this study six Public Sector Banks have been selected. The Indian banking system faces several diffic...

Syed Sharfuddin Ibrahim

The banking sector as service sector, and as one of the components of financial system, plays an important role in the performance of any economy. Banking institutions in our country have been assigned a significant role in financing the process of planned economic growth. The efficiency and competitiveness of banking system defines the strength of any economy. Indian economy is not an exception to this and banking system in India also plays a vital role in the process of economic growth and development. The study is to assess the monetary execution of ICICI Bank and HDFC Bank. The fundamental goals of the study are to assess the financial performance of ICICI Bank and HDFC Bank. The study covers the time of 5 years i.e. from year 2012-13 to year 2016-17. Proportion Analysis was connected to dissect and think about the patterns in managing an account business and monetary execution, for example,

A better performance in terms of Efficiency and profitability of banking sector is must for a flourishing economy to ensure the growth and development by facing intense competition, meeting greater customer demands and changing banking reforms. Since the adoption of Liberalization, Privatization and Globalization in 1991the banking sector has undergone significant changes. The Fundamental Analysis, which aims at developing an insight into the economic performance of the business, is of paramount importance from the view point of investment decisions. The present study attempts to analyze and measure the relative performance of the major banks in India. ; PNB, SBI, Canara Bank, UCO Bank, ICICI , Axis Bank, HDFC Bank and Yes Bank. The main objective of this article is to make an evaluation of the financial performance of Indian Banks .The financial performance of a bank is measured by a number of key indicators with reference to Deposits, Advances, Total Income, Investment and Net Pro...

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Human Resource Management Research

p-ISSN: 2169-9607    e-ISSN: 2169-9666

2015;  5(1): 18-25

doi:10.5923/j.hrmr.20150501.03

A Study of Job Satisfaction of Employees of ICICI Bank in Himachal Pradesh

Anubhuti Monga 1 , Narinder Verma 2 , O. P. Monga 3

1 School of Management Studies, Indira Gandhi National Open University, New Delhi

2 Associate Professor & Director Special Projects, Faculty of Management Sciences & Liberal Arts, Shoolini University of Biotechnology and Management Sciences, Bajhol, Po. Sultanpur, Solan (H.P.) India

3 Professor and Associate Dean, Faculty of Management Sciences & Liberal Arts, Shoolini University of Biotechnology and Management Sciences, Bajhol, P. O. Sultanpur, District Solan (H P), India

Copyright © 2015 Scientific & Academic Publishing. All Rights Reserved.

The main focus of this study was to examine the level of job satisfaction of employees of the ICICI bank in their organizational context. A convenient sample of employees at selected six branches of the ICICI bank in the state of Himachal Pradesh was used. It comprised of eighty employees. A five point Likert Scale questionnaire containing fifteen questions extracted from the short form of Minnesota Satisfaction Questionnaire (MSQ) was administered for data collection. Besides, questions on personal characteristics, the questionnaire included important dimensions of organizational structure. The results obtained from analysis of data revealed that salary, inter-personal relationship, communication, attitude of superiors, working conditions and team work have more bearing than the factors of training and development, rewards and compensation, nature of job, job security, morale and role clarity in determining job satisfaction of employees of the ICICI bank in Himachal Pradesh. Some suggestions for further research and improving were also made.

Keywords: Job Satisfaction, Morale, and Organizational Environment

Cite this paper: Anubhuti Monga, Narinder Verma, O. P. Monga, A Study of Job Satisfaction of Employees of ICICI Bank in Himachal Pradesh, Human Resource Management Research , Vol. 5 No. 1, 2015, pp. 18-25. doi: 10.5923/j.hrmr.20150501.03.

Article Outline

1. introduction, 2. statement of problem, 3. objectives, 4. methodology, 5. conclusions, 6. suggestions, 7. limitations of the study.

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Dissertation Topic in Finance

• Updated on  
• Jan 11, 2024

Also known as the study of investments, Finance is a combination of two interrelated subjects – how money is handled and the process of obtaining money. One of the reasons why postgraduate students struggle with their Finance dissertation topics is that they do not spend enough time planning it. It is important for students to be extremely careful while writing a finance dissertation as it contributes a lot to their respective degrees. This blog provides you with the best topics, a dissertation structure, and more. 

This Blog Includes:

What is a finance dissertation, why finance dissertation topics are important, tips to find excellent dissertation topics on finance, writing tips for finance dissertation, how to plan your work on a finance dissertation, how to structure a finance dissertation, finance dissertation general topics , topics related to india, mba dissertation topics, banking dissertation topics , accounting dissertation topics, research project example, final consideration and conclusion.

