phd student housing benefit

Graduate School

Graduate housing resources.

Graduate Student Housing

Whether you are new to Howard and the Washington, D.C., area or you are a current student making the decision to live off-campus,  Howard's Office of Off-Campus Housing and Community Engagement  provides some great resources to support students living off-campus. The Office of Off-Campus Housing   will help guide you through the process of finding housing and provides guidance about moving in, signing leases, safety & security, tenant & landlord rights, and being a responsible member of your new neighborhood community. They also  provide a food pantry available to all Howard students.

While many first- and second-year undergraduate students take advantage of guaranteed on-campus housing, many upper-class HU students, as well as graduate students, live off-campus in the neighborhoods surrounding the main campus and elsewhere in D.C., Maryland, and Virginia.  Securing housing can be a daunting task for those of you who are not currently in D.C. or the surrounding area, but there are many affordable housing options for graduate students living off-campus in the D.C. metropolitan area.  Please use the information below to begin your search.

Begin Your Housing Search

Use the off-campus housing website.

Howard’s Off-Campus Housing website is an excellent first step to finding housing options. You can also use the housing website to search for roommates with similar interests and preferences and to explore message boards and other resources to assist your search. Signing up is easy and free.   Students searching for a sublet  should log into the Off-Campus Housing Site , select 'Housing' at the top of the page, click on "More," and then apply the 'Sublets Only' filter under 'I Want to Rent.'

Sign Up for an Account

Visit the  Off-Campus Housing website  and click "Sign Up".

Select " Howard Students, Faculty and Staff " to sign up as a student through the Member Registration page.

Fill out all required fields. Under the University Information section, you must enter your @bison.howard.edu address. If you have yet to receive your HU student email address, please contact Enterprise Technology Services.

Once you have filled out all fields and have read and agreed to the Terms and Conditions, click "Register" to complete your registration.

Creating a Roommate Profile

Go to "My Account" and select "Add my roommate profile." Fill out the information in your roommate profile.

Once you have filled out the information on one page, hit "Save" or "Save and Continue" to go to the next section.

Once you have filled out all required fields, you have completed the profile and you can return at any time to edit information. 

*Remember to deactivate your roommate profile after you have found a roommate. 

Searching for a Roommate

Go to "My Account" and select "Roommates." This link takes you to a page with profiles of students looking for housing.

Narrow your search by selecting from the filters. You can sort potential roommates by gender preference, smoking habits, pet ownership, cleaning habits, University affiliation, and more. 

Click on the user's name to view the user's roommate profile. You can view the user's "About Me" section, neighborhood and housing preferences, move-in date, ideal price range, and more.

Contact potential roommates through the Off-Campus Housing Posting site. Fill out the information in the "Contact" sidebar to send an email to the user's HU student email address. You will be notified when they respond!

Exploring Housing Listings

Select "Housing" from the menu bar.

Explore listings by scrolling through all listings on the site, or by filtering for specific characteristics. You can filter properties by location, lease type, lease duration, housing type, rooms, price, and more.

Tips for Your Housing Search

The Office of Graduate School Student Affairs has compiled a list of tips and resources below to consider as you begin your housing search. Click on each "+" header item below to expand and view the tips and the tools available to you to help you navigate your housing search.

Visit multiple places

Visit multiple places: Every area has advantages and drawbacks. Beyond looking at reviews, try to visit multiple places in person, if possible, to get an idea of commute times to get a feel for the neighborhood before making a final decision. 

Speak to current students

Speak to current students: In addition to searching online via the   Office of Off-Campus Housing  Roommates section,  speak to current students about housing options they have taken advantage of.

Consider your commute time

Consider your commute time relative to your class schedule. Know your commute options: Enter a street address, intersection, or landmark into the Service Locator on Metro’s Service Nearby website and find bus and rail service(s) within 1 mile of your location (Do not enter commas, the city, or zip code).

Consider proximity to public transportation

Consider proximity to public transportation . Most graduate students live near a metro station. Use the wmata.com Trip Planner to find out what transportation is available to and from campus.

Commute time vs. costs

Commute time vs. costs : Housing costs generally decrease the farther you are from the downtown area, but it is important to factor your commuting cost into your monthly budget; it may be cheaper to rent a place that reduces daily commuting costs. Wmata.com (the D.C. metropolitan public transportation website) has a Cost to Ride resource to help you plan the cost of your trip. 

Establish a budget

Establish a budget: When searching for housing, be realistic about your budget; consider all of your monthly expenses, including rent, security deposit, fees, and utilities.

List your priorities

List your priorities: Every area has advantages and drawbacks. In choosing a neighborhood, prioritize what is important to you (cost, commute, nightlife) to tailor your search. Use Walkscore.com to find out how walkable, bikeable, and close to public transit your neighborhood is.

Looking for pet-friendly housing?

Looking for pet-friendly housing? If you are looking to live with your pets, many apartment search sites allow you to filter by pet-friendly housing. Peoplewithpets.com is a free national directory where you can search for pet-friendly housing. 

Conduct a walk-through

Before moving into your new space, conduct a walk-through to make sure you are comfortable with the rental. A rental condition checklist is available here. Also, check out Fastweb’s Complete Guide to Finding & Leasing Off-Campus Housing ; it’s a great starting point!

Additional Housing Resources

A non-exhaustive list of apartment guides for housing in Washington, D.C., Maryland, and Virginia and resources that may be useful in your housing search is included below. Please note that this list is provided for convenience. The University does not endorse or recommend third-party sites:

Rental Search Sites

• Apartments.com
• ForRent.com
• Apartment Guide
• DCHousingSearch.org
• Rentown.net
• Cassa Housing  (furnished rooms and apartments)
• Diggz  (roommate and housing resource)

Furniture Rental

• Meble Furniture - Modern Furniture and Home Furnishings

Resources for International Students

• International Student House (Dupont Circle)

Local publications featuring rental information:

Local publications featuring rental information

• The Washington Post
• Washington CityPaper

Temporary/Short-Term Housing Options

• DC Hostel Search Engine

Renter Resources

• Howard’s Off-Campus Housing website  

Living in the DMV

• HU Living in the DMV Guide

Housing Search Tips

Housing Search Tips 

• My First Apartment  (blog with helpful advice on roommates, budgeting, moving, and decorating)

Internet, TV & Utilities

• In My Area  (Utility resource)

Affordable Housing for PhD Students in the USA

• by Canice Silas

With a growing population of international scholars gracing universities within the United States, their contribution is invaluable. However, the task of finding and securing affordable housing for PhD students and, in many cases, their families, presents a significant hurdle, often distracting them from their academic pursuits.

This challenge is not exclusive to international students; American doctoral candidates with spouses and/or children are likewise affected. Regrettably, these students encounter a scarcity of guidance in navigating the housing market. This is worsened by the limited availability of reasonably priced housing in university and college locales.

As housing typically represents the primary expense for individuals and families, saving in this domain is critical for allocating finances toward other essentials or pleasantries. Therefore, the quest for reasonably affordable housing for PhD students near their academic institution emerges as a pressing matter for many graduate students, particularly for those with family commitments.

This post endeavors to consolidate valuable insights for those in or contemplating enrollment in a doctoral program in the United States , with a keen focus on housing. Our guidance is geared towards students benefiting from assistantships with stipends , yet we aim to extend our insights to self-funded scholars as well.

Cheapest Schools In USA To Do A PhD

• Why Pursue a PhD in the USA?

Table of Contents

Do PhD Students Face Housing Challenges?

A rising challenge confronts both foreign and native graduate students, as well as visiting academics and their kin, in their quest for reasonably priced accommodations in proximity to US universities and colleges. The scant supply of housing accessible to those earning low to moderate incomes is a widespread issue in communities across the nation.

Prices of accommodation can vary from around $300 a month for a single room with shared facilities to $3000 a month for a modern two-bedroom apartment, obviously depending on location and the standard of living you desire.

The escalating cost of living near the university environment has made it particularly daunting for graduate scholars (both Master’s and PhD) to find financially viable houses and yet fulfil the needs of their families. Added to these hurdles are shifting visa policies complicating matters for international academics and students, who are often disqualified from housing grants subsidized by the government.

As a result, many universities and colleges are actively working to meet the diverse needs of their PhD students and general academic populations by providing information and support for affordable housing for PhD students.

What Factors Should Be Consider When Choosing Housing?

As an international PhD student trying to maximize your savings by getting affordable housing, you must first investigate the availability of affordable housing in the community you will be living. International students who already pay higher tuition and fees are already challenged financially and hence cannot afford expensive housing options.

See Also: Easiest Countries to Get PhD Admission

As always, we provide money-saving tips for PhD students on this platform. To ensure that the cost of housing does not financially burden you or inhibit your ability to complete your graduate program, it is important to consider various factors when deciding on housing such as:

• Proximity to the university
• Environment

Let us discuss some of these factors in detail and see how you can overcome the burden of expensive housing costs by diligently following this guide on affordable housing for international students.

Location and Proximity to Campus

Location and proximity to campus are generally crucial to most students and are important factors in selecting a housing option. The further the distance from campus, the greater the isolation from academic resources.

PhD students often need access to professors’ offices, libraries, computer labs and frequently take part-time jobs as teaching or research assistants. The best situation would be to live within walking distance of campus in an apartment complex where many other grad students live.

Rent and Utilities Costs

Most university towns are known for having higher rental rates than other areas, which can be a big shock to students. However, understanding what you can or cannot afford should play largely in determining how much you are willing to spend on housing. An accepted standard is that your housing costs should not exceed 25-30% of your monthly income.

