essay titles about money

138 Research Topics on Money - Essay Topics, & More

Welcome to our list of money essay topics! Here, we’ve collected the most interesting research topics about money, titles for essays, presentation ideas, and even samples. Use them to get inspired!

🏆 Best Essay Topics on Money

✍️ money essay topics for college, 👍 good money research topics & essay examples, 🎓 most interesting research topics about money.

• 💡 Simple Money Topics to Write About

❓ Research Questions About Money

• Can Money Always Buy Everything You Want?
• The Philosophy of Money by Georg Simmel
• Comparison Between Love and Money in Life
• Why Men Spend More Money Than Women?
• How to Teach Children to Value Money
• Money: History, Functions and Types
• Time Value of Money in a Medical Organization
• Aspects of Money Management The paper states that money management is a critical skill, which will help improve the financial well-being and reduce the stress associated with money.
• Stealing Money From Corporations Stealing money from corporations affects the financial sector of the business and economy and reflects the ethical issues of the act.
• Metaphysical Secrets of Manifesting Money Abundance Money is one of the most important influencing factors in modern life. Some scholars single it out as one of the three most distorting forces of human existence.
• Financial Planning. Money Management Skill Financial literacy can be defined as knowledge about financial planning and management that allows making reasonable choices about money spending and saving.
• “Where Does the Money Go?” by Scott Bittle and Jean Johnson In their book Where Does the Money Go?, Scott Bittle and Jean Johnson focus on the growing national debt of the United States and examine inefficiencies that led to the crisis.
• Bitcoin: The Use of the Digital Money The paper has elaborated Bitcoin is used, its features, and its impacts on society. The digital currency has features similar to other currencies, such as durability.
• History and Role of the Money Money is any commodity or token that serves as a medium of exchange that is legally and socially acknowledged in payment for services and goods and in the disbursement of debts.
• Money Issues in Romantic and Marital Relationships Money often causes issues in relationships because of changing roles in the household, increasing expenses, financial infidelity, and lack of financial goals.
• Money and Expenditures: Personal Opinion This article is the author’s account of her relationship with money, financial commitment, and spending planning.
• Tradesmart Inc.: The Money-Back Guarantee Tradesmart Inc. is a fairly broad marketplace, which, in addition to low prices, also provides customers with a unique policy of returning money for the goods.
• Monetary Theory and Policy. Money in the Utility Function Money is an asset, making positive or negative or some other functional effect. Goods, demands, propositions are constantly dependent on the money supply.
• Money Issues in a Relationship In the contemporary world, both men and women contribute equally to the economy of the household. This has changed the household role of men from being the sole breadwinners.
• Foundations and Applications of the Time Value of Money This paper intends to discuss the concept of time value of money. The goal is to show that current cash flow is valued highly compared with future cash flows.
• “Money, Greed, and God: Why Capitalism Is the Solution and Not a Problem” by Jay Richards In his book “Money, Greed, and God,” Jay Richards, an American analytical philosopher, seeks to address the most common myths about capitalism.
• Lloyd’s Tsb Bank Is Under Fire for Money Laundering Offense This research article discusses the role of the bank, either knowingly or unknowingly, in laundering the money obtained by cheating.
• Money to Charity: Moral Differences Many families across the globe continue living below the poverty line and cannot meet their basic needs like food, health, or even sleep.
• Money as a Means Rather Than a Result of Achieving Happiness The paper states that one can note that money is a tool that allows buying things that make a person happy, but money itself does not bring happiness.
• Art’ and Money Relations While the cultural value of many artworks exceeds material dimensions, it is hard to imagine how the masterpieces would be preserved without being involved in commodity-money relations.
• Governmental Organizations: Value for Money Audits and Performance Audits Value for Money audit and performance audit have different objectives and complement each other, but neither is sufficient on its own to audit an organization’s performance.
• Aspects of Functions of Money Money is one of the vital tools in society. The paper looks at the feasibility of money-stably completing these functions in the near future.
• Illegal Immigrants – They Are Money The paper looks at the issue of “illegal immigrants” to the US from the perspective of their value to businesses as cheap labor and as a market for their goods like credit cards.
• Is Money a Virtue or Evil: Discussion The study will have to document how money has been used in good ways through spreading the gospel and how it has been used in evil ways for personal or selfish purposes.
• Analysis of Anti-Money Laundering Strategies Money-laundering has been a significant problem for Canada because such a practice enables and facilitates many criminal activities such as drug trade, fraud or even global terrorism.
• Time Value of Money and Interest Rate Risk Time value of money (TVM) is a financial concept, which implies that money available to an individual or a company at the present time is much more valuable.
• Money and Relationship in King Lear by Shakespeare King Lear, one of Shakespeare’s most well-known tragedies, is a nihilistic story of destruction, money, and power conflicts that was originally performed in 1606.
• Personal Finance: Turning Money Into Wealth There are many different bond kinds, and each has benefits and drawbacks for the parties involved. Municipal and corporate bonds will be reviewed in this session.
• Divine Currency: The Theological Power of Money in the West Money in Christianity is a dangerous matter, which requires careful and proper management to stay on the path of Christ.
• Politics, Money, and Free Expression In 2011, the Supreme Court “decided that corporations and unions could contribute an unlimited amount of money to political campaigns.”
• Inflation and Increase in Money Supply Even though the increase in the money supply might stimulate the economy, it is a dangerous strategy, and the Federal Reserve has to act with caution.
• The Federal Reserve System and the Money Supply The Federal Reserve (FR) has three main tools to control the money supply in the economy: the discount rate, open market operations, and reserve requirements.
• Social Work Assignment: Gender, Money, and the Charity Organization Society Throughout the history of its development, the sphere of social work has witnessed the work of various contributors dedicated to achieving social equality.
• Money, Happiness, and Materialism Correlation The paper concludes that happiness doesn’t depend on material goods, and it should be understood that respect and empathy are superior to any material wealth.
• Daily Budget Cutting: Methods of Saving Money Nowadays, there are many more possibilities to spend additional money than in the past. Consequently, people should be more attentive to their budget and spending structure.
• Financial Management: Where Does the Money Go It is increasingly possible to hear about the importance of financial literacy in the modern world, which largely boils down to thoughtful money management.
• How Money Laundering Practices Violate Financial Ethics Corruption is one of the biggest problems a government can face, and in this blog, the author aims to explain how money laundering practices violate financial ethics.
• Forecasting and Time Value of Money Time value of money is a valuable instrument that helps comprehend the value of a currency in relation to a given period and significantly impact investing decision.
• Money Laundering, Corruption and Terrorism Issues Money laundering, corruption and terrorism are rife in East and Southern Africa is largely attributed to the abject poverty that at times seems to be endemic.
• Firms Raising Money Through Debt vs. Equity Debts as a source of operating funds can be from within or outside the company specifically individual borrowings or banks.
• Eastern and Southern Africa Anti-Money Laundering Group Money laundering, corruption and terrorism are rife in East and Southern Africa. This phenomenon is attributed to the abject poverty that seems to be endemic in this region.
• This American Life: Toxie Asset by Planet Money When recounting the story of Toxie, the reporters explain how “she” came to be, and how her life began at the peak of the housing market, progressed through the years.
• Montley Fool Money Guide: A Book’s Review It is an educative book that gives an insight into saving, spending, and investing. The author tries to bring out the foolish things people do with their money.
• Money Supply in the United States This essay discusses the money supply, what constitutes it, and the current supply in the US. It will also examine how the COVID-19 pandemic affected the M2 supply in the country.
• Finance, Currency Alternatives, and Money in the Bible The currency used in all countries nowadays is an example of fiat money, meaning that it lacks intrinsic value.
• ”Money Supply” Article by Enam Ahmed Analysis In this article, Enam Ahmed explains why central banks should use the Divisia approach to measure the effectiveness of monetary policies.
• York College Medical Center Managing Grant Money Despite numerous positive effects that financial recognition of the employees could bring to the general state of the center, free healthcare services are of higher priority.
• Men, Women & Money – How the Sexes Differ with Their Finances’ Article Review? Amy Livingston’s article Men, Women & Money – How the Sexes Differ with Their Finances provides comparative gender-related research.
• Can Money Buy Happiness? This article analyzes Sandy LaMotto’s research that money brings happiness and that selfish spending is associated with a good mood.
• What Does Money Have to Do With It? The policy-oriented toward providing judges with the information on the costs of sentencing types can be discussed as rather controversial.
• The Money Factor in Drug and Alcohol Treatment A vast number of individuals fail to take up drug treatment because they are unable to raise the money that is required to enroll in such a program.
• Exchange Rate and Price: U.S. and Chinese Money The exchange rate quotation is derived by stating the number of units of term currency that can be bought in terms of the unit currency, which is also known as the base currency.
• Entrepreneurship. Money in the Resource Equation Money is the least important part of the resource equation because starting a new business requires an entrepreneur’s ability to take risks.
• Macroeconomics: Monetary Policy in the United States There are various monetary policy tools which can be used by the fed in order to achieve its desired policy objectives.
• “Illegal Immigrants: They’re Money” by Rodrigez The focal point of the paper is to present a critical evaluation of Gregory Rodrigez’s article Illegal Immigrants: They’re Money.
• “Rivers of Blood and Money” Article by Burden The article “Rivers of Blood and Money” by Burden takes a different approach when analyzing the issue of anti-Semitism and events before and during the Holocaust.
• Money and Happiness in Economic Theories The pursuit of additional wealth and income usually becomes addictive thereby reducing an individual’s time with their family members and friends and limiting their social life.
• Money and Politics in Healthcare Reform Having initiated the healthcare reform, President Obama met stiff opposition to the insurance and pharmaceutics lobby. It would be disadvantageous and made them lose revenue.
• How Can American Cities Raise More Money? One of the main ways through which urban governments in the United States can avert revenue problems is through prudent reduction of services that they currently offer.
• World Money: From the Eurodollar to the Sinodollar
• Treasury Operations, Bank Credit, and the Money Market
• Working From Home Can Earn You Money
• The Money Demand Function for the Euro Area: Some Empirical Evidence
• Trade Credit and the Money Market
• U.S. Domestic Money, Inflation and Output
• The U.S. Money Market and the Term Auction Facility in the Financial Crisis of 2007–2009
• Varying the Money Supply of Commercial Banks
• The Uses of the Money in the Six Century B.C
• Tight Money Policies and Inflation Revisited
• Working Through the Distribution: Money in the Short and Long Run
• Utilizing the Time Value of Money
• Women Are Working and Spending Money Same as Men
• Wall Street: Money Never Sleeps
• Velocity and Money Growth Variability: Evidence From Japan
• The Swiss Sovereign Money Initiative
• Velocity and the Variability of Anticipated and Unanticipated Money Growth in Malaysia
• The Translog Utility Function and the Demand for Money in the United States
• Why Money Talks and Wealth Whispers: Monetary Uncertainty and Mystique?
• Triodos Bank: Conscious Money in Action
• Transactions Costs, the Wage Rate, and the Demand for Money
• The Obsession With Money and the New Consumer Culture of the 1920s
• U.S. Banking and Money
• The Relationship Between Government Deficits, Money Growth and Inflation
• Understanding How Money Works

Simple Money Topics to Write About

• The Rules for Saving Money by Consolidating Debt
• Thinking About Monetary Policy Without Money
• The Relationship Between Economic Growth and Money Laundering
• Work Can Provide More Than Money
• Velocity and the Growth of Money in the United States, 1970-1985
• Trade, Money, and Employment in Intertemporal Optimizing Models of Growth
• Unemployment, Real Wages and the Money Supply in Australia
• The Money Demand and the Loss of Interest for the Euro in Romania
• Wealth, Financial Liberalization, and the Demand for Money in Japan
• The Relationship Between Mobile Money Technology and Financial Development
• U.S. Narrow Money for the Twenty-First Century
• Working for Little Money: Does Germany Need a Minimum Wage?
• Where Has the Money Gone? The Case of Value Added Tax Revenue Performance in Indonesia
• The Trouble With Money: A Prescription for America’s Financial Fever
• Why Most PPC Advertisers Lose Money?
• Unconventional Monetary Policy and Money Demand
• Winning Money Online With Web Analytics
• Utility Function Transformations and Money Illusion: Reply and Further Results
• The Relation Between Money, Income and Prices in South Africa
• York Times Victims Money Fund
• Why Isn’t Money Considered Capital in Economics?
• Tight Money and the Sustainability of Public Debt
• Wealth and How Money Influences People’s Lives
• Tight Money-Tight Credit: Coordination Failure in the Conduct of Monetary and Financial Policies
• Can Money Buy Happiness and Freedom?
• Does Money Equal Power in American Politics?
• Does Money Improve Academic Achievement?
• Does Ones Success Depend on the Amount of Money a Person Earns?
• What Are Some Fundamental Strategies for Saving Money?
• How Does Federal Reserve Control the Money Supply?
• How Does Inflation Affect the Function of Money?
• How Does Shakespeare Present the Issues of Love and Money in His Plays?
• How Does the RSPCA Persuade Us to Part With Our Money?
• How Money and Appearance Control the World?
• How Money Changes the Way We Think and Behave?
• How Money Has Become the Enemy of Our Society?
• How Money Was Created and the Basic Political Ideology of Money?
• How Much Money Does California Get From the Federal Government?
• What Are the Anticipations and the Nonneutrality of Money?
• What Is the Role of the State and the Hierarchy of Money?
• What Alternative Approaches to Money and Growth Are There?
• What Are the Statistical Mechanics of Money?
• What Is the Influence of Money on Medical Science?
• What Is the Development of a Money Attitude Scale?
• Will Money Increase Subjective Well-being?
• What Is the Structure and Performance of the Money Management Industry?
• Why Is There a Difficulty With the Optimum Quantity of Money?
• What Are the Distributions of Money in Model Markets of Economy?
• What Are the Monetary Policy Implications of Digital Money?

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StudyCorgi. (2022, February 11). 138 Research Topics on Money - Essay Topics, & More. https://studycorgi.com/ideas/money-essay-topics/

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StudyCorgi . "138 Research Topics on Money - Essay Topics, & More." February 11, 2022. https://studycorgi.com/ideas/money-essay-topics/.

StudyCorgi . 2022. "138 Research Topics on Money - Essay Topics, & More." February 11, 2022. https://studycorgi.com/ideas/money-essay-topics/.

These essay examples and topics on Money were carefully selected by the StudyCorgi editorial team. They meet our highest standards in terms of grammar, punctuation, style, and fact accuracy. Please ensure you properly reference the materials if you’re using them to write your assignment.

This essay topic collection was updated on January 8, 2024 .

