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This Day In History : October 31

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Martin Luther posts 95 theses

On October 31, 1517, legend has it that the priest and scholar Martin Luther approaches the door of the Castle Church in Wittenberg, Germany, and nails a piece of paper to it containing the 95 revolutionary opinions that would begin the Protestant Reformation .

In his theses, Luther condemned the excesses and corruption of the Roman Catholic Church, especially the papal practice of asking payment—called “indulgences”—for the forgiveness of sins. At the time, a Dominican priest named Johann Tetzel, commissioned by the Archbishop of Mainz and Pope Leo X, was in the midst of a major fundraising campaign in Germany to finance the renovation of St. Peter’s Basilica in Rome. Though Prince Frederick III the Wise had banned the sale of indulgences in Wittenberg, many church members traveled to purchase them. When they returned, they showed the pardons they had bought to Luther, claiming they no longer had to repent for their sins.

Luther’s frustration with this practice led him to write the 95 Theses, which were quickly snapped up, translated from Latin into German and distributed widely. A copy made its way to Rome, and efforts began to convince Luther to change his tune. He refused to keep silent, however, and in 1521 Pope Leo X formally excommunicated Luther from the Catholic Church. That same year, Luther again refused to recant his writings before the Holy Roman Emperor Charles V of Germany, who issued the famous Edict of Worms declaring Luther an outlaw and a heretic and giving permission for anyone to kill him without consequence. Protected by Prince Frederick, Luther began working on a German translation of the Bible, a task that took 10 years to complete.

The term “Protestant” first appeared in 1529, when Charles V revoked a provision that allowed the ruler of each German state to choose whether they would enforce the Edict of Worms. A number of princes and other supporters of Luther issued a protest, declaring that their allegiance to God trumped their allegiance to the emperor. They became known to their opponents as Protestants; gradually this name came to apply to all who believed the Church should be reformed, even those outside Germany. By the time Luther died, of natural causes, in 1546, his revolutionary beliefs had formed the basis for the Protestant Reformation, which would over the next three centuries revolutionize Western civilization.

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• The 95 Theses

On 31 October 1517, Martin Luther pinned the 95 Theses next to the sale of indulgences to the door of the main church in Wittenberg. Although Luther could never have foreseen the impact of this act, it served to trigger the German Reformation. The main idea of the 95 Theses was that the Church’s teaching on salvation were incorrect and that the Bible revealed God’s true will.

In his early years, Luther had accepted the teachings of the Church. However, over time they began to trouble him. He feared that he would never gain salvation, as leading a completely sin-free life was almost impossible. His despair worsened when, in 1517, the Dominican friar John Tetzel was empowered by the pope to fund the restoration of buildings in Rome by selling indulgences. Tetzel’s sermons became advertisements for the expensive indulgences, which would ensure the forgiveness of all the purchaser’s sins. It also promised the release of a loved one from purgatory. Churchgoers would sing:

“As soon as the coin in the coffer rings,  So the soul from purgatory springs.”

Luther felt that the Church was exploiting its members for its own gain. He saw it as an example of the “rottenness” of the Church.

The Church’s actions inspired Luther to write The 95 Theses. The pamphlet contained 95 points that he felt should be argued at an academic level.

Whether Luther intended for his pamphlet to be read by a wide audience is up for debate. On the one hand, it was written in Latin which was the traditional language of the scholar. Thus, few people in Wittenberg would have been able to read it.

On the other hand, the timing suggests that he was hoping for his arguments to receive wide publicity. The 95 Theses appeared only the day before the Elector of Saxony sold indulgences to visitors of his holy relics.

Even if Luther didn’t intend for it to happen, the 95 Theses were soon translated into German, printed and widely distributed. His ideas had wide appeal - scholars approved of the theory behind Luther’s arguments, and the public were happy to find they could have salvation regardless of their wealth.

Luther’s ideas spread across Germany through the traders that travelled through Wittenberg. Moreover, it helped that his ideas had a populist appeal.

See also: The 95 Theses - A Modern Translation

MLA Citation/Reference

"The 95 Theses". HistoryLearning.com. 2024. Web.

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Luther’s Ninety-five Theses: What You May Not Know and Why They Matter Today

More By Justin Holcomb

For more accessible overviews of key moments in church history, purchase Justin Holcomb’s new book, Know the Creeds and Councils (Zondervan, 2014) [ interview ]. Additionally, Holcomb has made available to TGC readers an exclusive bonus chapter, which can be accessed here . This article is a shortened version of the chapter.

If people know only one thing about the Protestant Reformation, it is the famous event on October 31, 1517, when the Ninety-five Theses of Martin Luther (1483–1586) were nailed on the door of the Castle Church of Wittenberg in protest against the Roman Catholic Church. Within a few years of this event, the church had splintered into not just the “church’s camp” or “Luther’s camp” but also the camps of churches led by theologians of all different stripes.

Luther is known mostly for his teachings about Scripture and justification. Regarding Scripture, he argued the Bible alone ( sola scriptura ) is our ultimate authority for faith and practice. Regarding justification, he taught we are saved solely through faith in Jesus Christ because of God’s grace and Christ’s merit. We are neither saved by our merits nor declared righteous by our good works. Additionally, we need to fully trust in God to save us from our sins, rather than relying partly on our own self-improvement.

Forgiveness with a Price Tag

These teachings were radical departures from the Catholic orthodoxy of Luther’s day. But you might be surprised to learn that the Ninety-five Theses, even though this document that sparked the Reformation, was not about these issues. Instead, Luther objected to the fact that the Roman Catholic Church was offering to sell certificates of forgiveness, and that by doing so it was substituting a false hope (that forgiveness can be earned or purchased) for the true hope of the gospel (that we receive forgiveness solely via the riches of God’s grace).

The Roman Catholic Church claimed it had been placed in charge of a “treasury of merits” of all of the good deeds that saints had done (not to mention the deeds of Christ, who made the treasury infinitely deep). For those trapped by their own sinfulness, the church could write a certificate transferring to the sinner some of the merits of the saints. The catch? These “indulgences” had a price tag.

This much needs to be understood to make sense of Luther’s Ninety-five Theses: the selling of indulgences for full remission of sins intersected perfectly with the long, intense struggle Luther himself had experienced over the issues of salvation and assurance. At this point of collision between one man’s gospel hope and the church’s denial of that hope the Ninety-five Theses can be properly understood.

Theses Themselves

Luther’s Ninety-five Theses focuses on three main issues: selling forgiveness (via indulgences) to build a cathedral, the pope’s claimed power to distribute forgiveness, and the damage indulgences caused to grieving sinners. That his concern was pastoral (rather than trying to push a private agenda) is apparent from the document. He didn’t believe (at this point) that indulgences were altogether a bad idea; he just believed they were misleading Christians regarding their spiritual state:

41. Papal indulgences must be preached with caution, lest people erroneously think that they are preferable to other good works of love.

As well as their duty to others:

43. Christians are to be taught that he who gives to the poor or lends to the needy does a better deed than he who buys indulgences.

44. Because love grows by works of love, man thereby becomes better. Man does not, however, become better by means of indulgences but is merely freed from penalties. [Notice that Luther is not yet wholly against the theology of indulgences.]

And even financial well-being:

46. Christians are to be taught that, unless they have more than they need, they must reserve enough for their family needs and by no means squander it on indulgences.

Luther’s attitude toward the pope is also surprisingly ambivalent. In later years he called the pope “the Antichrist” and burned his writings, but here his tone is merely cautionary, hoping the pope will come to his senses. For instance, in this passage he appears to be defending the pope against detractors, albeit in a backhanded way:

51. Christians are to be taught that the pope would and should wish to give of his own money, even though he had to sell the basilica of St. Peter, to many of those from whom certain hawkers of indulgences cajole money.

Obviously, since Leo X had begun the indulgences campaign in order to build the basilica, he did not “wish to give of his own money” to victims. However, Luther phrased his criticism to suggest that the pope might be ignorant of the abuses and at any rate should be given the benefit of the doubt. It provided Leo a graceful exit from the indulgences campaign if he wished to take it.

So what made this document so controversial? Luther’s Ninety-five Theses hit a nerve in the depths of the authority structure of the medieval church. Luther was calling the pope and those in power to repent—on no authority but the convictions he’d gained from Scripture—and urged the leaders of the indulgences movement to direct their gaze to Christ, the only one able to pay the penalty due for sin.

Of all the portions of the document, Luther’s closing is perhaps the most memorable for its exhortation to look to Christ rather than to the church’s power:

92. Away, then, with those prophets who say to Christ’s people, “Peace, peace,” where in there is no peace.

93. Hail, hail to all those prophets who say to Christ’s people, “The cross, the cross,” where there is no cross.

94. Christians should be exhorted to be zealous to follow Christ, their Head, through penalties, deaths, and hells.

95. And let them thus be more confident of entering heaven through many tribulations rather than through a false assurance of peace.

