essay about making money

Essay on Money for Students and Children

500+ words essay on money.

Money is an essential need to survive in the world. In today’s world, almost everything is possible with money. Moreover, you can fulfill any of your dreams by spending money. As a result, people work hard to earn it. Our parents work hard to fulfill our dreams .

Furthermore various businessmen , entrepreneurs have startup businesses to earn profits. They have made use of their skills and intelligence in getting an upper hand in earning. Also, the employee sector works day and night to complete their tasks given to them. But still, there are many people who take shortcuts to success and get involved in corruption.

Black Money

Black money is the money that people earn with corruption . For your information corruption involves the misuse of the power of high posts. For instance, it involves taking bribes, extra money for free services, etc. Corruption is the main cause of the lack of proper growth of the country .

Moreover, money that people having authority earns misusing their powers is black money. Furthermore, these earnings do not have proper documentation. As a result, the people who earn this do not pay income tax . Which is a great offense and the person who does this can be behind bars.

Money Laundering

In simple terms, money laundering is converting black money into white money. Also, this is another illegal offense. Furthermore, money laundering also encourages various crimes. Because it is the only way criminal can use their money from illegal sources. Money laundering is a crime, and the people who practice it are liable to go to jail.

Therefore the Government is taking various preventive measures to abolish money laundering. The government is linking bank accounts to AADHAR Card. To get all the transaction detail of each bank account. As a result, the government comes to know if any transaction is from an illegal source .

Also, every bank account has its own KYC (Know your Customer) this separates different categories of income of people. Businessmen are in the high-risk category. Then comes the people who are on a high post they are in the medium-risk category. Further, the last category is of the Employee sector they are at the lowest risk.

Get the huge list of more than 500 Essay Topics and Ideas

White Money

White money is the money that people earn through legal sources. Moreover, it is the money on which the people have already paid the tax. The employee sector of any company always has white money income.

Because the tax is already levied on their income. Therefore the safest way to earn money is in the employment sector. But your income will be limited here. As a result, many people take a different path and choose entrepreneurship. This helps them in starting their own company and make profitable incomes .

Every person in this world works hard to earn money. People try different methods and set of skills to increase their incomes. But it is always not about earning money, it’s about saving and spending it. People should spend money wisely. Moreover, things should always be bought by judging their worth. Because money is not precious but the efforts you make for it are.

Q1. What is Black Money?

A1. Black money is the money that people earn through illegal ways. It is strictly prohibited in our country. And the people who have it can go to jail.

Q2. What is the difference between Black money and White money?

A2. The difference between black money and white money is, Black money comes from illegal earnings. But white money comes from legal sources with taxation levied on it.

Customize your course in 30 seconds

Which class are you in.

• Travelling Essay
• Picnic Essay
• Our Country Essay
• My Parents Essay
• Essay on Favourite Personality
• Essay on Memorable Day of My Life
• Essay on Knowledge is Power
• Essay on Gurpurab
• Essay on My Favourite Season
• Essay on Types of Sports

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Download the App

Essays About Money: Top 5 Examples and 6 Prompts

With money comes great power; however, power must always come with responsibility. Discover thought-provoking essays about money in our guide.

Money is everywhere. We use it to eat, drink, clothe ourselves, and get shelter, among many other uses. Nowadays, it is an undisputed fact that “money makes the world go round.” The earliest known form of money dates back to around 5,000 years ago ; trade was previously carried out using a barter system. However, over the centuries, more and more nations began implementing a currency system, and money has become more critical. 

In the contemporary world, it seems to be “all about money.” However, it is important not to lose sight of what is important; we must maintain good physical and mental health and healthy relationships with the people around us. Money is necessary; it is just not the only thing necessary. To start your essay, read these examples to write insightful essays about money. 

5 Top Examples On Essay About Money

1. essay on money by prasanna, 2. how money changed human history by jacob wilkins, 3. capitalism: money that make money by ernestine montgomery, 4.  is money the most important thing by seth higgins.

• 5. ​​An Introduction to Saving Money by Jeremy Vohwinkle

Writing Prompts For Essays About Money

1. good uses for money, 2. the “dark side” of money, 3. money’s role in history, 4. morality vs. money, 5. can money buy happiness, 6. how to save money.

“Imagine the world without money. We will eventually come to a point where we will be asking questions like “what’s the point of life”. Hope and goals are some of the important things that will keep a man going in life. Without any sense of achievement or motivation, there wouldn’t be any inventions or progress in the world. People work to get money and then people work harder to get more money. This cycle of life that keeps a man motivated and hopeful is one of the biggest advantages of the system of money”

This essay gives readers a general outlook on money and its advantages and disadvantages. It gives people equal opportunity to work for their dreams and motivates them to be productive members of society, while it also raises the question of greed. Money, without a doubt, has its positive and negative aspects, but it exists and is only becoming more critical.

“But the barter economy was flawed. There was no universal measure for determining the value of an item. It was all based on the subjective opinion of the individuals involved. And to make matters worse, the barter economy relied on both sides wanting something the other had to offer. Trade, therefore, could be sluggish and frustrating. Human beings needed something different, and money was the answer.”

Wilkins writes about how money revolutionized the way trade was conducted. The barter system involved trading any objects if both parties agreed to a deal, such as trading animal skins for fish or medicine for timber. However, the only measure of an item’s value was how much one party wanted it- both sides needed to have something the other wanted. The introduction of money allowed people to put a solid value on commodities, making trade easier.  

“So, if you were to closely observe the dirty, disordered canvas of economic progress during the 20th and 21 st century, you should conclude that, for all its warts, capitalism has been the winner. It has sometimes caused pain; suffered from serious cycles; and often needed the clout of the state- such as we have seen from September 2008. It has also been quite resistant to sensible regulation. Even so, the basic institutions of capitalism have worked, not just in the US and the OECD (Organization for Economic Co-operation and development) nations, but also many developing countries, of which India is one.”

Albeit lengthy, Montgomery’s essay discusses the debate between socialism and capitalism, a topic of which money is at the core. Montgomery describes Karl Marx’s criticism of capitalism: all the money goes to a few people, not the workers. She believes these are valid to an extent and criticizes certain forms of capitalism and socialism. Neither capitalism nor socialism is perfect, but according to Montgomery, capitalism creates a better economy. 

“Being the richest man in the world does not mean you are the happiest man in the world, although money can buy you happiness sometimes, but not always. If we could all appreciate the way life is, the fun, and the beauty I think the world would be better. If people weren’t power hungry maybe we’d have a lesser demand for money. Those people who is money hungry and power hungry need to relax. Money can’t buy you happiness. These individuals need to understand that.”

Higgins implores readers to remember that money is not the only thing people need in the world. He stresses the necessity of money, as it is used to pay for various necessary goods and services; however, he believes it is not a prerequisite for happiness. Material things are temporary, and there are other things we should focus on, like family and friends. 

5. ​​ An Introduction to Saving Money by Jeremy Vohwinkle

“A financial emergency may take the form of a job loss, significant medical or dental expense, unexpected home or auto repairs, a hurricane or major storm, or something unthinkable, such as a global pandemic. The last thing you want to do is to rely on credit cards with their hefty interest fees or to be forced to take out a loan. That’s where your emergency fund can come in handy. Historically, the formula for an emergency account is to have enough readily available cash to cover three to six months of living expenses.“

Vohwinkle’s essay gives readers some suggestions on how to save more money. Most importantly, he suggests setting up an emergency fund, as all other saving techniques stem from there. He also suggests creating an automatic savings plan and cutting down on “spending leaks,” like buying coffee. You might also be interested in these essays about celebration .

In this essay, write about why money is necessary and the ways to use it for the greater good, and include ways in which it can be used (investing, donating, etc.). For each point, you make, be sure to explain why. Of course, this is entirely subjective; feel free to write about what you consider “good uses” for money. 

On the other hand, money also has a negative side —research on money-related issues, such as taxpayer-funded corruption and trading of illegal goods. In your essay, explore this side of money and perhaps give solutions on how to stop these problems. 

Money has played a progressively more important role throughout human history. Discuss the development of currency and the economy, from the barter system to the digital world we live in today. You need not go too in-depth, as there is a lot of ground to cover and many eras to research. Be sure to cite reputable sources when discussing history. 

Many people warn of “selling your soul” for financial gain. In your essay, you can write about the importance of having solid values in this day and age, where money reigns supreme. What principles do you need to keep in mind? Explain how you can still value money while staying grounded; mention the balance between material needs and others. 

As stated in Higgins’ essay, more people have begun to prioritize money over all else. Do you believe that money is truly the most important thing? Can it alone make you happy? Discuss both sides of this question and choose your position accordingly. Be sure to provide precise supporting details for a stronger argument. 

Enumerate tips on how you can save money. Anything works, from saving certain things for special occasions to buying more food in the grocery rather than eating out. This is your opinion; however, feel free to consult online sources and the people around you for extra advice. 

For help with your essays, check out our round-up of the best essay checkers .If you’re still stuck, check out our general resource of essay writing topics .

Martin is an avid writer specializing in editing and proofreading. He also enjoys literary analysis and writing about food and travel.

View all posts

260 Money Topics to Write About & Essay Examples

Looking for a topic about money? Money won’t leave anyone indifferent! There are lots of money essay topics for students to explore.

🏆 Best Money Essay Examples & Ideas

👍 good money essay topics, 💡 easy money topics to write about, 📃 interesting topics about money, 📑 good research topics about money, 📌 most interesting money topics to write about, ❓ research questions about money.

You might want to focus on the issue of money management or elaborate on why money is so important nowadays. Other exciting topics for a money essay are the relation between money and love, the role of money in education, etc. Below you’ll find a list of money topics to write about! These ideas can also be used for discussions and presentations. Money essay examples are a nice bonus to inspire you even more!

