- Search Search Please fill out this field.
- Personal Finance
Personal Financial Statement: Definition, Uses, and Example
What Is a Personal Financial Statement?
The term personal financial statement refers to a document or spreadsheet that outlines an individual's financial position at a given point in time. The statement typically includes general information about the individual, such as name and address, along with a breakdown of total assets and liabilities . The statement can help individuals track their financial goals and wealth, and can be used when they apply for credit .
Key Takeaways
- A personal financial statement lists all assets and liabilities of an individual or couple.
- An individual's net worth is determined by subtracting their liabilities from their assets—a positive net worth shows more assets than liabilities.
- Net worth can fluctuate over time as the values of assets and liabilities change.
- Personal financial statements are helpful for tracking wealth and goals, as well as applying for credit.
- Although they may be included in a personal financial statement, income and expenses are generally placed on a separate sheet called the income statement.
Understanding the Personal Financial Statement
Financial statements can be prepared for either companies or individuals. An individual’s financial statement is referred to as a personal financial statement and is a simpler version of corporate statements . Both are tools that can show the financial health of the subject.
A personal financial statement shows the individual's net worth —their assets minus their liabilities—which reflects what that person has in cash if they sell all their assets and pay off all their debts. If their liabilities are greater than their assets, the financial statement indicates a negative net worth. If the individual has more assets than liabilities, they end up with a positive net worth.
Keeping an updated personal financial statement allows an individual to track how their financial health improves or deteriorates over time. These can be invaluable tools when consumers want to change their financial situation or apply for credit such as a loan or a mortgage . Knowing where they stand financially allows consumers to avoid unnecessary inquiries on their credit reports and the hassles of declined credit applications.
The statement allows also credit officers to easily gain perspective into the applicant's financial situation in order to make an informed credit decision. In many cases, the individual or couple may be asked to provide a personal guarantee for part of the loan or they may be required to put up collateral to secure the loan.
Special Considerations
A personal financial statement is broken down into assets and liabilities. Assets include the value of securities and funds held in checking or savings accounts , retirement account balances, trading accounts , and real estate. Liabilities include any debts the individual may have including personal loans, credit cards, student loans, unpaid taxes , and mortgages. Debts that are jointly owned are also included. Married couples may create joint personal financial statements by combining their assets and liabilities.
Income and expenses are also included if the statement is used to attain credit or to show someone's overall financial position. This can be tracked on a separate sheet or an addendum, called the income statement . This includes all forms of income and expenses—typically expressed in the form of monthly or yearly amounts.
The following items are not included in a personal financial statement:
- Business-related assets and liabilities: These are excluded unless the individual is directly and personally responsible. So if someone personally guarantees a loan for their business—similar to cosigning —the loan is included in their personal financial statement.
- Rented items: Anything rented is not included in personal financial statements because the assets aren't owned. This changes if you own the property and rent it out to someone else. In this case, the value of the property is included in your asset list.
- Personal property: Items such as furniture and household goods are typically not included as assets on a personal balance sheet because these items can’t easily be sold to pay off a loan. Personal property with significant value, such as jewelry and antiques, may be included if their value can be verified with an appraisal .
Business liabilities are only included in a personal financial statement if an individual provides the creditor with a personal guarantee.
Keep in mind. Your credit report and credit history are big considerations when it comes to getting new credit and every lender has different requirements for issuing credit. So, even if you have a positive net worth—more assets than liabilities—you may still be refused a loan or credit card if you haven't paid your previous debts on time or have too many inquiries on file.
Example of a Personal Financial Statement
Let's assume that River wants to track their net worth as they move toward retirement . They have been paying off debts, saving money, investing , and are getting closer to owning their home. Each year, they update the statement to see the progress they have made.
Here's how they would break it down. They would list all their assets—$20,000 for a car, $200,000 for their house, $300,000 in investments, and $50,000 in cash and equivalents . They also own some highly collectible stamps and art valued at $20,000 that they can list. Their total assets are, therefore, $590,000. As for liabilities, River owes $5,000 on the car and $50,000 for their house. Although River makes all of their purchases with a credit card, they pay the balance off each month and never carry a balance. River cosigned a loan for their daughter and $10,000 remains on that. Even though it is not River's loan, they are still responsible, so it is included in the statement. River's liabilities are $65,000.
When we subtract their liabilities from their assets, River's net worth is $525,000. Although they use it mainly to track their financial health, River can use this information—and the statement as a whole—if they want to apply for any other credit.
Small Business Administration. “ Personal Financial Statement .” Pages 2-3.
Experian. “ What Happens If Your Loan Is Denied? ”
- Terms of Service
- Editorial Policy
- Privacy Policy
- Your Privacy Choices
How to Create a Personal Financial Statement
Assessing your financial situation can help you understand your options for creating a steadfast financial future. To outline your finances, a personal financial statement can provide an overview of your financial circumstances. With this in mind, here’s how a personal financial statement is used and how to create one for yourself. If you’d like hands-on guidance in creating a personal financial statement and using it to strategize your overall financial plan, consider enlisting the help of a financial advisor .
What Is a Personal Financial Statement?
A personal financial statement, or PFS, is a document or set of documents that outlines a person or family’s financial position. The balance sheet portion of a PFS exhibits your assets and liabilities, or net worth. Some people create more detailed personal financial statements, including an income statement or other documents.
A person should create a PFS if they want to make a financial plan . These statements are usually goal-oriented and can help individuals and families reach their financial objectives. They are especially important for young professionals who are just starting their financial journeys. If you’re new to financial planning, a PFS is a great place to start because it will help you understand your current position as well as your options for moving forward.
A PFS is often used when someone is taking out a personal loan. Lenders may ask a potential borrower to create a PFS to understand their debt to income ratio, which is a determining factor in the interest rate and amount that the borrower will receive.
What to Include in a Personal Financial Statement
As previously mentioned, there are two core sections of any PFS. Here’s how each section can be defined:
- Balance sheet: Your balance sheet will include all your assets and liabilities. This may include your home, mortgage, car, auto loan, taxes, savings accounts, investment accounts, credit card balances and more. Note that the balance sheet does not include cash flow but does include the total amounts due or the total value of each account.
- Income statement: Your income statement will include your salary, bonuses and commissions. It may also include any dividends and interest earned, gig income or other income. It will also include your income taxes, insurance premiums and other steady cash outflows. This may include monthly paychecks, budget line items such as a monthly grocery bill and other monthly payments that detract from your monthly income.