According to the National Center for Education Statistics (NCES), 58% of all graduate students receive some sort of income, most of which comes from a teaching or research assistantship. In another study,  from the NCES, the average on-campus housing costs for a graduate student at a 4-year public institution is $7000, while the average off-campus costs are nearly $8000.

Amenities and Facilities

The availability of furnishings is crucial for students traveling to the US, as it affects their academic functionality, social integration, and mental health. Moving into an apartment that is not furnished already, may reduce the initial cost of rent, but will cost more if you furnish it yourself.

You must spend time and money to find or transport low-cost items. So, you have to consider the two-way direction when choosing what to go for. The availability of appliances such as stoves, refrigerators, washers, dryers, and air conditioning is important for students’ quality of life and academic efficiency but comes at a higher cost.

See Also: Top 10 Higher Education Host Destinations Globally

Safety and Security

As students living away from home, it is important to prioritize safety and security. Research local crime rates and talk to other students for advice. When renting a place, check windows, doors, and locks for security. Obtain permission from your landlord to install additional security measures. Ensure that all entryways are well-lit.

Look for apartments with intercoms or peepholes for added security. Check available statistics on crime rates to make an informed decision about the safety of a particular area. Keep in mind that crime levels can vary within cities. Being well-informed about high-crime areas can indirectly affect student safety.

Essential Tips for Affordable Housing for PhD Students in the USA

Across various institutions, subsidized housing tailored for PhD students might be provided, often taking the form of on-campus apartments or former family townhouses now repurposed for graduate student use. These typically offer lower-than-average rates ($300-600 per month), proximity to campus, and a community mostly composed of graduate students and their families.

In the following paragraphs, let us discuss the essential tips for inexpensive housing for international students in the USA who seek their doctorate degrees. This thorough guide will help you navigate the PhD journey effectively and save money from the high cost of living. The following are the affordable housing options tailored for you.

#1. On-Campus Housing Options

Graduate students may choose on-campus apartments as their residence, offering a quality of life similar to off-campus living with a slightly higher price tag than dormitory spaces. These apartments stand out for their strategic location—imbued with an academic vibe and the benefit of additional private space. Here are a few on-campus housing options for you:

Dorm Living

Dormitories present a prime living arrangement for individuals pursuing advanced degrees, with varied accommodation styles, amenities, and price points. Prospective residents should inquire with the university’s housing office for comprehensive details. Options range from air-conditioned suites with semi-private bedrooms to rooms with communal bathrooms on each floor.

With pricing spanning from $300 up to $1200 per month, inclusive of utilities and situated at convenient campus locations, dormitories present an exceptional value proposition. For PhD candidates in the US, dormitory life brings certain advantages—nine-month leases allow for summertime absence without incurring costs, all-inclusive rental agreements aid in strict budgeting, and proximity to campus alleviates transportation concerns.

Moreover, the furnished nature of dorm rooms obviates the need for additional purchases, a boon during intensive study periods. All things considered, dorm living offers both convenience and affordability for solitary graduate students

On-Campus Apartments

Variations of apartment complexes cater specifically to graduate student housing, some with extended waitlists. The ability to personalize these often unfurnished housings provides comfort across academic tenures, with leases offering renewal rights or aligning with the academic calendar. Family students find these options particularly appealing, amplified by potential on-site daycare services.

Typically, on-campus apartments are less costly than their market-rate counterparts, considering parking, commuting, and sometimes utility savings—benefits stemming from university subsidies in development and upkeep. Exceptionally, the institution may further reduce rent costs for student leases. Universities may offer to reduce or waive on-campus housing costs for students demonstrating financial need.

Subsidized Housing

Subsidized housing outlines government assistance in rent, tailored to students meeting specific income and educational parameters. Tenants can expect to pay a fraction of their earnings towards rent, with subsidies covering the balance. Although enticing, the long wait for such residences necessitates early application.

Availability ranges from specialized complexes to private properties, with property management or landlords determining eligibility, and prioritizing those with families or children. These units typically reside in more secure vicinities and may host fellow students or university personnel.

#2. Off-Campus Housing Options

Students often find that off-campus housing is a cost-effective option. Off-campus housing includes a range of choices from sharing a house or apartment with other students to having your own apartment. Some of the Off-campus housing options include:

Apartment Hunting: Shared Units and Studios

If shared housing is not available or is not something you would consider, a studio is usually the next most affordable option. Studios are often less expensive than one-bedroom apartments and are widely available in the university district and surrounding neighborhoods. However, they can be small and lack privacy when used as a shared living space.

A shared two-bedroom apartment is the most common and viable option for a two-person living situation. The cost per person and the utility cost are usually less than with a one-bedroom unit. The situation is most often shared with a friend or roommate known from the same or similar department. Apartment units appropriate for students can often be found through the university or local property management companies.

Renting a Room: Sharing Costs and Space

Eligible students at most institutions can also choose to rent a house or apartment from a private landlord. Types of housing vary significantly by cost and personal space. Renting a room in a house with other students and/or a family is a low-cost option. Renting a room is significantly cheaper than taking on a lease by yourself, and hence, you’ll save money .

In addition to saving money, you’ll likely be able to find a place close to campus. The other upside to renting a room is amenities, which will vary. You’ll likely have access to a kitchen, as well as a washer and dryer. Sometimes, renting a room will include a meal plan and provide many of the comforts of an apartment or house, for less money.

Subletting: Temporary Solutions

Defined as a tenant giving its property to a different person for a fixed period, subletting may be an attractive option for individuals seeking short-term housing that does not require the commitment of a one-year lease. In a sublet situation, the original tenant remains liable to the landlord for the rent and any damages caused by the person to whom he or she sublets.

If the person subletting the property does not pay the rent, then the original tenant will have to make up the difference or risk default. This makes subletting a somewhat risky option, although if the terms of the original lease are met it can be a viable way to offset housing costs. One advantage of subletting is the possibility of obtaining a furnished unit because the subletting tenant can often use the belongings of the original tenant for the duration of the sublease.

Consider Homestays: A Cultural Experience

Homestays, a form of off-campus housing, are typically arranged through an agency where a student is placed with a family to live in their home. This can be a fantastic opportunity for international students looking for inexpensive housing options or any domestic student who is interested in learning about a new culture.

Homestays also typically include a private, furnished room that often includes a desk, meals, and laundry facilities. Some homestays can be located a bit far from the university, which can create a bit of a commute. This can deter from social events and late nights at campus, so when selecting a homestay, consider the location of the home.

Navigating the housing market can be fraught with stress and complexity, considering the multitude of factors involved. Many housing platforms are inundated with listings, lacking efficient filters for duration, size, location, or cost. The overwhelming quantity of details to process poses its own obstacles, yet this can be alleviated by focusing on the most critical factors tailored to distinct circumstances.

This article represents an initial stride in erecting a detailed guidebook catering to the varied housing needs of international postgraduate students in the USA, thereby aspiring to facilitate more informed decisions in subsequent searches.

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Canice Silas

Canice U. Silas is a dedicated scholar who has channeled the last 20 years of his life to various forms of scholastic pursuits. He holds a BSC in Industrial Chemistry and a master's degree in Inorganic Chemistry from the prestigious Imo State University, Owerri. Mr Silas is set to complete his PhD in Inorganic Chemistry within the next six months. Passionate about the classroom from his elementary school days, Mr Silas grabbed the first opportunity that came his way at the Imo State University where he worked as A. A and currently K. O. Mbadiwe University, as a lecturer and as well has been into educational consulting for thousands of students across various tertiary institutions in the world.

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Graduate Students

As a UC Berkeley graduate student, you are not only joining a thriving intellectual community — you are moving to one of the world’s most desirable places to live. During your time here, you can experience the best of the Bay Area — from hiking by the bay or in the hills, to exploring our vibrant food scene, to tapping into the cultural offerings of San Francisco, Oakland and beyond. This page provides resources to help support you as you begin your housing search.

Graduate Student Apartments

Single graduate students can apply for on-campus housing in one of these four apartment complexes exclusive to Berkeley graduate students:

Ida Jackson House

Located one block from the campus, the complex offers space for 120 graduate students in two-, three-, four-, five-, and six-bedroom shared apartments.

Intersection

An independent-living option for single graduate students and postdoctoral researchers in studio, one-, two-, and four-bedroom configurations. Located three miles from the campus, the complex is within walking distance of many shopping centers and local businesses.

Located three blocks from the southwestern corner of campus at Shattuck Avenue and Channing Way, Manville Apartments are within walking distance of downtown Berkeley, near shops, banks, movie theaters, restaurants, and public transportation.

xučyun ruwway Graduate Student Apartments (anticipated opening Fall 2024)

Fully-furnished apartments with single-occupancy bedrooms for single UC Berkeley graduate students without dependents. Located on a direct AC Transit bus line to campus, xučyun ruwway will enable residents to build community with shared indoor and outdoor common spaces such as lounges, courtyards, and lawn.

Applications Open for 2024-25 Graduate Student Housing 

Applications for 2024-25 housing are now being accepted and processed on a rolling basis. Apply for housing at UC Berkeley through our Housing Application portal. Once you have signed in, choose the Single Student Apartments option.

Apply for Housing

Living in Family Student Housing (University-owned)

For graduate students who are married/partnered, with or without children, or who are single parents, you may want to consider University Village, UC Berkeley’s 58-acre complex located 3.5 miles west of campus. With 974 apartment and townhouses, University Village has its own recreational and community center, laundry rooms, and child care center.