• Can Money Buy You Happiness? First of all, given that happiness is related to the satisfaction of personal needs, there is also a need to consider the essential need of human life such as housing, medicine, and food.
• Connection Between Money and Happiness Critical analysis of money-happiness relationship shows that socioeconomic factors determine the happiness of an individual; therefore, it is quite unsatisfactory to attribute money as the only factor and determinant of happiness.
• I Don’t Believe Money Can Buy Happiness This shows that as much as money is essential in acquisition and satisfaction of our needs, it does not guarantee our happiness by its own and other aspects of life have to be incorporated to […]
• Money, Happiness and Relationship Between Them The research conducted in the different countries during which people were asked how satisfied they were with their lives clearly indicated the existence of a non-linear relationship between the amount of money and the size […]
• Money as a Form of Motivation in the Work Place This then shows that money can and is used as a motivational factor in the work place so that employees can strive to give their best and their all at the end of the day.
• Money: Good or Evil? Comparing & Contrasting While there are those amongst us who subscribe to the school of though that “money is the source of all evil”, others are of the opinion that money can buy you anything, literary.
• Strategies to Save and Protect Money Thus, the main points of expenditure will be clearly marked, which will help to exclude the purchase of unnecessary goods and services.
• Does Money Buy Happiness? Billions of people in all parts of the world sacrifice their ambitions and subconscious tensions on the altar of profitability and higher incomes. Yet, the opportunity costs of pursuing more money can be extremely high.
• Should America Keep Paper Money It is possible to begin the discussion of the need for keeping paper currency from referring to the rights of any people.
• The Global Media Is All About Money and Profit Making It is noteworthy that the advertisement are presented through the media, which confirms the assertion that global media is all about money and profit making. The media firms control the information passed to the public […]
• Money and Modern Life The rich and the powerful are at the top while the poor and helpless are at the bottom, the rest lie in-between.
• Discussion: Can Money Buy Happiness? Reason Two: Second, people are psychologically predisposed to wanting more than they have, so the richer people are, the less feasible it is to satisfy their demands.
• Time Value of Money: Importance of Calculating Due to fluctuations in economies, all organizations need to take into consideration concepts of the time value of money in any investment venture.
• Relation Between Money and Football In the English league, clubs have been spending millions to sign up a player in the hope that the player will turn the fortunes of the company for the good.
• Opinion on the Importance of Money In the absence of money, individuals and organizations would be forced to conduct transactions through barter trade which is a relatively challenging system due to existence of double coincidence of wants.
• Why People Should Donate Time, Money, Energy to a Particular Organization, Charity, or Cause Its vision is to have a world that is free from Alzheimer’s disease.”The Alzheimer’s Association is the leading, global voluntary health organization in Alzheimer’s care and support, and the largest private, nonprofit funder of Alzheimer’s […]
• Anti-Money Laundering and Hawala System in Dubai To prevent money launders and agents, most countries enacted the anti-money laundering acts with the goal of tracking and prosecuting offenders.
• Money or Family Values First? Which Way to Go As such, family values becomes the epicenter of shaping individual behavior and actions towards the attainment of a certain good, while money assumes the position of facilitating the attainment of a certain good such as […]
• Anti Money Laundering and Financial Crime There are a number of requirements by the government on the AML procedures to be developed and adopted by the firms in the financial service in industry in an attempt to fight the illegal practice.
• Money Laundering: Most Effective Combat Strategies The practice of money laundering affects the economy and security of a country. Countries have directed their efforts to curb money laundering to control the downwards projections of their countries’ economies.
• Why Money Is Important: Benefits & Downsides The notion originated from the Bible because the person who made Jesus suffer on the cross was enticed by the love of money to forsake Jesus.
• Money, Happiness and Satisfaction With Life Nonetheless, the previously mentioned examples should be used to remind us that money alone is not a guarantee of happiness, satisfaction with life, and good health.
• Money and Its Value Throughout the World History What is important is the value that people place on whatever unit they refer to as amoney.’ Money acts as a medium of exchange and an element of measurement of the value of goods and […]
• Electronic Money: Challenges and Solutions First of all, it should be pointed out that money is any type of phenomenon which is conventionally accepted as a universal carrier of value, or “any generally accepted means of payment which is allowed […]
• Drugs: The Love of Money Is the Root of All Evils The political issues concerning the use of drugs consist of, but not limited to, the substances that are defined as drugs, the means of supplying and controlling their use, and how the society relates with […]
• Efforts to Raise Money for Charity However, the point is that charity is supposed to be for a simple act of giving and not expecting any returns from it.
• Money and Happiness in Poor and Wealthy Societies Comprehending the motivations for pursuing money and happiness is the key to understanding this correlation. The Easterlin paradox summed this view by showing that income had a direct correlation with happiness.
• Success and Money Correlation The development of the information technologies and the ongoing progress led to the reconsideration of the values and beliefs. It is significant to understand that there is no right or wrong answer for the question […]
• Dreams of Avarice in Ferguson’s “The Ascent of Money” The chapter “Dreams of Avarice” of the book “The Ascent of Money” explores different stages of development of money functioning in the world by relating them to corresponding historical events.
• Park Avenue: Money, Power and the American Dream – Movie Analysis It can be taken as the national ethos of the citizens of the USA. The basis of the American society is broken and it is not united anymore.
• Money Saving Methods for College Students A budget is one of the methods that a college student can use to save money. In the budget, one should indicate how much to save and the means of saving the money.
• Edwin Arlington Robinson: Money and Happiness in “Richard Cory” It is evident that money cannot guarantee happiness in one’s life due to the uncertainties that surround each one of us.
• Change in the Value of Money According to Keynes To explain the effect of inflation on investors, Keynes delves into the history of inflation through the nineteenth century and tries to explain the complacency of investors at the beginning of the First World War […]
• Money Laundering Through Cryptocurrencies This study will try to critique the approaches used by countries to address the aspect of money laundering activities and the risks posed by digital currencies.
• Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
• Two Attitudes Towards Money The over-dependence on money to satisfy one’s emotional needs is a negative perspective of money. The positive attitude of money is rarely practiced by people.
• The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
• Giving Money to the Homeless: Is It Important? The question of whether a person should give money to a homeless person or not is a complicated one and cannot have the right answer.
• Where Does the Money Go? by Bittle & Johnson Therefore, the authors explain key issues of the national debt in a relatively simple language and provide their opinion on how the country got into that situation and what could be done about it. In […]
• Anti-Money Laundering in Al Ansari Exchange Case Study Details Company name: Al Ansari Exchange Headquarters: Dubai, United Arab Emirates Sector: Financial Services Number of employees: 2500 Annual gross revenue: UAED 440.
• “From Empire to Chimerica” in “The Ascent of Money” In the chapter “From Empire to Chimerica,” Niall Ferguson traces back the history of the Western financial rise and suggests that nowadays it is being challenged by the developing Eastern world. The hegemonic position of […]
• Paper Money and Its Role Throughout History The adoption of the paper money was considered to be beneficial for both the wealth of the country and the individual businessmen.
• Artworks Comparison: Les Demoiselles d’Avignon and Tribute Money Though the Les Demoiselles d’Avignon, a fresco created by Picasso, was created in an entirely different epoch than Masaccio’s Tribute Money was, the two artworks still share a range of stylistic, compositional and conceptual similarities, […]
• Money, Success, and Relation Between Them In particular, the modern generation attaches so much importance to money in the sense that success and money are presumed to be one and the same thing.
• The Relationship Between Money Supply and Inflation It is evidenced that changing the money supply through the central banks leads to a control of the inflationary situations in the same economy.
• Prices Rise When the Government Prints too Much Money Makinen notes that an increase in the supply of money in an economy relative to the output in the economy could lead to inflationary pressure on prices of goods and services in the economy.
• Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
• Money Laundering Scene in Police Drama “Ozark” In one of the first season’s episodes, Marty, the main character, illustrates the process of money laundering crime. In the scene, one can see that Marty is fully sane and is committing a crime voluntarily.
• Money From the Christian Perspective Work in Christian missions is a business and since it affects the relationship between the missionary and the people he is trying to reach, missionary funding is essential.
• Business Case Scenario: Missing Money in a Company A possible scenario explaining how money is missing is through the payroll department my first argument seeks to prove the payroll department as the loophole of the company’s misfortunes.
• Sports Stadiums’ Funding by Public Money The issue is controversial from an ethical point of view since not all citizens whose taxes can be spent on the construction of the stadium are interested in or fond of sports.
• Money Laundering: The Kazakhgate Case He was accused of breaking the Foreign Corrupt Practices Act of 1974 and money laundering by the U.S.attorney’s office for the Southern District of New York.
• The Ways Terrorists Raise and Move Money Moreover, the government has put into action the freezing orders and blocking of united states individuals who are presumed to have a hand in terrorist activities.
• “Money as a Weapon” System and Fiscal Triad Furthermore, the fiscal triad encompasses the procurement of products and services and the disbursement and accounting of public funding. Fiscal legislation and contracts are two key components of the “money as a weapon” system.
• The Fiscal Triad and Money as a Weapon System The reliance on the unit commanders sparked the development of the complementary strategy, “Money as a Weapon System,” which became a focal point of the Iraq and Afghanistan campaigns.
• Saving Money Using Electric or Gas Vehicles The central hypothesis of the study is that the electric car will save more money than gas ones. The main expected outcome that the study is counting on is a confirmation of the presented hypothesis […]
• Traditional vs. Modern Forms of Money The most significant argument for the continuing existence of traditional forms of money is the impossibility of converting all financial resources into a digital form.
• Time Value of Money: What You Should Know The time value of money is a paramount financial concept, according to which a certain amount is now worth more than the same amount in the future.
• The Concept of the Time Value of Money The concept of the time value of money refers to the financial principle noting that a fixed amount of money currently is worth more than the same amount of money in the future.
• Play Money Paper: A Report Betas of the Companies in the Portfolio It is noteworthy that in the given portfolio, the beta indices of the companies involved vary considerably.
• Integration of Business Ethics in Preventing Money Laundering Schemes The shipping information within the document seems inaccurate with the intention to launder money from the buyer. The contribution of ocean carrier in the transaction process is doubtful to a given extent.
• Trade-Based Money Laundering The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide […]
• Impact of Natural Disasters on Money Markets and Investment Infusion of funds from the central bank during natural disasters results in higher process of exports as a direct result of an increase in the value of the local currency.
• The Perception of Money, Wealth, and Power: Early Renaissance vs. Nowadays In the Renaissance period, power was a questionable pursuit and could be viewed as less stable due to more frequent upheavals.
• Financial Institutions and Money Money is a store of value because it can be saved now and used to purchase se goods and services in the future.
• Researching of the Time Value of Money After receiving the loan, one of the monetary policies that would help PIIGS to stabilize is the deflation of their currency, in this case, the Euro.
• Anti-Money Laundering: Financial Action Task Force Meanwhile, given the limited access for physical assessment of state jurisdictions, it is likely that current provisions of FATF are yet to be revised in spite of pandemic travel and assessment restrictions.
• Anti-Money Laundering in the UK Jurisdiction The regime adopted in the UK is based on the provisions of “the Terrorism Act of 2000, the Proceeds of Crime Act of 2002, as well as the Money Laundering, Terrorist Financing, and Transfer of […]
• Trade-Based Money Laundering and Its Attractiveness The proliferation of the trade-based money laundering is directly related to the growing complexity of international trade systems, where new risks and vulnerabilities emerge and are seen as favorable among terrorist organizations seeking for the […]
• Money Laundering and Sanctions Regulatory Frameworks Under the provisions of OFAC, the company has violated the cybersecurity rules that might indirectly bring a significant threat to the national security or the stability of the United States economy by engaging in online […]
• Type Borrowing Money: Margin Lending In the defense of the storm financial planning firm, BOQ submitted to the authorities that in view of banking regulatory policies, storm had not contravened any of the policies and this is the reason why […]
• Lessons on Financial Planning Using Money Tree Software Financial planning remains a fundamental function among the investors in coming up with a method of using the finances presently and in the future.
• The Supply of Money in the Capitalist Economy In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.
• Time Value of Money Defined and Calculations Simply put, the same value of money today is worth the same value in future. The time value of money can therefore be defined as the calculated value of the money taking into consideration various […]
• Money Tree Software: Financial Planning This return is important because: It represents the reward the business stakeholders and owner of the business get in staking their money on the business currently and in the future It rewards the business creditors […]
• Money Management: Investment on Exchange-Traded Funds The essay will discuss the possibility of investing in a number of selected ETFs in connection to an investment objective of an individual.
• What Is Money Laundering and Is It Possible to Fight It Certainly and more often money involved in laundering is obtained from illegal activities and the main objective of laundering is to ‘clean’ the dirty money and give it a legitimate appearance in terms of source.
• Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
• How Money Market Mutual Funds Contributed to the 2008 Financial Crisis While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy […]
• Time Value of Money From an Islamic Perspective Islamic scholars say that the time value of money and the interest rates imposed on money lent are the reasons why the poor keep on getting poor and the rich richer.
• Rational Decision Making: Money on Your Mind The mind is responsible for making financial decision and it is triggered by the messages we receive on the day to day activities. Lennick and Jordan explain that, we have two systems in the brain; […]
• A Usability Test Conducted on GE Money.com.au It is common knowledge that the easier it is to access services and products on a given website the more likely users will be encouraged to come back.
• “Most Important Thing Is Money Ltd”: Vaccination Development Thus, necessary powers have been vested with the Secretary of State for Health in England, through the recommendations of the Joint Committee on Vaccinations and Immunisation to enforce such preventive steps, through necessary programs that […]
• Money Investments in the Companies and Bonds The stock volume is on the low level now, about 30, but it is connected with the crisis in the world and the additional investment may support the company and increase it. In general the […]
• Money Management in the Organization There is a much debate on the issue and several people an financial experts do analyze the historical perspectives of the Active vs Passive money management.
• How the Virus Transformed Money Spending in the US In the article featured in the New York Times, Leatherby and Geller state that the rate at which people spend their money has rapidly decreased due to the emergence of the virus in the United […]
• The Role of Money and Class Division in Society The image of modern American society tries in vain to convey the prevalence of personality over social division. Americans’ perception of financial status has been shaped for years by creating the notion of the “American […]
• Money and American Classes in 1870-1920 Wherein, the time of the stock market emergence was the time of the ongoing “carnival,” where the mystical power of money transferred to miraculous products and medicines and compelling advertisements.
• The Ascent of Money – Safe as Houses Looking from a broad historical perspective, Niall Ferguson devotes the chapter “Save as Houses” to the observation of the real estate concept transformation, describes the place of the real estate market in the economic systems […]
• The Ascent of Money – Blowing Bubbles The price for a share tells how much people rely on the cost of the company in the future. The life of a stock market represents the reflection of human moods on the price of […]
• Canada’s Role in the History of Money: The Relationship Between Ownership and Control Individuals with the predominant shares gain the directorship of the wealth production channels and as such gain control of the diversified owners.
• Why Non-Monetary Incentives Are More Significant Than Money It is important to recognize that both monetary and non-monetary incentives, otherwise known as total rewards, are offered to employees in diverse ways for purposes of attracting and motivating them to the ideals of the […]
• To Make Money or Serve the Society? However, when the issue of the corporation to serve the society arises, then it kind of compromises the main focus of the corporation, which is to make money. These have been the major causes of […]
• Money Role in Macro Economy The dollar is till now the most accepted currency in the world and this dollar fluctuation that has been caused by the worst recession in American history since the time of the Great Depression is […]
• Two Attitudes Toward Money Two attitudes toward money involve negative perception of money as universal evil and positive perception of money as source of good life and prosperity.
• Organizational Communication & the “Money” Aspect While the use of this information is critical for both ensuring survival of the organization and being a frontrunner in its strategies for the future, there are large boulders in use of this information effectively, […]
• Tax Money Usage on Military Spending Issue The fact that America won the Cold War and defeated the Soviets is taken as a vindication by the American leaders of the need to continue military spending.
• Money Makes You Happy: Philosophical Reasoning It is possible to give the right to the ones who think that money can buy happiness. This conclusion is not accepted by psychologists who think that wealth brings the happiness only in the moment […]
• “Who Says Money Cannot Buy Happiness” by Lee Investment is a production process for will it bring about goods and services that can be sold to the market and in the process, the owner of the business makes some profit.
• Technical Analysis as Active Money Management Method Technical analysis is the financial markets methodology that asserts the capability to foretell the probable course of security charges by the means of past market data study, principally price and volume.
• Spare Change: Giving Money to the “Undeserving Poor” To address the central theme of the article, one need to delve deeper into the psyche of giving alms and money to the poor people we meet on the street.
• The Use of Money in Business Practices Money is seen as the cause of problems and especially in the minds of emerging market respondents. Through this they can pick up groceries for the old in their neighborhood and make money from this.
• Money Laundering and Terrorist Finance However, the balance money after the sham gambling is transferred to another ordinary bank account, thereby creating a legal status for the laundered money as if it has come from gambling and will be employed […]
• City Planning. Too Much Money: Why Savings Are Bad The scenario is that the expected growth in economies where the rate of savings is high has not shown a corresponding increase in growth rate also.
• Debates in Endogenous Money: Basil Moore The value of the currency was determined by the value of the precious metal used to mint the currency. From the time Federal Reserve took control of money and credit, economic consistency is attained by […]
• Money and Banking. Financial Markets The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.
• Money and Justice: High-Profile Cases It is estimated that thousands of persons bracketed in the ‘poor’ sector of society go to jail annually in the United States without having spoken to a lawyer.
• Accounting for Public Money After Railway Privatization There were very many problems prior to the railway privatization in 1990.one of the problems that led to the privatization of the railway line in the UK was the misappropriation of taxpayers’ money.
• Time Value of Money and Its Financial Applications The time value of money refers to the idea that money available at the present time is worth more than the same amount in the future, due to its potential earning capacity.
• Time Value of Money in Examples Therefore, re-purchase of the shares appeals to the managers of the company because it will allow the company uses the money to regenerate more money for the purpose of repurchase the shares in the future.
• Wall Street Managers: The Art of Making Money In the end, the goal of Wall Street managers is to ensure optimal returns in all of their investments. The evolution of Wall Street managers is etched in the history of financial markets.
• Money Laundering in the USA and Australia The International Money Fund has established that the aggregate size of money laundering in the World is approximately four percent of the world’s gross domestic product.
• Locke’s Second Treatise of Government and Voltaire’s Candide’s Value on Money Both written at a time when philosophers had started questioning the relevance of capitalism and the concept of wealth creation, it is evident that the two authors were keen on explaining the power of money […]
• The Concept of Money Laundering The first issue I have learned is that the main problem lies in the presence of Big Data that includes trillions of transactions of various financial organizations and systems.
• Fraud, Money Laundering, and Terrorism Financing After the audacious attack by Al-Qaeda and the destruction of the Twin Towers on 11th of September 2001, terrorism was declared the number one enemy to the peace and stability of the modern world.
• Time Value of Money – Preparing for Home Ownership The purchase price of the house is determined by using the following formula in Excel. 66 The down payment is 20% of the future value of the house, i.e, $40,278.13.
• Martin Van Buren: Money and Indian Relocation One of the reasons for such collaboration and understanding is the focus on the values we have. I believe this path will bring us to the land we all would like to live in.
• The General Theory of Employment, Interest and Money Money is a determinant of the propensity to consume; hence, the more money one makes, the more that he or she consumes and the converse is the case.
• The Practice of Saving Money Knowledge of the language is also a very crucial component of EAP as it aids the learner in understanding questions and responding to them in their examinations.another differentiating factor between the two varieties of English […]
• Money Market and Value-Based Pricing Consequently, the GDP can be defined by the equation: Y=C+I+G+NX where: Y= Total GDP, C=Consumption by household, I=Investment, G=Government expenditure, NX=Net Exports Net Domestic product entails the reduction of the GDP by the depreciation of […]
• How Money Markets Operate? Furthermore, only free markets have shown the resilience that is necessary to accompany the fluctuations in demand and supply of the money markets.
• Access Right to Money: Sculpture Theft Among the suspects, there are those in dire need of the money due to financial problems, while others need the values worth of the item and not the actual monetary price attached to the item.
• History of Money in Spain The production of coins melted from gold also ceased in the year 1904, with the production of that melted from silver ceasing in the year 1910.
• Money Flows and Financial Repression in the US and China From the article, the authors depict how the interest rates in developed countries like the United States compare with those of the emerging markets such as China, India, and Brazil.
• Management: “Marketplace Money” and “Undercover Boss” In this case, the accents are made on the support of the healthy workforce in order to guarantee the better employees’ performance and on the idea of rewards as the important aspects to stimulate the […]
• Money Compensation for Student-Athletes Besides, sports are highly lucrative for colleges, and students whose labor brings the revenues should share the part of them not to lose the interest in such activities.
• Chapters 1-3 of “Money Mechanics” by David Ashby The retained amount of money in the commercial bank is the primary reserve. The banks can decide to reduce their working reserve, and the money obtained is transferred to the excess reserve fund in accounts […]
• Banking in David Ashby’s “Money Mechanics” Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices […]
• Karl Marx on Commodities, Labor, and Money Division of labour is very important in the production of commodities. The use-value of each commodity contains useful labour.
• The UAE Against Money Laundering and Terrorism Financing This valuation of the anti-money laundering and combating the financing of terrorism government of the United Arab Emirates is founded on the forty endorsements and the nine special commendations on extremist supporting of the monetary […]
• UAE Anti-Money Laundering Laws and Their Benefits The legal maintenance of counteraction to the legalization of criminal incomes is carried out by means of a system of laws and regulations, controlling financial, bank, and customs relations and establishing the order of licensing […]
• Money, Their Features, Functions and Importance The first hindrance is the inability of the household to monitor the activities of firms. In this case, it is used to state the value of debt.
• Happiness Without Money in Sociology and Psychology The tendency’s mechanics are simple – being in the possession of any substantial sum of money increases a person’s chance to secure a dominant status within the society, which in turn will result in strengthening […]
• Money Market Development Factors The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money […]
• “God’ Money is Now My Money” by Stanley Seat It could be said that different priorities and the lack of time for supervision of the employees are the critical reasons for the violation of rules and high frequency of fraud in the religious institutions […]
• International Money Laundering Thus, money laundering has a profound impact on the state of the global economy, as well as on the economy of the U.S.
• Cybercrime and Digital Money Laundering The result of the investigation was the indictment of Western Express and a number of the company’s clients for several charges including stolen credit card data trafficking and money laundering.
• Hawala Remittance System: Anti-Money Laundering Compliance The existence and operation of money remittance systems is one of the primary features of developing economic relation at all scales from local to the global ones.
• Time Value of Money in Economies of Scale Also, the investigation of the VoF becomes easier by means of scrutinizing the tradeoff between the TVM and the EoS. The TVM is also employed to reach the integration of infrastructure investment valuation and risk […]
• Time Value of Money in Investment Planning The author of the post makes a good point that an amount of money is worth more the sooner it is received.
• David Leonhardt: May Be Money Does Buy Happiness After All The case study of Japanese citizens that support Easterlin paradox do not factor in the confounding psychological effects of the Second World War on the entire population and the country.
• Illegal Drug Use, Prostitution and Money Laundering Upon discussing the impact of money laundering, illegal drugs, and prostitution, the paper proposes the issuing of a court order restraining the use of wealth acquired from victimless crimes as one of the approaches to […]
• Getting Beyond: Show Me the Money Nevertheless, underpayment and overpayment are common, leading to dissatisfaction. Notably, compensation is part culture, but analytics will gain traction in the big data era, as start-ups leverage such advantages from experts to manage a sales […]
• Space Programs: Progress or Waste of Money? According to Ehrenfreund, the ingenuity to develop technologies and work in space is part of the progress that comes from space programs. Space programs have led to the development of technologies that improve air transport.
• “The Money Machine: How the City Works” by Coggan The media plays a chief role in educating the public concerning the various financial matters that affect the undertakings of the City.
• Money Evolution in Ancient Times and Nowadays In the means to defining what money is, most of the scholars from the psychological and physiological field have come up with the theoretical aspects of money and the ways it influences the economic growth […]
• Fraud and Crime Theory in the “Black Money” Movie The movie shows the irregularities involved in the acquisition of arms for the Saudi government. The movie is a perfect display of the international crimes and financial fraud that has been on the rise in […]
• Mercantilism, Stamped Money, and Under-Consumption It is paramount to note that he criticizes ideas of Ricardo quite frequently, and he believed that he did not consider the ideas that were suggested by other prominent economists.
• Money Evolution in the 21st Century and Before The history of the world cannot be described effectively without identifying the function of money. Money has been used to measure the value of resources and financial markets.
• Financial Crisis in Ferguson’s “The Ascent of Money” By Ferguson, the main purpose of the historian is to relieve humanity from the financial illusions on the examples of the past.
• Monetary Policy in “The Ascent of Money” by Ferguson The rise of Babylon is closely linked to the evolution of the concept of debt and credit; without bond markets and banks, the brilliance of the Italians would not have materialized; the foundation of the […]
• The Airtel Money Service: Indian and African Paths When comparing the Indian and African paths in introducing the service, the first difference that arises is the main user of the service as in the case of India, it was the lower middle class.
• Money History, Ethical and Social Standarts
• World Money History in the 20th Century and New Objects of Value
• Locke’s Work on Interest and Value of Money
• Money in the “Sheriff of Cape Breton” Case Study
• Medieval England in “Treatise on the New Money”
• Blowing Bubbles in Ferguson’s “The Ascent of Money”
• Treatise on the New Money: Document Analysis
• Human Bondage in Ferguson’s “The Ascent of Money”
• Money History, Bonds, Market Bubbles, and Risks
• Park Avenue: Money, Power and the American Dream
• Deflation in the Quantity Theory of Money
• Money, Its Purpose and Significance in History
• “Who Stole the Money, and When?” by Greenberg
• Money History From the Middle Ages to Mercantilism
• Money Development From 600 BC to Nowadays
• Money Development and Its Stages in World History
• Market Society in “What Money Can’t Buy” by Sandels
• Employee Theft in “Who Stole the Money, and When?”
• European Union Anti-Money Laundering Directive
• T-Shirts “SENIOR 2016” and Time Value of Money
• Time and Money in “Neptune’s Brood” by Charles Stross
• “College Is a Waste of Time and Money” by Bird
• Virgin Money Company’s Business Model in Canada
• Money in History and World Cultures
• Is College Education Worth the Money
• Weddings, Marriage, and Money in the UAE
• Money and Happiness Connection – Philosophy
• The Ascent of Money: A Financial History of the World
• “Art for Money’s Sake” by William Alden
• Money’s and Banking’ Concepts
• Central Bank of Bahrain and Money Supply Regulation
• Psychological Research: Money Can Buy Happiness
• Finance: The History of Money
• Finance in the Book “The Ascent of Money” by Niall Ferguson
• Criminal Law: Blood Money From the Human Organs Sale
• Money as an Emerging Market Phenomenon
• Cyber-Crime – New Ways to Steal Identity and Money
• The Case of Stolen Donation Money
• Time Value of Money
• Money and Banking: The Economic Recession of 2007
• Money and Banking: David S. Ashby’s Perspective
• Christian Moral Teaching and Money
• Money and Capital Markets: Turkey, India and China
• Money and Capital Markets: Central Banks
• Exploring the Relationship Between Education and Money
• Anti Money Laundering and Combating the Financing of Terrorism
• Mobile Money Transfer as an Alternative Product for Vodafone Group Plc
• UK and USA During the Period 2000-2010: Consumer Price Index, Unemployment Rate, Money Supply and Interest Rate
• Are Workers Motivated Mainly by Money?
• Money Mechanics in the U.S.
• Money and Markets vs. Social Morals
• Money Laundering In Saudi Arabia
• Inflation Tax – Printing More Money to Cover the War Expenses
• Banks and the Money Supply
• Money Mechanics in Banks System
• Money Laundering In Russia
• Money and Work Performance
• Sports and Money in Australia
• Money Supply and Exchange Rates
• Mobile Money Transfer Service
• Central Banking and the Money Supply
• The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply
• Jean-Jacques Rousseau and Karl Marx: The Role of Money in Human Life
• How Saudi Banks Deal With Money Laundery
• The Ascent of Money
• Niall Ferguson’s ‘The Ascent of Money’
• Role of Money in the American Dream’s Concept
• Money, Motivation and Employee Performance
• Money and Commodity Circulatory Processes
• Motivate Your Employees produced by BNet Video for CBS Money Watch
• We Should Use Tax Money to Enforce Mandatory Drug Treatments on Drug
• The World Surrounded by Money
• The World of Money
• Federal Reserve; Money and Banking
• Ways to Spend Money in Saudi Arabia
• Sports Industry: Morality vs. Money
• Making Money on Music: The Company That Has to Stay Afloat
• Federal Reserve and the Role of Money in It
• What Do Money and Credit Tell Us About Actual Activity in the United States?
• What Influence Does Money Have on Us Politics?
• Can Money Change Who We Are?
• Does Government Spending Crowd Out Donations of Time and Money?
• Does More Money Mean More Bank Loans?
• Are Corporate Ceos Earning Too Much Money?
• Did the Turmoil Affect Money-Market Segmentation in the Euro Area?
• How Appealing Are Monetary Rewards in the Workplace?
• How Does Inflation Affect the Function of Money?
• Can Banks Individually Create Money Out of Nothing?
• Are Credit Cards Going to Be the Money of the Future?
• Does Money Protect Health Status?
• Can Cryptocurrencies Fulfill the Functions of Money?
• What Tools Used by the Federal Reserve to Control Money Supply?
• Are Athletes Overpaid Money Professional Sports?
• Does Electronic Money Mean the Death of Cash?
• What Does Motivate Employees and Whether Money a Key?
• What Are the Three Functions of Money?
• Are Gym Memberships Worth the Money?
• Does Broad Money Matter for Interest Rate Policy?
• Does Money Help Predict Inflation?
• Does One’s Success Depend on the Amount of Money a Person Earns?
• How Does Federal Reserve Control the Money Supply?
• Does Interest Rate Influence Demand for Money?
• Does Commodity Money Eliminate the Indeterminacy of Equilibria?
• Are College Degrees Worth the Money?
• Can Money Matter for Interest Rate Policy?
• How Banks Create Money and Impact of Credit Booms?
• How Can Virtualization Save Organization Money?
• Can Money Diminish Student Performance Disparities Across Regions?
• Chicago (A-D)
• Chicago (N-B)