What to Exclude from Your Personal Financial Statement
Your PFS is broken down into assets and liabilities. However, there are several things that you will not include in your PFS.
If you own a business or have business-related assets and liabilities, they will not be included on your PFS unless you are directly responsible for the costs. An example of this is if you are taking out a personal loan for your business.
Additionally, anything rent is not included on a PFS, because the asset is not owned by the individual. An example of this is rent on office space. However, if you own office space and rent it out to someone else, the rent you collect is considered income and would be included in a personal financial statement.
Other things that are not included on a PFS include small personal property assets such as furniture and household goods. While they may be a large expense, they are not typically valuable enough to qualify as an asset.
Example of a Personal Financial Statement
Now that you understand what a personal financial statement is and why it’s important, let’s look at an example. Take, for example, Lisa who is a young professional and wants to start planning for retirement. She has started saving with her company’s 401(k) match , purchased her first home and has a car that she loves. However, she wants to be sure that she is set up well for retirement, so her financial advisor has asked her to prepare a PFS to understand where she stands currently.
Lisa’s home is worth $200,000, and the car she drives is worth $30,000. After several years of working hard, she has $60,000 in investments and 401(k) funds and she keeps about $5,000 in an emergency fund . Her assets total $295,000.
For liabilities, she owes $150,000 on her home, $10,000 on her car and she has about $3,000 in credit card debt. She pays the minimum balance or payment on each liability each month. Her liabilities total $163,000.
Her assets are worth $295,000 but she owes a total of $163,000. Therefore, when we subtract her liabilities from her assets, her net worth is $132,000.
Bottom Line
A personal financial statement is a common starting point for people who are looking to invest or borrow money. It helps both the individual and the financial institution understand the person’s financial responsibility and what his or her options are moving forward. A financial advisor can also help you make educated decisions regarding your assets, liabilities and wealth creation.
Tips for Building a Personal Financial Statement
- Consider talking to a financial advisor about creating your own personal financial statement. SmartAsset’s free tool matches you with up to three financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now .
- Part of getting your personal finances in order is to be aware of common misconceptions about the subject. Knowing the ones that appear most frequently will help you avoid such mistakes. If one of your personal financial goals is stability, be sure to follow the 10 most important steps to that goal.
Photo credit: ©iStock.com/ andresr , ©iStock.com/utah778, ©iStock.com/sureeporn
Student Good Guide
The best UK online resource for students
- Finance Personal Statement Examples
Here are two finance personal statement examples from some of the best students in undergraduate and postgraduate programmes. Both examples you can use as inspiration and motivation to write your own personal statement for university .
Finance Personal Statement
Ever since I discovered my passion for the finance industry at a young age, I have been determined to pursue a career as a financial consultant and advisor. It is this unwavering ambition that has led me to apply for the MSc course in Finance at the esteemed London School of Economics and Political Science (LSE). I firmly believe that this course will provide me with the necessary tools and knowledge to achieve my career goals by expanding my understanding of financial products, the intricate workings of financial markets, and investment banking.
The reputation of LSE as a university of academic excellence is one of the key reasons for my decision to apply. I am aware of the university’s ability to equip students with critical analysis skills that are essential for becoming leaders in their chosen sectors. Moreover, being located in the heart of London provides unparalleled opportunities for networking and professional development in the world of business and finance. The course’s comprehensive approach, which strikes a balance between theoretical and practical modules, is also highly appealing to me.
My educational background in accounting has laid a solid foundation for my advanced studies in finance. Through my coursework in accounting, I have developed strong numerical skills and gained practical experience in management accounting and reporting roles within financial firms. It was during my studies that I discovered a particular interest in Strategic Financial Management, where I was introduced to financial products such as equities, derivatives, fixed income, and bonds, along with their significance in financial markets. Building on this knowledge, I have become a qualified accountant and have gained valuable work experience as an Associate at Deloitte, where I am part of the project management team, responsible for decision support. This role has honed my ability to work under pressure and within tight time constraints, allowing me to meet urgent and conflicting deadlines.
To stay up-to-date with the dynamic financial market, I avidly follow financial news through subscriptions to reputable media platforms such as the Financial Times, the Economist, and Bloomberg. Additionally, I engage in various hobbies such as travelling, watching movies and documentaries, and reading to broaden my knowledge and stay informed about current affairs. As a sports enthusiast, I follow tennis, football, boxing, and Formula One racing. These diverse interests have cultivated qualities such as ambition, intuition, focus, and self-discipline, which drive me to excel in any endeavour. I value the input and opinions of others, making me an effective team player, while also possessing the independence and initiative to work autonomously. I firmly believe that these qualities will contribute to my success as a finance analyst and enable me to excel academically.
Looking toward the future, I aspire to establish a reputable financial consulting firm in my home country, Nigeria. This firm would provide a range of financial services to both companies and public institutions. I recognise that achieving this goal will require years of experience, cultivating the right connections, and personal determination. Pursuing an MSc in Finance from LSE will better equip me to manage corporate, strategic, and financial opportunities, while also providing the opportunity to learn from talented professors and compete with exceptional graduates. I am convinced that this course is a crucial step toward realizing my long-term aspirations.
The increasingly evident impact of financial risk on our world has captivated my interest like never before. The interplay between the financial sector, government, and the general public dominates news stories, emphasizing the significance of understanding the industry. With my passion for finance nurtured from an early age, I have dedicated myself to attaining a comprehensive understanding of both the theoretical and practical aspects of global finance through high-level studies and extensive work experience in diverse industrial and international contexts.
Currently, in my fourth year of a degree in Finance, Risk, and Investment at Caledonian University, I have developed a strong foundation of knowledge in the field. Moreover, I have delved deeper into specific areas
Finance Personal Statement Example
Since my early years, extensive international travel has shaped my perspective on the world, particularly the stark economic contrasts between the ‘Third World’ and the ‘Western World.’ Having the privilege of experiencing different cultures and economies through my parents, who have lived in Africa, Europe, and the USA, I have developed a deep curiosity about the mechanisms that drive global economies. This curiosity has led me to pursue Economics at A Level, as I believe it is at the core of world discussions and can provide a comprehensive understanding of current news articles and their correlation to the subject.
Through my readings, such as Tim Harford’s ‘The Undercover Economist,’ I have come to appreciate the analogy that economics is like engineering, offering insights into how things work and the consequences of changing them. I see economics as an intricate puzzle, requiring economists to integrate economic theories with government policies to solve complex economic problems. Attending conferences at prestigious institutions like the University of Warwick and Oxbridge has broadened my perspective on economics, with theories like Freakonomics intriguing me and sparking a desire to explore the unexpected links between seemingly unrelated phenomena.
