phd in fintech india

PhD in Financial Technology (FinTech)

Drive Innovation at the Intersection of Finance and Technology

The future of finance is here and it’s unfolding at an unprecedented pace. In an era marked by rapid technological advancements, the finance industry is undergoing a transformative shift, necessitating a new breed of professionals. Our program is dedicated to cultivating leaders who will pioneer the next wave of innovation in the financial sector.

Value Proposition Description

Why FinTech?  

The fusion of finance and technology, known as FinTech, represents one of the fastest-growing industry sectors globally. With a market capitalization exceeding $550 billion and more than 272 fintech unicorns, the potential for groundbreaking work in this field is vast. The rise of digital payments, mobile banking, cryptocurrencies, and beyond has reshaped the landscape of financial services, making FinTech an essential area of study and innovation.  

A Multidisciplinary Approach  

WPI’s FinTech PhD program is uniquely positioned to offer a comprehensive, multidisciplinary education that bridges finance, technology, computer science, and ethics. Leveraging the expertise of our distinguished faculty and the resources of our state-of-the-art FinTech Innovation Hub, students engage in cutting-edge research and practical applications of their studies.  

Curriculum for PhD in Financial Technology (FinTech)  

The FinTech PhD program offers a rigorous curriculum designed to equip students with an in-depth understanding of both the technological and financial aspects of this evolving field. Our program emphasizes:  

Covering blockchain technology, Asset Pricing, Price Theory, Econometrics, Macroeconomics, digital payments, AI, and machine learning, our courses are tailored to meet the demands of the FinTech industry.

By working closely with regional FinTech firms and departments across the university, students gain a well-rounded perspective on the technical, regulatory, and business dimensions of FinTech. The collaboration with Worcester Polytechnic Institute's (WPI) world-renowned faculty presents a unique and invaluable opportunity for scholars to engage in cutting-edge research in the field of finance. WPI's faculty are leaders in their disciplines, known for their innovative approaches and contributions to technology and finance.  

Collaborating with world-renowned faculty at Worcester Polytechnic Institute (WPI) significantly benefits students, especially in refining their research for publication in top finance journals. Working alongside leading academics offers students unparalleled access to advanced methodologies and insights into the finance field. This mentorship helps students navigate the complexities of research and publication, ensuring their work meets the high standards of prestigious journals. Such collaboration not only boosts students' academic profiles but also contributes valuable insights to the finance community.  

The benefits of this scholarly collaboration extend beyond individual achievements, contributing to the broader academic and professional communities by setting new benchmarks in finance research.

Our curriculum incorporates discussions on ethics, data privacy, and financial inclusion to prepare students for the ethical challenges they may face in their careers.

Graduates of our program are poised to make significant contributions to the FinTech sector, whether in academia, industry research, or leading their own innovative startups. Our alumni network spans the globe, with members holding pivotal positions in major financial hubs and pioneering the development of new technologies and business models.

Important Dates

Next Start: August 22, 2024  

Application Deadline: Apply by May 1st

FinTech Education at WPI: An Interdisciplinary Approach

Dean Debora Jackson and Professors Kwamie Dunbar, Joseph Sarkis, and Robert Sarnie of the WPI Business School discuss how the university’s cross-disciplinary experiential learning and collaboration make it the ideal place to study FinTech.

FinTech for Inclusivity, Growth, and the Future

In partnership with Flame University, Boston Blockchain Association (BBA), and the Massachusetts High Technology Council, the WPI Business School and the Future Finance and Economics Association (FFEA) hosted their inaugural conference in October 2023—the first such FFEA event in the United States.

WPI & Flame University FinTech Lab

In partnership with Flame University, WPI’s FinTech Lab recognizes the critical role of adept individuals in driving this transformation. By fostering interdisciplinary collaboration, it cultivates a dynamic environment where experts from finance, technology, data science, and entrepreneurship converge to develop cutting-edge solutions.

Similar Majors

Dr. Dunbar is currently a tenured Associate Professor of Finance at WPI. In addition to his extensive experience in teaching and research, he has a wealth of industry experience working with several fortune 500 companies in various capacities.

Professor Dunbar's research has appeared in leading economics and finance journals such as Quantitative Finance, Economic Modeling, International Review of Financial Analysis, and Research in International Business and Finance, amongst others. His [...]

Joseph Sarkis is a Professor of Management within Worcester Polytechnic Institute's Business School. He previously served as a faculty member at Clark University and the University of Texas at Arlington. His teaching and research interests are in the fields of environmental sustainability, operations and supply chain management. He is the author or co-author of over 600 publications. His research is widely cited and earned the designation of highly cited researcher for eight years from&n [...]

Rob joins WPI from Fidelity Investments, where he spent 23 years in the finance industry, holding multiple executive leadership positions including VP of Strategy and Planning, VP Human Resource Systems, and VP Finance, Procurement, and Accounting Systems. Rob also previously held positions in both the public and private sectors for companies in the manufacturing and nonprofit industries.

At Fidelity, Rob exercised his passion for coaching and mentoring by leading multiple mentoring pro [...]

Take the First Step Today

Prepare to be a research or industry leader in the rapidly growing world of FinTech.

Executive-Friendly Program | High Impact Format

Lead the FinTech Revolution

E-masters in financial technology and management.

Unleash Your Potential to Drive Innovation in Financial Technology with a Masters in Fintech and Management Degree from IIT Kanpur

• No GATE Score required
• IIT Kanpur Alumni Status

Applications closing in

Key Highlights of IIT Kanpur e-Masters Degree

• Selection Based on academic and professional background and test, interview where necessary. No GATE required.
• High Impact Format Weekend-only Live interactive sessions coupled with self-paced learning.
• Executive Friendly Schedule Learn while you earn, with the flexibility to complete the program between 1 - 3 years.
• Career Advancement and Networking Support for placement and facilitation of incubation at IIT Kanpur's Incubation Centre.
• IIT Kanpur Alumni Status Become an IIT Kanpur alumni with access to all the alumni privileges.
• Credits Transfer Waiver of upto 60 credits for higher education (MTech/PhD) at IIT Kanpur.

Admission Process

• Application Register with Mobile Number Submit Details Remit Application Fee Upload Documents --> Round 2 applications closing on 20th April --> Application Deadline - 12th May -->
• Selection Selection Test Starts March 30th Application Review Selection Test* Interview Selection Announcement June 2023 -->

Class Start - July 2024

* Selection test differs for every programme

e-Masters in Financial Technology & Management Overview

The e-Masters in Financial Technology & Management program is an innovative and dynamic program that combines the latest advances in financial technology with traditional financial management principles. This masters degree in Fintech offers working professionals the unique opportunity to study the impact of technology on finance and the financial services industry, as well as the development and management of technology-driven financial products and services. The program covers a wide range of topics, including financial innovation, digital transformation, risk management, and data analytics. Through a combination of online coursework, case studies, and practical projects, students will gain hands-on experience in the development and management of technology-driven financial products and services.

The Masters in Financial Technology & Management program is designed for individuals who are seeking to further their careers in the financial services industry, technology startups, or consulting firms. Offered by the Department of Management Sciences (DoMS), formerly known as Department of Industrial and Management Engineering (IME), The program provides a comprehensive education in financial technology and management, preparing professionals for leadership roles in the industry. The faculty consists of leading experts in the field of financial technology and management, offering the opportunity to learn from experienced professionals with a wealth of knowledge and practical experience. The program is flexible and allows working professionals to study at their own pace, making it an ideal choice for those who are looking to balance their education with their professional and personal commitments.

In conclusion, the e-Masters in Financial Technology & Management program provides a unique and comprehensive education in the rapidly evolving field of financial technology and management. Graduates of this program will be well-prepared to succeed in a fast-paced, technology-driven industry and will have the skills and knowledge necessary to pursue leadership roles in the industry.

Graduation Ceremony at IIT Kanpur Campus

• Build capabilities to lead FinTech initiatives in your organization or embark on an entrepreneurial path and launch a FinTech firm
• Get an eMasters Degree from IIT Kanpur
• Become a part of IIT Kanpur's alumni network
• Learn from a leading research faculty group
• Receive mentorship and career support from the IIT Kanpur placement cell
• Incubation support for promising startup initiatives
• Opportunity to forge a meaningful network with diverse professionals

Why do participants choose the eMasters degree?

• "eMasters will give me the much-needed knowledge of FinTech, data analytics, and strategic decision-making. This could help me work towards my aspirations of becoming a CFO for an FMCG Company." Syed, Associate Manager & ERP Consultant at Accenture with 10 years of experience
• "I have been associated with product development in Blockchain Technology for 4 years. I lead Technology Business Incubator at a University, where we help students build business ideas using technology. As I was inclined to learn Fintech, I found eMasters relevant to my goals." Manish, Associate Director, Technology Business Incubator at a Private University, with 12 years of experience in academics

Hear from our Program Alumni

Meet our world-class faculty, leaders in FinTech and finance, dedicated to shaping the future of finance through cutting-edge research and innovative teaching. Join us and experience a transformative education at IIT Kanpur.

e-Masters in Fintech and Management Curriculum

Our dynamic curriculum, designed for the Masters in Fintech program at IIT Kanpur, offers a unique blend of finance, technology and management to equip you with the skills to drive digital transformation in the financial industry.

eMasters in Financial Technology & Management will be offered as a 60-credit program delivered over 12 modules of 5 credits each. The modules are categorized into Compulsory (C) and Projects (P) and participants need to study the compulsory courses and undertake projects, following the 10 C+2 P structure.

The Compulsory Modules include

• Banks and Financial Institutions
• Capital Markets and Financial Products
• Financial Big Data Analytics
• Investment Banking
• AI, Machine Learning, and Deep Learning
• Blockchain and Distributed Ledger Technologies
• IT Platforms, Cloud Computing, and loT
• Cybersecurity
• Open Banking in a Mobile-First, Cloud-First World
• Extreme Automation & Programming FinTech Applications
• Project - 1 & Project - 2

Detailed Curriculum

Immersive Learning Format

• Online LIVE and self-paced sessions are delivered through AI-powered iPearl.ai
• Live interaction as per the faculty availability
• Apply learnings through projects while working in teams and establish a peer network
• Final module-level exams will be conducted online
• Opportunity to meet experts and experience the IITK campus during campus visits

Eligibility

• Bachelor's degree (3/4 years program) in engineering, science, economics, Computer Applications or equivalent with at least 55% marks or 5.5/10 CPI (Or) Master’s degree in engineering, science, economics, commerce, management, computer applications with at least 55% marks or 5.5/10 CPI
• 2 years of work experience (an applicant need not be currently employed to be eligible)

e-Masters in Financial Technology & Management: Fees

Fee structure for candidates opting to complete the program in 1 year .