Essays About Money: Top 5 Examples and 6 Prompts

With money comes great power; however, power must always come with responsibility. Discover thought-provoking essays about money in our guide.

Money is everywhere. We use it to eat, drink, clothe ourselves, and get shelter, among many other uses. Nowadays, it is an undisputed fact that “money makes the world go round.” The earliest known form of money dates back to around 5,000 years ago ; trade was previously carried out using a barter system. However, over the centuries, more and more nations began implementing a currency system, and money has become more critical. 

In the contemporary world, it seems to be “all about money.” However, it is important not to lose sight of what is important; we must maintain good physical and mental health and healthy relationships with the people around us. Money is necessary; it is just not the only thing necessary. To start your essay, read these examples to write insightful essays about money. 

5 Top Examples On Essay About Money

1. essay on money by prasanna, 2. how money changed human history by jacob wilkins, 3. capitalism: money that make money by ernestine montgomery, 4.  is money the most important thing by seth higgins.

• 5. ​​An Introduction to Saving Money by Jeremy Vohwinkle

Writing Prompts For Essays About Money

1. good uses for money, 2. the “dark side” of money, 3. money’s role in history, 4. morality vs. money, 5. can money buy happiness, 6. how to save money.

“Imagine the world without money. We will eventually come to a point where we will be asking questions like “what’s the point of life”. Hope and goals are some of the important things that will keep a man going in life. Without any sense of achievement or motivation, there wouldn’t be any inventions or progress in the world. People work to get money and then people work harder to get more money. This cycle of life that keeps a man motivated and hopeful is one of the biggest advantages of the system of money”

This essay gives readers a general outlook on money and its advantages and disadvantages. It gives people equal opportunity to work for their dreams and motivates them to be productive members of society, while it also raises the question of greed. Money, without a doubt, has its positive and negative aspects, but it exists and is only becoming more critical.

“But the barter economy was flawed. There was no universal measure for determining the value of an item. It was all based on the subjective opinion of the individuals involved. And to make matters worse, the barter economy relied on both sides wanting something the other had to offer. Trade, therefore, could be sluggish and frustrating. Human beings needed something different, and money was the answer.”

Wilkins writes about how money revolutionized the way trade was conducted. The barter system involved trading any objects if both parties agreed to a deal, such as trading animal skins for fish or medicine for timber. However, the only measure of an item’s value was how much one party wanted it- both sides needed to have something the other wanted. The introduction of money allowed people to put a solid value on commodities, making trade easier.  

“So, if you were to closely observe the dirty, disordered canvas of economic progress during the 20th and 21 st century, you should conclude that, for all its warts, capitalism has been the winner. It has sometimes caused pain; suffered from serious cycles; and often needed the clout of the state- such as we have seen from September 2008. It has also been quite resistant to sensible regulation. Even so, the basic institutions of capitalism have worked, not just in the US and the OECD (Organization for Economic Co-operation and development) nations, but also many developing countries, of which India is one.”

Albeit lengthy, Montgomery’s essay discusses the debate between socialism and capitalism, a topic of which money is at the core. Montgomery describes Karl Marx’s criticism of capitalism: all the money goes to a few people, not the workers. She believes these are valid to an extent and criticizes certain forms of capitalism and socialism. Neither capitalism nor socialism is perfect, but according to Montgomery, capitalism creates a better economy. 

“Being the richest man in the world does not mean you are the happiest man in the world, although money can buy you happiness sometimes, but not always. If we could all appreciate the way life is, the fun, and the beauty I think the world would be better. If people weren’t power hungry maybe we’d have a lesser demand for money. Those people who is money hungry and power hungry need to relax. Money can’t buy you happiness. These individuals need to understand that.”

Higgins implores readers to remember that money is not the only thing people need in the world. He stresses the necessity of money, as it is used to pay for various necessary goods and services; however, he believes it is not a prerequisite for happiness. Material things are temporary, and there are other things we should focus on, like family and friends. 

5. ​​ An Introduction to Saving Money by Jeremy Vohwinkle

“A financial emergency may take the form of a job loss, significant medical or dental expense, unexpected home or auto repairs, a hurricane or major storm, or something unthinkable, such as a global pandemic. The last thing you want to do is to rely on credit cards with their hefty interest fees or to be forced to take out a loan. That’s where your emergency fund can come in handy. Historically, the formula for an emergency account is to have enough readily available cash to cover three to six months of living expenses.“

Vohwinkle’s essay gives readers some suggestions on how to save more money. Most importantly, he suggests setting up an emergency fund, as all other saving techniques stem from there. He also suggests creating an automatic savings plan and cutting down on “spending leaks,” like buying coffee. You might also be interested in these essays about celebration .

In this essay, write about why money is necessary and the ways to use it for the greater good, and include ways in which it can be used (investing, donating, etc.). For each point, you make, be sure to explain why. Of course, this is entirely subjective; feel free to write about what you consider “good uses” for money. 

On the other hand, money also has a negative side —research on money-related issues, such as taxpayer-funded corruption and trading of illegal goods. In your essay, explore this side of money and perhaps give solutions on how to stop these problems. 

Money has played a progressively more important role throughout human history. Discuss the development of currency and the economy, from the barter system to the digital world we live in today. You need not go too in-depth, as there is a lot of ground to cover and many eras to research. Be sure to cite reputable sources when discussing history. 

Many people warn of “selling your soul” for financial gain. In your essay, you can write about the importance of having solid values in this day and age, where money reigns supreme. What principles do you need to keep in mind? Explain how you can still value money while staying grounded; mention the balance between material needs and others. 

As stated in Higgins’ essay, more people have begun to prioritize money over all else. Do you believe that money is truly the most important thing? Can it alone make you happy? Discuss both sides of this question and choose your position accordingly. Be sure to provide precise supporting details for a stronger argument. 

Enumerate tips on how you can save money. Anything works, from saving certain things for special occasions to buying more food in the grocery rather than eating out. This is your opinion; however, feel free to consult online sources and the people around you for extra advice. 

For help with your essays, check out our round-up of the best essay checkers .If you’re still stuck, check out our general resource of essay writing topics .

Martin is an avid writer specializing in editing and proofreading. He also enjoys literary analysis and writing about food and travel.

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Home — Essay Samples — Economics — Finances — Money

Essays on Money

When it comes to writing an essay about money, there are a wide range of topics to choose from. Money is a universal topic that can be explored from various angles, making it a popular choice for essays in many different fields. Whether you are interested in economics, finance, psychology, or sociology, there are plenty of thought-provoking money essay topics to consider. In this article, we will explore some of the best money essay topics.

The Psychology of Money

One interesting money essay topic is the psychology of money. This topic explores the ways in which people think and feel about money, and how these attitudes and beliefs can influence their financial decisions. You could explore topics such as the impact of upbringing and culture on money attitudes, the psychological factors that lead people to overspend or underspend, or the ways in which emotions can influence financial decision-making. This topic is not only fascinating but also highly relevant in today's consumer-driven society.

The Economics of Money

Another popular money essay topic is the economics of money. This topic delves into the fundamental principles of how money works in an economy, including topics such as inflation, monetary policy, and the role of central banks. You could explore the impact of economic theories on the value of money, the relationship between money and economic growth, or the ways in which money is created and circulated in the economy. This topic is a great choice for those with an interest in economics or finance, and it can provide valuable insights into the functioning of the global economy.

The Sociology of Money

The sociology of money is another intriguing money essay topic. This topic examines the social and cultural aspects of money, including topics such as income inequality, social class, and consumer behavior. You could explore the ways in which money impacts social relationships, the role of money in shaping social hierarchies, or the ways in which societal attitudes towards money have evolved over time. This topic is particularly relevant for those interested in sociology, anthropology, or social psychology, and it can provide valuable insights into the ways in which money influences our daily lives.

The Politics of Money

For those interested in politics and governance, the politics of money is a compelling essay topic. This topic explores the ways in which money intersects with political power, including topics such as campaign finance, lobbying, and corruption. You could examine the impact of money on political decision-making, the ways in which money influences electoral outcomes, or the role of money in shaping public policy. This topic is highly relevant in today's political landscape, and it can provide valuable insights into the ways in which money influences the functioning of democratic societies.

The Ethics of Money

Finally, the ethics of money is an important and thought-provoking money essay topic. This topic delves into the moral and ethical implications of financial decisions, including topics such as corporate social responsibility, ethical investing, and the ethical considerations of wealth accumulation. You could explore the ways in which money can be used to promote social good, the ethical dilemmas faced by individuals and organizations in the pursuit of financial gain, or the ways in which ethical considerations can shape financial decision-making. This topic is particularly relevant for those interested in philosophy, ethics, or business ethics, and it can provide valuable insights into the ways in which money intersects with moral and ethical considerations.

When writing an essay about money, it's important to choose a relevant and engaging topic that will attract readers and provide valuable insights. To optimize your essay for search engines, you should include relevant keywords and phrases related to your chosen topic, as well as high-quality content that provides valuable information and insights. You should also consider the structure and formatting of your essay, including the use of headings, subheadings, and bullet points to make your content more scannable and easy to read. By following these best practices, you can ensure that your money essay will attract readers and provide valuable insights into this universal and compelling topic.

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Essay On Money: 100, 250 Words Samples

• Updated on  
• Nov 9, 2023

Why do you think money is important? Can we live without money? Does money have its own value? What’s the difference between hard money and digital money? When we plan on buying something, we have to pay a certain amount. Let’s say you want to buy a wristwatch worth $50. How do you compare that commodity with money? Do they have equal value? Is there any authority that states the value of money ? These and several other questions about money can make one wonder why money is given so much importance. Let’s go in-depth with an essay on money and find answers to all these questions.

Table of Contents

• 1 What is Money?
• 2 Why is Money So Important?
• 3 Essay on Money in 100 Words
• 4 Essay on Money in 250 Words

Also Read: Essay on Chandrayaan – 3

What is Money?

According to Wikipedia and Oxford Dictionary, Money is simply a medium of exchange. Some even consider money as one of the most important resources , which is used to make transactions of goods, services, or repayment of debts within a specific country or socio-economic context.

Money can have various forms, coins and banknotes in physical form, and electronic balances in bank accounts in digital forms. Money serves as a unit of account, facilitating the measurement of value in terms of prices, and as a store of value, allowing individuals to save purchasing power for future use.

Learn Why Financial Literacy is Important for Students.

Why is Money So Important?

What makes money such an important resource is its acceptance across the globe in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. Here are several reasons stating the importance of money.

• Money serves as a convenient medium of exchange that facilitates the buying and selling of goods and services, making transactions more efficient than barter systems.
• It provides a standardized unit for measuring the value of goods, services, and assets, allowing for easier comparison and assessment of value across different items.
• Money enables individuals and businesses to store wealth and purchasing power over time, facilitating savings and investment for future needs and goals.
• A stable and reliable monetary system encourages investment, trade, and economic growth, fostering overall prosperity within an economy.
• By using money, individuals and businesses can avoid the high transaction costs associated with bartering and the inefficiencies of non-monetary exchange systems.
• The use of money encourages specialization in the production of goods and services, leading to increased productivity and efficiency within an economy.
• Money is essential for the functioning of financial markets, banking systems, and investment activities, which are crucial for the allocation of resources and capital within an economy.

Also Read: Essay on National Unity Day 

Essay on Money in 100 Words

El dinero or money is used as a medium of exchange, unit of account, and store of value. It facilitates trade, allowing for the smooth exchange of goods and services, while also enabling efficient allocation of resources and encouraging economic growth. As a unit of account, it provides a standardized measure of value, simplifying the comparison of different goods and assets. 

Moreover, money acts as a store of value, allowing individuals to save and plan for the future. Its role in reducing transaction costs, enabling specialization, and supporting complex financial activities highlights its significance in the functioning of contemporary economies.

Essay on Money in 250 Words

Modern economics is heavily dependent on money or we can say that money is the pillar of modern economies. As a medium of exchange, it simplifies trade by providing a universally accepted method of payment for goods and services, eliminating the inefficiencies and limitations of barter systems. Its characteristic fosters the development of complex market systems, encouraging specialization and the efficient allocation of resources.

Apart from being a medium of exchange, money functions as a unit of account, providing a standardized measure of value that enables individuals to compare prices and evaluate the worth of different goods and services. This uniformity in valuation streamlines commercial activities and allows for effective planning and decision-making in both personal and business contexts.

Money serves as a store of value, allowing individuals to save and accumulate wealth over time. This feature empowers people to prepare for future expenses, emergencies, or long-term goals, providing a sense of security and stability in an uncertain world.

In addition to its role in daily transactions , money fuels economic growth by facilitating investment, entrepreneurship, and innovation. Financial institutions utilize money as a tool to allocate capital efficiently, enabling the development of new businesses, industries, and technologies that contribute to overall economic prosperity.

Money plays multiple roles in our lives; it is a physical or digital representation of currency; it is a fundamental pillar of modern economies, underpinning the intricate web of commercial activities, financial systems, and societal well-being. Its importance lies not only in its tangible properties but also in the complex functions and structures it supports within the global economic framework.

Money is globally accepted as a medium of exchange in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. To buy goods or services, you are required to pay a certain amount, which is fulfilled by paying money. 

To write an essay on money, you need to highlight the key aspects of this essential resource. The multiple transactions in which money is used in our day-to-day lives make money an important part of our lives. Give examples of how money can change our lives and what would happen if we were out of money. Highlight the latest trends in the financial sector and what governments are doing to save our money from inflation. 

Here are the 5 strongest currencies in the world: Kuwait Dinar (KWD), Bahraini Dinar (BHD), Omani Rial (OMR), Jordanian Dinar (JOD), and Gibraltar Pound (GIP).

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Home Essay Samples Life

Essay Samples on Money

The effects of money on human behavior.

Money, as a ubiquitous and powerful force in modern society, has a profound impact on human behavior. Whether consciously or unconsciously, individuals' attitudes, values, and actions are influenced by the presence and pursuit of money. In this essay, we will explore the multifaceted effects of...

Exploring Why Happiness Is More Important Than Money

Happiness is more important than money — a simple yet profound statement that encapsulates the essence of a fulfilling and meaningful life. While money is undoubtedly a vital resource, it pales in comparison to the profound impact that happiness has on overall well-being. This essay...

Exploring the Age-Old Question: Can Money Buy Happiness

The relationship between money and happiness has been a subject of contemplation for centuries. Can the accumulation of wealth truly lead to a fulfilled and contented life? Or simply: can money buy happiness? This essay delves into the complex interplay between money and happiness, examining...