In the years following his initial posting of the theses, Luther became emboldened in his resolve and strengthened his arguments with Scripture. At the same time, the church became more and more uncomfortable with the radical Luther and, in the following decades, the spark that he made grew into a flame of reformation that spread across Europe. Luther was ordered by the church to recant in 1520 and was eventually exiled in 1521.

Ongoing Relevance

Although the Ninety-five Theses doesn’t explicitly lay out a Protestant theology or agenda, it contains the seeds of the most important beliefs of the movement, especially the priority of grasping and applying the gospel. Luther developed his critique of the Roman Catholic Church out of his struggle with doubt and guilt as well as his pastoral concern for his parishioners. He longed for the hope and security that only the good news can bring, and he was frustrated with the structures that were using Christ to take advantage of people and prevent them from saving union with God. Further, Luther’s focus on the teaching of Scripture is significant, since it provided the foundation on which the great doctrines of the Reformation found their origin.

Indeed, Luther developed a robust notion of justification by faith and rejected the notion of purgatory as unbiblical; he argued that indulgences and even hierarchical penance cannot lead to salvation; and, perhaps most notably, he rebelled against the authority of the pope. All of these critiques were driven by Luther’s commitment, above all else, to Christ and the Scriptures that testify about him. The outspoken courage Luther demonstrated in writing and publishing the Ninety-five Theses also spread to other influential leaders of the young Protestant Reformation.

Today, the Ninety-five Theses may stand as the most well-known document from the Reformation era. Luther’s courage and his willingness to confront what he deemed to be clear error is just as important today as it was then. One of the greatest ways in which Luther’s theses affect us today—in addition to the wonderful inheritance of the five Reformation solas (Scripture alone, grace alone, faith alone, Christ alone, glory to God alone)—is that it calls us to thoroughly examine the inherited practices of the church against the standard set forth in the Scriptures. Luther saw an abuse, was not afraid to address it, and was exiled as a result of his faithfulness to the Bible in the midst of harsh opposition.

Is there enough evidence for us to believe the Gospels?

Justin Holcomb is an Episcopal priest and a theology professor at Reformed Theological Seminary and Gordon-Conwell Theological Seminary. He is author with his wife, Lindsey, of God Made All of Me , Is It My Fault? , and Rid of My Disgrace: Hope and Healing for Victims of Sexual Assault . Justin also has written or edited numerous other books on historical theology and biblical studies. You can find him on Facebook , Twitter , and at JustinHolcomb.com .

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Introducing The Acts 29 Podcast

The 95 Theses , a document written by Martin Luther in 1517, challenged the teachings of the Catholic Church on the nature of penance, the authority of the pope and the usefulness of indulgences. It sparked a theological debate that fueled the Reformation and subsequently resulted in the birth of Protestantism and the Lutheran , Reformed , and Anabaptist traditions within Christianity.

Luther's action was in great part a response to the selling of indulgences by Johann Tetzel, a Dominican priest, commissioned by the Archbishop of Mainz and Pope Leo X. The purpose of this fundraising campaign was to finance the building of St. Peter's Basilica in Rome. Even though Luther's prince, Frederick the Wise, and the prince of the neighboring territory, George, Duke of Saxony, forbade the sale in their lands, Luther's parishioners traveled to purchase them. When these people came to confession, they presented the plenary indulgence, claiming they no longer had to repent of their sins, since the document promised to forgive all their sins.

Luther is said to have posted the 95 Theses on the door of the Castle Church in Wittenberg, Germany, on October 31, 1517. Church doors functioned very much as bulletin boards function on a twenty-first century college campus. The 95 Theses were quickly translated into German, widely copied and printed. Within two weeks they had spread throughout Germany, and within two months throughout Europe. This was one of the first events in history that was profoundly affected by the printing press, which made the distribution of documents and ideas easier and more wide-spread.

Text of the 95 Theses

**Disputation of Doctor Martin Luther\ on the Power and Efficacy of Indulgences

by Dr. Martin Luther, 1517** Out of love for the truth and the desire to bring it to light, the following propositions will be discussed at Wittenberg, under the presidency of the Reverend Father Martin Luther, Master of Arts and of Sacred Theology, and Lecturer in Ordinary on the same at that place. Wherefore he requests that those who are unable to be present and debate orally with us, may do so by letter.

In the Name our Lord Jesus Christ. Amen.