*For every additional quarter, fees of Rs 15,000 will be applicable.

For Example

Candidates opting to complete the program in 5 quarters need to pay an additional fee of ₹15,000

Candidates opting to complete the program in 11 quarters need to pay an additional fee of ₹1,05,000

All other fees remain the same.

Fees paid are non-refundable(after a certain time period) and non-transferable.

• Partial Fee waiver available. For more details Click Here

About IIT Kanpur

Established in 1959 by the Government of India, Indian Institute of Technology Kanpur (IIT Kanpur) is a globally acclaimed university for world-class education and research in science, engineering, management and humanities. We aim to provide leadership in technological innovation for the growth of India.

• Ranked 1st in Innovation, 4th in Engineering and 5th in Overall Category by NIRF 2023
• Built on world-class academic research culture
• Offers various undergraduate, post-graduate, integrated, and research programs in the field of engineering, science, management, and design

In the News

IIT Kanpur's eMasters degree program in Financial Technology and Management to groom FinTech experts The rapid evolution of FinTech, fueled by increasing availability of digital platforms, big data, artificial intelligence (AI), and blockchain technology, is transforming the traditional finance industry....

IIT Kanpur Invites Applications For eMasters in Financial Technology & Management, Apply By May 12 IIT Kanpur is inviting application for its eMasters degree program in Financial Technology and Management. The basic idea of the programme is to groom fintech experts...

IIT Kanpur invites applications to eMasters in financial technology and management The Indian Institute of Technology (IIT) Kanpur has invited applications for the second batch of the eMasters in financial technology and management programme. Interested and...

IIT Kanpur invites applications for eMasters in Financial Technology and Management: Check eligibility, fee details here The Indian Institute of Technology (IIT) Kanpur is now inviting applications for e-Masters programme in Economics and Finance. One can apply for the programme ...

State-of-the-Art Digital Learning Platform

The eMasters Program by IIT Kanpur will be delivered on iPearl.ai , a State-of-the-Art digital learning platform, powered by TalentSprint. iPearl.ai , highly rated for its user experience, is a direct-to-device platform that works seamlessly on any internet-connected device and provides a single-sign on experience for all your learning needs including recorded videos, reading material, live interactive sessions, assignments, quizzes, discussion forums, virtual lounges and more.

Frequently Asked Questions

What is the curriculum for the program.

eMasters in Financial Technology & Management will be offered as a 60-credit program delivered over 12 modules of 5 credits each. The modules are categorised into Compulsory (C) and Projects (P) and participants need to study the compulsory courses and undertake projects, following the 10 C+2 P structure.

• Banks and Financial Institutions: Through this module, you will get an insight into how the Banking and Financial Institutions operate and their role in enabling global and domestic economies. It provides a broad coverage on the evolution and role of financial institutions and the regulatory system governing them, an overview of fiscal policy, foreign trade and a glimpse of the financial institutions in India.
• Capital Markets and Financial Products: The module will provide a complete picture of the capital and financial market structure and various products offered by these markets. Some of the other topics covered in this module include the structure of the equity, debt, forex, commodities, F&O markets, Indian capital markets, mutual funds, insurance, forex and pension funds.
• Financial Big Data Analytics: The module puts a spotlight on data analytics. It also covers intricacies of descriptive, predictive and prescriptive analytics in solving business problems. In addition, coverage is also provided on how text analytics and big data analytics are used in solving banking problems.
• Investment Banking: This course will emphasise on the practical aspects of an investment banking and the finance theory required for the same. The course will focus on Analytical Skills, Financial Analysis and Valuation methods. In addition, the equity, debt and advisory aspects of capital markets as required for an Investment Banking domain are covered in the module.
• AI, Machine Learning, and Deep Learning: The module lays emphasis on the intricacies of ML and DL models used in solving finance-based problems. You will also get to deepen your understanding of NLP, reinforcement learning concepts through case studies and demonstrations. For instance, chatbot development, cyber fraud detection including phishing/spam/malware detection, credit card fraud detection, financial forecasting using ML, and sentiment analysis.
• Blockchain and Distributed Ledger Technologies: Blockchain adoption has paved the way for more transparency, efficiency and resilience to fraud. This module will highlight the mechanisms underlying this transformative technology - their origin, applications and key characteristics to differentiate between 'public' and 'private' distributed ledger technologies. In addition, the module will focus on the roles and risks associated with cryptocurrencies.
• IT Platforms, Cloud Computing, and loT: This is an introductory module that spotlights cloud computing, IoT architectures, virtualization and its role in cloud computing. It also features delivery and deployment models of cloud computing and various private and public cloud platforms. You will explore how to determine the right sensors and communication protocols to use in a particular loT system, understand the data generated from an loT device and migrated to the cloud and the security features required to protect data stored in the cloud.
• Cyber Security: Build an adequate understanding of various cyber-attack tactics, techniques, and procedures, along with hands-on training in different cyber security tools. In addition, you will also build capabilities to identify, detect, analyze and prevent popular cyber-attacks in your organization. Topics covered include cryptography, vulnerability analysis, penetration testing, VAPT framework, organizational security, network security tools - Firewalls, VPN, Intrusion detection/prevention, WAF, Packet capturing using Wireshark, NAC, and NBAD.
• Open Banking in a Mobile-First, Cloud-First World: This module will introduce you to platforms and tools driving the neo-banking ecosystem alongside the operational aspects of such platforms. Topics covered include Open APIs, mobile banking, and recent AR/VR/MR-based innovations in FinTech.
• Extreme Automation & Programming FinTech Applications: The module covers various aspects of RPA / DPA and its use cases, eg customer onboarding, KYC Compliance, Report Generation, AML and doubtful transaction identification etc. Exposure will be given to popular RPA / DPA platform(s) such as UIPath, Pega, Automation Anywhere and Blue Prism. Further, the module will focus on how RPA and DPA assist banks in automating repetitive tasks, leveraging the power of bots and thereby increasing productivity and engaging customers in real-time.

Ph.D. Finance

About the programme.

The Ph.D. programme at Jindal School of Banking & Finance (JSBF) is designed to prepare future professionals for challenges that require an integrated view of the innerworkings of financial markets and institutions. In addition, students can expect to gain a thorough understanding about financial decision‑making and its modelling. Students will develop the ability to independently analyse and formulate research questions to propose and implement creative solutions for contemporary issues faced by decision‑makers, entrepreneurs and financial market participants.

Broad Areas of Research

Students can pursue research in the Banking and Financial Services Industry or related functional areas in one of the following broad themes꞉

Finance ꞉ Corporate Finance, Entrepreneurial Finance, Sustainable Finance, Behavioural Finance, Investments and Portfolio Management.

Economics ꞉ Behavioral Economics, Macroeconomics, Indian Economy, Development Economics, Labor Economics, Financial Economics.

Accounting ꞉ Earnings Management, Corporate Governance, Fraud and Forensics, Public Policy Accounting, Digital Accounting, Taxation.

Strategy and Technology꞉ Financial Technology, Blockchain, Digital Currency, Artificial Intelligence Applications, Industry Models and Methods.

• Eligibility
• CATEGORIES OF ADMISSION
• APPLICATION & SELECTION PROCEDURE

Master’s Degree or any other degree recognized equivalent thereto in (a) Business Administration or Economics or Commerce or in allied subjects or in Engineering/ Technology with at least 55% marks OR (b) Post Graduate Diploma in Management recognized as equivalent to MBA by AICTE with 55% marks or equivalent grade therein.

Professional qualification such as CA/ICWA/ CFA/ CS (both 5 year integrated or 3 years after graduation) with minimum 55% marks.

Applicants with more than 3 years of industry / teaching / practicing/ managerial / professional experience will be given preference.

Applicants shall be admitted to the Ph.D. Programme under one of the following categories:

• Full-time Ph.D. Student (with or without fellowship) “means a person enrolled in the Ph.D. Programme devoting full-time to completing the requirements of the degree.”
• Part-Time Ph.D. Student (without fellowship) “means a person who is registered in the Ph.D. Programme devoting part of his/ her time for completing the requirements of the degree while discharging other employment obligations.”

Admission & Selection

The minimum and maximum period of study and research shall be three years and six years respectively from the date of registration of the student.

Credit Requirement & Coursework Details Credit Requirement & Coursework

Campus Location

Information, quick links.

• Jindal Global Law School
• Jindal Global Business School
• Jindal School of International Affairs
• Jindal School of Government and Public Policy
• Jindal School of Liberal Arts and Humanities
• Jindal School of Journalism and Communication
• Jindal School of Banking & Finance
• Jindal School of Art and Architecture
• Jindal School of Environment & Sustainability
• Jindal School of Psychology and Counselling
• Jindal School of Languages and Literature
• Jindal School of Public Health and Human Development
• Research at JGU
• Research Centres at JGU
• Global Library
• Jindal India Institute
• Jindal Institute of Behavioural Sciences
• International Institute for Higher Education Research and Capacity Building
• Jindal Institute of Leadership Development and Executive Education
• Life at JGU
• Alumni Network
• Campus Events and Festivals
• Clubs and Societies
• Community Engagement and Social Responsibility
• Student Housing
• Student Support Services
• Founding Chancellor
• Founding Vice-Chancellor
• Governing Council JGU
• Administrative Leadership
• Office of International Affairs & Global Initiatives
• Recognitions

Executive Education

INSEAD Fintech Programme

Build a solid understanding of what FinTech is, and develop the needed strategic response relevant to your organisation.

• Participant Profile
• Testimonials
• Dates & Fees
• Open Programmes +
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Upcoming Sessions

Strategising the business opportunities.

Finance is already one of the most digitised of all industries. FinTech—the adaptation of cutting-edge technology into financial transactions to improve performance—has become a buzzword on Wall Street, Main Street, and Silicon Valley alike.

