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38 Banking and Finance Dissertation Topics Ideas

Banking and Finance Dissertation Topics: Dissertation topics in banking and finance focus on how monetary exchanges and programs function in the banking sector, both nationally and internationally. This is also a very famous academic discipline throughout the world. Banking and Finance explore the dynamic, fast-paced world of money, shares, credit, and investments. Finance is an essential […]

Banking and Finance explore the dynamic, fast-paced world of money, shares, credit, and investments . Finance is an essential part of our economy as it provides liquidity in terms of money or assets required for individuals and businesses to invest in the future.

If you are looking for banking and finance dissertation topics, your search end here. Below is the list of best-selected banking and finance dissertation topics. Also, you can check our related posts for accounting & finance dissertation topics and financial accounting dissertation topics .

Best Banking and Finance Dissertation Topics ideas for college students

Banking is the business of protecting money for others . Banks lend this money, generating interest that creates profits for the bank and its customers. A bank is a financial institution licensed to accept deposits and make loans.

Research topics in banking and finance have been collected together and presented in the form of an extensive list as below:

Implementing blockchain applications in the field of banking and finance: a descriptive approach.
Banking and finance post-COVID-19 pandemic: a review of the literature.
Studying the effects of monetary policy on banking and finance: a systematic analysis.
Islamic banking and finance: a quantitative study.
Effects of BREXIT on banking and finance contracts: a descriptive approach.
Financial fragility in the domain of banking and finance: a review of the literature.
Development and governance of Islamic banking and finance in X country.
Evaluating risk assessment in the area of banking and finance in X country.
Islamic banking and finance in present-day financial crisis: focus on current and future issues.
Sustainability in Islamic banking and finance: a systematic analysis.
Correlational analysis of financial stability, bank competition, and fire sales.
Development of a hypothetical model for internalization of banking and finance institutions.
The role played by information technology in the field of banking and finance: a systematic review.
Historical analysis of banking and finance in the UK: a quantitative study.
Credit risk versus financial risk in Islamic banking and finance.
Comparative analysis of banking and finance in UK and Asia.
The role played by intuitive decision-making in the field of banking and finance.
Working on mergers and acquisitions in the field of banking and finance.
Investigating illicit cyber activity in the field of banking and finance.
Interest-free banking and finance in the developing countries of the world.
Importance of compensation and risk incentives in the field of banking and finance.
Quality control in banking and finance: an exploratory study.
How e-commerce can be applied in the field of banking and finance.
Studying the big data and analytics as a customer loyalty tool in banking and finance: a descriptive study.
Data mining and banking and finance: a systematic analysis.
Studying the effects of enterprise risk management on the performance of firms in X country: focus on banking and finance sector.
Operations of Islamic banking and finance in the West: a systematic analysis.
Ethics in banking and finance programs: a review of the literature.
Relationship between risk and reputational capital in the banking and finance sector.
Highlighting the social and ethical issues in the banking and finance sector.
The current dilemma of financial instability in the structure of the banking and finance sector.
Comparative analysis of islands and small states within the banking and finance sector.
Studying the operational efficiency in the banking and finance sector: a review of the literature.
Social banking and social finance: a descriptive approach.
Finance employment: focus on UK banks.

Above is the best list of banking and finance dissertation topics pick any of your choices and start writing a dissertation. Fill out the form below and get the Dissertation topic mini proposal service from our experts.

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Banking and Finance Dissertation Topics (28 Examples) For Research

Mark May 26, 2020 Jun 5, 2020 Banking and Finance , Finance No Comments

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of banking and finance dissertation topics and project topics on banking and finance. You can also visit our site for corporate finance dissertation topics and other business […]

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of project topics on banking and finance.

Our team of writers can provide quality work on your selected banking and finance research topics. Once you select from the research topics on banking and finance, we will provide an outline, which can provide guidance on how the study should be carried out .

If you have come to this post after searching for corporate finance or finance topics, following are the seperate posts made on these topics.

Finance Research Topics
Corporate Finance Research Topics

Banking and finance dissertation topics

Role of micro-loans in the modern financial industry.

Online currencies like Bitcoin brought changes in the concept of fiat currencies.

Identifying the forces causing American retail banking centres to change.

Analysing the treatment of off-balance sheet activities.

Examining the role of internet banking in society.

Evaluating how the modern economy prevents a run on the banks from happening.

To find out whether the technology can replace the role of retail banking centre.

Relationship between housing loans and the 2008 recession.

Impact of foreign direct investment on the emerging economies.

Identifying the best capital structure for a retail bank.

To study the effect of mergers and acquisition on employee’s morale and performance in the case of banks.

Evaluating the credit management and issues of bad debts in commercial banks in the UAE.

To what extent the electronic banking has affected customer satisfaction.

Portfolio management and its impact on the profitability level of banks.

Impact of interest rate on loan repayment in microfinance banks.

An appraisal of operational problems facing micro-finance banks in delta state.

Studying the impact of risk management on the profitability of banks.

Evaluation of bank lending and credit management.

Role of automated teller machine on customer satisfaction and retention.

Examining the impact of bank consolidation on operational efficiency.

Competitive strategies and changes in the banking industry.

Development of rural banking in the case of developed countries.

The effect of electronic payment systems on the behaviour and satisfaction level of customers.

How does the organisational structure affect the commercial banks and their performance?

How can banks use ratio analysis as a bank lending tool?

Evaluating the relationship between e-banking and cybercrime.

Studying the importance of credit management in the banking industry.

Problems related to loan granting and recovery.

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Research Topics & Ideas: Finance

120+ Finance Research Topic Ideas To Fast-Track Your Project

If you’re just starting out exploring potential research topics for your finance-related dissertation, thesis or research project, you’ve come to the right place. In this post, we’ll help kickstart your research topic ideation process by providing a hearty list of finance-centric research topics and ideas.

PS – This is just the start…

We know it’s exciting to run through a list of research topics, but please keep in mind that this list is just a starting point . To develop a suitable education-related research topic, you’ll need to identify a clear and convincing research gap , and a viable plan of action to fill that gap.

If this sounds foreign to you, check out our free research topic webinar that explores how to find and refine a high-quality research topic, from scratch. Alternatively, if you’d like hands-on help, consider our 1-on-1 coaching service .

Overview: Finance Research Topics

Corporate finance topics
Investment banking topics
Private equity & VC
Asset management
Hedge funds
Financial planning & advisory
Quantitative finance
Treasury management
Financial technology (FinTech)
Commercial banking
International finance

Corporate Finance

These research topic ideas explore a breadth of issues ranging from the examination of capital structure to the exploration of financial strategies in mergers and acquisitions.

Evaluating the impact of capital structure on firm performance across different industries
Assessing the effectiveness of financial management practices in emerging markets
A comparative analysis of the cost of capital and financial structure in multinational corporations across different regulatory environments
Examining how integrating sustainability and CSR initiatives affect a corporation’s financial performance and brand reputation
Analysing how rigorous financial analysis informs strategic decisions and contributes to corporate growth
Examining the relationship between corporate governance structures and financial performance
A comparative analysis of financing strategies among mergers and acquisitions
Evaluating the importance of financial transparency and its impact on investor relations and trust
Investigating the role of financial flexibility in strategic investment decisions during economic downturns
Investigating how different dividend policies affect shareholder value and the firm’s financial performance

Investment Banking

The list below presents a series of research topics exploring the multifaceted dimensions of investment banking, with a particular focus on its evolution following the 2008 financial crisis.

Analysing the evolution and impact of regulatory frameworks in investment banking post-2008 financial crisis
Investigating the challenges and opportunities associated with cross-border M&As facilitated by investment banks.
Evaluating the role of investment banks in facilitating mergers and acquisitions in emerging markets
Analysing the transformation brought about by digital technologies in the delivery of investment banking services and its effects on efficiency and client satisfaction.
Evaluating the role of investment banks in promoting sustainable finance and the integration of Environmental, Social, and Governance (ESG) criteria in investment decisions.
Assessing the impact of technology on the efficiency and effectiveness of investment banking services
Examining the effectiveness of investment banks in pricing and marketing IPOs, and the subsequent performance of these IPOs in the stock market.
A comparative analysis of different risk management strategies employed by investment banks
Examining the relationship between investment banking fees and corporate performance
A comparative analysis of competitive strategies employed by leading investment banks and their impact on market share and profitability

Private Equity & Venture Capital (VC)

These research topic ideas are centred on venture capital and private equity investments, with a focus on their impact on technological startups, emerging technologies, and broader economic ecosystems.

Investigating the determinants of successful venture capital investments in tech startups
Analysing the trends and outcomes of venture capital funding in emerging technologies such as artificial intelligence, blockchain, or clean energy
Assessing the performance and return on investment of different exit strategies employed by venture capital firms
Assessing the impact of private equity investments on the financial performance of SMEs
Analysing the role of venture capital in fostering innovation and entrepreneurship
Evaluating the exit strategies of private equity firms: A comparative analysis
Exploring the ethical considerations in private equity and venture capital financing
Investigating how private equity ownership influences operational efficiency and overall business performance
Evaluating the effectiveness of corporate governance structures in companies backed by private equity investments
Examining how the regulatory environment in different regions affects the operations, investments and performance of private equity and venture capital firms

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Asset Management

This list includes a range of research topic ideas focused on asset management, probing into the effectiveness of various strategies, the integration of technology, and the alignment with ethical principles among other key dimensions.

Analysing the effectiveness of different asset allocation strategies in diverse economic environments
Analysing the methodologies and effectiveness of performance attribution in asset management firms
Assessing the impact of environmental, social, and governance (ESG) criteria on fund performance
Examining the role of robo-advisors in modern asset management
Evaluating how advancements in technology are reshaping portfolio management strategies within asset management firms
Evaluating the performance persistence of mutual funds and hedge funds
Investigating the long-term performance of portfolios managed with ethical or socially responsible investing principles
Investigating the behavioural biases in individual and institutional investment decisions
Examining the asset allocation strategies employed by pension funds and their impact on long-term fund performance
Assessing the operational efficiency of asset management firms and its correlation with fund performance

Hedge Funds

Here we explore research topics related to hedge fund operations and strategies, including their implications on corporate governance, financial market stability, and regulatory compliance among other critical facets.

Assessing the impact of hedge fund activism on corporate governance and financial performance
Analysing the effectiveness and implications of market-neutral strategies employed by hedge funds
Investigating how different fee structures impact the performance and investor attraction to hedge funds
Evaluating the contribution of hedge funds to financial market liquidity and the implications for market stability
Analysing the risk-return profile of hedge fund strategies during financial crises
Evaluating the influence of regulatory changes on hedge fund operations and performance
Examining the level of transparency and disclosure practices in the hedge fund industry and its impact on investor trust and regulatory compliance
Assessing the contribution of hedge funds to systemic risk in financial markets, and the effectiveness of regulatory measures in mitigating such risks
Examining the role of hedge funds in financial market stability
Investigating the determinants of hedge fund success: A comparative analysis

Financial Planning and Advisory

This list explores various research topic ideas related to financial planning, focusing on the effects of financial literacy, the adoption of digital tools, taxation policies, and the role of financial advisors.

Evaluating the impact of financial literacy on individual financial planning effectiveness
Analysing how different taxation policies influence financial planning strategies among individuals and businesses
Evaluating the effectiveness and user adoption of digital tools in modern financial planning practices
Investigating the adequacy of long-term financial planning strategies in ensuring retirement security
Assessing the role of financial education in shaping financial planning behaviour among different demographic groups
Examining the impact of psychological biases on financial planning and decision-making, and strategies to mitigate these biases
Assessing the behavioural factors influencing financial planning decisions
Examining the role of financial advisors in managing retirement savings
A comparative analysis of traditional versus robo-advisory in financial planning
Investigating the ethics of financial advisory practices

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The following list delves into research topics within the insurance sector, touching on the technological transformations, regulatory shifts, and evolving consumer behaviours among other pivotal aspects.

Analysing the impact of technology adoption on insurance pricing and risk management
Analysing the influence of Insurtech innovations on the competitive dynamics and consumer choices in insurance markets
Investigating the factors affecting consumer behaviour in insurance product selection and the role of digital channels in influencing decisions
Assessing the effect of regulatory changes on insurance product offerings
Examining the determinants of insurance penetration in emerging markets
Evaluating the operational efficiency of claims management processes in insurance companies and its impact on customer satisfaction
Examining the evolution and effectiveness of risk assessment models used in insurance underwriting and their impact on pricing and coverage
Evaluating the role of insurance in financial stability and economic development
Investigating the impact of climate change on insurance models and products
Exploring the challenges and opportunities in underwriting cyber insurance in the face of evolving cyber threats and regulations

Quantitative Finance

These topic ideas span the development of asset pricing models, evaluation of machine learning algorithms, and the exploration of ethical implications among other pivotal areas.

Developing and testing new quantitative models for asset pricing
Analysing the effectiveness and limitations of machine learning algorithms in predicting financial market movements
Assessing the effectiveness of various risk management techniques in quantitative finance
Evaluating the advancements in portfolio optimisation techniques and their impact on risk-adjusted returns
Evaluating the impact of high-frequency trading on market efficiency and stability
Investigating the influence of algorithmic trading strategies on market efficiency and liquidity
Examining the risk parity approach in asset allocation and its effectiveness in different market conditions
Examining the application of machine learning and artificial intelligence in quantitative financial analysis
Investigating the ethical implications of quantitative financial innovations
Assessing the profitability and market impact of statistical arbitrage strategies considering different market microstructures

Treasury Management

The following topic ideas explore treasury management, focusing on modernisation through technological advancements, the impact on firm liquidity, and the intertwined relationship with corporate governance among other crucial areas.

Analysing the impact of treasury management practices on firm liquidity and profitability
Analysing the role of automation in enhancing operational efficiency and strategic decision-making in treasury management
Evaluating the effectiveness of various cash management strategies in multinational corporations
Investigating the potential of blockchain technology in streamlining treasury operations and enhancing transparency
Examining the role of treasury management in mitigating financial risks
Evaluating the accuracy and effectiveness of various cash flow forecasting techniques employed in treasury management
Assessing the impact of technological advancements on treasury management operations
Examining the effectiveness of different foreign exchange risk management strategies employed by treasury managers in multinational corporations
Assessing the impact of regulatory compliance requirements on the operational and strategic aspects of treasury management
Investigating the relationship between treasury management and corporate governance

Financial Technology (FinTech)

The following research topic ideas explore the transformative potential of blockchain, the rise of open banking, and the burgeoning landscape of peer-to-peer lending among other focal areas.

Evaluating the impact of blockchain technology on financial services
Investigating the implications of open banking on consumer data privacy and financial services competition
Assessing the role of FinTech in financial inclusion in emerging markets
Analysing the role of peer-to-peer lending platforms in promoting financial inclusion and their impact on traditional banking systems
Examining the cybersecurity challenges faced by FinTech firms and the regulatory measures to ensure data protection and financial stability
Examining the regulatory challenges and opportunities in the FinTech ecosystem
Assessing the impact of artificial intelligence on the delivery of financial services, customer experience, and operational efficiency within FinTech firms
Analysing the adoption and impact of cryptocurrencies on traditional financial systems
Investigating the determinants of success for FinTech startups

Commercial Banking

These topic ideas span commercial banking, encompassing digital transformation, support for small and medium-sized enterprises (SMEs), and the evolving regulatory and competitive landscape among other key themes.

Assessing the impact of digital transformation on commercial banking services and competitiveness
Analysing the impact of digital transformation on customer experience and operational efficiency in commercial banking
Evaluating the role of commercial banks in supporting small and medium-sized enterprises (SMEs)
Investigating the effectiveness of credit risk management practices and their impact on bank profitability and financial stability
Examining the relationship between commercial banking practices and financial stability
Evaluating the implications of open banking frameworks on the competitive landscape and service innovation in commercial banking
Assessing how regulatory changes affect lending practices and risk appetite of commercial banks
Examining how commercial banks are adapting their strategies in response to competition from FinTech firms and changing consumer preferences
Analysing the impact of regulatory compliance on commercial banking operations
Investigating the determinants of customer satisfaction and loyalty in commercial banking

International Finance

The folowing research topic ideas are centred around international finance and global economic dynamics, delving into aspects like exchange rate fluctuations, international financial regulations, and the role of international financial institutions among other pivotal areas.

Analysing the determinants of exchange rate fluctuations and their impact on international trade
Analysing the influence of global trade agreements on international financial flows and foreign direct investments
Evaluating the effectiveness of international portfolio diversification strategies in mitigating risks and enhancing returns
Evaluating the role of international financial institutions in global financial stability
Investigating the role and implications of offshore financial centres on international financial stability and regulatory harmonisation
Examining the impact of global financial crises on emerging market economies
Examining the challenges and regulatory frameworks associated with cross-border banking operations
Assessing the effectiveness of international financial regulations
Investigating the challenges and opportunities of cross-border mergers and acquisitions

Choosing A Research Topic

These finance-related research topic ideas are starting points to guide your thinking. They are intentionally very broad and open-ended. By engaging with the currently literature in your field of interest, you’ll be able to narrow down your focus to a specific research gap .

When choosing a topic , you’ll need to take into account its originality, relevance, feasibility, and the resources you have at your disposal. Make sure to align your interest and expertise in the subject with your university program’s specific requirements. Always consult your academic advisor to ensure that your chosen topic not only meets the academic criteria but also provides a valuable contribution to the field.

If you need a helping hand, feel free to check out our private coaching service here.

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A List of 25 Great Dissertation Topics Related to Banking

Students can always get online help by going to a website that specializes in topics like banking. To get a high score on a dissertation, students need to come up with an interesting, unique topic. If the student is unable to think of a topic on their own, they can always use one of the 25 banking dissertation topics that are used on this list. These topics can be used as they are written, or they can be modified to suit the student's personal interests.

Banking-Related Dissertation Topics

What are some of the forces that are causing American retail banking centers to change?
What is the role of micro-loans in the modern financial industry?
What is the role of retail banks in the United Kingdom in providing financial services in rural areas?
In a managed economy like China, how does the banking system differ from capitalist nations like the United States?
How do online currencies like Bitcoin change the concept of fiat currencies? Will these currencies still be alive in a decade?
Why are some micro-loan companies able to enjoy a higher repayment rate than traditional banks?
What are some of the most effective techniques that banks can use in their anti-money laundering programs?
How can providing better credit flow boost agricultural production in an economy?
How are off-balance sheet activities treated?
What is the role of Internet banking in society?
Will technology completely replace the role of a retail banking center and banks tellers?
How does the modern economy prevent a run on the banks from happening?
How is asset liability management performed in commercial banks?
What is the significance of corporate social responsibility in the banking system?
How are the concepts of equity performance and price related in the field of banking?
Before the Federal Reserve Bank existed, how were recessions dealt with in the United States? 17. Consider the influence of magnates like J.P. Morgan.
How did housing loans lead to the 2008 recession?
How did poor risk management at banks lead to the recession in 1980s Japan?
Why have hedge funds enjoyed a sustained level of progress?
Will brick-and-mortar banks one day be extinct?
What is the historical basis for having the Department of Agriculture manage the financial regulation of the United States?
Should every student be required to take a class on fiscal responsibility and money management?
How does foreign direct investment impact an emerging economy?
What is the best capital structure for a retail bank?

50 Best Finance Dissertation Topics For Research Students

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Finance Dissertation Made Easier!

Embarking on your dissertation adventure? Look no further! Choosing the right finance dissertation topics is like laying the foundation for your research journey in Finance, and we're here to light up your path. In this blog, we're diving deep into why dissertation topics in finance matter so much. We've got some golden writing tips to share with you! We're also unveiling the secret recipe for structuring a stellar finance dissertation and exploring intriguing topics across various finance sub-fields. Whether you're captivated by cryptocurrency, risk management strategies, or exploring the wonders of Internet banking, microfinance, retail and commercial banking - our buffet of Finance dissertation topics will surely set your research spirit on fire!

What is a Finance Dissertation?

Finance dissertations are academic papers that delve into specific finance topics chosen by students, covering areas such as stock markets, banking, risk management, and healthcare finance. These dissertations require extensive research to create a compelling report and contribute to the student's confidence and satisfaction in the field of Finance. Now, let's understand why these dissertations are so important and why choosing the right Finance dissertation topics is crucial!

Why Are Finance Dissertation Topics Important?