• Our Lord and Master Jesus Christ, when He said Poenitentiam agite, willed that the whole life of believers should be repentance.
• This word cannot be understood to mean sacramental penance, i.e., confession and satisfaction, which is administered by the priests.
• Yet it means not inward repentance only; nay, there is no inward repentance which does not outwardly work divers mortifications of the flesh.
• The penalty [of sin], therefore, continues so long as hatred of self continues; for this is the true inward repentance, and continues until our entrance into the kingdom of heaven.
• The pope does not intend to remit, and cannot remit any penalties other than those which he has imposed either by his own authority or by that of the Canons.
• The pope cannot remit any guilt, except by declaring that it has been remitted by God and by assenting to God's remission; though, to be sure, he may grant remission in cases reserved to his judgment. If his right to grant remission in such cases were despised, the guilt would remain entirely unforgiven.
• God remits guilt to no one whom He does not, at the same time, humble in all things and bring into subjection to His vicar, the priest.
• The penitential canons are imposed only on the living, and, according to them, nothing should be imposed on the dying.
• Therefore the Holy Spirit in the pope is kind to us, because in his decrees he always makes exception of the article of death and of necessity.
• Ignorant and wicked are the doings of those priests who, in the case of the dying, reserve canonical penances for purgatory.
• This changing of the canonical penalty to the penalty of purgatory is quite evidently one of the tares that were sown while the bishops slept.
• In former times the canonical penalties were imposed not after, but before absolution, as tests of true contrition.
• The dying are freed by death from all penalties; they are already dead to canonical rules, and have a right to be released from them.
• The imperfect health [of soul], that is to say, the imperfect love, of the dying brings with it, of necessity, great fear; and the smaller the love, the greater is the fear.
• This fear and horror is sufficient of itself alone (to say nothing of other things) to constitute the penalty of purgatory, since it is very near to the horror of despair.
• Hell, purgatory, and heaven seem to differ as do despair, almost-despair, and the assurance of safety.
• With souls in purgatory it seems necessary that horror should grow less and love increase.
• It seems unproved, either by reason or Scripture, that they are outside the state of merit, that is to say, of increasing love.
• Again, it seems unproved that they, or at least that all of them, are certain or assured of their own blessedness, though we may be quite certain of it.
• Therefore by "full remission of all penalties" the pope means not actually "of all," but only of those imposed by himself.
• Therefore those preachers of indulgences are in error, who say that by the pope's indulgences a man is freed from every penalty, and saved;
• Whereas he remits to souls in purgatory no penalty which, according to the canons, they would have had to pay in this life.
• If it is at all possible to grant to any one the remission of all penalties whatsoever, it is certain that this remission can be granted only to the most perfect, that is, to the very fewest.
• It must needs be, therefore, that the greater part of the people are deceived by that indiscriminate and highsounding promise of release from penalty.
• The power which the pope has, in a general way, over purgatory, is just like the power which any bishop or curate has, in a special way, within his own diocese or parish.
• The pope does well when he grants remission to souls [in purgatory], not by the power of the keys (which he does not possess), but by way of intercession.
• They preach man who say that so soon as the penny jingles into the money-box, the soul flies out [of purgatory].
• It is certain that when the penny jingles into the money-box, gain and avarice can be increased, but the result of the intercession of the Church is in the power of God alone.
• Who knows whether all the souls in purgatory wish to be bought out of it, as in the legend of Sts. Severinus and Paschal.
• No one is sure that his own contrition is sincere; much less that he has attained full remission.
• Rare as is the man that is truly penitent, so rare is also the man who truly buys indulgences, i.e., such men are most rare.
• They will be condemned eternally, together with their teachers, who believe themselves sure of their salvation because they have letters of pardon.
• Men must be on their guard against those who say that the pope's pardons are that inestimable gift of God by which man is reconciled to Him;
• For these "graces of pardon" concern only the penalties of sacramental satisfaction, and these are appointed by man.
• They preach no Christian doctrine who teach that contrition is not necessary in those who intend to buy souls out of purgatory or to buy confessionalia.
• Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon.
• Every true Christian, whether living or dead, has part in all the blessings of Christ and the Church; and this is granted him by God, even without letters of pardon.
• Nevertheless, the remission and participation [in the blessings of the Church] which are granted by the pope are in no way to be despised, for they are, as I have said, the declaration of divine remission.
• It is most difficult, even for the very keenest theologians, at one and the same time to commend to the people the abundance of pardons and [the need of] true contrition.
• True contrition seeks and loves penalties, but liberal pardons only relax penalties and cause them to be hated, or at least, furnish an occasion [for hating them].
• Apostolic pardons are to be preached with caution, lest the people may falsely think them preferable to other good works of love.
• Christians are to be taught that the pope does not intend the buying of pardons to be compared in any way to works of mercy.
• Christians are to be taught that he who gives to the poor or lends to the needy does a better work than buying pardons;
• Because love grows by works of love, and man becomes better; but by pardons man does not grow better, only more free from penalty.
• Christians are to be taught that he who sees a man in need, and passes him by, and gives [his money] for pardons, purchases not the indulgences of the pope, but the indignation of God.
• Christians are to be taught that unless they have more than they need, they are bound to keep back what is necessary for their own families, and by no means to squander it on pardons.
• Christians are to be taught that the buying of pardons is a matter of free will, and not of commandment.
• Christians are to be taught that the pope, in granting pardons, needs, and therefore desires, their devout prayer for him more than the money they bring.
• Christians are to be taught that the pope's pardons are useful, if they do not put their trust in them; but altogether harmful, if through them they lose their fear of God.
• Christians are to be taught that if the pope knew the exactions of the pardon-preachers, he would rather that St. Peter's church should go to ashes, than that it should be built up with the skin, flesh and bones of his sheep.
• Christians are to be taught that it would be the pope's wish, as it is his duty, to give of his own money to very many of those from whom certain hawkers of pardons cajole money, even though the church of St. Peter might have to be sold.
• The assurance of salvation by letters of pardon is vain, even though the commissary, nay, even though the pope himself, were to stake his soul upon it.
• They are enemies of Christ and of the pope, who bid the Word of God be altogether silent in some Churches, in order that pardons may be preached in others.
• Injury is done the Word of God when, in the same sermon, an equal or a longer time is spent on pardons than on this Word.
• It must be the intention of the pope that if pardons, which are a very small thing, are celebrated with one bell, with single processions and ceremonies, then the Gospel, which is the very greatest thing, should be preached with a hundred bells, a hundred processions, a hundred ceremonies.
• The "treasures of the Church," out of which the pope grants indulgences, are not sufficiently named or known among the people of Christ.
• That they are not temporal treasures is certainly evident, for many of the vendors do not pour out such treasures so easily, but only gather them.
• Nor are they the merits of Christ and the Saints, for even without the pope, these always work grace for the inner man, and the cross, death, and hell for the outward man.
• St. Lawrence said that the treasures of the Church were the Church's poor, but he spoke according to the usage of the word in his own time.
• Without rashness we say that the keys of the Church, given by Christ's merit, are that treasure;
• For it is clear that for the remission of penalties and of reserved cases, the power of the pope is of itself sufficient.
• The true treasure of the Church is the Most Holy Gospel of the glory and the grace of God.
• But this treasure is naturally most odious, for it makes the first to be last.
• On the other hand, the treasure of indulgences is naturally most acceptable, for it makes the last to be first.
• Therefore the treasures of the Gospel are nets with which they formerly were wont to fish for men of riches.
• The treasures of the indulgences are nets with which they now fish for the riches of men.
• The indulgences which the preachers cry as the "greatest graces" are known to be truly such, in so far as they promote gain.
• Yet they are in truth the very smallest graces compared with the grace of God and the piety of the Cross.
• Bishops and curates are bound to admit the commissaries of apostolic pardons, with all reverence.
• But still more are they bound to strain all their eyes and attend with all their ears, lest these men preach their own dreams instead of the commission of the pope.
• He who speaks against the truth of apostolic pardons, let him be anathema and accursed!
• But he who guards against the lust and license of the pardon-preachers, let him be blessed!
• The pope justly thunders against those who, by any art, contrive the injury of the traffic in pardons.
• But much more does he intend to thunder against those who use the pretext of pardons to contrive the injury of holy love and truth.
• To think the papal pardons so great that they could absolve a man even if he had committed an impossible sin and violated the Mother of God -- this is madness.
• We say, on the contrary, that the papal pardons are not able to remove the very least of venial sins, so far as its guilt is concerned.
• It is said that even St. Peter, if he were now Pope, could not bestow greater graces; this is blasphemy against St. Peter and against the pope.
• We say, on the contrary, that even the present pope, and any pope at all, has greater graces at his disposal; to wit, the Gospel, powers, gifts of healing, etc., as it is written in I. Corinthians xii.
• To say that the cross, emblazoned with the papal arms, which is set up [by the preachers of indulgences], is of equal worth with the Cross of Christ, is blasphemy.
• The bishops, curates and theologians who allow such talk to be spread among the people, will have an account to render.
• This unbridled preaching of pardons makes it no easy matter, even for learned men, to rescue the reverence due to the pope from slander, or even from the shrewd questionings of the laity.
• To wit: -- "Why does not the pope empty purgatory, for the sake of holy love and of the dire need of the souls that are there, if he redeems an infinite number of souls for the sake of miserable money with which to build a Church? The former reasons would be most just; the latter is most trivial."
• Again: -- "Why are mortuary and anniversary masses for the dead continued, and why does he not return or permit the withdrawal of the endowments founded on their behalf, since it is wrong to pray for the redeemed?"
• Again: -- "What is this new piety of God and the pope, that for money they allow a man who is impious and their enemy to buy out of purgatory the pious soul of a friend of God, and do not rather, because of that pious and beloved soul's own need, free it for pure love's sake?"
• Again: -- "Why are the penitential canons long since in actual fact and through disuse abrogated and dead, now satisfied by the granting of indulgences, as though they were still alive and in force?"
• Again: -- "Why does not the pope, whose wealth is to-day greater than the riches of the richest, build just this one church of St. Peter with his own money, rather than with the money of poor believers?"
• Again: -- "What is it that the pope remits, and what participation does he grant to those who, by perfect contrition, have a right to full remission and participation?"
• Again: -- "What greater blessing could come to the Church than if the pope were to do a hundred times a day what he now does once, and bestow on every believer these remissions and participations?"
• "Since the pope, by his pardons, seeks the salvation of souls rather than money, why does he suspend the indulgences and pardons granted heretofore, since these have equal efficacy?"
• To repress these arguments and scruples of the laity by force alone, and not to resolve them by giving reasons, is to expose the Church and the pope to the ridicule of their enemies, and to make Christians unhappy.
• If, therefore, pardons were preached according to the spirit and mind of the pope, all these doubts would be readily resolved; nay, they would not exist.
• Away, then, with all those prophets who say to the people of Christ, "Peace, peace," and there is no peace!
• Blessed be all those prophets who say to the people of Christ, "Cross, cross," and there is no cross!
• Christians are to be exhorted that they be diligent in following Christ, their Head, through penalties, deaths, and hell;
• And thus be confident of entering into heaven rather through many tribulations, than through the assurance of peace.
• Martin Luther
• Reformation

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Martin Luther :: Ninety-Five Theses on the Power of Indulgences

Disputation on the Power and Efficacy of Indulgences

In 1517, Martin Luther, an Augustinian monk posted upon the door of the Castle Church in Wittenberg (in the manner common to those issuing bulletin of an upcoming event or debate) the Ninety-Five Theses on the Power of Indulgences , what has commonly become known as The Ninety-Five Theses . The contents of his posting challenged the current teaching of the Church on penance and indulgences, questioning as well the authority of the pope. Reaction to Luther's Theses was immediate and strong, leading to his excommunication from the Roman Church and the eventual birth of the Protestant Reformation. Luther's historically important defense of the gospel is noted and celebrated annually on 31 October, Reformation Day. The following is the translated text of the Ninety-Five Theses .

Out of love and concern for the truth, and with the object of eliciting it, the following heads will be the subject of a public discussion at Wittenberg under the presidency of the reverend father, Martin Luther, Augustinian, Master of Arts and Sacred Theology, and duly appointed Lecturer on these subjects in that place. He requests that whoever cannot be present personally to debate the matter orally will do so in absence in writing.