IvyPanda. (2024, March 2). 260 Money Topics to Write About & Essay Examples. https://ivypanda.com/essays/topic/money-essay-topics/

"260 Money Topics to Write About & Essay Examples." IvyPanda , 2 Mar. 2024, ivypanda.com/essays/topic/money-essay-topics/.

IvyPanda . (2024) '260 Money Topics to Write About & Essay Examples'. 2 March.

IvyPanda . 2024. "260 Money Topics to Write About & Essay Examples." March 2, 2024. https://ivypanda.com/essays/topic/money-essay-topics/.

1. IvyPanda . "260 Money Topics to Write About & Essay Examples." March 2, 2024. https://ivypanda.com/essays/topic/money-essay-topics/.

Bibliography

IvyPanda . "260 Money Topics to Write About & Essay Examples." March 2, 2024. https://ivypanda.com/essays/topic/money-essay-topics/.

• Wall Street Questions
• Time Management Essay Titles
• Stress Titles
• Bitcoin Research Topics
• Technology Essay Ideas
• Charity Ideas
• Economic Topics
• Cheating Questions

30,000+ students realised their study abroad dream with us. Take the first step today

Meet top uk universities from the comfort of your home, here’s your new year gift, one app for all your, study abroad needs, start your journey, track your progress, grow with the community and so much more.

Verification Code

An OTP has been sent to your registered mobile no. Please verify

Thanks for your comment !

Our team will review it before it's shown to our readers.

• School Education /

Essay On Money: 100, 250 Words Samples

• Updated on  
• Nov 9, 2023

Why do you think money is important? Can we live without money? Does money have its own value? What’s the difference between hard money and digital money? When we plan on buying something, we have to pay a certain amount. Let’s say you want to buy a wristwatch worth $50. How do you compare that commodity with money? Do they have equal value? Is there any authority that states the value of money ? These and several other questions about money can make one wonder why money is given so much importance. Let’s go in-depth with an essay on money and find answers to all these questions.

Table of Contents

• 1 What is Money?
• 2 Why is Money So Important?
• 3 Essay on Money in 100 Words
• 4 Essay on Money in 250 Words

Also Read: Essay on Chandrayaan – 3

What is Money?

According to Wikipedia and Oxford Dictionary, Money is simply a medium of exchange. Some even consider money as one of the most important resources , which is used to make transactions of goods, services, or repayment of debts within a specific country or socio-economic context.

Money can have various forms, coins and banknotes in physical form, and electronic balances in bank accounts in digital forms. Money serves as a unit of account, facilitating the measurement of value in terms of prices, and as a store of value, allowing individuals to save purchasing power for future use.

Learn Why Financial Literacy is Important for Students.

Why is Money So Important?

What makes money such an important resource is its acceptance across the globe in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. Here are several reasons stating the importance of money.

• Money serves as a convenient medium of exchange that facilitates the buying and selling of goods and services, making transactions more efficient than barter systems.
• It provides a standardized unit for measuring the value of goods, services, and assets, allowing for easier comparison and assessment of value across different items.
• Money enables individuals and businesses to store wealth and purchasing power over time, facilitating savings and investment for future needs and goals.
• A stable and reliable monetary system encourages investment, trade, and economic growth, fostering overall prosperity within an economy.
• By using money, individuals and businesses can avoid the high transaction costs associated with bartering and the inefficiencies of non-monetary exchange systems.
• The use of money encourages specialization in the production of goods and services, leading to increased productivity and efficiency within an economy.
• Money is essential for the functioning of financial markets, banking systems, and investment activities, which are crucial for the allocation of resources and capital within an economy.

Also Read: Essay on National Unity Day 

Essay on Money in 100 Words

El dinero or money is used as a medium of exchange, unit of account, and store of value. It facilitates trade, allowing for the smooth exchange of goods and services, while also enabling efficient allocation of resources and encouraging economic growth. As a unit of account, it provides a standardized measure of value, simplifying the comparison of different goods and assets. 

Moreover, money acts as a store of value, allowing individuals to save and plan for the future. Its role in reducing transaction costs, enabling specialization, and supporting complex financial activities highlights its significance in the functioning of contemporary economies.

Essay on Money in 250 Words

Modern economics is heavily dependent on money or we can say that money is the pillar of modern economies. As a medium of exchange, it simplifies trade by providing a universally accepted method of payment for goods and services, eliminating the inefficiencies and limitations of barter systems. Its characteristic fosters the development of complex market systems, encouraging specialization and the efficient allocation of resources.

Apart from being a medium of exchange, money functions as a unit of account, providing a standardized measure of value that enables individuals to compare prices and evaluate the worth of different goods and services. This uniformity in valuation streamlines commercial activities and allows for effective planning and decision-making in both personal and business contexts.

Money serves as a store of value, allowing individuals to save and accumulate wealth over time. This feature empowers people to prepare for future expenses, emergencies, or long-term goals, providing a sense of security and stability in an uncertain world.

In addition to its role in daily transactions , money fuels economic growth by facilitating investment, entrepreneurship, and innovation. Financial institutions utilize money as a tool to allocate capital efficiently, enabling the development of new businesses, industries, and technologies that contribute to overall economic prosperity.

Money plays multiple roles in our lives; it is a physical or digital representation of currency; it is a fundamental pillar of modern economies, underpinning the intricate web of commercial activities, financial systems, and societal well-being. Its importance lies not only in its tangible properties but also in the complex functions and structures it supports within the global economic framework.

Money is globally accepted as a medium of exchange in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. To buy goods or services, you are required to pay a certain amount, which is fulfilled by paying money. 

To write an essay on money, you need to highlight the key aspects of this essential resource. The multiple transactions in which money is used in our day-to-day lives make money an important part of our lives. Give examples of how money can change our lives and what would happen if we were out of money. Highlight the latest trends in the financial sector and what governments are doing to save our money from inflation. 

Here are the 5 strongest currencies in the world: Kuwait Dinar (KWD), Bahraini Dinar (BHD), Omani Rial (OMR), Jordanian Dinar (JOD), and Gibraltar Pound (GIP).

Related Articles

For more information on such interesting topics, visit our essay writing page and follow Leverage Edu .

Shiva Tyagi

With an experience of over a year, I've developed a passion for writing blogs on wide range of topics. I am mostly inspired from topics related to social and environmental fields, where you come up with a positive outcome.

Leave a Reply Cancel reply

Save my name, email, and website in this browser for the next time I comment.

Contact no. *

Connect With Us

30,000+ students realised their study abroad dream with us. Take the first step today.

Resend OTP in

Need help with?

Study abroad.

UK, Canada, US & More

IELTS, GRE, GMAT & More

Scholarship, Loans & Forex

Country Preference

New Zealand

Which English test are you planning to take?

Which academic test are you planning to take.

Not Sure yet

When are you planning to take the exam?

Already booked my exam slot

Within 2 Months

Want to learn about the test

Which Degree do you wish to pursue?

When do you want to start studying abroad.

January 2024

September 2024

What is your budget to study abroad?