Transitioning to a Cashless Economy: Challenges, Opportunities, and the Path Ahead

The world is now moving on from Paper Currency based economy to Cashless economy. By embracing Alternate Delivery Channels and other Cashless modes of payment which include old ones like NEFT,RTGS etc. to newer one’s like POS, e-wallets, debit and credit cards, UPI, BHIM etc....

Being Smart With Your Money: the Importance of Financial Literacy

Many people have discussed personal finance. Articles 'Should Financial Literacy Be Taught in More Schools' by Ramsey and 'Why is Learning Personal Finance Important' by Ryan discuss the reason why personal finance is beneficial to the educational system. Benefits of adding Personal finance to our...

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Unlocking Financial Literacy: Exploring the World of Finance and Money Management

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Evaluation of the Benefits and Risks of Cashless Economy

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Can Money Buy Happiness: Sharing Persuasive Personal Viewpoint

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The Ascent of Money: Is Money the Root of All Evil

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Gold: One of the Most Expensive Metals on Earth

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The Impacts Of Physical Cash And Developing Into A Cashless Society

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Getting Rid Of The Penny Because Of Its Negative Effects

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Minimum Wage Should Be Raised: The Pros And Cons Of Making More Money

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Too Much Money Is A Bad Thing: Controlling The Money Demand

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Having Money Is More Important Than Having Knowledge

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Inclusion of Inflation Factor in the Calculation of Retirement Expenses

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Major Presence of Financial Illiteracy in America

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Raising Minimum Wage in Ontario: Negative Impact

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Diversity Of Global Agent Banking Models And Its Applicability

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Best topics on Money

1. The Effects of Money on Human Behavior

2. Exploring Why Happiness Is More Important Than Money

3. Exploring the Age-Old Question: Can Money Buy Happiness

4. Transitioning to a Cashless Economy: Challenges, Opportunities, and the Path Ahead

5. Being Smart With Your Money: the Importance of Financial Literacy

6. Unlocking Financial Literacy: Exploring the World of Finance and Money Management

7. The Value of Understanding Personal Finance Management for Students

8. Why Personal Finance Should Be Taught in Modern Schools

9. Evaluation of the Benefits and Risks of Cashless Economy

10. Can Money Buy Happiness: Sharing Persuasive Personal Viewpoint

11. Budgeting and Types of Personal Budget

12. Budgeting Technique to Build a Stable Financial Future

13. The Ascent of Money: Is Money the Root of All Evil

14. Gold: One of the Most Expensive Metals on Earth

15. The Impacts Of Physical Cash And Developing Into A Cashless Society

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Finance Essay Topics

Step Up Your Game with These 200 Unique Finance Essay Topics

12 min read

Published on: May 7, 2023

Last updated on: Jan 31, 2024

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Do you find yourself struggling to come up with a compelling topic for your finance essay? Are you feeling overwhelmed by the complex landscape of financial markets and policies?

If so, don't worry – you're not alone!

Choosing the right topic is crucial for the success of your essay. You need to find a problem that is both relevant and interesting, and that you can feasibly research and analyze. 

But with so many potential topics to choose from, where do you even start?

That's where we come in!

In this blog, we'll provide you a variety of finance essay topics that will help you stand out from the crowd. 

We'll also provide you with tips to polish your ideas, so you can craft a truly compelling essay.

So, let's dive into the fascinating world of finance essay topics and discover new insights together!

On This Page On This Page -->

Corporate Finance Essay Topics 

If you are interested in how companies manage their financial resources, corporate finance may be the field for you. 

Here are essay topics related to corporate finance:

• Analyzing the impact of dividend policies on shareholder value
• Evaluating the use of financial derivatives to manage corporate risk
• Assessing the impact of mergers and acquisitions on firm performance
• Investigating the role of corporate governance in preventing financial scandals
• Analyzing the relationship between corporate social responsibility and financial performance
• Examining the effects of financial distress on corporate decision-making
• Evaluating the impact of exchange rate fluctuations on multinational corporations
• Assessing the effectiveness of performance-based compensation for CEOs
• Analyzing the impact of technological innovation on corporate financial performance
• Investigating the effectiveness of financial forecasting models for strategic decision-making

Personal Finance Essay Topics 

Managing personal finances can be challenging, especially in today's economy. Check out these personal finance essay topics:

• Analyzing the impact of credit scores on loan approval rates
• Evaluating the effectiveness of budgeting tools and apps for personal finance management
• Investigating the impact of financial literacy on retirement planning
• Analyzing the benefits and drawbacks of using a financial advisor
• Assessing the effectiveness of debt consolidation strategies for managing multiple loans
• Examining the impact of rising healthcare costs on retirement planning
• Evaluating the effectiveness of online investment platforms for small investors
• Analyzing the impact of financial stress on mental health
• Investigating the effectiveness of online personal finance courses for improving financial literacy
• Assessing the impact of tax policies on personal savings rates

Banking and Finance Essay Topics 

• The role of central banks in managing monetary policy
• The impact of Basel III on banking regulation
• The effectiveness of risk management in commercial banks
• The effects of bank mergers and acquisitions on competition
• The relationship between credit risk and profitability in banking
• The role of fintech in transforming the banking industry
• The impact of financial innovation on banking operations
• The impact of non-performing loans on banking stability
• The challenges of bank regulation in the digital age

Business Finance Essay Topics

• The impact of leverage on firm performance
• The role of financial ratios in evaluating business performance
• The effects of working capital management on profitability
• The impact of dividend policy on shareholder value
• The relationship between corporate governance and financial performance
• The role of venture capital in financing new businesses
• The challenges of international business finance
• The effects of trade credit on small business financing
• The impact of intellectual property on business valuation
• The role of microfinance in supporting small businesses  

Public Finance Essay Topics

• The role of government in promoting economic growth
• The impact of taxation on income inequality
• The effects of fiscal policy on aggregate demand
• The role of public-private partnerships in infrastructure finance
• The impact of government debt on economic stability
• The challenges of financing social security systems
• The role of subsidies in promoting renewable energy
• The impact of globalization on public finance
• The challenges of public finance in developing countries
• The impact of climate change on public finance

Accounting and Finance Essay Topics 

• The impact of financial reporting on investor decisions
• The role of accounting standards in financial reporting
• The effects of fair value accounting on financial statements
• The relationship between corporate governance and financial reporting quality
• The impact of financial statement analysis on investment decisions
• The challenges of auditing in the digital age
• The role of forensic accounting in fraud detection
• The impact of tax accounting on corporate finance
• The challenges of accounting for intangible assets
• The effects of accounting regulations on multinational corporations

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International Finance Essay Topics 

• The impact of exchange rate volatility on international trade
• The role of international financial institutions in promoting economic development
• The effects of capital flows on emerging market economies
• The impact of currency manipulation on trade balance sheets
• The relationship between foreign direct investment and economic growth
• The challenges of cross-border banking regulation
• The role of international capital markets in financing global infrastructure
• The impact of trade policies on international finance
• The effects of globalization on international financial stability
• The role of sovereign wealth funds in global finance

Behavioral Finance Essay Topics

If you are interested in this field, consider exploring these essay topics:

• Analyzing the impact of herd behavior on stock market bubbles
• Evaluating the effectiveness of financial education in reducing cognitive biases
• Investigating the impact of overconfidence on investment decision-making
• Analyzing the role of emotions in financial decision-making
• Assessing the impact of loss aversion on portfolio management
• Examining the effects of framing on financial decision-making
• Evaluating the effectiveness of behavioral finance theories in predicting market trends
• Analyzing the impact of social norms on financial decision-making
• Investigating the effectiveness of nudges in promoting financial well-being
• Assessing the impact of cultural differences on behavioral finance

Healthcare Finance Essay Topics 

• The impact of healthcare financing on access to healthcare services
• Healthcare cost control strategies and their effectiveness in improving healthcare quality
• Analyzing the role of health insurance in healthcare financing
• The relationship between healthcare financing and health outcomes
• The effect of healthcare financing on health inequalities
• The role of public-private partnership (ppp) in healthcare financing
• The impact of healthcare financing on technological advancements in healthcare sector
• Healthcare financing policies in addressing the burden of non-communicable diseases 
• The relationship between healthcare financing and social protection
• The role of healthcare financing in achieving universal health coverage

Good Finance Essay Topics

• The impact of the gig economy on personal finance management
• The role of technology in shaping the future of finance
• Analyzing the ethics of tax avoidance and tax evasion in the corporate world
• The importance of financial education in modern society
• A comparative analysis of the effectiveness of traditional and digital banking systems
• The role of behavioral finance in shaping investment strategies
• The impact of social media on the stock market
• Analyzing the ethical dilemmas of investment banking
• The role of financial institutions in promoting economic growth and development
• A critical analysis of the effectiveness of microfinance in poverty alleviation

Finance Paper Topics

• The impact of corporate social responsibility on financial performance
• The role of financial regulation in preventing another global financial crisis
• The impact of inflation on the stock market
• Analyzing the financial implications of climate change
• The effectiveness of alternative financing methods for small businesses
• The impact of political instability on international finance
• Analyzing the effectiveness of crowdfunding platforms
• The role of credit rating agencies in the financial market
• The impact of e-commerce on the retail banking industry
• A comparative analysis of the financial performance of publicly traded and privately held companies

Finance Essay Questions

Looking for some interesting finance essay questions to explore new ideas? Check them out:

• How does the stock market reflect the state of the economy?
• What are the ethical implications of insider trading?
• How do interest rates affect the global economy?
• What are the advantages and disadvantages of investing in the stock market?
• How has technology transformed the financial services industry?
• What is the impact of globalization on international finance?
• How can financial institutions promote financial inclusion and literacy?
• What are the challenges of managing personal finances in today's society?
• How can behavioral finance concepts be applied to investment strategies?
• What are the key factors that contribute to financial market instability?

Finance Argumentative Essay Topics

• Should governments regulate cryptocurrency?
• Is it ethical for companies to use tax loopholes to avoid paying their fair share?
• Should banks be held responsible for the global financial crisis of 2008?
• Is the current student loan system fair to borrowers?
• Should there be limits on CEO salaries in the finance industry?
• Is insider trading ever justified?
• Should the government provide free financial education to the public?
• Is the stock market an accurate reflection of the economy as a whole?
• Should high-frequency trading be allowed?
• Is it ethical for companies to invest in environmentally harmful industries?

Financial Related Essay Topics

• The importance of financial planning for a secure financial future
• Efficient market hypothesis and its implications for investment decision making
• The impact of globalization on financial markets and the economy
• An analysis of the impact of interest rates on the housing market
• The role of financial institutions in promoting economic growth
• The ethics of corporate finance and its impact on corporate social responsibility
• The role of central banks in regulating the economy
• The impact of financial regulation on the banking sector
• The role of financial markets in facilitating international trade

Research Topics in Finance

• An analysis of the impact of exchange rate fluctuations on international trade
• The effectiveness of credit rating agencies in predicting corporate default risk
• The impact of corporate governance on firm performance
• An analysis of the impact of financial innovation on the banking sector
• The relationship between dividend policy and firm value
• The role of financial intermediaries in promoting entrepreneurship
• The impact of insider trading on stock prices
• The impact of political instability on financial markets
• The role of microfinance in promoting financial inclusion
• An analysis of the impact of corporate social responsibility on firm performance

Financial Crisis Research Paper Topics

Let's delve into the world of finance and crisis with these topics!

• The causes of the 2008 financial crisis and its impact on the global economy
• An analysis of the regulatory failures that led to the 2008 financial crisis
• The role of the housing market in the 2008 financial crisis
• The impact of the 1997 Asian financial crisis on emerging economies
• The impact of the European sovereign debt crisis on the Eurozone economy
• The role of financial institutions in the 2011 European debt crisis
• The impact of the 2020 COVID-19 pandemic on the global economy
• Troubled Asset Relief Program (TARP) in stabilizing the US financial system 
• The impact of the 1970s oil crisis on the global economy and financial markets
• The lessons learned from past financial crises and their implications for future 

Financial Management Essay Topics

• The role of financial management in a company's success
• Analyzing the financial risks and rewards of different investment strategies
• The impact of globalization on financial management practices
• The importance of financial forecasting for business planning and decision-making
• How financial management practices can be used to mitigate financial risks
• The role of financial management in mergers and acquisitions
• Best practices for managing cash flow in small businesses
• The impact of interest rates on financial management decisions
• The challenges and opportunities of managing finances in non-profit organizations
• The use of financial ratios and other analytical tools in financial management

Exciting Financial Essay Topics

• How to create a successful personal finance plan for long-term financial security
• Investigating the role of fintech in shaping the future of the financial industry
• The ethical implications of corporate social responsibility in financial decision-making
• Analyzing the impact of COVID-19 on global financial markets and economies
• Exploring the potential benefits and risks of investing in emerging markets
• Investigating the use of big data and AI in financial decision-making
• The future of digital currencies and their impact on traditional financial systems
• The role of financial regulation in preventing financial crises and promoting stability
• Analyzing the impact of interest rate fluctuations on personal and corporate finances
• Investigating the use of blockchain technology in financial transactions

Investment Essay Topics

• Analyzing the impact of diversification on portfolio management
• Evaluating the effectiveness of value investing strategies
• Investigating the impact of market volatility on investment performance
• Analyzing the role of financial advisors in investment decision-making
• Assessing the effectiveness of socially responsible investing strategies
• Examining the effects of behavioral biases on investment performance
• Evaluating the impact of technological innovation on investment management
• Analyzing the effectiveness of momentum investing strategies
• Investigating the impact of interest rates on investment performance
• Assessing the effectiveness of robo-advisors in portfolio management

Tips for Choosing a Good Finance Essay Topic 

When it comes to writing a finance essay, choosing a good topic is crucial to the success of your paper. 

To help you select the best finance essay topic, here are some tips:

• Consider your Interests: Start by thinking about your personal interests and passions. Choosing a topic that you're genuinely interested in can help you stay motivated. It will kep you engaged throughout the writing process.
• Narrow your Focus: Finance is a broad field. It's important to narrow down your topic to a specific aspect or subtopic. This will help you focus your research and ensure that your essay has a clear and concise argument.
• Research Current Events: Stay up to date with current financial news and trends. This can help you identify emerging issues and topics that are relevant and timely.
• Look for Controversy: Controversial topics can make for compelling essays, but be careful to approach them with objectivity and balance. Avoid taking extreme positions or relying on biased sources.
• Consider your Audience: Think about your intended audience and what topics may be of interest or relevance to them. This can help you tailor your essay to their needs and expectations.

All in all , finance is a vast and complex field with many opportunities for research and exploration. To create a well-written essay, it's important to select a topic that aligns with your interests. By following these steps, you can showcase your knowledge and understanding of finance.

