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Education and training

Most universities and colleges welcome mature students for their commitment, experience and skills.

What qualifications do I need to become a mature student?

What is an access course, how do i find a college or university course, can i get funding for higher education, what should i do next.

When it comes to entry requirements, many universities and colleges have a flexible admissions policy that takes into account work and life experience.

As entry requirements vary so much, it's a good idea to get in touch with the admissions tutors for the courses in which you are interested. It could be worth meeting them to discuss your situation and your options before making an application. You may need to take an access course first.

To ease the transition back into education and help you settle in, universities and colleges often have orientation programmes tailored for mature students.

The UCAS guide for mature students is a thorough guide for those considering higher education

Access to higher education courses teach the knowledge and skills that you will need to begin a degree or diploma course. They are run by local colleges, usually as evening classes.

There are over 1,500 access courses listed on the Access to HE website .

The Complete University Guide provides a wealth of information on universities and courses.

UCAS process all UK university undergraduate applications. Visit their website to use the UCAS course search .

The Open University have been proudly proclaiming their lack of an upper age limit and lack of formal entry requirements for longer than anyone else. They offer a range of distance learning courses.

Studying can sometimes be expensive, but there may be concessions for older people - so make sure you ask. Many institutions also allow distance learning so you can study from home and save costs.

GOV.UK's student finance calculator provides information on the financial help available to students in higher education in England.

You can apply for an Advanced Learner Loan to help fund a course at a college or training provider in England. There are similar loan schemes available for those living in Scotland, Wales and Northern Ireland. You start to pay this loan back when you finish your course and you’re earning over £21,000.

Check if you’re eligible to apply for an Advanced Learner Loan

Read The Complete University Guide

Visit the UCAS website to use the UCAS course search

Consider if you need to take an access course

Alternatively, you could get in touch with the admissions tutors for the courses in which you are interested.

Where can I find more information?

  • Read about building up your skills and volunteering
  • University of the Third Age (U3A)

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Funding for mature students

The decision to return to study can be influenced by many different factors, but whatever your motivation it’s likely that considerations of how you fund your studies will form part into your decision.

There are lots of misconceptions around the ‘cost’ of studying, and debt from student finance. Martin Lewis from Money Saving Expert has a helpful guide explaining how student finance works , including how the total cost of studying is largely irrelevant as your repayments are based on what you earn (post graduation), not what you owe. He recommends thinking of your student loans as a graduate tax.

We’ve collated information about what funding might be available if you’re eligible for funding from Student Finance England. See our FAQs section to see about eligibility. What funding support you’re eligible for varies depending on your personal circumstances and your home country.

We refer mainly to Student Finance England, as most mature learners looking to study in West Yorkshire live nearby. If this doesn’t apply to you, see the relevant funding body for more information about your circumstances:

  • Student Finance Wales
  • Student Awards Agency Scotland – information for independent students
  • Student Finance Northern Ireland
  • British Council scholarships and funding for international students

You’ll usually only get student finance if you’re doing your first higher education qualification – even if your previous course was self-funded. However, you may still be eligible for limited funding in certain circumstances and for some courses – see below.

From 2025, the UK government plans to offer all individuals a lifelong loan entitlement (LLE) which would be equivalent of four years of post-18 education to use over their lifetime. Whilst this funding is not yet available, if you are in the early stages of planning your return to study you may wish to stay up to date on any developments.

Further Education and training

If you haven’t yet got the qualifications to begin a higher education course, funding is available for further education courses.

Advanced Learner Loans

You can apply for an Advanced Learner Loan to help with the costs of a Further Education course at a college or training provider in England.

Student Finance England will ‘write off’ any outstanding Advanced Learner Loan balances you owe for an Access to HE course once you complete a higher education course. This means you do not have to repay it.

Loan eligibility does not depend on your income and there are no credit checks.

Loan Bursary Fund

You may also be eligible for money from the Advanced Learner Loan Bursary Fund if you need help with some costs while studying, for example childcare, travel or trips related to your course.

Adult Education Budget

If you’re studying a Level 3 qualification, you might be eligible for an ‘ Adult Education Budget ’ grant instead of an Advanced Learner Loan. If you get a grant, you do not need to repay it. Ask your college or training provider about grants before you apply for a loan.

Higher education degrees

All new UK higher education students are eligible to apply for a loan through the UK government’s Student Finance service to help pay for tuition fees and support towards living expenses, so long as they meet the eligibility requirements (see our FAQs).

The tuition fee loan is paid directly to the University and the living cost loan is paid to you in instalments. You only start to repay the loan when you have graduated and are earning over a certain amount a year (£27,295 during 2022/23). Repayments are based on how much you earn, not how much you’ve borrowed.

Tuition fee loans

You can apply to borrow up to £9,250 for the 2022 to 2023 academic year . This is paid from Student Finance England directly to your university or college once you enrol.

Part-time students with a course intensity of 25% or more can apply to borrow up to £6,935 , depending on your course fee.

For UK students undertaking certain health and social care courses, NHS funding may be available – see below.

Maintenance loans for living costs

You can also apply for a Maintenance Loan for living costs. If you’re living independently (not with your parents) and studying outside London, you can get up to £9,706 per year in maintenance loans to support your living expenses (2022/23 rates)

The amount you’ll get depends on your family income, and is calculated by the Student Loans Company.

You may also be eligible to apply for extra financial support.

The Student Finance website has details of support for:

  • students on a low income, through Universal Credit
  • students with children or dependent adults, through a Childcare Grant , Parents’ Learning Allowance and/or Adult Dependant’s Grant
  • disabled students, through Disabled Students’ Allowance
  • medical, social work and teaching students, through NHS bursaries , social work bursaries , or teacher training funding
  • students studying abroad

Postgraduate study

You can apply for a Postgraduate Master’s Loan or Postgraduate Doctoral Loan to help with postgraduate course fees and living costs.

You can apply for a studentship which is a postgraduate position with funding for fees, living expenses or both. These might be funded by UK Research & Innovation or a company, charity or foundation, and are often focused on a particular area of study.

Find a Masters and Find a PhD have information on funding for the relevant programmes.

Grants, bursaries and scholarships

Many of Go Higher West Yorkshire’s members offer scholarships and bursaries, to ensure that students on low incomes are not excluded on financial grounds.

  • Bradford College: Access to Learning Fund for students in financial hardship and in need of extra help to stay on Higher Education course
  • University of Bradford
  • Calderdale College
  • University of Huddersfield
  • Kirklees College
  • Leeds Arts University
  • Leeds Beckett University
  • Leeds City College
  • Leeds Conservatoire
  • Leeds College of Building
  • Leeds Trinity University
  • University of Leeds
  • Wakefield College

Useful Links

Uk government: mature students university and funding.

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Scholarships and grant funding for mature students

further education loans for mature students in england

Looking for funding for mature students? If you’re over 25 years old or you have been financially independent of your parents for 3 or more years, then you are considered as a mature student. Adult or mature students are entitled to apply for government funding to study at university in the same way as younger students, but what you get depends on your own personal circumstances. If you are under 59 years of age, you can get the same package of support as all other undergraduates but your household income will be assessed based on yours or your partner’s income and not that of your parents.

extra funding for university

If you already have a degree, unfortunately you are not entitled to apply for government loan other than for specific vocational subjects such as teaching , social work , medicine, healthcare or dentistry . Funding a second degree can be harder, however, there are literally thousands of smaller charities and trusts in the UK which offer grants for educational or welfare purposes. Each one will have its own specific criteria and you will need to identify those for which you might be eligible. As part of our member benefits package , you can access an external database of over 3,500 charities and trusts which offer educational related grants.