How would you describe this article ?

Please rate this article

We would like to hear more.

Have something on your mind?

Make your study abroad dream a reality in January 2022 with

India's Biggest Virtual University Fair

Essex Direct Admission Day

Why attend .

Don't Miss Out

Presentations made painless

• Get Premium

114 Money Essay Topic Ideas & Examples

Inside This Article

Money is a topic that affects us all in one way or another. Whether we are saving for the future, managing our finances, or trying to make ends meet, money plays a crucial role in our lives. If you are looking for inspiration for your next essay on money, here are 114 money essay topic ideas and examples to help get you started.

• The importance of financial literacy in today's society
• The impact of inflation on consumer purchasing power
• The role of credit cards in modern society
• How to create a budget and stick to it
• The psychology of money and spending habits
• The effects of consumerism on society
• The benefits of saving money for the future
• The impact of student loan debt on young adults
• The relationship between money and happiness
• The rise of digital currencies like Bitcoin
• The ethics of wealth distribution in society
• The impact of social media influencers on consumer spending
• The role of advertising in shaping consumer behavior
• The pros and cons of investing in the stock market
• The effects of globalization on the economy
• The importance of financial planning for retirement
• The impact of income inequality on society
• The role of government in regulating the economy
• The benefits of investing in real estate
• The rise of the gig economy and its impact on workers' finances
• The impact of automation on job security and wages
• The benefits of diversifying your investment portfolio
• The impact of interest rates on borrowing and saving
• The role of insurance in protecting your finances
• The impact of taxes on personal finances
• The benefits of starting a side hustle to supplement your income
• The impact of technology on personal finance management
• The role of education in improving financial literacy
• The impact of economic recessions on personal finances
• The benefits of setting financial goals and milestones
• The impact of social class on access to financial resources
• The role of gender in shaping financial attitudes and behaviors
• The benefits of investing in education and skills development
• The impact of gambling and addiction on personal finances
• The role of philanthropy in giving back to society
• The benefits of creating a will and estate plan
• The impact of healthcare costs on personal finances
• The role of entrepreneurship in creating wealth
• The benefits of investing in your health and well-being
• The impact of consumer debt on financial stability
• The role of family and social support in managing finances
• The benefits of financial independence and autonomy
• The impact of cultural norms and values on money management
• The role of government assistance programs in alleviating poverty
• The benefits of investing in sustainable and ethical companies
• The impact of climate change on the economy and personal finances
• The role of corporate social responsibility in business practices
• The benefits of creating a financial plan for emergencies and unexpected expenses
• The impact of job loss and unemployment on personal finances
• The role of mental health in shaping financial attitudes and behaviors
• The benefits of investing in renewable energy and green technologies
• The impact of social media on consumer spending and peer pressure
• The role of peer-to-peer lending and crowdfunding in raising capital
• The benefits of investing in your personal and professional development
• The impact of economic sanctions and trade wars on global finances
• The role of data privacy and security in financial transactions
• The benefits of investing in your community and local economy
• The impact of political instability on financial markets and investments
• The role of financial advisors and planners in managing wealth
• The benefits of investing in your education and career advancement
• The impact of social welfare programs on poverty alleviation
• The role of charitable giving and philanthropy in society
• The benefits of investing in arts and culture for economic growth
• The impact of natural disasters and emergencies on personal finances
• The role of sustainable and ethical investing in creating a better world
• The benefits of investing in technology and innovation for economic progress
• The impact of healthcare reform on access to affordable medical care
• The role of trade unions and labor organizations in advocating for workers' rights
• The benefits of investing in infrastructure and public services for economic development
• The impact of corruption and fraud on financial stability and trust
• The role of entrepreneurship and small businesses in driving economic growth
• The benefits of investing in education and skills training for future generations
• The impact of globalization and free trade agreements on the economy
• The role of financial regulators and watchdogs in protecting consumers
• The benefits of investing in research and development for innovation
• The impact of income inequality on social mobility and opportunity
• The role of microfinance and small loans in empowering marginalized communities
• The benefits of investing in healthcare and wellness programs for employees
• The impact of climate change on food security and agricultural production
• The role of financial institutions and banks in promoting economic stability
• The benefits of investing in renewable energy and sustainable practices
• The impact of aging populations on social security and retirement funds
• The role of digital currencies and blockchain technology in financial transactions
• The benefits of investing in education and skills training for refugees and immigrants
• The impact of artificial intelligence and automation on job displacement
• The role of social entrepreneurship in addressing social and environmental challenges
• The benefits of investing in affordable housing and urban development
• The impact of income tax policies on wealth redistribution and social welfare
• The role of consumer advocacy groups in promoting fair and transparent practices
• The benefits of investing in clean water and sanitation for public health
• The impact of economic sanctions and embargoes on global trade and finance
• The role of financial education programs in empowering individuals and communities
• The benefits of investing in mental health and wellness services for employees
• The impact of political instability and conflict on economic development
• The role of corporate governance and ethics in business practices
• The benefits of investing in gender equality and women's empowerment
• The impact of natural disasters and emergencies on supply chains and production
• The role of community development and social enterprises in poverty alleviation
• The benefits of investing in arts and culture for community engagement and cohesion
• The impact of climate change on insurance premiums and risk management
• The role of financial technology and mobile banking in promoting financial inclusion
• The benefits of investing in vocational training and skills development for youth
• The impact of income inequality on social cohesion and trust
• The role of microfinance and small loans in promoting entrepreneurship and innovation
• The benefits of investing in healthcare and wellness programs for seniors
• The impact of automation and robotics on manufacturing and job displacement
• The role of social enterprises and impact investing in sustainable development
• The benefits of investing in affordable housing and urban renewal projects
• The impact of economic sanctions and trade wars on global supply chains
• The role of financial literacy programs in empowering marginalized communities
• The benefits of investing in renewable energy and sustainable practices for the environment
• The impact of aging populations on healthcare costs and social security systems
• The role of digital currencies and blockchain technology in promoting financial transparency
• The benefits of investing in education and skills training for underserved populations

In conclusion, money is a complex and multifaceted topic that touches on various aspects of our lives. Whether you are interested in personal finance, economic policy, or social justice, there is a wealth of essay topics to explore. By delving into these topics, you can gain a deeper understanding of the role of money in society and how it shapes our lives. So go ahead and choose a topic that resonates with you, and start writing your next money essay today.

Want to create a presentation now?

Instantly Create A Deck

Let PitchGrade do this for me

Hassle Free

We will create your text and designs for you. Sit back and relax while we do the work.

Explore More Content

• Privacy Policy
• Terms of Service

© 2023 Pitchgrade

• SUGGESTED TOPICS
• The Magazine
• Newsletters
• Managing Yourself
• Managing Teams
• Work-life Balance
• The Big Idea
• Data & Visuals
• Reading Lists
• Case Selections
• HBR Learning
• Topic Feeds
• Account Settings
• Email Preferences

Choosing Between Making Money and Doing What You Love

• Leonard A. Schlesinger, Charles F. Kiefer, and Paul B. Brown

“If you’re really passionate about what you do, but it’s not going to make you a lot of money, should you still do it?” What a great question! It seems like just about everyone who has ever addressed a graduating class of high school or college seniors has said “Do what you love, the money […]

“ If you’re really passionate about what you do, but it’s not going to make you a lot of money, should you still do it?”

• LS Leonard A. Schlesinger is the president of Babson College. Charles F. Kiefer is president of Innovation Associates. Paul B. Brown is a long-time contributor to the New York Times . They are the coauthors of Just Start: Take Action, Embrace Uncertainty, Create the Future (HBR Press 2012). Learn more at juststartthebook.com .

Partner Center

Essay on Money

Money is a significant part of human civilisation. It is difficult to think about the world without money. Everybody needs money for various purposes, starting from day-to-day transactions to savings for the future. But if we go back to history, we will find that before money came into existence, there was a barter system to facilitate transactions among individuals in society. With the development of civilisation over time, the barter system lost its ground and was replaced by money. This essay on money will provide ideas to students so they can effectively write essays on this topic. They can also check out the list of CBSE Essays to practise more essays on different topics and boost their writing skills.

500+ Words Essay on Money

Money is any object or record that is generally accepted as payment for goods and services and repayment of debts which also acts as a standard of deferred payments. The main functions of money are distinguished as: a medium of exchange, a unit of account and a store of value. The money supply of a country consists of currency (banknotes and coins) and bank money. Bank money usually forms the largest part of the money supply.

With the help of money, we can fulfil our dream. We can go on trips to various places, eat tasty food, buy a beautiful house and can buy any luxury items. Many businessmen earn a lot of money by making profits from their businesses. They provide services or make products that people need and make money from them. Now, there are many industries and startups which have set up their business and gained success. But still, there are many people who use illegal modes to earn money and become a part of corruption.

Significance of Money in Economy

Money plays an important role in shaping the economy of any country. Money can stimulate or even hamper economic progress. Money affects the income, output, employment, consumption and economic welfare of the community at large. Money through its purchasing power increases consumption and, as a store of value, increases investment, and employment and leads to economic development.

Demonetisation in India

The Prime Minister of India, Narendra Modi, announced demonetisation on 8th November 2016, where Rs 500 and Rs 1000 notes were withdrawn from circulation. It was a major event of the year 2016. The demonetisation decision was taken by the Government in consultation with the RBI. The action was taken to tackle Black Money which is available in various forms like cash, investment in property and real estate, luxury goods like jewellery or with foreign currency dealers and private financiers. The target was to curb the use of black money.

The other motto of demonetisation was to reduce corruption. With demonetisation, the cash in the hands of corrupt people becomes useless, and if the same is deposited in the banks, it loses anonymity, and the person has to pay taxes on the said amount.

The demonetisation also helped in promoting digitalisation through online transactions. A large section of the Indian economy was being run on the cash system, which does not get captured by the tax department as it does not leave any trail. So, the Government thought about promoting digitisation and formalisation of the economy through online transactions, e-wallets, and various payment instruments like Paytm, Rupay cards, the BHIM app etc. The beauty of these instruments is that the entire economic activity gets captured. It reduces tax evasion and improves tax collection.

Students must have found this essay on money useful for improving their essay-writing skills. They can get the study material and the latest updates on CBSE/ICSE/State Board/Competitive Exams, at BYJU’S.

Leave a Comment Cancel reply

Your Mobile number and Email id will not be published. Required fields are marked *

Request OTP on Voice Call

Post My Comment

• Share Share

Register with BYJU'S & Download Free PDFs

Register with byju's & watch live videos.

Counselling

Money - List of Essay Samples And Topic Ideas

Money, beyond its basic role as a medium of exchange, holds a significant place in our social, economic, and political life. Essays on this topic could explore the historical evolution of money from barter systems to cryptocurrencies, reflecting on how each transition has impacted trade, economic systems, and societal structures. Discussions might delve into the psychological and sociocultural aspects of money, such as its perceived value, its impact on human behavior and social relations, and the socioeconomic disparities it often engenders. The discourse might extend to the exploration of economic theories surrounding money, inflation, and monetary policy, along with a discussion on the modern challenges and controversies surrounding money such as cashless economies, digital currencies, and financial fraud. The examination of how the concept and functionality of money will evolve with the burgeoning digital economy and the potential of blockchain technology might also be an exciting avenue of exploration. A vast selection of complimentary essay illustrations pertaining to Money you can find at PapersOwl Website. You can use our samples for inspiration to write your own essay, research paper, or just to explore a new topic for yourself.

Can Money Buy Happiness Speech

"Money is not the only answer, but it makes a difference" – Barack Obama. Although it is injustice to poor people when we say that money can buy happiness. But still money is the basic amenity for each and every individual. As we can clearly see that average number of people are more than satisfied when they have money while comparing to the situation when they don’t have it. According to Blanchflower and Oswald (2011) review of international happiness they […]

American Dream and Money

The American dream means striving for success or wealth. But F. Scott Fitzgerald's The Great Gatsby interprets the American dream from a different perspective. He explains how people can interpret these ideas to fit their criteria or what suits them better. Fitzgerald uses characters such as Jay Gatsby who manipulates the Dream and is unable to tell the difference between his imaginary life of wealth from real life. This story explains how people's desires for wealth and power can change […]

The Cold War: Severe Tension between the United States and the Soviet Union

The feuding began after World War II, mostly regarding political and economic power. After the destruction that World War II caused, the United States and the Soviet Union were left standing. Gaining control of countries was sought after, even if the countries weren't benefiting them in any way. During this time, it was all about power. From the years of 1957 to 1975, the Cold War was in full effect and the United States and the Soviet Union were in […]

We will write an essay sample crafted to your needs.

Importance of Money in the Modern World

Money is an integral part of modern life. We encounter them in all areas of life on a daily basis. And for many people, money can be one of the basic values ??of life. Money plays different roles in the economy and social life. In my essay, I will try to consider the role of money in modern society precisely as the role of a socio-cultural phenomenon. Money forms universal connections between people and the objective world, not possessing any […]

Is Money a Source of Happiness or the Evil

There are a lot of sayings, truisms and clichés when it comes to money. There are those that refer to the fact that it is to be considered the “root of all evil”. There are others that try to point to different views like the ones in the articles written by, David G. Myers. Elizabeth Warren, and Charles Murray. That would be that money cannot buy happiness. It is true that many people that are rich and powerful are also […]

What was the Great Depression?

The Great Depression was a dramatic shift in the US economy leaving people homeless and people didn't have a way to make a living. .This made the government create new programs called the New Deal it however failed to stop the Great Depression and these programs wasted a lot of money..The Great Depression started in 1929 it was the biggest economic downfall in US History it left a lot people without jobs and banks started going out of business all […]

Making Money has Become too Important in our Modern Society

Frequently, individuals say that they can live without money. They characterize money as only one of the apparatuses that upgrade people groups living climate. In any case, in actuality, money is a vital matter in people groups' lives. Albeit individuals in history may have survived the trading of merchandise and not depending on the worth of money itself, current culture today couldn't work without money. Money assumes an immense part in the general public in an assortment of ways, for […]

Essay on my Opinion: Can Money Buy Happiness?