Feeling overwhelmed with your academic workload? Let us take the burden off your shoulders – simply say, " write my essay for me ," and we'll deliver top-quality essays tailored to your needs.

But that's not all; for those looking to enhance their writing experience, don't forget to explore our essay writer AI tool.

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Essay on Money for Students and Children

500+ words essay on money.

Money is an essential need to survive in the world. In today’s world, almost everything is possible with money. Moreover, you can fulfill any of your dreams by spending money. As a result, people work hard to earn it. Our parents work hard to fulfill our dreams .

Furthermore various businessmen , entrepreneurs have startup businesses to earn profits. They have made use of their skills and intelligence in getting an upper hand in earning. Also, the employee sector works day and night to complete their tasks given to them. But still, there are many people who take shortcuts to success and get involved in corruption.

Black Money

Black money is the money that people earn with corruption . For your information corruption involves the misuse of the power of high posts. For instance, it involves taking bribes, extra money for free services, etc. Corruption is the main cause of the lack of proper growth of the country .

Moreover, money that people having authority earns misusing their powers is black money. Furthermore, these earnings do not have proper documentation. As a result, the people who earn this do not pay income tax . Which is a great offense and the person who does this can be behind bars.

Money Laundering

In simple terms, money laundering is converting black money into white money. Also, this is another illegal offense. Furthermore, money laundering also encourages various crimes. Because it is the only way criminal can use their money from illegal sources. Money laundering is a crime, and the people who practice it are liable to go to jail.

Therefore the Government is taking various preventive measures to abolish money laundering. The government is linking bank accounts to AADHAR Card. To get all the transaction detail of each bank account. As a result, the government comes to know if any transaction is from an illegal source .

Also, every bank account has its own KYC (Know your Customer) this separates different categories of income of people. Businessmen are in the high-risk category. Then comes the people who are on a high post they are in the medium-risk category. Further, the last category is of the Employee sector they are at the lowest risk.

Get the huge list of more than 500 Essay Topics and Ideas

White Money

White money is the money that people earn through legal sources. Moreover, it is the money on which the people have already paid the tax. The employee sector of any company always has white money income.

Because the tax is already levied on their income. Therefore the safest way to earn money is in the employment sector. But your income will be limited here. As a result, many people take a different path and choose entrepreneurship. This helps them in starting their own company and make profitable incomes .

Every person in this world works hard to earn money. People try different methods and set of skills to increase their incomes. But it is always not about earning money, it’s about saving and spending it. People should spend money wisely. Moreover, things should always be bought by judging their worth. Because money is not precious but the efforts you make for it are.

Q1. What is Black Money?

A1. Black money is the money that people earn through illegal ways. It is strictly prohibited in our country. And the people who have it can go to jail.

Q2. What is the difference between Black money and White money?

A2. The difference between black money and white money is, Black money comes from illegal earnings. But white money comes from legal sources with taxation levied on it.

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Chaos, Injustice and Joy: This Year’s College Essays About Money

Each year, we ask teenagers to send us their application essays about work, money or social class. Here are four, from California to Cambodia.

Left to Right; Sydney Carroll, Sam Smith, Haley Song and Shane McDermott Credit... Photos by Hailey Sadler, Peter Hoffman, Tina Hsu and Lee Klafczynski for The New York Times

Supported by

By Ron Lieber

• Dec. 16, 2023

Some of the most basic questions about money are also central to figuring out what and who you want to be: What do I have, what do I want, how does that compare to others around me and how should I feel about it?

In The New York Times’s 10th year of publishing teenagers’ college application essays about money, work, social class and other related topics, all four writers grappled with these questions in their own ways.

How should I handle my parents making a drastic change in how they earn their living? What will I do to get money, and why? What can I learn from careful attention to physical money itself? And how should I best process the riches and poverty that coexist within feet of each other — and of me?

None of the questions have easy answers, or correct ones, necessarily. But learning to ask the hard ones is a giant step toward understanding your place in the world.

Sydney Carroll

“We took ‘family owned and operated’ to a new level.”

Franklin, Tenn. — Battle Ground Academy

When you meet new people, there are things you immediately know: their hair color, their height, their fashion sense. As for me, I also immediately know who they voted for, that they’re a proud N.R.A. member, or that they support the “sanctity of life” and Southern “heritage.”

That’s because I work at my family’s carwash, so naturally my first introduction to people is their bumper stickers.

I didn’t always work at a carwash in the outwardly beautiful, but decidedly fraught, Columbia, Tenn. In fact, until I was 14 my father worked on Wall Street — the New York one, not the Tennessee one boasting our county’s only Chipotle.

But when my 40-year-old aunt died, my parents engaged in radical grieving methods: having complete midlife crises, leaving their stable jobs, moving us 950 miles away to Nashville and opening a carwash. As you can imagine, my parents’ crises translated to an entirely new crisis for me. In Tennessee, it often feels as though I stick out like a blue crayon in a 125-pack of red crayons (with a sharpener attached).

When my family opened the carwash, we took “family owned and operated” to a new level. My dad traded in his khakis and button-down shirt for shorts and industrial work shirts with our logo on the pocket. My mom abandoned her past experience managing accounts with Cartoon Network and pivoted to making WindMaster signs telling people not to hit other people.

And me? I went from an eighth grader to an assistant manager.

I know things that virtually no other 17-year-olds know or want to know: how to grease equipment, the perfect mixture of chemicals to get algae off cement floors and the best way to dodge a car flying directly at you. I’ve also had the pleasure of being the on-duty manager when cars have crashed in our parking lot, leading to my trying to work a brand-new surveillance system while profusely apologizing to the police, who very obviously wished an adult was present.

There are, however, things that have happened at the carwash that are far from funny. As a female and a minor, customers have made comments and jokes when talking to me that have made me feel deeply uncomfortable, exposed and, most importantly, out of place.

It’s hard to feel I belong in Tennessee, where we’re on the news weekly for a new book ban, shooting or shutdown of a Pride festival. I’m entrenched in a place where so many interactions feel like a contradiction of everything I stand for. It’s not easy to accept that our regulars — the people I’ve grown to love who always bring me a caramel candy or a water or show me pictures of their kids — don’t believe in my right to reproductive health care. Some of them carry guns, and most of them are unvaccinated. They care about me, but they don’t care about me.

And they’re never going to truly know me, the me who marches in protests and works on political campaigns. Part of the reason for all those loud bumper stickers is that we live in a time of not only great division, but even greater hatred. I’ll admit I’m no angel, but I truly believe that activism must come from a place of love. So I’m going to keep fighting for what I believe in, not in spite of but because of the people I disagree with.

Although the carwash regulars may not fight for my rights, I love them enough to fight for theirs. I’ll fight for them to have free universal health care, for their kids’ guaranteed school lunches and for a fairer economy.

I may be ready to leave Tennessee, but its future matters to me. So while I’m here, I’m going to try to change some minds, whether it’s one door, one protest or one carwash at a time.

“I have always been ‘The Money Man.’”

La Jolla, Calif. — La Jolla High School

There it is. The little mutant, who is supposed to be immortal, lies still, right beneath our noses.

The sun pulsates down on our backs as midday approaches on a scalding day in San Diego. The cockroach lies still, sprawled across the floor with one of its six legs pointed in each direction. An assemblage has emerged around the dead invertebrate, as our posse quarrels about what we could do with this prospect.

“Bet you won’t eat that cockroach right now,” challenges one person.

“Ten bucks says I will!” I shout confidently.

The small crowd grows into a state of silence, as heads begin to turn toward the instigator, then back to me, anticipating a standoff.

I have always been the “Money Man,” so being offered to eat a cockroach, or any other similar requests, in exchange for monetary value was a common occurrence. I cannot explain why $10 entices me to conquer obscure feats. I have had a fortunate childhood where my earned dollars would typically buy a Snickers bar for my enjoyment.

Oftentimes, I ask myself why these trivial challenges matter? My father’s job requires him to live on the other side of the globe for six months each year. His absence in my life has left me with an insecurity that no money can buy.

From a young age, I had to learn to live without a father figure. Our trips to Mission Bay Park were always cut short when his next rotation came, leaving me to teach myself how important a spiral was when throwing a football.

As a child, I quickly learned not everyone lived a life like mine. Growing up, due to my father’s job, we lived overseas, providing me firsthand lessons in the value of money. I have witnessed poverty at its worst. Living abroad opened my eyes to the sheer number of people who would consume a cockroach for an American $10 bill.

I watched children who were 5-years-old in China doing backbreaking work for their families, just to make ends meet. Or beggars lining the streets of Egypt as their prestigious neighbors parted the road in their gold-plated G-wagons, spending millions on parties and feasts rather than helping their predecessors. Or my own family members in Mexico, who begged us to bring back clean water jugs and books for them and their children.

I may be privileged, but I have seen every nook and cranny of what it takes to make it in life. So, when the opportunity comes to make an extra dollar, I understand its value and embrace it.

Maybe I am money-driven, because it is my everlasting belief that I have every reason to make it in life. I have witnessed people come from immense poverty. So, I have no excuse to not make it, because people around the globe, who have so much less than me, still manage to hustle their way to the top.

Maybe it is the belief that if I learned the value of a dollar at an early age, I would be able to help my many family members struggling on the other side of the border. Maybe that is why I took a job in construction, not because I needed the money, but because I understood its importance.

I hope attending college, something most of my family couldn’t do, will allow me to both help provide for them financially and be present in their lives. My family taught me the importance of a dollar, no matter what, even if I had to become “Cockroach Guy.” My value of money and understanding of its global meaning will hopefully help me succeed in the classroom and beyond.

Shane McDermott

“This was my very first experience blowing $300 in a day.”

Brooklyn, N.Y. — Brooklyn Technical High School

I stepped out of the bank, my eyes tracking the silver- and copper-colored specks shimmering beneath the water of the fountain.

Reaching into my pocket, I watched a man fling a coin in anticipation of his wish coming true. I slid my fingers along the edges of my quarters, contemplating throwing one in myself. However, I couldn’t toss away a potential winning lottery ticket that easily. I grasped the rolls of coins just tightly enough to leave slight imprints in my palm and headed for my car.

Once home, I commenced the familiar sorting process I performed with all the coins in my collection. I cracked open the rolls of quarters on my desk, inspecting the sides to see if any coins had silver cores. The tangy scent of copper swirled around my room as I separated the coins by date, looking online for possible prices and potential error coins — coins with manufacturing flaws.

My eyes lit up. I’d found one: A 2005-P Minnesota quarter with a reverse double die, a duplication of design elements on the back.

I quickly positioned the coin into a small case, scribbled an estimated $60 value and carefully piled it in my wooden drawer with the other rare coins. Although it was just a bargain-basement case, it was far superior to the makeshift ripped paper and tape “cases” I had been using as a new collector.

I reached into the back of my drawer and picked up a 1981 Australian 20-cent piece, one of my first-ever foreign coins, and also my favorite. I turned to the reverse. Having lived in the United States all my life, it always fascinated me to see a platypus rather than the freedom bird staring back at me.

I spun the coin between my fingers while looking through the other quarters. It invariably reminded me that I was never this prudent with my money before; my coin collection was more of a monthly holiday, rather than a facet of everyday life.

My original connection with coins arose from my grandmother’s many trips around the world. When she had come back from South Africa, she let me check out some coins and bills from the bottom of her purse. However, when I peered inside and saw one remaining coin that was the most vibrant gold color, my 8-year-old mind couldn’t help but want to entertain myself with it.

The coin in question: An early 1960s 2 Rand, valued at well over $300. It felt like a small-scale quarter but had far more pronounced ridges along the edges and was significantly heavier.

I remember holding it in the palm of my hand; the peculiar heft felt as if it was going to push my arm down. It had a stunning image of an antelope on the reverse that apparently made me think it was actually an antelope.

I made the ingenious decision to have the “antelope” gallop on a railing over the steep embankments of Riverside Park. This was my very first experience blowing $300 in a day, and I didn’t realize until years later what I’d lost.

After the antelope incident, I made sure to keep the rest of my coins safe and secure, leading to the development of my attentive sorting routine. I scanned all the remaining coins and double-checked to make sure I hadn’t left any treasures behind, then scraped together the quarters and placed them back into rolls. I headed back to the bank to trade in the quarters for pennies so I could once again attempt to bolster my collection.

On the way out, I again saw multiple people tossing change into the fountain. But the smiles on their faces quickly turned to frowns, for I took off my shoes and, not wanting to let wishes go to waste, rolled up my pants and hopped in with a bucket.

“Kickstand up, ignition growling and helmet firmly on, the world is new again.”

Phnom Penh, Cambodia — Logos International School

Through the morning haze of dust particles, car exhaust and visible heat waves, my mind races faster than my motorbike’s 30 kilometers per hour. A world filled with incomprehensible, outdoor merchant hollers and a window pane delivery man on a motorbike tempts the curious and analytical.

As my mind races with curiosity, I am challenged as a driver. Another motorbike’s sudden swerve or a cloth thought to be roadkill makes me jerk for my handlebar brakes. Although keen, my senses are not supernatural; nothing can account for the lawless roads of Phnom Penh.

My daily drive to school is anything but monotonous. Our starting node is dropped in a gated community. Kickstand up, ignition growling and helmet firmly on, the world is new again. Amongst the houses passed, a pattern emerges of villa, Lexus and renovation — a gold spray-painted gate or a large green overshade — giving me a peek into the homeowner’s head. Although the thought of finding rushes of neural activity in their actual brain sounds endlessly exciting, I am content with deducing their aesthetic values — for now.

Before bidding the neighborhood guards farewell, I stop very carefully for the woman driving a Rolls-Royce with an infant in front while a woman pulling a tin wagon of brooms and foliage pulls up behind me. Questions of luxury car shipping, infant safety and wagon construction are trumped by the irony and tragedy of the gap I create between them.

I join the hubbub of commuters spreading like liquid particles filling in every ounce of empty space. I reject an opening to swerve through two large cars, but apparently, my depth perception fails me as another driver seizes the opportunity.

My recent failure to calculate time and acceleration fades, as I ponder humanity’s natural acclimation of skills. I take the first and second virtues of volleyball, aggressiveness and communication, to heart after my failure. A traffic light’s contradictory instructions open the traffic floodgates, but I make it through with deliberation. Every yellow light run and sidewalk driven on drops me into a thought experiment on human nature. Although for me, questions of habit, the inorganic nature of driving and social pressure rise before the innate chaos and evil of the human soul.

Signage in Khmer, English, Chinese and Korean becomes as legible as my abilities allow as my motorbike comes to a halt. A truck filled to the brim with factory workers blocks my path. The intersection’s green light flashes, and the truck continues straight, just missing the turn to the brand-new H&M in the country. It is a wonder that they didn’t make one earlier, considering how cheap the transportation fees would be.