My passion for economics is complemented by a strong affinity for mathematics , which has been nurtured since my childhood. From playing mental maths games to tackling complex problem-solving at A Level, I have developed analytical abilities that were put to the test during a taster day at Cass Business School. Through quick thinking and effective teamwork, I excelled in a trading shares simulation, resulting in my group being the most profitable. Furthermore, my participation in a business management enterprise day at the University of the West of England allowed me to showcase my skills, leading to the recognition of the ‘Best Business Idea.’
To gain practical experience in the finance sector, I sought work opportunities that would provide me with invaluable insights. My time at Britannia Building Society exposed me to the inner workings of retail banking, allowing me to shadow the branch manager, work closely with financial planning advisors, and handle transactions at the tills. This experience introduced me to financial assets, including options for investing in bonds, shares, and increasing savings. Additionally, working at Harrison’s Accountancy and Insolvency Agency gave me valuable knowledge about liquidations and insolvencies of businesses, further solidifying my interest in pursuing a career in finance.
Staying updated with current financial affairs is crucial to me, and I regularly read the economy sections of reputable sources such as the BBC website and The Economist. Subscribing to a weekly update from RBS provides me with topical developments in the financial markets. Alongside my commitment to academic and professional pursuits, I have also developed essential skills through my job at O2 Retail. This experience has sharpened my interpersonal skills and honed my ability to negotiate mutually beneficial deals for both customers and the company. As a captain of my football team, I have learned the value of leadership, motivation, and maintaining high team morale, skills that have translated into success in class debates and the trading shares simulation at Cass Business School.
During a recent trip to Switzerland, I had the opportunity to meet with the assistant vice president at Credit Suisse, who shared insights into exchange rate processes within a leading investment bank. These conversations further solidified my understanding of the close relationship between economics and the finance sector.
Through a comprehensive study of Level Economics and practical experiences, I have been able to bridge the gap between theory and real-world situations. Engaging with professionals in the field has deepened my appreciation for the vital connection between economics and finance. I am confident that pursuing a university education will equip me with the necessary knowledge and skills to navigate the dynamic and fast-paced world of financial markets.
My passion for finance and economics was sparked by the Lehman Brothers’ bankruptcy and the subsequent financial crisis when I was 21 years old. The events of that
Other Personal Statements
- Anthropology personal statement examples
- Statistics Personal Statements
- PPE Oxford Personal Statement Example
- Classics Personal Statement Examples
- Theology Personal Statement Examples
- Physics Personal Statement Examples
- Chemical Engineering personal statement examples
- Oncology Personal Statement Examples
- Psychiatry Personal Statement Examples
- Earth Sciences Personal Statement Example
- History Personal Statement Examples
- Veterinary Personal Statement Examples For University
- Civil Engineering Personal Statement Examples
- User Experience Design Personal Statement Example
- Neuroscience Personal Statement Examples
- Graphic Design Personal Statement Examples
- Film Production Personal Statement Examples
- Events Management Personal Statement Examples
- Counselling Personal Statement Examples
- Forensic Science Personal Statement Examples
- Children’s Nursing Personal Statement Examples
- Chemistry Personal Statement Examples
- Sports Science Personal Statement Examples
- Mechanical Engineering Personal Statement Examples
- Electrical and Electronic Engineering Personal Statement Examples
- Quantity Surveying Personal Statement Examples
- Social Work Personal Statement Examples
- Physiotherapy Personal Statement Examples
- Journalism Personal Statement Examples
- English Literature Personal Statement Examples
- Marketing Personal Statement Examples
- Computer Science Personal Statement Examples
- Fashion Marketing Personal Statement Examples
- Dietetic Personal Statement Examples
- Product Design Personal Statement Examples
- Aerospace Engineering Personal Statement Examples
- Geography Personal Statement Examples
- Business Management Personal Statement Examples
- Politics Personal Statement Examples
- Psychology Personal Statement Examples
- Oxbridge Personal Statement Examples
- Zoology Personal Statement Example
- Sociology Personal Statement Example
- Fashion Personal Statement Example
- Mathematics Personal Statement Examples
- Software Engineering Personal Statement Examples
- Philosophy Personal Statement
- International Relations Personal Statement Example
- Biochemistry Personal Statement Example
- Dentistry Personal Statement Examples
- Midwifery Personal Statement
- Law Personal Statement Example
- Medicine Personal Statement for Cambridge
- ICT Personal Statement
- Primary Teacher PGCE Personal Statement
- PGCE Personal Statement Example
- Games Design Personal Statement
- Paramedic Science Personal Statement Examples
- Occupational Therapy Personal Statement
Sample Personal Statement Accounting and Finance
by Talha Omer, MBA, M.Eng., Harvard & Cornell Grad
In personal statement samples by field.
The following personal statement is written by an applicant who got accepted to several top accounting and finance programs. Variations of this PS got accepted at the University of Michigan, Vanderbilt, and Indiana University. Read this personal statement to understand what a top essay in Accounting and Finance should look like.
Example Personal Statement Accounting and Finance
I have never made popular choices, whether academic or professional. Where high academic achievement irrefutably means pursuing a career in Medicine or STEM, I opted for a career in management. I was free to choose a path for myself, owing to my performance during an extensive pre-induction professional training program. Fortunately, I picked a path that everyone believed was insignificant.
My decision to move to a new city to pursue my path did not receive encouragement. Making my own decisions has given me the freedom to dream and make it a reality. It has strengthened my belief that I am the only one who can bring a difference for myself and those around me. Brazil’s institutions may seem frozen, yet, at the grassroots, Brazil is in perpetual motion with ceaseless creativity. To accelerate this motion, we need to bring better and more affordable solutions; I plan to do that.
Growing up in Brazil, I have constantly questioned why we are still not growing economically despite having abundant resources. I frequently discussed the economic factors affecting us with my father, leading me to work at local NGOs and attend voluntary programs. My interest intensified when I discovered during these experiences that the unequal distribution of resources was a major cause of our economic constriction.
Moreover, our medical, engineering and academic professionals would not work in rural areas due to a lack of facilities, further debilitating the imbalance. It made me realize that we could only reap the benefits of our efforts if there were a proportionate distribution of resources. Realizing how effective mobilization of resources can aid in eradicating social ills, I developed an interest in management. This equipped me with technical knowledge and provided room for opinion building.