The French Designer Coco Chanel famously said, 'There are people who have money and people who are rich.' Most of the people in this world think that money and happiness are related and hence, they feel the need for money to attain happiness. This is a very myopic way of looking at life and the concept of happiness. True, everyone defines happiness differently. For some people, happiness is defined by materialistic things. However, for some people, happiness is a state […]

Causes of the Great Depression (1929-1939)

During the Great Depression, Franklin D.Roosevelt stated, "The only thing we have to fear is fear itself." As World War I ended and the 1920's boom in the industry deteriorated, the Great Depression developed and the result was dreadful. The crash affected millions of people and lasted for about a decade. United States was in a state of despair, as banking systems failed, many people were unemployed, and prices drastically fell. War-producing factories shut down, farms/homes were lost to possession […]

The Weight of Money: Converting Pennies from Cents to Grams

In the tapestry of numismatics and everyday transactions, the weight of currency carries more than just economic value; it's a slice of history, a fragment of a system that's meticulously designed and standardized. When one pauses to consider the penny, often dismissed as the humblest denomination of currency in the United States, its physical attributes, including its weight, become a subject of intrigue. The penny's weight in grams is a small but precise detail that reveals the intricacies behind currency […]

Park Avenue: Money, Power, and the American Dream – Unveiling the Facets of Wealth Disparity and Influential Dynamics

In a world where the hope of the American Dream shines brightly, there is a stark reality concealed beneath the surface, one in which wealth inequality and political influence are interwoven. “Park Avenue: Money, Power, and the American Dream”  is a documentary that digs deeply into these subjects, shedding light on the complicated network of inconsistencies that define society. This essay provides an overview of the documentary's subject and emphasizes the important themes that were addressed. The documentary highlights the […]

Government Response to the Great Depression

Black Tuesday was the start of the depression. Also, Herbert Hoover did not want to give the people federal money. He thought they had to get themselves out of the problem. This made many people go homeless and plus the Dust Bowl which also destroyed people's homes. The Great Depression was defined as a dark age in the 1930's. Although, there are causes that made the Great Depression happen, like the farm industry failing, low income families, and lastly World […]

Money is the Key to Happiness: Exploring the Complex Relationship

Money's Role in True Happiness One of the begging questions people spend plenty of time analyzing is whether money can bring true Happiness. The premise of this question is hazy, however. Just like anything in someone's life, money can bring true Happiness. Mentioning the fact that money won't automatically bring Happiness to fruition is vital as it pertains to this topic. There are a variety of aspects in one's life that helps determine whether or not they will be happy. […]

Health is a Blessing that Money can’t Buy

Oh, money. The oil that moves America. The affection for which has maybe caused more human misery than maybe some other item with the conceivable exemption of maltreatment of the Bible, Torah or Koran by strict radicals. Money can't buy health. All the money on the planet can't buy the harm brought about by smoking, drug misuse, disease, sex act, and 1,000 other health conditions which obliterate one's personal satisfaction. Obviously, in the event that you are rich enough you […]

Economic History of Medieval Europe

The breakdown of the Roman Empire left the Western world mutilated. History specialist always banter the explanations behind the incredible fall of the Roman Civilization. Many propose that; the ascent of Christianity, overexpansion, various Barbarian attack, and financial and political strife all prompted the destruction. After the Roman Empire, Europe was instable and partitioned; monetarily and politically. Gradually, Western Europe reconstruct its development with new innovation and strategies. With in the years, numerous developments and new type of learning helped […]

An Age of Discovery

The Renaissance, also known as 'An Age of Discovery' started in Italy in the mid-fourteenth century. The Renaissance served as a transition from the middle ages to modernity. The term comes from the French word for 'rebirth', which refers to the cultural, political and scientific development contributed to our society's reformation. The intellectual and educational movement of the Renaissance started because people got tired of the medieval society, otherwise known as the Dark Ages; which was characterized by wars, diseases, […]

The Age of Cryptocurrency

In the book "The Age of Cryptocurrency", the authors, Paul and Michael, have tried to rationalize use cases and technical substructure around the blockchain and cryptocurrency. They have tried to incorporate information to be useful for people with no knowledge of cryptos to those involved in trading. The book puts more emphasis on technical aspects of how the system work. The authors introduce the book writing about the limited knowledge among the people about the drug dealers using it or […]

Social Implication of Blockchain

For the past several decades humans have been using the same traditional centralized systems. These centralized systems include banks and governments. We use banks to send and receive money from all over the world. We trust banks to send and receive our money, therefore; we rely on these centralized systems as intermediaries that negotiate on our behalves. However, for the past few years these financial institutions have been continuously associated with corruption. In these centralized systems records are stored and […]

About the Blockchain Technology

Cryptocurrency, also known as "crypto" for short is a new form of digital currency. Although the idea of digital currency has been around since the creation of the internet, it wasn't until 2008 that the first cryptocurrency appeared. Its name is Bitcoin. It remains a mystery as to who created Bitcoin, the only clue that we have is a name of a person or persons, Satoshi Nakamoto. Cryptocurrency is a means of exchange, such as dollars for goods would be. […]

Unemployment during the Great Depression

The stock market crash all started on black tuesday on october 24, 1929. During Black Tuesday 16,410,030 shares on the New York stock were traded in a single day. Billions of dollars were lost, wiping out thousands of investors. Tons of machines controlling the trades were shut down due to the tremendous amounts of share trades. Due to Black Tuesday, America as well as the industrial world to spiral down into what is known as the Great Depression. After this […]

CryptoCurrency Framework: how to Avoid Criminal Activity?

Cryptocurrency is virtual currency where the exchange of it relies on people sharing and buying it. Most cryptocurrencies have a set amount meaning the amount of the currency is not infinite making it similar to precious metals while other places like central banks can make an infinite amount of money these are called fiat currencies. All transactions made through Bitcoin or other altcoins are stored in the blockchain. The blockchain is basically a digital ledger where transactions are stored publically […]

The Minimum Legal Drinking Age

Police are prone to ignore or under-enforce the minimum legal drinking age at 21 law due to limited resources, and perceptions that punishment is inadequate including the time and effort required for processing and paperwork, an estimated two out of every 1,000 instances of illegal underage drinking result in arrest. The drinking age should be lowered to 18 due to the fact that regulating drinking between the ages of 18 and 20 in environments with supervision will diminish unsafe drinking […]

Great Depression and how it Affected America

The great depression was, and still is to this day, one of the worst economic disasters to affect the world in all of history. The great depression was caused by a few things. One of the leading reasons that led to the great depression was the stock market crash of 1929. The stock market crash of 1929 caused millions of investors and even business to lose a ridiculous amount of money. The impact of the stock market crash caused severely […]

The History of the Great Depression

The Great Depression was a severe worldwide economic depression starting in 1929 ending in 1941. The Great Depression started with numerous types of things. The economic conditions that led to the Great Depression began in the early 1920s, this was said by, Jennifer Croft in her article called, "Facts About The Great Depression." It started by the crash of stock markets, drought (The Dust Bowl), overproduction of goods, bank failures, Stock speculation, and consumer debt. After this lasting for about […]

Causes of the Great Depression and the Lasting Impacts

Abstract This paper discusses the causes of the Great Depression and the lasting impacts it had on the U.S. Many people attribute the sole cause of the Great of Depression to the stock market crash of 1929 but there are actually multiple contributing factor. The stock market crash propelled the Great Depression forward but many other causes contributed to the length and depth. Keywords: Great Depression, Stock Market The 1920's were a time of low unemployment, mass production of goods, […]

Biggest Problem in the United States of America is Illegal Immigrants

One of the biggest problems that is being discussed in the United States of America is illegal immigrants. An illegal immigrant is someone who lives or works in another country when they do not have the legal right to do so, this is according to the Cambridge dictionary. Now you made wonder why someone would just want to get up and leave their country to just work and live? Or why is this such a big issue in the United […]

The Story of my Life

Throughout my childhood life, my dream was always to be a medical doctor. Besides, I also prayed so hard that my childhood girlfriend would get married to me and that she would even pursue the same medical course like mine. My, then girlfriend and I were in the same primary and secondary levels of education until the College level when we moved to separate colleges. At the college education, my dream of pursuing medicine was validated when we joined the […]

How to Explain Cryptocurrency to a Kid?

One of the most important lessons a parent teaches their child is about money; how to acquire it and how to save it. In a world where cryptocurrencies are gaining mainstream traction and with roughly 2.2 billion people with access to internet and mobile phones, the possibility of these digital currencies becoming an everyday thing is possible. With this possibility, there are people who are using these currencies and potentially wondering how to explain what these digital currencies are and […]

How a President Became a King

Andrew Jackson, the seventh president of the United States, erupts many arguments concerning the actions he took during his presidency. Where some see him as an icon and a hero, the truth is that Jackson was not only a murderer but, he was a corrupt, inexcusable man that should not have ruled the nation. He took kingly acts in order to drive the USA down hill and hurt the common man in more ways than one. Andrew Jackson was a […]

Zhang, Zhang & Zamparello Company

A credit facility is an arrangement that is between a business and a bank which allows the business to seek a particular amount of financing for various reasons for a specific period of time. Credit facility enables a business to take credit whenever they need to borrow money. There are two categories of the funding basis that is fund base credit and non-fund base credit. Cash credit is a great option for ZZ&Z Company. Cash credit is a flexible plan […]

Related topic

Additional example essays.

• Why Was Herbert Hoover Blamed For The Great Depression?
• Homelessness Problem In LA
• Great Depression vs. Great Recession
• Bill Gates entrepreneur
• Examples of Manipulation in Animal Farm
• Religious Discrimination Throughout Cultures and the Workplace
• Dogs Are Better Than Cats Essay
• Analysis of Letter from Birmingham Jail
• Personal Narrative: My Family Genogram
• Reasons Why I Want to Study Abroad
• Socioautobiography Choices and Experiences Growing up
• Research Paper #1 – The Trail of Tears

1. Tell Us Your Requirements

2. Pick your perfect writer

3. Get Your Paper and Pay

Hi! I'm Amy, your personal assistant!

Don't know where to start? Give me your paper requirements and I connect you to an academic expert.

short deadlines

100% Plagiarism-Free

Certified writers

138 Research Topics on Money - Essay Topics, & More

Welcome to our list of money essay topics! Here, we’ve collected the most interesting research topics about money, titles for essays, presentation ideas, and even samples. Use them to get inspired!

🏆 Best Essay Topics on Money

✍️ money essay topics for college, 👍 good money research topics & essay examples, 🎓 most interesting research topics about money.

• 💡 Simple Money Topics to Write About

❓ Research Questions About Money

• Can Money Always Buy Everything You Want?
• The Philosophy of Money by Georg Simmel
• Comparison Between Love and Money in Life
• Why Men Spend More Money Than Women?
• Money and Expenditures: Personal Opinion
• Money Issues in Romantic and Marital Relationships
• How to Teach Children to Value Money
• Aspects of Money Management The paper states that money management is a critical skill, which will help improve the financial well-being and reduce the stress associated with money.
• Stealing Money From Corporations Stealing money from corporations affects the financial sector of the business and economy and reflects the ethical issues of the act.
• Money to Charity: Moral Differences Many families across the globe continue living below the poverty line and cannot meet their basic needs like food, health, or even sleep.
• Financial Planning. Money Management Skill Financial literacy can be defined as knowledge about financial planning and management that allows making reasonable choices about money spending and saving.
• Bitcoin: The Use of the Digital Money The paper has elaborated Bitcoin is used, its features, and its impacts on society. The digital currency has features similar to other currencies, such as durability.
• Metaphysical Secrets of Manifesting Money Abundance Money is one of the most important influencing factors in modern life. Some scholars single it out as one of the three most distorting forces of human existence.
• History and Role of the Money Money is any commodity or token that serves as a medium of exchange that is legally and socially acknowledged in payment for services and goods and in the disbursement of debts.
• Time Value of Money in a Medical Organization A medical organization may use the concepts of the “time value of money” and “useful life” to organize the purchase of new equipment and to calculate the depreciation expenses.
• Art’ and Money Relations While the cultural value of many artworks exceeds material dimensions, it is hard to imagine how the masterpieces would be preserved without being involved in commodity-money relations.
• Monetary Theory and Policy. Money in the Utility Function Money is an asset, making positive or negative or some other functional effect. Goods, demands, propositions are constantly dependent on the money supply.
• Money Issues in a Relationship In the contemporary world, both men and women contribute equally to the economy of the household. This has changed the household role of men from being the sole breadwinners.
• Tradesmart Inc.: The Money-Back Guarantee Tradesmart Inc. is a fairly broad marketplace, which, in addition to low prices, also provides customers with a unique policy of returning money for the goods.
• “Where Does the Money Go?” by Scott Bittle and Jean Johnson In their book Where Does the Money Go?, Scott Bittle and Jean Johnson focus on the growing national debt of the United States and examine inefficiencies that led to the crisis.
• Money and Relationship in King Lear by Shakespeare King Lear, one of Shakespeare’s most well-known tragedies, is a nihilistic story of destruction, money, and power conflicts that was originally performed in 1606.
• Foundations and Applications of the Time Value of Money This paper intends to discuss the concept of time value of money. The goal is to show that current cash flow is valued highly compared with future cash flows.
• Lloyd’s Tsb Bank Is Under Fire for Money Laundering Offense This research article discusses the role of the bank, either knowingly or unknowingly, in laundering the money obtained by cheating.
• “Money, Greed, and God: Why Capitalism Is the Solution and Not a Problem” by Jay Richards In his book “Money, Greed, and God,” Jay Richards, an American analytical philosopher, seeks to address the most common myths about capitalism.
• Aspects of Functions of Money Money is one of the vital tools in society. The paper looks at the feasibility of money-stably completing these functions in the near future.
• Money as a Means Rather Than a Result of Achieving Happiness The paper states that one can note that money is a tool that allows buying things that make a person happy, but money itself does not bring happiness.
• Is Money a Virtue or Evil: Discussion The study will have to document how money has been used in good ways through spreading the gospel and how it has been used in evil ways for personal or selfish purposes.
• Personal Finance: Turning Money Into Wealth There are many different bond kinds, and each has benefits and drawbacks for the parties involved. Municipal and corporate bonds will be reviewed in this session.
• Governmental Organizations: Value for Money Audits and Performance Audits Value for Money audit and performance audit have different objectives and complement each other, but neither is sufficient on its own to audit an organization’s performance.
• Divine Currency: The Theological Power of Money in the West Money in Christianity is a dangerous matter, which requires careful and proper management to stay on the path of Christ.
• Politics, Money, and Free Expression In 2011, the Supreme Court “decided that corporations and unions could contribute an unlimited amount of money to political campaigns.”
• Inflation and Increase in Money Supply Even though the increase in the money supply might stimulate the economy, it is a dangerous strategy, and the Federal Reserve has to act with caution.
• The Federal Reserve System and the Money Supply The Federal Reserve (FR) has three main tools to control the money supply in the economy: the discount rate, open market operations, and reserve requirements.
• Social Work Assignment: Gender, Money, and the Charity Organization Society Throughout the history of its development, the sphere of social work has witnessed the work of various contributors dedicated to achieving social equality.
• Money, Happiness, and Materialism Correlation The paper concludes that happiness doesn’t depend on material goods, and it should be understood that respect and empathy are superior to any material wealth.
• Daily Budget Cutting: Methods of Saving Money Nowadays, there are many more possibilities to spend additional money than in the past. Consequently, people should be more attentive to their budget and spending structure.
• Financial Management: Where Does the Money Go It is increasingly possible to hear about the importance of financial literacy in the modern world, which largely boils down to thoughtful money management.
• How Money Laundering Practices Violate Financial Ethics Corruption is one of the biggest problems a government can face, and in this blog, the author aims to explain how money laundering practices violate financial ethics.
• Forecasting and Time Value of Money Time value of money is a valuable instrument that helps comprehend the value of a currency in relation to a given period and significantly impact investing decision.
• Analysis of Anti-Money Laundering Strategies Money-laundering has been a significant problem for Canada because such a practice enables and facilitates many criminal activities such as drug trade, fraud or even global terrorism.
• Money Laundering, Corruption and Terrorism Issues Money laundering, corruption and terrorism are rife in East and Southern Africa is largely attributed to the abject poverty that at times seems to be endemic.
• Firms Raising Money Through Debt vs. Equity Debts as a source of operating funds can be from within or outside the company specifically individual borrowings or banks.
• Eastern and Southern Africa Anti-Money Laundering Group Money laundering, corruption and terrorism are rife in East and Southern Africa. This phenomenon is attributed to the abject poverty that seems to be endemic in this region.
• This American Life: Toxie Asset by Planet Money When recounting the story of Toxie, the reporters explain how “she” came to be, and how her life began at the peak of the housing market, progressed through the years.
• Montley Fool Money Guide: A Book’s Review It is an educative book that gives an insight into saving, spending, and investing. The author tries to bring out the foolish things people do with their money.
• Money Supply in the United States This essay discusses the money supply, what constitutes it, and the current supply in the US. It will also examine how the COVID-19 pandemic affected the M2 supply in the country.
• Finance, Currency Alternatives, and Money in the Bible The currency used in all countries nowadays is an example of fiat money, meaning that it lacks intrinsic value.
• ”Money Supply” Article by Enam Ahmed Analysis In this article, Enam Ahmed explains why central banks should use the Divisia approach to measure the effectiveness of monetary policies.
• York College Medical Center Managing Grant Money Despite numerous positive effects that financial recognition of the employees could bring to the general state of the center, free healthcare services are of higher priority.
• Men, Women & Money – How the Sexes Differ with Their Finances’ Article Review? Amy Livingston’s article Men, Women & Money – How the Sexes Differ with Their Finances provides comparative gender-related research.
• Can Money Buy Happiness? This article analyzes Sandy LaMotto’s research that money brings happiness and that selfish spending is associated with a good mood.
• What Does Money Have to Do With It? The policy-oriented toward providing judges with the information on the costs of sentencing types can be discussed as rather controversial.
• The Money Factor in Drug and Alcohol Treatment A vast number of individuals fail to take up drug treatment because they are unable to raise the money that is required to enroll in such a program.
• Exchange Rate and Price: U.S. and Chinese Money The exchange rate quotation is derived by stating the number of units of term currency that can be bought in terms of the unit currency, which is also known as the base currency.
• Entrepreneurship. Money in the Resource Equation Money is the least important part of the resource equation because starting a new business requires an entrepreneur’s ability to take risks.
• Macroeconomics: Monetary Policy in the United States There are various monetary policy tools which can be used by the fed in order to achieve its desired policy objectives.
• “Illegal Immigrants: They’re Money” by Rodrigez The focal point of the paper is to present a critical evaluation of Gregory Rodrigez’s article Illegal Immigrants: They’re Money.
• Illegal Immigrants – They Are Money The paper looks at the issue of “illegal immigrants” to the US from the perspective of their value to businesses as cheap labor and as a market for their goods like credit cards.
• “Rivers of Blood and Money” Article by Burden The article “Rivers of Blood and Money” by Burden takes a different approach when analyzing the issue of anti-Semitism and events before and during the Holocaust.
• Money and Happiness in Economic Theories The pursuit of additional wealth and income usually becomes addictive thereby reducing an individual’s time with their family members and friends and limiting their social life.
• Money and Politics in Healthcare Reform Having initiated the healthcare reform, President Obama met stiff opposition to the insurance and pharmaceutics lobby. It would be disadvantageous and made them lose revenue.
• Time Value of Money and Interest Rate Risk Time value of money (TVM) is a financial concept, which implies that money available to an individual or a company at the present time is much more valuable.
• How Can American Cities Raise More Money? One of the main ways through which urban governments in the United States can avert revenue problems is through prudent reduction of services that they currently offer.
• World Money: From the Eurodollar to the Sinodollar
• Treasury Operations, Bank Credit, and the Money Market
• Working From Home Can Earn You Money
• The Money Demand Function for the Euro Area: Some Empirical Evidence
• Trade Credit and the Money Market
• U.S. Domestic Money, Inflation and Output
• The U.S. Money Market and the Term Auction Facility in the Financial Crisis of 2007–2009
• Varying the Money Supply of Commercial Banks
• The Uses of the Money in the Six Century B.C
• Tight Money Policies and Inflation Revisited
• Working Through the Distribution: Money in the Short and Long Run
• Utilizing the Time Value of Money
• Women Are Working and Spending Money Same as Men
• Wall Street: Money Never Sleeps
• Velocity and Money Growth Variability: Evidence From Japan
• The Swiss Sovereign Money Initiative
• Velocity and the Variability of Anticipated and Unanticipated Money Growth in Malaysia
• The Translog Utility Function and the Demand for Money in the United States
• Why Money Talks and Wealth Whispers: Monetary Uncertainty and Mystique?
• Triodos Bank: Conscious Money in Action
• Transactions Costs, the Wage Rate, and the Demand for Money
• The Obsession With Money and the New Consumer Culture of the 1920s
• U.S. Banking and Money
• The Relationship Between Government Deficits, Money Growth and Inflation
• Understanding How Money Works