Take a Virtual Tour of Campus Housing

Launch Graduate Apartments

Why Choose Campus Housing

As a graduate student, you’ll want to take advantage of all that Berkeley has to offer. 

The best way to do that? Living in campus housing. With prime locations, on-site support and convenient amenities, you can build your graduate student community right at your doorstep.

Our housing rates include a wide range of amenities and other advantages:

• No credit checks or need for cosigners
• Lower deposit ($500) than off-campus landlords (usually at least 1 month’s rent)
• Wifi and most utilities are included
• Usually furnished including kitchen appliances; laundry access in unit or building
• Convenience of billing through CalCentral
• Independent contracts: You won’t be held responsible if an apartment-mate moves out early
• Convenient locations near campus or public transit

Living in Off-campus Housing

Most grad students live in off-campus rental housing in Berkeley or one of the surrounding communities. The University’s Cal Rentals housing service is free for students and has resources and listings to help you find off-campus housing. If you choose to find private housing on your own, especially if you’re a new student or new to renting, we recommend you explore Cal Rentals’ free advising and rental resources.

A new off-campus option opening in Fall 2023 is the Academe at 198, a residential apartment community in San Francisco for graduate and professional school students. 

Gather Together, Live Better

MIT’s graduate residences are special places where ideas are exchanged, friendships are forged, and families are embraced. With expanded availability, a variety of layout options, and unparalleled convenience, on-campus living is the ideal way to enhance your time at MIT.

MIT offers a variety of housing options to give graduate students and their families more choices. Select from an array of buildings, unit types, locations, and views.

Convenience

One bill for everything: Our on-campus rental costs include all utilities such as electricity, heat, and hot water, plus access to the MIT network and internet. Front desk service, maintenance support, in-house laundry, and some flexible licensing options round out the benefits.

Our residential house system offers a unique feel with live-in faculty heads of house and house governments led by students. In addition, each residence has communal spaces like fitness centers and study lounges to foster connectivity.

MIT is focused on providing a range of housing options and price points to meet student budgets. License fees for on-campus residences are below area market rates. Unlike off-campus properties, we do not require up-front first month, last month, and security deposit payments. MIT also offers financial support for graduate students with children.

MIT has taken significant steps to expand on-campus residence options. 2024 brings more housing, wider availability of units, and a streamlined application system to make the housing selection process easy.

Located on the east side of campus, 70 Amherst is mostly comprised of furnished single bedrooms with shared kitchens and community bathrooms, as well as some unfurnished one-bedroom apartments for couples. It features a well-equipped gym, piano room, and courtyard with heaters.

Recommended for individuals & couples

Ashdown House

Located in the northwest corridor, Ashdown House features a mix of furnished apartment and suite-style units for one, two, or three occupants. The courtyard is home to an active community garden that allows residents to maintain their own green space outdoors.

Recommended for individuals

Edgerton House

Edgerton House is a converted factory that features a range of unfurnished apartment-style units for one, two, three, or four occupants. Every room in every unit is distinct. It is located in the northwest section of campus.

Graduate Tower at Site 4

Grad Tower at Site 4 is one of the newest graduate residences. The tower’s mix of units includes partially-furnished two-bedroom apartments for families and furnished one-bedroom and efficiency apartments for individuals. It features an array of amenities and a prime location in Kendall Square.

Recommended for individuals, couples, & students with children

Sidney-Pacific

Located in the northwest section of campus, Sidney-Pacific features a mix of furnished apartment- and suite-style units for one, two, or four occupants. Some units are designated for couples. It is divided into four wings and features an outdoor courtyard and a large patio with barbecue grills.

This living community features furnished apartment-style units for two, three, and four occupants. Located on the west end of campus, many of the rooms at Tang Hall offer sweeping views of the Charles River, the Boston skyline, and the Cambridge cityscape.

The Warehouse

The Warehouse features single-occupant, furnished efficiency apartments. First-year graduate students are prioritized in this building. Every apartment possesses at least one wall of exposed brick. The building is located in the northwest section of campus.

Recommended for individuals (first year only)

Westgate Apartments

Located on the west end of campus, Westgate is a five-building complex featuring a range of mostly unfurnished apartment-style units to accommodate couples and graduate students with children.

Recommended for couples & students with children

Graduate Junction

Graduate Junction offers furnished efficiencies, 1-, 2-, and 4-bedroom units along with lounges, study spaces, a fitness center, and indoor bike storage. Managed by American Campus Communities (ACC), Graduate Junction has an on-campus location but is not licensed by MIT's Housing and Residential Services.

Neighborhood

See what the MIT campus has to offer in the map below.

On-Campus Graduate Residences

MIT Affiliated Residences

Restaurants & Cafes

• Za Cambridge 350 Third St
• Tatte Bakery & Cafe 101 Main St
• Dunkin' 1 Broadway
• Shy Bird 390 Third St
• EVOO 350 Third St
• Glass House 450 Kendall St
• Catalyst 300 Technology Square
• Area Four 500 Technology Square
• Cafe Luna 612 Main St
• Flour Bakery 190 Mass Ave
• Roxy's 292 Mass Ave
• Fuji at Kendall 300 Third St
• Clover Food Lab 5 Cambridge Center
• Starbucks 120 Broadway
• Flour Bakery 40 Erie St

Parks & Recreation

• Charles River Canoe and Kayak 15 Broad Canal Way
• Seager Trailhead Memorial Drive
• MIT Sailing Pavilion 134 Memorial Dr
• Killian Court 222 Memorial Dr
• Saxon Tennis Courts Ames St
• Alumni Pool and Wang Fitness Center 32 Vassar St
• MIT Outdoor Tennis Courts 133 Amherst Alley
• Briggs Field 250 Vassar St
• Johnson Ice Rink 77 Mass Ave
• Rockwell Cage 120 Vassar St
• Zesiger Sports and Fitness Center 120 Vassar St
• DuPont Athletic Gymnasium 120 Mass Ave
• Hockfield Court Main St & Ames St
• Kendall Square Roof Garden 325 Main St
• Loughrey Walkway And Bike Path Between Broadway & Binney St
• Danny Lewin Park 130 Broadway
• Charles River Bike Path Charles River

Arts & Entertainment

• Landmark Cinema 355 Binney St
• Kresge Auditorium 48 Mass Ave
• Central Square Theater 450 Mass Ave
• Hart Nautical Gallery 55 Mass Ave
• MIT List Visual Arts Center 20 Ames St
• Koch Institute Public Galleries 500 Main St
• MIT Museum 314 Main St

Shopping & Services

• Brothers Marketplace 1 Broadway
• MIT Chapel 48 Mass Ave
• Kendall Flower Shop 96 Ames St
• MIT Cooperative 80 Broadway
• MIT Federal Credit Union Technology Square
• USPS 84 Mass Ave
• Cambridge Trust 415 Main St
• Eastern Bank 287 Third St
• Clevergreen Cleaners 314 Third St
• Trader Joe's 748 Memorial Dr
• Whole Foods Market 115 Prospect St
• Whole Foods Market 340 River St
• Walgreens Pharmacy 625 Massachusetts Ave
• CVS Pharmacy 624 Mass Ave
• Target 564 Mass Ave
• H Mart 581 Mass Ave
• MIT Furniture Exchange 350 Brookline St
• FedEx 600 Technology Square
• Cambridge Bicycle 259 Mass Ave

Transportation

• Kendall/MIT MBTA Station Main St
• Zipcar 84 Grove Ave
• Zipcar 43 Vassar St
• Zipcar 81-99 Audrey St
• Zipcar 282R Vassar St
• Zipcar NW86, Pacific St
• Zipcar Endicott St
• Zipcar 131 Amherst St
• Zipcar Ames St
• Zipcar 60 Wadsworth St
• Bluebikes One Kendall Square
• Bluebikes MIT at Mass Ave
• Bluebikes MIT Stata Center
• Bluebikes Ames St at Main
• Bluebikes Kendall T
• Bluebikes One Broadway
• Bluebikes Kendall St
• Bluebikes Ames St at Broadway
• Bluebikes Mass Ave at Albany
• Bluebikes Sidney Research Campus
• Bluebikes MIT Vassar St

• Undergraduate Residences
• Large Residences
• Student Village
• Fenway Campus
• Living-Learning & Specialty Communities
• Common Spaces
• Discover Your Options
• Residence Calendars
• Residence & Dining Rates
• Meal Plans & Convenience Points
• Move-In & Move-Out
• What to Bring
• Terrier Cards
• Furniture & Appliances
• Storage & Shipping
• Technology Services
• Maintenance
• Property Insurance
• New Students
• Continuing Students
• Application Tutorials
• Terms & Conditions
• Gender-Neutral Housing
• Gender-Affirming Housing
• Room Changes and Direct Swaps
• Study Abroad & Internships
• Withdrawals & Leaves of Absence
• How to Apply
• Dates & Deadlines
• Dining Plans
• Bridge Housing
• Summer Internship Housing
• Living on Campus in the Summer
• Graduate Residences
• CRC Graduate Housing Application Process
• Medical Student Residence (MSR) Application Process
• Graduate Residence License Agreement
• Graduate Housing Rates
• Graduate Move-In and Move-Out
• Graduate Life on Campus

Where Convenience Meets Comfort

Graduate housing.

Once you’re a graduate student at BU, you’ll need a place to live. Fortunately, right here on the BU campus you’ll find several graduate residential communities that offer everything from shared living to private apartments. Best of all, furnishings, utilities, and amenities are included in one monthly housing fee. So, check out our graduate residences today and find the on-campus community that’s right for you!