There are also an increasing number of scholarships and grant funding for mature students which are being offered, mostly for first time students. Here are some examples.

Mature Students Scholarship £3,000 for students over the age of 25 studying at Goldsmith’s College, University of London

Access Entry Mature Students Bursary Worth £1,000 per year for each year of full-time undergraduate study to students at Royal Holloway over the age of 21 at the commencement of their studies, who have a household income of £25,000 or less.

Women Careers Foundation Applicants should be females over 21 years old (although younger applicants are considered if taking courses in music or dance) and must be a citizen of the United Kingdom. Applicants must apply in writing to 2 Watch Oak Blackham Tunbridge Wells Kent TN3 9TP enclosing S.A.E

Yorkshire Ladies Council for Education Women from Leeds and Yorkshire, over the age of 21 who must have a place at a British University and be unable to finance it themselves.

Don’t forget, just because you are a mature student, it doesn’t mean that you might not be eligible for some of the other scholarships which are not specific to a course or university and could be an additional source of income for you.

Find additional funding

Filter, find and apply for scholarships, grants or bursaries 
via the Funding Hub on Blackbullion.

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Funding for mature students

Find your perfect postgrad program search our database of 30,000 courses.

Mature student funding

Government funding in the UK

Both full- and part-time postgraduate students qualify for some sort of Government funding in the UK, but please note that or full-time and part-time students a masters course must be worth 180 credits to qualify for funding. Part-time students must complete the course in either two or four years (depending on the length of the full-time course) or three years if no other part-time option is available. Part-time students are not eligible for Government loans for living expenses, but they are for those loans covering tuition fees. The other major thing that affects Government funding in the UK is whereabouts you live.

For students living in England they can claim up to £10,906 over the duration of their course. 

If you are a resident of Wales, the Government offers a combination of loans and grants up to a total of £17,000, depending on your household income and this is for full- and part-time students. 

In Scotland, both full and part-time students can claim a loan of up to £5,500 for their tuition fees and full-time students under 60 years old can claim a loan of up to £4,500 for living costs. 

Northern Irish students can claim a loan of up to £5,500 to help towards the cost of tuition fees. 

Self-funding 

Another option that many mature students choose is self-funding. This usually is either through savings or by working as well as studying their postgraduate program. Most students who work and study are part-time students, but with o nline or distance learning courses you may find that you are able to work and study full time. 

Employer contributions 

If a colleague with a specific skill set is due to retire or leave, then you might find that your boss will agree to fund a postgraduate course that qualifies you do fill that position when it becomes free. It is fairly standard practice in the UK for employers to insist that employees who are having their studies funded by the business or organisation sign a contract agreeing to work for at least two years, otherwise the student will be liable to repay the costs of the course. 

Scholarships 

Spend some time searching through scholarships and bursaries especially those available directly from your university as they are usually open to a wide range of students. Applying to scholarships often requires writing a personal statement and providing grade transcripts throughout your studies. And don’t forget if you get offered a place on a postgraduate program you will be eligible to apply for a Postgrad Solutions Study Bursary worth £500.

Private loans 

There are a few financial institutions that offer career development loans and postgraduate study loans. Be sure before you borrow the money, but since you are a mature student , this is probably not the first time you've borrowed money. 

Help if you have a disability 

Both the Government and universities themselves offer additional funding to students with disabilities . Mature students are more likely to have a disability, so make sure you find out what additional help you could get with the Disabled Student Allowance. 

Full- and part-time mature PG students

Here is a table showing the numbers of full- and part-time mature postgraduate students by age group and study mode in 2018-19 

Mature students study modes

Related articles

What Is A Mature Student? A Definition

Adult Learning: PG Studies As A Mature Student

Best Universities For Mature Students

What Funding Is Available To Disabled Postgraduate Students In The UK?

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further education loans for mature students in england

£50 million to help mature students with extra costs

The bursary scheme will support mature students to get the skills and qualifications they need in further education, by helping to meet costs…

further education loans for mature students in england

The bursary scheme will support mature students to get the skills and qualifications they need in further education, by helping to meet costs such as childcare, travel, books and equipment.

The fund is one element of a package of support for people who take out 24+ Advanced Learning Loans from next year.

The package of support also includes:

  • Allowing those taking Access to Higher Education Diploma courses to apply to the Student Loans Company to write off any outstanding 24+ Advanced Learning Loan on completion of their HE course.
  • Additional information, advice and guidance for adults who are unsure about taking out a loan, provided by the National Careers Service including a targeted face to face session with a careers adviser for older adults.

Business Secretary Vince Cable said:

“I strongly believe in the importance of adult learning. We recognise that some people face financial barriers which is why we are introducing this fund and extra support.

“There are many people who discover an appetite and aptitude for study later on in life and want to pursue a university degree. These measures will support access to HE students who will not incur the cost of two loans to achieve a degree.”

Skills Minister John Hayes said:

“Learning should drive social purpose and serve the common good. Through gaining and using skills, individuals obtain a stronger sense of pride in their own achievements. People with such esteem nourish a healthy society.

“That is why I am determined that further education and the benefits it engenders, should be available for all, not the privileged few.

“Investing in the substantial package of measures announced today is evidence of the Government’s commitment to ensuring everyone, no matter what their age or background, can pursue their chosen path in life.”

24+ Advanced Learning Loans will be introduced for students starting in September 2013 and will operate on the same basis as Higher Education student loans, with repayment starting after the course is finished and the individual is earning above £21,000. Regulations which allow these loans to be introduced will be laid in Parliament today.

**Notes to editors:

From September next year, people over the age of 24 who are studying at Level 3 or higher, including Advanced and Higher Apprenticeships, will be able to take out a 24+ Advanced Learning Loan to cover the cost of their course fee. The loans will be better than anything on the high street and will have low real rates of interest and any outstanding loan amounts will be written off after 30 years. They will replace Government grants for this group who represent around 10 per cent of learners. Younger learners, those seeking to gain basic qualifications at Levels 1 and 2, and those on out of work benefits will continue to be funded by grants.

The budget for 24+ Advanced Learning Loans is £129 million in 2013-14 and £398 million in 2014-15. The loans are expected to help 82,000 adults in 2013-14 and 204,000 adults in 2014-15 access learning.

Research published by the Department for Business, Innovation and Skills in May shows that 74 per cent of people surveyed say they might, probably would or definitely would undertake learning following the introduction of loans. It also shows that when the terms and conditions of the loans were explained, they became even more positive. More information can be found on the BIS website http://www.bis.gov.uk/assets/biscore/further-education-skills/docs/a/12-795-attitudes-to-further-education-loans.pdf

The £50 million bursary fund is spread over two years (2013-14 and 2014-15). The profile across the two years will be confirmed in due course. It comprises £20 million which has yet to be allocated to colleges and training organisations, plus a reprioritisation of £30 million of current budgets for learner support. The level of the bursary fund will be kept under review so that the right level of support is provided. The method of allocating the fund to colleges and training organisations will be confirmed in due course. Colleges and training organisations will have freedom to disburse the fund, but the Government will set an expectation about the vulnerable groups that could be supported (e.g. learners with learning difficulties and disabilities).

Access to Higher Education Diploma courses are designed to help people with low skills move quickly to a Higher Education programme. In 2010/11, 23,000 people aged 24 and above took Access courses. The projected cost of writing off 24+ Advanced Learning Loans for these courses, for learners who subsequently complete a programme of HE, is being accommodated within the BIS budget. The Student Loans Company will process applications from learners to have the loan for their Access course written off on receipt of their HE qualification.