Pursuing this path, I joined the leading undergraduate institution in the country. The zeal with which I made this decision led me to graduate summa cum laude. While studying, I taught communication skills to undergraduate business students from rural areas. Meeting these students compelled me to get involved even though I lacked formal teaching training. Through empathy and friendly get-togethers, I was able to help these students conveniently traverse in English. With this experience, I understood that my time and energy had been well spent and that as an agent of change, one does not necessarily need to be exceptional; instead, one requires creativity, patience, and emotional intelligence.
After graduation, I followed through with my goal of facilitating change by joining the banking sector as an accounting and finance trainee. By working in Brazil’s most vital financial sector, I was exposed to diversified experiences, from being as simple as issuing customer chequebooks to designing accounting and credit proposals to the tune of USD 1.2 billion. Furthermore, while working on individual projects, I developed an in-depth understanding of international accounting rules that regulated trade transactions; the learning opportunities were immense.
Two and a half years of experience in the finance sector brought me to work for the country’s central bank. The anxiety that accompanied moving away from home for the first time was overwhelmed by my professional and personal growth. Nine months of extensive training and on-the-job assignments exposed me to interminable learning opportunities. However, my real gain has been in the form of self-improvement and growth that accompanied my first experience living independently. Leaving the protective living that I enjoyed with my family is challenging, but it has developed and strengthened my capabilities of taking and owning my decisions. Above all, knowing that my family is not always around to guide me has instilled in me a greater sense of responsibility.
During the two a half years of experience in accounting and finance, I observed the financial exclusion experienced by some important yet financially constrained sectors of the economy. This exposure motivated me to join the Development Finance Department upon my appointment to the country’s central bank. Moreover, most of the firms operating in any country of the world are either small or medium enterprises. Thus, providing an enabling environment to such enterprises is significant for economic growth and employment generation.
In Brazil also, 90 percent of the enterprises are small and medium-sized, and lack of access to formal sources of finance is a significant impediment to these enterprises’ growth. Therefore, a huge room for improvement is available concerning the development of policy framework and market infrastructure for the financial inclusion of this sector. As a part of the central bank, I have been allowed to intervene in a system that is not effectively performing its role of financial intermediation. Innovation in financial products, development of accounting and risk mitigation strategies are requirements to alleviate this segment’s financial exclusion.
By broadening my exposure and enhancing my knowledge, I aim to equip myself better to address the shortcomings of one of the critical segments of the economy.
WANT MORE AMAZING ARTICLES ON GRAD SCHOOL PERSONAL STATEMENTS?
- 100+ Outstanding Examples of Personal Statements
- The Ultimate Guide to Writing a Winning Personal Statement
- Common Pitfalls to Avoid in Your Personal Statement
- Writing a Killer Opening Paragraph for Your Personal Statement
- Ideal Length for a Graduate School Personal Statement
- 100 Inspiring Quotes to Jumpstart Your Personal Statement
Sample Personal Statement for Masters in International Business
Sample Personal Statement for Masters in International Business My journey began amidst the kaleidoscope of Qatar's landscapes, setting the stage for a life attuned to cultural nuances. Transitioning to Riyadh in my teens, I absorbed a mosaic of traditions, sparking a...
Sample Personal Statement for Family Medicine Residency
Personal Statement Prompt: A personal letter is required. We are looking for mature, enthusiastic physicians who bring with them a broad range of life experiences, are committed to providing excellent patient care, and can embrace the depth and breadth of experiences...
[2024] 4 Law School Personal Statement Examples from Top Programs
In this article, I will discuss 4 law school personal statement samples. These statements have been written by successful applicants who gained admission to prestigious US Law schools like Yale, Harvard, and Stanford. The purpose of these examples is to demonstrate...
Sample Personal Statement Cybersecurity
In this article, I will be providing a sample grad school personal statement in the field of cybersecurity. This sample was written by an applicant who got admitted into George Mason, Northeastern and Arizona State University. This example aims to show how prospective...
100+ Grad School Personal Statement Examples
Introduction Importance of a Strong Personal Statement A personal statement is essential in the graduate school application process, as it plays a significant role in shaping the admissions committee's perception of you. In fact, a survey conducted by the Council of...
WANT AMAZING ARTICLES ON GRAD SCHOOL PERSONAL STATEMENTS?
- 100+ Personal Statement Templates
- Personal Statements
- Accounting and Finance Personal Statement
Accounting and Finance Personal Statement Example
Sample statement.
No one who has watched the news or read the newspapers over the last few years can doubt the importance of finance in the modern world. Since the economic crash of 2008, the economies of Britain, Europe and the wider world have been headline news, and the affects have been keenly felt by each and every one of us. I want to study finance at university not only to allow me to understand what is happening, but also to influence these events for the better.
With my parents running a long-standing family business, accounts and finance have been a large part of my life for as long as I can remember. My father has always involved us in the running of the business, explaining his decisions so that we could support him and know what was going on. However, it has been really difficult to watch as events way beyond his area of business, have caused his company to struggle, despite the hard work and dedication of him and his staff.
I have steered my studies towards the ecomomic subjects so that I can gain a better understanding of the wider picture and how this has affected my family business. I have studied maths and business studies, along with geography to give me a worldwide context for these events. As I have got older, I have also become more involved in the details of the company’s finances, gaining an in depth understanding of the mechanics of running a small business.
While I will ultimately inherit the family business from my father, I aim to spend the intervening time gaining as much experience in the wider world of finance and accounting as I can, in order to bring fresh perspectives to the way things are done. I believe the best first step on this road is to study finance and accounting at university, so that I can apply the very best practice to the business.
I am a subscriber to The Economist and regular reader of the Financial Times, which help by giving me different views and opinions on the key issues of the day. I am also a keen member of the school debating society, and enjoy being given a point of view to defend, especially if it is one that I do not personally agree with. I have even considered a career in law as a result of this, but I feel that finance and the economy are in my blood as part of my upbringing.
Of course, life is not all work, and I enjoy hill walking with my friends as well as playing for the school rugby and cricket teams. I was also part of a school project to build and race a go-cart, and was one of just a handful of people who stuck with the project to the end. This experience of working in a close-knit team was a valuable time for me and one that I will treasure, along with the second place trophy that we worked so hard for.
I believe that university life will be an education for me, not only academically, but also in a social and interpersonal way. The experience will prepare me for the working world and ultimately make me a worthy successor to my father as head of the family business.
University Guides
- Accommodation
- + much more!