Choosing the dissertation topics for Finance students is essential as it will influence the course of your research. It determines the direction and scope of your study. You must make sure that the Finance dissertation topics you choose are relevant to your field of interest, or you may end up finding it more challenging to write. Here are a few reasons why finance thesis topics are important:

1. Relevance

Opting for relevant finance thesis topics ensures that your research contributes to the existing body of knowledge and addresses contemporary issues in the field of Finance. Choosing a dissertation topic in Finance that is relevant to the industry can make a meaningful impact and advance understanding in your chosen area.

2. Personal Interest

Selecting Finance dissertation topics that align with your interests and career goals is vital. When genuinely passionate about your research area, you are more likely to stay motivated during the dissertation process. Your interest will drive you to explore the subject thoroughly and produce high-quality work.

3. Future Opportunities

Well-chosen Finance dissertation topics can open doors to various future opportunities. It can enhance your employability by showcasing your expertise in a specific finance area. It may lead to potential research collaborations and invitations to conferences in your field of interest.

4. Academic Supervision

Your choice of topics for dissertation in Finance also influences the availability of academic supervisors with expertise in your chosen area. Selecting a well-defined research area increases the likelihood of finding a supervisor to guide you effectively throughout the dissertation. Their knowledge and guidance will greatly contribute to the success of your research.

Writing Tips for Finance Dissertation

A lot of planning, formatting, and structuring goes into writing a dissertation. It starts with deciding on topics for a dissertation in Finance and conducting tons of research, deciding on methods, and so on. However, you can navigate the process more effectively with proper planning and organisation. Below are some tips to assist you along the way, and here is a blog on the 10 tips on writing a dissertation that can give you more information, should you need it!

1. Select a Manageable Topic

Choosing Finance research topics within the given timeframe and resources is important. Select a research area that interests you and aligns with your career goals. It will help you stay inspired throughout the dissertation process.

2. Conduct a Thorough Literature Review

A comprehensive literature review forms the backbone of your research. After choosing the Finance dissertation topics, dive deep into academic papers, books, and industry reports, gaining a solid understanding of your chosen area to identify research gaps and establish the significance of your study.

3. Define Clear Research Objectives

Clearly define your dissertation's research questions and objectives. It will provide a clear direction for your research and guide your data collection, analysis, and overall structure. Ensure your objectives are specific, measurable, achievable, relevant, and time-bound (SMART).

4. Collect and Analyse Data

Depending on your research methodology and your Finance dissertation topics, collect and analyze relevant data to support your findings. It may involve conducting surveys, interviews, experiments, and analyzing existing datasets. Choose appropriate statistical techniques and qualitative methods to derive meaningful insights from your data.

5. Structure and Organization

Pay attention to the structure and organization of your dissertation. Follow a logical progression of chapters and sections, ensuring that each chapter contributes to the overall coherence of your study. Use headings, subheadings, and clear signposts to guide the reader through your work.

6. Proofread and Edit

Once you have completed the writing process, take the time to proofread and edit your dissertation carefully. Check for clarity, coherence, and proper grammar. Ensure that your arguments are well-supported, and eliminate any inconsistencies or repetitions. Pay attention to formatting, citation styles, and consistency in referencing throughout your dissertation.

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Finance Dissertation Topics

Now that you know what a finance dissertation is and why they are important, it's time to have a look at some of the best Finance dissertation topics. For your convenience, we have segregated these topics into categories, including cryptocurrency, risk management, internet banking, and so many more. So, let's dive right in and explore the best Finance dissertation topics:

Dissertation topics in Finance related to Cryptocurrency

1. The Impact of Regulatory Frameworks on the Volatility and Liquidity of Cryptocurrencies.

2. Exploring the Factors Influencing Cryptocurrency Adoption: A Comparative Study.

3. Assessing the Efficiency and Market Integration of Cryptocurrency Exchanges.

4. An Analysis of the Relationship between Cryptocurrency Prices and Macroeconomic Factors.

5. The Role of Initial Coin Offerings (ICOs) in Financing Startups: Opportunities and Challenges.

Dissertation topics in Finance related to Risk Management

1. The Effectiveness of Different Risk Management Strategies in Mitigating Financial Risks in Banking Institutions.

2. The Role of Derivatives in Hedging Financial Risks: A Comparative Study.

3. Analyzing the Impact of Risk Management Practices on Firm Performance: A Case Study of a Specific Industry.

4. The Use of Stress Testing in Evaluating Systemic Risk: Lessons from the Global Financial Crisis.

5. Assessing the Relationship between Corporate Governance and Risk Management in Financial Institutions.

Dissertation topics in Finance related to Internet Banking

1. Customer Adoption of Internet Banking: An Empirical Study on Factors Influencing Usage.

Enhancing Security in Internet Banking: Exploring Biometric Authentication Technologies.

2. The Impact of Mobile Banking Applications on Customer Engagement and Satisfaction.

3. Evaluating the Efficiency and Effectiveness of Internet Banking Services in Emerging Markets.

4. The Role of Social Media in Shaping Customer Perception and Adoption of Internet Banking.

Dissertation topics in Finance related to Microfinance

1. The Impact of Microfinance on Poverty Alleviation: A Comparative Study of Different Models.

2. Exploring the Role of Microfinance in Empowering Women Entrepreneurs.

3. Assessing the Financial Sustainability of Microfinance Institutions in Developing Countries.

4. The Effectiveness of Microfinance in Promoting Rural Development: Evidence from a Specific Region.

5. Analyzing the Relationship between Microfinance and Entrepreneurial Success: A Longitudinal Study.

Dissertation topics in Finance related to Retail and Commercial Banking

1. The Impact of Digital Transformation on Retail and Commercial Banking: A Case Study of a Specific Bank.

2. Customer Satisfaction and Loyalty in Retail Banking: An Analysis of Service Quality Dimensions.

3. Analyzing the Relationship between Bank Branch Expansion and Financial Performance.

4. The Role of Fintech Startups in Disrupting Retail and Commercial Banking: Opportunities and Challenges.

5. Assessing the Impact of Mergers and Acquisitions on the Performance of Retail and Commercial Banks.

Dissertation topics in Finance related to Alternative Investment

1. The Performance and Risk Characteristics of Hedge Funds: A Comparative Analysis.

2. Exploring the Role of Private Equity in Financing and Growing Small and Medium-Sized Enterprises.

3. Analyzing the Relationship between Real Estate Investments and Portfolio Diversification.

4. The Potential of Impact Investing: Evaluating the Social and Financial Returns.

5. Assessing the Risk-Return Tradeoff in Cryptocurrency Investments: A Comparative Study.

Dissertation topics in Finance related to International Affairs

1. The Impact of Exchange Rate Volatility on International Trade: A Case Study of a Specific Industry.

2. Analyzing the Effectiveness of Capital Controls in Managing Financial Crises: Comparative Study of Different Countries.

3. The Role of International Financial Institutions in Promoting Economic Development in Developing Countries.

4. Evaluating the Implications of Trade Wars on Global Financial Markets.

5. Assessing the Role of Central Banks in Managing Financial Stability in a Globalized Economy.

Dissertation topics in Finance related to Sustainable Finance

1. The impact of sustainable investing on financial performance.

2. The role of green bonds in financing climate change mitigation and adaptation.

3. The development of carbon markets.

4. The use of environmental, social, and governance (ESG) factors in investment decision-making.

5. The challenges and opportunities of sustainable Finance in emerging markets.

Dissertation topics in Finance related to Investment Banking

1. The valuation of distressed assets.

2. The pricing of derivatives.

3. The risk management of financial institutions.

4. The regulation of investment banks.

5. The impact of technology on the investment banking industry.

Dissertation topics in Finance related to Actuarial Science

1. The development of new actuarial models for pricing insurance products.

2. The use of big data in actuarial analysis.

3. The impact of climate change on insurance risk.

4. The design of pension plans that are sustainable in the long term.

5. The use of actuarial science to manage risk in other industries, such as healthcare and Finance.

Tips To Find Good Finance Dissertation Topics

Embarking on a financial dissertation journey requires careful consideration of various factors. Your choice of topic in finance research topics is pivotal, as it sets the stage for the entire research process. Finding a good financial dissertation topic is essential to blend your interests with the current trends in the financial landscape. We suggest the following tips that can help you pick the perfect dissertation topic:

1. Identify your interests and strengths

2. Check for current relevance

3. Feedback from your superiors

4. Finalise the research methods

5. Gather the data

6. Work on the outline of your dissertation

7. Make a draft and proofread it

In this blog, we have discussed the importance of finance thesis topics and provided valuable writing tips and tips for finding the right topic, too. We have also presented a list of topics within various subfields of Finance. With this, we hope you have great ideas for finance dissertations. Good luck with your finance research journey!

Frequently Asked Questions

How do i research for my dissertation project topics in finance, what is the best topic for dissertation topics for mba finance, what is the hardest finance topic, how do i choose the right topic for my dissertation in finance, where can i find a dissertation topic in finance.

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200 Finance Dissertation Topics: Quick Ideas For Students

Finance dissertation topics are on-demand in the 21st century. But why is this so? It may perplex you how everyone is up and down looking for interesting, quality finance topics. However, the answer is simple: because fascinating finance dissertation topics can earn students bonus points.

We will delve into that in just a second. Your finance topic dictates the difficulty of the assignment you are going to handle. Landing on the right topic means that you will not have to toil as much as when you pick a highly complex topic. Does it make sense?

Let’s explore the nitty-gritty of finance dissertation papers before we get into mentioning the top-rated finance research topics list.

What Is A Finance Dissertation?

As the name goes, finance dissertation is a kind of writing that investigates a particular finance topic selected by the student. The topics range from the stock market, banking, and risk management to healthcare finance topics.

This dissertation provides the student with a degree of academic self-confidence and personal satisfaction in the finance field. Finance writing requires extensive research to create a persuasive paper in the end.

Writing Tips For Finance Dissertations

Are you uncertain concerning what you need to do to compose a top-notch finance dissertation? Worry no more! Our professional writers have put together some essential suggestions to kick you off. In the next few minutes, you will be in a position to create a perfect finance dissertation painstakingly:

Narrow down your topic : Trim down your finance topic to a specific niche. It should focus on one region; either micro-finance, macro-finance, or internet banking.
Verify your facts : Finance is a field that includes a lot of statistical data to be followed logically. Therefore, verify facts and figures with reliable sources before opting to use them in your paper.
Write concisely : Unlike other papers with long narrative tales, you should encapsulate a finance paper into a tight, concise paper. The rule of ‘short is sweet’ technically applies here at great length.
Arrange your data neatly : A paper that is stuffed with numerals and charts all over may turn down a reader at first sight. For an impressive finance thesis, know-how and when to use your data.
Write simply : Avoid jargon that may confuse an ordinary reader. Where a need is for technical terms to be used, illustrate them with relatable examples. Simplicity is gold in a finance dissertation. So, use it well.

With these tips and tricks, you are all set to start writing your finance paper. We now advance to another crucial part that will make sure your finance paper is refined and at per with your institution’s academic standards.

General Structure of a Finance Dissertation

It is crucial to consult your supervisor regarding your dissertation’s research methodology, structure, style, and reasonable length. Depending on the guidance of your supervisor, the structure may vary. Nonetheless, as a general guide, ensure the following sections are part and parcel of your dissertation:

Introduction: State the problem that you intend to address in your dissertation. It also includes a definition of key terms, the relevance of the topic and a summary of hypotheses.
Theoretical and empirical literature, hypotheses development and contribution: It provides the theoretical framework of your study. The hypotheses are based on the literature review.
Data and methodology: State the model (i.e. dependent and key independent variables) that you want to use the drawing on theoretical framework or economic argument that you may employ for your analysis. Define all control variables and describe the data used to test the hypothesis.
Empirical results: Describe the results and mention whether they are consistent with the hypotheses and relate them with the existing evidence in the literature. You will also describe the statistical and practical/economic significance of your findings.
Summary and conclusion: Summarize your research and state the general conclusion with relevant implications.

It is important to have all the dataset you want to use readily available before finalizing the topic. The dataset is essential for testing your hypotheses.

There are thousands of research topics for finance students available all over the internet and academic books. You only have to browse and lookup for the latest research or refer to past readings or course lectures.

Even though this exercise may look simple enough on the surface, it takes a lot of time to consider what makes for interesting finance topics adequately. Not all ideas you find will achieve the academic requirements that your supervisor expects from you.

Here is a list of freshly mint topics to use for numerous finance situations:

Impressive Healthcare Finance Topics

Healthcare involves more than just treating patients and administering injections. There are finance aspects that also come into play, including:

Strategies for marketplace achievement in turbulent times: Medical staff marketing
Effects of the employer executive compensation and benefits plan after the Tax Reform Act of 1986
Improving profitability through accelerating philanthropic giving to healthcare systems
Acceleration and effective information strategies for cash management in hospitals
Finding the system’s solution to health care cost accounting
How hospitals spend money from charitable organizations and donor funding
Models of enhancing cost accounting efforts by improving existing information sources
Strategies of increasing cash flow with a patient accounting review
A systematic review of productivity, cost accounting, and information systems
A study of the cost accounting strategies under the prospective payment system
How to manage bad debt and charity care accounts in hospitals
Achieving more value from managed care efforts in healthcare systems
Strategies of achieving economies of scale through shared ancillary and support services
Profitable ways of financing the acquisition of a health care enterprise
Effects of mergers and acquisitions on private hospitals
Measuring nursing costs with patient acuity data in hospitals
Affordable treatment and care for long-term and terminal diseases
Survey of the organization and structure of a hospital’s administration concerning financing
Impact of culture and globalization on healthcare financing
Discuss the necessity for universal health coverage in the United States

Finance Management Project Topics

If you are a finance management enthusiast, this section will impress you the most:

The impact of corrupt bank managers on its sustainability
How banks finance small and medium-scale enterprises
Loan granting and its recovery problems on commercial banks
An evaluation of credit management in the banking industry
The role of microfinance banks in the alleviation of poverty in the US
Comparative evaluation strategies in mergers and acquisitions
How to plan and invest in the insurance sector and tax planning
Impact of shareholders on decision-making processes on banks
How diversity in banks affects management and leadership practices
Credit management techniques that work for small scale enterprises
Appraisal on the impact of effective credit management on the profitability of commercial banks
The impact of quantitative tools of monetary policy on the performance of deposit of commercial banks
Financial management practices in the insurance industry and risk management
The role of the capital market in economic development
Problems facing financial institutions to the growth of small scale business in the USA
Why training and development of human resources is a critical factor in bank operations
The impact of universal banking financial system on the credibility
Security threats to effective management in banks
The effect of fiscal and monetary policy in controlling unemployment
The effects of financial leverage on company performance

Topics in Mathematics With Applications in Finance

Mathematics and finance correlate in several ways in that they borrow concepts from each other. Here are some of the mathematics concepts that apply to finance paper topics:

Linear algebra
Probability theory
Stochastic processes
Regression analysis
Value at risk models
Time series analysis
Volatility modelling
Regularized pricing and risk models
Commodity models
Portfolio theory
Factor modelling
Stochastic differential equations
Ross recovery theorem
Option, price, and probability duality
Black-Scholes formula, Risk-neutral valuation
Introduction to counterparty credit risk
HJM model for interest rates and credit
Quanto credit hedging
Calculus in finance and its application

International Finance Topics

International finance research topics deal with a range of monetary exchanges between two or more nations. Below is a list of international research topics in finance for you to browse through and pick a relevant one:

A study of the most important concepts in international finance
How internal auditing enhances good corporate governance practice in an organization
Factors that affect the capital structure of Go Public manufacturing companies
A financial engineering perspective on the causes of large price changes
Corporate governance and board of directors responsibilities
An exploratory study on the management of support services in international organizations
An accounting perspective of the need for theorizing corporation
Impact of coronavirus on international trade relations
Is business ethics attainable in the global market arena
How exchange rates affect international trading
The role of currency derivatives in shaping the global market
How to improve international capital structure
How to forecast exchange rates
Ways of measuring exposure to exchange rates fluctuations
How to hedge exposure to exchange rates fluctuations globally
How foreign direct investment puts individual countries at risk
How to stabilize international capital markets
A study of shadow banking in the global environment
A comparative analysis of Western markets and African markets
Exploring the monetary funding opportunities by the International Monetary Fund

Corporate Finance Research Topics

These 20 topics have the potential to help you write an amazing corporate finance paper, provided you have the will to work hard on your paper:

Short- and long-term investment needs for working capital trends
Identifying proper capital structure models for a company
How capital structure and an organization’s funding of its operations relate
Corporate finance decision making in unstable stock markets
The effect of firm size on financial decision making incorporates
Compare and contrast the different internationally recognized corporate financial reporting standards
Evaluate the emerging concept integrated reporting in corporate finance
Managing transparency in corporate financial decisions
How technological connectivity has helped in integrated financial management
How different investment models contribute to the success of a corporate
The essence of valuation of cash flows in financial and non-financial corporates
Identify the prevalent financial innovations in the USA
Ways in which governance influences corporate financial activities
Impact of taxes on dividend policies in developed nations
How corporate strategies related to corporate finance
Implications of the global economic crisis in the backdrop of corporate finance concepts
How information technology impact corporate relations among companies
Evaluate the effectiveness of corporate financing tools and techniques
How do FDI strategies compare in Europe and Asia?
The role of transparency and liquidity in alternative corporate investments

Finance Debate Topics

These finance debate topics are formulated in keeping with emerging financial issues globally:

Is China’s economy on the verge of ousting that of the US?
Does the dynamic nature of the global market affect the financial alienations of countries?
Is Foreign Direct Investment in retail sector good for the US?
Is it possible to maintain stable oil prices in the world?
Are multinational corporations good for the global economy?
Does the country of origin matter in selling a product?
Are financial companies misusing ethics in marketing?
Why should consumer always be king in marketing messages?
Does commercialization serve in the best interest of the consumer?
Why should companies bother having a mission statement?
Why should hospitals receive tax subsidies and levies on drugs?
Is television the best medium for advertisement?
Is the guarantor principle security or a myth?
Compare and contrast market trends in capitalism versus Marxism states
Does the name of a business have an impact on its development record?
Is it the responsibility of the government to finance small-scale business enterprises?
Does budgeting truly serve its purpose in a company?
Why should agricultural imports be banned?
Is advertising a waste of company resources?
Why privatization will lead to less corruption in companies

Finance Topics For Presentation

Is your group or individual finance presentation giving you sleepless nights just because you do not have a topic? Worry no more!

The role of diplomatic ties in enhancing financial relations between countries
Should banks use force when recovering loans from long-term defaulters?
Why mortgages are becoming difficult to repay among the middle class
Ways of improving the skilled workforce in developing
How technology creates income disparities among social classes
The role of rational thinking in making financial decisions
How much capital is necessary for a start-up?
Are investments in betting firms good for young people?
How co-operatives are important in promoting communism in a society
Why should countries stop receiving foreign aids and depend on themselves?
Compare and contrast the performance of private sectors over public sectors
How frequent should reforms be conducted in companies?
How globalization affects nationalism
Theories of financial development that is still applicable today
Should business people head the finance ministry of countries?
The impact of the transport sector on revenue and tax collection
The impact of space exploration on the country’s economy
How regional blocs are impacting developing nations
Factors contributing to the growth of online scams
What is the impact of trade unions in promoting businesses?