People progress from FE to HE in a variety of different ways, including by gaining A-levels. However, Access to HE Diploma courses do not have the same value in the labour market as A-levels without the subsequent HE programme. This is why the Government is providing targeted support to those taking Access courses.

Every Access course is validated by an Access Validating Agency (AVA). AVAs are the organisations which develop, approve and monitor Access to HE courses. AVAs do not themselves provide Access to HE courses to students - colleges and other educational providers do this on the AVA’s behalf. AVAs are licensed by the Quality Assurance Agency to act as the awarding bodies for Access to HE. AVAs award Access to HE certificates to students who successfully complete the course requirements.

Regulations are being laid today to allow 24+ Advanced Learning Loans to be introduced. The regulations are made under the same powers as the Education (Student Support) Regulations, which underpin the HE student support system. As the regulations are laid under the negative resolution procedure, they will not come into force until more than 21 calendar days have passed and there are 40 days for Parliament to consider the regulations.

The National Careers Service was launched in April this year and combines highly-trained advisers with an interactive website. It offers independent, impartial information and advice on learning and work and access to a wide range of information about careers and the job market.

The Government’s economic policy objective is to achieve ‘strong, sustainable and balanced growth that is more evenly shared across the country and between industries.’ It set four ambitions in the ‘Plan for Growth’ (PDF 1.7MB) , published at Budget 2011: * To create the most competitive tax system in the G20 * To make the UK the best place in Europe to start, finance and grow a business * To encourage investment and exports as a route to a more balanced economy * To create a more educated workforce that is the most flexible in Europe.

Work is underway across Government to achieve these ambitions, including progress on more than 250 measures as part of the Growth Review. Developing an Industrial Strategy gives new impetus to this work by providing businesses, investors and the public with more clarity about the long-term direction in which the Government wants the economy to travel.

  • BIS’s online newsroom contains the latest press notices and speeches, as well as video and images for download. It also features an up to date list of BIS press office contacts. See [http://www.bis.gov.uk/newsroom](http://www.bis.gov.uk/newsroom) for more information.

Notes to Editors

Contact information.

Name BIS Press Office Job Title

Division Department for Business, Innovation & Skills Phone

Email [email protected]

Name Victoria Heath Job Title Ms Division Department for Business, Innovation & Skills Phone 020 7215 5950 Fax

Email [email protected]

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Study at Bristol

Funding for mature students.

We recognise that coming to university can present financial challenges for mature students. Bristol offers a range of bursaries and additional funding avenues for mature students in addition to the government student finance package.

Applying for student finance as a mature student

As a mature student, you can apply for  undergraduate student loans  through your regional student finance provider after you have applied to university. The student finance package can support with tuition fees and maintenance costs. Applications for student finance typically open in March each year.

Although in university terms a mature student is over 21, for student finance the definition is over 25 years old.

If you are aged over 25, the amount of maintenance loan you receive from student finance will be dependent on your own circumstances rather than the household income of any parents or guardians.

If you are aged between 21 and 25, your household income assessment will typically include any earnings from parents or guardians.

Students under 25 who have supported themselves financially for three years before their course starts, will need to supply proof of financial independence when applying. We recommend speaking to our Student Funding Office .

There is subject-specific advice for students applying to study Medicine , Dentistry , Dental Hygiene and Therapy or Veterinary Science .

Previous higher education study

If you have ever studied at higher education level before ( level 4 or above ) then this may affect your  eligibility  for student finance, even if it was a long time ago or you never completed the qualification.

You will usually not be eligible for a tuition fee loan or maintenance loan from Student Finance England if:

  • you already have an honours degree;
  • and your current course is at the same or a lower level than your previous course.

For some courses, second-degree students can apply for maintenance loans. Read more about funding for second-degree studies in  medicine ,  dentistry , and  veterinary science . 

If you have already studied an undergraduate degree, you can consider postgraduate study which can be funded through  postgraduate loans .

Additional government funding

Depending on your circumstances, you may be eligible to receive additional funding support from the government:

  • Disabled Students’ Allowance
  • Childcare Grant  
  • Parents’ Learning Allowance  
  • Adult Dependants’ Grant  
  • Universal Credit

University bursaries and additional funding

The University offers a range of means-tested bursaries and funding avenues for mature undergraduates.

Please note that the deadline to apply for ‘additional funding’ changes each year.

Mature care leavers, estranged students and bereaved students under the age of 25 may be eligible to receive the Bristol Stand Alone Bursary .

Financial Assistance Fund

The University of Bristol also offers  emergency and hardship funds  for students who are registered and have started their course. This supports students with additional costs which may not be covered by other support packages, or who have financial emergencies.

Funding level 3 studies

The  Advanced Learner Loan  is available from the government to cover the costs of studying a level 3 course, such as Access to HE Diplomas and A-levels, which might be required for university study. Further education providers will tell you how to apply for this loan.

Think Student

Do Mature Students Get a Student Loan?

In General , University by Think Student Editor September 16, 2022 Leave a Comment

In the UK, a mature student is officially defined as a person who is over the age of 21 by the start of their first academic university year. Once you become a mature student, some of the rules, particularly regarding funding, start to change. If you are a mature student or will be by the time you start your university studies, then understanding how the rules change is vitally important. It’s especially useful to understand your eligibility as a mature student when it comes to student finance and loans.

In the simplest terms possible, yes, as a mature student you can receive funding for your university studies. However, there are lots of factors which come into play when applying for and receiving your student loans. The most important thing to know is that if you already have an undergraduate degree, you will not be eligible to receive funding for another degree of the same level. There are other factors which can contribute to your total loan including your household income and where you’re living and studying.

For more information about mature student loans, what the limitations are and whether you’ll be eligible, keep reading.

Table of Contents

Can you get a student loan as a mature student?

University is not designed for a specific age group. Anyone wanting to increase their level of education will be able to find a degree for them. At any age, you can study an undergraduate degree all the way through to a doctorate. Generally, most students starting university for the first time are aged between 18 and 21, as mentioned in this article .

However, this doesn’t mean to say that you can’t undertake a degree at an older age. For more information about the age at which you can go to university, click here .

Near enough everyone is eligible for a student loan of some form. No matter what your age, you will always be eligible for funding as long as you have never taken an undergraduate degree before. The only difference between mature and younger students is the amount each age group may be able to receive.

Can you get a tuition loan as a mature student?

There are two types of student finance; tuition loans and maintenance loans. Tuition loans cover the cost of the degree itself and are paid to the university. Maintenance loans are used for everything else, usually accommodation costs. However, lots of students will also use maintenance loans for general living expenses, such as food.

As a mature student, you are eligible for both maintenance and tuition loans. The amount you must pay per year in tuition fees is the same, regardless of how old you are. The difference is that mature students will generally receive less tuition funding each year.

The tuition loan you receive will largely depend on how much you and anyone else in your household earns. If you are over the age of 25, then your parents’ income no longer contributes towards the total household income which student finance will consider.

To apply for student finance, visit the government website here .

Can you get a maintenance loan as a mature student?

Maintenance loans are also possible to receive as a mature student. These loans are granted based on several factors which can affect the amount you receive per year.

The first of these factors is location. For students applying to study in London, a larger sum of money is granted for each year. This is due to the higher cost of living in the area, particularly accommodation prices.

As lots of mature students have moved out from their parents, they usually choose to continue living at home whilst studying. If you do live at home, you won’t receive as much in maintenance loans as you don’t have to pay for university accommodation.

Another of the factors affecting the amount you’ll receive is whether you study in full-time or part-time education. Part-time students have the opportunity to go out and earn money whilst they’re not studying . This means you won’t receive as large a sum if you don’t study full-time.