Sign up for news & advice about applying to uni
- Universities
- Fees & Finance
- For Parents
- International Students
- Terms and Conditions
Finance Personal Statement Examples
Finance Personal Statement Examples My desire to take the MSc course in Finance at LSE stems from my keen ambition to pursue a career as a financial consultant and advisor. I am convinced this course will allow me to ultimately achieve this goal by vastly expanding my knowledge of financial productions; the complex functioning of financial markets; and investment banking. My decision to apply to study at LSE is due to the university’s record of academic excellence and its ability to equip students with the skills of critical analysis essential to becoming leaders in their chosen sectors, as well as its location at the heart London, thus providing good links with the world of business and finance and enhancing opportunities for personal and professional development. Finally, I am also drawn to the course’s holistic approach of offering a balance between theoretical and practical modules.
My background in accounting has provided me with an excellent basis from which to start my advanced studies in Finance. My strong numerical skills have led me to successfully complete a course in accounting, which has enabled me to find work in management accounting and reporting roles in financial firms. Over the course of my studies I discovered that the area of greatest interest to me was my module in Strategic Financial Management, which introduced me to financial products and concepts such as equities, derivatives, fixed income and bonds, along with their significance in financial markets. I am now a qualified accountant where my existing work experience has further exposed me to the financial industry, while also helping me to identify a core element of my career aspirations by making me increasingly aware of my desire to become more involved in strategic decision-making processes. In my current position as Associate at Deloitte, I work within the project management team in a decision support capacity. My duties include ensuring project deliverables are met within the projected cost, time and quality standards. This post has honed my ability to work and pressure and time constraints, and to meet urgent and conflicting deadlines. As a flexible individual I am able to adapt quickly to a fast-paced and challenging environment where systems, processes and procedures can change at short notice.
I keep abreast of developments and trends in the financial market through my subscriptions to various media platforms including the Financial Times, the Economist and Bloomberg. This keeps my knowledge of financial news up-to-date and relevant in a modern context. My hobbies include travelling, watching movies and documentaries, reading and staying informed of current affairs. I am also a sports enthusiast: I follow tennis, football, boxing and Formula One racing. In terms of qualities, my ambition to attain a high level of knowledge is a defining personal characteristic. My zeal is complemented by my intuition, focus and self-discipline, all of which drive me to achieve results in any activity I take part in. I value and respect the input and opinions of others, making me an excellent team-player, while also being fully able to work independently and with minimal supervision. I believe these competencies will prove useful in developing my potential as a finance analyst, as well as helping me to excel in my academic performance.
In the long term, my aspirations are to own a reputable financial consulting firm in my home country (Nigeria) which will provide a range of financial services to companies and public institutions alike. I believe this can be achieved by years of experience, building the right contacts, and through personal determination. I believe that holding an MSc from LSE would better qualify me to manage corporate, strategic and financial opportunities. Furthermore, I would have the opportunity to learn from talented professors, while competing with the very best of graduates. For these reasons, I perceive this course to be a crucial step in allowing me to attain my goals.
Personal Statement Service hopes that you have found this Finance Personal Statement Example helpful!
Geography Personal Statement Examples
Economics personal statement example.
Understanding bank statement mortgages
- Who do they benefit?
What Are Bank Statement Loans?
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews.
- A bank statement loan is a type of mortgage that uses bank statements to help the borrower qualify for financing.
- These mortgages are geared toward self-employed borrowers who could benefit from using bank statements in lieu of tax returns.
- Bank statement loans sometimes come with higher mortgage rates.
Though it might not seem fair, self-employed borrowers and small business owners often have a harder time qualifying for a traditional mortgage , even if they can afford one. But that doesn't mean getting a mortgage is impossible.
Many mortgage lenders have solutions to help borrowers who run their own businesses become homeowners — namely, bank statement loans, which allow borrowers to qualify based on their banking trends, rather than tax documents and pay stubs. These provide business owners a way to qualify for a mortgage without sacrificing any of their businesses' tax breaks.
Bank statement mortgages are an alternative loan option for those with non-traditional income. This can include freelancers, contractors, small business owners, and other similar professionals.
These loans help non-traditional borrowers qualify for mortgages thanks to their:
Income verification alternatives
When getting a mortgage, borrowers are required to provide a bunch of documents proving that they have the income to afford the loan. Mortgage lenders want to be sure that a monthly mortgage payment won't push your debt-to-income ratio too high and put you at risk of default.
Traditionally, this is done with W-2 forms and tax returns that show the taxable income the borrower has earned in the previous two years. But for borrowers who are self-employed, providing the traditional mortgage documentation can be tricky.
Bank statement loans enable these borrowers to apply using bank statements instead of tax documents. For those who have enough income to afford a monthly mortgage payment but struggle to qualify for a conventional mortgage , a bank statement loan can make homeownership possible.
"These loan programs were designed to serve the self-employed borrower community and give them a product that can be underwritten adequately to control risks but to also give well-qualified entrepreneurs a tool to achieve homeownership," says Jon Bodan, strategic financing advisor at Real Estate Bees and president of mortgage lender The Perpetual Financial Group .
Focus on cash flow
With a bank statement loan, lenders are primarily looking to establish your cash flow trends — to determine how much you reliably have in the bank each month and how much you can devote to your new monthly mortgage payment.
To qualify for a bank statement loan, you'll generally need to provide between 12 to 24 months worth of consecutive bank statements. The lender will use this to determine your income trends.
By using their bank statements to show how much income they're pocketing after taxes and business expenses, these borrowers can successfully show lenders that they have the finances to afford a mortgage.
Who benefits from bank statement loans?
If your tax returns don't reflect your true income, you lack traditional income documents like W-2s or pay stubs, you own your own business, or work as a contractor or freelancer, bank statement loans can be a good option to consider. Here's a look at how professionals can benefit from these loans:
Self-employed borrowers
As we mentioned, borrowers are traditionally expected to show W-2s and tax returns when applying for a mortgage. But self-employed borrowers don't typically receive W-2s, and their tax returns often show them earning less income than what they actually earn.
"Many self-employed borrowers write off practically everything on their tax returns so they can minimize their tax liability, but they have plenty of cash and cash flow to service a mortgage successfully," Bodan says.
Business owners with fluctuating income
Bank statement loans can also be helpful for business owners with unpredictable incomes.
In this case, lenders can use the past few years of bank statements to determine the company's net income and, thus, how much the business owner can comfortably afford to pay each month toward a mortgage.
Those with significant assets
You might also want to use a bank statement loan if you have little or inconsistent income but lots of assets. If you have a large trust fund , for example, but not much incoming earnings, a bank statement loan would allow you to qualify by how much you have in that fund and other bank accounts, rather than relying on your current earnings and tax returns.