Finance Research Topics For MBA

Here is our best list of top-rated MBA financial topics to write about in 2023, which will generate more passion for a debate:

Evaluate the effect of the Global crisis to use the line of credit in maintaining cash flow
Discuss options for investment in the shipping industry in the US
Financial risk management in the maritime industry: A case study of the blue economy
Analyze the various financial risk indicators
Financial laws that prevent volatility in the financial market
How the global recession has impacted domestic banking industries
Discuss IMF’s initiatives in tackling internal inefficiency of new projects
How the WTO is essential in the global financial market
The link between corporate and capital structures
Why is it important to have an individual investment?
How to handle credit crisis in financial marketing
Financial planning for salaried employee and strategies for tax savings
A study on Cost And Costing Models in Companies
A critical study on investment patterns and preferences of retail investors
Risk portfolio and perception management of equity investors
Is there room for improvement in electronic payment systems?
Risks and opportunities of investments versus savings
Impact of investor awareness towards commodities in the market
Is taxation a selling tool for life insurance
Impact of earnings per share

Public Finance Topics

These interesting finance topics may augur well with university students majoring in public finance:

Financial assistance for businesses and workers during Coronavirus lockdowns
Debt sustainability in developing countries
How we can use public money to leverage private funds
Analyze the use of public funds in developed versus developing countries
The reliability of sovereign credit ratings for investors in government securities
Propose a method of analysis on the cost-benefit ratio of any government project
The role of entities in charge of financial intermediation
The reciprocity and impact of tariff barriers
Impact of the exempted goods prices on the trade deficit
Investor penalties and its impact in the form of taxes and penalties
Public government projects that use private funds
Ways of measuring the cost of sustainability
Maintaining economic growth to avoid a strong recession
The impact of the declining income and consumption rates
Effects of quarantine and forced suspension of economic activity
Innovative means of limiting the scale of pandemic development
The growing scale of the public debt of the public finance system
A critical analysis of the epidemiological safety instruments used in countries
The growing debt crisis of the state finance system
How to permanently improve and increase the scale of anti-crisis socio-economic policy planning

Business Finance Topics

You can address the following business finance research papers topics for your next assignment:

How organizations are raising and managing funds
Analyze the planning, analysis, and control operations and responsibilities of the financial manager
Why business managers should take advantage of the federal stimulus package
Economical ways of negotiating for lower monthly bills
Evaluate the best retirement plans for entrepreneurs
Tax reform changes needed to spearhead businesses to the next level
How politicians can help small businesses make it to the top
Setting up life insurance policies from which you can sidestep the banks and loan yourself money
Why every business manager should know about profit and loss statements, revenue by customers and more.
Advantages of creating multiple corporations to business entrepreneurs
Why good liquidity is a vital weapon in the face of a crisis
Reasons why many people are declaring bankruptcy during the coronavirus pandemic
Why you should closely examine the numbers before making any financial decisions
Benefits of corporations to small scale business ventures
How to start a business without money at hand
Strategies for improving your company’s online presence
Discuss the challenge of debt versus equity for small-scale businesses
The impact of financial decisions on the profitability and the risk of a firm’s operations
Striking a balance between risk and profitability
Why taking the ratio of current assets to current liabilities is important to any business

You can use any of the hot topics mentioned above for your finance dissertation paper or opt for our thesis writing services. We have competitive finance dissertation writing experts ready to tackle your paper to the core.

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60+ Finance Dissertation Topics in 2024

Manali Ganguly ,

Mar 4, 2024

Share it on:

The finance dissertation topics include dividend policy and shareholder value, use of corporate valuation methods in the startups, the impact of financial innovation on traditional banking, strategies for debt financing in the post covid era, and many more.

The finance dissertation topics which are most relevant in 2024 are the impact of financial innovation on traditional banking, the use of corporate valuation methods in the startups, dividend policy and shareholder value, and reforms in the pension scheme and its effect on senior citizens.

In order to work on a dissertation in finance, it is important for the individual to understand the topic first and understand the ways to write the dissertation. This article aims to discuss the ways in which the dissertation topics should be written and the most trending topics in 2024.

Table of Contents

What is a Finance Dissertation?

How to write a finance dissertation paper.

Top Finance Dissertation Topics for Students in 2024

Finance Dissertation Topics: Risk Management

Finance dissertation topics: cryptocurrency, finance dissertation topics: corporate world, finance dissertation topics: healthcare industry.

Finance Dissertation Topics: Public Sector

Finance Dissertation Topics: Business Finance

Finance dissertation topics: international affairs, finance dissertation topics: microfinance.

The finance dissertations can be said to be a research paper in academics written on specific topics. There are plenty of finance dissertation topics available for the students. A finance dissertation paper will aim to find out, investigate and analyse the various components of a given topic. The students who are pursuing a PhD in Finance or MBA in Finance , need to carry out an extensive research and analysis procedure in order to write a dissertation paper.

There is a specific strategy and style that will help the students write their dissertation paper in a better way. The tips to write a finance dissertation paper have been shared below for the students.

Introduction: The introduction must be catchy. It should convey the aim of the dissertation clearly to the reader. The content of the dissertation that the reader should expect, must be communicated clearly in the introduction.
Structure: The sections of the dissertation paper must be well defined. There should be no merging between the sections, and yet they would be connected to each other through the ideas.
Concise Language: The language must be very concise and clear. It is best to avoid heavy words. The technical terms related to the topic must be used.
Presentation of Data: The presentation of the data is very important in a dissertation paper. The students must refer to charts and graphs and other pictorial representation wherever required, to write the paper.
Methodology: The methodology must be clear and precise. Methodology refers to the method used for the collection and analysis of data.
Originality: This is very important for a dissertation paper. The theme, presentation, and the content must be original.
Proofreading: Grammatical and construction errors are the least expected things in a dissertation paper. Therefore, a thorough proofreading is required after the completion of the dissertation paper.
Analysis and Interpretation: The analysis of the methods and research materials used must be done in a very clear and concise manner. The components of the dissertation paper must be comprehensively analysed.
Citation: This is the most crucial part of a dissertation. Citation refers to the citing of works by other authors. The citation styles are Chicago, MLA, and APA. It is best to stick to one style of citation. Citation is important to avoid plagiarism.

Also Check: 15 Finance Project Topics For Students in 2024

Top 50+ Finance Dissertation Topics for Students in 2024

The most trending finance dissertation topics for students in 2024 have been shared in the sections below. The students can pick their topics from the list shared here.

The identification, assessment, and controlling of the legal, financial, security, and strategic risks to the earning and capital of an organisation is called risk management. The finance dissertation topics on risk management are:

The evaluation of systemic risk through stress testing
The role of varies risk management strategies in the mitigation of financial risk in the bank
Analysing the relationship between risk management and governance in the financial or banking institutions
Risk management in the corporate structure in the post-covid era
Effectiveness and use of risk management strategies in the financial institution

Cryptocurrency is referred to as a digital currency. This is a different payment type which is created through encryption algorithms. The cryptocurrencies serve both as a currency as well as an accounting system that is virtually placed. The trending finance dissertation topics on cryptocurrency are:

Importance of cryptocurrency
Liquidity and volatility of cryptocurrency
The pros and cons of ICOs in the financing of startups
Cryptocurrency and macroeconomy
Effect of cryptocurrency on traditional banking

Also Check: Top 8 Short Term Courses in Finance

A corporate company has its own set of securities and risks in terms of finances. Students can pick up a finance dissertation topic in this category as well. The finance dissertation topics for the corporate finance structure are:

Dividend policy and shareholder’s value
Debt Financing Methodology
Restructuring strategies post financial distress
Role of financial innovation on banking
Merger and acquisition
Strategic decisions in investment banking
Finance Management within a corporate structure
International trade policy and multinational corporations
Effective planning of corporate tax
How optimization of capital structure impacts profitability of the firms
Relationship between IPOs and market performance
Financial transparency in corporate governance

The norms in the healthcare industry have undergone a vast change since the times of pandemic. This changing scenario has a direct impact on the financial status of the industry. The finance dissertation topics related to healthcare industry has been listed below for the students:

Pharmaceutical pricing
Cost drivers in healthcare and their affordability
Financial Impact of Telemedicine on healthcare systems
Non-profit hospitals and community health
Financing models for healthcare
Payment reforms in the healthcare industry
Financing loss arising from healthcare frauds
Financial stability associated with adoption of medical technology
Health insurance and the healthcare industry
Relationship between expansion of medical aid and state budget

Finance Dissertation Topics: Public Sector

Public finance is a study that refers to the role played by the government in the economy. The finance dissertation topics related to public finance have been listed below:

The impact of pension reforms on the elderly
Sustainability against public debt
Financial policy in the post-pandemic era
The relationship between environmental taxation and sustainability
The role of PPPs in the development of infrastructure
Changes in taxation and behavioural response
Evasion of tax and enforcement
Inequality of income and taxation policies
Alleviation of poverty through social welfare program
The role of digital economy on tax policy

Also Check: T op 6 Certification Courses for MBA Finance Students

Students who have enrolled in the MBA finance course can find the relevant topics for dissertation on business finance in the list given below:

The relationship between capital management and profitability of the business firm
Impact of financial innovation on business strategy
Entrepreneurial finance
Financial management strategy for SMEs
Management of finances within the corporate infrastructure
Analysis of cash flow with respect to business performance
Turnaround strategies for business failures and losses
Financial decisions in the uncertain times in business
Wealth management and robo advisors
Real Estate Investor Trust (REIT)

An international affair refers to an event or affair that involves the governments and authorities of a number of countries. The finance dissertation topics on international affairs are:

How is the economy developed in developing countries by the international financial bodies?
How is the financial stability managed by the central banks in the global economy?
The effect of trade wars on the international financial market
A comparative study of how different countries manage the financial crises
Exchange rate volatility and international trade

Microfinance refers to a kind of service in banking provided to individuals in the low-income bracket. The finance dissertation topics related to Microfinance are mentioned below:

The role of Microfinance in entrepreneurial success
Role of Microfinance in the alleviation of poverty
Microfinance and rural development
Are Microfinance institutions stable in developing countries?
The role of Microfinance in the empowerment of Women Entrepreneurship

Also Check: Thesis vs. Dissertation: Meaning, Differences and Similarities

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Fintech Dissertation Topics – With Examples

Published by Owen Ingram at December 29th, 2022 , Revised On May 2, 2024

Introduction:

Fintech, short for financial technology, is a rapidly growing industry that focuses on using technology to improve the efficiency of traditional banking and financial services.

Fintech companies specialise in developing software and other tools that automate banking processes and make it easier for businesses and individuals to manage their finances.

The products created by these companies include mobile apps to track spending, online payment systems, digital wallets, and blockchain technology.

Researching fintech is a critically important exercise for students of finance and technology alike. The growing importance of fintech as an innovation sector has made it an ever-evolving field, requiring researchers to stay abreast of the trends to keep up with its rapid pace.

Fintech dissertation topics require an understanding of the underlying concepts and a clear grasp of the practical applications and emerging trends in the industry.

However, for students researching fintech dissertation topics, there are some inherent challenges associated with this task.

Due to its highly specialised nature, staying up-to-date on relevant topics can be difficult as a lot of new information appears each day that needs sifting through and digesting.

How to Choose the Best Fintech Dissertation Topic:

When selecting a fintech topic, the process of researching and choosing a dissertation topic can be both exciting and daunting. Therefore, students need to take their time researching potential topics before settling on one. The following are some tips that can help streamline this process:

First, Have a general understanding of what areas the student would like to explore in fintech. This will give them a better sense of the topics most applicable to their project or paper.
Next, Look into industry publications and journals, as these are great resources for finding relevant content and cutting-edge information about fintech advances.
Students should look at current trends in the field that might be of interest. Next, they need to identify areas where there may be gaps in knowledge or new opportunities that have not yet been explored.

List of Fintech Dissertation Topics

Understanding blockchain and fintech
Embracing digital transformation with fintech
The impact of fintech on financial innovations
Smart investing with fintech tools
The impact of fintech on businesses
The future of fintech
Digital finance and fintech: current research and future research directions
Fintech: ecosystem, business models, investment decisions, and challenges
How do banks interact with fintech startups?
The Impact of fintech startups on financial institutions’ performance and default risk
Fintech growth during COVID-19 in MENA region: current challenges and future prospects
How digital finance and fintech can improve financial inclusion
Data security and consumer trust in fintech innovation
Artificial intelligence in fintech: understanding robo-advisors adoption among customers
VaR and market value of fintech companies: An analysis and evidence from global data
Is the sustainability profile of fintech companies a key driver of their value?
Competition and cooperation between fintech companies and traditional financial institutions
Bitcoin, blockchain and fintech: a systematic review and case studies in the supply chain
How Blockchain can impact financial services–The overview, challenges and recommendations from expert interviewee
How Can FinTech Impact Russia’s Development?
A review of literature directions regarding the impact of fintech firms on the banking industry
FinTech in India: An analysis of the impact of telecommunication on financial inclusion
The impact of fintech innovation on green growth in China: Mediating effect of green finance
How green FinTech can alleviate the impact of climate change—the case of Switzerland
An empirical study of the impacts of perceived security and knowledge on continuous intention to use mobile fintech payment services
The impact of fintech on the sustainability of Islamic accounting and finance education in Malaysia
Research on Fintech development issues based on embedded cloud computing and big data analysis
Fintech, digitalisation, and the law applicable to proprietary effects of transactions in securities (tokens): a European perspective
The Problems of Consumer Protection in Fintech Peer To Peer Lending Business Activities in Indonesia
Factors affecting continuance intention of FinTech payment among Millennials in Jakarta
Banks and FinTechs: Friends or foes? What it takes for banks and FinTechs to successfully cooperate
Effects of fintech on stock return: Evidence from retail banks listed in Indonesia stock exchange
Fintech and Islamic finance: literature review and research agenda
The Effect of FinTech on the Financial Institution in Six ASEAN Countries: Fama-French Five-Factor Asset Pricing Model Approach
Data security and consumer trust in FinTech innovation in Germany
Factors Affecting consumer acceptance of fintech products and Services in Malaysia
What makes consumers trust and adopt fintech? An empirical investigation in China
Toward Fintech Adoption Framework for Developing Countries-A Literature Review Based on the Stakeholder Perspective
A detailed analysis of cryptography for financial markets
An analysis of how different regulatory frameworks affect the growth and development of entrepreneurial fintech models in various regions.
A Comparison of fintech models: peer-to-peer lending, robo-advisors, and blockchain-based solutions in terms of their sustainability, scalability, and impact on financial inclusion.
The role of user experience (UX) design in shaping the adoption and usage of novel digital payment platforms.
The potential of blockchain technology to revolutionise digital payments through decentralised platforms
The impact of novel digital payment platforms on cross-border transactions and financial inclusion, particularly in underserved regions and developing economies.
Explore how the adoption and diffusion of complex financial technologies influence socio-economic networks.

What is the Importance of Choosing the Correct Fintech Research Topic

When considering the research within the field of fintech, it is important to consider and select a relevant topic carefully. The chosen topic should be engaging and topical, enabling research to be conducted effectively. It is essential that the right decision is made in order to ensure that meaningful results are achieved.

Firstly, when researching within fintech, it is vital to ensure that the selected topic is related to current trends within the sector. When exploring a current trend or development, an understanding can be gained as to how this will impact existing businesses and services, thus beneficial for those researching this field.

Secondly, personal interest must also be taken into account when choosing a research topic; this increases motivation and ensures that data collection remains efficient throughout the project.

By selecting a fintech topic that aligns with current trends and their own interests, students can ensure that they’re getting the most out of their research . The key is to select a project that allows students to explore current topics and those that may become more relevant in the future. Students should also consider what resources they already have access to so they can use them to support their projects.

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FAQs About Fintech Dissertation Ideas

When to choose the fintech dissertation topic.

You can choose a topic when you know you have an interest in it, there is enough information on the internet about it, and it can help others.

How do I choose the most appropriate fintech dissertation topic?

Firstly, ensuring that your topic is relevant to the current trends in financial technology is important. Do some research on what areas of fintech are currently being discussed or explored, and focus your attention on those topics.

Additionally, make sure that your chosen subject has enough information available online or through other sources so you can gather enough data for your paper. It’s also important to choose a title that you find engaging and inspiring – after all, this will be an extensive project you’ll be working on!

Can I use these topics for my dissertation?

Yes, you can use these topics for your dissertation. Depending on the type of research projects you are doing, there is a variety of topics that you can use.

Have other students used these topics already?

Yes, other students might have used these dissertation topics already. If you need unique dissertation topics which haven’t been used before, you can order the dissertation topics service on our website .

Can ResearchProspect provide unique and customised fintech dissertation topics?

Yes, ResearchProspect provides unique and customised fintech dissertation topics.

Can you do a research proposal on my selected topic?

Yes, we can do a research proposal on your selected topic. You can order the research proposal topics service on our website, or you can read about our proposal writing services .

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Dissertation Topic in Finance

Updated on
Jan 11, 2024

Dissertation Topics in Finance- MBA, Banking, Accounting Projects-04 (1)

Also known as the study of investments, Finance is a combination of two interrelated subjects – how money is handled and the process of obtaining money. One of the reasons why postgraduate students struggle with their Finance dissertation topics is that they do not spend enough time planning it. It is important for students to be extremely careful while writing a finance dissertation as it contributes a lot to their respective degrees. This blog provides you with the best topics, a dissertation structure, and more.

This Blog Includes:

What is a finance dissertation, why finance dissertation topics are important, tips to find excellent dissertation topics on finance, writing tips for finance dissertation, how to plan your work on a finance dissertation, how to structure a finance dissertation, finance dissertation general topics , topics related to india, mba dissertation topics, banking dissertation topics , accounting dissertation topics, research project example, final consideration and conclusion.

Finance dissertations, as the name implies, are pieces of writing that study a certain finance topic chosen by the student. The subjects covered include anything from the stock market to banking and risk management to healthcare finance. This dissertation gives the student academic self-assurance and personal happiness in the subject of finance. Finance writing necessitates substantial research in order to produce a compelling report.

The majority of students have no idea why finance dissertation themes are so crucial. However, put yourself in the shoes of your lecturer. You’ve already read hundreds of theses. The majority of them covered the same ground — issues that you’re already tired of hearing about. Then there’s a topic with a distinct, intriguing theme. Something that piques your interest and entices you to read more. Wouldn’t you give those pupils some extra credit? You’d do it! This is why there are so many fantastic finance dissertation topics. You can get extra points for your efforts. The topic of your paper might mean the difference between a good and a terrific grade.

It’s difficult to come up with anything unique and interesting. There are, nevertheless, ways to come up with interesting ideas. Here are a few pointers on how to locate them:

Read a fantastic finance dissertation and find for areas where further study is needed.
Go to the library and read a couple theses to get some ideas.
Inquire with a writing agency about some ideas from one of their professional dissertation writers.
In writing forums and blogs, ask for assistance. If you ask gently, people will give you some excellent suggestions.
Look for ideas on the internet, but don’t use them exactly as they are. Make them distinctive by changing them.
Talk to other students who are working on their dissertations and find out what other ideas they had before settling on the present topic.
Narrow down your topic : Your financial topic should be narrowed down to a certain niche. It should concentrate on a single area, such as microfinance, microfinance, or online banking.
Verify your facts: Finance is a topic that requires a great deal of logical analysis of statistical data. As a result, double-check facts and statistics using credible sources before using them in your paper.
Write concisely: You should condense a financial paper into a tight, succinct work, unlike other papers with extended narrative narratives. At this length, the adage of ‘short is sweet’ theoretically applies.
Arrange your data neatly: A report that is crammed with numbers and graphs may turn off a reader at first glance. Know how and when to utilise your data for a great financial thesis.
Write simply: Avoid using jargon that might be confusing to a non-technical reader. When technical terminology are required, utilise accessible examples to convey them. In a finance dissertation, simplicity is king. So make good use of it.

Dissertation submission is very important to obtain a PG Degree. You are supposed to submit the work by the end of your study course, so by the last year of your degree, you may have got enough ideas and problems dealing with finance. While starting with a finance dissertation topic you should always remember that the purpose of a Finance Dissertation is to demonstrate your research ability, how you analyze specific data and come up with a conclusion. Mentioned below is a step to step guide for you to start working with:

Step 1 : Choose a relevant and interesting topic for your research

Step 2 : Discuss and receive feedback from your supervisor

Step 3 : Finalise the research methods to prove the significance of the selected topic

Step 4 : Gather the required data from relevant sources

Step 5 : Conduct the research and analyse the acquired results

Step 6 : Work on the outline of your dissertation

Step 7 : Make a draft and proofread it. Discuss with your advisors if any changes are to be made

Step 8 : Make the required corrections.