• When our Lord and Master, Jesus Christ, said "Repent", He called for the entire life of believers to be one of repentance.
• The word cannot be properly understood as referring to the sacrament of penance, i.e. confession and satisfaction, as administered by the clergy.
• Yet its meaning is not restricted to repentance in one's heart; for such repentance is null unless it produces outward signs in various mortifications of the flesh.
• As long as hatred of self abides (i.e. true inward repentance) the penalty of sin abides, viz., until we enter the kingdom of heaven.
• The pope has neither the will nor the power to remit any penalties beyond those imposed either at his own discretion or by canon law.
• The pope himself cannot remit guilt, but only declare and confirm that it has been remitted by God; or, at most, he can remit it in cases reserved to his discretion. Except for these cases, the guilt remains untouched.
• God never remits guilt to anyone without, at the same time, making him humbly submissive to the priest, His representative.
• The penitential canons apply only to men who are still alive, and, according to the canons themselves, none applies to the dead.
• Accordingly, the Holy Spirit, acting in the person of the pope, manifests grace to us, by the fact that the papal regulations always cease to apply at death, or in any hard case.
• It is a wrongful act, due to ignorance, when priests retain the canonical penalties on the dead in purgatory.
• When canonical penalties were changed and made to apply to purgatory, surely it would seem that tares were sown while the bishops were asleep.
• In former days, the canonical penalties were imposed, not after, but before absolution was pronounced; and were intended to be tests of true contrition.
• Death puts an end to all the claims of the Church; even the dying are already dead to the canon laws, and are no longer bound by them.
• Defective piety or love in a dying person is necessarily accompanied by great fear, which is greatest where the piety or love is least.
• This fear or horror is sufficient in itself, whatever else might be said, to constitute the pain of purgatory, since it approaches very closely to the horror of despair.
• There seems to be the same difference between hell, purgatory, and heaven as between despair, uncertainty, and assurance.
• Of a truth, the pains of souls in purgatory ought to be abated, and charity ought to be proportionately increased.
• Moreover, it does not seem proved, on any grounds of reason or Scripture, that these souls are outside the state of merit, or unable to grow in grace.
• Nor does it seem proved to be always the case that they are certain and assured of salvation, even if we are very certain ourselves.
• Therefore the pope, in speaking of the plenary remission of all penalties, does not mean "all" in the strict sense, but only those imposed by himself.
• Hence those who preach indulgences are in error when they say that a man is absolved and saved from every penalty by the pope's indulgences.
• Indeed, he cannot remit to souls in purgatory any penalty which canon law declares should be suffered in the present life.
• If plenary remission could be granted to anyone at all, it would be only in the cases of the most perfect, i.e. to very few.
• It must therefore be the case that the major part of the people are deceived by that indiscriminate and high-sounding promise of relief from penalty.
• The same power as the pope exercises in general over purgatory is exercised in particular by every single bishop in his bishopric and priest in his parish.
• The pope does excellently when he grants remission to the souls in purgatory on account of intercessions made on their behalf, and not by the power of the keys (which he cannot exercise for them).
• There is no divine authority for preaching that the soul flies out of the purgatory immediately the money clinks in the bottom of the chest.
• It is certainly possible that when the money clinks in the bottom of the chest avarice and greed increase; but when the church offers intercession, all depends in the will of God.
• Who knows whether all souls in purgatory wish to be redeemed in view of what is said of St. Severinus and St. Pascal? (Note: Paschal I, pope 817-24. The legend is that he and Severinus were willing to endure the pains of purgatory for the benefit of the faithful).
• No one is sure of the reality of his own contrition, much less of receiving plenary forgiveness.
• Rare as is the man that is truly penitent, so rare is also the man who truly buys indulgences, i.e., such men are most rare.
• All those who believe themselves certain of their own salvation by means of letters of indulgence, will be eternally damned, together with their teachers.
• We should be most carefully on our guard against those who say that the papal indulgences are an inestimable divine gift, and that a man is reconciled to God by them.
• For the grace conveyed by these indulgences relates simply to the penalties of the sacramental "satisfactions" decreed merely by man.
• It is not in accordance with Christian doctrines to preach and teach that those who buy off souls, or purchase confessional licenses, have no need to repent of their own sins.
• Any Christian whatsoever, who is truly repentant, enjoys plenary remission from penalty and guilt, and this is given him without letters of indulgence.
• Any true Christian whatsoever, living or dead, participates in all the benefits of Christ and the Church; and this participation is granted to him by God without letters of indulgence.
• Yet the pope's remission and dispensation are in no way to be despised, for, as already said, they proclaim the divine remission.
• It is very difficult, even for the most learned theologians, to extol to the people the great bounty contained in the indulgences, while, at the same time, praising contrition as a virtue.
• A truly contrite sinner seeks out, and loves to pay, the penalties of his sins; whereas the very multitude of indulgences dulls men's consciences, and tends to make them hate the penalties.
• Papal indulgences should only be preached with caution, lest people gain a wrong understanding, and think that they are preferable to other good works: those of love.
• Christians should be taught that the pope does not at all intend that the purchase of indulgences should be understood as at all comparable with the works of mercy.
• Christians should be taught that one who gives to the poor, or lends to the needy, does a better action than if he purchases indulgences.
• Because, by works of love, love grows and a man becomes a better man; whereas, by indulgences, he does not become a better man, but only escapes certain penalties.
• Christians should be taught that he who sees a needy person, but passes him by although he gives money for indulgences, gains no benefit from the pope's pardon, but only incurs the wrath of God.
• Christians should be taught that, unless they have more than they need, they are bound to retain what is only necessary for the upkeep of their home, and should in no way squander it on indulgences.
• Christians should be taught that they purchase indulgences voluntarily, and are not under obligation to do so.
• Christians should be taught that, in granting indulgences, the pope has more need, and more desire, for devout prayer on his own behalf than for ready money.
• Christians should be taught that the pope's indulgences are useful only if one does not rely on them, but most harmful if one loses the fear of God through them.
• Christians should be taught that, if the pope knew the exactions of the indulgence-preachers, he would rather the church of St. Peter were reduced to ashes than be built with the skin, flesh, and bones of the sheep.
• Christians should be taught that the pope would be willing, as he ought if necessity should arise, to sell the church of St. Peter, and give, too, his own money to many of those from whom the pardon-merchants conjure money.
• It is vain to rely on salvation by letters of indulgence, even if the commissary, or indeed the pope himself, were to pledge his own soul for their validity.
• Those are enemies of Christ and the pope who forbid the word of God to be preached at all in some churches, in order that indulgences may be preached in others.
• The word of God suffers injury if, in the same sermon, an equal or longer time is devoted to indulgences than to that word.
• The pope cannot help taking the view that if indulgences (very small matters) are celebrated by one bell, one pageant, or one ceremony, the gospel (a very great matter) should be preached to the accompaniment of a hundred bells, a hundred processions, a hundred ceremonies.
• The treasures of the church, out of which the pope dispenses indulgences, are not sufficiently spoken of or known among the people of Christ.
• That these treasures are not temporal are clear from the fact that many of the merchants do not grant them freely, but only collect them.
• Nor are they the merits of Christ and the saints, because, even apart from the pope, these merits are always working grace in the inner man, and working the cross, death, and hell in the outer man.
• St. Laurence said that the poor were the treasures of the church, but he used the term in accordance with the custom of his own time.
• We do not speak rashly in saying that the treasures of the church are the keys of the church, and are bestowed by the merits of Christ.
• For it is clear that the power of the pope suffices, by itself, for the remission of penalties and reserved cases.
• The true treasure of the church is the Holy gospel of the glory and the grace of God.
• It is right to regard this treasure as most odious, for it makes the first to be the last.
• On the other hand, the treasure of indulgences is most acceptable, for it makes the last to be the first.
• Therefore the treasures of the gospel are nets which, in former times, they used to fish for men of wealth.
• The treasures of the indulgences are the nets to-day which they use to fish for men of wealth.
• The indulgences, which the merchants extol as the greatest of favours, are seen to be, in fact, a favourite means for money-getting.
• Nevertheless, they are not to be compared with the grace of God and the compassion shown in the Cross.
• Bishops and curates, in duty bound, must receive the commissaries of the papal indulgences with all reverence.
• But they are under a much greater obligation to watch closely and attend carefully lest these men preach their own fancies instead of what the pope commissioned.
• Let him be anathema and accursed who denies the apostolic character of the indulgences.
• On the other hand, let him be blessed who is on his guard against the wantonness and license of the pardon-merchant's words.
• In the same way, the pope rightly excommunicates those who make any plans to the detriment of the trade in indulgences.
• It is much more in keeping with his views to excommunicate those who use the pretext of indulgences to plot anything to the detriment of holy love and truth.
• It is foolish to think that papal indulgences have so much power that they can absolve a man even if he has done the impossible and violated the mother of God.
• We assert the contrary, and say that the pope's pardons are not able to remove the least venial of sins as far as their guilt is concerned.
• When it is said that not even St. Peter, if he were now pope, could grant a greater grace, it is blasphemy against St. Peter and the pope.
• We assert the contrary, and say that he, and any pope whatever, possesses greater graces, viz., the gospel, spiritual powers, gifts of healing, etc., as is declared in I Corinthians 12 [:28] .
• It is blasphemy to say that the insignia of the cross with the papal arms are of equal value to the cross on which Christ died.
• The bishops, curates, and theologians, who permit assertions of that kind to be made to the people without let or hindrance, will have to answer for it.
• This unbridled preaching of indulgences makes it difficult for learned men to guard the respect due to the pope against false accusations, or at least from the keen criticisms of the laity.
• They ask, e.g.: Why does not the pope liberate everyone from purgatory for the sake of love (a most holy thing) and because of the supreme necessity of their souls? This would be morally the best of all reasons. Meanwhile he redeems innumerable souls for money, a most perishable thing, with which to build St. Peter's church, a very minor purpose.
• Again: Why should funeral and anniversary masses for the dead continue to be said? And why does not the pope repay, or permit to be repaid, the benefactions instituted for these purposes, since it is wrong to pray for those souls who are now redeemed?
• Again: Surely this is a new sort of compassion, on the part of God and the pope, when an impious man, an enemy of God, is allowed to pay money to redeem a devout soul, a friend of God; while yet that devout and beloved soul is not allowed to be redeemed without payment, for love's sake, and just because of its need of redemption.
• Again: Why are the penitential canon laws, which in fact, if not in practice, have long been obsolete and dead in themselves-why are they, to-day, still used in imposing fines in money, through the granting of indulgences, as if all the penitential canons were fully operative?
• Again: since the pope's income to-day is larger than that of the wealthiest of wealthy men, why does he not build this one church of St. Peter with his own money, rather than with the money of indigent believers?
• Again: What does the pope remit or dispense to people who, by their perfect repentance, have a right to plenary remission or dispensation?
• Again: Surely a greater good could be done to the church if the pope were to bestow these remissions and dispensations, not once, as now, but a hundred times a day, for the benefit of any believer whatever.
• What the pope seeks by indulgences is not money, but rather the salvation of souls; why then does he suspend the letters and indulgences formerly conceded, and still as efficacious as ever?
• These questions are serious matters of conscience to the laity. To suppress them by force alone, and not to refute them by giving reasons, is to expose the church and the pope to the ridicule of their enemies, and to make Christian people unhappy.
• If therefore, indulgences were preached in accordance with the spirit and mind of the pope, all these difficulties would be easily overcome, and indeed, cease to exist.
• Away, then, with those prophets who say to Christ's people, "Peace, peace," where in there is no peace.
• Hail, hail to all those prophets who say to Christ's people, "The cross, the cross," where there is no cross.
• Christians should be exhorted to be zealous to follow Christ, their Head, through penalties, deaths, and hells.
• And let them thus be more confident of entering heaven through many tribulations rather than through a false assurance of peace.