Bank statement loans are more complex than traditional loans and may require more documentation, but they're not necessarily harder to get. If you have enough in the bank to cover the monthly payment you're applying for, then bank statement mortgage qualification should not be a problem.
To qualify for a bank statement loan, you'll usually need at least 12 to 24 months of personal and business bank statements. This helps the lender establish your income trends and determine what you can afford. Before applying for a loan, ask your lender if they offer 12-month vs. 24-month bank statement loans. This will allow you to gather documentation early and ensure a smooth and fast underwriting process.
In some cases, bank statement loans may come with higher rates. Borrowers using these loans are often considered riskier, as their income is not as dependable as those with traditional 9-to-5 jobs.
Some banks and credit unions offer self-employed bank statement mortgages, but you'll have the best luck with more specialized mortgage lenders. You can also work with a mortgage broker. These professionals have access to dozens of bank statement loan lenders and can recommend the right one for your needs.
If you don't have traditional income documents like W-2s or pay stubs or you take a lot of business-related tax writeoffs, a bank statement loan may be the best option for you to get a mortgage.
The upside of these loans is that they can make it easier for non-traditional income earners to get a mortgage. The downside is that they may have higher interest rates and closing costs or require a higher down payment.
- Main content
Clearing Universities & Courses
Clearing advice.
Recommended Clearing Universities
Popular Course Categories
Course Search & Discover
Start the search for your uni. Filter from hundreds of universities based on your preferences.
Search by Type
Search by region.
Recommended Universities
Ravensbourne University London
London (Greater) · 88% Recommended
Swansea University
Wales · 100% Recommended
University of Kent
South East England · 96% Recommended
Search Open Days
What's new at Uni Compare
Bangor University
Transform lives with a Health and Social Care Degree from Bangor
University of Sussex
Prepare for a digitally advanced workplace with cutting edge Finance Degrees
Ranking Categories
Regional rankings.
More Rankings
Top 100 Universities
Taken from 65,000+ data points from students attending university to help future generations
About our Rankings
Discover university rankings devised from data collected from current students.
Guide Categories
Advice categories, recommended articles, popular statement examples, not sure what to search for, take our quick degree quiz.
Find the ideal uni course for you with our Course Degree Quiz. Get answers in minutes!
Take our full degree quiz
Get more tailored course suggestions with our full Course Degree Quiz and apply with confidence.
PERSONAL STATEMENT EXAMPLE Economics and Finance Personal Statement
Are you a strategist, analyst and problem solver?
Stay ahead of the trends with Economics at the University of Kent
Gain the finance skills employers are looking for
Choose Sussex for cutting-edge degrees in Finance, FinTech, Banking and Digital Finance. Prepare for a digitally advanced workplace.
Economics and Finance Personal Statement
Over recent years I have developed a passion for looking at current events and how they affect the economy. This interest originates from the enjoyment I get from using maths to analyse a problem, as many situations can be explained clearly using maths. Economics is a subject that is very much alive and this is what makes it interesting to me. Every day there are new situations that economists can explore and analyse and I find this prospect extremely exciting.
Studying Pre-U Economics has increased my enthusiasm for the subject as I enjoy following macroeconomic debate in the UK and learning how globalisation changes markets. I have gained insights about how firms have had to react to globalisation and how nations use protectionism as a way of preventing industries from collapsing. The analytical skills that I have developed in Physics have proved particularly helpful as I can transfer these skills to Economics, despite them being quite different subjects. I enjoy following financial markets where you can see how the economic impacts of global events play out and have recently setup a paper trading account. The trading application helps further my understanding of the impacts of economic events. I can test my hypothesis of a particular event against the change in markets and improve my understanding.
I became interested in the socioeconomic elements of development and international aid after reading ‘Dead Aid’ by Moyo. The idea of ‘trade not aid’ resonated with me and led me to conduct further research which led me to conclude that having a skilled labour force would be more economically beneficial than trade. Reading ‘Awakening Giants’ by Bardhan gave an interesting insight at the speed at which China has become a leading economy.
I have also enjoyed exploring the world of economics through work experience, the first of which was with Tradition, a global financial services firm. I learnt how to analyse and rank different trading strategies based on historical data modelling. At Guardian Stockbrokers I witnessed in real-time the impact of macro and microeconomic data on different asset classes. I set up a demo trading account on the company’s platform to experience first-hand how the slightest change in the economic outlook can influence the market price. Last summer I secured a place in HSBC’s work experience programme for 6th form students. I learnt about different aspects of retail banking and gained insight into how a retail bank works. This helped put some perspective as to how banking has changed over the years after the financial crisis.
Last year, I was selected to represent my school in a Physics symposium and as part of the team my role was to apply my analytical skills and communicate the results to my team. This opportunity helped with my team building skills. I have also experienced how to set up a company and run a profitable business when I was appointed the company Financial Director for the young enterprise scheme. I gained insight into how to conduct meetings and improve my presentation and negotiation skills. I enjoy playing classical guitar and have had the opportunity to perform in school concerts throughout my school years. As an active member of the school Charity and Community Service committees I help the local community by volunteering at the day shelter for the homeless and the YMCA cafe. This experience provided me with a different perspective on life. Throughout school I have captained and toured with many school teams playing tennis, football and cricket.
Everyday something new happens in the economic world, I would love to be part of an undergraduate course that analyses these events. This is why Economics is my chosen course and I look forward to expanding my knowledge in this field at undergraduate level and, hopefully, further.
This student also took a year abroad too.
Recommended Course
Recommended Statements
Submitted by anonymous
Economics Personal Statement
My interest in studying economics is born from my growing up in the wake of an economic crisis that affect...
Economics and Management Personal Statement
Economics attempts to understand and address many of the world’s most serious problems. I would like to en...
My desire to study Economics at university stems from my interest in the incredible pace of change in the ...
The dynamic consumer society we live in is governed by many different factors, which I have developed a fa...
undergraduate Universities
Undergraduate uni's.