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Student Funding, Housing, and Benefits

The first year of student funding is provided by the Neurosciences Graduate Program. This includes full payment of tuition and fees and a stipend of $36,000/year for the 2022-2023 academic year. Beginning Winter Quarter (January 1) of the second year, your thesis advisor assumes responsibility for providing full financial support. Before joining a lab, you should make sure your thesis advisor is able to cover your stipend and fees for the duration of the thesis project.

Earnings from employment (teaching assistantships, instructors, readers, tutors, etc.) may be used to bring stipends up to but not above the standard support level. In general, students are not expected to hold any outside employment while registered as full-time students receiving financial support.

All first year students receive a $1,500 start-up fellowship to help cover the costs of moving.The program also provides up to $1,200 per student for first year students to attend the annual Society for Neuroscience meeting and a $500 bonus for first-years to purchase educational supplies.

Outside Funding

All students are encouraged to apply for outside sources of funding, such as fellowships . This can be a plus on your academic record and make more laboratories available for your thesis research.

Any student who is awarded an outside fellowship as the primary investigator (not assigned to an institutional training grant), will be given a $3,500 annual bonus in addition to their stipend (for the life of the fellowship as long as you are a current student). If the outside fellowship is received in the first year, the Graduate Program will provide the bonus. Thereafter, it will be provided by the thesis advisor with his/her approval.

Many fellowships and scholarships are available, most notably through the   National Science Foundation  and National Institutes of Health (NIH) . An extensive list of UCSD and national fellowships are listed on our Fellowships page . Information about other funding sources is available from the   Graduate Division   on the   UC San Diego Graduate Funding Blog .

Health Benefits

Health, vision and dental coverage is included in the fees paid by the program or your PI.  For more information, please visit the UC Student Health Insurance Plan (SHIP) website . 

Counseling services are available without charge from UCSD’s Counseling and Psychological Services (CAPS) .

Two years of graduate and family housing is offered through UCSD. For more information about the UCSD housing communities, application, and availability, please visit the UCSD Housing, Dining & Hospitality website . In addition to campus housing, many of our students live throughout San Diego. Popular locations include UTC, Hillcrest, North Park, University Heights, Normal Heights, and Little Italy. Check out  Off Campus Housing Services to search property listings, find roommates, or post available rentals.

California Residency

All students (except international admits) are expected to establish California residency prior to the start of their second year. Students who do not establish residency will be responsible for their "Non-resident Supplemental Tuition" for approximately $16,000/year.

You should begin the process to establish residency immediately following your arrival to California.   To qualify for residency, you must demonstrate that you have resided in California for at least one year. Residency is established by severing residential ties with other states and creating them with California: getting a California driver’s license and registering your car with the state; establishing a residence; registering to vote; and/or paying California taxes.

First year non-resident students will receive a listing of what to collect and/or establish within their first year in California to satisfy all reclassification requirements thorugh emails from the Residency Deputy and Program Administrator.

For more information about establishing residency in California, check out these resources .

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Fellowship & Benefits for Research Fellows

The Research Fellows Program provides a financial fellowship to predoctoral students that includes a living stipend, tuition, and health insurance to support you during the program.

The benefits we provide to fellows include:

• Living Stipend : We give you a monthly stipend to financially support you during the program ($52,375 annually in 2023–24).
• Tuition : You will have the option to take up to one class per quarter in consultation with your faculty mentor, and we will cover the tuition of each class you elect to take.
• Health Insurance : You will be eligible for health insurance benefits through the university, and we will cover your campus health service fee for access to services provided at Vaden Health Center.
• Housing Eligibility : Fellows are eligible for on-campus housing and must be in residence (e.g., at Stanford or the local San Francisco Bay Area) for the duration of the program.
• Dedicated Workspace : We will provide you with a workspace co-located with other research fellows and/or PhD students.
• University Benefits : As non-matriculated, non-degree-seeking graduate students at Stanford University, fellows have access to the wide array of facilities and resources that Stanford offers. This includes access to recreation centers, libraries, and student services.
• Program Office Support : We are here to support you throughout the duration of the program, answering programmatic questions and providing additional resources to support your success in the program.

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Live at Harvard. Find your community.

Harvard university housing offers housing and real estate services to the university’s graduate students, faculty, and employees. we’re here to help you make harvard home., announcements, watch our admit video & recordings from q&a sessions, harvard students, staff, and faculty celebrate first-generation visibility week, why choose harvard university housing, prime locations.

Our apartments are conveniently close to our Cambridge, Allston, and Longwood Medical Area campuses.

Utilities included

Rent includes heat, hot and cold water, electricity, gas, and air conditioning (where provided).

Zero initial fees

We don’t require a security deposit, application fee or finder’s fee.

Search for an Apartment

Our buildings are located throughout Boston, Cambridge, and Somerville in proximity to all Harvard campuses in the area.

Find out if you’re eligible

Find Your Community

Our Graduate Commons Program is a unique interdisciplinary program that provides a "home away from home" for those living in Harvard University Housing.

More about our events

Something for Everyone

properties with membership-based playrooms

libraries within the Harvard Library System, several of which are in walking distance of all Cambridge apartments

+ in-person and virtual Graduate Commons events hosted throughout the year

Interested in Applying?

The first step towards choosing an apartment is to create an application.

Find an Apartment

Search by size, price, amenities, and proximity to your school.

Explore our Policies and Services

Grad Housing

About Grad Housing

Housing provided by the University for graduate students generally involves two locations: Washington Square Village (WSV) and Stuyvesant Town (StuyTown). Housing for graduate students is not guaranteed and is very limited. Priority is given to first-year graduate applicants.

Please note, Stuyvesant Town is reserved for specific programs, e.g. MacCracken Scholars, and is not available to the general graduate community.

WSV is just steps from Washington Square Park and the main NYU campus, while StuyTown is near Union Square.  Both areas work together to create a dynamic environment and provide graduate students the opportunity to live in an apartment complex that is home to students, faculty, and members of the greater NYC community.

Washington Square Village

Washington Square Village New York, NY 10012

Accessibility at Washington Square Village

Building accessibility.

This hall has an accessible entrance located at 4 Washington Square Village. Accommodations in this building include:

• Single studios
• Low occupancy suites
• Air conditioning
• Suites without carpet
• Wheelchair and mobility-related modified suites
• Access to kitchens

For more information about accessible housing, including information on other types of accommodations available and those that are available in any building, please visit the Moses Center for Student Accessibility and find other information on Accessible Housing .

Location Accessibility

This hall is located approximately 0.1 miles (0.2 km) from Washington Square Park. The closest NYU Shuttle stop is at 715 Broadway, served by all shuttle routes .

Note: NYU is currently engaged in a comprehensive review to enhance accessibility throughout its residence halls. The information listed above is subject to change and updates as the project progresses.

Stuyvesant Town

Stuyvesant Town New York, NY 10009

Accessibility at Stuyvesant Town

Accommodations in these buildings include:

• Single bedrooms

For more information about accessible housing, visit the Moses Center for Student Accessibility . For a list of accommodations that the University provides regardless of building location, see Accessible Housing .

These buildings are located between 14th and 20th Streets, and First Avenue and East River Drive, approximately 1.1 miles (1.8 km) from Washington Square Park. The Route C Shuttle makes 7 stops around the perimeter of Stuyvesant Town. Stuyvesant Town is within approximately five blocks of public transportation.

Building-Specific Accessibility Note - Process for Requesting Accommodations at Stuyvesant Town

In addition to the University’s process for requesting disability-related accessible housing, Stuyvesant Town has additional processes for requesting accessible housing. Please complete the Stuyvesant Town online accommodation request form . Resident Services provides assistance with this form through [email protected] or at 833.414.2779.

Resource Center

The resource center is located at 2 Washington Square Village, #1N. Enter through the driveway on 3rd Street (cross street is Mercer). We are located on the right side / the side without a doorman. 

Hours: Monday-Friday 12pm until 9pm (Summer and holiday hours may vary.) Telephone: (212) 998-4210

More About the Grad Housing Community

Room & suite types:.

• WSV: Shared studio apartments with 1 room for 2 people
• StuyTown: 2 bedroom apts for 2 people (private bedrooms)

Room Features:

• Apartment-style with full bath, dressing area, and kitchen in each unit
• Air-conditioned
• Graduate residence

Building/Community Features:

• Beautiful landscaped courtyard for residents
• Terrific shopping and restaurants nearby
• Laundry facilities are available in the basement of each building; a laundry card will be provided to you upon check-in. You can add value to the card through the machine located inside each laundry room.
• An attractive and secure enclave of approximately 90 high-rise buildings set in a park-like environment amid lawns, trees, and playgrounds
• Laundry facilities are available in the terrace level of the building; a laundry card will be provided to you upon check-in. You can add value to the card through the machine located inside each laundry room. (Any questions or problems related to the operation of the laundry facilities should be directed to StuyTown Resident Services at 212-420-5000).

Internet and Cable TV service are not provided by the university. Students must contract independently with local service providers. Residents provide their own TVs, routers, and connecting cables. More information is available at check-in or by contacting the Grad Halls Resource Center.

• Building doormen on duty 24 hours a day. 
• Residents must present their NYU ID cards on entry.
• All guests must be signed in and out by their resident host and leave picture ID at the guard station.
• Stuyvesant Town Public Safety is present in the area. Stuyvesant Town does not have Public Safety officers stationed at building doors.
• Stuyvesant Town Public Safety: (212) 598-5233
• All guests use intercom to contact their host's apartment and wait to be buzzed in.