Step 9 : Draft the final dissertation

Also Read: Check out the Top Course in Finance

There are so many different ways you can structure your dissertation. But the most common and universally accepted way is as follows:

Introduction
Literature review
Methodology
Analysis of the data and Significance/Implications of the acquired results

Finance Dissertation Topics

Finance is an extensive field, you can explore a lot of areas related to finance to choose a dissertation topic. Here we’ve mentioned the best finance dissertation topics to make it easier for you:

Mentioned below are some of the topics related to the recent issues in the world:

The negative impact of microfinance in developing countries.
The effects of population growth on economic growth in China
Cryptocurrency: Are we ready to digitalise the monetary world?
Analyzing the financial statements of VISA and MasterCard
Why do banks oppose digital currency?
Risks and benefits associated with digital money transferring technology

Best MBA Dissertation Topics

Be careful while choosing an MBA Dissertation Topic as it involves more intense study. Make sure the topic you’ve chosen remains within your field of study. We’ve listed some of the best topics you can choose for an MBA Dissertation:

Management skills an entrepreneur need
The place of communication for effective management in the workplace
How technology took over management
The impact of good leadership in an organization
How does a strong social media presence affect a company’s marketing strategies?
Human resource management in non-profit organizations
The importance of employee motivation programs on productivity
Management’s socio-cultural background and how it influences leadership relationships
How do employment benefits impact employee and company’s productivity?
Business team performance in multinational corporations

Best Finance Universities in the USA

Study on Future Options in Markets in India
Gold as an Investable Commodity in India
Study on Impact Of Corruption On FDI Inflows In India
The Impact Of The Money Supply On Economic Growth In India
Capital Structure Of The Business Enterprises In Delhi NCR
GST And Its Effect on MNC Manufacturing Companies
Analysis of the Insurance Industry in India
Analysis of HDFC Bank Finance
Comparative analysis of HDFC Bank with ICICI bank
Comparison of Market Share in Public Sector Banks VS Private Sector Banks
The impact of online banking on the world.
Risk factors and security issues that are inherent in online banking.
Fraud and identity theft is accomplished via internet banking.
Advantages and disadvantages of internet banking for consumers.
Risk management in investment banking
The rise of growing banking sectors in developing nations.
Issues surrounding banking in China’s growing economy.
The impact of the Federal Reserve on the United States and global economy
Banking and asset-liability in management.
The strategies to use online banking technology to attract customers.

All you need to know about a Banking Course

Case study of the impact of industry and public knowledge on the market share index’s fluctuation
Significance of auditing for large corporations
Examining India’s country’s tax scheme
What to consider when investing in financial markets?
From an accounting perspective, risk-taking in companies and its effects
Evaluate the differences and similarities between external and internal auditors
Can taxation be considered a human rights policy? Analyse the problem
What are the consequences of India’s current tax structure on individuals with a lower income?

Accounting courses

We’ve included a Finance Dissertation Research Example with reference to a Finance Dissertation Structure:

The Indian Economic Crisis of 1991 – The title of your Finance Dissertation must focus on your research objective.
Abstract – The 1991 Indian economic crisis was…………….. imports and other external factors. The abstract part must include a summary of the research problem or objective of the research, the research design and a summary of the results.
Introduction – The introduction must reflect your research on the Indian Economic Crisis of 1991 in a way that the audience already gets to know what the research is going to include.

3.1 Background (background of the study)

3.2 Problem Statement (significance of the problem in context)

3.3 Purpose/Research Questions (What caused the Crisis, how was the crisis revived etc.)

Review of Literature – The Review of Literature Section must include a theoretical rationale of the problem, the importance of the study, and the significance of the results.
Methodology – The Methodology Section must include the description of the subjects, research methods used in the data collection and any limitations issues involved.
Significance/Implications (Results of the Discussion)

*Please note that the above-mentioned structure is only for your reference to get an idea of writing a Finance Dissertation.

Choosing the right topic for your Finance dissertation to plan the work, all the above-mentioned aspects must be given equal importance. This blog has included the best dissertation topic in finance in MBA, accounting, and banking you can choose while writing a dissertation.

Finance research papers and dissertations should be prepared in a way that answers the core question while also being relevant to the remainder of the study. For example, if the dissertation’s major question is “what is the link between foreign exchange rates and the interest rates of a specific country,” the dissertation should provide suitable illustrations to help illustrate the topic. It should also go through the major and minor concerns that are relevant to this topic. Furthermore, utilise proper language to ensure that the article is readily understood by readers. The overall purpose of the project is to produce a well-written, well-researched, and well-supported dissertation.

It takes around 2 years to complete an MBA in India while 1 year to complete a full-time MBA in other countries.

A finance dissertation must be 100-300 pages long.

It takes around 5 years to obtain a Doctorate in Finance.

Hopefully, this blog assisted you in finding out your finance dissertation topics and structure for your course. If you require any assistance regarding your application process while enrolling for your further studies, our experts at Leverage Edu are just one click away. Call us anytime at 1800 572 000 for a free counselling session!

Damanpreet Kaur Vohra

Daman is an author with profound expertise in writing engaging and informative content focused on EdTech and Study Abroad. With a keen understanding of these domains, Daman excels at creating complex concepts into accessible, reader-friendly material. With a proven track record of insightful articles, Daman stands as a reliable source for providing content for EdTech and Study Abroad.

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Home » Blog » Dissertation » Topics » Finance » Fintech and Digital Finance » 80 Fintech and Digital Finance Research Topics

80 Fintech and Digital Finance Research Topics

FacebookXEmailWhatsAppRedditPinterestLinkedInWelcome to an exciting journey of academic exploration in Fintech and digital finance! As students embark on their research endeavours, choosing suitable topics is a crucial first step in shaping a compelling thesis or dissertation at the undergraduate, master, or doctoral level. In this dynamic field where technology continuously transforms the financial landscape, identifying research […]

Welcome to an exciting journey of academic exploration in Fintech and digital finance! As students embark on their research endeavours, choosing suitable topics is a crucial first step in shaping a compelling thesis or dissertation at the undergraduate, master, or doctoral level. In this dynamic field where technology continuously transforms the financial landscape, identifying research topics in Fintech and digital finance that are not only relevant but also captivating can set the stage for a successful scholarly pursuit.

This blog post serves as a guiding compass, offering a diverse array of meticulously curated research avenues that promise to enrich the existing financial literature and allow students to make their mark in the ever-evolving domains of research and innovation.

A List Of Potential Research Topics In Fintech and Digital Finance :

Regulatory adaptations in response to Fintech advancements in a post-pandemic world.
Cryptocurrency exchanges and market manipulation: Detection and prevention.
Contactless payments and the acceleration of cashless societies in the post-COVID era.
Behavioural shifts in investment strategies and risk tolerance after COVID-19.
Examining the effectiveness of social media sentiment analysis in stock market prediction.
Brexit’s impact on Fintech regulations and cross-border financial services in the UK.
Remote customer onboarding and identity verification trends in the new normal.
Blockchain applications in supply chain finance: Opportunities and challenges.
Fintech’s role in reshaping traditional banking models.
Impact of biometric payment authentication on transaction security.
The evolution of digital identity verification in the financial sector.
Financial chatbots and their impact on customer engagement.
Crowdfunding platforms and their role in startup funding.
Cybersecurity challenges in mobile banking: A comprehensive literature review.
Exploring the potential of quantum computing in financial modelling.
The adoption of biometric authentication in digital financial services.
The impact of COVID-19 on digital payment adoption and trends.
Regulatory responses to the emergence of cryptocurrencies.
Navigating legal and ethical challenges in cross-border Fintech operations.
Exploring consumer adoption and usage patterns of open banking services in the UK.
Reviewing the impact of robo-advisors on traditional investment strategies.
The resilience of Fintech startups and digital financial services during and after the pandemic.
Privacy concerns and data protection in mobile payment transactions.
The rise of stablecoins and their impact on traditional financial systems.
Exploring the potential of decentralized finance (DeFi) ecosystems.
Regulatory challenges in regulating cryptocurrency exchanges: A global perspective.
The role of digital currencies in reshaping the UK’s financial landscape.
Impact of AI-powered chatbots on customer service in financial institutions.
The future of central bank digital currencies (CBDCs) and their implications.
P2P lending and its role in small business growth.
The impact of the pandemic on Fintech funding and investment trends.
A systematic review of blockchain applications in supply chain finance.
Fintech’s role in promoting sustainable finance practices in the UK.
Comparative analysis of customer experiences with traditional banks vs. digital-only banks.
The role of Fintech in promoting financial inclusion in developing economies.
Exploring the challenges of cross-border remittances using blockchain.
The use of blockchain in trade finance: Benefits and limitations.
An overview and critique of regulatory approaches to cryptocurrency exchanges.
Fintech partnerships between traditional banks and startups: Case studies.
Reviewing the implications of central bank digital currencies (CBDCs) on monetary policy.
Fintech regulation: A comparative analysis of major global financial hubs.
Robo-advisors and their influence on investment decision-making.
Challenger banks and their impact on traditional banking in the UK.
Assessing the risks and benefits of algorithmic trading in volatile markets.
Fintech adoption among SMEs: Barriers and enablers.
Changing consumer attitudes towards digital financial literacy and education post-COVID.
Regtech solutions for managing compliance in Fintech operations.
Customer perceptions of mobile payment security and privacy in the UK.
The ethical implications of AI-driven financial decision-making.
The convergence of Fintech and Insurtech: Opportunities and challenges.
Exploring the use of smart contracts in financial agreements.
Analyzing the risks and benefits of peer-to-peer lending platforms.
Cryptocurrency investment behaviour: A psychological perspective.
Financial education and literacy through mobile Fintech apps.
Fintech solutions for retirement planning and wealth management.
The future of peer-to-peer lending platforms in the UK’s evolving financial ecosystem.
Behavioural biases in robo-advisory investment recommendations.
Ethical considerations in using big data for credit scoring: A literature review.
The role of digital currencies in crisis response and economic recovery post-pandemic.
Digital currencies and their potential to replace traditional fiat currencies.
The role of Fintech in agricultural finance and rural development.
The gig economy and Fintech solutions for income management.
Exploring the potential of tokenization in real estate investment.
Cybersecurity measures in mobile payment systems: An in-depth analysis.
The role of social media data in credit scoring and risk assessment.
Sustainable finance and the integration of ESG principles in Fintech solutions.
Evaluating the effectiveness of AI-driven virtual financial advisors.
Exploring the scalability challenges of blockchain in mass financial transactions.
A systematic review of the benefits and risks of decentralized finance (DeFi) platforms.
The influence of social media on investment decisions and stock market trends.
Tokenomics: Design and implications of token-based economies.
Analyzing the role of data analytics in predicting post-COVID market trends.
Regulatory sandboxes and their effectiveness in fostering Fintech innovation.
Leveraging big data analytics for personalized financial services.
Analyzing the scalability and efficiency of blockchain consensus mechanisms.
Regulatory challenges and opportunities for Fintech startups in the UK market.
Fintech’s contribution to distributing government aid and stimulus packages during emergencies.
Innovation diffusion in the adoption of Fintech services by older adults.
Evaluating the success of the UK’s regulatory sandbox in fostering Fintech innovation.
The future of contactless payments: NFC, QR codes, and beyond.

In conclusion, the evolving landscape of Fintech and digital finance offers a plethora of compelling research avenues across various degree levels. From undergraduate investigations into user adoption behaviour, graduate explorations of blockchain’s impact on traditional financial systems, and doctoral inquiries into decentralised finance regulatory frameworks, these Fintech and digital finance research topics present exciting opportunities for scholars to contribute to advancing financial technology knowledge. As technology continues to reshape the financial sector, research in these areas will yield valuable insights with far-reaching implications.

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A literature review of risk, regulation, and profitability of banks using a scientometric study

Shailesh Rastogi 1 ,
Arpita Sharma 1 ,
Geetanjali Pinto 2 &
Venkata Mrudula Bhimavarapu ORCID: orcid.org/0000-0002-9757-1904 1 , 3

Future Business Journal volume 8 , Article number: 28 ( 2022 ) Cite this article

12k Accesses

1 Citations

Metrics details

This study presents a systematic literature review of regulation, profitability, and risk in the banking industry and explores the relationship between them. It proposes a policy initiative using a model that offers guidelines to establish the right mix among these variables. This is a systematic literature review study. Firstly, the necessary data are extracted using the relevant keywords from the Scopus database. The initial search results are then narrowed down, and the refined results are stored in a file. This file is finally used for data analysis. Data analysis is done using scientometrics tools, such as Table2net and Sciences cape software, and Gephi to conduct network, citation analysis, and page rank analysis. Additionally, content analysis of the relevant literature is done to construct a theoretical framework. The study identifies the prominent authors, keywords, and journals that researchers can use to understand the publication pattern in banking and the link between bank regulation, performance, and risk. It also finds that concentration banking, market power, large banks, and less competition significantly affect banks’ financial stability, profitability, and risk. Ownership structure and its impact on the performance of banks need to be investigated but have been inadequately explored in this study. This is an organized literature review exploring the relationship between regulation and bank performance. The limitations of the regulations and the importance of concentration banking are part of the findings.

Introduction

Globally, banks are under extreme pressure to enhance their performance and risk management. The financial industry still recalls the ignoble 2008 World Financial Crisis (WFC) as the worst economic disaster after the Great Depression of 1929. The regulatory mechanism before 2008 (mainly Basel II) was strongly criticized for its failure to address banks’ risks [ 47 , 87 ]. Thus, it is essential to investigate the regulation of banks [ 75 ]. This study systematically reviews the relevant literature on banks’ performance and risk management and proposes a probable solution.

Issues of performance and risk management of banks

Banks have always been hailed as engines of economic growth and have been the axis of the development of financial systems [ 70 , 85 ]. A vital parameter of a bank’s financial health is the volume of its non-performing assets (NPAs) on its balance sheet. NPAs are advances that delay in payment of interest or principal beyond a few quarters [ 108 , 118 ]. According to Ghosh [ 51 ], NPAs negatively affect the liquidity and profitability of banks, thus affecting credit growth and leading to financial instability in the economy. Hence, healthy banks translate into a healthy economy.

Despite regulations, such as high capital buffers and liquidity ratio requirements, during the second decade of the twenty-first century, the Indian banking sector still witnessed a substantial increase in NPAs. A recent report by the Indian central bank indicates that the gross NPA ratio reached an all-time peak of 11% in March 2018 and 12.2% in March 2019 [ 49 ]. Basel II has been criticized for several reasons [ 98 ]. Schwerter [ 116 ] and Pakravan [ 98 ] highlighted the systemic risk and gaps in Basel II, which could not address the systemic risk of WFC 2008. Basel III was designed to close the gaps in Basel II. However, Schwerter [ 116 ] criticized Basel III and suggested that more focus should have been on active risk management practices to avoid any impending financial crisis. Basel III was proposed to solve these issues, but it could not [ 3 , 116 ]. Samitas and Polyzos [ 113 ] found that Basel III had made banking challenging since it had reduced liquidity and failed to shield the contagion effect. Therefore, exploring some solutions to establish the right balance between regulation, performance, and risk management of banks is vital.

Keeley [ 67 ] introduced the idea of a balance among banks’ profitability, regulation, and NPA (risk-taking). This study presents the balancing act of profitability, regulation, and NPA (risk-taking) of banks as a probable solution to the issues of bank performance and risk management and calls it a triad . Figure 1 illustrates the concept of a triad. Several authors have discussed the triad in parts [ 32 , 96 , 110 , 112 ]. Triad was empirically tested in different countries by Agoraki et al. [ 1 ]. Though the idea of a triad is quite old, it is relevant in the current scenario. The spirit of the triad strongly and collectively admonishes the Basel Accord and exhibits new and exhaustive measures to take up and solve the issue of performance and risk management in banks [ 16 , 98 ]. The 2008 WFC may have caused an imbalance among profitability, regulation, and risk-taking of banks [ 57 ]. Less regulation , more competition (less profitability ), and incentive to take the risk were the cornerstones of the 2008 WFC [ 56 ]. Achieving a balance among the three elements of a triad is a real challenge for banks’ performance and risk management, which this study addresses.

Triad of Profitability, regulation, and NPA (risk-taking). Note The triad [ 131 ] of profitability, regulation, and NPA (risk-taking) is shown in Fig. 1

Triki et al. [ 130 ] revealed that a bank’s performance is a trade-off between the elements of the triad. Reduction in competition increases the profitability of banks. However, in the long run, reduction in competition leads to either the success or failure of banks. Flexible but well-expressed regulation and less competition add value to a bank’s performance. The current review paper is an attempt to explore the literature on this triad of bank performance, regulation, and risk management. This paper has the following objectives:

To systematically explore the existing literature on the triad: performance, regulation, and risk management of banks; and

To propose a model for effective bank performance and risk management of banks.

Literature is replete with discussion across the world on the triad. However, there is a lack of acceptance of the triad as a solution to the woes of bank performance and risk management. Therefore, the findings of the current papers significantly contribute to this regard. This paper collates all the previous studies on the triad systematically and presents a curated view to facilitate the policy makers and stakeholders to make more informed decisions on the issue of bank performance and risk management. This paper also contributes significantly by proposing a DBS (differential banking system) model to solve the problem of banks (Fig. 7 ). This paper examines studies worldwide and therefore ensures the wider applicability of its findings. Applicability of the DBS model is not only limited to one nation but can also be implemented worldwide. To the best of the authors’ knowledge, this is the first study to systematically evaluate the publication pattern in banking using a blend of scientometrics analysis tools, network analysis tools, and content analysis to understand the link between bank regulation, performance, and risk.

This paper is divided into five sections. “ Data and research methods ” section discusses the research methodology used for the study. The data analysis for this study is presented in two parts. “ Bibliometric and network analysis ” section presents the results obtained using bibliometric and network analysis tools, followed by “ Content Analysis ” section, which presents the content analysis of the selected literature. “ Discussion of the findings ” section discusses the results and explains the study’s conclusion, followed by limitations and scope for further research.

Data and research methods

A literature review is a systematic, reproducible, and explicit way of identifying, evaluating, and synthesizing relevant research produced and published by researchers [ 50 , 100 ]. Analyzing existing literature helps researchers generate new themes and ideas to justify the contribution made to literature. The knowledge obtained through evidence-based research also improves decision-making leading to better practical implementation in the real corporate world [ 100 , 129 ].

As Kumar et al. [ 77 , 78 ] and Rowley and Slack [ 111 ] recommended conducting an SLR, this study also employs a three-step approach to understand the publication pattern in the banking area and establish a link between bank performance, regulation, and risk.

Determining the appropriate keywords for exploring the data

Many databases such as Google Scholar, Web of Science, and Scopus are available to extract the relevant data. The quality of a publication is associated with listing a journal in a database. Scopus is a quality database as it has a wider coverage of data [ 100 , 137 ]. Hence, this study uses the Scopus database to extract the relevant data.

For conducting an SLR, there is a need to determine the most appropriate keywords to be used in the database search engine [ 26 ]. Since this study seeks to explore a link between regulation, performance, and risk management of banks, the keywords used were “risk,” “regulation,” “profitability,” “bank,” and “banking.”

Initial search results and limiting criteria

Using the keywords identified in step 1, the search for relevant literature was conducted in December 2020 in the Scopus database. This resulted in the search of 4525 documents from inception till December 2020. Further, we limited our search to include “article” publications only and included subject areas: “Economics, Econometrics and Finance,” “Business, Management and Accounting,” and “Social sciences” only. This resulted in a final search result of 3457 articles. These results were stored in a.csv file which is then used as an input to conduct the SLR.

Data analysis tools and techniques

This study uses bibliometric and network analysis tools to understand the publication pattern in the area of research [ 13 , 48 , 100 , 122 , 129 , 134 ]. Some sub-analyses of network analysis are keyword word, author, citation, and page rank analysis. Author analysis explains the author’s contribution to literature or research collaboration, national and international [ 59 , 99 ]. Citation analysis focuses on many researchers’ most cited research articles [ 100 , 102 , 131 ].

The.csv file consists of all bibliometric data for 3457 articles. Gephi and other scientometrics tools, such as Table2net and ScienceScape software, were used for the network analysis. This.csv file is directly used as an input for this software to obtain network diagrams for better data visualization [ 77 ]. To ensure the study’s quality, the articles with 50 or more citations (216 in number) are selected for content analysis [ 53 , 102 ]. The contents of these 216 articles are analyzed to develop a conceptual model of banks’ triad of risk, regulation, and profitability. Figure 2 explains the data retrieval process for SLR.

Data retrieval process for SLR. Note Stepwise SLR process and corresponding results obtained

Bibliometric and network analysis

Figure 3 [ 58 ] depicts the total number of studies that have been published on “risk,” “regulation,” “profitability,” “bank,” and “banking.” Figure 3 also depicts the pattern of the quality of the publications from the beginning till 2020. It undoubtedly shows an increasing trend in the number of articles published in the area of the triad: “risk” regulation” and “profitability.” Moreover, out of the 3457 articles published in the said area, 2098 were published recently in the last five years and contribute to 61% of total publications in this area.