Simple Money Topics to Write About

• The Rules for Saving Money by Consolidating Debt
• Thinking About Monetary Policy Without Money
• The Relationship Between Economic Growth and Money Laundering
• Work Can Provide More Than Money
• Velocity and the Growth of Money in the United States, 1970-1985
• Trade, Money, and Employment in Intertemporal Optimizing Models of Growth
• Unemployment, Real Wages and the Money Supply in Australia
• The Money Demand and the Loss of Interest for the Euro in Romania
• Wealth, Financial Liberalization, and the Demand for Money in Japan
• The Relationship Between Mobile Money Technology and Financial Development
• U.S. Narrow Money for the Twenty-First Century
• Working for Little Money: Does Germany Need a Minimum Wage?
• Where Has the Money Gone? The Case of Value Added Tax Revenue Performance in Indonesia
• The Trouble With Money: A Prescription for America’s Financial Fever
• Why Most PPC Advertisers Lose Money?
• Unconventional Monetary Policy and Money Demand
• Winning Money Online With Web Analytics
• Utility Function Transformations and Money Illusion: Reply and Further Results
• The Relation Between Money, Income and Prices in South Africa
• York Times Victims Money Fund
• Why Isn’t Money Considered Capital in Economics?
• Tight Money and the Sustainability of Public Debt
• Wealth and How Money Influences People’s Lives
• Tight Money-Tight Credit: Coordination Failure in the Conduct of Monetary and Financial Policies
• Can Money Buy Happiness and Freedom?
• Does Money Equal Power in American Politics?
• Does Money Improve Academic Achievement?
• Does Ones Success Depend on the Amount of Money a Person Earns?
• What Are Some Fundamental Strategies for Saving Money?
• How Does Federal Reserve Control the Money Supply?
• How Does Inflation Affect the Function of Money?
• How Does Shakespeare Present the Issues of Love and Money in His Plays?
• How Does the RSPCA Persuade Us to Part With Our Money?
• How Money and Appearance Control the World?
• How Money Changes the Way We Think and Behave?
• How Money Has Become the Enemy of Our Society?
• How Money Was Created and the Basic Political Ideology of Money?
• How Much Money Does California Get From the Federal Government?
• What Are the Anticipations and the Nonneutrality of Money?
• What Is the Role of the State and the Hierarchy of Money?
• What Alternative Approaches to Money and Growth Are There?
• What Are the Statistical Mechanics of Money?
• What Is the Influence of Money on Medical Science?
• What Is the Development of a Money Attitude Scale?
• Will Money Increase Subjective Well-being?
• What Is the Structure and Performance of the Money Management Industry?
• Why Is There a Difficulty With the Optimum Quantity of Money?
• What Are the Distributions of Money in Model Markets of Economy?
• What Are the Monetary Policy Implications of Digital Money?

Cite this post

• Chicago (N-B)
• Chicago (A-D)

StudyCorgi. (2022, February 11). 138 Research Topics on Money - Essay Topics, & More. https://studycorgi.com/ideas/money-essay-topics/

"138 Research Topics on Money - Essay Topics, & More." StudyCorgi , 11 Feb. 2022, studycorgi.com/ideas/money-essay-topics/.

StudyCorgi . (2022) '138 Research Topics on Money - Essay Topics, & More'. 11 February.

1. StudyCorgi . "138 Research Topics on Money - Essay Topics, & More." February 11, 2022. https://studycorgi.com/ideas/money-essay-topics/.

Bibliography

StudyCorgi . "138 Research Topics on Money - Essay Topics, & More." February 11, 2022. https://studycorgi.com/ideas/money-essay-topics/.

StudyCorgi . 2022. "138 Research Topics on Money - Essay Topics, & More." February 11, 2022. https://studycorgi.com/ideas/money-essay-topics/.

These essay examples and topics on Money were carefully selected by the StudyCorgi editorial team. They meet our highest standards in terms of grammar, punctuation, style, and fact accuracy. Please ensure you properly reference the materials if you’re using them to write your assignment.

This essay topic collection was updated on January 8, 2024 .

• Applying For Scholarships

Financial Need Scholarship Essay Examples (2023)

Jennifer Finetti Oct 2, 2022

Get our best scholarship practices, insights & tips delivered to your inbox

Thank you for subscribing!

Many scholarships are awarded based on financial need. In order to win these scholarships, you must explain the nature of your financial need. In the guide below, we’ll explain how to write these types of essays to increase your chances of winning. Check out these scholarship essay examples for financial need scholarships.

How to write financial need scholarship essays

Here are some tips for writing financial need scholarship essays:

• Maintain a positive tone throughout the essay . You do not want to come across as self-pitying. Focus on ways you learned and grew from past experiences – how they made you stronger.
• Do not diminish other people’s suffering. This is a competition, but that doesn’t mean you should belittle your competitors. In fact, it would be better to say “I know there are many worthy candidates for this scholarship, but…” than to say “I have suffered far more than…” Show respect in everything you write.
• Frame your essay around a specific event. You may add other details if you have space to, but use one experience as the thesis for your essay.
• Avoid controversial statements and opinions. When discussing events from your past, do not belittle someone else or talk negatively about a group of people. You never know who will be reading your essay.
• Tell your story with honesty. Do not fabricate any details to make yourself sound needy. Your past and present circumstances will speak for themselves.
• Don’t try to sound philosophical. Some students will do this because they think it makes them seem smarter, but it rarely has that effect. Focus on proofreading and writing solid content. That is enough intelligence on its own.
• Discuss your career goals, if possible. You may not have room for this if the essay is short. If you do have room though, discussing your career goals will indicate a plan for the future. Review boards reward determination.

You know why you need financial aid. Tap into the key elements of your circumstances and use them to craft the perfect essay.

Many scholarships are awarded based on financial need. In order to win these scholarships, you must explain the nature of your financial need. In the guide below, we’ve provided examples of scholarship essays for financial need scholarships, along with some tips to help you write your own essay.

The fastest path to earning scholarships

Simplify and focus your application process with the one-stop platform for vetted scholarships.

Example 1: “Provide a statement of financial need”

Some scholarships will simply ask for a statement of financial need. There are no parameters to follow. You’re left to write whatever you want. Typically, a statement of financial need is two or three small paragraphs. This will come out to roughly 150-200 words, but it could be slightly longer. Think of this as a cover letter for your scholarship application, highlighting the key elements of your financial need. Don’t build up to the thesis. Get directly to the point.

I am the first person in my family to graduate high school, and thus the first to attend college. Both of my parents dropped out of school when they were teenagers. Because of their limited education, they have always worked in entry-level positions, earning barely enough to put food on the table. My first job I got was at the age of 12 delivering papers, and I have worked hard ever since to relieve pressure from my family. I enrolled in Mississippi’s HELP program during my senior year, which covers tuition and fees at select colleges in the state. I also have a Federal Pell Grant to cover my housing. However, I still need funding for books, supplies, and transportation to campus as needed. I am an engineering student, and our classes come with high fees. My parents cannot contribute to my college expenses, and I cannot work much while I’m in school. This scholarship would help me avoid costly student loans that could take years to repay.  

Example 2: “Describe your financial need in 100 words”

This essay is even shorter than the financial need statement. It may be one of several short answer questions you need to fill out. Working with 100 words is tricky. That only leaves room for about 7-10 sentences, depending on length. Make compelling statements using the fewest words possible.

Also note that grammar errors and misspellings will be much more noticeable in this short essay. Carefully proofread your writing before submitting the scholarship application.

I got pregnant and dropped out of high school when I was 15. By the age of 20, I had two more children, and we all shared a one-bedroom apartment. I worked three jobs to pay the bills, but I never earned much. When my oldest started high school, I did the same. I got my GED at 29 and enrolled in nursing school. My financial status has improved now with a GED, but I’m still a single mom with three kids. I want to become a registered nurse to give my children a stable future. I appreciate your consideration.

Word Count: 100

Example 3: “Explain your financial need in 500 or more words”

This scholarship essay prompt is the opposite of the one above. You have much more room to discuss your circumstances. Talk about your family life, your income, and other restraints that contribute to your financial aid . Try not to throw too much in the essay though. You want the information to flow together seamlessly. Edit carefully, and give the readers a full view of your situation.

My name is Brandon Noviello. I am a sophomore on track to earn my Bachelor of Arts in Sociology. I need financial aid because I do not have a family to contribute to my education. I was in foster care for two years before I aged out of the system, and now I am pursuing a degree completely on my own. I was raised by a wonderful woman who didn’t always have a wonderful life. My mother got pregnant after a sexual assault, but she was determined to raise a smart, successful man. She went through an accelerated program to graduate high school before I was born. She devoted the rest of her life to supporting me, both financially and emotionally. My mother’s family cut ties with her the moment she became pregnant. Life wasn’t easy for us, but I never wanted for anything. She always found a way to keep me fed, dressed, and in school. Unfortunately, she lost a long-term battle with depression when I was 16, and I was put into the foster system until I reached adulthood. I did not have a positive experience with foster care, but I admit, I had no desire to. My mother’s passing weighed heavily on my mind, and I felt an overwhelming sense of anger, regret, and frustration. There was one gleam of hope in my experience though. I had a great social worker. I fought her decisions every step of the way, and she still managed to find a family to get me through high school. My social worker was the only person I invited to my graduation ceremony.  She helped me realize how much one person’s efforts can make a difference in the lives of others. I was only one of countless children she had helped over the years. I researched how to become a social worker so I could help other children like me. My plan is to work with the Department of Human Services in the foster care and adoption division after I graduate. In order to make my dreams a reality, I need financial aid. I am working as a server to pay for food, utilities, and basic necessities, but I do not earn enough to pay for college as well. I go to school during the day and work at night. Furthermore, I have a maximum Pell Grant to cover most of my tuition, but I still need help with other expenses. I did not do well in high school as a result of my mom’s passing, but I have done well in college. I have a 3.25 cumulative GPA, and I have never made less than an A in a degree-related course. As such, I am committed to being successful despite my circumstances, and I want to help young people find that motivation within themselves. I look forward to working with children and teens in the foster system, so I can be the hope that someone else was for me.

Word Count: 498

YOU SHOULD ALSO READ

How to Write a Great 250-Word Essay

How to Write a Great 500 Word Essay

How to Write a Scholarship Essay Introduction (With Example)

How to End a Scholarship Essay

Who Should I Ask to Write My Letter of Recommendation?

• Scholarship Essay

Jennifer Finetti

As a parent who recently helped her own kids embark on their college journeys, Jennifer approaches the transition from high school to college from a unique perspective. She truly enjoys engaging with students – helping them to build the confidence, knowledge, and insight needed to pursue their educational and career goals, while also empowering them with the strategies and skills needed to access scholarships and financial aid that can help limit college costs. She understands the importance of ensuring access to the edtech tools and resources that can make this process easier and more equitable - this drive to support underserved populations is what drew her to ScholarshipOwl. Jennifer has coached students from around the world, as well as in-person with local students in her own community. Her areas of focus include career exploration, major selection, college search and selection, college application assistance, financial aid and scholarship consultation, essay review and feedback, and more. She works with students who are at the top of their class, as well as those who are struggling. She firmly believes that all students, regardless of their circumstances, can succeed if they stay focused and work hard in school. Jennifer earned her MA in Counseling Psychology from National University, and her BA in Psychology from University of California, Santa Cruz.

Related Stories View All

Design Meets Functionality: A New, Distraction-Free, Productive Environment for Better Applications

40 Awesome Scholarships in Wisconsin

Popular Application Essay Topics

Get started with scholarshipowl.

Simplify and focus your application process with the one-stop platform for vetted scholarships

Home — Essay Samples — Economics — Money — Methods of Making Money

Methods of Making Money

• Categories: Money

About this sample

Words: 568 |

Published: Dec 18, 2018

Words: 568 | Page: 1 | 3 min read

Works Cited

• Fidelity Investments. (2022). Understanding investment options. https://www.fidelity.com/learning-center/investment-products
• Investopedia. (2022). How to invest in stocks. https://www.investopedia.com/articles/basics/06/invest1000.asp
• Kiyosaki, R. T. (1997). Rich dad poor dad. Tech Press.
• Mullainathan, S., & Shafir, E. (2013). Scarcity: Why having too little means so much. Macmillan.
• O’Leary, K. (2011). Cold hard truth: On business, money & life. Doubleday Canada.
• Ramit Sethi. (2019). I will teach you to be rich: No guilt, no excuses-just a 6-week program that works. Workman Publishing Company.
• Seligman, M. E. (2011). Flourish: A visionary new understanding of happiness and well-being. Free Press.
• The Balance. (2022). Guide to investing.
• The Penny Hoarder. (2022). Make money online. https://www.thepennyhoarder.com/make-money/
• The Simple Dollar. (2022). Investing.