Finance dissertations, as the name implies, are pieces of writing that study a certain finance topic chosen by the student. The subjects covered include anything from the stock market to banking and risk management to healthcare finance. This dissertation gives the student academic self-assurance and personal happiness in the subject of finance. Finance writing necessitates substantial research in order to produce a compelling report.

The majority of students have no idea why finance dissertation themes are so crucial. However, put yourself in the shoes of your lecturer. You’ve already read hundreds of theses. The majority of them covered the same ground — issues that you’re already tired of hearing about. Then there’s a topic with a distinct, intriguing theme. Something that piques your interest and entices you to read more. Wouldn’t you give those pupils some extra credit? You’d do it! This is why there are so many fantastic finance dissertation topics. You can get extra points for your efforts. The topic of your paper might mean the difference between a good and a terrific grade.

It’s difficult to come up with anything unique and interesting. There are, nevertheless, ways to come up with interesting ideas. Here are a few pointers on how to locate them:

• Read a fantastic finance dissertation and find for areas where further study is needed.
• Go to the library and read a couple theses to get some ideas.
• Inquire with a writing agency about some ideas from one of their professional dissertation writers.
• In writing forums and blogs, ask for assistance. If you ask gently, people will give you some excellent suggestions.
• Look for ideas on the internet, but don’t use them exactly as they are. Make them distinctive by changing them.
• Talk to other students who are working on their dissertations and find out what other ideas they had before settling on the present topic.
• Narrow down your topic : Your financial topic should be narrowed down to a certain niche. It should concentrate on a single area, such as microfinance, microfinance, or online banking.
• Verify your facts: Finance is a topic that requires a great deal of logical analysis of statistical data. As a result, double-check facts and statistics using credible sources before using them in your paper.
• Write concisely: You should condense a financial paper into a tight, succinct work, unlike other papers with extended narrative narratives. At this length, the adage of ‘short is sweet’ theoretically applies.
• Arrange your data neatly: A report that is crammed with numbers and graphs may turn off a reader at first glance. Know how and when to utilise your data for a great financial thesis.
• Write simply: Avoid using jargon that might be confusing to a non-technical reader. When technical terminology are required, utilise accessible examples to convey them. In a finance dissertation, simplicity is king. So make good use of it.

Dissertation submission is very important to obtain a PG Degree. You are supposed to submit the work by the end of your study course, so by the last year of your degree, you may have got enough ideas and problems dealing with finance. While starting with a finance dissertation topic you should always remember that the purpose of a Finance Dissertation is to demonstrate your research ability, how you analyze specific data and come up with a conclusion. Mentioned below is a step to step guide for you to start working with:

Step 1 : Choose a relevant and interesting topic for your research

Step 2 : Discuss and receive feedback from your supervisor

Step 3 : Finalise the research methods to prove the significance of the selected topic

Step 4 : Gather the required data from relevant sources

Step 5 : Conduct the research and analyse the acquired results

Step 6 : Work on the outline of your dissertation

Step 7 : Make a draft and proofread it. Discuss with your advisors if any changes are to be made

Step 8 : Make the required corrections. 

Step 9 : Draft the final dissertation

Also Read: Check out the Top Course in Finance

There are so many different ways you can structure your dissertation. But the most common and universally accepted way is as follows:

• Introduction
• Literature review
• Methodology
• Analysis of the data and Significance/Implications of the acquired results

Also Read: Executive MBA in Finance

Finance Dissertation Topics

Finance is an extensive field, you can explore a lot of areas related to finance to choose a dissertation topic. Here we’ve mentioned the best finance dissertation topics to make it easier for you:

Mentioned below are some of the topics related to the recent issues in the world:

• The negative impact of microfinance in developing countries.
• The effects of population growth on economic growth in China
• Cryptocurrency: Are we ready to digitalise the monetary world?
• Analyzing the financial statements of VISA and MasterCard
• Why do banks oppose digital currency?
• Risks and benefits associated with digital money transferring technology

Also Read: Top MBA course to pursue

• Investing in India’s technology sector – obstacles and opportunities
• Foreign investment and its effects on economic growth in India
• The effect of corporation investments in the economic development of the community
• Comparing financial development in Asia and Europe
• Did the banks help Small Medium Enterprises to grow in India in the last 5 years?
• The Indian Economic Crisis of 1991

Best MBA Dissertation Topics

Be careful while choosing an MBA Dissertation Topic as it involves more intense study. Make sure the topic you’ve chosen remains within your field of study. We’ve listed some of the best topics you can choose for an MBA Dissertation:

• Management skills an entrepreneur need
• The place of communication for effective management in the workplace
• How technology took over management
• The impact of good leadership in an organization
• How does a strong social media presence affect a company’s marketing strategies?
• Human resource management in non-profit organizations
• The importance of employee motivation programs on productivity
• Management’s socio-cultural background and how it influences leadership relationships
• How do employment benefits impact employee and company’s productivity?
• Business team performance in multinational corporations

Best Finance Universities in the USA

• Study on Future Options in Markets in India
• Gold as an Investable Commodity in India
• Study on Impact Of Corruption On FDI Inflows In India
• The Impact Of The Money Supply On Economic Growth In India
• Capital Structure Of The Business Enterprises In Delhi NCR
• GST And Its Effect on MNC Manufacturing Companies
• Analysis of the Insurance Industry in India
• Analysis of HDFC Bank Finance
• Comparative analysis of HDFC Bank with ICICI bank
• Comparison of Market Share in Public Sector Banks VS Private Sector Banks
• The impact of online banking on the world.
• Risk factors and security issues that are inherent in online banking.
• Fraud and identity theft is accomplished via internet banking.
• Advantages and disadvantages of internet banking for consumers.
• Risk management in investment banking
• The rise of growing banking sectors in developing nations.
• Issues surrounding banking in China’s growing economy.
• The impact of the Federal Reserve on the United States and global economy
• Banking and asset-liability in management.
• The strategies to use online banking technology to attract customers.

All you need to know about  a Banking Course 

• Case study of the impact of industry and public knowledge on the market share index’s fluctuation
• Significance of auditing for large corporations
• Examining India’s country’s tax scheme
• What to consider when investing in financial markets?
• From an accounting perspective, risk-taking in companies and its effects
• Evaluate the differences and similarities between external and internal auditors
• Can taxation be considered a human rights policy? Analyse the problem
• What are the consequences of India’s current tax structure on individuals with a lower income?

Accounting courses

We’ve included a Finance Dissertation Research Example with reference to a Finance Dissertation Structure:

• The Indian Economic Crisis of 1991 – The title of your Finance Dissertation must focus on your research objective.
• Abstract  – The 1991 Indian economic crisis was…………….. imports and other external factors. The abstract part must include a summary of the research problem or objective of the research, the research design and a summary of the results.
• Introduction – The introduction must reflect your research on the Indian Economic Crisis of 1991 in a way that the audience already gets to know what the research is going to include. 

           3.1 Background (background of the study) 

           3.2 Problem Statement (significance of the problem in context)

           3.3 Purpose/Research Questions (What caused the Crisis, how was the crisis revived etc.)

• Review of Literature – The Review of Literature Section must include a theoretical rationale of the problem, the importance of the study, and the significance of the results.
• Methodology – The Methodology Section must include the description of the subjects, research methods used in the data collection and any limitations issues involved.
• Significance/Implications (Results of the Discussion)

*Please note that the above-mentioned structure is only for your reference to get an idea of writing a Finance Dissertation.

Choosing the right topic for your Finance dissertation to plan the work, all the above-mentioned aspects must be given equal importance. This blog has included the best dissertation topic in finance in MBA, accounting, and banking you can choose while writing a dissertation.

Finance research papers and dissertations should be prepared in a way that answers the core question while also being relevant to the remainder of the study. For example, if the dissertation’s major question is “what is the link between foreign exchange rates and the interest rates of a specific country,” the dissertation should provide suitable illustrations to help illustrate the topic. It should also go through the major and minor concerns that are relevant to this topic. Furthermore, utilise proper language to ensure that the article is readily understood by readers. The overall purpose of the project is to produce a well-written, well-researched, and well-supported dissertation.

It takes around 2 years to complete an MBA in India while 1 year to complete a full-time MBA in other countries.

A finance dissertation must be 100-300 pages long.

It takes around 5 years to obtain a Doctorate in Finance.

Hopefully, this blog assisted you in finding out your finance dissertation topics and structure for your course. If you require any assistance regarding your application process while enrolling for your further studies, our experts at Leverage Edu are just one click away. Call us anytime at 1800 572 000 for a free counselling session!

Damanpreet Kaur Vohra

Daman is an author with profound expertise in writing engaging and informative content focused on EdTech and Study Abroad. With a keen understanding of these domains, Daman excels at creating complex concepts into accessible, reader-friendly material. With a proven track record of insightful articles, Daman stands as a reliable source for providing content for EdTech and Study Abroad.