Articles published from 1976 till 2020 . Note The graph shows the number of documents published from 1976 till 2020 obtained from the Scopus database

Source of publications

A total of 160 journals have contributed to the publication of 3457 articles extracted from Scopus on the triad of risk, regulation, and profitability. Table 1 shows the top 10 sources of the publications based on the citation measure. Table 1 considers two sets of data. One data set is the universe of 3457 articles, and another is the set of 216 articles used for content analysis along with their corresponding citations. The global citations are considered for the study from the Scopus dataset, and the local citations are considered for the articles in the nodes [ 53 , 135 ]. The top 10 journals with 50 or more citations resulted in 96 articles. This is almost 45% of the literature used for content analysis ( n = 216). Table 1 also shows that the Journal of Banking and Finance is the most prominent in terms of the number of publications and citations. It has 46 articles published, which is about 21% of the literature used for content analysis. Table 1 also shows these core journals’ SCImago Journal Rank indicator and H index. SCImago Journal Rank indicator reflects the impact and prestige of the Journal. This indicator is calculated as the previous three years’ weighted average of the number of citations in the Journal since the year that the article was published. The h index is the number of articles (h) published in a journal and received at least h. The number explains the scientific impact and the scientific productivity of the Journal. Table 1 also explains the time span of the journals covering articles in the area of the triad of risk, regulation, and profitability [ 7 ].

Figure 4 depicts the network analysis, where the connections between the authors and source title (journals) are made. The network has 674 nodes and 911 edges. The network between the author and Journal is classified into 36 modularities. Sections of the graph with dense connections indicate high modularity. A modularity algorithm is a design that measures how strong the divided networks are grouped into modules; this means how well the nodes are connected through a denser route relative to other networks.

Network analysis between authors and journals. Note A node size explains the more linked authors to a journal

The size of the nodes is based on the rank of the degree. The degree explains the number of connections or edges linked to a node. In the current graph, a node represents the name of the Journal and authors; they are connected through the edges. Therefore, the more the authors are associated with the Journal, the higher the degree. The algorithm used for the layout is Yifan Hu’s.

Many authors are associated with the Journal of Banking and Finance, Journal of Accounting and Economics, Journal of Financial Economics, Journal of Financial Services Research, and Journal of Business Ethics. Therefore, they are the most relevant journals on banks’ risk, regulation, and profitability.

Location and affiliation analysis

Affiliation analysis helps to identify the top contributing countries and universities. Figure 5 shows the countries across the globe where articles have been published in the triad. The size of the circle in the map indicates the number of articles published in that country. Table 2 provides the details of the top contributing organizations.

Location of articles published on Triad of profitability, regulation, and risk

Figure 5 shows that the most significant number of articles is published in the USA, followed by the UK. Malaysia and China have also contributed many articles in this area. Table 2 shows that the top contributing universities are also from Malaysia, the UK, and the USA.

Key author analysis

Table 3 shows the number of articles written by the authors out of the 3457 articles. The table also shows the top 10 authors of bank risk, regulation, and profitability.

Fadzlan Sufian, affiliated with the Universiti Islam Malaysia, has the maximum number, with 33 articles. Philip Molyneux and M. Kabir Hassan are from the University of Sharjah and the University of New Orleans, respectively; they contributed significantly, with 20 and 18 articles, respectively.

However, when the quality of the article is selected based on 50 or more citations, Fadzlan Sufian has only 3 articles with more than 50 citations. At the same time, Philip Molyneux and Allen Berger contributed more quality articles, with 8 and 11 articles, respectively.

Keyword analysis

Table 4 shows the keyword analysis (times they appeared in the articles). The top 10 keywords are listed in Table 4 . Banking and banks appeared 324 and 194 times, respectively, which forms the scope of this study, covering articles from the beginning till 2020. The keyword analysis helps to determine the factors affecting banks, such as profitability (244), efficiency (129), performance (107, corporate governance (153), risk (90), and regulation (89).

The keywords also show that efficiency through data envelopment analysis is a determinant of the performance of banks. The other significant determinants that appeared as keywords are credit risk (73), competition (70), financial stability (69), ownership structure (57), capital (56), corporate social responsibility (56), liquidity (46), diversification (45), sustainability (44), credit provision (41), economic growth (41), capital structure (39), microfinance (39), Basel III (37), non-performing assets (37), cost efficiency (30), lending behavior (30), interest rate (29), mergers and acquisition (28), capital adequacy (26), developing countries (23), net interest margin (23), board of directors (21), disclosure (21), leverage (21), productivity (20), innovation (18), firm size (16), and firm value (16).

Keyword analysis also shows the theories of banking and their determinants. Some of the theories are agency theory (23), information asymmetry (21), moral hazard (17), and market efficiency (16), which can be used by researchers when building a theory. The analysis also helps to determine the methodology that was used in the published articles; some of them are data envelopment analysis (89), which measures technical efficiency, panel data analysis (61), DEA (32), Z scores (27), regression analysis (23), stochastic frontier analysis (20), event study (15), and literature review (15). The count for literature review is only 15, which confirms that very few studies have conducted an SLR on bank risk, regulation, and profitability.

Citation analysis

One of the parameters used in judging the quality of the article is its “citation.” Table 5 shows the top 10 published articles with the highest number of citations. Ding and Cronin [ 44 ] indicated that the popularity of an article depends on the number of times it has been cited.

Tahamtan et al. [ 126 ] explained that the journal’s quality also affects its published articles’ citations. A quality journal will have a high impact factor and, therefore, more citations. The citation analysis helps researchers to identify seminal articles. The title of an article with 5900 citations is “A survey of corporate governance.”

Page Rank analysis

Goyal and Kumar [ 53 ] explain that the citation analysis indicates the ‘popularity’ and ‘prestige’ of the published research article. Apart from the citation analysis, one more analysis is essential: Page rank analysis. PageRank is given by Page et al. [ 97 ]. The impact of an article can be measured with one indicator called PageRank [ 135 ]. Page rank analysis indicates how many times an article is cited by other highly cited articles. The method helps analyze the web pages, which get the priority during any search done on google. The analysis helps in understanding the citation networks. Equation 1 explains the page rank (PR) of a published paper, N refers to the number of articles.

T 1,… T n indicates the paper, which refers paper P . C ( Ti ) indicates the number of citations. The damping factor is denoted by a “ d ” which varies in the range of 0 and 1. The page rank of all the papers is equal to 1. Table 6 shows the top papers based on page rank. Tables 5 and 6 together show a contrast in the top ranked articles based on citations and page rank, respectively. Only one article “A survey of corporate governance” falls under the prestigious articles based on the page rank.

Content analysis

Content Analysis is a research technique for conducting qualitative and quantitative analyses [ 124 ]. The content analysis is a helpful technique that provides the required information in classifying the articles depending on their nature (empirical or conceptual) [ 76 ]. By adopting the content analysis method [ 53 , 102 ], the selected articles are examined to determine their content. The classification of available content from the selected set of sample articles that are categorized under different subheads. The themes identified in the relationship between banking regulation, risk, and profitability are as follows.

Regulation and profitability of banks

The performance indicators of the banking industry have always been a topic of interest to researchers and practitioners. This area of research has assumed a special interest after the 2008 WFC [ 25 , 51 , 86 , 114 , 127 , 132 ]. According to research, the causes of poor performance and risk management are lousy banking practices, ineffective monitoring, inadequate supervision, and weak regulatory mechanisms [ 94 ]. Increased competition, deregulation, and complex financial instruments have made banks, including Indian banks, more vulnerable to risks [ 18 , 93 , 119 , 123 ]. Hence, it is essential to investigate the present regulatory machinery for the performance of banks.

There are two schools of thought on regulation and its possible impact on profitability. The first asserts that regulation does not affect profitability. The second asserts that regulation adds significant value to banks’ profitability and other performance indicators. This supports the concept that Delis et al. [ 41 ] advocated that the capital adequacy requirement and supervisory power do not affect productivity or profitability unless there is a financial crisis. Laeven and Majnoni [ 81 ] insisted that provision for loan loss should be part of capital requirements. This will significantly improve active risk management practices and ensure banks’ profitability.

Lee and Hsieh [ 83 ] proposed ambiguous findings that do not support either school of thought. According to Nguyen and Nghiem [ 95 ], while regulation is beneficial, it has a negative impact on bank profitability. As a result, when proposing regulations, it is critical to consider bank performance and risk management. According to Erfani and Vasigh [ 46 ], Islamic banks maintained their efficiency between 2006 and 2013, while most commercial banks lost, furthermore claimed that the financial crisis had no significant impact on Islamic bank profitability.

Regulation and NPA (risk-taking of banks)

The regulatory mechanism of banks in any country must address the following issues: capital adequacy ratio, prudent provisioning, concentration banking, the ownership structure of banks, market discipline, regulatory devices, presence of foreign capital, bank competition, official supervisory power, independence of supervisory bodies, private monitoring, and NPAs [ 25 ].

Kanoujiya et al. [ 64 ] revealed through empirical evidence that Indian bank regulations lack a proper understanding of what banks require and propose reforming and transforming regulation in Indian banks so that responsive governance and regulation can occur to make banks safer, supported by Rastogi et al. [ 105 ]. The positive impact of regulation on NPAs is widely discussed in the literature. [ 94 ] argue that regulation has multiple effects on banks, including reducing NPAs. The influence is more powerful if the country’s banking system is fragile. Regulation, particularly capital regulation, is extremely effective in reducing risk-taking in banks [ 103 ].

Rastogi and Kanoujiya [ 106 ] discovered evidence that disclosure regulations do not affect the profitability of Indian banks, supported by Karyani et al. [ 65 ] for the banks located in Asia. Furthermore, Rastogi and Kanoujiya [ 106 ] explain that disclosure is a difficult task as a regulatory requirement. It is less sustainable due to the nature of the imposed regulations in banks and may thus be perceived as a burden and may be overcome by realizing the benefits associated with disclosure regulation [ 31 , 54 , 101 ]. Zheng et al. [ 138 ] empirically discovered that regulation has no impact on the banks’ profitability in Bangladesh.

Governments enforce banking regulations to achieve a stable and efficient financial system [ 20 , 94 ]. The existing literature is inconclusive on the effects of regulatory compliance on banks’ risks or the reduction of NPAs [ 10 , 11 ]. Boudriga et al. [ 25 ] concluded that the regulatory mechanism plays an insignificant role in reducing NPAs. This is especially true in weak institutions, which are susceptible to corruption. Gonzalez [ 52 ] reported that firm regulations have a positive relationship with banks’ risk-taking, increasing the probability of NPAs. However, Boudriga et al. [ 25 ], Samitas and Polyzos [ 113 ], and Allen et al. [ 3 ] strongly oppose the use of regulation as a tool to reduce banks’ risk-taking.

Kwan and Laderman [ 79 ] proposed three levels in regulating banks, which are lax, liberal, and strict. The liberal regulatory framework leads to more diversification in banks. By contrast, the strict regulatory framework forces the banks to take inappropriate risks to compensate for the loss of business; this is a global problem [ 73 ].

Capital regulation reduces banks’ risk-taking [ 103 , 110 ]. Capital regulation leads to cost escalation, but the benefits outweigh the cost [ 103 ]. The trade-off is worth striking. Altman Z score is used to predict banks’ bankruptcy, and it found that the regulation increased the Altman’s Z-score [ 4 , 46 , 63 , 68 , 72 , 120 ]. Jin et al. [ 62 ] report a negative relationship between regulation and banks’ risk-taking. Capital requirements empowered regulators, and competition significantly reduced banks’ risk-taking [ 1 , 122 ]. Capital regulation has a limited impact on banks’ risk-taking [ 90 , 103 ].

Maji and De [ 90 ] suggested that human capital is more effective in managing banks’ credit risks. Besanko and Kanatas [ 21 ] highlighted that regulation on capital requirements might not mitigate risks in all scenarios, especially when recapitalization has been enforced. Klomp and De Haan [ 72 ] proposed that capital requirements and supervision substantially reduce banks’ risks.

A third-party audit may impart more legitimacy to the banking system [ 23 ]. The absence of third-party intervention is conspicuous, and this may raise a doubt about the reliability and effectiveness of the impact of regulation on bank’s risk-taking.

NPA (risk-taking) in banks and profitability

Profitability affects NPAs, and NPAs, in turn, affect profitability. According to the bad management hypothesis [ 17 ], higher profits would negatively affect NPAs. By contrast, higher profits may lead management to resort to a liberal credit policy (high earnings), which may eventually lead to higher NPAs [ 104 ].

Balasubramaniam [ 8 ] demonstrated that NPA has double negative effects on banks. NPAs increase stressed assets, reducing banks’ productive assets [ 92 , 117 , 136 ]. This phenomenon is relatively underexplored and therefore renders itself for future research.

Triad and the performance of banks

Regulation and triad.

Regulations and their impact on banks have been a matter of debate for a long time. Barth et al. [ 12 ] demonstrated that countries with a central bank as the sole regulatory body are prone to high NPAs. Although countries with multiple regulatory bodies have high liquidity risks, they have low capital requirements [ 40 ]. Barth et al. [ 12 ] supported the following steps to rationalize the existing regulatory mechanism on banks: (1) mandatory information [ 22 ], (2) empowered management of banks, and (3) increased incentive for private agents to exert corporate control. They show that profitability has an inverse relationship with banks’ risk-taking [ 114 ]. Therefore, standard regulatory practices, such as capital requirements, are not beneficial. However, small domestic banks benefit from capital restrictions.

DeYoung and Jang [ 43 ] showed that Basel III-based policies of liquidity convergence ratio (LCR) and net stable funding ratio (NSFR) are not fully executed across the globe, including the US. Dahir et al. [ 39 ] found that a decrease in liquidity and funding increases banks’ risk-taking, making banks vulnerable and reducing stability. Therefore, any regulation on liquidity risk is more likely to create problems for banks.

Concentration banking and triad

Kiran and Jones [ 71 ] asserted that large banks are marginally affected by NPAs, whereas small banks are significantly affected by high NPAs. They added a new dimension to NPAs and their impact on profitability: concentration banking or banks’ market power. Market power leads to less cost and more profitability, which can easily counter the adverse impact of NPAs on profitability [ 6 , 15 ].

The connection between the huge volume of research on the performance of banks and competition is the underlying concept of market power. Competition reduces market power, whereas concentration banking increases market power [ 25 ]. Concentration banking reduces competition, increases market power, rationalizes the banks’ risk-taking, and ensures profitability.

Tabak et al. [ 125 ] advocated that market power incentivizes banks to become risk-averse, leading to lower costs and high profits. They explained that an increase in market power reduces the risk-taking requirement of banks. Reducing banks’ risks due to market power significantly increases when capital regulation is executed objectively. Ariss [ 6 ] suggested that increased market power decreases competition, and thus, NPAs reduce, leading to increased banks’ stability.

Competition, the performance of banks, and triad

Boyd and De Nicolo [ 27 ] supported that competition and concentration banking are inversely related, whereas competition increases risk, and concentration banking decreases risk. A mere shift toward concentration banking can lead to risk rationalization. This finding has significant policy implications. Risk reduction can also be achieved through stringent regulations. Bolt and Tieman [ 24 ] explained that stringent regulation coupled with intense competition does more harm than good, especially concerning banks’ risk-taking.

Market deregulation, as well as intensifying competition, would reduce the market power of large banks. Thus, the entire banking system might take inappropriate and irrational risks [ 112 ]. Maji and Hazarika [ 91 ] added more confusion to the existing policy by proposing that, often, there is no relationship between capital regulation and banks’ risk-taking. However, some cases have reported a positive relationship. This implies that banks’ risk-taking is neutral to regulation or leads to increased risk. Furthermore, Maji and Hazarika [ 91 ] revealed that competition reduces banks’ risk-taking, contrary to popular belief.

Claessens and Laeven [ 36 ] posited that concentration banking influences competition. However, this competition exists only within the restricted circle of banks, which are part of concentration banking. Kasman and Kasman [ 66 ] found that low concentration banking increases banks’ stability. However, they were silent on the impact of low concentration banking on banks’ risk-taking. Baselga-Pascual et al. [ 14 ] endorsed the earlier findings that concentration banking reduces banks’ risk-taking.

Concentration banking and competition are inversely related because of the inherent design of concentration banking. Market power increases when only a few large banks are operating; thus, reduced competition is an obvious outcome. Barra and Zotti [ 9 ] supported the idea that market power, coupled with competition between the given players, injects financial stability into banks. Market power and concentration banking affect each other. Therefore, concentration banking with a moderate level of regulation, instead of indiscriminate regulation, would serve the purpose better. Baselga-Pascual et al. [ 14 ] also showed that concentration banking addresses banks’ risk-taking.

Schaeck et al. [ 115 ], in a landmark study, presented that concentration banking and competition reduce banks’ risk-taking. However, they did not address the relationship between concentration banking and competition, which are usually inversely related. This could be a subject for future research. Research on the relationship between concentration banking and competition is scant, identified as a research gap (“ Research Implications of the study ” section).

Transparency, corporate governance, and triad

One of the big problems with NPAs is the lack of transparency in both the regulatory bodies and banks [ 25 ]. Boudriga et al. [ 25 ] preferred to view NPAs as a governance issue and thus, recommended viewing it from a governance perspective. Ahmad and Ariff [ 2 ] concluded that regulatory capital and top-management quality determine banks’ credit risk. Furthermore, they asserted that credit risk in emerging economies is higher than that of developed economies.

Bad management practices and moral vulnerabilities are the key determinants of insolvency risks of Indian banks [ 95 ]. Banks are an integral part of the economy and engines of social growth. Therefore, banks enjoy liberal insolvency protection in India, especially public sector banks, which is a critical issue. Such a benevolent insolvency cover encourages a bank to be indifferent to its capital requirements. This indifference takes its toll on insolvency risk and profit efficiency. Insolvency protection makes the bank operationally inefficient and complacent.

Foreign equity and corporate governance practices help manage the adverse impact of banks’ risk-taking to ensure the profitability and stability of banks [ 33 , 34 ]. Eastburn and Sharland [ 45 ] advocated that sound management and a risk management system that can anticipate any impending risk are essential. A pragmatic risk mechanism should replace the existing conceptual risk management system.

Lo [ 87 ] found and advocated that the existing legislation and regulations are outdated. He insisted on a new perspective and asserted that giving equal importance to behavioral aspects and the rational expectations of customers of banks is vital. Buston [ 29 ] critiqued the balance sheet risk management practices prevailing globally. He proposed active risk management practices that provided risk protection measures to contain banks’ liquidity and solvency risks.

Klomp and De Haan [ 72 ] championed the cause of giving more autonomy to central banks of countries to provide stability in the banking system. Louzis et al. [ 88 ] showed that macroeconomic variables and the quality of bank management determine banks’ level of NPAs. Regulatory authorities are striving hard to make regulatory frameworks more structured and stringent. However, the recent increase in loan defaults (NPAs), scams, frauds, and cyber-attacks raise concerns about the effectiveness [ 19 ] of the existing banking regulations in India as well as globally.

Discussion of the findings

The findings of this study are based on the bibliometric and content analysis of the sample published articles.

The bibliometric study concludes that there is a growing demand for researchers and good quality research

The keyword analysis suggests that risk regulation, competition, profitability, and performance are key elements in understanding the banking system. The main authors, keywords, and journals are grouped in a Sankey diagram in Fig. 6 . Researchers can use the following information to understand the publication pattern on banking and its determinants.

Sankey Diagram of main authors, keywords, and journals. Note Authors contribution using scientometrics tools

Research Implications of the study

The study also concludes that a balance among the three components of triad is the solution to the challenges of banks worldwide, including India. We propose the following recommendations and implications for banks:

This study found that “the lesser the better,” that is, less regulation enhances the performance and risk management of banks. However, less regulation does not imply the absence of regulation. Less regulation means the following:

Flexible but full enforcement of the regulations

Customization, instead of a one-size-fits-all regulatory system rooted in a nation’s indigenous requirements, is needed. Basel or generic regulation can never achieve what a customized compliance system can.