The final factor contributing to the amount you receive in maintenance loans is your household income. If you’re still living with your parents, their income will contribute to your household income. On the other hand, if you live alone, your household income comes solely from what you earn.

You can read more about how much you’ll be eligible for depending on where you live in this government article .

Can anyone get a student loan?

Not everyone will be able to receive the same amount, but everyone in the UK is eligible for some form of student loan for an undergraduate degree, no matter their age. The only people who cannot receive any funding are those who already hold an undergraduate degree.

The application process for mature and younger students is the same when it comes to student finance. You are allowed to apply for student finance from around March of the academic year before your course start date. For more information about when you can start applying, click here .

The deadline for student finance is exactly nine months after the start date of your course. You can read more about the student finance application deadline in this article . You can apply for student loans at any point between these two dates. However, it is strongly recommended that you apply before the start of your course.

Unfortunately, if you are looking to take any form of postgraduate or doctorate degree, it is more difficult to receive funding. If you’ve never taken any postgraduate education before, or are continuing from an undergraduate degree, you should receive the same funding as an undergraduate student.

However, some postgraduate students have to rely on the bursaries and scholarships offered by universities themselves. It all depends on where you’re studying and what you’re studying for. Make sure you do your research before applying to postgraduate degrees and see what you might be eligible for.

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Grants for Mature Students in the UK: Funding Opportunities

Are you a mature student looking to further your education but worried about the cost? Good news! Grants for mature students UK are available to help cover tuition fees , living expenses, and other education-related costs. These grants are designed to support adult learners in pursuing higher education and achieving their personal and professional goals.

Eligibility for these grants may vary depending on factors such as age, income, and course of study. Grant applications can be a great way to access higher education without worrying about financial burdens. But why grants? According to recent statistics, over 50% of mature students say economic concerns are the biggest barrier.

So if you’re ready to take the next step in your educational journey, keep reading!

Eligibility Criteria for Government-Funded Education Grants and Financial Help for Mature Students

Age limit for mature students to receive funding from the government.

Mature students interested in pursuing further education often wonder if they are eligible to receive funding from the government. One of the most frequently asked questions is, “What is the age limit for mature students to receive funding?” The answer is that there is no specific age limit. However, most government-funded education grants and financial help programs are designed to support individuals over 19 years old.

Maintenance Funding Available for Independent Mature Students

Independent mature students may be entitled to maintenance funding, which can help cover living expenses such as rent, bills, and food. To qualify for this type of funding, a student must meet certain eligibility criteria. This includes being over 19 years old, studying at an approved institution, and not receiving any other form of financial support.

Entitlement to Scholarships and Other Forms of Financial Support for Mature Students

Mature students may also be entitled to scholarships or bursaries that can help cover the cost of tuition fees or additional expenses related to their studies. Some scholarships are specifically designed for mature students who have taken a break from their studies or are returning to education after a period away.

In addition to scholarships and bursaries, other forms of financial support are available for mature students. These may include loans or grants to help pay for course materials or travel expenses associated with attending classes.

Earnings and Years of Work Experience That May Affect a Mature Student’s Eligibility for Funding

Earnings and years of work experience can play a role. For example, some grant programs may require applicants to demonstrate a certain income level or work experience before they can qualify.

Different Types of Grants and Bursaries Available for Mature Students in the UK

Financial aid for mature students in the uk.

Many mature students in the UK find it challenging to fund their education. They may have other financial commitments, such as a mortgage or family responsibilities, making paying tuition fees and living expenses difficult. Fortunately, grants and bursaries help mature students cover these costs.

Types of Grants and Bursaries Available

  • University Grants: Many universities offer financial assistance to mature students struggling to pay for their education. These grants can cover tuition fees, accommodation, and other related expenses.
  • Charitable Trusts: Several charitable trusts in the UK provide grants and bursaries specifically for mature students. These trusts aim to support individuals who want to return to education later in life.
  • Government Funding: The government provides several types of funding for higher education, including loans, grants, and bursaries. Mature students can apply for these funding options through Student Finance England.
  • Employer Sponsorship: Some employers offer sponsorship opportunities for employees who want to further their education. This type of sponsorship can cover all or part of the tuition fees and related expenses.

How Grants and Bursaries Can Help

Grants and bursaries can help mature students overcome some financial challenges of returning to education later in life. With financial assistance from universities, charities, government organizations or employers, they can focus on their studies without worrying about how they will pay their bills.

Moreover, receiving a grant or bursary can give mature students a sense of validation that someone believes in them enough to invest in their future success despite any age-related prejudices they may encounter on campus or elsewhere.

Tuition Fee Loans and Additional University Awards for Mature Students at Open University

Tuition fee loans for mature students in the uk.

If you’re a mature student in the UK looking to pursue higher education, tuition fees can be a significant barrier. However, Open University offers tuition fee loans that can help ease this burden. These loans are available for eligible students studying at least 25% of a full-time course load.

Maximum Amount of Tuition Fee Loan Available for Open University Students

The maximum tuition fee loan available for Open University students is £6,165 per year. This amount is subject to change each academic year and may vary depending on your specific circumstances.

Additional University Awards and Regional Student Finance Bodies

In addition to tuition fee loans, other financial support options may be available to mature students at Open University. For instance, additional university awards or regional student finance bodies may provide grants or bursaries to help cover the cost of living expenses while pursuing higher education.

To find out more about these options, it’s best to check with your regional student finance body or contact the financial aid office at Open University.

Full and Part-Time Study Options for Mature Postgraduate Students

Returning to school as a mature student can be daunting, but it’s never too late to pursue further education. Many options for mature postgraduate students in the UK are available, including full-time and part-time study options.

Full-Time Study

Full-time study is an excellent option for mature students who want to focus solely on their studies. It provides a structured learning environment with set schedules and deadlines. The benefits of full-time study include:

  • Immersive learning experience: Full-time students have more time to dedicate to their studies, which can lead to a more immersive learning experience.
  • Faster completion: Completing a course in less time means you can apply your newfound knowledge more quickly.
  • Access to resources: Full-time students often have access to additional resources such as libraries, research materials, and academic support.

Part-Time Study

Part-time courses are ideal for mature postgraduate students with other commitments such as work or family responsibilities. They offer greater flexibility than full-time courses, allowing you to balance your studies with other obligations. Some benefits of part-time study include:

  • Flexible schedule: You can choose when you attend classes or complete coursework based on your schedule.
  • Reduced financial burden: Part-time courses are often less expensive than full-time courses since you’re not taking as many credits per semester.
  • Work-life balance: Studying part-time allows you to maintain your current job while pursuing further education.

Undergraduate Study

Mature postgraduate students don’t necessarily need to jump straight into postgraduate courses; an undergraduate study is also an option. Many universities offer undergraduate programs designed specifically for mature students who may not have completed their bachelor’s degree earlier. These programs provide foundational knowledge that can prepare you for postgraduate study.

Welsh and English Maintenance Loans and Grants for Mature Students

Funding for mature students in wales.

Mature students looking to study in Wales can access a variety of funding options to help with their living costs. The Welsh Government offers both maintenance loans and grants, which are available to eligible students.

Eligibility Requirements

To be eligible for the Welsh Maintenance Loan, mature students must meet the following criteria:

  • Be aged 60 or under at the start of their course
  • Be studying for an undergraduate degree or equivalent course
  • Have lived in the UK for at least three years before starting their course
  • Meet residency requirements set out by Student Finance Wales
  • Meet income thresholds set out by Student Finance Wales

The funding received will depend on household income and course intensity. Mature students can apply for loans and grants, with grants awarded based on household income.