Seeing the manifestation of global issues makes me realize that I will always appreciate Model U.N. for the large-scale awareness, but I could have never felt the weight and burdens of the world without everyday life. Ingrained systems built on poor foundations cannot be easily rebuilt. With little things like not running yellow lights or connecting impactful NGOs with students that want to help, I can try to help support a new foundation.

Through the outdoor market, past the conglomerate’s mall and turning to face a neon construction sign road, I am finally on the road leading to my school. The concept of sequent occupance has always stuck with me. From the broad effects of genocide to the more minute classification of “charred animal on spit,” everything is an amalgamation of its past and present.

The chaos, injustice and joy of the roads of Phnom Penh have fundamentally made me who I am, and I will only continue to grow as I leave them. As I pull into the parking lot, I know that my education has started far before the bell has rung.

An earlier version of Sam Smith’s essay in this article referred incorrectly to a cockroach. It is an insect, not an arachnid.

How we handle corrections

Ron Lieber has been the Your Money columnist since 2008 and has written five books, most recently “The Price You Pay for College.” More about Ron Lieber

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350 Banking Essay Topic Ideas & Examples

🏆 best banking topic ideas & essay examples, 👍 good essay topics on banking, 🥇 interesting topics to write about banking, 📝 simple & easy banking essay titles, 💡 most interesting banking topics to write about, 📑 good research topics about banking, ❓ money and banking essay questions.