Service requests should be reported at the first sign of a problem. If there is damage in your room, do not repair it yourself. Skilled repair personnel will fix it for you. Preventative maintenance and routine repairs are done without charge, though you will be billed for any damage caused by your negligence or actions.

Emergency repairs include major leaks and flooding, inoperative door locks, and any problem that endangers safety or property. In case of an emergency, contact the reception desk or any member of the residence hall staff immediately.

Report maintenance concerns to the NYU Client Services Center by filling in a work request form .

In addition, you may email the Client Services Center at [email protected] or you may call the CSC at 212-998-1001. The Client Services Center is open Mon - Fri 6:00 a.m. to 10:00 p.m. and Sat - Sun 8:00 a.m. to 8:00 p.m. (Except University Holidays).

Report general maintenance concerns to StuyTown Resident Services at 212-420-5000.

If you have issues with lightbulbs, rugs, or university furniture, please contact the NYU Client Services Center or fill out a work request form .

For current residents: Email:  [email protected] Phone: (212) 998-4210

For all other inquiries, including new applicants and admitted students: Email: [email protected] Phone: (212) 998-4600

Residence Hall Professional Staff

Takisha pierre.

Residence Hall Director Phone : 212-998-1339 Email :  [email protected]

Bethany Lee

Residence Hall Resource Manager Phone : 212-998-4215 Email :  [email protected]

Destinee Thom

Residential Life Assistant

Email:  [email protected]

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Student Support Package

CNS provides support for students in the neural science program through fellowships, traineeships and assistantships so that students can devote themselves full time to their studies. Stipend levels equal or exceed those at other major research universities. Support for the first year is normally in the form of a University fellowship or NIH traineeship; in subsequent years, support is available in the form of traineeships and research assistantships.

Students are also actively encouraged to seek fellowship support from such outside sources as NSF and NIH, but the availability of multiple support mechanisms assures for each student in good standing the continuation of support for at least the five years normally required for completion of the doctorate.

In addition to a generous stipend, the support package for all CNS graduate students includes tuition remission and health and dental insurance. 

Doctoral students in the Neural Science program are also eligible to receive housing benefits while they are enrolled full time and in good standing:

1) First year students are offered the opportunity for subsidized, furnished housing, through the MacCracken program, located in Stuyvesant Town, which is approximately 1 mile from the Center and served by a free campus shuttle bus. 

Students in the first year of the program who are in subsidized NYU housing receive no additional housing stipend. Students in the first year who did not elect to live in subsidized housing receive a half stipend.

2) Students in good standing in years 2-5 of the program who live in non-University, off-campus apartments will receive a housing stipend specifically to help offset the cost of market-rate, New York City housing.

The NYU Off-Campus Housing Office can assist students to find housing: http://www.nyu.edu/life/living-at-nyu/off-campus-living.html.

The department does not provide moving and other travel costs for incoming graduate students.

• GSAS Online Application
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UT to add 576 beds with new graduate student housing complex, boost housing scholarships

The University of Texas will move forward with a graduate student housing project that will bring 576 beds along with entertainment, dining and grocery options. The UT System Board of Regents on Thursday approved the university's proposal to build the project at 1900 Comal St.

The new development is the second phase of the university's plan to expand graduate student housing, UT President Jay Hartzell told the American-Statesman on Thursday. The new complex will be built near another new graduate student housing project UT plans to open in the fall with about 780 beds.

It will also be near UT's athletic facilities and will have five new beach volleyball courts, which will allow the UT women's team to host NCAA competitions.

The project is part of the university's commitment to establishing "high-quality affordable housing" and a strong sense of community for graduate students, which will help UT attract top talent, Hartzell said.

"When I got the job in 2020, this was on the drawing board," Hartzell said. "As a person who went to graduate school at UT, I get the need. And as the city's gotten more expensive, this is just one more thing we're trying to do to ensure students choose us."

Jim Davis, UT chief operating officer, said costs for the new graduate complex are still being estimated, and it is expected to open in 2027.

The new development will feature about 9,000 square feet of retail space and 3,000 square feet for dining, which will help support the athletic and East Campus communities, a university spokesperson said. With the latest project, UT will have about 2,250 graduate student beds available in three complexes.

The spokesperson said rental costs for the Phase Two housing units have not yet been determined but are expected to be at or below market value.

Davis said the two residential complexes are the university's first new graduate student housing projects in about 40 years.

What else is UT doing for student housing?

The university is also continuing its housing scholarship program in the upcoming school year after launching the program this year to help low- and middle-income students with on-campus housing costs. UT spent about $5 million to subsidize housing costs for about 3,200 on-campus students who qualified for UT's tuition assistance program, Texas Advance Commitment .

The university is increasing its investment in the program to $7.5 million to account for price increases and to serve more students, Hartzell said. Texas Advance Commitment 1 students can receive $1,800 to $2,300, and Texas Advance Commitment 2 students (those with higher family income levels) can receive $900 to $1,400.

In February, regents gave UT permission to begin negotiations to start building an estimated $145 million, 1,000-bed undergraduate student housing complex  in place of the Whitis Court residence hall, which has about 200 beds. This will be the first newly built undergraduate housing complex since 2007, though the university purchased Dobie Twenty21 with a capacity of almost 1,000 student residents in 2021.

With the new undergraduate and two new graduate student complexes, UT is on a path to add about 2,000 beds by 2027.

What does the UT System board's action mean?

The board's decision Thursday authorizes UT to enter into a private-public partnership agreement — the same process the two other new complexes underwent. The university will enter into a lease agreement with the 2033 Higher Education Development Foundation, a nonprofit that advises the university on real estate matters, that will then contract with a private developer for the property.

The regents also authorized the university to use the UT System's Revenue Financing System, which also is financing the undergraduate complex project.

Site permitting and design will start this summer. The design will be similar to the East Campus Graduate Apartments, Davis said.

Hartzell thanked the board for its approval of the project and said he hopes UT's increase of housing supply — with the new beds and scholarship support — will help students tackle rising living costs and choose to enroll at UT.

"It really pertains to this goal of trying to find more high-quality, affordable housing for our graduate students," Hartzell said. "And build a sense of community that has vibrancy to it."

Living Off-Campus as a Graduate Student

Johns Hopkins University does not offer graduate student housing. Prior to or upon arrival, graduate students need to secure their own independent housing.

The Baltimore City neighborhood immediately surrounding the Homewood campus is called Charles Village. There are lots of other proximal areas in which students may consider living: Hampden, Waverly, Roland Park, Guilford, Remington, Mt. Vernon, and others. Johns Hopkins does run a free shuttle service to a few of these neighborhoods.

Off-Campus Housing

Incoming graduate students in the Krieger School of Arts & Sciences and the Whiting School of Engineering who need housing accommodations while looking for a place to live can contact the Off-Campus Housing Office to obtain information about living in Baltimore. In addition, the Transitional Graduate Housing Program allows students to stay on campus between June and the end of July. This program has very limited availability so students should contact the office for additional information.

Extensive housing information, rental listings are posted on the Off-Campus Housing Office website. The office can be reached at [email protected] or 410-516-7961.

Housing resources for Johns Hopkins University graduate students:

•  Attorney General’s Office Guide : Landlords and Tenants
• Baltimore Housing Authority
• Baltimore Craigslist
• BaltimoreCollegetown
• A Self-help Guide to Fair Housing in the City of Baltimore

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Full time students and benefits - Can full-time students get Housing Benefit?

Find out more about the definition of a full-time student for benefit purposes and whether you can claim any benefits or tax credits

• Can full-time students get Housing Benefit?

Most people cannot make new claims for Housing Benefit. If you already have a claim for Housing Benefit, it is possible you might be able to continue getting it while you study. Otherwise, any help with housing costs will be paid through Universal Credit  and you will have to satisfy the eligibility tests for Universal Credit.

Housing Benefit

If you are a full-time student who is already getting Housing Benefit, you can continue to get Housing Benefit  as a student if you meet one of the following conditions (these conditions also apply if you are a full-time student who falls into one of the groups who can still make new claims for Housing Benefit ):

You receive Income Support (IS) or income-based Jobseeker’s Allowance (JSA ) or income-related Employment and Support Allowance (ESA)

You are a lone parent or a member of a couple who are responsible for a child and you are both full-time students 

You are a lone foster carer with a child formally placed with you by a local authority or voluntary agency

You receive Disability Living Allowance (DLA) , Personal Independence Payment (PIP) ,  Adult Disability Payment Scotland  or Attendance Allowance , the disability or severe disability element of Working Tax Credit or a War Pensioner’s Disability Supplement

You or your partner are registered blind

You have been unable to work due to sickness or disability for at least 28 weeks

You qualify for a Disabled Student’s Allowance because you are deaf

You take time out from your course because of illness or caring responsibilities in certain circumstances (see Time out from study within this guide)

You are under 21 on a non-advanced course - age can sometimes be extended to 22

You are over 66 and neither you nor your partner are getting Income Support, income-based Jobseeker’s Allowance (JSA) or income-related Employment and Support Allowance (ESA) . If you qualify for guaranteed Pension Credit , you will receive maximum entitlement to Housing Benefit.

If you are under 66 and receive student support, in the form of a grant or loan, this will usually reduce the amount of Housing Benefit you can get. Unless you also get Income Support, income-based Jobseeker’s Allowance (JSA) or income-related Employment and Support Allowance (ESA) , in which case you will automatically receive your maximum entitlement to Housing Benefit .