But what is FinTech exactly? What are its main areas and technologies, and what can these technologies do?

Technology offers a dizzying array of possibilities, but not every technological possibility is a good business opportunity. As an incumbent, what are the potential threats posed by FinTech and how can they be turned into opportunities? As a challenger, which areas are promising and which areas are far-fetched?

The  INSEAD Fintech Programme  helps develop your understanding of the four main areas of FinTech: payment systems; lending and fund-raising; cryptocurrencies and blockchains; and technology-driven trading and investing. You will explore these technologies from a business point of view, and discover not only the potential transformative power of some technologies, but also their limitations, so that you are able to critically evaluate either the opportunity or threat that your organisation may face due to FinTech.

The programme will enable you to build a solid understanding of what FinTech is, and ultimately develop the needed strategic response relevant to your organisation.

Our Participant profile

This programme is designed for business leaders, executives, and entrepreneurs interested in understanding the business case for and against various FinTech trends.

How you benefit

the main verticals of FinTech and their underlying key technologies

the incumbent/challenger ecosystem in each vertical

the disruptive power and limitations of key technologies from a business point of view

business opportunities or threats arising from FinTech and formulate appropriate strategies

Programme Director

Dean of Research and Innovation

Professor of Finance

The AXA Chaired Professor in Financial Market Risk

Sustainable investing – investing in “sustainable” funds – has been one of the hottest areas of growth in the financial market. However, an increasing number of sustainability measures, a lack of standards, and greenwashing are causing concerns. What is the record of sustainable investing? Can it achieve true sustainability? How can companies and executives contribute to a sustainable world? Join us where Lily Fang, Professor of Finance, will illustrate how your work as an executive can contribute meaningfully to true sustainability.

Register Here

• Thought Leadership
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ESG or sustainable investing suffers from a principal-agent problem. Far more impact will be achieved when business leaders incorporate sustainability into business decisions.

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Investing in a Lifelong Learning Journey at INSEAD

Preferential rates, for groups of 5 or more, former participants, alumni community, insead online certificates: leading in a transforming world.

A formal recognition of continuous professional development in the leadership skills needed today to succeed in a disruptive landscape. Simply complete 3 online programmes over a 2-year period.  Choose from one of the following: Certificate in Business Essentials, Certificate in Digital Transformation, Certificate in Innovation, Certificate in Negotiation.

Related Programmes

Strategy in the Age of Digital Disruption

Transforming Your Business with AI

Innovation in the Age of Disruption

Insead's cutting-edge online programmes.

Through outstanding design and delivery, INSEAD’s online programmes build upon our world-class faculty’s ability to convey very complex concepts in the simplest yet most comprehensible way.

• Content designed specifically for the online format, including short high-impact videos
• Professional, television-quality filming in INSEAD amphitheatres with actual participants
• Use of relevant and engaging examples and short case studies from a wide range of industries

Through a rich set of interactive elements, we build a community of faculty, learning coaches and diverse, high-quality global executives who learn together as a group - one of INSEAD’s strengths.

• A mobile-friendly learning platform built to maximise interaction and engagement
• Faculty answering questions during the programme via live calls and just-in-time videos
• A learning coach guides participants through the programme at each step, simulating content discussions and helping them with their learning.

Action-Learning Projects  are a core element of the online programmes designed to increase business impact. 

• The guided ‘real-world assignments’ feature of the programmes encourages participants to take newly acquired skills and apply them within the context of their actual job and organisation. 
• The projects are closely aligned with the learning in the programme and benefit from the learning community, with feedback from the learning coach and from peer review.

Certification

Upon successful completion of all programme activities, combined with satisfactory grades on the final assignment, participants are awarded with an official  Certificate of Completion from INSEAD , which they can also showcase on their LinkedIn profile.

Upon successful completion of all programme activities, combined with satisfactory grades on the final assignment, participants are awarded with an official  Certificate of Completion from INSEAD , which they can also showcase on their LinkedIn profile. 

If you have any questions related to our programmes or application procedures, we are here to help you.

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Subject Guide to FinTech (Financial Technology)

Find your perfect postgrad program search our database of 30,000 courses.

What trends are driving this new field?

Blockchain currency has been big news for a few years, and this technology is likely to start to move into other areas of life, such as employee payments via crypro-currencies like Bitcoin. Other trends in FinTech are payroll applications that allow employees to access their payments a day or two early and payment management systems for banks using blockchain currencies to speed up transactions. Regulators are beginning to show more interest in FinTech opening up more opportunities for postgraduate students interested in financial regulation.

Where can you study FinTech at the postgraduate level?

There are lots of options when it comes to studying FinTech or other related  business subjects at postgraduate level as you can study a masters degree , MBA or PhD all in different areas of FinTech. Most universities will offer some sort of education in FinTech, but it might be only a module on a related course rather than a postgraduate program specifically in FinTech. The UK has a significant financial services sector and therefore has a large selection of courses available, for example those on offer at Manchester Metropolitan University , The University of Edinburgh , Imperial College London and the University of Stirling . Outside of the UK, the University of Amsterdam offers a Finance and Technology concentration as part of its Executive MSc in International Finance, which is conducted in English. The Masters of Business and Finance at the Lucerne Business School in Switzerland is also in English and the curriculum has a significant element of FinTech.

How do you choose a Masters in FinTech?

Choosing the best masters in FinTech depends on what you need from your postgraduate study. Some masters programs are aimed at those students who have already been working within finance for at least two years, such as the program at the University of Amsterdam. Other masters programs in this field are for those students who wish to move into the financial industries, but these courses tend to be competitive, so you should have some relevant work experience when you apply. There are also online options and these are usually part-time. This type of FinTech course is a great option for those students who are already working. Ideally, if you are interested in entering the FinTech field you will have a few contacts within the financial services and banking industries to speak to about which courses are well-regarded or recommended. Otherwise, read related industry magazines and websites, as they will review courses occasionally. Finally, it is a good idea to speak with current or recent graduates from the courses you are considering to help you decide if it is the right FinTech postgraduate course for you.

What modules will you study?

What you will study on a FinTech masters will depends on the type of course that you study. The MSc in Financial Technology at the University of Strathclyde has modules on topics such as Programming for FinTech, Quantitative Business Analysis, Financial Management for Banks and Business Information Systems. At the University of Birmingham, their MSc in Financial Technology includes modules on Corporate Finance, Blockchain Technologies, Financial Applications & Cyber Security and Big Data in Financial Management. The Executive MSc in International Finance with a FinTech concentration at the University of Amsterdam has more of an international emphasis and includes modules on topics such as Banking and Quantitative Finance, IT in Finance and New Paradigms in the Finance Industry. The MSc in Finance, Technology and Policy at the University of Edinburgh concentrates on the regulation of FinTech and modules include Principles of Data Analytics, Introductory Applied Machine Learning, and Perspectives on Financial Innovation: Markets, Technologies and Policies.

MBAs in FinTech

Until recently many business schools in the UK and Europe did not pay much attention to FinTech, and the first business school in the world to offer an MBA focusing on FinTech was Stern Business School in the US in 2016. However, there are now MBA programs that now have a focus on FinTech in the UK, such as Angela Ruskin University who offer an MBA in FinTech and Data Analytics and the University of East London offers an MBA program in FinTech Management. Many MBA programs in the UK and worldwide now offer students the opportunity to study a module on FinTech rather than concentrating on this field entirely, but you will need to make sure that this module is running the year you undertake your MBA if it is important to you.

PhDs in FinTech?

It is possible to study a PhD in FinTech and in fact there are lots of funding opportunities for PhDs in this field, as many private companies want to have access to current research into cutting edge financial technologies. The University of Edinburgh has options for research into FinTech with PhD programs at their Business School . The University of Portsmouth also has a research focus on FinTech as does the University of Glasgow and the University of Strathclyde.

Student case study

Kevin Xuhui Li is a recent graduate from the MSc in Financial Technology at Imperial College London. Kevin enjoyed learning both the fundamentals of finance and the recent technological advances in the financial industries. During his time on the postgraduate program, Kevin made use of social clubs to meet other like-minded students and gain relevant experience in the world of finance. 

What career opportunities can studying FinTech at PG level lead to?

Studying FinTech at postgraduate level opens up a wealth of interesting careers to students. Some postgraduate FinTech courses are designed for students who already have experience in the financial industries and wish to build on an existing career. In many cases postgraduate FinTech students are already working in the financial industries but are planning on moving towards management consultancy roles with FinTech as their speciality, and studying this field at postgraduate level can help this career progression. Some masters programs in FinTech are aimed at students wishing to move into FinTech, and these careers might be as designers of new FinTech products or as advisors or entrepreneurs using FinTech to invest with or wishing to invest in FinTech products. Careers that FinTech graduates might choose to enter include:

• Compliance expert
• Blockchain developer
• App developer
• Data specialist
• Financial analyst
• Product manager
• Cybersecurity analyst
• Quantitative analyst

FinTech salaries

This table illustrates the expected salaries for careers in various areas of FinTech in the UK in 2019.

Related articles

Top 10 FinTech Masters Degree Programs In The UK & Europe

What Exactly Is FinTech?

Postgraduate Programs In Finance

Postgraduate Programs In Information Technology

Top 10 Finance Masters Degrees In The UK & Europe

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PhD in Financial Technology

Building on our established PhD in Management programme, we have developed an innovative new doctoral programme in the field of Financial Technology.

PhD in Financial Technology allows students to pursue their own research topic in the area of Financial Technology or apply for specific industry projects, where students will be able to address complex industrial challenges to gain real-world experience.

This programme aims to prepare students for a diverse array of careers in finance. Approximately 50% of students who pursue the industry pathway, can expect to build on the networking opportunities available to them from studying at the international partners' premises during their study and move into a permanent career in that company, or the industry after graduation.

PhD in Financial Technology at a glance

• Study over three years full-time or six years part-time, with an additional 'writing-up' year available to all.
• Develop advanced techniques and in-depth knowledge in the field of Financial Technology.
• Study an independent research topic or participate in fully funded opportunities working with leading industry partners.
• For those on the industry pathway, study both at the University of Edinburgh campus and at an industrial partner's location, with guidance from academic colleagues and industry specialists at all times.
• We encourage our students to aim higher, presenting papers at prestigious conferences and submitting articles for publication.
• Access to a wide range of professional and personal development opportunities during your studies.
• While we invite students from around the globe to join our community, we don't offer this programme online or by distance learning.