Applying for Funding

To apply for funding, mature students should visit the Student Finance Wales website and complete an online application form. Before using, it’s important to gather all necessary documents, such as proof of identity, proof of income, and evidence of residency.

Once the application has been submitted, it can take up to six weeks to receive a decision from Student Finance Wales. Funds will be paid directly into the student’s bank account at the start of each term if approved.

It’s worth noting that mature students may also be eligible for other forms of financial support, such as bursaries or scholarships offered by their chosen university.

Living Away from Home: London and Outside London Options

Higher living costs in london compared to other parts of the uk.

London’s Living costs are generally higher than other parts of England, Scotland, and Northern Ireland. Mature students who plan to live away from home while studying should consider this fact when choosing their location. While living in the capital city is an exciting prospect for many, it may not be feasible for those on a tight budget.

Sharing a Household as an Option

Mature students living away from home may consider sharing a household with other students or professionals to save on expenses. This can include shared accommodation such as flats or houses, where rent and utility bills are split between tenants. Websites like SpareRoom.co.uk and Roomgo.co.uk offer listings for shared accommodation options across the UK.

Cookies Personalizing User Experience and Tracking Website Traffic

When browsing websites that offer grants for mature students in the UK, it’s important to note that many sites use cookies to personalize user experience and track website traffic. Cookies are small text files stored on your device when visiting a website. They can remember your preferences, login information, and browsing history to enhance your experience on the site.

It’s important to read through the cookie policy of any website you visit before accepting their use of cookies. You can adjust your browser settings to block or delete cookies if you prefer not to store them on your device.

Financial Help for Adult Learners: Popular Options

Loans and finance options.

Mature students looking to pursue further education may need financial assistance to cover the costs of their courses. Loans and finance options are available to help them achieve their educational goals.

Loans can be obtained from banks, credit unions, and other financial institutions. Students must pay back these loans with interest, but they provide a convenient way to cover the upfront costs of tuition fees, textbooks, and other expenses.

Finance options such as student credit cards or personal loans can also offer a flexible way for mature students to fund their education. However, it is important to consider the interest rates and repayment terms before taking out any form of finance.

Bursaries, Scholarships, and Grants Based on Income

Bursaries, scholarships, and grants are popular forms of financial aid that do not require repayment. These types of funding are often awarded based on specific eligibility criteria such as academic achievement or household income.

Income-based support can benefit mature students with additional financial responsibilities such as dependents or mortgages. Some examples of income-based support include:

  • Maintenance Grants : These grants offer financial assistance based on exact household income. Mature students who fall below a certain threshold may be eligible for this type of funding.
  • Adult Dependents’ Grant : This grant provides extra money for mature students with adult dependents such as partners or children.
  • Childcare Grant : This grant helps mature students pay for childcare while they attend classes.
  • Disabled Students’ Allowance : This allowance offers additional financial support for mature students with disabilities.

Part-Time Tuition Fee Loans and Grants, Welsh Maintenance Loans and Grants for Mature Students

If you’re a mature student in the UK looking to return to university, you may be eligible for financial assistance through part-time tuition fee loans and grants. These loans and donations can help cover the cost of your tuition fees while you study.

In addition to tuition fee assistance, Welsh maintenance loans and grants are also available to help mature students cover their living expenses while studying. This financial support can make it easier for mature students with other financial responsibilities, such as families or mortgages, to return to education.

However, it’s important to note that loan repayments for mature students are based on income. This means you won’t have to pay back more than you can afford. It is a great way for those who want to pursue higher education but do not want the debt burden.

Furthermore, some universities offer additional services specifically designed to support mature students during their studies. For instance, certain universities may provide childcare services so parents can attend classes without worrying about their children’s safety or well-being. Career advice is another service many universities offer that guides job prospects after graduation.

In summary, several options are available if you’re considering returning to university as a mature student in the UK but worried about financing your studies or living expenses while studying. Part-time tuition fee loans, grants, and Welsh maintenance loans and grants could provide you with the financial support needed while pursuing your academic goals. Taking advantage of additional university services can further ease any concerns about returning to education later in life.

Grants for Mature Students UK

In conclusion, mature students in the UK have various options to receive financial help and support for their education. The government offers different types of grants, bursaries, and loans that mature students can apply for based on their eligibility criteria. Open University provides tuition fee loans and additional awards for mature postgraduate students. Welsh and English maintenance loans and grants are also available to help with living expenses.

Living away from home provides London and outside London options that cater to the needs of adult learners. Part-time tuition fees, grants, Welsh maintenance loans, and grants are also available to support mature students who wish to study part-time.

If you’re a mature student looking for financial aid to pursue your studies, it’s best to research all the available options before making any decisions. Ensure you meet the eligibility criteria before applying for grants or bursaries.

1. Can I get a grant as a mature student?

Yes, various grants are available for mature students in the UK, depending on your eligibility criteria.

2. What is the age limit to be considered a mature student?

There is no age limit to be considered a mature student; however, most universities think anyone over 21 is a mature student.

3. How do I apply for a grant as a mature student?

You can apply online through the government website or your university’s financial aid office.

4. What type of expenses can I cover with my grant?

Grants typically cover tuition fees or living expenses such as accommodation or transportation costs.

5. Am I eligible for both a grant and loan simultaneously?

Yes, depending on your circumstances, you may be eligible for both; however, it’s important to note that loans must be repaid, while grants do not need to be repaid.

6. Can I receive a grant if I’m studying part-time?

Yes, it is possible to receive a grant even if you are studying part-time.

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Home

Funding Further Education for Disabled Students

Introduction.

Who funds Further Education?

Do I have to pay tuition fees?

Other people who can get full funding

Advanced Learner Loans

Funding for apprenticeships.

Traineeships

How is disability-related support funded?

Can I get funding for transport to and from college?

Local authorities

Social Services

Free and Concessionary Bus Passes

Are there any other sources of funding?

16-19 Bursary Fund

Discretionary Support Funds

Advanced Learner Loan Bursary Fund

Charitable trusts

Who will fund my place at a Special Post 16 Institution (SPI)?

Can I claim welfare benefits whilst I study?

Personal Independence Payment (PIP)

Universal credit.

Further information

Useful contacts

This factsheet provides funding information for disabled students in the UK who are studying at further education (FE) level. FE is post-16 education below degree level and not taught in a school. 

It’s important to think about funding before you enrol on a course. There are many sources of financial support, depending on the type of course you’re doing and your personal circumstances. The information in this section assumes you meet basic eligibility criteria such as nationality and residency. 

This factsheet mainly applies to England. Please refer to the  Useful contacts  section for information on organisations which can help you in Scotland, Wales and Northern Ireland. 

BACK TO START

Who funds Further Education?  

In England, the Education and Skills Funding Agency (ESFA) funds schools and academies with sixth forms, further education colleges, independent learning providers and special post-16 institutions. The funding is provided to these institutions for the education and training of children, young people and adults.

Colleges charge tuition fees for courses and receive money from the ESFA to run courses and subsidise tuition fees for some students. 

Do I have to pay tuition fees?  

In England you can receive free education up to the age of 19. After that age you may have to pay for your course yourself. However, there are certain groups who may not have to pay any fees or who can at least get some financial help. 

If you have an EHC plan, you may be still be eligible for funding up to age 25 but there is no automatic entitlement to education provision.  What is funded will depend on the outcomes and needs specified in your EHC plan, and the decision of your Local Authority. The Local Authority has to consider if the college suits your needs and if it is an ‘efficient use of resources’.