A third-party audit, which is above the country's central bank, should be mandatory, and this would ensure that all three aspects of audit (policy formulation, execution, and audit) are handled by different entities.

Competition

This study asserts that the existing literature is replete with poor performance and risk management due to excessive competition. Banking is an industry of a different genre, and it would be unfair to compare it with the fast-moving consumer goods (FMCG) or telecommunication industry, where competition injects efficiency into the system, leading to customer empowerment and satisfaction. By contrast, competition is a deterrent to the basic tenets of safe banking. Concentration banking is more effective in handling the multi-pronged balance between the elements of the triad. Concentration banking reduces competition to lower and manageable levels, reduces banks’ risk-taking, and enhances profitability.

No incentive to take risks

It is found that unless banks’ risk-taking is discouraged, the problem of high NPA (risk-taking) cannot be addressed. Concentration banking is a disincentive to risk-taking and can be a game-changer in handling banks’ performance and risk management.

Research on the risk and performance of banks reveals that the existing regulatory and policy arrangement is not a sustainable proposition, especially for a country where half of the people are unbanked [ 37 ]. Further, the triad presented by Keeley [ 67 ] is a formidable real challenge to bankers. The balance among profitability, risk-taking, and regulation is very subtle and becomes harder to strike, just as the banks globally have tried hard to achieve it. A pragmatic intervention is needed; hence, this study proposes a change in the banking structure by having two types of banks functioning simultaneously to solve the problems of risk and performance of banks. The proposed two-tier banking system explained in Fig. 7 can be a great solution. This arrangement will help achieve the much-needed balance among the elements of triad as presented by Keeley [ 67 ].

Conceptual Framework. Note Fig. 7 describes the conceptual framework of the study

The first set of banks could be conventional in terms of their structure and should primarily be large-sized. The number of such banks should be moderate. There is a logic in having only a few such banks to restrict competition; thus, reasonable market power could be assigned to them [ 55 ]. However, a reduction in competition cannot be over-assumed, and banks cannot become complacent. As customary, lending would be the main source of revenue and income for these banks (fund based activities) [ 82 ]. The proposed two-tier system can be successful only when regulation especially for risk is objectively executed [ 29 ]. The second set of banks could be smaller in size and more in number. Since they are more in number, they would encounter intense competition for survival and for generating more business. Small is beautiful, and thus, this set of banks would be more agile and adaptable and consequently more efficient and profitable. The main source of revenue for this set of banks would not be loans and advances. However, non-funding and non-interest-bearing activities would be the major revenue source. Unlike their traditional and large-sized counterparts, since these banks are smaller in size, they are less likely to face risk-taking and NPAs [ 74 ].

Sarmiento and Galán [ 114 ] presented the concerns of large and small banks and their relative ability and appetite for risk-taking. High risk could threaten the existence of small-sized banks; thus, they need robust risk shielding. Small size makes them prone to failure, and they cannot convert their risk into profitability. However, large banks benefit from their size and are thus less vulnerable and can convert risk into profitable opportunities.

India has experimented with this Differential Banking System (DBS) (two-tier system) only at the policy planning level. The execution is impending, and it highly depends on the political will, which does not appear to be strong now. The current agenda behind the DBS model is not to ensure the long-term sustainability of banks. However, it is currently being directed to support the agenda of financial inclusion by extending the formal credit system to the unbanked masses [ 107 ]. A shift in goal is needed to employ the DBS as a strategic decision, but not merely a tool for financial inclusion. Thus, the proposed two-tier banking system (DBS) can solve the issue of profitability through proper regulation and less risk-taking.

The findings of Triki et al. [ 130 ] support the proposed DBS model, in this study. Triki et al. [ 130 ] advocated that different component of regulations affect banks based on their size, risk-taking, and concentration banking (or market power). Large size, more concentration banking with high market power, and high risk-taking coupled with stringent regulation make the most efficient banks in African countries. Sharifi et al. [ 119 ] confirmed that size advantage offers better risk management to large banks than small banks. The banks should modify and work according to the economic environment in the country [ 69 ], and therefore, the proposed model could help in solving the current economic problems.

This is a fact that DBS is running across the world, including in India [ 60 ] and other countries [ 133 ]. India experimented with DBS in the form of not only regional rural banks (RRBs) but payments banks [ 109 ] and small finance banks as well [ 61 ]. However, the purpose of all the existing DBS models, whether RRBs [ 60 ], payment banks, or small finance banks, is financial inclusion, not bank performance and risk management. Hence, they are unable to sustain and are failing because their model is only social instead of a much-needed dual business-cum-social model. The two-tier model of DBS proposed in the current paper can help serve the dual purpose. It may not only be able to ensure bank performance and risk management but also serve the purpose of inclusive growth of the economy.

Conclusion of the study

The study’s conclusions have some significant ramifications. This study can assist researchers in determining their study plan on the current topic by using a scientific approach. Citation analysis has aided in the objective identification of essential papers and scholars. More collaboration between authors from various countries/universities may help countries/universities better understand risk regulation, competition, profitability, and performance, which are critical elements in understanding the banking system. The regulatory mechanism in place prior to 2008 failed to address the risk associated with banks [ 47 , 87 ]. There arises a necessity and motivates authors to investigate the current topic. The present study systematically explores the existing literature on banks’ triad: performance, regulation, and risk management and proposes a probable solution.

To conclude the bibliometric results obtained from the current study, from the number of articles published from 1976 to 2020, it is evident that most of the articles were published from the year 2010, and the highest number of articles were published in the last five years, i.e., is from 2015. The authors discovered that researchers evaluate articles based on the scope of critical journals within the subject area based on the detailed review. Most risk, regulation, and profitability articles are published in peer-reviewed journals like; “Journal of Banking and Finance,” “Journal of Accounting and Economics,” and “Journal of Financial Economics.” The rest of the journals are presented in Table 1 . From the affiliation statistics, it is clear that most of the research conducted was affiliated with developed countries such as Malaysia, the USA, and the UK. The researchers perform content analysis and Citation analysis to access the type of content where the research on the current field of knowledge is focused, and citation analysis helps the academicians understand the highest cited articles that have more impact in the current research area.

Practical implications of the study

The current study is unique in that it is the first to systematically evaluate the publication pattern in banking using a combination of scientometrics analysis tools, network analysis tools, and content analysis to understand the relationship between bank regulation, performance, and risk. The study’s practical implications are that analyzing existing literature helps researchers generate new themes and ideas to justify their contribution to literature. Evidence-based research knowledge also improves decision-making, resulting in better practical implementation in the real corporate world [ 100 , 129 ].

Limitations and scope for future research

The current study only considers a single database Scopus to conduct the study, and this is one of the limitations of the study spanning around the multiple databases can provide diverse results. The proposed DBS model is a conceptual framework that requires empirical testing, which is a limitation of this study. As a result, empirical testing of the proposed DBS model could be a future research topic.

Availability of data and materials

SCOPUS database.

Abbreviations

Systematic literature review

World Financial Crisis

Non-performing assets

Differential banking system

SCImago Journal Rank Indicator

Liquidity convergence ratio

Net stable funding ratio

Fast moving consumer goods

Regional rural banks

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Rastogi, S., Sharma, A., Pinto, G. et al. A literature review of risk, regulation, and profitability of banks using a scientometric study. Futur Bus J 8 , 28 (2022). https://doi.org/10.1186/s43093-022-00146-4

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Finance Dissertation Topics & Accounting Dissertation Topics

Choosing a great topic for your finance or accounting dissertation may seem incredibly challenging, especially since the subject can cover such a wide range of different areas. It is important to find a topic that you are passionate about and find genuinely interesting, but is also relevant, manageable, and potentially helpful with regards to your future career path. Plus, you want a topic that will impress your dissertation advisor and fall within their area of expertise. There are clearly a lot of things to consider, so to give you some inspiration and help get you started, we have come up with several lists of potential topics in all sorts of areas within the subject of finance and accounting.

Covid-19 and its Impact on Financial Services Dissertation Topics
Cryptocurrency Dissertation Topics

Audit in Financial Services Dissertation Topics

Risk Management – Capital, Liquidity, ALM, Models Dissertation Topics

Internet Banking & Digital Journey for Banks Dissertation Topics

Ethics in accounting dissertation topics, microfinance dissertation topics, retail and commercial banking dissertation topics, financing in emerging market dissertation topics, alternative investment dissertation topics.

Corporate Social Responsibility (CSR) of Banking Industry Dissertation Topics

Accounting Standards Dissertation Topics

Education, perception and gender bias in accounting dissertation topics, covid – 19 and its impact on financial services dissertation topics.

Covid 19 has been a global pandemic and it has been seen to have grave impact on the overall world economy. The global and far reached impacts of the Covid 19 pandemic have made it an interesting topic of research. Some of the related topics for accounting and finance domain are:

Does Covid-19 open an opportunity for digitization?
Impact of covid on ecommerce industry.
Covid and the rise in NPAs in Banks.
The consequences of the Corona pandemic for future financial statements: A case Study.
Are the companies becoming conservative in their forecasts after Covid 19?
Digitalization in auditing and modified audit opinions in the post covid world.
Do companies need to account for a better insurance policy after Covid 19?
Provisioning and impairment by Banks and financial institutions. What impacts will it have on the balance sheet?

Cryptocurrencies Dissertation Topics

Recently in last couple of years, cryptocurrencies have gathered the attention of all investors and they have emerged as a lucrative asset class for investment. However, it is equally important that the topic is well read and well researched. The information on crypto currency is very fragmented and there is little academic research available on the topic. Some of the dissertation titles proposed are:

Does crypto market follow the technical analysis?
How to measure the risk and returns in cryptofinance market.
Are crypto market returns sustainable?
Under the supremacy of Bitcoin and Ethereum, what is the investment potential of other alt coins?
Are cryptocurrencies a good asset for swing trading?
Using a derivative strategy, is it possible to make cryptocurrencies less volatile?
Comparison on cryptocurrencies with other asset classes.
Asset pricing for cryptocurrencies. Do the regular theories work in this case?
What is the scope for derivative products in crypto currencies?
Cryptocurrency: Are we ready to demonetize the world?
Why banks oppose digital currency so fiercely?

Audits have always been an interesting topic for the regulators and the stakeholders. They are always seen as a cost centre for the companies but invariably end up strengthening the controls for them. Also there have been a lot of new trends and technologies emerging in the field. Some of the topics for audits and their contribution to financial services are:

Audits and their contribution to corporate houses.
The Effectiveness of Internal Audit and Internal Control Systems in UK financial system.
Are the BASEL rules successful to enhance the liquidity and controls for the banks?
Role of Automation and RPA in the audit industry.
Can auditors play the role of risk managers within a Bank or they are just cost centers?
Effect of Internal Audit on financial performance of companies.
Role of Auditors in financial reporting. A case study of Enron and WorldCom.
Effectiveness of audits in the financial system of UK.
The effect of risk-based audit approach on the enterprise risk strategy of the financial institution.
The changes brought to Auditor-client relationships in the UK due to the Sarbanes-Oxley Act.
Audit Committees and agency problems with the UK Corporate Governance Code.

Risk Management – Capital, Liquidity, ALM, Models Dissertation Topics

The Federal Reserve System has established a banking risk framework that consists of six risk factors: credit, market, operational, liquidity, legal, and reputation risks. All of the above-mentioned factors are an integral part of any financial institution’s risk management policies and the compliance mechanism which ultimately has a significant impact of the cusses of the institution.

Finance dissertation topics in risk management could include:

Liquidity risk management in the UK banking industry in the wake of the financial crisis.
An evaluation and analysis of the risk/return profile of selected UK banks.
Operational risk & business continuity plans in the UK Banking Industry.
Risk management aspects of international banking activities in Europe: nature, scope, and analysis.
Foreign exchange risk management within financial institutions in the UK.
The liability management of two local leading banks in the UK in the past five years: A comparative analysis.
Advantages of using options for the management of risk in the banking industry.
A stress testing approach towards evaluating credit risk of a financial institution.
Case study on growth, liquidity, turnover, risk and return of a financial institution: Analysis and discussion.
The potential impact of the loss of passporting after Brexit on the UK financial services industry.
The potential impact of Brexit on the ability of UK banks to attract the most talented individuals.
The impact of international risk exposures on the financial performance of UK banks.
The effectiveness of the UK’s stress testing regime in preventing future financial crises in banking.
Study of credit risk management in Banks.
Role of Liquidity Risk Management and the best practices being followed in Banks.
Do Capital management rules for financial institutions is a risk management strategy or a loss of opportunity?
A study of risk management in the banking industry in the UK. What are the best practices for the other countries to follow?
Analysis of Risk Management in Banking Activity – An Enterprise Risk Framework based approach.
Asset liability management in commercial banking: Theoretical and practical aspects.
Is operational risk management the next big thing in the risk management industry?
IFRS9 related provisions provide cushions to financial service industry.
Importance of Model risk management in financial industry.
Importance and relevance of latest regulatory guidelines – FRTB and BCBS 239.
Are banks ready to replace LIBOR?

Internet banking offers personal and business clients the ease of managing banking and financial enquires from the comfort of their home or office. Online banking has become a lifeline for those who cannot leave the house, live in rural areas where access to banks can be limited, or simply have no time to visit their nearest bank. Moreover, the evidence suggests that internet banking services have a significant impact on customer satisfaction, enhance demonetisation of the economy and contribute towards improved flow of funds within the economy.

Your dissertation could be based on the following dissertation topics:

Future developments in Internet banking in the UK.
Internet banking services across the UK vary widely: A comparative study.
Security in electronic banking transactions.
The marketing of internet banking services in the UK banking industry: Analysis, discussion, and recommendations.
The economic and financial implications of online banking.
Digital innovation in the banking industry in Europe and the UK: A comparative study.
Use of banking services and internet banking: Is there a relationship?
Digitalization and the related changes in the Banking Industry.
Is digitalization disruptive in the banking sector?
Impact of digitalization in the transaction banking.
Will Fintechs survive in the longer term?
Financial Inclusion, Digital Payments and Their Impact on Income and Tax Revenue across the globe.
Best security practices for online banking and online transactions.
How internet and mobile banking have changed the business landscape?
Internet banking usage: Youth versus elderly population comparison.

Accounting as a profession has always been seen as a very skill based and respectable. Owing to the nature of the profession, it is highly based on trust and ethical code of conduct which ultimately leads to better financial reporting and decision making by the management. The increasing number of scandals in recent times has raised several questions regarding ethical practices in accounting. The issue not only requires further studies to understand the existing practices and the scope of improvement, but also a culture of adapting the ethical practices within the organisations serving citizens of the nations. Ethics is quite an important subject in modern society and would be a good idea for your finance dissertation topic. Some illustrative topics for your dissertation could be:

Role of Managers’ discretion in financial reporting.
Ethics or profits – Dilemma for accountants.
An Exploration of the State of Ethics in UK Accounting Education.
The Perception of the Ethics of Tax Evasion in the United Kingdom.
Whistleblowing vs profits in the company. What is the right approach?
Reducing tax liabilities by using accounting practices. How ethical is that?
Tax evasion and transfer pricing. Effective ways to teach ethics to university accounting students.
Ethical guidance: is adequate support available?
Audit risk: rhetoric of rationality?
Banking on Ethics: An Insight into ethics and the banking profession.
The effect of auditor’s liability on the accounting profession and organisations in UK.
Does accounting for the brand matter?
Engaging contradiction: An expansion of Corporate Social Responsibility discourse.
Accounting, ethics, and the links missing between them: a case study in the UK.
Sustainability reporting and the public sector in the UK.
Is independence of an auditor just a perception or a reality?
The teaching of ethics to accounting students: An unnecessary and difficult goal?
Accounting ethics, education, and professional legitimacy in the banking industry.
To what extent are accounting rules and regulations sufficient to ensure ethical behaviour by accountants?
Can accounting control systems ever prevent all cases of fraud and unethical behaviour in businesses?
How can auditors maintain their independence whilst also working with managers to ensure effective auditing processes and controls?

Microfinance attracts significant attention from individuals, small to large international development organizations and non-governmental organisations. Efforts have been made to increase growth in microfinance throughout the banking and corporate sector. These topics investigate the ways in which microfinance institutions have revolutionised the financial sector in the United Kingdom.

Assessing the rapid development of international micro-finance.
The growth of microfinance in the UK banking industry.
Assessing the demand for collective investment schemes in the UK; A strategic analysis, discussion, and recommendations.
What are the constraints to the development of a fully-fledged microfinance market in the UK?
A study on the impact of microfinance in developing economies.
How important is access to credit and other financial services to growth and investment?
The impact of micro-finance on poverty alleviation and economic growth.
How has the partnership between the public and private sectors impacted micro-finance?
Access to financial services for the poor, including through microfinance and microcredit: An empirical study in the Eurozone.
Assessing the impact of micro-finance on SMEs.
Determinant factors that lead to the success of microfinance institutions.
Is Microfinance empowering the women across the globe?

Although their relative importance is on the decline, retail and commercial banks are still the most important financial intermediaries in the banking industry. Both the retail and commercial banks have played a crucial role in reaching rural and semi-urban populations and provided much needed financial services to the mass population. These topics seek to understand how the banking sector has changed over time to accommodate the dynamic financial demands and further highlight the impacts of banking on various economic segments.

Forces for change in the European Retail Banking Sector: Analysis and implications for local commercial banks.
Recent developments in the asset-liability management framework in the banking industry: A comparative study.
An investigation into how Information Technology has transformed banking services in the UK.
What is the relationship between equity, price, and performance in the UK banking industry?
Financial services to the rural population: a study on the challenges of retail banking in the UK.
The evolution of retail banking: Changes and preferences occasioned by consumer demands.
How have banks impacted the growth of SMEs in the UK?
Assessing the impact of financial regulation on modern banking systems.
How have commercial banks adapted to the changing demands of corporate entities?
A study on inventory management for mobile banking: The case of developing countries.

With stronger fundamentals and better scope for investments, the financial prospects in emerging markets such as Russia, China, India, and Brazil have increased significantly in recent times. All major organisations across the world are trying to develop their footprints in these markets to get a share of the emerging pie and expand their scope of business. These topics evaluate the emerging market environment with respect to the financial investment opportunities it brings forth.

A study of UK investors’ attitudes and perceptions towards investing in emerging markets.
The evolution and implementation of investment banking in emerging markets.
What factors contribute to financial stability in the banking system in emerging countries?
FDI strategies in Europe and Asia: A comparative study.
What is the relationship between population and economic growth: The case of China.
Assessing the impact of trade blocks on financial institutions: The case of BRIC countries.
What is the impact of foreign direct investment on emerging economies?
The challenges of financial institutions in emerging economies.

Volatility in the financial markets is prompting more and more investors to buy up alternative investments such as mutual funds, hedge funds, private equity and SEIS/EIS funds. Recent studies have confirmed the fact that increasing numbers of investors are opting to buy into the sector due to its huge return and comparatively less volatile nature of market. However, it is equally important to understand that alternative investment options typically do not correlate to the stock market, and thus are more complex than traditional investment vehicles.

Hedge Funds: The investing alternative for institutional investors and the advent on the retail market.
Private equity market and the various investors in the UK.
The growth of hedge funds: The reasons for a sustained progress and its effects on the UK investments market.
An evaluation of the role and performance of UK capital markets as an alternative source to banking finance.
The growing popularity of index and mutual funds.
The power of regulatory intervention and enforcement in alternative investment.
Hedge funds: Return enhancers, risk diversifiers or both?
Private equity investment: Future scope in the European Union.
Investment diversification in alternative investment vehicles: Experimental evidence.

Corporate Social Responsibility (CSR) in Banking Industry Dissertation Topics

The banking industry throws up an interesting conundrum. Unlike the manufacturing industries, it does not cause detrimental effects such as pollution, however, the financial sector impacts almost everyone in the modern world in terms of financial stability. Given that banks are responsible for managing money of depositors, this has wide socio-economic implications for the society through the way they conduct their financial products and services. Therefore, corporate social responsibility becomes an integral part of corporate management strategy in banking industry. Although the key objective of a banking sector is to earn maximum profits for shareholders or owners, it is expected that they conduct their operations in a manner to fulfil their social obligations towards society.