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• The 2008 Banking Crisis in the Documentary “Inside Job” Using the documentary “Inside Job”, the paper presented below asserts that the malpractices of different banking experts, the ethical dilemma revolving around ratings agencies’ actions, and the Gramm-Leach-Bliley and the Glass-Steagall Acts influenced the nature […]
• Factors Which Impact Barclays Bank Political factors refer to the government policies that affect businesses and the extent to which the government intervenes in the economy.
• The Banking Model of Education In the banking concept of education, the teacher is considered to be knowledgeable and experienced in contrast to the students who are supposed to be “blank slates,” or, in other words, entirely ignorant of the […]
• Wellfleet Bank: Case Study Under Group Risk Committee, the company further delegates duties to: reputational, country, operational, group credit, market risk, business risk, and business risk committees.
• Mobile Banking Adoption: Challenges and Solutions Therefore, the writer wishes to investigate the numerous impacts of mobile banking because the burgeoning phenomenon may entirely replace traditional banking in the near future, specifically in the UK.
• Service Quality Model in Internet Banking and Finance The purpose of this paper is to undertake a comparative literature using five peer-reviewed articles discussing service quality in internet banking and finance and identify the main issues in the articles and relates them to […]
• Internet Banking Effects and Results Internet banking has certainly played a key role in the increase and ease of banking services the world over and the reasons for this are not difficult to discern.
• Société Générale Bank: Effective Security Controls The management of the bank revealed that Kerviel exploited every loophole to hack the computer operations at the bank. It is also important to list the potential risks because it enables the security personnel to […]
• Wells Fargo Banking Scandal: Ethical Analysis The structure and the business model of Wells Fargo allowed the emergence of the working environment that incited the employees to unethical behaviors.
• The Shift From Physical Personal Banking to Online Banking I have chosen the topic “Investigation of how the Shift from Physical Personal Banking to Online Banking has affected Consumers” because online banking has made it easier to shop by eliminating the need to carry […]
• Lloyds Banking Group’s Situational Analysis These products the company has diversified in various products and markets in an attempt to grow and increase its share in the market.
• Commercial Bank of Australia Ltd vs. Amadio The decision by the court held that the bank manager and the commercial bank were aware of the special disadvantage of the Amadios and made no substantive efforts to ensure that Amadio clearly understood the […]
• Hongkong and Shanghai Banking Corporation: Approach to Operating in China According to Luthan and Doh, centralization played a significant role in HSBC’s success in the new market. It was also the first company to establish a locally incorporated entity in Taiwan and Vietnam.
• Standard Chartered Bank: Problems and Solutions The Standard Chartered Bank was formed in 1969 after the merger of two banks The Standard Bank of British South Africa, established in 1862, and The Chartered Bank of India, Australia, and China established in […]
• Banking Sector Cyber Wars and International Hacking Flaws in the network allow hackers to access the systems. In efforts to reduce hacking in the country, a number of police units have been formed.
• The Implications of Internet-Banking on Bank Profitability Centeno notes that “through the analysis of the Acceding and Candidate Countries, by adopting internet-banking, it demonstrates that lack of PC and penetration of internet services is an obstruction to the advancement of internet banking […]
• JPMorgan Chase Bank: Ratio Analysis The ratios are debt-to-equity, the interest coverage ratio, the equity ratio, and the debt-to-asset ratio. For the years 2017, 2018, 2019, and 2020, JPM had a fixed turnover ratio of 7.
• Barclays Bank Description Introduction Barclays bank is a UK-based Multinational Corporation headquartered in London and operates in the financial niche. The universal bank was established in 1860 in London as a goldsmith’s lending business offering people loans and saving options. The bank’s resilience in the corporate domain made it navigate all the challenges, and it still operates to […]
• Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
• Case of Westpac Bank & St. George Bank Merger The merger of the Westpac bank that is the member of the “Big Four” in Australia and the simple regional bank St.
• Market Elasticity’s in Banking Industry Price elasticity of markets “refers to the degree of change in quantity demanded or supplied of a commodity due to a change in price of the commodity” The formula is: P.E.
• Role of Central Bank If central bank offers credit to the banks at a higher rate, then the rate of interest that commercial banks will offer loans to the public will be high; this reduces the attractiveness of the […]
• Islamic Banking The involvement of institutions and government led to the application of theory to practice and resulted in the establishment of the Islamic banks”.
• Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
• The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
• The Concept of Usul Fiqh and Qawaid Fiqhiyyah: Shariah and Islamic Banking For such convictions, this essay explores the concept of Usul Fiqh and Qawaid Fiqhiyyah in respect to issues regarding the influence of Shariah on Islamic banking practices Under the Islamic community, Fiqh is a terminology […]
• Ethical Dilemma With the Bank Teller On the other hand, the bank calls for honesty in service and client protection, and given that the teller took the money without permission from an inactive account belonging to a customer it is professionally […]
• Ijtihad in Islamic Banking Even though Shariah principles forms the main legal foundation in which most of Islamic banking products and services are based, Ijtihad enables the flexibility of the Shariah principles to suit the changing needs of the […]
• The Basel Committee on Banking Supervision The purpose of this paper is to evaluate the factors that led to movement from Basel II to Basel III, features of Basel III and how it differs from Basel II.
• Mobile Banking Innovation In the mobile industry, mobile banking is one of the recent innovations that have influenced the operations of the telephone/mobile phone industry positively.
• Banking Institutions Improvement However, banks need to meet a number of requirements so as to qualify in their mission and objectives to the countries where they belong and also to the customers.
• Impact of Cyber Crime on Internet Banking The paper evaluates a con article on ‘The impact of cybercrime on e-banking’ [1]. H2: Identity theft will have a negative impact on the adoption of electronic banking.
• Barclays Bank: Management Accounting Report This team assists the management in the gathering of information that is unilaterally used in management accounting to address specific challenges in the bank.
• The Bank of England and the Financial Services Authority One of the most crucial changes that the agreement effected was the removal of the supervisory and regulatory role of banks from the Bank of England to the FSA.
• Grameen Bank’s Concertive Control Systems In this paper, I examine the empowering and controlling aspects of Grameen’s development organizing, focusing on its management style options. The structured analysis of development organizing with Grameen bank is as follows: Concepts of concertive […]
• Current Problems of the Banking Industry At the rudimental level, dynamism and uncertainty of the technological, economic and political environments have made company’s see the light of flexibility and responsiveness.
• ICT: E-Banking and Firm Performance ICT is concerned with storage, retrieval, manipulation and transmission of digital data. ICT involves software, hardware and systems.
• The Analysis of Banorte Bank in Mexico The scrutiny of the bank’s fundamentals and variables of the bank form part of the report. Financial analysis and forecast of the bank’s financial performance is the major objective of the report.
• The Employee Benefits Provided by the Bank of America In the process of applying for a job or assessing a certain company, it is crucial to learn about their advantages and unique features. In conclusion, Bank of America features various benefits that provide employees […]
• Legal Issues in the Banking Industry The second problem is the complexity of banking operations for foreigners and the low-educated segments of the population. Thus, in banking, employees often face the problems of sexual harassment, complex mechanisms for clients, and digitalization.
• Cryptocurrency and Its Impact on the Banking Industry Advanced coding is used to store and transfer cryptocurrency data between the wallet and a public ledger, and encryption is used to confirm transactions.
• Overfitting and Bias-Variance Trade-Off in Banking While the training set represents most of the data, the testing set is used to test accuracy by measuring performance separately in the two separate parts of the data set.
• Digital Trends & Sustainability in Banking It would be accurate to refer to banking as the financial hub of the economy because it is a major industry in the service sector.
• The National Bank of Kuwait’s Improvement However, the constant improvement of technology and the introduction of innovations forced the bank to reconsider its policy and introduce a new system.
• Ransomware in the US Banking Industry The mismatch can lead to a lack of trust and reputational damages. Data pertaining to the business plans and visions can also be accessed, making it vulnerable.
• The Role of Technology in Investment Banking The role of technology in an investment bank is to reduce costs, evaluate opportunities with regard to investment, optimize processes, and manage risks.
• The Discussion of the Bank of England The Bank of England represents a centralized structure that has the right to regulate other banks across the country. This is a basic process that helps the Bank of England maintain a healthy balance between […]
• Tesla Inc.’s Banking Structure and Investments According to Saberi, it represents almost 4% of the world GDP, and, in the context of developed economies, 1% of automotive industry growth triggers respective 1,5% growth in the country’s GDP. Due to the specificity […]
• Leadership at Qatar National Bank This paper examines in detail the phenomenon of leadership and its classic types in the light of improving the overall effectiveness of the work team.
• Interpersonal Leadership Skills in Bank of America However, it is clear that the issue is not the demographics but the inefficient leadership in the company and the lack of interpersonal skills that would make people want to work at Bank of America.
• Big Data Analytics in Central Banking In addition, the rate is integral to the overall cost of living, which parameter is in a cause-and-effect relationship with inflation.
• Workplace Inclusivity at International Bank of Commerce Even if employees of color do not ascribe significance to the unequal distribution of power in the bank, the lack of diversity is evident.
• Abu Dhabi Commercial Bank PJSC The discussion takes a general overview of the company, its mission and vision statements, strategic goals, and key objectives. The key objectives Abu Dhabi Commercial Bank wants to realize include: Growing transaction volumes and assets […]
• Banking System: The Brief Analysis This is a fictional story that comes perilously near to the reality about the basic foundations of modern society. The primary objective of this story is to demonstrate reality’s simple math and the existing banking […]
• Bank Pekao S. A.: Performance and Strategy Compared to its peers in Poland, Bank Pekao is uniquely placed as it launched a brokerage house and made practical biometrics technology in the banking industry, contributing heavily to the bank’s assets quality and investment […]
• Financial Analysis of Al Ahli Bank of Kuwait Al Ahli Bank of Kuwait’s main competitors include Commercial Bank of Kuwait SAK, Gulf Bank KSCP, Burgan Bank SAK, and the National Bank of Kuwait.
• Banking Sector of the United Kingdom At the same time, the banking sector of the United Kingdom had to balance between its financial losses and the ability to provide loans and debt-moratoria in order to support the country’s financial stability. In […]
• Case Study of Hong Kong Shanghai Banking Capital From HSBC’s perspective, money laundering represents one of the most significant internal risks due to the worldwide presence, especially in certain economic areas with facilitated financial regulation and considerable economic influence, such as Hong Kong […]
• Risk Factors Affecting Bank Nordik’s Operations and Risk Management Control measures adopted by the firm to manage these risk categories are explored in this investigation and the findings used as a justification for the development of a robust risk management plan.
• The Albilad Capital Bank’s Mission and Vision Since the bank is striving to renew its mission and vision from the start, it is crucial to identify the values and vectors of direction.
• National Australia Bank’s Sustainability Challenges One of the reasons for the success of NAB is the overall strategy of the company, which focuses its capital management on adequacy, efficiency, and flexibility, maintaining the economic balance to support and strengthen the […]
• Aspects of Electronic Banking The significance of our study is in the critical issues of e-banking and the areas of improvement that the banks can eliminate or improve to boost customer satisfaction.
• Alonzo vs. Chase Manhattan Bank, NA Case Study However, the author provides an insight into the matter by claiming that the policy concerning workplace discrimination took a dramatic turn in the early 1960s upon adoption of the Title VII of the Civil Rights […]
• Political Theories and the World Bank Known as ‘power politics’ or means to exercise power World Bank massive financial institution which poorer nations depend on for subsidies Manner of soft power of the richer states contributing to the World Bank […]
• Misconduct in Banking, Superannuation and Financial Services The company was included in the Royal Commission report due to ASL and NM releasing the trustee duties of their funds because of the AMP Group membership.
• Sexual Harassment in Meritor Savings Bank vs. Vinson Case Mechelle Vinson, a defendant and a former employee of the plaintiff bank, filed a lawsuit against the bank and its bank manager Sidney Taylor. Sidney Taylor was the vice president of the bank and the […]
• Considerations in Investment Banking However, to ensure a fruitful outcome, the CFO should choose a qualified and experienced investment banker to represent the facility. Secondly, the selected investment banking firm is expected to act as both a matchmaker and […]
• The Impact of Bank on the Cost of Financial Intermediation Also, since the two variables are not controlled; bank concentration and national institutions, the research argues, however, that the measures of concentration capture the efficient structure theory and market power theories.
• Bank’s Provided Opportunities to Attract Consumers The offers are the following, to choose the credit card which backs cash when the consumer makes an online purchase, the other option is take the credit card which backs cash when the consumer makes […]
• Grameen Bank’s Socially Responsible Innovation The bank targets the poor and marginalized with both financial assistance and information to help them grow. The Grameen Bank has continued to register impeccable performance on the social, economic, and environmental dimensions.
• A Problem in Implementation of CSR in the U.S. Banking Industry Corporate social responsibility is essential in this age of intense globalization and competition – essential for firms to survive in the competition and also important for firms.
• The Bank of America Corporation: Planning & Organizational Analysis The Bank may use environmental adaptation planning activities to enhance external relations with stakeholders such as customers, governments, suppliers and the public.
• Digitalization of E-Commerce in Bank of Ireland The interview with the Senior Director in the Property Finance division of Corporate Banking, Michael Murray, revealed the importance of the advance of digitalization for the Bank of Ireland. These and other technologies will enable […]
• The 1920 Farrow’s Bank Failure and Its Causes In this context, the company would be resilient to any stresses, and the outcome of the situation may be the opposite.
• The Mountain Bank’s Strategy Analysis The most suitable competitive business strategy, in the case of the Mountain Bank is to build the presence in the market of consumer lending and corporate banking.
• Banking: Financial Transaction Risks In that case, even the losses-free termination of the transaction would be a failure since the goal of acquisition would remain unachieved.
• Bahrain Development Bank: Analysis To identify and develop ways of assessing learning at the working station to facilitate the employees’ skills and competencies. To identify ways of integrating training capability and focus on the organizational processes through skills acquisition […]
• ICBC Bank – China: Overview The shifted focus of ICBC’s policy became the major contributor to the growth of the company on the international market and the subsequent cultural changes.
• Customers’ Perceptions of M-Banking To find answers pertaining to the major objectives of the study, the gathered data was analysed using SPSS v.23. An exploratory factor analysis was run to group the existing variables into factors, and also to […]
• “Attitudes Towards Mobile Banking” Article by Sohail & Al-Jabri In the introduction of the article, much background information, an overall evaluation of the situation in the banking industry, and the purposes of the study are discussed.
• The Bank of Toroda: A Stakeholder Approach “Stakeholders are persons, organizations and groups that have to be considered by managers, directors as well as front office workers.”
• Corporate Bias in the World Bank Group’s International Centre The institution judges the Pan Rim case neglecting the El Salvador government’s views, local communities, and the Catholic Church. It does not prioritize the protection of the environment and human rights.
• Alinma Bank Industry Analysis. Case Study The demand for the services is another essential factor that shows the industry is profitable. The presence of many investors in the country shows that the demand for financial services is high.
• Impact of Online Banking on Dubai International Bank DIB has developed t-banking (telephone banking), e-banking (electronic banking) and m-banking (mobile banking) from this trend.
• Phishing Victimization on Internet Banking Awareness Therefore, the study is meant to determine and evaluate consumer susceptibility to e-banking victimization through phishing attacks. Subsequently, the study will be designed to evaluate the effectiveness of phishing victimization training to E-banking consumers.
• P&G & Royal Bank of Canada’s Securities Valuation The discussion in the paper focuses on the Two-Fund Separation theorem. The discussion also reveals that the asset allocation problem focuses on the allocation of resources between two risky assets.
• Governance Failures in Australian Banking Sector Firstly, executive compensation in the Australian banks was not tied to performance outcomes, and, secondly, the major problem in the CEOs’ conduct was related to the field of ethics.
• Hongkong and Shanghai Banking Corp and Wells Fargo Speaking of the Income Statement, Wells Fargo wisely divides it into interest income and expense and non-interest income and expense, and this aspect eases the overall calculations of financial ratios.
• Analysis of Al Hilal Bank Launch At the time when Al Hilal was launched, the situation in the world financial system was not favorable. It can be concluded that the banking market at the UAE was not favorable at the time […]
• Noor Bank’s Balance Sheet and Income Statement The bank’s operating income from Islamic banking and sukuk amounted to more than 895 million AED compared to 678 million AED in the previous year.
• Banking Institution and Transaction Regulations In the case of Brittany, it is the duty of the bank to authenticate all transactions on her account. In the process of negotiation, most parties often focus on the substance of the deal and […]
• Bank of America’s Strengths and Weaknesses Interestingly, even non-banking institutions such as Quicken Loans and Leader Bank have started to claim a share of the market held by Bank of America. The root cause of the Bank’s mortgage troubles emanated from […]
• Bank of America’s External Analysis in 2013 Among the major lenders in Massachusetts, for instance, Bank of America was the only bank that recorded a notable decline in the volumes of purchase and refinancing loans relative to other years. Apparently, competition has […]
• Bank of America’s Business Model Elements The organizational structure leverages Bank of America in the following ways. Bank of America has categorized its throughputs into five categories, which are the core products, processes, and services offered.
• Sales Portfolio: A Bank Mortgage and Marketers Although a mortgage has several advantages to both the commercial institution and the customer, it has its share of disadvantages. Many clients are reluctant to take up a mortgage because of the high interest rates.
• Banking With WikiLeaks If Wiki Leaks has the right to be served by a financial institution, the company must ensure that it does not harm the operations of the institution.
• The Essence of the Islamic Banking System Riba of the Quran is called Riba An-Nasiyah and riba of the of Sunnah is called Riba Al Fadl. In the context of Islamic banking system, gharar is excessive uncertainty.
• The Pros and Cons of Investment Banking The investment banks are also referred to as proprietors since they are involved in trading of marketable instruments using their own money as opposed to that of investors.
• Factors Effecting Bank – Borrower Relationship in UAE The Middle East region’s banking industry is one of the fastest growing in the world. It is projected that the industry will get even better in the future due to the nature of the business […]
• Bank of China Limited: Overview That said the objective of my effort is to present a report on the Bank of China’s IPO of 2006. This listing was exceptional since it was the only bank of China that had managed […]
• Banking Industry: Successes and Failures These banks are regulated by the federal government and are required to be members of the Federal Reserve. However, these banks are not compelled to be members of the Federal Reserve.
• Mortgages Offered by the RBC Royal Bank From your profile and to the best of my knowledge, I take pride to inform you that we have five financial investment products that best suit you.
• Islamic Banking: Sources and Uses of Funds The major sources of funds include trading, leasing and sharing of the risk and rewards. The sources of funds of the Islamic banks are from deposits.
• Banking and Financial Markets: Asset-Backed-Securities Thus, there are four notable main stages in the process of creating the asset-backed securities and these include: Segregation of assets from originator or seller Creation of a specialized functional vehicle to seize the asset […]
• Analyzing and Managing Systematic Risks in Banking Risk assessment is done to ascertain the nature of task before deciding the strategy of responding to it. Analysis and management of risks requires one to identify the nature of the risk involved.
• Islamic Banking in Dubai and the UAE In an Islamic environment, the approach to financial operations such as the law of contracts, nature of property, interest rates and business transactions is quite different from the rest of the world.
• Deutsch Bank Analysis and Performance Forecast The big bonus for banks came in the form of the Securitization Bill, which gave banks and institutions opportunity to recover from bad debts.
• International Banking: New Basel The combination of the four changes in 2004 intended to speed up off-balance sheet mortgage securitization as the main avenue to drive the revenue together with the share price of banks.
• BNP Paribas International Banking Networks In the United States, the bank has a strong presence in the western part of the country, whereas, in Asia, it has fixed a secure and fast-growing business.
• Riyadh Bank: The Historical Financial Analysis By the end of the third quarter of the year 2011, the organization has recorded a 15% increase in its net profit.
• Budgeting of HSBC Bank UAE Branch Looking at their financial statements one will note that they are quite detailed with lots of financial items, which are specific to the bank, and understanding them requires referral to the notes accompanying the financial […]
• Westpac Banking Corporation Analysis and Forecast The entry of foreign banks as well as the building societies which were speedily developing into banks and the emergence of other financial institutions increased competition in the Australian financial market.
• Case on Private Equity in Saudi American Bank The problem was that the firm’s investment manager was investing for the first time and therefore, he had many questions to ask before he finally made the decision to invest in the company.
• Commercial Banks and the Northern Rock Crisis Bank Roles Prior to the actual analysis of the case of the Northern Rock bank is a brief background that elaborates the scenario of the Northern Rock Bank Crisis.
• Bank (HSBC) and Life Insurance Company (Protective) The report also investigates the profitability of the two companies, the metrics used to measure profitability, variation in the last five years and the reasons for these variations.
• Investment Banking and Operations Management In a steady market, the bank uses the information conveyed in prices of assets to significantly allocate capital resource to the most profitable and ultimate use.
• Investment Banking and Global Operations Management Essentially, banks engage in securitization process to increase their uncertain profit opportunities and also to adjust their asset portfolio Entering into the security markets through the perspective of the original financial institution is of great […]
• Online Banking and Cryptographic Issues A disadvantage of online banking is that it inherently reduces the interaction between banks and their customers and in addition, security is not guaranteed in this type of banking, that is, hackers have a chance […]
• The Failure of Superior Bank The crisis in Superior Bank was associated with the fact that the directors failed to observe and address risky financial management strategies that were followed in the organization, and the regulators did not pay much […]
• Criminal Law & Bankruptcy: Bullard vs. Blue Hills Bank The action by the court caused Bullard to appeal against the decision to the BAP to which the BAP concluded that the denial was not the final.
• Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
• First Citizens Bank’s Financial Income in North Carolina The income analysis pertains to a comparison of the profit, revenue, income and profit of the institution in the recent year for analysis on the position of the company.
• Financial Risk Management in Islamic Banking Ahmed defined Islamic financial as a system of finance based on principles of Islamic banking, and that operates under the ethics of Islamic teaching.
• Finance & Banking: Blades Corporation This is because of the volatility of international currencies and the risk that the changes in the value of the currencies will result in a loss from trade receivables and/ or payables depending on the […]
• The Role and Functions of Law in the Banking Industry The first part provides answers to questions regarding the Cipollone versus Liggett Group case, the second part discusses the role and functions of law in the banking industry, and the third part looks at future […]
• The Crime of Robbing the Big City Bank Combined with eyewitness testimony and video evidence, it can be stated beyond all doubt that Clark was guilty of the crime.
• Citi Bank: Business and Corporate Law The enforces a number of Acts that include the Investment Advisers Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Company Act of 1940, and the Sarbanes Oxley […]
• The Banking Industry: Brief Analysis They include the open market operations that are meant to regulate the amount of money in the reserve. This is important because it influences the transactions in the other parts of the economy, such as […]
• First Gulf Bank Financial Activity The retail bank consists of accounts, deposits, credit cards, safe deposit lockers, loans and mortgages; the First Gulf Bank is the largest bank in United Arab Emirates with shareholder equity of over AED 20 billion […]
• Forecasting of National Bank of Greece (Nbg Bank) Current liabilities are short term obligations that occur in the course of running the firm and have direct associations with sales.
• Banking Analysis: Review The chart shows a continuous increase, with a few years of drop; but the scale of the chart for the most part is upward. The trend of consolidation comes across in the presentation of the […]
• Islamic Finance and Banking. Basic Islamic Principles The Islamic banks approach to lending is very unconventional in that the bank does not give out the loan to a borrower per se, but instead acquires the asset on behalf of the borrower who […]
• World Bank Mining Industry Forecast Therefore, this document will use the data provided by the bank to give a projection of mining, in a global capacity.
• Corporate Cyber Risk Assessment: Bank of America Arguably, one of the most epic accomplishments of the 21st century was the invention of the computer and the subsequent creation of the internet.
• Ethics in the Banking Industry in the UK It may be argued that organizations may require ethics as the part of their practices in the industry, but it may not be the essential or core part in any institution, specifically in the organizations […]
• The Economy: The US Banking System Capital formation refers to the distraction of the economy’s productive capacity for the creation of capital goods which eventually increase the productive capacity in the future.
• Banking Contract and Fiduciary Obligations The paper explores the relationship between a bank and a customer from the perspective of fiduciary obligations of a banking contract.
• Bank Loans and Deposits Role in Saudi Arabia Monetary System The major feature of Islamic banking is confined to the bank’s concept of Profit and Loss Sharing, in this arrangement the banks depositors are strictly speaking not creditors to the bank per se, but rather […]
• Case Analysis on Banking Industry of Germany The globalisation and competition of the banking industry have increased because of the growing importance of banking in the marketplace. The decisions of Basel II and the EU for public sector banking and capital markets […]
• Bank Fraud: Easyloan Bank Ltd and ABC Pty Ltd This is similar to the situation in the US where the office of the Attorney and a section of the Criminal Fraud Department of Justice handles mortgage prosecution cases.
• Unremunerated Reserve Requirement Policy: Central Bank of Thailand Under the impact of the World War II, the government of Thailand upgraded the status of the Bureau to that of a central bank by passing the Bank of Thailand Act in the year 1942.
• Solvency Risk and Liquidity Risk of a Bank Differences The aim of this report is to identify the meaning of the solvency risk, liquidity risk, credit risk, dynamic provisioning, and the effective control of the solvency risk besides the problems which the bank encounters […]
• The Banking Crisis of 2007-2010 The role of Credit Rating Agencies in the subprime mortgage-related securities market turmoil was scrutinized by the Securities and Exchange Commission.
• Banco Popular Español and the Saudi Investment Bank In this paper, the analysis of two banks and their risk management will be given: Banco Popular Espa ol S.A.with its abilities to take care of liquidity, credit, and other risks and the Saudi Investment […]
• Comparative Study of Conventional and Islamic Bank Performance in the GCC Segregated by bank group and criterion variable, the correlation-based shortlist of independent variables are as shown in tables 1 to 3 below and overleaf.
• Economic Development as the Key Driver of Global Private Banking and Wealth Management Industry The reverse reality of salient features of wealthy people in different parts of the world is the observation that the vast majority of the populace live in poor and deplorable conditions.
• Bank of America: The Staffing Process The effectiveness of staffs recruited in the bank depends on the ability of the bank to recruit the most suitable employees.
• The Royal Bank of Canada: Investment Analysis and Management As a result, the regional bank grew to a national bank and this success is not only attributed to the strategies of the institution itself but also the role played by the people of Canada […]
• Comparison Between Saudi Hollandi Bank Suk vs. Bank Bonds Besides, another factor is that through investments in such bonds, the investor gains certain amount of ownership in the assets of the company in the extent of his investments, which unfortunately is not possible in […]
• UBS Investment Company in the Swiss Banking Sector The relation of the Swiss banking industry with Swiss economy and the future aspect of investment in the industry are discussed.
• Saudi Banking Industry and Riyad Bank’s Performance In this context this paper analyzes the performance of the Saudi banking sector during the period from 2003 to 2007 in general and that of Riyad Bank, one of the major players in the Saudi […]
• Fransi Bank’s Financial Analysis and Forecast The financial analysis reveals the financial performance of the bank and the key factors that help the bank to be a leading organization in the industry.
• UK Banking Sector Recovery Plan The objective of the analysis is to identify the possible benefits, weaknesses and implications of the plan to the British economy.
• Three Financial Ratios for Stock Investor and Bank However in the stock investor will be looking for a long-term capital gain, the equity debt becomes more important since the stability of the company would be more important than the current liquidity.
• Changes in the UK and US Banking Industry In the 1980s the US banking industry experienced increased transformation to the regulation of the financial institution by the Federal bank.
• Al-Rajhi Bank of Saudi Arabia vs. Dubai Islamic Bank For the purpose of our assignment, we will use values of the total share capital of the year, the profit for the year, and the dividends paid to the shareholders of the banks.
• Trails to Success: Bank of America On analyzing the strategy of work of Bank of America and the requirements set for the applicants, it is possible to state that professional skills are the basis of a successful career in banking.
• Performance Evaluation of Al Rajhi Bank
• Ethical Implication of Banking Bailout
• Corporate Security Strategy: Financial Risks in Banking Sector
• Customer Service Improvement Project at Qatar National Bank Evaluation
• Commonwealth Bank and the Bank Technologies
• Theft and Workplace Problems: The Accidental Bank Robbery
• Why Do Banking Policies Need To Keep Up With The Times?
• Chase Bank Company Analysis
• Creditpia’s Banking Sector
• Reforms Necessary in the Banking System
• Lloyds and Northern Rock Bank Buildings Semiotic Analysis
• Goldman Sachs Bank in Economic Turmoil
• HSBC – Criticised Over Their Banking Methods
• Background About Garati Bank in Turkey
• Home Loan Offered by Bank of America Corporation (BAC)
• Total Quality Management in Abu Dhabi Commercial Bank
• CRM Implementation Project for the Bank
• Abu Dhabi Commercial Bank: Corporate Governance Principles
• Bank Reporting System. Guidelines and Rules
• The World Bank: Definition and Activity
• Network Information and Activity Times in Banking Firm
• Business Strategy: Mountain Bank
• Andrew Jackson and the “Bank War”
• Diversity of Employees in the Boston Bank
• Adopting a New IT Strategy in SBI Bank
• Bank of America: Loans
• Kiboko Bank: Business Ethics Issue
• Bahrain’s Al Salam Bank’s Offer for Bahraini Saudi Bank
• IMF and World Bank: A Boon or a Bane for Developing Nations?
• Young Depositors and Face-To-Face Banking
• Threat of New Entrants to Commercial Banking Industry
• Oil Pricing and Demand in Connection With the US Banking System Position
• Production & Organization Management in a Refinancing Organization
• “Crossing the Green Line Between the West Bank and Israel” by Avram S. Bornstein
• The Banking Concept of Education
• Competitive Advantage Source: Westpac Banking Corporation
• World Bank – IMF and the United Arab Emirates
• The United States Banking Industry: Economic Profile
• Biometric Scanners in Banking Industry
• Money and Banking. Financial Markets
• “Banking and SME Financing in the United States” Review
• Integration of E-Commerce Websites in Banking Systems
• Global Banking Secrecy Toolkit
• Interstate Banking and Its Beneficiaries
• Banking in Saudi Arabia: Main Facilities, History, and Future
• “Data Mining and Customer Relationship Marketing in the Banking Industry“ by Chye & Gerry
• Kuwait’s Banking Sector Overview
• Competitive Advantage in the Banking Sector
• Global Reputation and Competitive Advantage in Banking
• International Banking System
• Hongkong and Shanghai Banking Corporation in Qatar
• Banking and Finance in Australia: Preventing Collapses
• China-US Competition in the Banking Sector
• “A Century of US Central Banking” by Bernanke
• Gambling, Fraud and Security in Banking
• High-Risk Gambles Prevention in Banking
• Corporate Social Responsibility: JPMorgan Chase and Barclays Pls Banking Scandals
• Banking and Risk Management
• Banking Systems Success in Canada and Australia
• Banking and Monetary Policy During Recession of 2008-09
• Dubai Macroenvironmental Analysis for Banking
• Banking: Interest Rates and Credit Creation Process
• Banking in David Ashby’s “Money Mechanics”
• Personal and Organizational Development in Banking
• Banking Sector in the State of Kuwait
• International Banking Sector: Financial Regulation
• Kuwait Economy and Corporate Governance in Banking Sector
• Bond Market and Banking in Gulf Countries
• Customer Satisfaction Management in Banking Sector
• Westpac Banking Corporation Risk Management Policy
• Citigroup: Credit Default Swaps in the Banking Industry
• Risk in Banking Internal Control System
• Hong Kong and Shanghai Banking Corporation’s Entry Into Japan
• Banking Instability During the Global Financial Crisis
• Satisfaction Management in Banking Industry
• The Wall Street Crash Impact on the World’s Banking System
• Hong Kong and Shanghai Banking Corporation Holdings
• Retail Banking Products and Services
• Banking Industry Guidance
• Employee Turnover Rate in UAE Banking Sector
• Islamic Banking: Sales and Lease-Centered Models
• Arbitration in Islamic Banking and Finance Dispute
• Chief Information Officer’s Role in E-Banking
• The Shadow Banking System: Financial Crisis Source
• China Banking Supervision System: Defects and Improvement
• Online Activity of Banking Sector in the UAE
• Operational Risk in Conventional and Online Banking
• UAE Banking Industry’s Status in a Global Context
• Customer Engagement in the Greek Retail Banking Sector
• Landsbanki Banking Analysis and Bank Alternatives
• Kenya as a Leader in Mobile Banking of the World
• Resistance to Change in Banking Orhanisations
• Resistance to Change in the Banking Sector
• Customer Service in the UAE Banking Sector
• Australia and New Zealand Banking Group Management
• Corruption and Ethics in China’s Banking Sector
• Islamic Banking Principles and Relevance
• Islamic Banking: Tools and Techniques
• The Banking Industry and Interest Rates
• Islamic Banking and Financial Markets Critical Issues
• JP Morgan Chase’ Banking Analysis
• Money’s and Banking’ Concepts
• The Basel Committee Role in Banking
• China’s Banking Sector Analysis
• Greenbelt Banking Company’s Human Resource Management
• Islamic Banking Principles
• Boosting Sales in Retail Banking for 2012
• Banking Regulation and Taxation
• UAE’s Banking Industry Analysis
• Money and Banking: The Economic Recession of 2007
• The Russian Banking Sector
• The Use of CRM in Australian Banking Industry
• Money and Banking: David S. Ashby’s Perspective
• Sustainable Development: The Banking Sector
• Big Four: Banking in China
• Banking Credit Risk Management
• How to Keep Customers Loyal to Online Banking
• Banks, Bank Firms and Financial Intermediaries
• Market-Based Versus Bank-Based Financial Systems
• Bank Mergers and Cost of Capital
• Managing People in the Bank of America
• Projected Customers Maintaining Strategies in Banking Industry
• The Banking Industry in the United Arab Emirates
• IPScape in the Australian Banking Sector
• Bonus Banking: Case of UBS
• Corporate Governance Statements: BHP Billiton and National Australia Bank
• Crossvergence in the Banking Industry
• Safaricom’s Mobile Banking
• Ameribank and Online Banking
• Benchmarking in the Investment and Banking Sector
• Overcoming the Debt Crisis by European Banking Sector
• National Bank of Kuwait: Employee Appraisal Problem
• An Investigation of the Sustainable Benefits of Agency Banking in Kenya
• HSBC Bank’s Kenyan Entry Strategy
• Islamic Banking Sector Issues
• Bank of America and Silver A-Plus Card
• An Evaluation of the Economic Issues Identified in the ICB Report on Banking
• Comparison of the United States and Saudi Arabian Banking Sector
• Crisis in the Banking System of Korea
• Financial Industry Analysis on MCU Sustainable Banking
• Online Banking and Online Purchases
• Problems in Banking Regulation
• Central Banking and the Money Supply
• The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply
• The UK Banking Practice That Led to Financial Crisis
• Is Bonus Banking the Answer?
• Human Resource Management at the Bank Alfalah
• Bank of America: Realizing Servant Leadership
• Citibank’s E-Business Strategy and Competences
• A Marketing Research on Mobile Banking
• The Too Big to Fail Phenomena in the Banking Sector
• A Report on Customer Driven Marketing Strategy for Easy-Pay Mobile Banking Service
• HSBC Holdings: Chinese Banking Sector
• RBS Citizen Bank Culture and Change
• Federal Reserve; Money and Banking
• Employee Motivation Factors in Banking
• Crisis Management: Online Banking Security Breach
• Mobile Banking in Saudi Arabia: Towards Understanding the Factors that Affects the Sector
• Banking Industry Analysis
• The History of U.S. Banking Crises: Cause and Effect
• What Is Current Research in Money and Banking?
• What Is the Study of Money and Banking?
• What Are the Advantages of Banking?
• U.S. Money and Banking: What Is the Key Issue Facing Us?
• What Are the Main Topics of Money and Banking?
• What Is the Best Research Topic in Money and Banking?
• What Is the Divergence Between Accounting Standards and Banking Regulation?
• What Were the Causes of the Banking Crisis of the 1930s?
• What Are the Types of Banking?
• What Is the Biggest Problem in Money and Banking?
• How Do I Choose a Topic for Research in Money and Banking?
• What Are the Most Important Money and Banking Services?
• What Is the Banking System Like in South Korea?
• What Are Some Good Thesis Topics in Finances and Banking?
• What Are the Money and Banking?
• What Are the Types of Money and Banking?
• Why Is Banking Research Important?
• What Are the Main Functions of Money and Banking?
• What Is the Main Role of Banking?
• What Do You Study in Banking?
• What Are Money and Banking Used For?
• Who Invented Banking?
• What Are Basic Money and Banking Skills?
• What Does Mobile Banking Need?
• What Are the Categories of Money and Banking?
• What Is the Purpose of Money and Banking?
• How Does Islamic Banking Work?
• What Is the Connection Between Accelerating Inflation and Decreasing Effectiveness of Banking Regulation?
• What Is the Role of Money and Banking in the Economy?
• What Are the Current Trends in Banking Industry?
• Chicago (A-D)
• Chicago (N-B)