Entry requirements

Find out our academic, English language, and application requirements for the PhD in Financial Technology.

Programme overview

View the learning outcomes and a typical training course schedule for a first-year student.

Fees and living expenses

When budgeting please consider associated administration fees and expenses as well as our funding support.

Ready to apply?

Review our application checklist and make your application to the PhD in Financial Technology.

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NUS offers new Masters and PhD programmes in FinTech to boost digital finance research talent and capabilities in Singapore

The National University of Singapore (NUS) will offer two new graduate programmes in digital financial technology (FinTech) in the new academic year, to help build a robust ecosystem of high-quality research talent and capabilities to support the fast-growing financial industry in Singapore. The new Masters and PhD programmes are under the Asian Institute of Digital Finance (AIDF) at NUS, a university-level institute jointly founded by the Monetary Authority of Singapore (MAS), the National Research Foundation Singapore (NRF) and NUS. The PhD programme, in particular, is Singapore’s first and only doctoral programme in FinTech.

In these uncertain times, more financial organisations than ever are leveraging FinTech to grow and improve their financial products, and to enable smooth and more innovative interaction with their customers.

“In this golden age of technology, banks are becoming more efficient as more operational processes are being automated by AI, and decision making is assisted by sophisticated data analytics. Such advancement is rapidly reshaping the financial services sector. At the same time, financial institutions are facing rapid market changes and intensified global competition. In-demand skillsets such as competencies in digital technologies and innovation, which our new Masters and PhD programmes are designed to impart, will give our graduates a significant competitive advantage to thrive in the industry,” shared Associate Professor Huang Ke-Wei, Director of Academic Programmes at AIDF, who is also from the NUS School of Computing (NUS Computing).

“AIDF is designed to be Asia’s premium research and academic institute to advance deep technology research and develop next-generation leaders in digital finance and FinTech. Its unique curriculum is structured to meet the industry’s technology skill requirements and integrated with a focus on financial inclusion, digital economy technology stack, and sustainability in high-growth markets. This key factor will foster high-quality talent development for an equitable and inclusive digital economy,” said Mr Sopnendu Mohanty, Chief FinTech Officer of MAS and Co-Chair of AIDF Steering Committee.

Mr Beh Kian Teik, NRF Deputy Chief Executive Officer, said, “Digital talent is essential for Singapore to realise its ambition of being a trusted digital innovation hub. As such, the RIE-funded AIDF provides a good platform for the post-graduates – both Masters of Science and PhD candidates – to be trained in FinTech to serve the growing needs of the financial industry. This in turn ensures a pipeline of local talent that will strengthen Singapore’s Smart Nation core.”

Masters of Science in Digital Financial Technology

The 1.5-year Masters of Science in Digital Financial Technology is a collaborative programme by AIDF, NUS Computing and NUS Business School.

With an intake of 40 to 50 students, the Masters programme is designed primarily for those who plan to work in financial institutions or FinTech firms as AI software developers, data scientists, FinTech security specialists, or financial quantitative analysts.

The programme also offers elective modules that cover deep computing and finance expertise to help prepare graduates for future challenges in FinTech.

Students will undertake a two-semester long capstone project which is designed to help them pick up in-depth skills and knowledge in a focused area – such as artificial intelligence, machine learning or data analytics – via experiential learning. Students can choose either an academic research project, or a FinTech internship to gain industry work experience that supports the acquisition of practical work skills and self-directed learning.

Please visit  here  for more information on the Masters programme.

PhD in Digital Financial Technology

The PhD in Digital Financial Technology programme will be hosted jointly by the NUS Graduate School and AIDF. The programme will admit talented students with computing, finance, or STEM background, and it aims to train graduates who can excel with a strong technical foundation and independent research ability for driving financial innovations in academia as well as in FinTech industries.

As this is currently the only FinTech PhD programme in Singapore, graduates of this programme will be uniquely suited to work in the FinTech industry especially in fields where research projects require advanced quantitative techniques. Graduates may also become trainers in educational institutions to groom qualified FinTech manpower for Singapore and beyond.

In the unique design of the PhD programme, each student is guided by his/her own academic committee consisting of three faculty members from at least two different faculties. This academic committee will advise the student on coursework and research matters.

Students can take classes based on a personalised curriculum on the recommendations of his or her academic committee. They can take classes directly related to their research projects in areas such as AI or machine learning in finance, smart credit analytics, blockchain innovations, FinTech infrastructure, economics of FinTech innovations, or advanced time series forecasting.

Please visit  here  for more information on the PhD programme.

Applications to the new Masters and PhD programmes are now open and interested students should submit their applications before 15 April 2021.

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Post Graduate Programme in Finance (PGP-Finance )

Home academic programmes post graduate programme in finance (pgp-finance ).

PGP-Finance is a two-year full-time masters level program designed to equip students to pursue careers in the financial world in domains such as corporate finance, investment banking, and wealth management. It is developed in consultation with the various stakeholders in the core finance and allied services industry. It aspires to meet the significant unmet industry need that exists in India and South Asia. Our mission is to nurture dependable, capable and fair-minded professionals conversant with the latest models and techniques of finance.

India, one of the fastest-growing major economies in the world with a large market size, depends on a strong and dynamic financial services sector to actualize its full growth potential. This translates to a steady demand from this sector for skilled and motivated individuals with expertise in finance. In line with the vision to innovate and excel in business education, Indian Institute of Management Kozhikode (IIMK) is introducing an innovative Post Graduate Programme in Finance (PGP-Finance) to equip candidates with the necessary skills to lead the growth in the financial services sector.

The Post Graduate Programme in Finance (PGP-Finance) at IIMK is a unique offering, which is benchmarked against similar global programs in terms of program content and coverage while providing the participants a firm grounding in the Indian context through means of immersive courses, interaction with industry leaders and on-site/ trading floor visits.

A post-graduation in finance is a globally recognized qualification focussed on financial theory & application, with an aim to equip young graduates with the knowledge and skills necessary for a successful career in the core finance, fintech, banking and financial services industry.

IIMK Campus P. O, Kozhikode, Kerala, India, PIN - 673 570

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PhD in Finance

• Updated on  
• Jan 31, 2023

Offering an opportunity to delve into advanced and technical issues in the field of Finance and its related branches, a PhD in Finance concerns research areas such as valuation of financial instruments, topics in international finance, market volatility, trading mechanics, and so forth. It is generally undertaken after a Master of Finance or related degree programs in closely related disciplines and involves heavy portions of theoretical learning as well as practical and mathematical analysis. Doctoral scholars more often than not work in the capacities of a research assistant or scholar at research organizations and universities along with multinational asset and wealth management firms. Read on to know more about what a doctorate in finance entails and the top universities you should consider.

PhD in Finance: What is it About?

The structure of a typical Doctoral degree, be it PhD in Finance or other programs generally run for around 3 to 7 years varying on the destination. The typical structure involves a variety of components so as to prepare a candidate for a solid research career in Finance .

• This includes core and required courses, electives, practical training, fieldwork, teaching experience, exams, dissertation, research projects, and a host of other elements.
• The quantity and mix of these elements vary depending on the objectives of the course. Further, on the conclusion, a dissertation needs to be submitted by the candidate on a topic of choice based on his research and fact-finding experiences under a guiding professor.
• As a general rule for admission, a strong research-oriented and mathematically-inclined master’s degree is required although many universities now offer an integrated PhD as well which caters to candidates who have attained an undergraduate degree. 

Why Pursue PhD in Finance?

The following are the reasons to pursue PhD in finance:

• Finance is a highly in-demand field and the demand for skilled professionals in the field in continuing to increase
• Finance stream offers some of the highest-paying jobs
• There are abundant of opportunities for finance professionals in both public and private sector
• PhD in finance will widen your knowledge about various financial subjects

Skills Required

The following are the skills required for PhD in Finance:

• Analysis and Problem solving
• Project Management and Organization
• Interpersonal and Leadership skills
• Research and Information Management
• Communication Skills
• Self-Management and Work Habit

PhD in Finance Eligibility

Whether you are planning to apply for PhD in Finance in India or abroad, you will be required to fulfil certain prerequisites in order to be eligible for the course. Though the actual course requirements can differ from one university to another, here are the general eligibility requirements for PhD in Finance in India and abroad:

• The applicant must have completed a master’s degree in Finance or any other related field from a recognised academic institution with the minimum scores specified by their chosen university.
• To apply for PhD in Finance in India, you might be required to qualify PhD entrance exams .
• If you are aspiring to pursue PhD abroad, you will have to provide GRE scores along with English Language Proficiency scores such as IELTS , TOEFL , etc. Further, you will also have to submit a Statement of Purpose (SOP) and Letters of Recommendation (LORs) apart from other academic documents.

PhD in Finance Admission Process

In order to get admission for PhD in Finance, you need to follow a crucial admission process. Here is the admission process you should follow:

• Fill the application form on the institute website where you wish to apply. The application can be filled online or offline
• Take the entrance test depending on your desired institute. Once you have qualified the entrance test by scoring marks equal to or higher than required, you will be invited for further process.
• The next part is the interview. You will be invited only if you qualify the entrance test. There can be one or more interview processes.
• In the interview, you may be asked about your thesis plan and why you wish to pursue PhD. If you qualify these interviews, you will get a confirmation letter from your institute.

Also Read: MBA in Finance

PhD in Finance: Entrance Exams

As stated above, to pursue PhD in Finance in India, candidates need to qualify entrance exams. Majority of the institutions in India provide admission in this course on the basis of GATE score or UGc NET score, what a few institutions also conduct a few entrance exams of their own.

Mentioned below are the popular PhD in finance entrance exams that one must target to pursue this course- 

• UGC NET 
• JNU PhD Entrance Exams 
• SIU PET Exam
• GTU PhD Entrance Exam 

PhD in Finance Syllabus

Candidates pursuing or aspiring to study a PhD in Finance can expect to study a range of core, specialised and elective subjects as per their research topic, objective and future research inclinations. These subjects belong to both in core areas of finance such as risk, decision making, financial instruments, economic analysis, information economics, bargaining, auctions, public finance, etc. More subjects perused in this degree are mentioned below.