Topics of Corporate Social Responsibility of the banking industry that may be used for a finance dissertation are:

The importance and significance of Corporate Social Responsibility for investment banks in the UK.
Recent developments in CSR activities by the banking industry participants in the UK.
A case study of socially responsible banking.
Bank regimes and practices in CSR.
CSR is now less a choice and more of a necessity for businesses to flourish.
CSR has become a commercial imperative, a differentiator for the city and analysts to judge the progressive nature of an organisation.
Guidance and reporting on a wide range of CSR issues in banking industry.
CSR in banking industry during subprime mortgage crisis: What went wrong?

With the growing importance of maintaining a standard approach in accounting practices across EU nations and other countries of the world, the emerging accounting standards have raised a number of questions on existing practices across various organisations. It is interesting to see how these emerging standards get adopted by various organisations across the world. Several ideas for your finance dissertation topics could be:

Does the current set of accounting standards live up to its objectives?
International accounting standards: What is convergence and whether there is any likelihood of convergence between the EU and the US?
An investigation into outsourcing accounting overseas from the US perspective.
An investigation into outsourcing accounting overseas from the UK perspective.
The balanced scorecard: “The Holy Grail” for legal firms?
Reporting on sustainability: what is the standard?
The increasing demand for disclosure of social and environmental information: Implications for big organisations.
To what extent does social reporting represent a genuine attempt to promote sustainability, versus a cynical marketing ploy?
How have amendments to the Companies Act and Corporate Governance Code affected the role and responsibilities of UK accountants over the past decade?
An analysis of the potential impacts of Brexit on the accounting standards and regime in the UK.
In the wake of the financial crisis, should fair value remain the primary basis of measurement in global accounting standards?

The awareness of accounting practices is an important issue being dealt with in organisations around the world. The perception around the accounting practices and various biases needs to be investigated and controlled to make the practices more dynamic and responsible for society in general. Accounting topics for your finance dissertation are suggested below:

To what extent does contemporary accounting education provide new accountants with the skills and attitudes they require?

Accounting education: A comparison of EU and UK organisations.
Accounting education: A comparison of Asian and European organisations.
Accounting education: Does ethics get enough attention?
Investigating the effects of gender on women’s experiences with the accounting profession in the UK.
Accounting as art: Representation, truth, and annual reports.
Perceptions of risk in the audit industry in the UK.
Does securing assets or causing insecurities among employees impact internal control?
Do internal controls have an impact on employees? A case study within the banking industry.
How can diversity management be used to improve the performance of accounting firms?
To what extent does gender bias hinder the recruitment, development, and motivation of female accountants?
How can problem-based learning be used to improve the quality of contemporary accounting education?

194 Banking Essay Topics

🏆 best essay topics on banking, ✍️ banking essay topics for college, 👍 good banking research topics & essay examples, 🌶️ hot banking ideas to write about, 🎓 most interesting banking research titles, 💡 simple banking essay ideas, ❓ banking essay questions.

Information Systems Evolution in the Banking Industry
Bank Street Curriculum: Implementation and Assessment
Online Banking Fraud Risk Awareness
The Impact of the Internet on Banking
Risk Management Strategies of Bank of America
DBS Bank’s Digital Transformation Strategy
Banking Merger, Its Benefits and Consequences
Banking and Inventory Management This assessment analyses the inventory management as a tool for achieving successful supply chains and resilience in the banking services industry.
Starling Bank’s Environment and Resource Analysis Starling Bank turned out to be a promising financial institution that appeared on the market, correctly assessing the main trends and joining them.
Barclays Bank’s Strategic Analysis Barclays Bank is among the largest financial services. The paper analyzes the bank’s external business environment, financial position, and recommendations.
Sustainable Solutions for the Bank of America Tower The following paper analyzes the current constraints present on the bank based on the building usage, the existing construction, the site, and the location.
TD Canada Trust Bank’s Performance Management The performance management system implemented in the TD Canada Trust Bank corresponds to the international financial sector management standards.
Transformational Leadership in Pakistan’s Banking Sector The report tries to explicate the degree of diffusion of transformational and transactional leadership across the banking sector in Pakistan.
Managing Employees Performance at HSBC Private Bank and Theoretical Analysis of Performance For a better understanding of Managing Employee Performance this paper would go for HSBC, the UK as a case study and then go for theoretical analysis.
Barclays Bank’s Decision-Making & Risk Management Barclays Bank has a clear and progressive vision of the decision-making process, with risk management being the most elaborate one.
The Structure and Functions of the World Bank The paper highlights the structure and functions of the World Bank and the United Nations in the global arena. It centered on the reasons behind the formation.
The Toronto-Dominion Bank in the Industry The Toronto-Dominion Bank measures its effectiveness using a personnel engagement score, optional labor turnover, and industry comparison.
Barclays Bank’s Talent Management The Barclays Bank in Stanford has successfully organised its human resource management approach to internalise the aspects of employee equity.
HSBC Bank and Barclays Bank: Comparison and Risk Exposures This paper focuses on the evaluation of the financial performance of HSBC bank and Barclays bank since the start of the global financial crisis.
Mergers and Acquisitions in the Banking Sector This paper discusses mergers in the banking sector, reasons for a wave of mergers between banks, and difficulties that acquiring banks may face in the future.
Bank Management and Business Report Analysis This report is prepared in the interest of a bank that is planning to increase their sales performance, with the aim to provide an opinion on how sales should be improved.
Bank of Credit and Commerce International Case When the branch offices of the Bank of Credit and Commerce International (BCCI) in seven countries were raided in early July 1991, one of the major bank scams involving billions of dollars was brought to light.
Information Technology and Banking Sector IT has influenced two dissimilar areas in banking, including communication and connectivity, together with business progression reengineering.
The Goals of a Banking Institution The management should ensure that effective structures are in place to align the firm’s resource so that the aims and objectives are met.
HSBC Bank’s Staffing Change: Communication Plan This work shows the communication plan for the change in staffing at HSBC Bank, identifies its key trends, assumptions, and risks, and gives a SWOTT analysis of the organization.
Corporate Governance in the Banking Industry Work utilizes the stakeholder theories and the stewardship presumption to shows how corporate governance contributes to higher standards of accountability in the banking industry.
Standard Chartered Bank Managing Human Resources This report is a case study on Standard Chartered, and the strength-based approach in the bank has been discussed with its benefits and also disadvantages.
Co-operative Banking Group’s Enterprise Software The report illustrates how implementation of ERP system in Co-operative banking group will help in improving the firm’s accounting, inventory as well as logistics practices.
Chinese Bank’ Human Resources Management The paper analyses HRM through an examination of new approaches, recruitment and selection, monitoring and rewarding at the Industrial and Commercial Bank of China.
International Monetary Fund, World Bank, and World Trade Organization This paper studies three international financial organizations: the International Monetary Fund, the World Bank, and the World Trade Organization.
Mountain Bank’s Business Strategy Organizational profits rely on a good business strategic plan. For the case of Mountain Bank, the profits have been declining as a result of the poor business strategic plan.
Benefits and the Challenges of Financial Restructuring for Bank Muscat – Oman Bank Muscat is a fiscal services company in Oman that offers retail banking, corporate banking, treasury, investment banking, asset management, and private banking.
Punjab National Bank Housing Finance Company: Case Analysis Punjab Nation Bank Housing Finance Limited has experienced stagnant growth since its incorporation with other partners in 1988.
The Impact of the COVID-19 Pandemic on the Standard Chartered Bank This paper will explore the impact that the COVID-19 pandemic had on the Standard Chartered bank, the development of technology, and its influence on human resource management.
The Effectiveness of the World Bank The World Bank has been ineffective in its roles because of the poor review of projects, weak implementation of organizational policies, and failure to alleviate extreme poverty.
Problems With Improve Bank Services Some of the problems that banks are likely to encounter while attempting to deliver solid customer service include privacy laws, fair lending policies, and debt securities.
Finance: The Currency School-Banking School Debate The period of the 1840s in the history of the economic thought is characterized by a significant controversy observed between the Currency School and Banking School.
The Bain & Co. and the Old Family Bank Analysis This paper aims at a holistic and comprehensive analysis of Bain & Co. and the Old Family Bank from the point of view of internal and external aspects.
Corporate Social Responsibility in Bangladesh’s Banking Sector CSR practices by banks in Bangladesh not only enhance their accountability but also boost their success and influence the socially responsible behaviors of other firms.
The Lehman Brothers Bank Collapse The main purpose of this study is to examine the financial crisis of 2008-2010 on public discourse with regard to the collapse of Lehman Brothers.
Island Banking Services: Cybersecurity Strategy and Implementation Plan This paper aims to describe the cybersecurity strategy and its implementation plan for Island Banking Services that is a firm that works in Financial Transactions Processing.
Analysis of Islamic Banking and Finance The purpose of this article is to consider the features of Islamic banking, as well as the principles on which the relationship between the bank and customers is built.
Macroeconomic Theory: Barclays Bank in the UK For purposes of this study, we will analyze how the national economy can affect the performance of Barclays Bank, a major Public Limited Company.
International Logistics, Business, and Banking Conservative decisions are quite typical in the realm of financial operations for numerous reasons, the high possibility of a failure as a result of the lack of proper testing.
Time Management for Students in Bahrain’s Banking This research is aimed to study the opinions and attitudes towards time management among the students at Bahrain University and the country’s financial sector.
National Australia Bank: Corporate Social Responsibility This paper explores corporate social responsibility through an analysis of a company selected from the database of the world’s most ethical companies.
World Bank’s Contribution to Sustainable Development Goals The essay examines the role of the World Bank in bolstering the Sustainable Development Goals measures to combat poverty and promote development.
The Bank Robbery Crime Investigation The primary objective of securing the crime scene is to preserve all the evidence that can help trace and identify the bank robbery suspect.
JPMorgan Chase Bank and Big Data The purpose of this paper is to analyze big data as technology concerning JPMorgan Chase and consider how it can be used shortly by this company.
Investment Opportunity Analysis: British Banking Sector The Big Four British banks dominate the UK banking industry for a number of reasons, including their longevity, aggressive marketing, and service variety.
Analysis of Abu Dhabi Commercial Bank Abu Dhabi Commercial Bank is a full-service commercial bank that provides a broad range of products and services, for instance, retail banking, management of wealth and others.
HSBC Bank Balance Sheet Analysis Financial accounts have different users; each user has specific needs they require from the accounts. Financial account users can be defined into two main segments.
Attempted Bank Robbery Criminal Justice Case The suggested case describing the plan to commit a crime of bank robbery is characterized by several elements that are commonly identified in crime attempts.
Waiting Lines Situation at Banking Organizations Hiring more personnel could be a solution to address the challenge of long queues at many facilities.
Doha Bank Qatar’s Strategic Thinking and Leadership Doha Bank Qatar involves its departments together with external agencies and customer firms to incorporate innovation and focus on change to achieve success in its operations.
Developing the Islamic Banking Cluster in the UAE The report’s mission is to develop the Islamic banking cluster in the UAE in order to be number one in Islamic Banking.
Bank of Credit and Commerce International’s Criminal Activity This case provides adequate information on how BCCI bank was involved in a global financial crime of laundering billions of dollars globally.
Lloyd’s Tsb Bank Is Under Fire for Money Laundering Offense This research article discusses the role of the bank, either knowingly or unknowingly, in laundering the money obtained by cheating.
COVID-19 Effects for Truist Bank With the spread of COVID-19, causing many Americans to lose jobs and see financial hardships, Truist would need to focus on how they can help their customers in their times of need.
St. George Bank: Human Resources and Entrepreneurship St. George Bank should also come up with new methods to access their customers and also new channels on which the customers can get their services.
Analyzing Bank Performance: Risk Propositions This report points out some of the challenging circumstances that the banks and financial institutions may find themselves in if the crisis goes out of hand.
Banking, Its Ancient and Modern History The history of banking dates back to Ancient Greece and the Roman Empire. The first prototypes were created by merchants around 2000 BC in Assyria and Sumeria.
Bank Reconciliation: Theft and Control Deficiencies Internal control is a vital process because it gives reasonable assurance about the activities of a company and compliance with laws and regulations.
Barclays Bank’s Innovative Managerial Practices One of the most vivid examples of Barclays’s encouragement of entrepreneurship processes is the LifeSkills program.
National Australia Bank Analysis The national Australia bank has many programs which help it to adhere to the ethical regulations which govern all businesses in Australia.
Mobile Banking Development and Analysis Project This research will be discussing the application of a mobile banking application, its effects, and its benefits to the consumers.
United States Banking Merger Relevance In the banking sector, mergers and takeovers have become very common. In this paper, the researcher will look at the relevance of banking mergers in the modern market.
Electronic Banking Services in a Qatar Bank The present research is based on the context of e-banking services in Qatar, a small country with abundant natural assets. Banks in Qatar have not been able to get the majority of customers.
Evolution of Modern Banking: Middle Ages to Present The history of banking began around 2000 BCE in Assyria, Sumeria, and India when wealthy families kept gold and silver coins in their homes.
Customer Analysis via Entropy and Information Gain in Banking The introduction of big data analytics in the financial sector has provided bankers with countless opportunities to improve the quality of their services.
The Basel III Agreement in Banking The paper discusses Basel III. It is a global regulatory agreement that mandates banks to maintain particular leverage ratios and reserve capital levels.
Credit Quality in Banking Lending and Investment This paper analyses the credit quality problems of banking institutions’ lending and investment decisions over the last 30 years.
Barclays Bank’s Decision-Making and Leadership Barclays Bank Board comes up with the vision for the bank. It could be the expansion plans into the Middle East or the African continent.
Bank of Japan’s Unconventional Monetary Policy In Japan, the supply of money is mainly controlled by the Bank of Japan with the help of monetary policy that is focused on inflation and interest rates.
The Central Bank Currency in the Monetary System The article examines the central bank currency in the monetary system. The people’s need to have control over money is the reason for the need for the central bank currency.
Key Learnings for Banking Sector During COVID-19 The changing nature of the modern business environment requires considering organizational development (OD) practices.
Information Gain in the Banking Sphere Information gain can be determined as a methodology that can be practically applied to the digitalization of payments in the banking sphere.
CNP Bank Card: Case Analysis This paper focuses on the CNP bank card case, which aims to create a method for forecasting credit-card defaults and identifying potential client bases for various credit instruments.
Information Gain and Entropy Methods in Banking The paper reviews the methods of information gain and entropy used by banking companies and critically analyzes some alternatives that are possible to use.
Moroccan Central Bank’s Ethics and Systems The banking sector in the last two years has been impacted greatly by the COVID-19 pandemic. The situation led to the emergence of various innovations.
A Bank, a Grocery Store, and a Restaurant: The Cultural Features This paper analyzes the available cultural features of a bank, a grocery store, and a restaurant to determine the distinctive features of these public places.
America’s Banking Industry: Past, Present, and Future Banks are critical to the economic stability of a country. Banks are the primary option for borrowing, saving, and investing for millions of Americans in the United States.
People Analytics of the Qatar National Bank One of the biggest challenges in conducting people analytics research for the Qatar National Bank is working with unstructured data.
The National Banking Crisis Analysis The recent crisis at a national bank has attracted nationwide coverage due to its massive effect on the economy.
Qatar National Bank’s General Information Bank groups that have already developed the most efficient business models and managed to expand their operations globally are in a comfortable position.
Banking in the United States of America The banking system of the United States of America is one of the youngest, and banking has its own specifics with a lot of restrictions and even archaic elements.
The Community Reinvestment Act and the Banking Systems This paper aims to study the impact of the Community Reinvestment Act (CRA) on banking in communities of Arkansas, California, and Boston.
Islamic Banking and Its Development Problems Islamic banking’s main purpose is to perform the function of making payments and working with a considerable amount of money.
Bank’s Digital Trends, Opportunities, and Threats The essay demonstrates the most crucial digital opportunities and threats for a commercial bank. The strategies to reduce the number of abandoned baskets are discussed.
AMZ Bank’s Main Problems and Their Solution As a result of the analysis of the AMZ bank and its activities, it was found that the main problem is a toxic culture and the resulting social and economic structure.
Banking: A Balance Sheet and an Income Statement The paper indicates that when compared to a balance sheet, an income statement presents a less defined and incomplete type of analysis.
Wells Fargo Bank Scandal in Southern California The scandal in Wells Fargo Bank emerged after the customers started receiving the cards in their mail and others noticed accumulating bank fees.
An Overview of Risks in Banking and Investments Credit ratings serve as vital tools for the investor, especially when they need a precise analysis of the organization’s position at a glance.
Green Initiatives of the Toronto-Dominion Bank The paper will assess the actions taken by Toronto-Dominion Bank in order to reduce its impact on the environment.
Organizational and National Culture in Banking The most important feature of commercial bank management is the continuous search for a productive compromise between the organizational and the national cultures.
Current Dynamics and Trends in Corporate Banking Sustainable financing is one of the emerging trends in corporate banking due to the consequences of the COVID-19 pandemic.
Banking Regulations Undermining Financial Crisis Traces of financial crisis and negative externalities have been present across the banking sector for the last several decades.
Bank of America and Financial Analysis Bank of America is a leading US financial institution. An analysis of the Strengths, Weaknesses, Opportunities, and Threats (SWOT) is essential when planning the Bank’s future.
East Bank Regional Hospital System The paper presents reasons to support East Bank Regional Hospital’s decision to expand its services. The consideration of the diseases will meet the medical needs.
Change in Composition of Bank Funding Since 2008 The main components of bank funding are deposits, short-term debts, and long-term debts. Over 50% of bank funding originates from retail deposits.
Impact of Bank Regulation, Market Structure, and Institutions on Cost of Financial Intermediation Through the process of intermediation, the financial institutions are able to ensure that there is an effective flow of funds.
Banks and Banking in Spain The Spanish legal framework has transformed banking and insurance services due to the creation of the EU single market.
Hull vs. Bank Case Study This case reflects the issue that occurred between the property tenants and the North Adams Hoosac Savings Bank. Harry transferred his interests in East Quincy and to his wife.
Competition in Islamic Banking Systems The main purpose of the research will be to investigate the effect of competition on profitability and the market power in the Islamic banking system.
The Effect of Finance as It Relates to Banking in Our Society The purpose of this paper is to analyze the effects of finance as it relates to banking in the Cayman Islands.
Islamic Banking: Risk Management, Operations and Barriers Islamic banks have been opened all over the world and they have their own unique operations that depend on the rules and regulations of Islamic law.
National Bank of Bahrain Analysis This report attempts to analyze the characteristics that determine the attractiveness of the NBB to investors, namely its financial structure and corporate governance framework.
Piggy Bank’s Sample Size to Estimate Mean Dollars To estimate a single population mean, the sample size should be the same as the population size. So, all the customers of Piggy Bank will have to be included in the sample.
Islamic Banking Features Analysis The purpose of the research will explore specific features within Islamic banking that impede the free flow of capital.
Improving the American International Bank Situation The research is targeted at offering several ways to better the American International Bank (AIB) current situation as well as outline its future opportunities.
Opening a Bank Office in Lithuania This paper will discuss the viability of opening a bank office in Lithuania. Opening a new office usually involves many risks, especially if the new area is not researched properly.
Information Age, Future, and Medical Banking Medical banking organized following the concept of patient-centered care can facilitate the shift from logical considerations to the particular needs of patients.
DuPont Analysis of the Chinese Bank of Communications The present report aims at applying DuPont analysis to evaluate the performance of the Chinese Bank of Communications (BoCom) against its competitor, China Merchants Bank (CMB).
Corporate Governance Against Financial Risk Up to Date With Banking Crisis The essay discusses financial problems, especially the financial banking crisis and how to deal with it and its risks, as well as the impact of corporate governance on it.
Opening a Bank Branch in Lithuania Lithuania is a perfect country to open a new branch of the regional bank. It is a highly developed state with significant achievements in economics and international trade.
The Bank of America on the Verge of Substantial Changes It is essential to find the right balance between the desire to improve the growth margins and the risk of losing everything through bankruptcy to profit and raise capital.
To Loan or Not to Loan: Taggert’s Bank Plans Taggert’s bank plans to extend its subprime loans and is exploring new lending methods that will increase its competitive edge.
The Crisis in UK Banking of 2007-2008 The combination of major economic shocks and the unprecedented global policy response to the banking crisis has generated exceptional uncertainties for household,
Wachovia Bank Financial Report Wachovia bank, which is now a part of Wells Fargo bank, was regarded as the fourth-largest bank holding company in the USA, the financial system of which was based on total assets.
Banking Policy Regulation: Lending to Minorities The lenders argue, many minorities take loans which they cannot afford to pay. Some households take mortgage loans with anticipation that the prices for these houses will increase.
Best Big Bank in Australia & Principal Agent Theory The paper reviewed the possible problems that occurred while the “Nucleus” referral system implementation in the Best Big Bank located in Australia.
The Analysis of Wells Fargo Bank Actions The Wells Fargo Bank was helping the mining companies to raise enough money to enhance their efficient exploitation of minerals on mountain tops.
Financial Market Regulation and Bank Activity Limitations The limitations on bank activity vary in countries, there are some similar processes: policies on bank’s capital, and the policies on the connection between banking and business.
Financial Management and Investment Banking This paper will focus on the primary markets, analyze the functions that investment bankers perform in the traditional process for issuing new securities.
Mobile Telephony Services Investing in Real-Time Banking Investing in new smartphone technology is a waste of time in poor markets. Investing in services through mobile telephone services seems to be the next big thing.
Improving Workplace Learning for the Bank Tellers Improving workplace learning for the bank tellers by first identifying the weaknesses or obstacles then developing a strategy towards addressing the weaknesses.
The Ethical Issues of Western Bank and Trust and Bobby’s Bagels Managers In this paper I am going to examine ethical issues in two companies: Western Bank and Trust and Bobby’s Bagel.
Geithner’s Bank Plan: Winners and Losers Joshua Zumbrun in his article “Geithner’s Bank Plan: Winners and Losers” in the “Forbes” offers banks to sell their bad assets – the loans and securities they cannot unload in the market.
The Grew of Financial World Crisis: Global Central Bank As Michael Mandel writes in his article, the financial world crisis flows out of the absence of a global central bank, which could have regulated the world financial movements.
Banking Bail-Outs and the Housing Market This paper focuses on the impact of the banking bail-out on the housing sector. The US banking bail-outs elicited spirited criticism and resistance from thousands of Americans.
St. George Bank. Profits and Perspectives. The financial statements of St. George Bank Ltd are legitimately prepared in accordance with Australian Accounting Standards, the Corporation Act of 2001.
Bank of America Launching New Online Services Bank of America successfully tested its new mobile banking service on a small-scale basis to determine the acceptability level among customers.
Abu Dhabi Islamic Bank’s Online Banking Services The purpose of this paper is to analyze modern online banking practices in the UAE, using Abu Dhabi Islamic Bank (ADIB) as an example.
Macroeconomics Interest Rates and Aggregated Supply: Demand in the Federal Reserve Bank The Federal Reserve Bank makes a decision to increase interest rates regardless of the fact that real wages do not rise.
Vision Bank’s Intercultural Communication: Problems and Recommendations The selected company for this report is Vision Bank. It provides banking, loans, financial advice, and consultancy services to customers in different regions.
Central Bank’s Communications Strategy The set of genres and a wide range of meditating technologies associated with the Central bank’s communications strategy can be perceived as portions of local organization action.
Global Political Economy: World Trade Organization, World Bank, and European Union This essay on global political economy will present answers to the attached questions. The answer to the first question will illuminate the exact functions of World Trade Organization.
Bank Solutions International’s Technology Gaps and Security Strategy Training of information staff and personnel would be done on a quarterly basis and this would reduce the effect of an outdated approach to problem-solving.
Global Financial Crisis and Banking System in Australia The recent global financial crisis affected almost all banks in the world with very few banks shielded from this misfortune.
Human Rights in Israel-Gaza and West Bank Regions The conflict in the Gaza region was a violation of human rights because the sovereignty of the state was not respected by foreign powers.
Veema Banking Company’s Investment in the UAE This report provides an analysis of the general business environment that Veemah Banking Company will meet during the employment of its investment endeavors in the UAE.
Grameen Banking System Alleviating Poverty This paper discusses various aspects of the Grameen banking system and focuses on how it has assisted communities, and evaluate its future success.
Bank’s Performance Financial Regulation Net income which signifies the profits that a bank makes after taxes gives us a direct view of a bank’s performance in terms of its ability to pay dividends as well as retain earnings.
Fraud Perpetrators in Banking Organizations Most of the fraud perpetrators are insiders. This is common among the lowly paid employees who have the feeling that their employers are paying them too less.
Barclays Bank History and Analysis Barclays bank is one of the oldest banks in the world. Its history dates back in the 17th century when, banking services were being introduced in the United Kingdom.
Bank Loan Manager: Job Analysis and Recruitment Bank loan manager is a rather profitable and respectable job, and its popularity and prestige have been growing during the last decade.
Goldman Sachs Group in Investment Banking Industry Goldman Sachs Group has had a long history in the context of the global economy and, therefore, has gained impressive experience over the years of its operations.
Hedging Strategy and Bank Risk Management Strategy for risk management is an essential step for banks. Hedging is a tool managing the financial risks that may emerge in the process of managing forwards and futures.
US Financial and Banking Reforms History The paper reviews articles that analyze the challenges of the US financial institution in 1832 and explain the significance of the US banking reforms under Nicolas Biddle.
Bank of America’s E-Business Challenges The promoters of the Bank of America have not conceded on the matter of going e-business. This problem has a direct relation to the size and financial ability.
The Asian Infrastructure Investment Bank’s Initiative The purpose of this paper is to discuss the implications of the Asian Infrastructure Investment Bank’s initiative and analyze three global connections with regard to the project.
State Bank’s and Real Estate Bank’s Collapse Today, the collapse of state banks is the problematic situation which is often associated with significant economic and political problems in the country.
The Rise of Islamic Banking in a Time of Economic Crisis On the surface, it may seem odd that Islamic banking is in such demand but when looked at from a cultural and religious perspective, it embodies the very essence of Islamic law.
Eastern Bank and First Bank & Trust Company Merger The Eastern Bank Corporation and the First Bank & Trust Company have different human resources policies. For the merger, a general HR management strategy should be developed.
China’s Asian Infrastructure Investment Bank China’s Asian Infrastructure Investment Bank is an organization intended to support infrastructural development in the region. The US and Japan voiced their disproval of the endeavor.
US Banking Expansion in Emerging Markets U.S. banking has contributed significantly to the development of financial markets of emerging countries such as China, Malaysia, Brazil, and others.
Major British Banking Group and Financial Crisis The purpose of this study is the assess the extent to which financial crisis in the United States of America contributed to the liquidity crash in the Major British banking group.
Commercial Bank’s Profitability in Austria The analysis done in this paper shows that there is a close relationship between gross domestic product and commercial banks’ profitability in Austria.
World Bank’s Logistics Performance Index The World Bank’s Logistics Performance Index (LPI) is constructed to assist countries in determining the key challenges and opportunities in logistics.
Foreign Investment in Chinese Banking Sector: HR Policies China`s banking system and foreign investment policies have to survive numerous changes and improvements using its norms and guidelines in comparison to developing countries.
The National Australia Bank’ Corporate Governance The purpose of this paper is to develop a critical analysis of NAB’s corporate governance in terms of the protocols and practices.
The Lehman Bank: Irregularities and Cybercrimes Henry Lehman had until recently been the head of one of the world’s largest and most successful investment bank. Smith was a professional who had worked for one of the Lehman Bank’s subsidiaries.
Economics: Currency and Banking Schools Debates This thesis of the paper will be a statement about the importance of the Currency and Banking Schools, especially their influence on the decisions of policy-makers.
Financial Regulation by the IMF and the World Bank The International Monetary Fund and the World Bank use several instruments to regulate the balance of payments problems and other financial crisis that countries might have faced.
Does Customer Relationship Management Matter in the Banking System?
Have More Strictly Regulated Banking Systems Fared Better During the Recent Financial Crisis?
Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small and Medium Enterprises?
Can Bubble Theory Foresee Banking Crises?
Are Bank Holding Companies a Source of Strength to Their Banking Subsidiaries?
Does Banking Competition Affect Innovation?
Why Fixing the ‘Shadow Banking’ Sector Is Essential for the U.S. Housing Market?
Are Cooperatives the Weakest Link in European Banking?
Has the Global Banking System Become More Fragile Over Time?
Does Banking Regulation Cause Counterproductive Economic Dynamics?
Can Monetary Union Enhance Banking Competition?
How Does Banking Market Power Affect Bank Opacity?
Are Banking Supervisory Data Useful for Macroeconomic Forecasts?
Does Banking Consolidation Worsen Firms’ Access to Credit?
Are Banking Systems Increasingly Fragile?
How Does Banking Sector Globalization Affect the Banking Crisis?
Can Sustainable Banking Help Stimulate Economic Growth in Sub-Sahara Africa?
Are Labor-Saving Technologies Lowering Employment in the Banking Industry?
How Does Competition Affect Efficiency and Soundness in Banking?
Can Central Banking Survive the IT Revolution?
Are More Competitive Banking Systems More Stable?
Does Banking Consolidation Lead to Efficiency Gains?
Are Recoveries From Banking and Financial Crises Really So Different?
What Determines the Banking Sector Performance in Globalized Financial Markets?
Can the Chinese Banking System Continue to Grow Without Sacrificing Loan Quality?
Are Systemic Banking Crises in Developed and Developing Countries Predictable?
What Drives Banking Sector Fragility in the Eurozone?
Can Islamic Banking Increase Financial Inclusion?
Does Banking Sector Development Affect Economic Growth and Inflation?
What Are the Customer Perceptions Towards Banking Industry Marketing?