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Business & Money Essay Titles

IELTS Essay Questions for the Topic of Business and Money. All essay questions below are reported by IELTS candidates and seem to have been repeated over the years. Regardless of the years the questions were reported, you could get any question below in your test. You should, therefore, prepare ideas for all questions given below. The topics below could appear in both GT and Academic IELTS Writing Task 2.

Business & Money Essay Questions for IELTS Writing Task 2

In some countries, a few people earn extremely high salaries. Some people think that this is good for a country, while others believe that the government should control salaries and limit the amount people can earn. Discuss both views and give your opinion. (Reported 2017, 2019, 2020, 2022 Academic Test)

More and more business meetings are taking place online. What are the advantages and disadvantages of this trend? (reported 2021, 2022, 2023)

Due to the development and rapid expansion of supermarkets in some countries, many small, local business are unable to compete. Some people think that the closure of local business will bring about the death of local communities. To what extent do you agree or disagree? (repeated most years)

Companies should provide sports and social facilities for local communities. To what extent do you agree? (Reported 2017, 2021)

If the product is good and meets consumer needs than advertising is unnecessary. To what extent do you agree? (2023)

Large businesses have big budgets for marketing and promotion and as a result, people gravitate towards buying their products. What problems does this cause? What could be done to encourage people to buy local products? (2016, 2020, 2022)

Some countries encourage foreign companies to open in their country. Many people think that the government should focus on encouraging local business rather than foreign businesses. To what extent do you agree?  (reported 2021, 2023)

An increasing number of people are buying what they need online. What are the advantages and disadvantages for both individuals and companies to shopping online? (repeated most years)

Marketing and promotion is the key to a successful business. To what extent do you agree? (repeated frequently)

The performance of staff can have a significant impact on the success of a company. What can companies do to increase staff productivity? (this question is repeated but often with a different focus, for example “Marketing has the most significant impact on the success of a company”. This question offers marketing rather than staff productivity as the most important aspect of success.

Some companies have uniforms for their staff which must be worn at all times. What are the advantages for a company of having a uniform? Are there any benefits of having a uniform for the staff? (repeated most years)

In many countries, it is common for families to own and run their own business. Some people think this is the best way to run a business, while others consider this a potential source of problems. What is your opinion? (2018, 2020, 2022)

Some people think that when recruiting, companies should aim to take on people who are innovative and able to work independently while others considered they should recruit people who are able to work in a team and follow instructions. Discuss both views and give your opinion.

Some people think that the only way to have success in business is to have a unique product. What factors, do you think, influence the success of a company? (reasons for success in business is a frequent question)

Small businesses should avoid recruiting young women who do not have their own family in order to avoid paying maternity leave later on. To what extent do you agree or disagree? (2021)

Sales companies should recruit people who are hungry for money as they will make the most dedicated workers. Do you think money is the driving force behind hard work? What factors should be taken into consideration when recruiting staff for sales positions? (2020)

The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this? (this question is quite common)

Some people believe that the higher a product is priced, the more likely it is that people will want to buy it. To what extent does price influence potential buyers? What other factors influence people to buy a product? (2015, 2018, 2021)

Some people think that the only way to judge someone’s success in business is by the amount of money they make. Is money a true indicator of the success of a business? In what other ways could success in a business be measured? (frequent question regarding indicators of success)

It is common practice for some students to take a gap year between high school and university in order to do charitable work abroad in underdeveloped countries. What are the advantages and disadvantages for young people of doing volunteer work? (common question)

Rich countries are getting richer while poor countries are getting poorer. What is the cause of this? What could be done to solve this problem? (common question)

Some people think that it is better for a country’s economy for people to spend money, while others believe that it would be better for people to save money. Discuss both sides and give your opinion. (2015, 2018, 2020)  

Reported essay questions are from students who have taken their IELTS test. That means questions may have appeared more frequently than have been reported. These questions may vary slightly in wording and focus from the original question. Also note that these questions could also appear in IELTS speaking part 3 which is another good reason to prepare all topics thoroughly.

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Essay on Money

Money is a significant part of human civilisation. It is difficult to think about the world without money. Everybody needs money for various purposes, starting from day-to-day transactions to savings for the future. But if we go back to history, we will find that before money came into existence, there was a barter system to facilitate transactions among individuals in society. With the development of civilisation over time, the barter system lost its ground and was replaced by money. This essay on money will provide ideas to students so they can effectively write essays on this topic. They can also check out the list of CBSE Essays to practise more essays on different topics and boost their writing skills.

500+ Words Essay on Money

Money is any object or record that is generally accepted as payment for goods and services and repayment of debts which also acts as a standard of deferred payments. The main functions of money are distinguished as: a medium of exchange, a unit of account and a store of value. The money supply of a country consists of currency (banknotes and coins) and bank money. Bank money usually forms the largest part of the money supply.

With the help of money, we can fulfil our dream. We can go on trips to various places, eat tasty food, buy a beautiful house and can buy any luxury items. Many businessmen earn a lot of money by making profits from their businesses. They provide services or make products that people need and make money from them. Now, there are many industries and startups which have set up their business and gained success. But still, there are many people who use illegal modes to earn money and become a part of corruption.