Reviewed: January 2023  

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• Future Residents

Are you a current UTEP student, transfer student, or an incoming student looking to live on campus?  Living on campus will allow you to utilize academic support, make friends, and create a home at The University of Texas at El Paso.

As resident you will have the opportunity to live and connect with other residents who share common interests. Living on campus will allow you to connect with the UTEP community and participate in various programs and leadership opportunities that will enhance your college experience.

BENEFITS OF LIVING ON CAMPUS

• Engage - Participate in events and leadership opportunities as an active member of the UTEP campus community.
• Have a Higher GPA - Students who live on campus are more likely to have a higher GPA due to the accessibility of academic success and support services.
• Graduate on Time - Graduate on time by minimizing commute time and maximizing study time.
• Build New Friendships - Attend Housing and Residence Life events to learn new skills and build friendships with members of the residential community.

New Residents Application Timeline

October 2, 2023.

2024-2025 Housing Application Available on the resident portal.

February 5, 2024

Room selection appointments for new residents will be published on the resident portal.

February 12, 2024 – February 16, 2024

New Resident Housing Self-Selection on the resident portal. Mesquite, Ocotillo, and Cottonwood Eagle, Tinaja, Chisos, Davis, Indio, Franklin and Whispering Springs.

February 17, 2024 – June 15, 2024

New resident students may continue to fill out housing applications. Self-section will be available on the resident portal and students are encouraged to check the resident portal for available spaces for room selection or room changes.

June 16, 2024- June 30, 2024

Students that did not select into a room assignment will be assigned based on the date their application is submitted. If no more spaces are available, the student will be added to a waitlist and will be assigned as rooms become available.

June 30, 2024

Last day cancel the housing application without penalty.

Take Your Next Steps

Once you are admitted to UTEP, activate your UTEP e-mail and visit the Resident Portal to submit your housing application. If you already have your UTEP username and password you can go directly to the Resident Portal.

• Start your application Review and sign the housing contract and submit your housing application.
• Search for roommates If you have a preferred roommate in mind, you can create a roommate group in your housing application and select to live in the same apartment. If you do not have anyone in mind, search for potential roommates via the resident portal.
• Search for roommates After submitting your application you will receive an e-mail with instructions on how to select your room. You will have the option of choosing where you will live your first year at UTEP.
• Plan for move-in day Move-in for Fall 2024 will start August 23, 2024. You will be able to select your move-in appointment starting August 1, 2024.

When is the deadline to submit a housing application?

There is no deadline to submit a housing application. We accept applications year round.

Can I choose my own roommate?

Am I signing a contract when I submit my housing application?

Connect With Us

The University of Texas at El Paso Housing and Residence Life Boquillas Hall 3490 Sun Bowl Drive El Paso, Texas 79902

E: [email protected] P: (915) 747-5352 F: (915) 747-5651

Housing & Conference Services

Living at mcmaster.

10 Bay Residence

McMaster University’s upper-year students, graduate students, and postdoctoral fellows now have a new year-round housing option with the opening of 10 Bay Residence.

Located at 10 Bay Street, this state-of-the-art 30-story building will create a thriving student community in the heart of downtown Hamilton. 10 Bay has 644 bed spaces in fully furnished studio, one-bedroom, and two-bedroom apartments, with discounted rates on two-bedroom apartments for couples and families.

Living at 10 Bay Residence, you’ll enjoy fully-furnished apartments and extensive building amenities, including a fitness centre, outdoor rooftop running track, movie theatre room, study spaces, music room, games room, and a rooftop barbecue area. Monthly rent includes all utilities, high-speed internet, 24/7 building security, and live-in McMaster residence support staff.

The residence is steps away from local restaurants, shops, and other McMaster locations, including the David Braley Health Sciences Centre. The building is designed to meet Leadership in Energy and Environmental Design (LEED®) Gold standards and includes green roofs and bicycle storage.

Learn About 10 Bay's Leasing Requirements and Pricing Options

How to Lease at 10 Bay Residence Learn More

Apartment Prices and Floor Plans Learn More

View a Virtual Tour Learn More

Located in the Heart of Downtown Hamilton

10 Bay Residence is located at:

10 Bay Street South Hamilton, Ontario, Canada L8P 0C8

On the southwest corner of King Street West and Bay Street South in downtown Hamilton, the location of 10 Bay Residence makes travelling to campus easy. Steps from James Street, residents will be immersed in local culture as they enjoy the close proximity to restaurants, shops and services.

Easy Access to Campus

The city-centre location provides convenient access to public transportation to all McMaster campuses and the Greater Toronto Area. 

• 4.4 km to Main Street West, Hamilton campus
• 20.6 km to Ron Joyce Centre, Burlington campus
• 60 km to Toronto Pearson International Airport

Move-In Ready

10 Bay Residence has adopted a phased occupancy model to where the building is undergoing construction while completed floors are available to lease. All of the vacant apartments at 10 Bay Residence are fully furnished and ready for you to move in.

Each apartment comes with:

• A double bed, chair and desk with a bookshelf and a wardrobe/dresser (per bedroom).
• A three-piece washroom (sink, mirror, toilet and shower).
• Couch seating, ottoman/coffee table, kitchen table and chairs, in shared apartment space (depending on unit size)*
• Kitchen appliances: fridge/freezer, microwave, dishwasher and a stove with oven.
• Access to a shared laundry facility.
• 24/7 access to all building amenities.
• High-speed Wi-Fi internet access.

Note : Studio Type A, B, and C do not have couches. Studio suites do not have ottomans, except Studio E types. Two-bedroom studio suites C, D do not have ottomans.

Please bring your own bed linens and bath linens along with any cookware or utensils you may need.

10 Bay's Wellness and Community Amenities

10 Bay Residence was designed after an in-depth consultation with students to ensure their housing environment met their needs and supported their academic goals. We are proud to offer extensive wellness amenities to support our residents.

10 Bay includes:

• Fitness centre
• Yoga and music room
• Study and meeting spaces
• Movie theatre
• Rooftop park with outdoor running track and BBQ area
• Lounge spaces
• Beautiful event spaces
• Communal kitchens
• Targeted to receive Leadership in Energy and Environmental Design (LEED®) Gold Certification

View a Virtual Tour

You can view an embedded virtual tour of 10 Bay and its amenities below. The tour can also be viewed at this link .

Meeting/Work Spaces Click to visit

Games Room Click to visit

Theatre Room Click to visit

Music Room Click to visit

Arcade Room Click to visit

Fitness Centre Click to visit

Sky Lounge Click to visit

Rooftop BBQ Area Click to visit

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Rooftop green space click to visit.

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Ohio State proposes tuition guarantee for 7th consecutive year

University remains a strong value for in-state undergraduates.

The Ohio State University Board of Trustees this week will consider setting rates for tuition and fees for the 2024-2025 academic year. The proposal includes continuation of the university’s Ohio State Tuition Guarantee , a program that provides cost certainty in tuition, housing and dining costs for new, in-state students for four years.

The university proposes to increase tuition and fees for incoming Ohio freshmen by $385 starting in autumn 2024, or 3% more than last year’s rate. Paired with the tuition guarantee – which locks in tuition, housing and dining costs for each of a student’s four years on campus – the effective annual tuition increase is 0.75%.

Ohio State evaluates tuition and fees annually and sets rates based on program needs, changes in costs and market data. The proposed increase is below the national annual increase in inflation of 4.1%.

Tuition and fees support the university’s academic excellence and core mission to provide a comprehensive, inclusive and affordable education that prepares the next generation of leaders and engaged citizens for the workforce of tomorrow and to serve the state, the nation and the world.

Ohio State offers a world-class education at a lower cost than the majority of peer institutions. For Ohio students, the university is the second most affordable of any school with a selective admission process in the state. In the expanded Big Ten Conference, 10 of the 18 schools are more expensive than Ohio State, putting the university in the top half for affordability.

The university expects to distribute more than $465 million in financial aid in fiscal year 2024, in total. Since fiscal year 2015, $305 million in additional need-based financial aid has supported more than 45,000 low- and moderate-income Ohioans. More than 70% of undergraduates receive an average of almost $12,000 in grants, aid and scholarships. This includes the Ohio College Opportunity Program administered by the Ohio Department of Higher Education, which features a maximum grant award of $3,200.

The university’s commitment to affordability is having an impact. In the 2022-2023 academic year, 58% of Ohio State’s bachelor’s degree recipients graduated with zero student loan debt. For the 42% who leave with debt, it has declined from $27,000 on average five years ago to less than $25,000. Ohio State’s percentage of students who leave with no debt is 20% better than the U.S. average.

Some additional details:

• In Columbus, in-state tuition and fees would total $13,244 per year for incoming first-year students. The most common housing and dining plans will total $14,810 under the proposal, an increase of about $428 year-over-year. Housing and dining rates remain frozen for those in the Ohio State Tuition Guarantee.
• General graduate tuition and fees would increase by 3% for Ohio residents – a change of about $404 for students on the Columbus campus.
• In-state tuition and fees for incoming students would be $9,488 for the Lima, Mansfield, Marion and Newark campuses and $9,441 at the Agricultural Technical Institute in Wooster, a 3% increase.

More Ohio State News

Ohio state grad noah wheeler among 3 generations of mbas from fisher.

Ohio State grad Noah Wheeler’s family represents three generations of MBAs earned at Ohio State’s Fisher College of Business .

Carmenton district to get new Commercialization and Entrepreneurship Center

The building will be located near the Pelotonia Research Center and Energy Advancement and Innovation Center.