Best Finance Ph.D. Programs

There are several specializations in the field of Ph.D. for Finance that you can opt for. Here is a list of them with a brief on each:

Ph.D. in Financial Management

Ph.D. in financial economics deals with the study of taxation, macroeconomics, attitude towards risks, and impact of information. It trains students in finance, economics, and quantitative learning.

Also Read: Financial Management

Ph.D. Quantitative Finance

This field of Finance deals with mathematical and quantitative ways to create and disrupt financial practices. This field focuses on enhancing return and reducing risks in the market.

Ph.D. in Accounting and Finance

Ph.D. in Finance and Accounting directly focuses on the fundamental aspects of finance and accounting. It perfects you in financial management and understanding the monetary affairs of a nation.

Ph.D. Computational Finance

Ph.D. in computational finance looks upon the modelling of financial markets, usage of computational intelligence in making financial decisions. This field takes you to become a portfolio manager, quantitative analyst, etc.

Ph.D. Financial Economics

The program focuses on economics and its impact on finance. The specialization areas create a joint curriculum to focus on asset pricing, metrics, macroeconomics, and banking.

Ph.D. in Banking and Finance

Ph.D. in banking and finance focuses on understanding the major section of the domestic and international banking sector through the view of finance and economics.

PhD in Accounting and Financial Management

PhD in Accounting and Financial Management is usually a part of PhD in Business Administration. It is usually chosen for work in analytical, logical and time management. Some of the topics covered are Business Environment, Business Finances, Financial Management, etc.

PhD Financial Engineering

The course is layered above a strong foundation of financial science in a logically coherent world. In qualifications, a Master’s in Science or a Masters’ in Financial Engineering (MFE) will gear you up towards new quantitative roles such as delivering risk models and trading directly, library control, model validation, risk management, and programming.

Must Read: Financial Engineering Courses

Phd in Finance Topics

Here are some of the most interesting topics for thesis in PhD in Finance:

• Financial Economics
• Corporate finance
• Behavioural Finance
• Financial Markets
• Cognitive Behaviour in Renewable Energy
• Determinants of Credit risk in Banks
• Impact of the Macroeconomic variables on the Non-performing loans
• Optimal capital ratio to the commercial banks’ survival
• Equity Strategies using Fundamental Momentum

PhD in Finance Best Universities

Here are some of the top universities in the world that offer PhD in Finance:

L ondon School of Economics

A Ph.D. in Finance from London School of Economics requires the following: 

• GRE / GMAT (GRE is preferred)
• Masters in Finance or Economics
• Academic Records
• Outreach Research Proposal
• Sample of Written Work

MIT offers a Ph.D. in Finance. While they mention the prerequisites, other instructions are mentioned during the application process:

• Bachelors degree
• Quantitative background
• Deep Knowledge of Micro economics and Macroeconomics
• GMAT/ GRE Score
• TOEFL / IELTS test
• Transcripts
• Resume 

Harvard offers a Ph.D. in Business Economics that includes Finance. The requirements for Ph.D. in Harvard are:

• Specific coursework for Masters in Finance or Economics is required
• All courses should have a minimum grade of B.
• Students must teach or assist for one semester
• Dissertation proposal in the third year

Stanford University has a specific requirement from their students for Ph.D. in Finance. You must fill their online application along with submitting the following documents:

• GMAT / GRE Score
• Three references
• Submitted application fees
• $125 application fees or INR 10,210
• Official Transcripts

Oxford University offers a D.Phil in Finance. The school expects intellectual people with good academic records. Here are the requirements:

• A good bachelors degree with a 3.5 gpa or equivalent
• TOEFL/ IELTS
• Three academic references
• Three pieces of written work

PhD in Finance: Best Universities

The location of the institution plays a major role in the orientation of the PhD program as well as the career outlook and future prospects. Glance over the following list of universities providing PhD in Finance and its related fields which you must consider before making your decision.

Note: The admission procedure of universities for a specific program may differ according to university policies and requirements. Students are advised to visit official university websites for further information.

Best Universities in India

Apart from these, here are the top universities offering PhD in Finance in India:

• IIT Madras, Chennai
• Indian Institute of Foreign Trade, Delhi
• Alliance School of Business, Bangalore
• Jawaharlal Nehru University, Delhi
• Shailesh J. Mehta School of Management, Mumbai
• National Institute of Technology, Silchar
• Ahmedabad University, Ahmedabad
• Kalinga Institute of Technology, Bhubaneshwar

PhD in Finance Scope

Being a multidisciplinary field, you can find employment opportunities as a researcher or a full-time role upon completing a PhD in Finance in government and private sectors, international organizations like World Bank , International Monetary Fund, World Trade Organisation, etc. Here are some popular profiles in which you can work:

• Finance Consultant
• Budget Analyst
• Chief Financial Officer
• Securities and Commodities Specialist

Jobs Profile and Salary

PhD in Finance is a great career option as it offers several high-paying jobs. Here are some of the jobs and their respective salaries in the field:

Best Books for PhD in Finance 

As stated in the above mentioned section, it is vital for the candidates to have a thorough knowledge about the quantitative foundations of finance, thus, one shall aim at collecting study material that can help them with this. Mentioned below are some of the important books for this course- 

A PhD in Finance can take anywhere between 3-7 years to complete. In the initial years, theoretical knowledge is provided through diverse subjects. In the culminating years, you will spend time in industrial projects.

Yes, you can pursue a PhD after an MBA in Finance. It is an excellent option, specially for those, who want to establish a career in Research or want to delve deeper into a particular domain of Finance.

1. Complete your Masters in Finance or a related discipline. 2. Obtain a good score in GMAT/GRE exam. 3. Obtain a minimum percentile in English proficiency tests like IELTS/TOEFL. 4. Write a Statement of Purpose. 5. Collect essential documents like transcripts, LORs, etc. 5. Apply to the university of your choice.

Pursuing a PhD in finance or in any other field of interest is a difficult decision to make, especially taking into account the number of years that you will be devoted to as well as the rigorous nature of the study. Take the assistance of Leverage Edu ’s AI-enabled tool which suggests course and university combinations based on your personalized skills and abilities and assist you in finding an ideal degree and institution to pursue your PhD from.

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Post Graduate Diploma in Fintech

The global fintech market size is projected to reach USD 16,652 Bn by 2028 from USD 6,588 billion in 2021 at a Compound Annual Growth Rate (CAGR) of 13.9% during the forecast period 2022-2028 according to Valuates Report

It was reported that there were over 1230 fintech apps available in APAC, and marketers have spent US$ 244 million to acquire new users in 2020 alone. A conducive business environment, entrepreneurial and innovative mindset, regulatory support, and increase in funding and startups are enabling the adoption in this space

The Post Graduate Diploma in FinTech is a two-semester Work Integrated Learning Programme designed to help working professionals who are aspiring for rapid career progression in the high-growth areas of FinTech and wish to stand out in highly competitive workplaces by acquiring prestigious Master’s-level qualifi­cation from a premier institution.

Option to pay fees using easy EMI with 0% interest and 0 down payment

WILP programs are

UGC approved

EMI Option With

0% Interest & 0 Down Payment

Last date to apply

June 17, 2024

Fees per semester

Programme Highlights

• This programme is of 2 semesters and can be pursued only by working professionals. You can pursue the programme without any career break.
• The programme will also enable working professionals to attend contact classes from anywhere over a technology-enabled platform. The contact classes will be conducted mostly on weekends or after business hours.
• Practitioner-oriented insights from industry experts will help you develop solutions to real world problems using cutting edge analytical techniques.
• The programme uses a Continuous Evaluation System that assesses the learners over convenient and regular intervals. Such a system provides timely and frequent feedback and helps busy working professionals stay on course with the programme.
• The education delivery methodology is a blend of classroom and experiential learning. Experiential learning consists of lab exercises, assignments, case studies and work integrated activities.
• Participants who successfully complete the programme will become members of an elite & global community of BITS Pilani Alumni.
• Fee payment by easy-EMI with 0% interest and 0 down payment.

UGC Approved Programme

BITS Pilani is an Institution of Eminence under UGC (Institution of Eminence Deemed to be Universities) Regulations, 2017. The Work Integrated Learning Programmes (WILP) of BITS Pilani constitutes a unique set of educational offerings for working professionals. WILP are an extension of programmes offered at the BITS Pilani Campuses and are comparable to our regular programmes both in terms of unit/credit requirements as well as academic rigour. In addition, it capitalises and further builds on practical experience of students through high degree of integration, which results not only in upgradation of knowledge, but also in up skilling, and productivity increase. The programme may lead to award of degree, diploma, and certificate in science, technology/engineering, management, and humanities and social sciences. On the recommendation of the Empowered Expert Committee, UGC in its 548th Meeting held on 09.09.20 has approved the continued offering of BITS Pilani’s Work Integrated Learning programmes.

Programme Curriculum

• First Semester
• Second Semester
• Quantitative Methods
• Financial Management
• Global Financial Markets and Products
• Introduction to FinTech
• Financial Analytics
• Blockchain and Applications
• Financial Risk Analytics
• Entrepreneurship in FinTech
• Machine Learning for Finance
• Deep Learning Application in Finance
• Technology Disruptions in FinTech
• Digital Banking and Beyond
• Algorithmic and High Frequency Trading
• FinTech in Wealth Management

Choice of Electives is made available to enrolled students at the beginning of each semester. A limited selection of Electives will be offered at the discretion of the Institute.

For detailed programme curriculum, download the brochure.

Mode of learning.

The Mode of Learning used in this programme is called - Work Integrated Learning. Internationally, Work Integrated Learning (WIL) is defined as "An educational approach involving three parties - the student, educational institution, and employer organization(s) - consisting of authentic work-focused experiences as an intentional component of the curriculum. Students learn through active engagement in purposeful work tasks, which enable the integration of theory with meaningful practice that is relevant to the students' discipline of study and/or professional development*.

An education model can be considered as WIL if and only if:

• The programs are designed and developed by the institute in collaboration with industry.
• Work-focused experiences form an active part of the curriculum.
• The program structure, pedagogy and assessment enable integration of theory-with relevant practice.