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The 95 Theses – a modern translation

1. When Jesus said “repent” he meant that believers should live a whole life repenting

2. Only God can give salvation – not a priest.

3. Inwards penitence must be accompanied with a suitable change in lifestyle.

4. Sin will always remain until we enter Heaven.

5. The pope must act according to canon law.

6. Only God can forgive -the pope can only reassure people that God will do this.

7. A sinner must be humbled in front of his priest before God can forgive him.

8. Canon law applies only to the living not to the dead.

9. However, the Holy Spirit will make exceptions to this when required to do so.

10. The priest must not threaten those dying with the penalty of purgatory.

11. The church through church penalties is producing a ‘human crop of weeds’.

12. In days gone by, church penalties were imposed before release from guilt to show true repentance.

13. When you die all your debts to the church are wiped out and those debts are free from being judged.

14. When someone is dying they might have bad/incorrect thoughts against the church and they will be scared. This fear is enough penalty.

15. This fear is so bad that it is enough to cleanse the soul.

16. Purgatory = Hell. Heaven = Assurance.

17. Souls in Purgatory need to find love – the more love the less their sin.

18. A sinful soul does not have to be always sinful. It can be cleansed.

19. There is no proof that a person is free from sin.

20. Even the pope – who can offer forgiveness – cannot totally forgive sins held within.

21. An indulgence will not save a man.

22. A dead soul cannot be saved by an indulgence.

23. Only a very few sinners can be pardoned. These people would have to be perfect.

24. Therefore most people are being deceived by indulgences.

25. The pope’s power over Purgatory is the same as a priest’s.

26. When the pope intervenes to save an individual, he does so by the will of God.

27. It is nonsense to teach that a dead soul in Purgatory can be saved by money.

28. Money causes greed – only God can save souls.

29. Do we know if the souls in Purgatory want to be saved ?

30. No-one is sure of the reality of his own penitence – no-one can be sure of receiving complete forgiveness.

31. A man who truly buys an indulgence (ie believes it is to be what it is) is as rare as someone who truly repents all sin ie very rare.

32. People who believe that indulgences will let them live in salvation will always be damned – along with those who teach it.

33. Do not believe those who say that a papal indulgence is a wonderful gift which allows salvation.

34. Indulgences only offer Man something which has been agreed to by Man.

35. We should not teach that those who aim to buy salvation do not need to be contrite.

36. A man can be free of sin if he sincerely repents – an indulgence is not needed.

37. Any Christian – dead or alive – can gain the benefit and love of Christ without an indulgence.

38. Do not despise the pope’s forgiveness but his forgiveness is not the most important.

39. The most educated theologians cannot preach about indulgences and real repentance at the same time.

40. A true repenter will be sorry for his sins and happily pay for them. Indulgences trivialise this issue.

41. If a pardon is given it should be given cautiously in case people think it’s more important than doing good works.

42. Christians should be taught that the buying of indulgences does not compare with being forgiven by Christ.

43. A Christian who gives to the poor or lends to those in need is doing better in God’s eyes than one who buys ‘forgiveness’.

44. This is because of loving others, love grows and you become a better person. A person buying an indulgence does not become a better person.

45. A person who passes by a beggar but buys an indulgence will gain the anger and disappointment of God.

46. A Christian should buy what is necessary for life not waste money on an indulgence.

47. Christians should be taught that they do not need an indulgence.

48. The pope should have more desire for devout prayer than for ready money.

49. Christians should be taught not to rely on an indulgence. They should never lose their fear of God through them.

50. If a pope knew how much people were being charged for an indulgence – he would prefer to demolish St. Peter’s.

51. The pope should give his own money to replace that which is taken from pardoners.

52. It is vain to rely on an indulgence to forgive your sins.

53. Those who forbid the word of God to be preached and who preach pardons as a norm are enemies of both the pope and Christ.

54. It is blasphemy that the word of God is preached less than that of indulgences.

55. The pope should enforce that the gospel – a very great matter – must be celebrated more than indulgences.

56. The treasure of the church is not sufficiently known about among the followers of Christ.

57. The treasure of the Church are temporal (of this life).

58. Relics are not the relics of Christ, although they may seem to be. They are, in fact, evil in concept.

59. St. Laurence misinterpreted this as the poor gave money to the church for relics and forgiveness.

60. Salvation can be sought for through the church as it has been granted this by Christ.

61. It is clear that the power of the church is adequate, by itself, for the forgiveness of sins.

62. The main treasure of the church should be the Gospels and the grace of God.

63. Indulgences make the most evil seem unjustly good.

64. Therefore evil seems good without penance or forgiveness.

65. The treasured items in the Gospels are the nets used by the workers.

66. Indulgences are used to net an income for the wealthy.

67. It is wrong that merchants praise indulgences.

68. They are the furthest from the grace of God and the piety and love of the cross.

69. Bishops are duty bound to sell indulgences and support them as part of their job.

70. But bishops are under a much greater obligation to prevent men preaching their own dreams.

71. People who deny the pardons of the Apostles will be cursed.

72. Blessed are they who think about being forgiven.

73. The pope is angered at those who claim that pardons are meaningless.

74. He will be even more angry with those who use indulgences to criticise holy love.

75. It is wrong to think that papal pardons have the power to absolve all sin.

76. You should feel guilt after being pardoned. A papal pardon cannot remove guilt.

77. Not even St. Peter could remove guilt.

78. Even so, St. Peter and the pope possess great gifts of grace.

79. It is blasphemy to say that the insignia of the cross is of equal value with the cross of Christ.

80. Bishops who authorise such preaching will have to answer for it.

81. Pardoners make the intelligent appear disrespectful because of the pope’s position.

82. Why doesn’t the pope clean feet for holy love not for money ?

83. Indulgences bought for the dead should be re-paid by the pope.

84. Evil men must not buy their salvation when a poor man, who is a friend of God, cannot.

85. Why are indulgences still bought from the church ?

86. The pope should re-build St. Peter’s with his own money.

87. Why does the pope forgive those who serve against him ?

88. What good would be done to the church if the pope was to forgive hundreds of people each day ?

89. Why are indulgences only issued when the pope sees fit to issue them ?

90. To suppress the above is to expose the church for what it is and to make true Christians unhappy.

91. If the pope had worked as he should (and by example) all the problems stated above would not have existed.

92. All those who say there is no problem must go. Problems must be tackled.

93. Those in the church who claim there is no problem must go.

94. Christians must follow Christ at all cost.

95. Let Christians experience problems if they must – and overcome them – rather than live a false life based on present Catholic teaching.

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What was the significance of the 95 theses.

What were the 95 Theses?

According to historic legend, Martin Luther posted a document on the door of the Wittenberg Church on the 31 st October 1517; a document later referred to as the 95 Theses. This document was questioning rather than accusatory, seeking to inform the Archbishop of Mainz that the selling of indulgences had become corrupt, with the sellers seeking solely to line their own pockets. It questioned the idea that the indulgences trade perpetuated – that buying a trinket could shave time off the stay of one’s loved ones in purgatory, sending them to a glorious Heaven.

It is important, however, to recognise that this was not the action of a man wanting to break away from the Catholic Church. When writing the 95 Theses, Luther simply intended to bring reform to the centre of the agenda for the Church Council once again; it cannot be stressed enough that he wanted to reform, rather than abandon, the Church.