Ravensbourne
103 courses
Swansea Uni
1319 courses
Uni of Kent
580 courses
114 courses
Uni of Surrey
750 courses
Northeastern Uni
Uni of East London
575 courses
Uni of Brighton
407 courses
467 courses
Leeds Beckett Uni
454 courses
Cardiff Met Uni
501 courses
Middlesex Uni
634 courses
Uni for Creative Arts
672 courses
Uni of Chester
645 courses
Uni of Roehampton
468 courses
Uni of Suffolk
186 courses
Uni of Portsmouth
761 courses
Goldsmiths, UOL
344 courses
Uni of Sunderland
340 courses
Uni of Bradford
390 courses
886 courses
Uni of Leicester
432 courses
West London IoT
548 courses
Heriot-Watt Uni
334 courses
Uni of Westminster
503 courses
Uni of Bedfordshire
656 courses
UWE, Bristol
497 courses
Uni of Hertfordshire
584 courses
709 courses
Leeds Arts University
Uni of Essex
1400 courses
Wrexham Uni
289 courses
Staffordshire Uni
472 courses
Uni of Winchester
259 courses
Kingston Uni
617 courses
Queen's Uni
635 courses
Coventry Uni
480 courses
ARU Writtle
104 courses
Uni of C.Lancashire
798 courses
Escape Studios
Uni of Reading
685 courses
Anglia Ruskin Uni
808 courses
Uni of Huddersfield
668 courses
Bath Spa Uni
520 courses
Uni of Hull
498 courses
Edge Hill Uni
383 courses
Nottingham Trent
912 courses
FIND THE IDEAL COURSE FOR YOU
Degree Course Quiz
Find the ideal university course for you in minutes by taking our degree matchmaker quiz today.
Find the latest from Uni Compare
Arts University Plymouth
AUP wins University of the Year 2024 for South West England, learn more here!
Northeastern University London
93% of Northeastern University London graduates are in full-time work! Click here.
- Applying to Uni
- Apprenticeships
- Health & Relationships
- Money & Finance
Personal Statements
- Postgraduate
- U.S Universities
University Interviews
- Vocational Qualifications
- Accommodation
- Budgeting, Money & Finance
- Health & Relationships
- Jobs & Careers
- Socialising
Studying Abroad
- Studying & Revision
- Technology
- University & College Admissions
Guide to GCSE Results Day
Finding a job after school or college
Retaking GCSEs
In this section
Choosing GCSE Subjects
Post-GCSE Options
GCSE Work Experience
GCSE Revision Tips
Why take an Apprenticeship?
Applying for an Apprenticeship
Apprenticeships Interviews
Apprenticeship Wage
Engineering Apprenticeships
What is an Apprenticeship?
Choosing an Apprenticeship
Real Life Apprentices
Degree Apprenticeships
Higher Apprenticeships
A Level Results Day 2024
AS Levels 2024
Clearing Guide 2024
Applying to University
SQA Results Day Guide 2024
BTEC Results Day Guide
Vocational Qualifications Guide
Sixth Form or College
International Baccalaureate
Post 18 options
Finding a Job
Should I take a Gap Year?
Travel Planning
Volunteering
Gap Year Guide
Gap Year Blogs
Applying to Oxbridge
Applying to US Universities
Choosing a Degree
Choosing a University or College
Personal Statement Editing and Review Service
Guide to Freshers' Week
Student Guides
Student Cooking
Student Blogs
Top Rated Personal Statements
Personal Statement Examples
Writing Your Personal Statement
Postgraduate Personal Statements
International Student Personal Statements
Gap Year Personal Statements
Personal Statement Length Checker
Personal Statement Examples By University
Personal Statement Changes 2025
Personal Statement Template
Job Interviews
Types of Postgraduate Course
Writing a Postgraduate Personal Statement
Postgraduate Funding
Postgraduate Study
Internships
Choosing A College
Ivy League Universities
Common App Essay Examples
Universal College Application Guide
How To Write A College Admissions Essay
College Rankings
Admissions Tests
Fees & Funding
Scholarships
Budgeting For College
Online Degree
Platinum Express Editing and Review Service
Gold Editing and Review Service
Silver Express Editing and Review Service
UCAS Personal Statement Editing and Review Service
Oxbridge Personal Statement Editing and Review Service
Postgraduate Personal Statement Editing and Review Service
You are here
Business management and finance personal statement example.
Ever since the first implementation of money it has evolved to one of the main forces that abet our society in making progress in this highly commercialized age. As a result a whole new type of relationship between people has emerged, defined shortly nowadays as business and finance. The complexity and diversity of these disciplines have always fascinated me and instigated my critical thinking. Hence my immense willingness to pursue a degree in this field of study.
My persistence and diligence at school, coupled with the supportive attitude of my teachers have led me to brilliance in all of my school studies, maintaining an excellent overall grade throughout the years. Additionally, during my education in the English Language Medium School I managed to achieve proficiency in the English language certified by my excellent performance at the CAE and TOEFL tests. Moreover, my passion for mathematics encouraged by my parents from early childhood has developed my critical thinking faculties and analytical knacks. What is more, I have been ranked in the top 5 in several mathematical competitions. After assessing my qualities my teachers have chosen me to represent my class at the Student Council. Furthermore, I am an active member of the local Interact Club in which we organize various charity events and exhibitions.
As a part of my additional studies, last year I took up a course in rhetorics, which proved to be an exceptionally valuable experience. Through the debates we carried out, I improved my abilities to express my ideas clearly and concisely and learnt to think "out of the box". In my view, these are the vital skills without which no manager could achieve success in the constantly evolving world of business.
To gain a further insight of the world of finance and business, I've worked for 3 months in an accountancy company as a public relations assistant. Thus, I had the opportunity to grasp the feeling of working in a dynamic and competitive environment. Being perpetually pressured by deadlines helped me realize the actual value of concepts such as responsibility, time management and self-discipline. Additionally, I've been chosen to take part in several conferences and workshops connected to projects under the Leonardo da Vinci Programme, which I believe is a consequence of the flexibility, open-mindedness, and desire to learn that I've proven. There I met experts from a broad range of business related areas and managed to uncover the unique essence of their jobs.
Once I turned 18 I was finally able to realize my long lasting passion - trade at the FOREX market and put to a test my quick wits and decision making at the stock exchange. I had been preparing for that moment for quite a long time by taking an avid interest in financial news, reading specialized literature and researching thoroughly the trends and specifics of the market. Eventually, this established to be an invaluable experience and further fueled my desire to study relevant subjects at a university level.
As a summer job for the last two years I have been an Entertainer at hotels in a nearby resort. What I like about this job is that I can fully express my joyful nature and spread it among the guests. Since we had to prepare lots of dance, comedy and guest-orientated shows I have highly improved my ability to work as a part of a team and have had the chance to put to action my acting skills.
All the versatile hobbies and sports I've been involved in such as web designs, Photoshop graphics, karate, swimming and football have boosted my endurance, developed my mentality and made me more passionate about everything I do.