The innovative Work Integrated Learning Programs (WILP) of BITS Pilani are quite aligned with the above definition and requirements. The programs are designed in collaboration with its industry partners, subject matter experts from industry and academia that enable the students to remain relevant in their chosen profession, grow in their career and retain the habit of lifelong learning. The continued availability of workplace related experiences along with the weekly instruction sessions promote integration of theory with practice. An active participation of the organization mentor in the learning process of the student plays a key role. Case studies, simulation exercises, labs and projects further strengthen this integration.

The WILP of BITS Pilani is comparable to its campus-based programs in terms of structure, rigor, instruction, labs, assessment, faculty profile and learning support. The pervasive adoption of technology in all its academic processes makes the same high-quality education of BITS Pilani available to the aspirants at scale with the required flexibility. 

Key Benefits of BITS Pilani WILP

1) Can pursue the programme without any career break and along with the job.

2) The programme curriculum is highly relevant to sectors, industries and organisations they work for

3) In addition to the institute, the learning experience of working professionals in the programme is also supported by the employer organisation and Industry Mentors.

4) Effective use of technology to deliver a range of learning interventions at the location of the working professional such as faculty contact sessions, asynchronous learning materials, remote, virtual and cloud labs, Learner support, peer to peer collaboration etc. 

5) Contact sessions with faculty take place mostly over weekends or after business hours and are conducted over a technology platform that can be accessed from anywhere. 

6) Mid semester and End semester examinations for every semester are conducted mostly at designated examination centres distributed across the country (for details refer to link mode of examinations) 

7) Learners can access engaging learning material which includes recorded lectures from BITS Pilani faculty members, course handouts and recorded lab content where applicable.

EXPERIENTIAL LEARNING

The programme emphasises on Experiential Learning that allows learners to apply concepts learnt in classroom in simulated, and real work situations. This is achieved through:

• Financial Modelling and Simulation Games: Some or all of the following would be utilised across the programme I. Simulation game on Working Capital Management, Stock Market, Supply Chain Management, etc. II. Financial and Economic Modelling using spreadsheets, including Security Analysis and Valuation, construction of efficient portfolios, developing hedging strategies using Financial Derivatives, etc.
• Case Studies and Assignments: Carefully chosen real-world cases & assignments are both discussed and used as problem-solving exercises during the programme
• Real-life scenarios are replicated using simulation games and video-cases, where learners experience implications of applying concepts in practice

CONTINUOUS ASSESSMENT

Continuous Assessment includes graded Assignments/ Quizzes, Mid-semester exam, and Comprehensive Exam.

CASE STUDIES AND ASSIGNMENTS

Carefully chosen real-world cases & assignments are both discussed and used as problem-solving exercises during the programme.

Remote Labs

The students enrolled in the WILP programs have remote access to the labs in the areas of finance, analytics, and general management. These labs play a vital role in enhancing student engagement and enriching the “learning by doing” which has been the cornerstone of BITS Pilani WILPD programs.

Analytics Lab

The Analytics Lab hosts software packages such as Tableau, SPSS, Stata, @risk, StatTools, Eviews, Anaconda Navigator, R, Python, and PowerBI among others. These packages help the students perform basic as well as advanced analytics exercises that are related to their workplace or are covered in the analytics courses offered in our management programs. This lab enables the students to perform descriptive, predictive, and prescriptive analytics related to all the functional areas of finance, marketing, supply chain management, HR management, etc. The lab has an adequate suite of packages to equip the students to work on different types of data- numeric or text, structured or unstructured.

Finance Lab

The Finance Lab hosts state-of-the-art Bloomberg Terminals that capture real-time information about the financial markets as well as the financial statements and valuable business information of the industry. The databases such as "Prowess” are also made available to the students so that they can download the information of various companies, sectors, and economies; and can undertake projects related to financial accounting, management accounting, corporate finance, derivatives trading, portfolio optimization, equity research, behavioral finance, and fintech among others. The Lab also hosts a simulation on working capital management that gives the students rich experience in managing the working capital and increases their absorption through experiential learning.

Management Lab

The Management Lab is equipped with software, simulations and digital resources that students can leverage in core areas of management. The simulations help improve the decision-making skills, business competence and integrating the application of learnings from various courses. With the Microsoft Project software, the students would be able to plan, schedule, track, collaborate to successfully execute projects, With the HSTalks Business & Management collection, students get access to the digital collection of professionally produced multimedia lectures, case studies, interviews, and peer-reviewed journals by renowned authorities in diverse subject areas such as Global Business Management, Finance, Accounting, Economics, Marketing & Sales, Strategy, Technology, and Operations.

Mode Of Examination

Mode of Examinations applicable for students admitted in Batch starting in July 2024 :

Semester 1, 2 have Mid-Semester Examinations and Comprehensive Examinations for each course. These examinations are mostly scheduled on Friday, Saturday or Sunday. Students need to  appear in person for taking the examinations at the institution’s designated examination centres  as per the examination schedule, Instructions, rules and guidelines announced before every examination. 

Students can take their examination at any of our  23 designated examination centres in India  at the following locations:

South Zone:  Bangalore, Chennai, Hyderabad, Vijayawada, Visakhapatnam, Kochi, Thiruvananthapuram and Coimbatore. 

North Zone:  Delhi NCR, Jaipur, Chandigarh, Lucknow and Pilani. 

West Zone : Mumbai, Pune, Goa, Ahmedabad, Indore and Nagpur.

East Zone:  Kolkata, Bhubaneshwar, Guwahati and Jamshedpur.

In addition to these locations, the Institution also has a designated examination centre in  Dubai.

During these semesters, in addition to the above mentioned Mid-Semester and Comprehensive examinations, there will also be Quizzes/Assignments conducted online on the Learning Management System (LMS) as per the course plan in which the students need to participate.

Eligibility Criteria

To apply, candidates must possess one of the following qualifications:

• Employed professionals holding BE/ B.Tech./M.Sc./ Integrated First Degree of BITS or its equivalent with at least 60% aggregate marks, and minimum one-year relevant work experience after the completion of the degree OR
• Employed professionals holding a three year undergraduate degree such as B.Sc./ B.Com./ BCA or equivalent with at least 60% aggregate marks, and having studied at least one course in mathematics or statistics at the high school or higher level, and minimum two years of relevant work experience after the completion of the degree

Fee Structure

The following fees schedule is applicable for candidates seeking new admission during the academic year 2024-2025.

• Application Fees (one time) : INR 1,500
• Admission Fees (one time) : INR 16,500
• Semester Fees (per semester) : INR 66,750

Fee Payment Schedule:

• Block Amount: INR 25,000 (payable within 7 days of receipt of provisional Admission Offer Letter
• Remainder Programme Fee: INR 2,00,000 (payable within 15 days of receipt of Final Admission Offer Letter)
• Pay fee in easy EMIs of INR 13,333 with 0% interest. Click here to know more.

The one-time Application Fee is to be paid at the time of submitting the Application Form through the Online Application Centre.

Admission Fee (one-time) and Semester Fee (for the First Semester) are to be paid together once admission is offered to the candidate. Thus, a candidate who has been offered admission will have to pay INR 83,250/-. You may choose to make the payment using Netbanking/ Debit Card/ Credit Card through the Online Application Centre.  Option to submit fee using easy-EMI with 0% interest and 0 down payment.  Click here to learn more.

Semester Fee for subsequent semesters will only be payable later, i.e. at the beginning of those respective semesters.

Any candidate who desires to discontinue from the programme after confirmation of admission & registration for the courses specified in the admit offer letter will forfeit the total amount of fees paid.

For the examination centre at Dubai, in addition to the semester fees, for each semester there will be an examination centre fees of 1000 UAE Dirhams or equivalent per semester out of which 500 UAE Dirhams is to be paid at the time of appearing in Mid-semester examinations at Dubai Centre for that semester and the remaining 500 UAE Dirhams is to be paid at the time of appearing in comprehensive examinations at Dubai centre for that semester.

All the above fees are non-refundable.

Important : For every course in the program institute will recommend textbooks, students would need to procure these textbooks on their own.

How to Apply

• Once you have logged in, you will see a screen showing 4 essential steps to be completed to apply for the programme of your choice.
• Begin by clicking on Step 1 - ‘Fill/ Edit and Submit Application Form’. This will enable you to select the programme of your choice. After you have chosen your programme, you will be asked to fill your details in an online form. You must fill all the details and press ‘Submit’ button given at the bottom of the form.
• Take the next step by clicking on Step 2 - 'Download Application PDF Copy’. This will download a pdf copy of the application form on your computer.
• Now, click on Step 3 - 'Pay Application Fee’ to pay INR 1,500/- using Netbanking/ Debit Card/ Credit Card.
• Take a printout of the downloaded Application Form and note down the Application Form Number displayed on the top-right corner of the first page. This Application Form Number should be referred in all future correspondence with BITS Pilani.

In the printout of the downloaded Application Form, you will notice on page no. 3 a section called the Employer Consent Form. Complete the Employer Consent Form. This form needs to be signed and stamped by your organisation’s HR or any other authorised signatory of the company.

Important : In view of work-from-home policies mandated by many organisations, a few candidates may not be able to get the physical forms signed by their HR/ other authorised organisational representative. Such candidates may instead request an email approval to be sent to their official email ID by the HR using the format available through this link .

Further on page no. 4 of the printed Application Form is a section called the Mentor Consent Form. The Mentor Consent Form needs to be signed by the Mentor. Click here to know who could be a Mentor.

Who is a Mentor:

Candidates applying to Work Integrated Learning Programmes must choose a Mentor, who will monitor the academic progress of the candidate, and act as an advisor & coach for successful completion of the programme. Candidates should ideally choose the immediate supervisor or another senior person from the same organisation. In case a suitable mentor is not available in the same organisation, a candidate could approach a senior person in another organisation who has the required qualifications. Wherever the proposed Mentor is not from the same employing organization as that of the candidate, a supporting document giving justification for the same should be provided by the candidate’s employer.

Candidates applying to B.Tech. programmes should choose a Mentor who is an employed professional with B.E./ B.S./ B.Tech./ M.Sc./ A.M.I.E./ Integrated First Degree of BITS or equivalent

Candidates applying to M.Tech., M.Sc., MBA, M.Phil programme should choose a Mentor who is an employedprofessional with:

B.E. / M.Sc. / M.B.A. / M.C.A. / M.B.B.S. etc. and with a minimum of five years of relevant work experience

M.E./ M.S./ M.Tech./ M.Phil./ M.D./ Higher Degree of BITS or equivalent

Important : In view of work-from-home policies mandated by many organisations, a few candidates may not be able to get the physical forms signed by their Mentor. Such candidates may instead request an email approval to be sent to their official email ID by the Mentor using the format available through this link .