Nonetheless, the 95 Theses were undoubtedly provocative, leading to debates across the German Lands about what it meant to be a true Christian, with some historians considering the document to be the start of the lengthy process of the Reformation. But why did Luther write them?

Why did Luther write the 95 Theses?

In particular, Luther was horrified by the fact that a large portion of the profits from this trade were being used to renovate St Peter’s Basilica in Rome. His outrage at this is evident from the 86 th thesis: ‘Why does the pope, whose wealth today is greater than the wealth of the richest Crassus, build the basilica of St Peter with the money of the poor rather than with his own money?’ Perhaps this is indicative of Luther’s opinion as opposing the financial extortion indulgences pressed upon the poor, rather than the theology which lay behind the process of freeing one’s loved ones from purgatory.

It is interesting to note that Luther also sent a copy of his 95 Theses directly to Archbishop Albrecht von Brandenburg. It appears that he legitimately believed that the Archbishop was not aware of the corruption inherent in the indulgence trade led by Tetzel. This is something which can be considered important later on, for it indicates that Luther did not consider the Church hierarchy redundant at this point.

Why were the 95 Theses significant?

Though the document itself has a debateable significance, the events which occurred because of its publication were paramount in Luther’s ideological and religious development. Almost immediately there was outrage at the ‘heresy’ which the Church viewed as implicit within the document. Despite the pressure upon Luther to immediately recant his position, he did not. This in part led to the Leipzig debate in summer 1519 with Johann Eck.

This debate forced Luther to clarify some of his theories and doctrinal stances against the representative of the Catholic Church. The debate focused largely on doctrine; in fact, the debate regarding indulgences was only briefly mentioned in the discussions between the two men. This seems surprising; Luther’s primary purpose in writing the 95 Theses was to protest the selling of indulgences. Why was this therefore not the primary purpose of the debate?

Ultimately the debate served to further Luther’s development of doctrine which opposed the traditional view of the Catholic Church. In the debate he was forced to conclude that Church Councils had the potential to be erroneous in their judgements. This therefore threw into dispute the papal hierarchy’s authority, and set him on his path towards evangelicalism and the formulation of the doctrine of justification by faith alone. Yet it is important to bear in mind that, had the pope offered a reconciliation, Luther would have returned to the doctrine of the established Church.

An interesting point to consider about the aftermath of the 95 Theses is the attitude of the Catholic Church. It immediately sought to identify Luther as someone who had strayed from the true way and was therefore a heretic; it refused to recognise that Luther had valid complaints which were shared by many across Western Christendom. The 95 Theses could have been taken at face value and used as an avenue to reform, as Luther intended. Instead, the papal hierarchy sought to discredit Luther, and keep to the status quo.

What made the 95 Theses significant?

A document written in Latin and posted on a door like most other academic debates, it does not seem obvious when considering the 95 Theses alone to see just how they became as significant as they did.

The translation of the Latin text into German also helped make the document significant. Translated in early 1518 by reformist friends of Luther, this widened the debate’s appeal simply because it made the subject matter accessible to a greater number of people. ‘Common’ folk who could read would have been able to read in German, rather than Latin. This therefore meant that they would be able to read the article for themselves and realise just how many of the arguments they identified with (or did not identify with, for that matter). The translation also meant that these literate folk could read the Theses aloud to a large audience; Bob Scribner argued that we should not forget the oral nature of the Reformation, beginning with one of the most divisive documents in history.

Finally, the 95 Theses can be considered significant because they were expressing sentiments that many ordinary folk felt themselves at the time. There had been a disillusionment with the Church and corruption within it for a great deal of time; the Reformatio Sigismundi  of 1439 is a prime early example of a series of lists detailing the concerns of the people about the state of the Church. By the time of the Imperial Diet of Worms in 1521, there were 102 grievances with the Church, something overshadowed due to Martin Luther’s presence at this Diet. Many of the issues Luther highlighted were shared among the populace; it was due to the contextual factors of the printing press and the use of the German language that made this expression so significant.

It would not be surprising if, when posting his 95 Theses on the door of the chapel on the 31 st October 1517, Luther did not expect a great deal to change. At the time, he did not know what such an act would lead to. The events which occurred due to the Theses led to Luther clarifying his doctrinal position in a manner which led to his eventual repudiation of the decadence and corruption within the Catholic Church and his excommunication.

Yet we must remember that whilst the 95 Theses can be considered to constitute an extraordinary shift in the mentality of a disillusioned Christian, they are very unlikely to have achieved the same significance without the printing press. If the 95 Theses had been posted on the 31 st October 1417 , would the result have been the same?

Written by Victoria Bettney

Bibliography

Dixon, Scott C. The Reformation in Germany . Oxford  : Blackwell, 2002.

Dixon, Scott C ed. The German Reformation: The Essential Readings . Oxford: Blackwell, 1999.

Lau, Franz and Bizer, Ernst. A History of the Reformation in Germany To 1555 . Translated by Brian Hardy. London: Adam and Charles Black, 1969.

Lindberg, Carter. The European Reformations . Oxford: Blackwell, 1996.

McGrath, Alister. Christian Theology: An Introduction . Oxford: Blackwell, 2007.

McGrath, Alister. Reformation Thought: An Introduction. Oxford: Basil Blackwell, 1998.

Scribner, Robert. ‘Oral Culture and the Diffusion of Reformation Ideas,’ History of European Ideas 5, no. 3 (1984): 237-256.

“The 95 Theses,” http://www.luther.de/en/95thesen.html , accessed 29.10.15

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Interesting article! You rightly argue that the Theses were not the finished product but just a step in Luther’s theological development. That makes you think; should we really be celebrating 31 October 2017 as the 500th anniversary of the Reformation, or should we be remembering a different date?

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by Dr. Martin Luther, 1517

Disputation of Doctor Martin Luther on the Power and Efficacy of Indulgences by Dr. Martin Luther (1517)