Cite this Essay

Let us write you an essay from scratch

• 450+ experts on 30 subjects ready to help
• Custom essay delivered in as few as 3 hours

Get high-quality help

Dr. Karlyna PhD

Verified writer

• Expert in: Economics

+ 120 experts online

By clicking “Check Writers’ Offers”, you agree to our terms of service and privacy policy . We’ll occasionally send you promo and account related email

No need to pay just yet!

Related Essays

5 pages / 2327 words

2 pages / 795 words

5 pages / 2457 words

2 pages / 944 words

Remember! This is just a sample.

You can get your custom paper by one of our expert writers.

121 writers online

Still can’t find what you need?

Browse our vast selection of original essay samples, each expertly formatted and styled

Related Essays on Money

Credit cards are dangerous, especially for new credit card users who may be interested by what seems like “free” money. Some credit card users fall into credit card traps. If you’re thinking about getting a credit card, [...]

The age-old debate of cash versus credit card continues to be a topic of discussion and personal preference. Both payment methods have their advantages and drawbacks, and choosing the right one depends on various factors. In [...]

Money has long been a subject of debate when it comes to the concept of happiness. Many argue that money can solve many of life's problems while others contend that it breeds greed and corruption and offers little real joy. Both [...]

Money is a crucial aspect of life, and saving it is a necessary practice that everyone should embrace. According to a recent survey, only 41% of Americans have saved enough money to cover unexpected expenses. This statistic [...]

My financial situation is not stable right now. My mother sends me money every month so I can cover my expenses and buy whatever I need. I don’t have that much of monthly expenses, mostly my phone bill expenses, groceries, [...]

This global health class has played a big impact in my perspective of the health care system, and heath internationally. One of the biggest contributors of this were the visitors we had. From all the visitors I was able to [...]

Related Topics

By clicking “Send”, you agree to our Terms of service and Privacy statement . We will occasionally send you account related emails.

Where do you want us to send this sample?

By clicking “Continue”, you agree to our terms of service and privacy policy.

Be careful. This essay is not unique

This essay was donated by a student and is likely to have been used and submitted before

Download this Sample

Free samples may contain mistakes and not unique parts

Sorry, we could not paraphrase this essay. Our professional writers can rewrite it and get you a unique paper.

Please check your inbox.

We can write you a custom essay that will follow your exact instructions and meet the deadlines. Let's fix your grades together!

Get Your Personalized Essay in 3 Hours or Less!

We use cookies to personalyze your web-site experience. By continuing we’ll assume you board with our cookie policy .

• Instructions Followed To The Letter
• Deadlines Met At Every Stage
• Unique And Plagiarism Free

Essay on Money Management

Students are often asked to write an essay on Money Management in their schools and colleges. And if you’re also looking for the same, we have created 100-word, 250-word, and 500-word essays on the topic.

Let’s take a look…

100 Words Essay on Money Management

Understanding money management.

Money management is about how you handle your cash. It’s like a game plan for spending, saving, and making sure you have enough for important things. You keep track of what you earn and make smart choices on what to buy.

Saving Money

Saving means putting money aside for later. Each time you get money, you should save a part of it. This can help you buy big things in the future or have money in case of emergencies.

Spending Wisely

When you spend, think about what you need versus what you want. Needs are things like food and clothes, while wants are extras. Always try to spend less money than you have.

Making a Budget

A budget is a plan for your money. You write down how much money you get and then plan how to spend it. Sticking to a budget helps you not run out of money.

Investing is using your money to try and make more money. It can be risky, so learn and start small. It’s a way to grow your savings over time.

250 Words Essay on Money Management

What is money management.

Money management means taking care of your money. It’s like knowing how to use your pocket money wisely. You plan how to spend it, save some, and make sure you have enough for things you need.

Saving is putting money aside for later. Imagine you want a new toy or a book. If you save a little bit of your money every time you get some, soon you will have enough to buy what you want. It’s like filling a piggy bank; drop by drop, it gets full.

When you spend money, think about what you’re buying. Ask yourself if you really need it or if it’s just something you want because it looks cool. Sometimes, waiting before buying something helps you decide if it’s important.

A budget is a plan for your money. You write down how much money you get and then list the things you need to spend money on, like food, school supplies, and clothes. If you plan it right, you can also save some money.

Why It Matters

Handling money well is a big part of life. When you learn about it while you’re young, you get better at making good choices with money when you’re older. It means you won’t run out of money when you need it, and you can even help others. Plus, you’ll feel proud that you can take care of your money all by yourself.

500 Words Essay on Money Management

Money management means taking care of your money. It’s like being the boss of your own cash. You decide what to do with it: spend it now, save for something big later, or even put some away for times when you might need it urgently. It’s important because it helps you make sure you always have enough money for the things you need and want.

Creating a Budget

Think of a budget as a spending plan. It tells you how much money you have, where it needs to go, and what you can spend without running out. To make a budget, list all the money you get, like allowance or birthday cash. Then, write down what you need to spend money on, like school lunches or saving for a new bike. What’s left is your spending money. Remember, a good budget helps you not spend more than you have.

Saving is like planting a seed that grows into a money tree over time. When you save, you set money aside for later. You might save for a game, a trip, or just to have some extra cash when you need it. A good tip is to decide on a certain amount to save each time you get money. This way, saving becomes a regular habit, just like brushing your teeth.

Smart Spending

Smart spending doesn’t mean you never buy fun things. It means thinking carefully before you buy. Ask yourself: Do I really need this? Will I use it a lot? Could I find it cheaper somewhere else? Sometimes, waiting a bit before you buy can help you decide if it’s really worth it.

Understanding Needs vs. Wants

Needs are things you must have to live, like food, a home, and clothes. Wants are extra things that are nice to have but you could live without, like toys and video games. Good money management means taking care of needs first and then seeing if there’s money left for wants.

Dealing with Emergencies

Emergencies are like unexpected storms that can shake up your money plans. It could be a broken bike or a lost school book. This is why you have savings. If you’ve saved up, you can handle these surprises without getting stressed.

Making Money Grow

You can make your money grow by investing, but this can be tricky. It’s like giving your money a job where it can earn more money for you. Talk to a grown-up and learn about things like bank accounts that earn interest. This means the bank pays you a little bit for keeping your money there.

Sharing and Giving

Money isn’t just for spending on ourselves. Sharing with others can make us feel good. You might give some money to help people in need or support a cause you care about. This is a part of money management, too, because it’s about deciding how to use your money to make a difference.

Managing money is a big responsibility, but it’s also a powerful skill. When you learn to manage your money well, you’re in control. You can reach your goals, handle emergencies, and even help others. Start practicing these money management tips, and you’ll be on your way to being a money management pro!

That’s it! I hope the essay helped you.

If you’re looking for more, here are essays on other interesting topics:

• Essay on Money And Happiness
• Essay on Modesty
• Essay on Modernism

Apart from these, you can look at all the essays by clicking here .

Happy studying!

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

• Willow Tenny
• Writing Prompts
• Writing Tools
• Shop For Articles

Writing Essays for Money: A Guide for Aspiring Freelance Writers

Table of Contents

Are you looking to make money from your writing skills? One of the most popular—and increasingly in-demand—ways to do so is by writing essays for money. With online writing services on the rise and more students and professionals turning to them for help with their work, there has never been a better time to become a freelance essay writer. But before you jump into this career path, it’s important to understand what it entails—including the challenges and ethical considerations. 

The Essay Writing Market: An Overview 

The essay writing market is a unique and ever-growing sector. As students, professors, and professionals alike become increasingly aware of the range of online services, so does the demand for these services.

In this section, we’ll look at the different types of online writing services, discuss the demand for academic writing services, outline the demographics of people who use these services, and explain the factors that drive the demand for essay writing services. 

Types of Writing Services Available Online 

There are many different varieties of online essay-writing services available today. These include custom essay writing services (where a customer can provide specific instructions and have a paper written specifically to their needs), editing/proofreading services (for those who need help with formatting or spelling/grammatical errors in an existing document), research paper writing services (which provide essays based on individual research topics), copywriting or rewriting services (where customers can submit existing documents which will then be rewritten for them), and resume/CV writing service (which provide job seekers with tailored resumes or CVs). 

Demand for Academic Writing Services 

The demand for academic writing has grown considerably over the past decade as students have become more aware of the availability of such services. This is especially true among college students seeking assistance with their coursework.

In addition to students, there is also growing demand from professionals looking to outsource their written assignments due to lack of time or expertise. As a result, this market has seen exponential growth over recent years. 

Demographics of People Who Use These Services 

The demographic makeup of those using essay writing services is quite varied. On one hand, you have college and university students who turn to these companies when they need help with their coursework; on the other hand, there are also professionals from all walks of life who are looking to outsource their written assignments due to a lack of time or expertise.

Most customers tend to be from countries where English is not their first language; however, there has been an increasing number of US-based customers over recent years. 

Factors that Drive Demand for Essay Writing Services 

One major factor driving demand for these types of essay-writing services is convenience – customers can easily find what they need without having to do all the work themselves.

Additionally, many customers feel more comfortable entrusting their assignment with a company than tackling it alone due to a lack of knowledge or experience in certain subject areas. Finally, affordability plays an important role in this market – customers want quality work but at affordable prices, which many companies are able to offer them through competitive pricing models and discounts. 

With so many different types available, ranging from custom essay writing to resume/CV service providers, it’s easy to see why this industry continues to expand each year as more people realize just how convenient it can be when they need help with written assignments!

Writing Essays for Money: A Path to Both Flexibility and Financial Security 

Are you looking for a way to make money that provides you with both flexibility and financial security? Writing essays for money may be the perfect job opportunity for you. This blog post will explore the pros of writing essays for money and how it can help you reach your career goals. 

Flexibility in Work Schedule 

One of the biggest advantages of writing essays for money is that it allows you to work when and where it’s convenient. Since you’re working remotely, there’s no need to worry about commuting or taking time off from a traditional job.

You can write essays whenever it suits your schedule, whether early in the morning, late at night, or even on weekends. Plus, being able to work from anywhere means that you don’t have to be tied down to one location; if you want to take a vacation or travel for any other reason, all you have to do is pack up your laptop and go! 

Ability to Earn a High Income 

Another great advantage of writing essays for money is that it allows you to earn a very good income. Depending on how much experience and expertise you bring to the table and how much demand there is in your chosen field, you can significantly increase your earning potential.

Plus, since most projects are paid per word or page written (or sometimes both), it is easy to track your income and ensure that you’re getting paid what you deserve. 

Opportunities for Professional Growth 

Finally, writing essays for money can also provide great professional growth opportunities. As an essay writer, you will be expanding your knowledge base through research and practice and working with new clients from various backgrounds who might have different perspectives on certain topics.

You’ll also get exposure to different writing styles, which can help improve the quality of your own work over time. And if the client has requested revisions on their project, this is another chance for you to hone your skills while still getting paid!  

By taking advantage of this unique job opportunity now, you will be able to open up new doors professionally and financially secure yourself in the process. Thanks so much for reading!

Making Money Writing Essays: The Pros and Cons 

Making money by writing essays sounds like a great way to earn an income. It can be an enjoyable, flexible job with the potential for a good return on your investment. But is it really worth it? Let’s look at the pros and cons of writing essays for money so that you can decide whether this type of work is right for you. 

Unclear Ethical Considerations 

When you write essays for money, you must consider whether this type of work is ethically sound. It can be difficult to decide whether or not you are doing something wrong by helping someone else cheat their way through school.

At the same time, some argue that if students are willing to pay for essays, why should they be prevented from doing so? Ultimately, it’s up to each writer to decide if they are comfortable writing essays for money. 

Plagiarism and Academic Dishonesty 

One of the most serious issues associated with writing essays for money is the potential for plagiarism and academic dishonesty. When students turn in work that isn’t their own, they lie about their capabilities and cheat themselves out of learning experiences.

This can lead to serious consequences such as expulsion or loss of scholarship opportunities. As a writer, it’s important to ensure that all papers are written from scratch to avoid potential plagiarism or dishonesty problems. 

Pressure To Meet Tight Deadlines & Produce High-Quality Work 

Another drawback of writing essays for money is the pressure writers face when it comes to meeting tight deadlines and producing high-quality work on short notice. While some writers may thrive under such intense conditions, others may find them overwhelming and stressful.

If deadlines and high-pressure situations aren’t something you feel you can handle consistently, then this type of work may not be right for you. 

Possibility Of Dealing With Difficult Clients

Although there are many benefits associated with working as an essay writer, there is also the possibility that some clients may be difficult or unresponsive when it comes time to pay up or provide feedback on a project.

In these cases, it pays to take proactive measures such as setting clear expectations upfront to avoid any misunderstandings. Additionally, having a strong contract in place can help protect both parties in case something goes wrong during the course of a project.                  

Ultimately, only you can decide if this type of work suits your lifestyle; however, understanding both sides will help inform your decision-making process before committing one way or another!

How to Write Essays for Money with Confidence 

Writing essays for money can be a rewarding and lucrative way to make a living. When you take on the challenge of writing essays for money, you take on the responsibility of delivering quality work that will satisfy your client’s needs. You should keep certain best practices in mind to ensure success in this endeavor. Let’s explore four key areas for success in writing essays for money. 

Ethical Considerations and Avoiding Plagiarism 

As a writer being paid to write essays, you must understand how important ethics are in any professional venture. As a paid writer, your job is to write words and create original ideas and content that reflects your client’s unique perspective.

You must avoid plagiarizing other people’s work at all costs, even if it means taking extra time or research to gather the information needed to complete an essay assignment. Not only is plagiarism illegal and unethical, but it can also ruin your reputation as a writer if discovered by your clients! 

Time Management and Staying Organized 

Time management skills are essential when writing essays for money because oftentimes, deadlines must be met quickly and efficiently.

That said, good time management skills should never come at the expense of quality work. So you must have systems that help you stay organized and plan ahead for any potential roadblocks or problems you may face while completing projects on time.

One great way to do this is by creating lists of tasks that need completing and breaking them down into smaller chunks so they can be completed quickly without sacrificing quality or accuracy. 

Maintaining Quality While Meeting Tight Deadlines 

When writing essays for money, meeting tight deadlines while still creating quality work can seem daunting; however, there are ways around this problem!

By researching topics thoroughly before beginning an essay assignment – such as gathering facts, relevant quotes, or statistics –you will save time during the actual writing process since much of the material will already be gathered beforehand.

Additionally, having someone else proofread your work before submitting it can also help catch errors or typos before they become issues with your client! Lastly, always make sure to double-check all sources cited within the essay against the original source material (if available), so accuracy remains paramount throughout the entire project from start to finish.  

Building a Positive Relationship With Clients 

Writing essays for money requires more than technical know-how; it also requires maintaining positive relationships with clients over time so they can trust your abilities as a reliable writer who consistently produces high-quality work.

To build strong working relationships with clients over time, stay communicative throughout each project—from initial contact through completion—and provide regular updates whenever necessary so everyone stays on track toward meeting deadlines without sacrificing the quality of output in the process.

Additionally, having open lines of communication allows both parties involved in an essay assignment to discuss any revisions or changes needed before submitting final drafts, which helps ensure total satisfaction with each project! 