• Further on page no. 5 of the downloaded Application Form, is a Checklist of Enclosures/ Attachments.
• Make photocopies of the documents mentioned in this Checklist.
• Applicants are required to self-attest all academic mark sheets and certificates.
• Finally, click on Step 4 - 'Upload & Submit All Required Documents’. This will allow you to upload one-by-one the printed Application Form, Mentor Consent Form, Employer Consent Form, and all mandatory supporting documents and complete the application process. Acceptable file formats for uploading these documents are DOC, DOCX, PDF, ZIP and JPEG.
• Upon receipt of your Application Form and all other enclosures, the Admissions Cell will scrutinise them for completeness, accuracy and eligibility.
• Admission Cell will intimate selected candidates by email within two weeks of submission of application with all supporting documents. The selection status can also be checked by logging in to the Online Application Centre.

Featured Faculty

Prof. Sandeep Kayastha

Prof. Sandeep Kayastha is an Associate Professor in off-campus programs.

Prof. Sandeep Kayastha is an Associate Professor in off-campus programs. He completed his MTech from IIT Kharagpur. Prof Sandeep teaches MBA level courses in Operations Management and allied areas, and conducts Management Development Programs for senior executives in the manufacturing industry. Before joining BITS he worked as a faculty member in several leading educational and research institutes of the country.

Sandeep Kayastha is an active researcher. His current areas of research are marketing and contract law, workload reduction, simulation, and history of technology.

Prof. Krishnamurthy Bindumadhavan

Prof. Krishnamurthy Bindumadhavan is an Associate Professor and Group Leader ...

Prof. Krishnamurthy Bindumadhavan is a Professor and Group Leader of the Management Group, Off Campus Programs at Birla Institute of Technology and Science, Pilani. He is based out of Hyderabad. Prof. Bindumadhavan is a Fellow of IIM, Kashipur (equivalent to PhD), CFA charterholder from CFA Institute, USA and FRM titleholder from GARP, USA. He also holds an MBA from University of Kentucky, USA and an Undergraduate Degree in Engineering. He has over 15 years of international experience in the banking and financial services industry, including 8 years with Capital One, a top 10 US bank, based out of Richmond, Virginia. In addition to working for a bank he has also worked as a consultant, entrepreneur and faculty among other roles. He is very passionate about teaching and joined BITS, Pilani in December 2014.

Prof. Ramesh Venkatraman

Prof. Ramesh Venkatraman is an Associate Professor in the Management Group, Off Ca...

Prof. Ramesh Venkatraman is an Associate Professor in the Management Group, Off Campus Work Integrated Learning Programmes, at BITS Pilani. He is based out of Chennai. Prof. Ramesh holds an MBA from IIT-Madras and BE in Electronics & Communication Engineering from CIT-Coimbatore. He is also a Certified Software Quality Analyst (CSQA) from QAI-USA, Certified in Risk and Information Systems Control (CRISC) and Certified Information Systems Auditor (CISA) from ISACA-USA. He has over 17 years of post-MBA experience in the IT Services industry in leadership roles in organizations such as Infosys, Xansa, HP, and LTI. He has successfully led many initiatives in the areas of Quality Management, Risk Management, IT Service Management, and Delivery Excellence. He is a professional member of ISACA and SPIN. He is passionate about teaching and joined BITS Pilani in January 2021.

Student Speak

Gnanaprakash

Kishore & Amruthavarshini

Avinash Belivada

1. Is this programme approved by UGC?

Yes, UGC has approved the continued offering of Post Graduate Diploma in FinTech as a part of WILP on the recommendations of Empowered Expert Committee. Click here to learn more.

2. Who can apply to this programme?

This programme is designed for working professionals. At the time of submitting the application, candidates must be employed in another organization. Professionals who are owners of a registered business are also eligible to apply. For detailed information, including academic background, work experience, etc. refer to the programme eligibility criteria.

3. How are classes conducted?

Contact classes are conducted over a technology enabled platform. These classes can be attended via the internet using a computer from any location. These contact classes offer similar levels of interactivity as regular classrooms at the BITS Pilani campus. These are conducted usually over weekends or after business hours for a total of 7-8 hours per week. If you miss a lecture, you can also access the recorded lecture on the internet.

4. What kind of certificate will I receive at the end of the programme?

Upon successful completion of the programme, participants will receive a degree certificate from BITS Pilani.

5. How will exams be conducted?

Each semester has a Mid-semester Exam and a Comprehensive Exam for each course, which are conducted over weekends. Students will need to appear in-person to take these exams at exams centers in the following locations:

India Centers:

South Zone: Bangalore, Chennai, Hyderabad, Vijayawada, Visakhapatnam, Kochi, Thiruvananthapuram and Coimbatore.

North Zone: Delhi NCR, Jaipur, Chandigadh, Lucknow and Pilani.

West Zone: Mumbai, Pune, Goa, Ahmedabad, Indore and Nagpur.

East Zone: Kolkata, Bhubaneshwar, Guwahati and Jamshedpur.

International Centers: Dubai

In case students are unable to take an exam due to work-related commitments, there is also a provision of appearing for Make-up Exams.

6. Will I be able to interact with the faculty members?

The programme provides a high degree of interactivity between students and the faculty members and programme instructors. Q&A sessions during the contact classes (which you can attend from anywhere over a technology enabled platform) allow participants to pose questions to the faculty members, and seek guidance through voice and chat. Further interaction with faculty members and peers is enabled through the e-learning portal, by using discussion forums and message boards.

7. How will I be able to run experiments and access labs for this program?

The programme features high usage of experiential learn components such as Simulations, Virtual Labs, and Remote Labs, in order to mimic the on-campus experience. Participants will be given access to portals, that will allow them to access both cloud-based labs, as well as Campus-based physical labs. Using leading industry-recognised Software tools, Programming languages, and Simulation software, participants will be able to perform experiments and run simulations to advance their knowledge  

8. Who is a Mentor? Will BITS Pilani help me find a mentor?

Candidates applying to the programmes must choose a Mentor, who will monitor the academic progress of the candidate, and act as an advisor & coach for successful completion of the programme. Candidates should ideally choose the immediate supervisor or another senior person from the same organisation. In case a suitable mentor is not available in the same organisation, a candidate could approach a senior person in another organisation who has the required qualifications. For detailed information, please refer to the programme brochure. Kindly note that BITS Pilani does not assign Mentors to programme participants.

9. Do I need to visit a BITS campus during the programme?

The programme is designed for working professionals, and participants are not required to travel to a BITS campus. However, certain programme offer Campus Immersion Modules such as workshops or seminars, which are highly recommended but not mandatory. 

Industry Endorsements

Ravi Shankar Singh, & Kiran Narendra speak about the collaboration between BITS Pilani & Tata Motors

Kalyani Shekar & Dr Jose from Verizon speak about the partnership between BITS Pilani & Verizon

Markus Bel, Pooja Suresh, & Zoya Kapoor speak about the collaboration between BITS Pilani & SAP

Apparao VV and Sanjay Gupta, EVP HCL Technologies speak about BITS Pilani & HCL collaboration

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Fintech Dissertation Topics – Guide With Tips & Examples

Published by Owen Ingram at December 29th, 2022 , Revised On February 10, 2023

Introduction:

Fintech, short for financial technology, is a rapidly-growing industry that focuses on using technology to improve the efficiency of traditional banking and financial services.

Fintech companies specialise in developing software and other tools that automate banking processes and make it easier for businesses and individuals to manage their finances.

The products created by these companies include mobile apps to track spending, online payment systems, digital wallets, and blockchain technology.

Researching fintech is a critically important exercise for students of finance and technology alike. The growing importance of fintech as an innovation sector has made it an ever-evolving field, requiring researchers to stay abreast of the trends to keep up with its rapid pace.

Fintech dissertation topics require an understanding of the underlying concepts and a clear grasp of the practical applications and emerging trends in the industry.

However, for students researching fintech dissertation topics, there are some inherent challenges associated with this task.

Due to its highly specialised nature, staying up-to-date on relevant topics can be difficult as a lot of new information appears each day that needs sifting through and digesting.

How to Choose the Best Fintech Dissertation Topic:

When selecting a fintech topic, the process of researching and choosing a dissertation topic can be both exciting and daunting. Therefore, students need to take their time researching potential topics before settling on one. The following are some tips that can help streamline this process:

• First, have a general understanding of what areas the student would like to explore in fintech. This will give them a better sense of the topics most applicable to their project or paper.
• Next, look into industry publications and journals, as these are great resources for finding relevant content and cutting-edge information about fintech advances.
• Students should first look at current trends in the field that might be of interest. Next, they need to identify areas where there may be gaps in knowledge or new opportunities that have not yet been explored.