Out of love for the truth and the desire to bring it to light, the following propositions will be discussed at Wittenberg, under the presidency of the Reverend Father Martin Luther, Master of Arts and of Sacred Theology, and Lecturer in Ordinary on the same at that place. Wherefore he requests that those who are unable to be present and debate orally with us, may do so by letter. In the Name our Lord Jesus Christ. Amen. 1. Our Lord and Master Jesus Christ, when He said Poenitentiam agite, willed that the whole life of believers should be repentance. 2. This word cannot be understood to mean sacramental penance, i.e., confession and satisfaction, which is administered by the priests. 3. Yet it means not inward repentance only; nay, there is no inward repentance which does not outwardly work divers mortifications of the flesh. 4. The penalty [of sin], therefore, continues so long as hatred of self continues; for this is the true inward repentance, and continues until our entrance into the kingdom of heaven. 5. The pope does not intend to remit, and cannot remit any penalties other than those which he has imposed either by his own authority or by that of the Canons. 6. The pope cannot remit any guilt, except by declaring that it has been remitted by God and by assenting to God's remission; though, to be sure, he may grant remission in cases reserved to his judgment. If his right to grant remission in such cases were despised, the guilt would remain entirely unforgiven. 7. God remits guilt to no one whom He does not, at the same time, humble in all things and bring into subjection to His vicar, the priest. 8. The penitential canons are imposed only on the living, and, according to them, nothing should be imposed on the dying. 9. Therefore the Holy Spirit in the pope is kind to us, because in his decrees he always makes exception of the article of death and of necessity. 10. Ignorant and wicked are the doings of those priests who, in the case of the dying, reserve canonical penances for purgatory. 11. This changing of the canonical penalty to the penalty of purgatory is quite evidently one of the tares that were sown while the bishops slept. 12. In former times the canonical penalties were imposed not after, but before absolution, as tests of true contrition. 13. The dying are freed by death from all penalties; they are already dead to canonical rules, and have a right to be released from them. 14. The imperfect health [of soul], that is to say, the imperfect love, of the dying brings with it, of necessity, great fear; and the smaller the love, the greater is the fear. 15. This fear and horror is sufficient of itself alone (to say nothing of other things) to constitute the penalty of purgatory, since it is very near to the horror of despair. 16. Hell, purgatory, and heaven seem to differ as do despair, almost-despair, and the assurance of safety. 17. With souls in purgatory it seems necessary that horror should grow less and love increase. 18. It seems unproved, either by reason or Scripture, that they are outside the state of merit, that is to say, of increasing love. 19. Again, it seems unproved that they, or at least that all of them, are certain or assured of their own blessedness, though we may be quite certain of it. 20. Therefore by "full remission of all penalties" the pope means not actually "of all," but only of those imposed by himself. 21. Therefore those preachers of indulgences are in error, who say that by the pope's indulgences a man is freed from every penalty, and saved; 22. Whereas he remits to souls in purgatory no penalty which, according to the canons, they would have had to pay in this life. 23. If it is at all possible to grant to any one the remission of all penalties whatsoever, it is certain that this remission can be granted only to the most perfect, that is, to the very fewest. 24. It must needs be, therefore, that the greater part of the people are deceived by that indiscriminate and highsounding promise of release from penalty. 25. The power which the pope has, in a general way, over purgatory, is just like the power which any bishop or curate has, in a special way, within his own diocese or parish. 26. The pope does well when he grants remission to souls [in purgatory], not by the power of the keys (which he does not possess), but by way of intercession. 27. They preach man who say that so soon as the penny jingles into the money-box, the soul flies out [of purgatory]. 28. It is certain that when the penny jingles into the money-box, gain and avarice can be increased, but the result of the intercession of the Church is in the power of God alone. 29. Who knows whether all the souls in purgatory wish to be bought out of it, as in the legend of Sts. Severinus and Paschal. 30. No one is sure that his own contrition is sincere; much less that he has attained full remission. 31. Rare as is the man that is truly penitent, so rare is also the man who truly buys indulgences, i.e., such men are most rare. 32. They will be condemned eternally, together with their teachers, who believe themselves sure of their salvation because they have letters of pardon. 33. Men must be on their guard against those who say that the pope's pardons are that inestimable gift of God by which man is reconciled to Him; 34. For these "graces of pardon" concern only the penalties of sacramental satisfaction, and these are appointed by man. 35. They preach no Christian doctrine who teach that contrition is not necessary in those who intend to buy souls out of purgatory or to buy confessionalia. 36. Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon. 37. Every true Christian, whether living or dead, has part in all the blessings of Christ and the Church; and this is granted him by God, even without letters of pardon. 38. Nevertheless, the remission and participation [in the blessings of the Church] which are granted by the pope are in no way to be despised, for they are, as I have said, the declaration of divine remission. 39. It is most difficult, even for the very keenest theologians, at one and the same time to commend to the people the abundance of pardons and [the need of] true contrition. 40. True contrition seeks and loves penalties, but liberal pardons only relax penalties and cause them to be hated, or at least, furnish an occasion [for hating them]. 41. Apostolic pardons are to be preached with caution, lest the people may falsely think them preferable to other good works of love. 42. Christians are to be taught that the pope does not intend the buying of pardons to be compared in any way to works of mercy. 43. Christians are to be taught that he who gives to the poor or lends to the needy does a better work than buying pardons; 44. Because love grows by works of love, and man becomes better; but by pardons man does not grow better, only more free from penalty. 45. 45. Christians are to be taught that he who sees a man in need, and passes him by, and gives [his money] for pardons, purchases not the indulgences of the pope, but the indignation of God. 46. Christians are to be taught that unless they have more than they need, they are bound to keep back what is necessary for their own families, and by no means to squander it on pardons. 47. Christians are to be taught that the buying of pardons is a matter of free will, and not of commandment. 48. Christians are to be taught that the pope, in granting pardons, needs, and therefore desires, their devout prayer for him more than the money they bring. 49. Christians are to be taught that the pope's pardons are useful, if they do not put their trust in them; but altogether harmful, if through them they lose their fear of God. 50. Christians are to be taught that if the pope knew the exactions of the pardon-preachers, he would rather that St. Peter's church should go to ashes, than that it should be built up with the skin, flesh and bones of his sheep. 51. Christians are to be taught that it would be the pope's wish, as it is his duty, to give of his own money to very many of those from whom certain hawkers of pardons cajole money, even though the church of St. Peter might have to be sold. 52. The assurance of salvation by letters of pardon is vain, even though the commissary, nay, even though the pope himself, were to stake his soul upon it. 53. They are enemies of Christ and of the pope, who bid the Word of God be altogether silent in some Churches, in order that pardons may be preached in others. 54. Injury is done the Word of God when, in the same sermon, an equal or a longer time is spent on pardons than on this Word. 55. It must be the intention of the pope that if pardons, which are a very small thing, are celebrated with one bell, with single processions and ceremonies, then the Gospel, which is the very greatest thing, should be preached with a hundred bells, a hundred processions, a hundred ceremonies. 56. The "treasures of the Church," out of which the pope. grants indulgences, are not sufficiently named or known among the people of Christ. 57. That they are not temporal treasures is certainly evident, for many of the vendors do not pour out such treasures so easily, but only gather them. 58. Nor are they the merits of Christ and the Saints, for even without the pope, these always work grace for the inner man, and the cross, death, and hell for the outward man. 59. St. Lawrence said that the treasures of the Church were the Church's poor, but he spoke according to the usage of the word in his own time. 60. Without rashness we say that the keys of the Church, given by Christ's merit, are that treasure; 61. For it is clear that for the remission of penalties and of reserved cases, the power of the pope is of itself sufficient. 62. The true treasure of the Church is the Most Holy Gospel of the glory and the grace of God. 63. But this treasure is naturally most odious, for it makes the first to be last. 64. On the other hand, the treasure of indulgences is naturally most acceptable, for it makes the last to be first. 65. Therefore the treasures of the Gospel are nets with which they formerly were wont to fish for men of riches. 66. The treasures of the indulgences are nets with which they now fish for the riches of men. 67. The indulgences which the preachers cry as the "greatest graces" are known to be truly such, in so far as they promote gain. 68. Yet they are in truth the very smallest graces compared with the grace of God and the piety of the Cross. 69. Bishops and curates are bound to admit the commissaries of apostolic pardons, with all reverence. 70. But still more are they bound to strain all their eyes and attend with all their ears, lest these men preach their own dreams instead of the commission of the pope. 71. He who speaks against the truth of apostolic pardons, let him be anathema and accursed! 72. But he who guards against the lust and license of the pardon-preachers, let him be blessed! 73. The pope justly thunders against those who, by any art, contrive the injury of the traffic in pardons. 74. But much more does he intend to thunder against those who use the pretext of pardons to contrive the injury of holy love and truth. 75. To think the papal pardons so great that they could absolve a man even if he had committed an impossible sin and violated the Mother of God -- this is madness. 76. We say, on the contrary, that the papal pardons are not able to remove the very least of venial sins, so far as its guilt is concerned. 77. It is said that even St. Peter, if he were now Pope, could not bestow greater graces; this is blasphemy against St. Peter and against the pope. 78. We say, on the contrary, that even the present pope, and any pope at all, has greater graces at his disposal; to wit, the Gospel, powers, gifts of healing, etc., as it is written in I. Corinthians xii. 79. To say that the cross, emblazoned with the papal arms, which is set up [by the preachers of indulgences], is of equal worth with the Cross of Christ, is blasphemy. 80. The bishops, curates and theologians who allow such talk to be spread among the people, will have an account to render. 81. This unbridled preaching of pardons makes it no easy matter, even for learned men, to rescue the reverence due to the pope from slander, or even from the shrewd questionings of the laity. 82. To wit: -- "Why does not the pope empty purgatory, for the sake of holy love and of the dire need of the souls that are there, if he redeems an infinite number of souls for the sake of miserable money with which to build a Church? The former reasons would be most just; the latter is most trivial." 83. Again: -- "Why are mortuary and anniversary masses for the dead continued, and why does he not return or permit the withdrawal of the endowments founded on their behalf, since it is wrong to pray for the redeemed?" 84. Again: -- "What is this new piety of God and the pope, that for money they allow a man who is impious and their enemy to buy out of purgatory the pious soul of a friend of God, and do not rather, because of that pious and beloved soul's own need, free it for pure love's sake?" 85. Again: -- "Why are the penitential canons long since in actual fact and through disuse abrogated and dead, now satisfied by the granting of indulgences, as though they were still alive and in force?" 86. Again: -- "Why does not the pope, whose wealth is to-day greater than the riches of the richest, build just this one church of St. Peter with his own money, rather than with the money of poor believers?" 87. Again: -- "What is it that the pope remits, and what participation does he grant to those who, by perfect contrition, have a right to full remission and participation?" 88. Again: -- "What greater blessing could come to the Church than if the pope were to do a hundred times a day what he now does once, and bestow on every believer these remissions and participations?" 89. "Since the pope, by his pardons, seeks the salvation of souls rather than money, why does he suspend the indulgences and pardons granted heretofore, since these have equal efficacy?" 90. To repress these arguments and scruples of the laity by force alone, and not to resolve them by giving reasons, is to expose the Church and the pope to the ridicule of their enemies, and to make Christians unhappy. 91. If, therefore, pardons were preached according to the spirit and mind of the pope, all these doubts would be readily resolved; nay, they would not exist. 92. Away, then, with all those prophets who say to the people of Christ, "Peace, peace," and there is no peace! 93. Blessed be all those prophets who say to the people of Christ, "Cross, cross," and there is no cross! 94. Christians are to be exhorted that they be diligent in following Christ, their Head, through penalties, deaths, and hell; 95. And thus be confident of entering into heaven rather through many tribulations, than through the assurance of peace.

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Martin Luther: Top 5 of the 95

His name was Martin Luther, and after October 31, 1517 everyone would come to know who he is.