If you continue on to another course, funding may depend on you progressing or achieving the next level. However, in some cases the course can be funded at the same level, for example if it builds on your learning and is necessary for you to achieve the outcomes in your plan. 

You might qualify for full funding if you’re aged 19-23 and studying: 

  • entry Level or Level 1 and don't already have a higher qualification 
  • your first full Level 2 qualification
  • your first full Level 3 qualification

If your local college or training provider is not able to offer you a fully funded Level 3 course, we recommend you contact the National Careers Service to get information about alternative providers.  

You might also qualify for full funding if you’re unemployed, aged 24 or older and studying:

  • English for Speakers of Other Languages
  • A course to help you progress to Level 2
  • Your first full Level 2 qualification

‘Unemployed’ means someone who is getting Jobseekers Allowance (JSA), Employment and Support Allowance (work-related activity group) or Universal Credit, earning less than 16 times the National Minimum Wage per week and determined by Jobcentre Plus to be in one of the following groups: all work related requirements group, work preparation group, work-focused interview group.

Other people who can get full funding:  

If you are aged 19 and over you can get full funding to take GCSE English or Maths if you don’t already hold a Grade A*-C (9 - 4) in these subjects (there are different rules for apprentices). Funding is also available for Functional Skills and stepping-stone qualifications to help you get to that level. 

Full funding is also available for essential digital skills qualifications up to and including level 1 if you have digital skills assessed at below level 1.

Full funding is available for a level 3 qualification to help train and gain skills that you may need to improve job prospects and meet the needs of the economy. This funding can be accessed for almost 400 courses. You will no longer need to take an advanced learner loan to pay for course fees if you:

  • are 19 or over and do not already have a level 3 qualification
  • already have a level 3 qualification or higher but earn below £20,319
  • already have a level 3 qualification or higher but are unemployed.

If you’re not in any of the above groups, you might still get help with course fees at the discretion o f the college or training provider and usually depends on you getting benefits. We always recommend asking for help with fees if you can’t afford to take a course that would improve your employment prospects.

Tuition fee loans are available to all learners aged 19 and above for general and technical qualifications at levels 3, 4, 5 and 6 at an approved college or training provider. Loans are also available for courses at levels 5 and 6 which provide a clear route to develop high-level technical and professional skills. The loans are administered through the Student Loans Company and are not means-tested. Cour se fees in further education vary depending on the type of course and the provider. If possible, you should get advice from a careers adviser before deciding whether to apply for a loan.

Before you apply for the loan, your college or training provider should give you a Learning and Funding Information letter. This letter should outline the course you’re taking and the exact fees, so you know what you’re signing up for. You apply online through the Student Finance website or by post by completing a paper application. If you apply online, you should get a letter confirming your loan within 2 weeks.

You start repaying your loan when your income is over £480 a week, £2,083 a month or £25,000 per year. For example, if your salary is £30,000, you pay 9% of £5,000 (£37 per month) taken through the income tax system.  Some things to bear in mind: 

  • Interest will continue to be added to your loan whether you're repaying it or not.
  • You don't repay anything while you're earning less than £25,000 - this includes if you start repaying but then your income goes down or you lose your job.
  • The SLC will write off any outstanding amount for a student who studies an Access to HE course and then moves into and completes a course of higher education. 
  • After 40 years any remaining debt will be wiped clear.  

Apprenticeship funding mainly comes from the government with employers contributing through a tax on big business (known as the apprenticeship levy), or 10% of the cost if they are a small employer. As an apprentice you should never have to pay for your own training.

If you’re aged 16 -18

  • employers and providers should each receive £1,000 towards your training costs.
  • and where an employer has fewer than 50 people working for them, the government will pay 100% of the training costs.

If you’re aged 19 -24

  • the same funding as above (for 16-18 year olds) will be available to employers and providers if you have an Education, Health and Care (EHC) Plan.
  • extra funding will also be available if you have been in the care of the local authority.

Traineeships  

Traineeships can prepare you for an apprenticeship if you don’t yet have the skills and experience that employers are looking for. They help you to become ‘work ready’ and include work preparation training, Maths and English and work experience needed to get an apprenticeship or other job. 

You can apply for a traineeship if you’re aged 16 to 24, or up to 25 if you have an Education, Health and Care (EHC) Plan, and have a level 3 qualification or below. A traineeship can last between six weeks and one year.

The good points of traineeships include the fact that the work experience must be high quality and a proper job role. Employers have to give you an ‘exit interview’ when you finish, or a job interview if a role bec omes available. You also get a reference at the end of the placement. 

You won’t usually get paid on a traineeship but employers are encouraged to support you with expenses such as transport and meals. You can find out more about traineeships from local colleges and training providers or by calling the Apprenticeship Helpline on 08000 150 600.

From 1 August 2023, the government no longer funds traineeships as a standalone programme.

How is disability-related support funded?  

Colleges and training providers are not allowed to turn students away due to the cost of their support, nor are they allowed to charge students for their support. Under the Equality Act 2010, they must make reasonable adjustments to avoid disabled students being placed at a ‘substantial disadvantage’. They receive money from the ESFA to meet the costs of reasonable adjustments. In colleges this is usually called Learning Support and it is provided in a way to enable them to be flexible in the way they support all their students. 

If you’re aged 19-24 and have very high support needs you may have an EHC plan and get individual funding from your local authority. If not, the college can apply for extra money called Exceptional Learning Support.  

Whatever your situation, you can expect extra disability-related study costs to be covered by the education provider under the Equality Act.  

Examples of support include:  

  • additional teaching for students with learning difficulties 
  • an interpreter for deaf students 
  • materials in alternative formats 
  • specialist computer software. 

If you need specialist equipment, such as a computer with assistive software, the college should be able to make this available for use on campus. However, it will remain the property of the college and it’s unlikely that you’d be able to take these items home. 

Learning Support should be available from your college or training provider on a traineeship or apprenticeship. You can also apply for Access to Work  www.gov.uk/access-to-work/overview  towards extra work-related costs.

Can I get funding for transport to and from college?  

Local authorities  .

In England, local authorities must make sure young people aren’t prevented from attending college due to transport difficulties.          

Each council must publish a Transport Policy setting out the support they offer to all young learners aged 16-19 and those over 19 continuing a course started before their 19th birthday. The council also has a duty to encourage and assist disabled young learners with participating in education up to the age of 25. It is therefore good practice for councils include information about transport arrangements for disabled young learners up to the age of 25.    

The options can include subsidised bus passes or railcards, a minibus or taxi provided by the local authority.

If you don’t feel you’re getting enough help with transport, there is no other legal remedy apart from a judicial review. However, you may wish to make a formal complaint to the relevant department at the local authority. 

If you have an EHC plan, it should include your transport needs. 

Social Services  

Under the Care Act 2014, your local Social Services or Social Work Department has a duty to support you with transport. This can include help getting to and from college. 

Social Services should carry out an assessment of need and agree a personal budget. It will then be up to you how you spend the budget in your personal support plan. In practice this might sometimes mean a trade-off between spending your budget on personal care needs or transport.

Free and Concessionary Bus Passes   

There are free and concessionary Bus pass schemes for disabled people across the UK. The terms and conditions of the schemes vary. 

To find out more contact your Local Authority in England, Scotland and Wales or Translink in Northern Ireland.

Are there any other sources of funding?  

16-19 bursary fund  .