List of Fintech Dissertation Topics

• Understanding blockchain and fintech
• Embracing digital transformation with fintech
• The impact of fintech on financial innovations
• Smart investing with fintech tools
• The impact of fintech on businesses
• The future of fintech
• Digital finance and fintech: current research and future research directions
• Fintech: ecosystem, business models, investment decisions, and challenges
• How do banks interact with fintech startups?
• The Impact of fintech startups on financial institutions’ performance and default risk
• Fintech growth during COVID-19 in MENA region: current challenges and future prospects
• How digital finance and fintech can improve financial inclusion
• Data security and consumer trust in fintech innovation
• Artificial intelligence in fintech: understanding robo-advisors adoption among customers
• VaR and market value of fintech companies: an analysis and evidence from global data
• Is the sustainability profile of fintech companies a key driver of their value?
• Competition and cooperation between fintech companies and traditional financial institutions
• Bitcoin, blockchain and fintech: a systematic review and case studies in the supply chain
• How Blockchain can impact financial services–The overview, challenges and recommendations from expert interviewee
• How Can FinTech Impact Russia’s Development?
• A review of literature directions regarding the impact of fintech firms on the banking industry
• FinTech in India: An analysis on the impact of telecommunication on financial inclusion
• The impact of fintech innovation on green growth in China: Mediating effect of green finance
• How green FinTech can alleviate the impact of climate change—the case of Switzerland
• An empirical study of the impacts of perceived security and knowledge on continuous intention to use mobile fintech payment services
• The impact of fintech on the sustainability of Islamic accounting and finance education in Malaysia
• Research on Fintech development issues based on embedded cloud computing and big data analysis
• Fintech, digitalization, and the law applicable to proprietary effects of transactions in securities (tokens): a European perspective
• The Problems of Consumer Protection in Fintech Peer To Peer Lending Business Activities in Indonesia
• Factors affecting continuance intention of FinTech payment among Millennials in Jakarta
• Banks and FinTechs: Friends or foes? What it takes for banks and FinTechs to successfully cooperate
• Effects of fintech on stock return: Evidence from retail banks listed in Indonesia stock exchange
• Fintech and Islamic finance: literature review and research agenda
• The Effect of FinTech on the Financial Institution in Six ASEAN Countries: Fama-French Five-Factor Asset Pricing Model Approach
• Data security and consumer trust in FinTech innovation in Germany
• Factors affecting the consumer acceptance towards fintech products and services in Malaysia
• What makes consumers trust and adopt fintech? An empirical investigation in China
• Toward Fintech Adoption Framework for Developing Countries-A Literature Review based on the Stakeholder Perspective
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What is the Importance of Choosing the Correct Fintech Research Topic

When considering the research within the field of fintech, it is important to consider and select a relevant topic carefully. The chosen topic should be engaging and topical, enabling research to be conducted effectively. It is essential that the right decision is made in order to ensure that meaningful results are achieved.

Firstly, when researching within fintech, it is vital to ensure that the selected topic is related to current trends within the sector. When exploring a current trend or development, an understanding can be gained as to how this will impact existing businesses and services, thus beneficial for those researching this field.

Secondly, personal interest must also be taken into account when choosing a research topic; this increases motivation and ensures that data collection remains efficient throughout the project.

By selecting a fintech topic that aligns with current trends and their own interests, students can ensure that they’re getting the most out of their research . The key is to select a project that allows students to explore current topics and those that may become more relevant in the future. Students should also consider what resources they already have access to so they can use them to support their projects.

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Faqs About Fintech Dissertation Ideas

When to choose the fintech dissertation topic.

You can choose a topic when you know you have an interest in it, there is enough information on the internet about it, and it can help others.

How do I choose the most appropriate fintech dissertation topic?

Firstly, ensuring that your topic is relevant to the current trends in financial technology is important. Do some research on what areas of fintech are currently being discussed or explored, and focus your attention on those topics.

Additionally, make sure that your chosen subject has enough information available online or through other sources so you can gather enough data for your paper. It’s also important to choose a title that you find engaging and inspiring – after all, this will be an extensive project you’ll be working on!

Can I use these topics for my dissertation?

Yes, you can use these topics for your dissertation. Depending on the type of research projects you are doing, there is a variety of topics that you can use.

Have other students used these topics already?

Yes, other students might have used these dissertation topics already. If you need unique dissertation topics which haven’t been used before, you can order the dissertation topics service on our website .

Can ResearchProspect provide unique and customised fintech dissertation topics?

Yes, ResearchProspect provide unique and customised fintech dissertation topics.

Can you do a research proposal on my selected topic?

Yes, we can do a research proposal on your selected topic. You can order the research proposal topics service on our website, or you can read about our proposal writing services .

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PhD in Finance in India Part-Time, Full Time & Distance Mode

In finance, the highest academic degree that an individual can pursue is a PhD in Finance in India. A PhD in Finance is a research-oriented doctoral course that can be obtained after the completion of a Master’s degree like M.A./ M.Sc./ M.Com./ MBA in a discipline that is related to finance. A PhD in Finance is a course that is meant for students who want to indulge more in the research & development aspect of finance and are looking for further academic qualification.

PhD is offered by various universities in India, especially the premier business schools and can be completed within 3 to 5 years. Doctor of Philosophy (PhD) is a research-oriented doctoral degree pursued after completing a Master’s degree. Its duration is 3 to 5 years and can pursue in either a full-time format or a part-time format.

The field of finance is certainly booming right now on a global scale, and a PhD in Finance will surely help you make a mark in finance. A PhD in Finance provides academic excellence and provides immense value in the professional field of finance. You can easily land a very high paying job in a good financial firm. You can also scale up in your current company and move up the pay scale after obtaining a PhD in Finance. It is mandatory to have a PhD in Finance in many financial companies if you wish to work in a top-level management position. If you wish to teach finance in a reputed university or college, you should pursue a PhD in Finance.

Duration of Ph.D. in Finance

The duration of a Ph.D. in Finance is 3 to 5 years. Usually, Part-Time PhD in Finance can be completed in three to four years .You can pursue it in either the full-time format or the part-time format. During the course, you will have to perform independent research and submit your research thesis to the university. In India, many reputed universities offer a PhD in Finance like IIM, IIT, NIT, Faculty of Management Studies – University of Delhi (FMS), Indian School of Business, Indian Institute of Foreign Trade (IIFT), Tata Institute of Social Sciences (TISS, Mumbai), Xavier School of Management (XLRI)and others. Some of the top business schools in India offer the Fellowship Programme in Management (FPM) course, equivalent to a PhD in Finance.

Why Should You Pursue PhD in Finance?

As mentioned above, if you pursue a PhD in Finance, it will open up various career aspects for you. It will surely lead you to a bright future in the field of finance, irrespective of an academic inclination or a corporate inclination.

Mentioned below are some of the reasons pointing that why you should pursue a PhD in Finance:

• You will get a chance to study and research various important topics of finance.
• You will be able to collaborate with the best professors and academic experts in the field of finance.
• After obtaining a PhD in finance, you can either choose an academic path or a corporate path. You will be highly respected in both sectors, and both have great prospects.
• You can apply to work as a financial advisor or economic advisor to the central government of India or other state governments.
• After obtaining a PhD in finance, you will be able to apply for top-management positions in various government banks and other financial departments of the government.
• You can easily start your financial consultancy firm after you have obtained a PhD in Finance.

Top Colleges in India for PhD in Finance

• Indian Institute of Management (IIM), Ahmedabad.
• Indian Institute of Management (IIM), Bangalore.
• Indian Institute of Management (IIM), Visakhapatnam.
• Indian Institute of Management (IIM), Sirmaur.
• Faculty of Management Studies – University of Delhi (FMS).
• Xavier School of Management (XLRI).
• Tata Institute of Social Sciences (TISS, Mumbai).
• Indian Institute of Foreign Trade, New Delhi.
• Indian Institute of Management (IIM), Calcutta.
• Indian Institute of Management (IIM), Kashipur.
• Indian Institute of Management (IIM), Indore.
• Indian Institute of Management (IIM), Ranchi.
• Department of Management Studies – IIT, Madras.
• NMIMS, Mumbai.
• IMT Ghaziabad.
• JNU Delhi Etc….

Eligibility for PhD in Finance

You will have to fulfill the following eligibility criteria to be able to apply for a PhD in Finance:

• You need to hold a bachelor’s degree from a recognised university in India.
• You should hold a Master’s degree, i.e., MBA/ M.A./ M.Sc./ M.Com in a relevant field of study from a recognized university with at least 55% marks.
• If you belong to the reserved category, you will get either a 5% or 10% relaxation in marks depending on the university or college.
• You will have to pass an entrance exam like UGC NET, Common Admission Test (CAT), GRE, GMAT, UGC JRF, or others.

Students can pursue PhD degree in Finance both part-time and full-time. Distance mode Ph.D. in Finance and other subjects are not approved by the University Grants Commission (UGC) and hence not valid in India.

Fees for PhD in Finance The average fee for a PhD in Finance is in the range of INR 5,000 to INR 2,00,000 in India. The fee structure is diffrent in Government and Private Universities. Make sure that you check the fee before applying for a PhD in Finance.

Research Areas in PhD in Finance While pursuing a PhD in Finance, you can select your area of research in the field of finance as per your interest. Some of the cutting-edge research areas for a PhD in Finance are mentioned below:

• Valuation of Shares, Securities& Bonds.
• Stock Market &Money Market.
• Market Microstructures.
• Application of Artificial Intelligence in Finance.
• Application of Machine Learning in Finance.
• Privatization and Globalizations.
• Business Environment.
• Quantitative Finance.
• Efficient Market Hypothesis.
• Financial Fraud.
• Mathematical Finance.
• Capital Management.
• Industrial Growth.
• Dividend Policy.
• Capital Structure Decisions.
• Behavioral Finance.
• Financial Risk Management.

Admission Process for PhD in Finance You will be admitted to a PhD in Finance course based on your entrance exam score, your performance in the academic interview and the marks you have obtained in your Master’s degree. Go through the steps mentioned below to get a clear picture of the admission process:

• Step 1 : Fill the application form on the university’s official website from where you want to pursue a PhD in Finance.
• Step 2 :If you fulfill the eligibility criteria, you will have to appear for the entrance exam and clear it. Almost all the colleges require you to pass an entrance exam.
• Step 3 : If you pass the entrance exam, you will be called for an academic interview. You will have to appear for the interview, which may have several rounds depending on the university.
• Step 4 :If you clear the interview, you will be admitted to the university for pursuing a PhD in Finance.

It is advised that you keep checking the university’s official website from where you want to pursue a PhD in Finance for admission details and updates.

Entrance Exam for PhD in Finance Various universities require you to pass certain entrance exams for pursuing a PhD in Finance. You should check the university’s official website for details regarding the entrance exam as different universities have different entrance exam requirements. Mentioned below are a few entrance exams that are followed by the majority of universities in India:

• CAT (Common Admission Test).

PhD in Finance Salary & Career Options in India After you have obtained a PhD in Finance from a reputed university in India, you will get various career opportunities in academics, government service and the corporate sector.

For a complete fresher with a PhD in Finance, the entry-level salary is around 8 LPA to 15 LPA. Mentioned below are a few job profiles that you can land after obtaining a PhD in Finance:

• Financial Consultant.
• Financial Analyst.
• Financial Manager.
• Financial Advisor to various government agencies.
• Associate Professor.
• Assistant Professor.
• Portfolio Analyst.
• Financial Statistician.
• Finance Researcher.

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