Where to Write Essays to Make Money

Writing essays for money is a great way to make extra income. Many websites offer freelance writing services where you can write essays and other types of content for clients who need them. You can also find opportunities to write essays for money on job boards and freelance marketplaces. Before taking on any project, it is important to research the client and make sure they are legitimate.

Are you looking for places to sell essays?

Here are 10 great options:

• Fiverr : Fiverr is a great platform for freelancers to offer their services, including essay writing.
• Upwork : Upwork is another popular freelance platform where you can find clients who need essays written.
• Guru : Guru is a freelance marketplace that connects businesses with professionals, including those who write essays.
• Freelancer : Freelancer is an online job board that allows freelancers to bid on jobs, including essay writing projects.
• PeoplePerHour : PeoplePerHour is a website where freelancers can find work, including essay writing jobs.
• iWriter : iWriter is a content creation platform that allows writers to create and sell essays online.
• Textbroker : Textbroker is an online marketplace for writers to create and sell content, including essays and other academic papers
• EssayShark : EssayShark is an online platform where students can get help with their essays from professional writers
• StudySolver : StudySolver offers students the opportunity to get help with their essays from experienced writers
• WritersDepartment : WritersDepartment provides freelance writers with the opportunity to write and sell essays online

Finding legitimate freelance essay writing jobs can be a challenge. Fortunately, there are a number of websites that offer opportunities for writers to find work and make money.

The future of the market for online writing services is looking bright. With more businesses and individuals turning to the internet for their content needs, the demand for quality writers will only increase. As technology continues to advance, so will the opportunities available to freelance writers willing to put in the time and effort necessary to create high-quality essays for money.

Therefore, if you want to make some extra cash with your writing skills, consider joining the growing market of freelance essay writers who are seeing success and making money through their work!

What Does It Mean To Take Inspired Action?

Is writing for a living possible exploring the reality.

When it comes to writing, Willow Tenny is a true pro. She has a wealth of experience in SEO copywriting and creative writing, and she knows exactly what it takes to produce quality content. On her blog, Willow Writes, Willow shares top writing strategies with both beginners and experienced writers.

Related Posts

Making Money on Medium: How to Turn Two Articles a Week into $1000

Hire a Copywriter: The Key to Creating Quality Content for Your Business

How to Become a Grant Writer

How to Become a Fortune Cookie Writer in 5 Easy Steps

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

• AI Writing (7)
• Angel Numbers (1)
• Publishing (3)
• Spirituality (1)
• Writing Jobs (6)
• Writing Prompts (4)
• Writing Tips (43)
• Writing Tools (3)

So Mote It Be: A deeper look into the meaning and usage of this phrase.

How to Write in 3rd Person About Yourself

Conversational Style Writing Examples

How to Write a Personal Narrative [in 10 Easy Steps]

• Writing Tips

• Share full article

Chaos, Injustice and Joy: This Year’s College Essays About Money

Each year, we ask teenagers to send us their application essays about work, money or social class. Here are four, from California to Cambodia.

Left to Right; Sydney Carroll, Sam Smith, Haley Song and Shane McDermott Credit... Photos by Hailey Sadler, Peter Hoffman, Tina Hsu and Lee Klafczynski for The New York Times

Supported by

By Ron Lieber

• Dec. 16, 2023

Some of the most basic questions about money are also central to figuring out what and who you want to be: What do I have, what do I want, how does that compare to others around me and how should I feel about it?

In The New York Times’s 10th year of publishing teenagers’ college application essays about money, work, social class and other related topics, all four writers grappled with these questions in their own ways.

How should I handle my parents making a drastic change in how they earn their living? What will I do to get money, and why? What can I learn from careful attention to physical money itself? And how should I best process the riches and poverty that coexist within feet of each other — and of me?

None of the questions have easy answers, or correct ones, necessarily. But learning to ask the hard ones is a giant step toward understanding your place in the world.

Sydney Carroll

“We took ‘family owned and operated’ to a new level.”

Franklin, Tenn. — Battle Ground Academy

When you meet new people, there are things you immediately know: their hair color, their height, their fashion sense. As for me, I also immediately know who they voted for, that they’re a proud N.R.A. member, or that they support the “sanctity of life” and Southern “heritage.”

That’s because I work at my family’s carwash, so naturally my first introduction to people is their bumper stickers.

I didn’t always work at a carwash in the outwardly beautiful, but decidedly fraught, Columbia, Tenn. In fact, until I was 14 my father worked on Wall Street — the New York one, not the Tennessee one boasting our county’s only Chipotle.

But when my 40-year-old aunt died, my parents engaged in radical grieving methods: having complete midlife crises, leaving their stable jobs, moving us 950 miles away to Nashville and opening a carwash. As you can imagine, my parents’ crises translated to an entirely new crisis for me. In Tennessee, it often feels as though I stick out like a blue crayon in a 125-pack of red crayons (with a sharpener attached).

When my family opened the carwash, we took “family owned and operated” to a new level. My dad traded in his khakis and button-down shirt for shorts and industrial work shirts with our logo on the pocket. My mom abandoned her past experience managing accounts with Cartoon Network and pivoted to making WindMaster signs telling people not to hit other people.

And me? I went from an eighth grader to an assistant manager.

I know things that virtually no other 17-year-olds know or want to know: how to grease equipment, the perfect mixture of chemicals to get algae off cement floors and the best way to dodge a car flying directly at you. I’ve also had the pleasure of being the on-duty manager when cars have crashed in our parking lot, leading to my trying to work a brand-new surveillance system while profusely apologizing to the police, who very obviously wished an adult was present.

There are, however, things that have happened at the carwash that are far from funny. As a female and a minor, customers have made comments and jokes when talking to me that have made me feel deeply uncomfortable, exposed and, most importantly, out of place.

It’s hard to feel I belong in Tennessee, where we’re on the news weekly for a new book ban, shooting or shutdown of a Pride festival. I’m entrenched in a place where so many interactions feel like a contradiction of everything I stand for. It’s not easy to accept that our regulars — the people I’ve grown to love who always bring me a caramel candy or a water or show me pictures of their kids — don’t believe in my right to reproductive health care. Some of them carry guns, and most of them are unvaccinated. They care about me, but they don’t care about me.

And they’re never going to truly know me, the me who marches in protests and works on political campaigns. Part of the reason for all those loud bumper stickers is that we live in a time of not only great division, but even greater hatred. I’ll admit I’m no angel, but I truly believe that activism must come from a place of love. So I’m going to keep fighting for what I believe in, not in spite of but because of the people I disagree with.

Although the carwash regulars may not fight for my rights, I love them enough to fight for theirs. I’ll fight for them to have free universal health care, for their kids’ guaranteed school lunches and for a fairer economy.

I may be ready to leave Tennessee, but its future matters to me. So while I’m here, I’m going to try to change some minds, whether it’s one door, one protest or one carwash at a time.

“I have always been ‘The Money Man.’”

La Jolla, Calif. — La Jolla High School

There it is. The little mutant, who is supposed to be immortal, lies still, right beneath our noses.

The sun pulsates down on our backs as midday approaches on a scalding day in San Diego. The cockroach lies still, sprawled across the floor with one of its six legs pointed in each direction. An assemblage has emerged around the dead invertebrate, as our posse quarrels about what we could do with this prospect.

“Bet you won’t eat that cockroach right now,” challenges one person.

“Ten bucks says I will!” I shout confidently.

The small crowd grows into a state of silence, as heads begin to turn toward the instigator, then back to me, anticipating a standoff.

I have always been the “Money Man,” so being offered to eat a cockroach, or any other similar requests, in exchange for monetary value was a common occurrence. I cannot explain why $10 entices me to conquer obscure feats. I have had a fortunate childhood where my earned dollars would typically buy a Snickers bar for my enjoyment.

Oftentimes, I ask myself why these trivial challenges matter? My father’s job requires him to live on the other side of the globe for six months each year. His absence in my life has left me with an insecurity that no money can buy.

From a young age, I had to learn to live without a father figure. Our trips to Mission Bay Park were always cut short when his next rotation came, leaving me to teach myself how important a spiral was when throwing a football.

As a child, I quickly learned not everyone lived a life like mine. Growing up, due to my father’s job, we lived overseas, providing me firsthand lessons in the value of money. I have witnessed poverty at its worst. Living abroad opened my eyes to the sheer number of people who would consume a cockroach for an American $10 bill.

I watched children who were 5-years-old in China doing backbreaking work for their families, just to make ends meet. Or beggars lining the streets of Egypt as their prestigious neighbors parted the road in their gold-plated G-wagons, spending millions on parties and feasts rather than helping their predecessors. Or my own family members in Mexico, who begged us to bring back clean water jugs and books for them and their children.

I may be privileged, but I have seen every nook and cranny of what it takes to make it in life. So, when the opportunity comes to make an extra dollar, I understand its value and embrace it.

Maybe I am money-driven, because it is my everlasting belief that I have every reason to make it in life. I have witnessed people come from immense poverty. So, I have no excuse to not make it, because people around the globe, who have so much less than me, still manage to hustle their way to the top.

Maybe it is the belief that if I learned the value of a dollar at an early age, I would be able to help my many family members struggling on the other side of the border. Maybe that is why I took a job in construction, not because I needed the money, but because I understood its importance.

I hope attending college, something most of my family couldn’t do, will allow me to both help provide for them financially and be present in their lives. My family taught me the importance of a dollar, no matter what, even if I had to become “Cockroach Guy.” My value of money and understanding of its global meaning will hopefully help me succeed in the classroom and beyond.

Shane McDermott

“This was my very first experience blowing $300 in a day.”

Brooklyn, N.Y. — Brooklyn Technical High School

I stepped out of the bank, my eyes tracking the silver- and copper-colored specks shimmering beneath the water of the fountain.

Reaching into my pocket, I watched a man fling a coin in anticipation of his wish coming true. I slid my fingers along the edges of my quarters, contemplating throwing one in myself. However, I couldn’t toss away a potential winning lottery ticket that easily. I grasped the rolls of coins just tightly enough to leave slight imprints in my palm and headed for my car.

Once home, I commenced the familiar sorting process I performed with all the coins in my collection. I cracked open the rolls of quarters on my desk, inspecting the sides to see if any coins had silver cores. The tangy scent of copper swirled around my room as I separated the coins by date, looking online for possible prices and potential error coins — coins with manufacturing flaws.

My eyes lit up. I’d found one: A 2005-P Minnesota quarter with a reverse double die, a duplication of design elements on the back.

I quickly positioned the coin into a small case, scribbled an estimated $60 value and carefully piled it in my wooden drawer with the other rare coins. Although it was just a bargain-basement case, it was far superior to the makeshift ripped paper and tape “cases” I had been using as a new collector.

I reached into the back of my drawer and picked up a 1981 Australian 20-cent piece, one of my first-ever foreign coins, and also my favorite. I turned to the reverse. Having lived in the United States all my life, it always fascinated me to see a platypus rather than the freedom bird staring back at me.

I spun the coin between my fingers while looking through the other quarters. It invariably reminded me that I was never this prudent with my money before; my coin collection was more of a monthly holiday, rather than a facet of everyday life.

My original connection with coins arose from my grandmother’s many trips around the world. When she had come back from South Africa, she let me check out some coins and bills from the bottom of her purse. However, when I peered inside and saw one remaining coin that was the most vibrant gold color, my 8-year-old mind couldn’t help but want to entertain myself with it.

The coin in question: An early 1960s 2 Rand, valued at well over $300. It felt like a small-scale quarter but had far more pronounced ridges along the edges and was significantly heavier.

I remember holding it in the palm of my hand; the peculiar heft felt as if it was going to push my arm down. It had a stunning image of an antelope on the reverse that apparently made me think it was actually an antelope.

I made the ingenious decision to have the “antelope” gallop on a railing over the steep embankments of Riverside Park. This was my very first experience blowing $300 in a day, and I didn’t realize until years later what I’d lost.

After the antelope incident, I made sure to keep the rest of my coins safe and secure, leading to the development of my attentive sorting routine. I scanned all the remaining coins and double-checked to make sure I hadn’t left any treasures behind, then scraped together the quarters and placed them back into rolls. I headed back to the bank to trade in the quarters for pennies so I could once again attempt to bolster my collection.

On the way out, I again saw multiple people tossing change into the fountain. But the smiles on their faces quickly turned to frowns, for I took off my shoes and, not wanting to let wishes go to waste, rolled up my pants and hopped in with a bucket.

“Kickstand up, ignition growling and helmet firmly on, the world is new again.”

Phnom Penh, Cambodia — Logos International School

Through the morning haze of dust particles, car exhaust and visible heat waves, my mind races faster than my motorbike’s 30 kilometers per hour. A world filled with incomprehensible, outdoor merchant hollers and a window pane delivery man on a motorbike tempts the curious and analytical.

As my mind races with curiosity, I am challenged as a driver. Another motorbike’s sudden swerve or a cloth thought to be roadkill makes me jerk for my handlebar brakes. Although keen, my senses are not supernatural; nothing can account for the lawless roads of Phnom Penh.

My daily drive to school is anything but monotonous. Our starting node is dropped in a gated community. Kickstand up, ignition growling and helmet firmly on, the world is new again. Amongst the houses passed, a pattern emerges of villa, Lexus and renovation — a gold spray-painted gate or a large green overshade — giving me a peek into the homeowner’s head. Although the thought of finding rushes of neural activity in their actual brain sounds endlessly exciting, I am content with deducing their aesthetic values — for now.

Before bidding the neighborhood guards farewell, I stop very carefully for the woman driving a Rolls-Royce with an infant in front while a woman pulling a tin wagon of brooms and foliage pulls up behind me. Questions of luxury car shipping, infant safety and wagon construction are trumped by the irony and tragedy of the gap I create between them.

I join the hubbub of commuters spreading like liquid particles filling in every ounce of empty space. I reject an opening to swerve through two large cars, but apparently, my depth perception fails me as another driver seizes the opportunity.

My recent failure to calculate time and acceleration fades, as I ponder humanity’s natural acclimation of skills. I take the first and second virtues of volleyball, aggressiveness and communication, to heart after my failure. A traffic light’s contradictory instructions open the traffic floodgates, but I make it through with deliberation. Every yellow light run and sidewalk driven on drops me into a thought experiment on human nature. Although for me, questions of habit, the inorganic nature of driving and social pressure rise before the innate chaos and evil of the human soul.

Signage in Khmer, English, Chinese and Korean becomes as legible as my abilities allow as my motorbike comes to a halt. A truck filled to the brim with factory workers blocks my path. The intersection’s green light flashes, and the truck continues straight, just missing the turn to the brand-new H&M in the country. It is a wonder that they didn’t make one earlier, considering how cheap the transportation fees would be.

Seeing the manifestation of global issues makes me realize that I will always appreciate Model U.N. for the large-scale awareness, but I could have never felt the weight and burdens of the world without everyday life. Ingrained systems built on poor foundations cannot be easily rebuilt. With little things like not running yellow lights or connecting impactful NGOs with students that want to help, I can try to help support a new foundation.

Through the outdoor market, past the conglomerate’s mall and turning to face a neon construction sign road, I am finally on the road leading to my school. The concept of sequent occupance has always stuck with me. From the broad effects of genocide to the more minute classification of “charred animal on spit,” everything is an amalgamation of its past and present.

The chaos, injustice and joy of the roads of Phnom Penh have fundamentally made me who I am, and I will only continue to grow as I leave them. As I pull into the parking lot, I know that my education has started far before the bell has rung.

An earlier version of Sam Smith’s essay in this article referred incorrectly to a cockroach. It is an insect, not an arachnid.

How we handle corrections

Ron Lieber has been the Your Money columnist since 2008 and has written five books, most recently “The Price You Pay for College.” More about Ron Lieber

Advertisement