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These essay examples and topics on Banking were carefully selected by the StudyCorgi editorial team. They meet our highest standards in terms of grammar, punctuation, style, and fact accuracy. Please ensure you properly reference the materials if you’re using them to write your assignment.

This essay topic collection was updated on January 5, 2024 .

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How do banks manage risks in their credit card portfolios?

New boston fed working paper analyzes how firms track risks and respond to ‘breaches’.

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A teenager from Chicago walked in her graduation ceremony this month after earning her doctoral degree at 17.

Dorothy Jean Tillman II told " Good Morning America " that she was homeschooled in her early years before entering college at age 10.

The video in the player above is from a previous report.

In 2020, she said she earned a Master of Science degree, and then, one year later, at age 15, was accepted into the Doctorate of Behavioral Health Management program at Arizona State University.

In December 2023, at 17, Tillman successfully defended her dissertation to earn her doctoral degree in integrated behavioral health from ASU's College of Health Solutions.

Dorothy Jean Tillman II participates in Arizona State University's commencement, May 6, 2024, in Tempe, Ariz.

On May 6, she walked at ASU's spring commencement ceremony.

Tillman told "GMA" she has always held education in such high regard in part due to her family's background.

"People in my life like my grandmother, who was part of the Civil Rights movement, she of course harped on the importance of education and consistently learning something always," Tillman said. "But the way I always held education so high on my own, aside from being raised that way, was finding different things to be educated about."

She continued, "I feel like that urge to learn something new just never didn't exist for me."

Dr. Lesley Manson, a clinical associate professor at ASU, told "GMA" that Tillman is the youngest person in school history to earn a doctoral degree in integrated behavioral health.

Manson said she oversaw Tillman's dissertation for the doctoral program offered through ASU Online.

During her studies, Tillman wrote a journal article of her dissertation and completed an internship at a university student health center, according to Manson.

"She really led change and worked on different forms of management to really reduce healthcare stigma and improve that student population there to be able to enter and accept student health services," she said of Tillman. "It was wonderful to see her and help her navigate some of those personal and professional interactions and grow through those experiences."

Manson described Tillman as an "inquisitive" and "innovative" student, and emphasized just how rare it is to accomplish what she has so far.

"It's a wonderful celebration ... but this is still something so rare and unique," she said. "She has innovative ideas and motivation, which is wonderful, and truly, I think what is inspiring is that she embodies that meaning of being a true leader."

Manson said she hopes Tillman continues to inspire people with her love of learning, saying, "That curiosity is always there, and I think all learners come with that, but it's great to be able to see it in someone so young as well."

Her inspiration and how she gives back to community

Tillman said her own journey wouldn't be possible without the support of her mom, who she said is one of her biggest motivators.

"Seeing my mother consistently work so hard to continuously uphold our family's legacy, and be that person that everyone was able to go to, if they needed anything ... always seeing [ her ] like [ a ] 'wonder woman' definitely made me want to grow up [ into ] an accomplished person," she said.

An advocate for education, Tillman is also the founder and CEO of a leadership institute that emphasizes the arts and STEM.

"I feel like adding art and putting a focus on it throughout science, technology, engineering and math makes the kids excited to learn all those things," she said. "And it opens them up to all of the possibilities and all the knowledge provided in that area of just STEM."

As for her plans after graduation, Tillman said she is "just like any other teenager, still figuring out what my specific dreams and goals are."

"I'm really just grateful that the world is my oyster, and that I've done so much so young," she said. "And I have time to kind of think that through."

Tillman added that she hopes young people will take away from her story that it's OK to continually figure out what you want to do in life.

"Always remember that everyone has points in their life where they feel like they're figuring it out," she said. "And so figuring things out, not knowing what you want isn't a bad thing. But making the choice not to sit down and try to figure it out is."

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Djibouti Digital Economy: Opportunities and Challenges for Growth and Development

Djibouti, May 15, 2024 — The World Bank has released today a comprehensive report on the state of the digital economy in Djibouti. The report, titled " Djibouti Digital Economy Diagnostic ” looks at challenges and opportunities in the country’s digital landscape, the importance of digital infrastructure development, the need for improving broadband access and affordability, and the digital skills required for socio-economic development. It also highlights the importance of telecommunications and data infrastructure development, digital platforms, financial services, and entrepreneurship as fundamental pillars for the digital economy. The report provides an overview of the current landscape in each of these areas and offers recommendations for further development.

While Djibouti has made significant progress in the digital sector, the country still faces challenges in fully leveraging its technological potential. Limited investments in ICT within the country and barriers to affordability and accessibility of digital services are among the key challenges. However, recent initiatives, such as the establishment of the Multisectoral Regulatory Authority of Djibouti and the Ministry of Digital Economy and Innovation (MDENI), demonstrate the government's commitment to addressing these challenges and driving digital transformation.

“ Djibouti has made significant progress in its digital infrastructure, but there is still room for improvement in terms of affordability, quality and access to digital services, ” said Fatou Fall, World Bank Resident Representative in Djibouti . “ Despite being one of the smallest countries in Africa in terms of size and population, Djibouti plays a crucial role in providing high-speed internet access to neighboring countries. ”

The report calls for the government, private sector, and civil society to work together to address the challenges and seize the opportunities to develop Djibouti's digital economy. It emphasizes the need for collaboration, capacity building, and the establishment of clear governance frameworks to drive digital transformation and achieve long-term ambitions.

The report also discusses data governance and increasing use of data to better understand the needs of citizens and strengthen public trust.

" The government is dedicated to tackling these challenges and propelling digital transformation forward. Our national flagship initiative, the 'Smart Nation program,' represents a move toward a more unified and comprehensive approach of digital transformation, ” said Ilyas Moussa Dawaleh, Minister of Economy and Finance, in charge of Industry in Djibouti . “ We are devoted to capitalizing on Digital Dividends, with a particular emphasis on creating job opportunities for our youth. "

The report also highlights the importance of digital skills among the workforce. It suggests the development of comprehensive training programs for public officials and improving digital skills among the general population, especially young graduates, and entrepreneurs.

The World Bank in Djibouti

The World Bank’s portfolio in Djibouti consists of 22 projects worth a total of approximately US$463 million in IDA financing and trust funds. The portfolio focuses on education, health, social safety nets, energy, rural and urban development, modernizing public administration, digital development, strengthening governance, infrastructure, and on private sector development, with an emphasis on women and youth.

*The report was supported by the Digital Development Partnership , which aims to advance digital transformation in low and middle-income countries by building strong digital foundations and accelerators, facilitating digital use cases for the digital economy to thrive.

This site uses cookies to optimize functionality and give you the best possible experience. If you continue to navigate this website beyond this page, cookies will be placed on your browser. To learn more about cookies, click here .

BofA names new country head for Canada, elevating long-time corporate banker

Bank of America Corp. BAC-N tapped Drew McDonald to be its new country head for Canada, promoting a long-time corporate banker to succeed its outgoing leader.

Mr. McDonald, currently co-head of corporate and investment banking in Canada, is taking over from Adam Howard, who announced his retirement in March, according to an internal memo obtained by The Globe and Mail.

Mr. McDonald has been with BofA for close to a decade, and corporate lending is one of the main levers American banks pull to win merger and acquisition advisory roles that pay large fees. Most mega-mergers, for instance, need bridge financing to execute the transaction, and large U.S. banks have massive balance sheets that can extend the credit.

In recent years BofA has advised on large takeovers that involve Canadian companies, including Rogers Communications Inc.’s purchase of Shaw Communications Inc., Canadian Pacific Railway Ltd.’s purchase of Kansas City Southern and Brookfield Infrastructure Partners LP’s purchase of Triton International Ltd.

BofA’s leadership change adds to the management shuffles at multiple foreign investment banks in Canada over the past year. In January, Morgan Stanley announced the retirement of long-time Canadian investment banking head Dougal Macdonald and named his successor, mining specialist Richard Tory. Last fall, Jefferies Financial Group hired a number of veteran bankers and analysts from Barclays PLC, including country head Bruce Rothney. In turn, Barclays hired Geoff Belsher as its new Canadian head.

At the same time, a number of Canadian investment banks have shuffled their leadership teams. Royal Bank of Canada announced this week that it had named Matthew Stopnik as its global head of investment banking, and Bank of Nova Scotia recently hired Travis Machen from Morgan Stanley to run its global banking and markets business.

In its memo to staff, BofA said the bank will share more details on its Canadian leadership team in the near future.

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Not creepy at all —

Android’s ai era includes eavesdropping on phone calls, warning you about scams, a scammer says "transfer the money in your bank account," but android is listening..

Ron Amadeo - May 14, 2024 7:57 pm UTC

The "ask this PDF" feature.
Asking a PDF about its contents.
The AI detecting a scam phone call. Google

Google's " code red " demands that AI be part of every single Google product and that includes Android. At Google I/O, the company announced a "multi-year journey to reimagine Android with AI at the core" but only demoed a few minor AI enhancements.

Gemini can soon be brought up via the power button as an overlay panel, where it will have access to whatever's on your screen. The demo involved opening a PDF in Android's PDF reader, summarizing it, and answering questions based on the content. You can do something similar with a YouTube video. The demo also showed generating images based on a text prompt and then sending those images in a text message. Another demo involved Gemini understanding a chat log and suggesting future actions.

Talkback, Android's system for low-vision users, will soon be able to use AI to describe images that lack descriptive text.

The wildest demo revealed that Gemini will listen to your phone calls. One demo involved a scam phone call where the scammer on the other end claimed fraudulent charges were happening on your account and that the best way to secure your money would be to transfer it to a new account. After hearing the scammer speak the request to transfer money, the Google phone app popped up with a warning: "Likely scam. Banks will never ask you to move your money to keep it safe."

Google says that some of these features will require the pay-per-month Gemini Advanced. The company says all of these features will happen on-device, so your phone calls and PDFs will not be streamed to the Internet. It still feels just a bit creepy to have an AI listen in on your phone calls. Google says the feature will be opt-in.

In other Android news, Android 15 is being demoted to Day 2 of Google I/O, when it used to be headline keynote stuff. An operating system is not AI, so it's not making the keynote.

Listing image by Aurich Lawson / Getty Images

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Between 2008 and 2014, the Top 4 banks sharply decreased their lending to small business. This paper examines the lasting economic consequences of this contraction, finding that a credit supply shock from a subset of lenders can have surprisingly long-lived effects on real activity. 26 Jun 2017. Working Paper Summaries.
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These essay examples and topics on Banking were carefully selected by the StudyCorgi editorial team. They meet our highest standards in terms of grammar, punctuation, style, and fact accuracy. Please ensure you properly reference the materials if you're using them to write your assignment. This essay topic collection was updated on January 5 ...
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How do banks manage risks in their credit card portfolios?
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Djibouti, May 15, 2024- The World Bank has released today a comprehensive report on the state of the digital economy in Djibouti. The report, titled "Djibouti Digital Economy Diagnostic" looks at challenges and opportunities in the country's digital landscape, the importance of digital infrastructure development, the need for improving broadband access and affordability, and the digital ...
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