Gene therapy relieves back pain, repairs damaged disc in mice

Disc-related back pain may one day meet its therapeutic match: gene therapy delivered by naturally derived nanocarriers that, a new study shows, repairs damaged discs in the spine and lowers pain symptoms in mice.

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Residents concerned about high concentration of low-income housing

Uc real estate professor tells wcpo complaint against city could lead to positive outcomes.

Efforts to build more affordable housing in Cincinnati have created concerns for residents as low-income housing has been concentrated in some of the city’s poorest neighborhoods, WCPO reported .

Gary Painter

In the West End, low-income housing tax credit units doubled to 1,750 between 2005 and 2021, according to a discrimination complaint against the city of Cincinnati that the U.S. Department of Housing and Urban Development accepted this month. Only 623 units exist in all city neighborhoods with a population that’s at least 75% white.

Residents and city leaders have said the high concentration of low-income housing has hurt property values in those areas and increased social ills.

Gary Painter , PhD, the academic director of the University of Cincinnati’s Carl H. Lindner College of Business real estate program and a professor of real estate, said cities want to help as many low-income residents as possible by building more subsidized housing. Land is less expensive in high poverty areas, making them desirable for developments, but that can lead to other problems.

“For children in particular, (there are) worse outcomes in school and ultimately more exposure to violence and crime, and a whole set of outcomes that decrease the likelihood that you’ll have a living wage career,” Painter said.

Ultimately, Painter thinks the complaint against the city could lead to positive outcomes.

“Sometimes lawsuits are opportunities to listen to each other differently; it forces that,” Painter said. “There’s a reason why people are upset and simply listening but not taking action based on what people are saying will likely lead to more conflict.”

See more from WCPO.

Featured image at top: Students clean up overgrown vegetation in the West End during UC’s Into the Streets day of service. Photo/Lisa Britton/UC Marketing + Brand

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The University of Cincinnati is leading public urban universities into a new era of innovation and impact. Our faculty, staff and students are saving lives, changing outcomes and bending the future in our city's direction.  Next Lives Here.

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Weekly real estate news: uc welcomes new academic director of real estate program.

June 8, 2023

Gary Painter, PhD, the new academic director of the real estate program within the University of Cincinnati’s Carl H. Lindner College of Business, is looking forward to making connections in the university community and beyond, he told Weekly Real Estate News.

Cincinnati Business Courier: Gary Painter named academic director of real estate program

June 1, 2023

Gary Painter, PhD, is joining the Carl H. Lindner College of Business as the real estate program’s new academic director.

Lindner real estate professor weighs in on affordable housing

August 8, 2023

A recent opinion piece in the Los Angeles Times examined differing viewpoints and data around affordable housing in the publication’s namesake city. The author tapped Gary Painter, PhD, professor of real estate, and an expert and longtime researcher in social innovation, housing, urban economics and education policy, to offer insight.

Cost of living help and a future made in Australia

Building more homes for australians.

Building more homes and better transport for cities, regions and suburbs

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Help to build, rent and buy

Addressing housing pressures

This Budget invests a further $6.2 billion in specific housing initiatives, taking the Government’s total new investment since 2022 to $32 billion.

This investment expands on initiatives already being delivered through the National Housing Accord, Housing Australia Future Fund and Social Housing Accelerator.

Supporting more homes

The Government is making available a further $1 billion to states and territories to deliver new housing – including for connecting essential services such as water, power, sewerage and roads.

This investment expands on the $500 million already committed through the Housing Support Program to support enabling infrastructure to unlock more homes.

More help for renters

A $1.9 billion investment will increase the maximum rates of Commonwealth Rent Assistance by a further 10 per cent to further alleviate rental stress.

This builds on the 15 per cent increase already made in September 2023, taking the increase to Commonwealth Rent Assistance maximum rates to over 40 per cent since May 2022 including indexation. Nearly 1 million households receiving the maximum rate of Commonwealth Rent Assistance, around one quarter of all renters, will be better off.

More housing for students

To deliver more accommodation for students and to reduce pressure on the private rental market, the Government will work with the higher education sector to develop regulations requiring universities to increase their supply of student accommodation.

More housing support for vulnerable Australians

The Budget includes funding for a new five‑year, $9.3 billion National Agreement on Social Housing and Homelessness with states and territories. This represents an increase of $423 million.

Under the agreement, the Commonwealth will double its dedicated funding for homelessness services to $400 million a year – funding that states and territories must match.

The Government is targeting the $1 billion increase to the National Housing Infrastructure Facility to better support housing for women and children experiencing domestic violence and for youth. The funding is being rebalanced to provide more up‑front grants to support states and territories and community housing providers to deliver more housing for these cohorts.

Other measures to support housing

The Government is:

• Providing $88.8 million for 20,000 new fee‑free TAFE places, including increased access to pre‑apprenticeship programs, in courses relevant to the construction sector.
• Providing an additional $1.9 billion in concessional loans to community housing providers and other charities to support delivery of new social and affordable homes under the Housing Australia Future Fund and National Housing Accord.
• Making a landmark $4 billion joint investment with the Northern Territory Government to improve conditions and address overcrowding in remote housing in the Northern Territory.
• Allowing foreign investors to purchase established Build to Rent developments with a lower foreign investment fee, conditional on the property continuing to be operated as a Build to Rent development.

Better transport for cities, regions and suburbs

Investing in infrastructure

The Government is committed to investing in the infrastructure Australia needs by providing $9.5 billion over the forward estimates, and $16.5 billion over 10 years, for projects that improve productivity, liveability, and sustainability. All while maintaining focus on ensuring the deliverability of the over $120 billion, ten‑year infrastructure investment pipeline.

For a breakdown of state-by-state infrastructure investments, refer to pages 24 and 25 of the Budget overview .

Better transport for Western Sydney

The Government is committed to unlocking the potential of Western Sydney, investing $2 billion into planning and delivering more efficient regional transport networks that will transform the way communities live and move within Western Sydney and connect people to jobs in the region. This includes:

• $1.9 billion to plan and build roads and rail
• $100 million for rapid bus infrastructure and $20 million additional funding for planning to extend the rail line from the Aerotropolis to Macarthur
• $302.6 million to enable operations for Western Sydney International (Nancy-Bird Walton) Airport

Meeting the infrastructure needs of South East Queensland

The Government is investing $2.2 billion in well‑planned infrastructure to better integrate the South East Queensland region, accommodate future growth, and support economic development. This includes:

• $1.4 billion to enhance rail connectivity between Brisbane and the Sunshine Coast
• $431.7 million for the Coomera Connector Stage 1 project and $39.4 million for the relocation of the Loganlea Station

Better connections for regional and remote communities

A further $101.9 million is committed to upgrade regional airports and remote airstrips, delivering better connections and more resilient infrastructure for communities. A further $40 million will be invested to support the roll‑out of additional community wi‑fi in remote and regional Australia.

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Arts, Humanities, & Social Sciences

Penn students and alumni awarded Fulbright 2024 U.S. Student Program grants

Thirteen have been offered fulbright awards for the 2024-25 academic year to conduct research, pursue graduate degrees, or teach english overseas..

Thirteen University of Pennsylvania students and alumni have been offered Fulbright U.S. Student Program grants for the 2024-25 academic year, including seven fourth-year undergraduates.

They will conduct research, pursue graduate degrees, or teach English in countries including Argentina, Austria, Germany, Greece, India, Ireland, Italy, the Philippines, South Korea, Taiwan, Turkey, and Tuvalu.

The Fulbright Program is the United States government’s flagship international educational exchange program, awarding grants to fund as long as 12 months of international experience.

Penn consistently ranks as a “ Top-Producing Institution , ” among those with the highest number of candidates selected for the Fulbright U.S. Student Program.

Most of the Penn recipients applied for the Fulbright with support from the Center for Undergraduate Research and Fellowships .

Among Penn’s Fulbright grant recipients for 2024-25 are:

Luke Campo , a fourth-year student from Philadelphia, is majoring in international relations in the College of Arts and Sciences . He was offered the Fulbright Greece-Turkey Joint Research Award.

Cody Eskandarian , a fourth-year student from Westchester, New York, is majoring in chemistry, biochemistry, biophysics, and physics in the College. With a Fulbright research grant, he plans to continue researching cancer by surveying the mechanisms behind mutational burden at the Institute of Molecular Pathology in Vienna.

Carolyn Grace , from Philadelphia, graduated in 2016 from the College with a bachelor’s degree in history and French studies with a minor in journalistic writing. With the Fulbright grant, she will pursue a Master of Philosophy degree in creative writing at Trinity College Dublin, concentrating in creative nonfiction.

William Han , a fourth-year student from Englewood Cliffs, New Jersey, is majoring in health and societies with a concentration in public health and a minor in chemistry. He has been offered a Fulbright to teach English in South Korea.

Roni Itkin-Ofer , a fourth-year student from Lower Merion, Pennsylvania, is majoring in psychology and minoring in urban education in the College. She has been offered a Fulbright to teach English in Taiwan.

Kolby Kaller , from Wyndmoor, Pennsylvania, graduated in 2020 from the College with a bachelor’s degree in international relations and history with a minor in journalistic writing. With a Fulbright research grant, she plans to conduct research in Tuvalu to create culturally sensitive tools for the preservation of indigenous and local knowledge systems in the digital age.

Tyler Kliem , a fourth-year student from Hamilton, New Jersey, is majoring in comparative literature and design in the College. With a Fulbright research grant, he plans to go to Düsseldorf, Germany, to continue research on the European Yiddish avant-garde.