If you’re aged between 16 and 19 years you might be eligible to receive a bursaryto help with education related costs. This may include support with travel costs, essential course equipment such as uniform or hair/beauty kit, books, educational trips and visits, authorised university visits and help with UCAS fees.  The scheme is made up of two elements:

  • A bursary of up to £1,200 per year if you’re considered to be vulnerable  -  You’re considered to be vulnerable if you’re: in care or a care leaver; getting Income Support or Universal Credit; receiving Disability Living Allowance (DLA) or Personal Independence Payments (PIP) in your own name as well as  Employment and Support Allowance (ESA) or Universal Credit. If you qualify your school or college will pay you.  
  • A discretionary award if you face financial barriers  - Your college or training provider is responsible for deciding who is eligible, how much to pay and how regularly to pay it. They’ll usually want to see evidence, for example a letter about your benefits. 

Discretionary Support Funds  

Funding bodies give colleges money so that they can make hardship grants to their students. These funds are aimed at helping disadvantaged students with the costs of further education, for example, because they have a low income or have a disability.  

Each college has their own policy on who is eligible for funding and what they will provide grants for. 

Grants can cover the cost of: 

  • childcare and related transport costs 
  • course related books and equipment 
  • transport to and from college 
  • course field trips 
  • examination fees. 

Contact your Student Support or Welfare Officer at the college for further information and help in applying. 

Childcare funding is only available to students aged 20 upwards. If you’re 19 years old and need help to pay for childcare costs you should apply online  to the Care to Learn programme.  

Advanced Learner Loan Bursary Fund  

There is a bursary fund for students who take out Advanced Learning Loans. This fund provides support similar to Discretionary Learner Support but colleges have flexibility to respond to students’ needs and local circumstances. The fund can also be used to support learners with learning difficulties and disabilities, for example support workers, specialist equipment and necessary adjustments under the Equality Act. 

Apply to your college or training provider - each one has its own application process. Speak to student services if you need support with your application.

Charitable trusts  

If you have extra disability-related costs which can’t be covered by funding from any other sources, you could try applying to a charitable trust such as the Snowdon Trust  www.snowdontrust.org . 

Bursaries are made for one or two years and do not normally exceed £5,000. Awards are made for assistive technology and software, mobility equipment, additional cost of accessible accommodation, the cost of carers accommodation, sign language interpreters, notetakers and other vital human support. In exceptional circumstances, a grant can be provided to help with the cost of tuition fees. You will need to provide evidence that this request is directly related to your experience of disability. 

Applications are open year round. A panel meets three times a year to coincide with the three terms of the academic year. Applications submitted by: 

  • 2 June 2023 will be assessed in July 2023
  • 8 September 2023 will be assessed in October 2023
  • 26 January 2023 will  be assessed in March 2024. 

You can apply by completing an online application form or by downloading the application form from the website.

See our information on Funding from Charitable Trusts . 

You can ask for a Special Post 16 Institution (SPI) to be named in an EHC Plan. You don’t have to be refused a place at a local FE college before making your request. However the SPI must be suitable to meet your needs and it should be an ‘efficient use of resources’. Funding for a place at an SPI will only be considered if your EHC plan review has identified that your needs are best met at an SPI and this is stated in your Plan.  

If your Plan names an SPI which is on the S41 Secretary of State’s approved list, the local authority  must  secure the place and the college  must  admit you.  

If you have an EHC Plan and don’t agree with the named college or course your local authority is offering, you can appeal to the First Tier Tribunal. You and your parents/carers can also discuss reaching agreement with a mediator.

There is no guarantee that the Tribunal will make a decision in time for you to start your course in September. Early negotiation with your local authority on the named education provider and course is strongly advised. 

Can I claim welfare benefits whilst I study?  

Most full-time students can’t claim welfare benefits but there are some exceptions to this rule. It is important to let the Department for Work and Pensions (DWP) and other relevant agencies know that you’re starting a course. This is a change in your circumstances, so you must tell them even if you believe it won’t affect your benefits.

For individual advice it’s best to speak with a welfare rights specialist in the student money advice team at your college or try your local Citiz ens Advice Bureau  www.citizensadvice.org.uk/about-us/contact-us/contact-us/contact-us/ .

Personal Independence Payment (PIP) has replaced Disability Living Allowance for people between the ages of 16 and 64. PIP is a non-means tested benefit for people who need help taking part in everyday life or find it difficult to get around. It Is always paid on top of other benefits.

Universal Credit (UC) is a n ew benefit which has been rolled out across the UK to replace working age means-tested benefits. 

Most full-time students are not eligible for Universal Credit, but there are some exceptions to this rule. For example, you can claim Universal Credit if you have been assessed as having a limited capability for work before starting full-time study and receive PIP.

If you have not been assessed as having a limited capability for work before starting full-time study, the DWP will refuse your Universal Credit claim. CPAG Scotland has produced a detailed factsheet on students and UC:

https://cpag.org.uk/scotland/welfare-rights/universal-credit-and-students  Although this guide is for Scottish students, the situation is similar across the UK. 

Further information  

Disability Rights UK Student Helpline  

For further information on the above and the support that is available for disabled students, please contact the  Disabled Students Helpline : 

Tel:  0330 995 0414  

Tues and Thurs from 11am to 1pm  

Email:  [email protected]  

The helpline provides free information and advice to disabled students in England, their parents, carers and key advisers about opportunities in post-16 education and training. This includes further and higher education and apprenticeships. We also provide general information on the Equality Act as it applies to education and give advice on UK students' entitlement to welfare benefits. 

We produce a range of factsheets covering these subjects and frequently asked questions which you can access through our website at  www.disabilityrightsuk.org . 

Into Apprenticeships  

Into Apprenticeships is a careers guide for disabled people, parents and key advisers about applying for apprenticeships in England. It deals with common questions such as how to find an apprenticeship, whether the training will be accessible and what support is available in the workplace. There are several inspiring stories written by disabled apprentices about their own experiences and the challenges they have faced. The guide also contains a useful resources section listing further websites, publications and organisations which can help. 

Download Into Apprenticeships

Useful contacts  

Benefits-related information available at 

www.gov.uk/browse/benefits  

Northern Ireland: 

Telephone: ‘Make the Call’ Helpline: 0800 232 1272

Open Monday to Friday from 9:00am to 5:00pm

Website:  www.communities-ni.gov.uk/topics/benefits-and-pensions/benefits  

Department for Education (DfE)  

Telephone: 0370 000 2288

Email: https://form.education.gov.uk/service/Contact_the_Department_for_Education

Website: www.gov.uk/government/organisations/department-for-education   The government department with overall responsibility for further education. 

Welsh Government  

Telephone: 0300 0604400

Open Monday to Friday from 8:30am to 5:00pm

Email:  [email protected]  

Website:  http://gov.wales/topics/educationandskills

Department for the Economy

Tel: 028 9052 9900

Text Relay: 18001 028 9052 9900 

Email:  [email protected]

Website:  www.economy-ni.gov.uk/topics/further-education    

Website:  www.gov.uk  

Information on a wide range of government services, including, education, training, employment and welfare benefits. 

Directory of Social Change  

T el: 020 4526 5995 

Email:  [email protected]  

Website:  www.dsc.org.uk  

Education and Skills Funding Agency 

Email: Contact form

Website: www.gov.uk/government/organisations/education-and-skills-funding-agency

An executive agency, sponsored by the Department for Education, accountable for education and skills for children, young people and adults.

Education Authority (Northern Ireland)  

Details of regional offices are available on the NIdirect website at: 

Website:  www.nidirect.gov.uk/contacts/education-authority   

Go Wales   

Website:  www.gowales.co.uk  

Offers services to help students and graduates in Wales including work placements, work experience and funding for training. 

NI Direct  

Website:  www.nidirect.gov.uk  

Information on a wide range of government services in Northern Ireland, including, education, training, employment and welfare benefits. 