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• ICICI Bank at a Glance
• Financial Highlights
• Message from the Chairman
• Board of Directors
• Message from the Wholetime Directors
• Our Business Model
• Our Business Strategy
• Fair to Customer, Fair to Bank
• Values and Culture
• Risk Governance Framework
• Managing Risks Impacting Our Business
• Human Capital
• Social and Relationship Capital
• Environmental Sustainability
• Director's Report

• Management Discussion & Analysis
• Key Financial Indicators: Last 10 Years
• Financial Statements of ICICI Bank Limited
• Balance Sheet
• Profit and Loss Account
• Cash Flow Statement
• Consolidated Financial Statements of ICICI Bank Limited and its Subsidiaries
• Consolidated Balance Sheet
• Consolidated Profit & Loss Account
• Consolidated Cash Flow Statement

Bank to Bank Tech

ICICI BANK AT A GLANCE

₹ 14,112.98 billion.

Standalone Total Assets

₹ 383.47 billion

Core Operating Profit*

₹ 233.39 billion

Profit After Tax*

₹ 474.66 billion

Net Interest Income*

Net Interest Margin*

₹ 10,645.72 billion

Period-end Deposits

₹ 8,590.20 billion

Period-end Advances

₹ 19.16 %

Total Capital Adequacy Ratio

*During fiscal 2022; others at March 31, 2022

FINANCIAL HIGHLIGHTS

Total deposits, total advances, capital adequacy, provision coverage ratio & net npa ratio, core operating profit, standalone net profit, message from the chairman.

During fiscal 2022, ICICI Bank stayed committed to its articulated strategy of targeting risk-calibrated growth in core operating profit, while ensuring resilience against potential risks and being well-poised to capitalise on market opportunities.

Girish Chandra Chaturvedi

Message from the wholetime directors.

Sandeep Bakhshi

Managing director & ceo.

We aim to be the trusted financial services provider of choice for our customers and deliver sustainable returns to our shareholders.

Anup Bagchi

Executive director.

The strong recovery in the economy is encouraging corporates to enhance capacity.

Executive Director (Designate)*

Our digital platforms and usage of analytics and behavioural sciences underpin our banking solutions.

Sandeep Batra

Our employees continued to show exceptional commitment to serving customers in this phase of transition to the new normal.

* Will be inducted from date of RBI approval of his appointment.

OUR BUSINESS MODEL

Value Drivers

OUR BUSINESS STRATEGY

The Bank’s objective is to grow the core operating profit in a risk-calibrated manner, based on the principles of ‘Fair to Customer, Fair to Bank’ and ‘One Bank, One ROE’.

ICICI BANK'S BUSINESS MODEL

FAIR TO CUSTOMER, FAIR TO BANK

The Bank’s philosophy of ‘Fair to Customer, Fair to Bank’ emphasises the need to deliver fair value to customers, including selling products and offer services which meet societal needs and are in the interest of customers.

VALUES AND CULTURE

ICICI Bank recognises the importance of establishing effective frameworks and supporting processes that encourage employees to exhibit the desired ethos of the Bank.

MANAGING RISKS IMPACTING OUR BUSINESS

The Bank aims to continuously evaluate the various risks impacting its business, and develop strategies to monitor and manage these risks, while meeting the objective of risk-calibrated growth and long-term sustainability.

RISK GOVERNANCE FRAMEWORK

As a financial intermediary, the Bank is exposed to various risks, primarily credit risk, market risk, liquidity risk operational risk, technology risk, cyber risk, compliance risk, legal risk and reputation risk.

HUMAN CAPITAL

The Bank has invested in training its employees and enhancing their ability to comprehensively serve customers.

SOCIAL AND RELATIONSHIP CAPITAL

The Bank continuously endeavours to understand the concerns and opinions expressed by stakeholders and respond to them promptly.

ENVIRONMENTAL SUSTAINABILITY

The Bank has been making efforts in these areas through various initiatives. In fiscal 2022, a consulting firm was appointed to review the ESG practices at the Bank, and recommend steps to strengthen the same.

Copyright© 2022 . All rights Reserved.

Bank to Bank Tech refers to the digital and technological transformation of the Bank. At ICICI Bank, technology is being integrated into every aspect, from delivering value to customers to optimising internal operations. We believe this would enable the Bank to be responsive to the dynamic preferences of customers while strengthening our vision to be the trusted financial service provider to customers.

The Bank recognises the need for an effective technology architecture that facilitates faster transactions, is ubiquitous, enables decision-making and creates value proposition for every customer. We are investing in strengthening our technological capabilities, with key priorities being technology platforms, embedded banking, cloud adoption and data platforms and analytics.