Significance of Money in Economy

Money plays an important role in shaping the economy of any country. Money can stimulate or even hamper economic progress. Money affects the income, output, employment, consumption and economic welfare of the community at large. Money through its purchasing power increases consumption and, as a store of value, increases investment, and employment and leads to economic development.

Demonetisation in India

The Prime Minister of India, Narendra Modi, announced demonetisation on 8th November 2016, where Rs 500 and Rs 1000 notes were withdrawn from circulation. It was a major event of the year 2016. The demonetisation decision was taken by the Government in consultation with the RBI. The action was taken to tackle Black Money which is available in various forms like cash, investment in property and real estate, luxury goods like jewellery or with foreign currency dealers and private financiers. The target was to curb the use of black money.

The other motto of demonetisation was to reduce corruption. With demonetisation, the cash in the hands of corrupt people becomes useless, and if the same is deposited in the banks, it loses anonymity, and the person has to pay taxes on the said amount.

The demonetisation also helped in promoting digitalisation through online transactions. A large section of the Indian economy was being run on the cash system, which does not get captured by the tax department as it does not leave any trail. So, the Government thought about promoting digitisation and formalisation of the economy through online transactions, e-wallets, and various payment instruments like Paytm, Rupay cards, the BHIM app etc. The beauty of these instruments is that the entire economic activity gets captured. It reduces tax evasion and improves tax collection.

Students must have found this essay on money useful for improving their essay-writing skills. They can get the study material and the latest updates on CBSE/ICSE/State Board/Competitive Exams, at BYJU’S.

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How to Title an Essay, With Tips and Examples

If you read this blog regularly, you’ll notice something about our blog posts’ titles: They all summarize what their post is about. This is so you know exactly what you’ll find in the post, so if you’re looking for specific tips, you know exactly which post to read. 

An essay title does the same thing. There are a lot of similarities between essays and blog posts , and one of those similarities is that for the title to be effective, it needs to be concise and clear. It should also contain one or more keywords, which tells readers the essay’s main topic.  Write papers with confidence Grammarly helps you make the grade Write with Grammarly

What is the purpose of an essay title?

An essay title tells readers what your essay is about. This gives them a heads up on what to expect from the essay and, if they’re reading it to conduct their own research, whether it’s relevant to their area of study. 

Ideally, an essay title also catches readers’ attention and stokes their curiosity, prompting them to read your work. How important it is to achieve this depends on the kind of essay you’re writing—if it’s an assigned essay and your instructor has to read it, an engaging title isn’t your top priority. But if you’re submitting your essay to a contest, as part of an application to college or graduate school, or pitching it for publication, it needs a catchy, intriguing title because the title is the first part of your work the editor or admissions committee will see. And depending on the title’s catchiness and other circumstances of your submission, it could be the deciding factor in whether they read your essay. 

As we mentioned above, a strong essay title gives a clear preview of what the reader will find in your writing . You don’t have to give it all away, but it should act as a general briefing on what to expect from your work and make them want to continue reading it. 

>>Read more: How to Start an Essay: 7 Tips for a Knockout Introduction

What are the rules for essay titles?

Guidelines for essay titles in mla format.

In MLA format , your essay’s title should be in title case. That means every principle word— words that aren’t articles , prepositions , coordinating conjunctions , or the word “to” paired with an infinitive —is capitalized. The only exception to this is when one of these words is the first or last word in the essay’s title. Here’s a quick example: 

Looking Through the Rear Window: Perspective in Hitchcock’s Films

Guidelines for essay titles in APA format

Similarly to MLA format, APA format requires essay titles to be in title case. In addition to this formatting requirement, APA requires that essay titles be succinct and specifically not contain any abbreviations or unnecessary words. Here is an example of how an essay title looks in APA format:

Effects of Blue Light on Boston Lettuce Crops

See how straightforward this essay title is? You know exactly what the essay is going to be about: How exposure to blue light impacts growing Boston lettuce crops. Keep in mind that APA format is typically used for scientific and technical work, so it’s unlikely you’ll use figurative language in your title. 

Guidelines for essay titles in Chicago Manual of Style format

Chicago style also requires that essay titles be in title case. Other than that, Chicago style doesn’t have specific guidelines for what a title should or shouldn’t include. Here is an example of an essay title in Chicago style:

2021 Returns: What We Projected vs. Actual Returns

How to brainstorm your essay title

When you’re brainstorming for your essay, think about the potential titles you can choose. Jot down your keyword and the kind of essay you’re writing, such as an analytical or compare-and-contrast essay . This won’t only help you determine an effective title, but it can also help you determine the best way to structure your essay .

Stay away from punny or otherwise funny titles unless you’re writing a humorous or personal piece—your creative writing class is probably the only course where that kind of title is appropriate. 

Here’s what your essay title should include

• One or more relevant keywords to your subject
• Any other necessary words or phrases that tell the reader what to expect from your essay
• When applicable, a catchy phrase or figurative language

Let’s take another look at the example essay titles from the section above. In the first example, Looking Through the Rear Window: Perspective in Hitchcock’s Films , we have the following elements:

• An attention-grabbing phrase that references one of Hitchcock’s most well-known films
• The keyword “perspective,” which tells us immediately what this essay is about
• Clarity around how the essay specifically explores perspective in Hitchcock’s films and instances where Hitchcock used perspective as a storytelling device

Now take a look at the example APA title essay, Effects of Blue Light on Boston Lettuce Crops. This one is more straightforward and technical. But still, it’s got the key elements that make up a strong essay title: 

• A clear preview of exactly what’s in the essay: data on how an environmental factor affects specific crops
• Clear keywords: “blue light” and “Boston lettuce crops”

Additionally, notice how the tone is different from the tone in the MLA essay title. This essay title feels more objective and detached from its subject, giving a preview of the tone the reader will find in the essay. 

What not to include in your essay title

It’s usually best to stay away from negative or controversial terms. Do this even if your essay is taking a stand against something or arguing that another position is harmful. Instead, reframe your position using neutral or positive words to avoid potentially offending a reader or undermining your own position by coming across as aggressive or bitter. Compare these two essay titles:

• Why Rerouting Campus Traffic Is a Terrible Idea
• Finding Solutions to Campus Traffic Challenges 

See how the second option, the one that avoids negative language, sounds more engaging and promises a more resolution-oriented read? Remember, your reader is supposed to draw their own conclusions from your essay—don’t attempt to do their work for them by telling them what to think in your title. 

As you brainstorm titles, write them down so you can revisit them after you complete your first draft. Once you have a finished draft , it can be a lot easier to determine the title that fits your essay best. 

Essay title examples

Take a look at these example essay titles and take note of how the tones and vocabulary vary between essay types. A title that’s perfect for a persuasive essay might not be right for a college application or expository essay . And similarly, a title that works for a comparative essay might be too lackluster for a personal or argumentative essay . 

Personal essays

Why I’ll Never Wear a Blue Baseball Cap Again

How 20 Years in Corporate America Made Me a Better Parent

Analytical essays

What is Love? How Romantic and Modern Artists’ Answers Differ

Three Reasons Why We Won’t See a Repeat of the 2008 Bubble

Argumentative essays

The Correlation between New School Buildings and Higher Test Scores—Three Stats You Can’t Ignore

Are We Using the Right Success Metrics for Students?

Persuasive essays

Four Ways Free Wi-Fi Will Boost the City’s Economy

Unless We Take Action, This Heat Wave Is Just the Beginning

Compare-and-contrast essays

Dynamite, Profit, and the Pursuit of Power: Chasing White Whales in Moby Dick and Jaws

Outdoor Growth Patterns of Shiitake and Lion’s Mane Mushrooms 

College application essays

What Scooping Ice Cream Taught Me about Human Nature

Dancing and Math Are More Similar than You Realize

Essay title FAQs

What is an essay title.

An essay title concisely states what an essay is about.

Why is an essay title important?

An essay title is important because it accomplishes a few things:

• Tells readers what the essay is about
• Catches potential readers’ attention
• Helps researchers sort essays and find the ones most relevant to their work

What should you consider when creating an essay title?

When creating an essay title, think about the essay’s purpose. Then, explain the essay’s subject and purpose in a brief clause or short sentence, making it appropriately intriguing to draw readers’ attention. 

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Money Argumentative Essays Samples For Students

425 samples of this type

Over the course of studying in college, you will inevitably need to compose a lot of Argumentative Essays on Money. Lucky you if linking words together and organizing them into meaningful text comes easy to you; if it's not the case, you can save the day by finding an already written Money Argumentative Essay example and using it as a template to follow.

This is when you will definitely find WowEssays' free samples directory extremely useful as it contains numerous skillfully written works on most various Money Argumentative Essays topics. Ideally, you should be able to find a piece that meets your requirements and use it as a template to develop your own Argumentative Essay. Alternatively, our competent essay writers can deliver you a unique Money Argumentative Essay model crafted from scratch according to your custom instructions.

Good Example Of Argumentative Essay On Is America Losing the War on Drugs

Free inflation argumentative essay example, free availability of education argumentative essay example.

In this 21st century, the population of the world is progressing rapidly with the strength of democracy. Everybody gets equal opportunity to become successful, which is free enterprise. Technology and science is a back support for education. Several people in this world need education. This has to be supported by the government where people live. Unequal availability of education to people will create problems because the uneducated are unable to gain like the educated. To solve problems happening due to uneducation, the government has to spend lot of time and money.

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Example Of How Markets Crowd out Morals Argumentative Essay

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At present, the majority of residents of Ohio State, let it be an individual, a student, etc. are burdened with debt. The poor debt scenario of the Ohio State came into scene when during 2005, the bankruptcy rate went double to the rest of United States. However, as per the data published by a website, although Ohioans carry less debt burden that the residents of other states, however, still the level of debt is high. Important to note that although the state’s residents carry less mortgage burden but the credit card and student loan amount has reached an alarming stage.

Significance of the problem?

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Gun violence in the U.S. is out of control. Incidents in US of gun violence in 2012 were horrible, widely publicized, and unprecedented. We will look at how to prevent such incidents in the future in the rest of the paper.

Paragraph 1:

Importance of gun laws in U.S. Politics. NRA’s stance on the matter (de-regulation). Recent successes: Concealed Carry in many states. The reaction from the other side on recent acts of gun violence in 2012 to restrict gun laws.

Paragraph 2:

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Not all crimes are committed under the influence of drugs, however, the need to obtain drugs for recreational use and the need to use drugs for monetary gain are paramount incitements for the commission of crimes,

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Intuitive & fast in use

Our tool is fast and easy to use. All you need to get a brilliant heading for your essay is to follow three quick steps - type relevant keywords, choose a subject, and click Generate. Just that easy!

A large database of information

Our title generator has a huge database of information to help you find tons of great ideas that will surprise your professor. It collects ideas from our own database, as well as from outside sources, that are constantly being updated to make relevant suggestions.

Guaranteed Originality

Rest assured, our paper title generator ensures complete originality, eliminating any concerns about plagiarism. With our free tool, you can generate titles that are 100% unique and creatively tailored to your needs. Say goodbye to worries about unintentional duplication and welcome a hassle-free way to generate captivating titles for your essays.

Free features

We can turn your paper into a perfect one.

At Studyfy, we provide superior writing assistance to support your academic journey. Our team comprises skilled professionals adept at various tasks, including homework aid, proofreading, and essay refinement. With extensive knowledge and experience, our experts ensure your writing is impeccable and tailored precisely to your needs. When you rely on our team, rest assured your papers will surpass expectations and adhere to rigorous academic criteria.We invite you to take action and experience the difference our services can make in your academic success. Don't hesitate to utilize our expertise and entrust us with your " write my essay " requests today.

How does an essay title generator work?

Insert the keywords.

Use keywords to define your essay’s topic or a central idea. Our title generator will analyze the inserted keywords and search for relevant suggestions in our database. The more keywords you put, the easier it will be to find your perfect topic!

Pick subject category

To get even more accurate results, choose the subject category that suits your needs most from the list. The tool will use both your keywords and the chosen category to find relevant titles. There are plenty of categories to suit every user’s needs. Try to use different ones to find even more interesting and catchy ideas.

Get many great ideas

After inserting your keywords and choosing a category, click the Generate button. The tool will scan the database, which updates regularly. It will suggest creative options for you to choose from. Run it as many times as you need to find your perfect essay topic!

How can Studyfy title generator for essay help you succeed?

Tons of attention-grabbing topics, constantly updated databases for relevant results, lots of subject categories to choose from, unique ideas exclusively.

Tips for using our essay title generator to your benefit

Pick the right subject

Is there any specific subject or area of research that has to be covered in your essay? Then try choosing a subject that fits you from the list of suggestions

Choose the best topic

So, you found many title ideas with our essay titles generator. How to choose the best one?Copy your options or write them down. Then, eliminate them individually until you are left with the perfect one.

Are the topics on our list broad? Even better! With our title maker, you'll have a starting point to narrow them down further and find the best option. Whether you're seeking inspiration or guidance, our tool is here to streamline your search and aid you in crafting the perfect title for your needs.

Our customer reviews

Students and professionals choose our creative essay title generator to find the best, catchiest, and most intriguing titles for papers. Here is what customers who’ve used our tool have to say about it:

Thanks a lot! :) This generator is my golden ticket! Brainstorming with it takes almost no time, and each idea I find is flawless. Studyfy is a lifesaver for students!

With this tool, I always know what to cover in my essayUnlike any other random essay topic generator, this one has helped me generate tons of great ideas. It suggests awesome topics, and I feel inspired! Now that I found Studyfy and this awesome tool, academic writing is just a piece of cake :)

I use this all the time! It’s free and does its job so well. Thanks Studyfy for helping me get inspired and taking my writing to the next level!

I usually write essays myself However, sometimes I feel like I just need an extra push to find a starting point. In such cases, I use this title generator. It helps me find dozens of cool ideas in a few seconds. Anyone who needs inspiration for writing, this is the place to seek it!

Awesome generator! It really helps me find great titles for papers on any subject matter! Earlier, I tried a few different ones, but this one is my fav; it is truly a catchy essay title generator.

Frequently asked questions

What topic categories i can choose from, what should the good essay title generator be like, how many times i can run the tool to find my topic, will my topic be unique, get the most out of studyfy essay topic generator.

• Don’t be afraid to experiment and choose different keywords to
• Pick the title that suits your unique voice.
• Use the tool for inspiration and shape your own topic.
• Don’t hesitate to get help from our pro editors if you’re facing other issues. We will be happy to assist in making every paper perfect!