Scottish Funding Council  

Tel: 0131 313 6500

Email:  [email protected]  

Website:  www.sfc.ac.uk  

A non-departmental public body that funds Scotland’s further and higher education institutions.

Translink  

Website:  www.translink.co.uk  

Telephone: 028 90 66 66 30

Provide free and concessionary bus passes to disabled people in Northern Ireland. 

Careers services  

National Careers Service 

Tel: 0800 100 900

Website:  https://nationalcareersservice.direct.gov.uk  

Information and advice on jobs, careers, learning and training for people in England. 

Careers Service Northern Ireland 

Tel:  0300 200 7820

Email using the  online form  on their website

Website:  www.nidirect.gov.uk/careers  

Careers Wales 

Tel: 0800 028 4844

Website:  www.careerswales.com  

If you ring on your mobile they will call you back for free. 

Bilingual information and advice on jobs, careers, learning, and apprenticeships in Wales. 

Skills Development Scotland  

Tel:  0800 917 8000

Website:  www.skillsdevelopmentscotland.co.uk  

Information and advice on jobs, careers, learning and training in Scotland. 

Education and Learning  

Website:  www.gov.uk/browse/education  

Information about further or higher education and training 

23 November 2023

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  1. Education loans for studying in UK

    further education loans for mature students in england

  2. Ultimate Guide to education loans with FAQs

    further education loans for mature students in england

  3. Education Loan for Students in UK

    further education loans for mature students in england

  4. Postgraduate student loans UK: how much, how to apply and when you'll

    further education loans for mature students in england

  5. How to pay for college as an adult: older student survival guide

    further education loans for mature students in england

  6. The Different Types of Student Loans Explained

    further education loans for mature students in england

COMMENTS

  1. Mature students: university and funding

    Course entry requirements vary - check with the university or college. Some universities will accept professional qualifications or relevant work experience. Others may need: A levels. an Access ...

  2. Funding, Loans & Grants For Mature Students

    Wales. Students from Wales can apply for a Tuition Fee Loan to cover the cost of an undergraduate degree anywhere in the UK. Eligible students can get money towards the cost of accommodation and living costs, and some may also be able to apply for an additional means-tested Maintenance Grant. Maintenance Loans are available to all students.

  3. Student Finance for mature students 2024

    Part-time Maintenance Loans for mature students in the UK 2023/24. Mature students can usually access the same part-time maintenance funding that their younger peers have access to. The only exception applies to those aged 60 or above (or 61 and over in Scotland).

  4. Higher education and university for older people

    University of the Third Age (U3A) For more information call the Age UK Advice Line on 0800 678 1602. We're open 8am to 7pm, every day of the year. Please help us be there for older people in need. By donating today, you could help us answer more calls to our advice line, campaign harder for older people's rights and fair treatment and ...

  5. Financial support for further education

    Repayments are set at 9% of your income above the minimum of £27,295 a year (£2,274 a month or £524 a week). You'll be charged interest at the Retail Price Index (RPI) + 3% while you complete your course and until the following April after leaving your course. After that, interest is linked to your earnings. Payments will stop if you earn ...

  6. Funding for mature students

    Tuition fee loans. You can apply to borrow up to £9,250 for the 2022 to 2023 academic year. This is paid from Student Finance England directly to your university or college once you enrol. Part-time students with a course intensity of 25% or more can apply to borrow up to £6,935, depending on your course fee.

  7. Student support for the over 60s

    Instead, full-time students aged 60 and over may be eligible for a 'special support loan' of up to £4,221 for the 2023/24 academic year. The special support loan is fully means-tested, which means the maximum amount is only available to those with a household income of £25,000 or less (PDF). The loan amount is reduced at higher household ...

  8. Improving opportunity and choice for mature students

    Almost all postgraduate students are mature - 480,000 or 99.2 per cent of the total in 2018-19. 14 Since 2010-11, the number of UK-domiciled undergraduate mature students entering English higher education providers has declined by 19.2 per cent, a reduction of some 47,000 students - although this figure disguises a significant change in the ...

  9. Government funded education grants: get free financial help

    Student loans: Most UK higher education students are eligible for a student loan. The tuition fee loan can cover tuition fees up to £9,250 (for the 2022/23 academic year). ... Loans work in the same way for mature students - you'll get at least £5,100 if your household income is over £34,000, while those with an income under £19,000 can ...

  10. Scholarships and grant funding for mature students

    Mature Students Scholarship. £3,000 for students over the age of 25 studying at Goldsmith's College, University of London. Access Entry Mature Students Bursary. Worth £1,000 per year for each year of full-time undergraduate study to students at Royal Holloway over the age of 21 at the commencement of their studies, who have a household ...

  11. Financial support for further education students

    Further education students in England do not have to pay tuition fees if they are under 24 and studying for their first level 3 (A Level or equivalent) qualification. Advanced Learner Loan s are available to cover course fees for students 19 or older taking eligible qualifications at level 3 or higher that are not designated for higher ...

  12. Funding for mature students

    For students living in England they can claim up to £10,906 over the duration of their course. If you are a resident of Wales, the Government offers a combination of loans and grants up to a total of £17,000, depending on your household income and this is for full- and part-time students. In Scotland, both full and part-time students can ...

  13. £50 million to help mature students with extra costs

    The budget for 24+ Advanced Learning Loans is £129 million in 2013-14 and £398 million in 2014-15. The loans are expected to help 82,000 adults in 2013-14 and 204,000 adults in 2014-15 access ...

  14. PDF Mature and part-time students

    It also includes questions that higher education providers can use to further develop ... loans studying on courses at a level below first degree, such as foundation degrees, ... the non-continuation rate for mature students in England is currently around 12 per cent21, compared with around 6 per cent among young students. Significant reasons ...

  15. Funding for mature students

    Although in university terms a mature student is over 21, for student finance the definition is over 25 years old. If you are aged over 25, the amount of maintenance loan you receive from student finance will be dependent on your own circumstances rather than the household income of any parents or guardians. If you are aged between 21 and 25 ...

  16. Do Mature Students Get a Student Loan?

    In the simplest terms possible, yes, as a mature student you can receive funding for your university studies. However, there are lots of factors which come into play when applying for and receiving your student loans. The most important thing to know is that if you already have an undergraduate degree, you will not be eligible to receive ...

  17. Grants for Mature Students in the UK: Funding Opportunities

    Tuition Fee Loans for Mature Students in the UK. If you're a mature student in the UK looking to pursue higher education, tuition fees can be a significant barrier. However, Open University offers tuition fee loans that can help ease this burden. These loans are available for eligible students studying at least 25% of a full-time course load.

  18. Funding Further Education for Disabled Students

    Loans are also available for courses at levels 5 and 6 which provide a clear route to develop high-level technical and professional skills. The loans are administered through the Student Loans Company and are not means-tested. Cour se fees in further education vary depending on the type of course and the provider. If possible, you should get ...

  19. PDF Insight 9 May 2021 Improving opportunity and choice for mature students

    The promise of higher education is that it allows individuals - at any age - a chance to learn new skills and open up new opportunities. For mature students, university or college can be a second chance to learn, an avenue to a new career, and an opportunity to earn more money.1 The decision to go into higher education is often a more ...

  20. PDF Mature higher education students in England

    mature participation rate was 11.3% compared to 43.6% among those aged 20 or younger. Source: Participation rates in higher education: 2006 to 2018, DfE. The mature entry rate5 was higher among women at 16.6% in 2018/19 compared to 10.3% for men. Women also have higher participation rates among younger students.