In the light of all this, I am positive with my decision to continue my education in business and finance related disciplines in which I will be able to fully expand my enthusiasm and potential for learning.
Profile info
This personal statement was written by Mitev for application in 2009.
Mitev's Comments
So far I have offers from: Manchester - International Business, Finance and Economics Aston University - International Business and Economics University of Essex - Financial Management
Still waiting for the offers from: University of Exeter - Economics and Finance University of Southampton - Economics and Management Sciences
I'll be happy to receive some feedback. Feel free to comment, criticize etc. :)
This personal statement is unrated
Related Personal Statements
Can you please send me email.
Mon, 14/11/2011 - 15:34
can you please send me email address, i need to know a few things. Thank You
IMAGES
VIDEO
COMMENTS
Personal Financial Statement: A document or spreadsheet outlining an individual's financial position at a given point in time. A personal financial statement will typically include general ...
Economics and Finance Personal Statement Example 1. The crucial importance and relevance of economics related disciplines to the modern world have led me to want to pursue the study of these social sciences at a higher level. My experiences of A-Level Economics has shown me the fundamental part it plays in our lives and I would like to approach ...
Postgraduate Accounting and Finance Personal Statement Example (Mature Student) 1. Currently, I am a final-year student, studying International Economics and Trade at xxx University. I would like to increase my professional potential in Finance related field by pursuing Master studies at your university...
What to Include in a Personal Financial Statement. As previously mentioned, there are two core sections of any PFS. Here's how each section can be defined: Balance sheet: Your balance sheet will include all your assets and liabilities. This may include your home, mortgage, car, auto loan, taxes, savings accounts, investment accounts, credit ...
Finance Personal Statement Examples | Uni Compare. London (Greater) · 88% Recommended. South East England · 96% Recommended. London (Greater) · 92% Recommended. Prepare for a digitally advanced workplace with cutting edge Finance Degrees. Find out more. Transform lives with a Health and Social Care Degree from Bangor.
A personal financial statement is a document, or set of documents, that outlines an individual's financial position at a given point in time. It is usually composed of two sections - a balance sheet section and an income flow section. Although an individual can use more complex personal financial statements, this article will focus on a ...
Finance personal statements. On this page you'll find a collection of real personal statements written by students applying to study finance courses at university. These personal statements are written by real students - don't expect them all to be perfect! But by reading through a few of these samples, you'll be able to get some ideas and ...
Finance Personal Statement Examples. 26 May,2023 Alan Withworth. Here are two finance personal statement examples from some of the best students in undergraduate and postgraduate programmes. Both examples you can use as inspiration and motivation to write your own personal statement for university .
Finance and accounting personal statement must-haves. Get the basics right: good communication skills are essential to anyone working in the finance sector, so make sure your statement is well-written. Nobody is asking for a literary masterpiece here, just a well-structured and waffle- and error-free statement.
Accounting and Finance (with a Placement Year) Personal Statement. Submitted by Theviya. Having an interest in the world of commerce and industry, I believe that studying Accounting and Finance at a higher level will help me to reach my goal of becoming an accountant. I first came to realize that I have a deep interest in this course when I ...
The following personal statement is written by an applicant who got accepted to several top accounting and finance programs. Variations of this PS got accepted at the University of Michigan, Vanderbilt, and Indiana University. Read this personal statement to understand what a top essay in Accounting and Finance should look like.
Finance Personal Statement Example 2. Business and Finance has always been an eye opener for me, whether it's waking up to the latest financial news headlines to reading books written by the likes of Robert Kiyosaki and Peter F Drucker. My choice of independent study has always been business related, even at a young age.
Sample Statement. No one who has watched the news or read the newspapers over the last few years can doubt the importance of finance in the modern world. Since the economic crash of 2008, the economies of Britain, Europe and the wider world have been headline news, and the affects have been keenly felt by each and every one of us.
Here are 16 personal statement examples—both school and career—to help you create your own: 1. Personal statement example for graduate school. A personal statement for graduate school differs greatly from one to further your professional career. It is usually an essay, rather than a brief paragraph. Here is an example of a personal ...
These units deal with personal finance and business finance on a national and international scale, they are very interesting to me and are easy to understand. Within unit 3, I particularly enjoyed: forecasting cash flows for businesses, learning about break even analysis, analysing statements of comprehensive income and financial positions.
This personal statement was written by michaelburford for application in 2014. This personal statement is unrated. Business, finance and accounting has been a passion of mine for some years now. I first had the idea of becoming a chartered accountant when my uncle told me about what he does in his role as finance manager of a local hospital; he ...
Finance Personal Statement Examples My desire to take the MSc course in Finance at LSE stems from my keen ambition to pursue a career as a financial consultant and advisor. I am convinced this course will allow me to ultimately achieve this goal by vastly expanding my knowledge of financial productions; the complex functioning of financial ...
See hundreds of personal statement examples that will guide you when you write yours. Every courses subject is available for FREE as part of our library. Order Prospectus; ... Personal Statement . Finance. 1 Finance statements have been submitted. Personal Statement . Forensic Science. 2 Forensic Science statements have been submitted.
A personal purpose statement is your internal compass; ... Consider your organization's financial success and the wider societal and environmental effects it wants to achieve. Recognize important social, environmental, and economic issues and explain how your goals aim to tackle them. ... 21 company purpose statement examples . Intel: ...
Accounting and Finance Personal Statement Example 1. It was when I earned my first pound at the age of ten washing my mother's car that I became interested in the power of money. Over time it became clear to me that the people who understand the monetary and banking system are capable of understanding the decisions made by governments and the ...
A bank statement loan is a type of mortgage that uses bank statements to help the borrower qualify for financing. These mortgages are geared toward self-employed borrowers who could benefit from ...
Business Finance Personal Statement Example. I want to study finance because it is a fascinating discipline dealing with money, markets and valuation that is relevant to all aspects of business. The financial system is there to make sure that those with good ideas get the money necessary to implement the ideas but finance is also concerned with ...
Economics and Finance Personal Statement. Over recent years I have developed a passion for looking at current events and how they affect the economy. This interest originates from the enjoyment I get from using maths to analyse a problem, as many situations can be explained clearly using maths. Economics is a subject that is very much alive and ...
Business Management and Finance Personal Statement Example. Ever since the first implementation of money it has evolved to one of the main forces that abet our society in making progress in this highly commercialized age. As a result a whole new type of relationship between people has emerged, defined shortly nowadays as business and finance.