Nissim Lebovits, from Philadelphia, is completing a master’s degree in city planning from the Stuart Weitzman School of Design . With a Fulbright research grant, he plans to go to La Plata, Argentina, where he will explore opportunities to integrate open-source remote sensing data into local flood risk modeling.

Chandni Shah , from Hillsdale, New Jersey, graduated in 2022 from the College with a bachelor’s degree in neuroscience with minors in chemistry and health care management. With a Fulbright research grant, she plans to travel to India to conduct research on the barriers to early diagnoses and interventions for autism in South India.

Alexandra Shank, a fourth-year student from Kailua, Hawaii, is majoring in international relations with a language certificate in Mandarin from the College. She has been offered a Fulbright to teach English in Taiwan.

Vernon Wells , a fourth-year student from Ocean Park, Maine, is majoring in anthropology and sociology with a minor in Asian American studies in the College. With a Fulbright research grant, they plan to travel to the Philippines to examine how Indigenous peoples negotiate pag-unlad, or development, in relation to tribal goals of economic self-sufficiency. Wells plans to use archival sources and ethnographic methods and to collaborate with Indigenous communities, local advocacy partners, and Filipino scholars.

Class of 2025 relishes time together at Hey Day

Picturing artistic pursuits

Hundreds of undergraduates take classes in the fine arts each semester, among them painting and drawing, ceramics and sculpture, printmaking and animation, photography and videography. The courses, through the School of Arts & Sciences and the Stuart Weitzman School of Design, give students the opportunity to immerse themselves in an art form in a collaborative way.

Campus & Community

Penn celebrates operation and benefits of largest solar power project in Pennsylvania

Solar production has begun at the Great Cove I and II facilities in central Pennsylvania, the equivalent of powering 70% of the electricity demand from Penn’s academic campus and health system in the Philadelphia area.

Education, Business, & Law

Investing in future teachers and educational leaders

The Empowerment Through Education Scholarship Program at Penn’s Graduate School of Education is helping to prepare and retain teachers and educational leaders.

‘The Illuminated Body’ fuses color, light, and sound

A new Arthur Ross Gallery exhibition of work by artist Barbara Earl Thomas features cut-paper portraits reminiscent of stained glass and an immersive installation constructed with intricately cut material lit from behind.

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Military Insider: Graduates 2024

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Celebrating Our Military Graduates

We are incredibly proud to honor the achievements of Liberty University’s 2023-2024 military graduates and graduating military spouses! We’ve been collecting stories about their journeys to graduation to celebrate this milestone in their lives. We are amazed at each graduate’s tenacious and ferocious will to never give up which is exemplified in the testimonies of these graduates. May their words inspire you to keep working toward the goal in your pursuit of a degree! There are thousands of untold stories represented in each class of graduating Liberty students – stories of hard work, determination, and sacrifice, and the class of 2024 is no exception. You can read a few of these featured in the articles below or visit our Military Graduates 2024 webpage to view all of the stories we collected. Congratulations to the military class of 2024!

Claudia Burregi

Coast Guard Veteran

Doctorate in Higher Education Administration – Educational Leadership

To my fellow service members embarking on the noble quest of furthering your education while serving our country, let me share a word of encouragement rooted in faith: Remember, “I can do all things through Christ who strengthens me” (Philippians 4:13). This journey you are on, balancing the demands of military service with the rigors of academic pursuit, is a path few choose to walk. It is not merely a test of your willpower but a testament to your faith in God’s plan for your life.

I began my doctoral journey just before COVID-19 changed everyone’s lives. I was teaching high school sciences on the only inhabited island in Louisiana, and I knew that although there were many challenges at that time, God had a plan. Never would I imagine that in 2022, when I was nearing the end of my dissertation journey, I would be diagnosed with cancer. What an inopportune time to go through something such as this. But I began by giving this degree to God, and I knew I would push through because I was so close to obtaining IRB approval. I had a double mastectomy days after getting my approval to begin my research. Though recovery and two surgeries later slowed me down, I was able to pull it all together and gave my final defense in May of 2023. “Do not grow weary in doing good, for at the proper time we will reap a harvest if we do not give up” (Galatians 6:9). By the strength of God, I made it and I give him all the glory.

Corey Brooks

U.S. Marine Corps and U.S. Army Veteran

Doctor of Education

Jeremiah 29: 11, was a passage from scripture that I continually fell back on. It reminds us that God is ever-present in our lives and is there to encourage us to move forward in him.

The doctoral program at Liberty is tough. There were times when I wanted to quit. Being on deployment to Afghanistan and still having to work on requirements for my degree seemed impossible. I remember committing to stay up all night from Saturday to Sunday and sleeping in for half of the day on Sunday so I could meet those requirements while in theater.

During my dissertation defense, my Committee Chair asked if it was worth it. The sleepless nights, cold and lonely early mornings, those times in training when I didn’t have internet access and had to walk far to find some so I could submit work in Canvas, the isolation and missing family events – was it all worthwhile? I told my Chair, looking back I don’t know how I did it, how I made it to the final defense, and in tears, I said, “It was Worth it!”

Don’t Quit. See it through because, in the end, it is worthwhile. My photo is of me and my mom after my dad passed away two years before I graduated.

U.S. Air Force Spouse (Vietnam Vet, Passed 1/12/24)

The road to graduation will be hard and there will be days that you want to quit. Stay focused on the end goal, complete the race, and press on to the finish line. In the end, it won’t seem like it was difficult at all.

When I first met my husband (USAF – Vietnam), a college education was never going to be a reality due to the cost. When I started working at Liberty University, the Continuing Education program made it possible. From the beginning of my undergrad in August 2003, my husband Wayne prayed, encouraged, and helped me in every way possible. If I needed to go somewhere to study and enjoy a refreshment, he was right there with me regardless of how long the time was. For 20 years, he made it possible for me to earn five degrees, and a Graduate Certificate from two universities. I finally defended my dissertation on my birthday this past November and I will never forget how proud he was of me. I had just received my Ed.D. in the mail about two weeks before his sudden passing on January 12, 2024. I am walking this weekend because he wanted to celebrate me for all my hard work over the past 20 years.

Ayla Litsenberger

U.S. Army SFC (Ret.)

Master of Divinity: Christian Apologetics

Keep God first and rest will be added to you. When God is first, the rest of life falls into place. Be steadfast in faith and God will strengthen you along the way. While working towards this degree, I experienced the loss of a family member for the first time (to stage 4 colon cancer), acted as my father’s caregiver as he progressed through Alzheimer’s, and went through the season of Covid. All while serving in the active duty (reserves) and being a married Mom of three. I praise Christ for the strength he has given me for each assignment, for blessing me with a supportive and encouraging husband who helped me take care of my dad and covered for me at home when assignments required more of my time, and for blessing me with a unit who gave me the grace to meet the needs of my father and see my cousin Emmy on short notice before she passed away. I couldn’t be more thankful for the Christ-like professors who granted me extensions on some of my paper submissions and prayed for me during the hardest of times. This has been quite the journey, but I am excited to see where God takes me next. Anything I have ever accomplished is due to God’s grace, his love, and his favor. To God be the glory!

Kathleen Alejandro

U.S. Air Force Captain

Master of Science in Nursing Education

Your pace is irrelevant; the mission is to finish! You can do all things through Christ!

The military has a funny way of helping you find new callings in life, and interacting with younger nurses and medics helped me discover a calling to pursue a Master of Science in Nursing Education! Working between multiple breaks for deployments, TDYs, PCS, and the demands of full-time nursing career, the work felt endless! After 3 long years, I can finally celebrate this blessing beside all of you!

Jerry Pitts

U.S. Army Veteran

Doctor of Education – Instructional Design and Technology

To all our military students, press on toward earning your degree amidst the unique challenges you face, knowing that your dedication and resilience are truly admirable. The path you’ve chosen is a testament to your strength and commitment. Remember that the skills and discipline you’ve honed in the military — leadership, perseverance, and the ability to thrive under pressure — are invaluable assets on your educational journey. It’s not just about earning a degree; it’s about setting an example of what it means to relentlessly pursue your goals no matter the obstacles. Your journey is an inspiration, showcasing that with determination and hard work, it’s possible to achieve anything. Keep pushing forward, knowing that every assignment completed, and every exam passed brings you one step closer to your goal. Your future is bright, and the sacrifices you’re making today are paving the way for a successful tomorrow. We believe in you and can’t wait to see all that you will accomplish. Keep going, you’ve got this!

At 57, inspired by a dream and nearing the completion of my master’s in professional writing at Liberty, I felt called to a new career in educational technology. My journey into this field began unexpectedly during the pandemic when I was tasked with leading a distance learning program at my former place of employment. This experience sparked a love for educational technology, leading me to enroll in a Ph.D. in Instructional Design & Technology. Then, in October 2020, God opened a door for me to work as an Educational Technologist at Liberty’s Center for Teaching Excellence, and in May 2023 I was promoted to a Faculty Trainer role. My goal was to complete my Ph.D. before I turned 61, a milestone I proudly achieved last December, just 28 days before my birthday.

This journey, from a 10th-grade dropout with ADHD to reaching the highest academic levels, is a testament to God’s grace and the transformative power of faith and perseverance. After losing my wife to cancer in 2015, I lost my zest for life and retired early. However, a new chapter began when I met a wonderful Christian woman who later became my wife. God used her to encourage me to pursue my dreams, which led me to Liberty. My journey has been shaped by divine guidance and the support of loved ones, and I’m eager to see where it leads next, enjoying every moment of this wonderful ride.

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