Welcome to a special episode of 5 Minutes in Church History . This week we celebrate Reformation Day. In the church calendar, November 1 was known as "All Saints' Day." That makes October 31 the eve of All Saints' Day, or "All Hallowed Eve." We know it by its short name, Halloween .

Let's go back to the year 1517, for All Saints' Day, November 1, 1517, a display of newly acquired relics was scheduled for the church at Wittenberg. These practices had troubled a monk and a standout professor there at Wittenberg—the aforementioned Martin Luther. So, Martin Luther, on October 31, 1517 drew up a list of points for debate and he had 95 in total. Of course, we're talking about the 95 Theses. This is the document that started it all. This is the document that's at the beginning of Protestantism; and this is the document that we celebrate Reformation Day week.

I thought for Reformation Day this year we would talk about the Top 5 of the 95. So here it goes, the Top 5:

In the first Thesis Luther says, "When our Lord and Master Jesus Christ said 'repent' He intended that the entire life of believers should be repentance." Now after Luther wrote the 95 Theses, he also wrote a document called "Explanation of the 95 Theses," and in that text he explains that this word "repent" in the Latin Vulgate was translated as paenitentiam agite , which means, translated, as "Go, and do penance."

The year before 1517, in 1516, Erasmus published the Greek text and Luther had a copy of that Greek text. And he saw that the Greek word for repentance, metanoia , is not even close to the idea of paenitentiam agite . So this return to Scripture had an immediate impact on the very first of Luther's 95 Theses.

Our second in the Top 5 is number 27. Now we need a little background for this one as well. In Thesis number 27, Luther says, "They preach man made doctrines who say that it's so soon as the coin jingles into the money box, the soul flies out of purgatory." Now this is a reference to Tetzel. Tetzel was an enterprising monk who was selling indulgences, and he even came up with an advertising jingle, and in German it had a rhyme to it. The jingle went something like this:

As soon as the money in the chest rings, a soul from purgatory springs.

Our third in our Top 5 list is number 50. In Thesis 50 Luther says, "Christians are to be taught that if the pope knew the exactions of the indulgence-preachers he would rather that St. Peter's church should go to ashes than that it should be built up with the skin, flesh, and bones of his sheep." Now we're getting to the real reason behind Tetzel's indulgence sale. The purpose of the indulgence sale was to raise money for the church. And the church needed the money because Pope Leo X back in Rome was literally bankrupting the church by building St. Peter's Basilica. This is the time of Michelangelo; this is the painting of the Sistine Chapel. And Michelangelo is not a cheap ceiling painter. So, the church needed to get money from somewhere, and out went Tetzel. And Luther saw right through this, and he said, "This is coming on the backs of the poor German peasants."

Our fourth is number 62. And number 62 doesn't need any exposition. I'll just plainly state it. Luther says this: "The true treasure of the church is the most holy gospel of the glory and grace of God."

Well that leaves our last of our Top 5. And for this I'm going to cheat a little bit. I'm going to pull two together. And this is Theses number 92 & 93. "Away then with all those prophets who say to the people of Christ, 'Peace, peace,' and there is no peace. Blessed be all those prophets who say to the people of Christ, 'Cross, cross,' and there is no cross."

So, I hope you enjoy celebrating Reformation Day this year. And as you do, remember Luther and his 95 Theses.

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95 Theses is a documentary film project that coincides with the 500th anniversary of the symbolic start of the Protestant Reformation. Instead of telling Martin Luther’s whole biographical story, the film incorporates interviews with theologians of different faith traditions, from Catholic to Anglican to Presbyterian to Lutheran. The 500th anniversary is really about Luther’s posting of the 95 Theses on October 31, 1517 – and so, resisting the evangelical fanfare of other films for the occasion, this one focuses on the document itself, and asks what it can tell us 500 years later. Combining lush cinematography of Saxony, with rapid-fire footage of today’s social and religious movements, this unique film includes original music by experimental hip hop artist Black Saturn . 95 Theses asks questions we can’t ignore, and takes a hard look at who we’ve become. Please sign up for e-mail updates and follow on Facebook to get notified when this independent film by H. Paul Moon is ready to watch on a variety of platforms in 4K resolution: here, YouTube , Amazon and Vimeo .

Apart from the forthcoming edited film presentation, this interactive site already includes 4-1/4 hours of extended footage, with chapter indexes and searchable running transcripts, at THE COMPLETE INTERVIEWS . Also, at THE DOCUMENTARY CONCORDANCE , you can look up these different interfaith perspectives associated with key terms, a sort of interactive online concordance about the central moments and topics of the Protestant Reformation’s origin story. It is the most thorough multimedia web resource of its kind available today on this subject.

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Unlock Your Earning Potential: Theses Are The Top Philadelphia Area Gig Jobs

T he gig economy is thriving across the Philadelphia area , offering gig workers and independent contractors a plethora of opportunities for flexibility you won’t find at a full-time job and matching a wide range of skill sets and lifestyles.

Whether you’re a night owl or an early bird, prefer to cozy up at home in your pajamas or hit the roads of Chester or Montgomery County , there’s a gig that’s just right for you.

From making deliveries through the scenic routes of Chester County to crafting engaging articles from a riverside park in Wilmington , these gigs allow you to earn extra cash, tailor your schedule, and leverage your unique talents and interests.

Here’s a look at some of the top Philadelphia area gig jobs, each with its own set of benefits and challenges:

Delivery Driver

Fast-growing suburbs like King of Prussia and West Chester are hotspots for food delivery apps services like Uber Eats , DoorDash , and Grubhub . The flexibility to choose your hours makes this gig especially appealing. Though earnings can fluctuate based on time and tips, the scenic drives and friendly communities can make it worthwhile.

On the flip side, being an independent contractor means your pay can be unpredictable and often depends heavily on tips and peak times. Additionally, wear and tear on your vehicle and the costs associated with gas and maintenance can eat into your earnings. And, unlike traditional jobs, gig work doesn’t offer benefits like health insurance or paid leave, which can be a significant drawback for some.

Freelance Writer/Content Creator

With a tapestry of historic towns and booming new developments, the Delaware Valley is a gold mine for content creation. Whether you’re reporting on local events or creating marketing content for small businesses, platforms like Upwork and Freelancer.com can connect you with clients who need your expertise.

However, platforms like Upwork and Freelancer.com aren’t without their challenges. You’ll face stiff competition that can lower rates, and these sites typically take a percentage of your earnings. Moreover, fostering long-term client relationships can be challenging in such a crowded marketplace.

Rideshare Driver

Across the river in New Jersey or down the I-95 corridor, driving for rideshare companies like Uber or Lyft offers great flexibility. You’ll discover charming towns and meet a diverse mix of people, from commuters in Trenton to tourists in Princeton .

On the flip side, earnings can be inconsistent, sometimes not quite matching the time and expenses involved, such as fuel and vehicle upkeep. Also, the absence of traditional employment benefits like health insurance or paid vacation can be a downside, especially if you’re relying on this gig as your main source of income.

Remote IT Support and Tech Consultant

The tech scene in the Philadelphia area is burgeoning, with many small businesses and startups in need of remote IT support. Platforms like OnForce and Field Nation allow you to choose projects that suit your skill set and schedule, ideal for balancing other personal or professional commitments.

On the downside, the flow of work can be unpredictable, and the absence of standard employee benefits such as health insurance and retirement savings is a significant drawback. Additionally, the competitive environment can suppress fees and make stable earnings difficult to achieve.

Tutoring and Online Education

Educational opportunities abound in this region, with its numerous schools and colleges. Online platforms such as Tutor.com and Chegg Tutors offer flexible schedules and the chance to work from anywhere, whether it’s a quiet spot near the Delaware River or your own living room.

However, the competition can be stiff, with many tutors vying for the same students, which might require lower rates to stay competitive. Additionally, these platforms often take a significant percentage of your earnings as commission, which can diminish your overall income.

Virtual Assistant

As businesses throughout the Philadelphia area look to streamline operations, the demand for virtual assistants has soared. Sites like Fiverr and Upwork provide the flexibility to work with diverse businesses from the comfort of your home, helping with everything from scheduling to customer service.

However, the competition can be intense, as thousands of freelancers compete for the same gigs. Additionally, the fees these platforms charge may reduce your actual earnings, and the inconsistency of work can lead to financial instability unless you’ve built a strong, recurring client base.

Handyman Services

For those with a knack for repairs or DIY projects, platforms like Thumbtack and TaskRabbit open doors to homes and businesses in need of your skills. Whether it’s a historic home renovation in Doylestown or a quick repair in a Newark apartment, your expertise can turn into a flexible, profitable gig.

The flip side? You’re in the ring with loads of other pros across the Delaware Valley, which can drive down prices and make steady work hard to come by. Plus, these platforms take a cut of your earnings, and the work can be hit or miss, making your income a bit unpredictable.

No matter where you are in the Philadelphia area, the gig economy offers you the chance to create a work-life balance that suits your needs, connects you with the community, utilizes your skills in dynamic ways, and, perhaps most importantly, puts more cash in your pocket.